- Brookings car insurance averages $1,742 per year, or about $145 per month for a full coverage policy.
- Monthly car insurance rates for a few popular models in Brookings include the Hyundai Elantra at $158, Ford F150 at $163, and Chevrolet Equinox at $134.
- Small SUV models like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Mazda CX-5 are a few top picks for having cheap car insurance in Brookings.
- Models with segment-leading car insurance rates include the Jaguar E-Pace, Chevrolet Tahoe, Honda Passport, and Hyundai Ioniq 6.
What is average car insurance cost in Brookings, SD?
The average cost to insure a vehicle in Brookings is $1,742 per year, which is about $145 per month. Brookings car insurance costs 7.8% less than the overall U.S. national average rate of $1,883.
In the state of South Dakota, average auto insurance cost is $1,956 per year, so the cost in Brookings averages $214 less per year. The cost to insure a vehicle in Brookings compared to other South Dakota locations is approximately $52 per year more than in Watertown, $570 per year cheaper than in Rapid City, and $18 per year cheaper than in Sioux Falls.
Driver age influences the cost of auto insurance. The list below illustrates this by showing average car insurance rates for young, middle-age, and senior drivers.
Average car insurance rates in Brookings for drivers age 16 to 60
- 16-year-old rated driver – $6,204 per year or $517 per month
- 17-year-old rated driver – $6,010 per year or $501 per month
- 18-year-old rated driver – $5,387 per year or $449 per month
- 19-year-old rated driver – $4,905 per year or $409 per month
- 20-year-old rated driver – $3,506 per year or $292 per month
- 30-year-old rated driver – $1,858 per year or $155 per month
- 40-year-old rated driver – $1,742 per year or $145 per month
- 50-year-old rated driver – $1,544 per year or $129 per month
- 60-year-old rated driver – $1,446 per year or $121 per month
The chart below shows examples of average Brookings car insurance cost. Rates are averaged for all Brookings Zip Codes and shown for an assortment of driver ages, policy deductibles, and policy risk factors.
The average cost of car insurance per month in Brookings is $145, with policy prices ranging from $121 to $334 for drivers age 20 to 60 and the risk profiles included in the previous chart.
Car insurance rates are extremely variable and can change frequently. This variability reinforces the need to get multiple auto insurance quotes when shopping online for the cheapest Brookings car insurance.
Popular models and the cost of insurance
The prior car insurance rates are averaged for every 2024 model year vehicle, which is practical for making broad comparisons such as the average cost difference between two South Dakota cities. For more in-depth price comparisons, however, the cost data will be more precise if we do a rate analysis for the specific model of vehicle being insured.
Later on in this article, we explore all kinds of rates for specific makes and models of vehicles, but for now, let’s just look at a handful of the more popular vehicles to see how car insurance rates compare in Brookings.
The following chart details insurance rates for some of the more popular vehicles on the road in Brookings.
The vehicles that sell well in Brookings tend to be compact and midsize cars like the Toyota Corolla, Nissan Sentra, and Kia K5 and compact or midsize SUVs like the Honda CR-V and Chevy Traverse.
Additional popular models from other segments include luxury cars like the Lexus ES 350 and Infiniti Q50, luxury SUVs like the Cadillac XT5 and Acura MDX, and models from the pickup truck segment like the Chevy Silverado and Ram 1500.
We will cover additional rates coming up in the article, but before we get into that, let’s make a quick review of some of the general concepts that were presented in the data up to this point.
- Teen girls have cheaper rates than teen males – Teenage female drivers pay $758 to $409 less per year than their male counterparts.
- Auto insurance rates decline considerably in your twenties – The average 30-year-old Brookings, South Dakota, driver will pay $1,648 less each year than a 20-year-old driver, $1,858 compared to $3,506.
- Brookings, SD, car insurance cost is less than the U.S. average – $1,742 (Brookings average) compared to $1,883 (U.S. average)
- Low deductibles cost more than high deductibles – A 30-year-old driver pays an average of $470 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Insuring teens can cost a lot – Average rates range from $4,147 to $6,204 per year for teen driver car insurance in Brookings.
What are the cheapest vehicles to insure in Brookings?
When comparing vehicles from every automotive segment, the models with the lowest cost average car insurance quotes in Brookings, SD, tend to be small SUVs and crossovers like the Subaru Crosstrek, Kia Soul, and Buick Envision. Average auto insurance prices for those small SUVs cost $1,414 or less per year for full coverage car insurance.
Additional vehicles that rank towards the top in our auto insurance cost comparison are the Kia Niro, Nissan Murano, Buick Encore, and Chevrolet Colorado. Rates are a little higher for those models than the compact SUVs and crossovers that rank at the top, but they still have an average cost of $125 or less per month.
The table below shows the 20 cheapest vehicles to insure in Brookings, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,286 | $107 |
| 2 | Chevrolet Trailblazer | $1,310 | $109 |
| 3 | Kia Soul | $1,362 | $114 |
| 4 | Nissan Kicks | $1,372 | $114 |
| 5 | Honda Passport | $1,388 | $116 |
| 6 | Buick Envision | $1,396 | $116 |
| 7 | Toyota Corolla Cross | $1,404 | $117 |
| 8 | Hyundai Venue | $1,414 | $118 |
| 9 | Mazda CX-5 | $1,422 | $119 |
| 10 | Ford Bronco Sport | $1,428 | $119 |
| 11 | Volkswagen Tiguan | $1,442 | $120 |
| 12 | Acura RDX | $1,456 | $121 |
| 13 | Nissan Murano | $1,464 | $122 |
| 14 | Buick Encore | $1,480 | $123 |
| 15 | Subaru Outback | $1,484 | $124 |
| 16 | Honda CR-V | $1,486 | $124 |
| 17 | Buick Envista | $1,488 | $124 |
| 18 | Chevrolet Colorado | $1,490 | $124 |
| 19 | Volkswagen Taos | $1,492 | $124 |
| 20 | Kia Niro | $1,494 | $125 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
A table showing 20 of the cheapest vehicles to insure in Brookings serves the purpose if you’re just looking for any vehicle with cheap insurance rates. But considering we track over 700 vehicles, a ton of models get left out. So let’s rethink this and reorganize the models with the cheapest rates in a more useful format.
The next section of this article goes into detail about the cost of car insurance based on automotive segment. These rates will give you a better understanding of which segments have the overall least expensive rates. The six sections after the chart show the models with the most affordable auto insurance for each segment.
Brookings auto insurance rates by vehicle segment
When shopping for a different vehicle, it’s very useful to know which kinds of vehicles have cheaper insurance rates.
For example, maybe you’re wondering if midsize SUVs have more affordable insurance than full-size SUVs or whether a minivan is the way to go.
The chart below shows the average car insurance cost in Brookings for each automotive segment. From a segment perspective, small SUVs, vans, and midsize pickups have the most affordable rates, with luxury, performance, and sports cars having the most expensive average insurance cost.
Rates by segment are sufficient for getting a ballpark comparison, but auto insurance cost varies quite significantly within each automotive segment displayed in the chart above.
For example, in the midsize luxury car segment, Brookings insurance rates range from the Lexus IS 300 costing $1,794 per year for a full coverage policy to the BMW M8 costing $2,936 per year. Also, in the large luxury SUV segment, rates range from the Infiniti QX80 at $1,954 per year up to the Mercedes-Benz G63 AMG at $3,744 per year, a difference of $1,790 within that segment.
In the upcoming sections, we eliminate this variability by looking at the cost of car insurance in Brookings for specific vehicles rather than by segments.
Cheapest cars to insure in Brookings
The Toyota GR Corolla takes the top ranking for the cheapest car (excluding luxury models) to insure in Brookings, followed by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model averages $1,514 per year for full-coverage auto insurance.
Other cars that are affordable to insure include the Toyota Prius, Hyundai Ioniq 6, Chevrolet Malibu, and Honda Accord, with average rates of $1,690 per year or less.
Ranked between 10th and 20th place, models like the Volkswagen Arteon, Mazda 3, Mitsubishi Mirage G4, Volkswagen Jetta, Subaru Legacy, and Kia Forte average between $1,690 and $1,802 per year to insure in Brookings.
On a monthly basis, car insurance in Brookings on this segment for a good driver starts at an average of $126 per month, depending on the company and where you live.
When the car segment is analyzed by vehicle size, the cheapest compact car to insure in Brookings is the Toyota GR Corolla at $1,514 per year. For midsize 2024 models, the Hyundai Ioniq 6 has the best rates at $1,602 per year. And for full-size non-luxury cars, the Chrysler 300 has the cheapest car insurance rates at $1,654 per year.
The next table ranks the twenty cars with the lowest-cost insurance rates in Brookings, starting with the Toyota GR Corolla at $1,514 per year and ending with the Mazda 3 at $1,802 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,514 | $126 |
| Nissan Leaf | Compact | $1,526 | $127 |
| Honda Civic | Compact | $1,542 | $129 |
| Nissan Sentra | Compact | $1,596 | $133 |
| Subaru Impreza | Compact | $1,600 | $133 |
| Hyundai Ioniq 6 | Midsize | $1,602 | $134 |
| Toyota Prius | Compact | $1,628 | $136 |
| Kia K5 | Midsize | $1,676 | $140 |
| Honda Accord | Midsize | $1,684 | $140 |
| Chevrolet Malibu | Midsize | $1,690 | $141 |
| Toyota Corolla | Compact | $1,698 | $142 |
| Kia Forte | Compact | $1,700 | $142 |
| Volkswagen Arteon | Midsize | $1,712 | $143 |
| Nissan Versa | Compact | $1,716 | $143 |
| Subaru Legacy | Midsize | $1,720 | $143 |
| Mitsubishi Mirage G4 | Compact | $1,758 | $147 |
| Volkswagen Jetta | Compact | $1,762 | $147 |
| Toyota Crown | Midsize | $1,764 | $147 |
| Hyundai Sonata | Midsize | $1,766 | $147 |
| Mazda 3 | Compact | $1,802 | $150 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in South Dakota.
Cheapest SUV insurance rates in Brookings, South Dakota
The four highest ranking SUVs with the most affordable auto insurance in Brookings are the Subaru Crosstrek at $1,286 per year, Chevrolet Trailblazer at $1,310 per year, Kia Soul at $1,362 per year, and Nissan Kicks at $1,372 per year.
Additional SUVs that have affordable average insurance rates include the Hyundai Venue, Ford Bronco Sport, Buick Envision, and Mazda CX-5, with an average car insurance cost of $1,428 per year or less.
As a cost per month, car insurance in Brookings on this segment will start around $107 per month, depending on the company and your location.
If rates are ranked by vehicle size, the most affordable compact SUV to insure in Brookings is the Subaru Crosstrek at $1,286 per year, or $107 per month. For midsize models, the Honda Passport is the cheapest model to insure at $1,388 per year, or $116 per month. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $1,636 per year, or $136 per month.
The comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Brookings, starting with the Subaru Crosstrek at $1,286 per year ($107 per month) and ending with the Honda HR-V at $1,516 per year ($126 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,286 | $107 |
| Chevrolet Trailblazer | Compact | $1,310 | $109 |
| Kia Soul | Compact | $1,362 | $114 |
| Nissan Kicks | Compact | $1,372 | $114 |
| Honda Passport | Midsize | $1,388 | $116 |
| Buick Envision | Compact | $1,396 | $116 |
| Toyota Corolla Cross | Compact | $1,404 | $117 |
| Hyundai Venue | Compact | $1,414 | $118 |
| Mazda CX-5 | Compact | $1,422 | $119 |
| Ford Bronco Sport | Compact | $1,428 | $119 |
| Volkswagen Tiguan | Compact | $1,442 | $120 |
| Nissan Murano | Midsize | $1,464 | $122 |
| Buick Encore | Compact | $1,480 | $123 |
| Subaru Outback | Midsize | $1,484 | $124 |
| Honda CR-V | Compact | $1,486 | $124 |
| Buick Envista | Midsize | $1,488 | $124 |
| Volkswagen Taos | Compact | $1,492 | $124 |
| Kia Niro | Compact | $1,494 | $125 |
| Honda HR-V | Compact | $1,516 | $126 |
| Subaru Ascent | Midsize | $1,516 | $126 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 22, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see rates for your SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Brookings car insurance quotes from top auto insurance companies in South Dakota.
Cheapest pickup trucks to insure in Brookings, SD
The four most affordable pickup trucks to insure in Brookings are the Chevrolet Colorado at $1,490 per year, Nissan Titan at $1,628 per year, Nissan Frontier at $1,650 per year, and Ford Ranger at $1,664 per year.
Not the cheapest, but still very affordable, are models like the Toyota Tacoma, GMC Canyon, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with an average car insurance cost of $1,792 per year or less.
From a cost per month standpoint, full-coverage insurance in this segment will start around $124 per month, depending on your location.
The table below ranks the twenty pickups with the cheapest average car insurance rates in Brookings, starting with the Chevrolet Colorado at $1,490 per year and ending with the Ram Truck at $2,014 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,490 | $124 |
| Nissan Titan | Full-size | $1,628 | $136 |
| Nissan Frontier | Midsize | $1,650 | $138 |
| Ford Ranger | Midsize | $1,664 | $139 |
| Ford Maverick | Midsize | $1,688 | $141 |
| Honda Ridgeline | Midsize | $1,728 | $144 |
| Hyundai Santa Cruz | Midsize | $1,758 | $147 |
| Toyota Tacoma | Midsize | $1,764 | $147 |
| GMC Sierra 2500 HD | Heavy Duty | $1,772 | $148 |
| GMC Canyon | Midsize | $1,792 | $149 |
| Jeep Gladiator | Midsize | $1,834 | $153 |
| GMC Sierra 3500 | Heavy Duty | $1,846 | $154 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,862 | $155 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,914 | $160 |
| GMC Sierra | Full-size | $1,922 | $160 |
| Nissan Titan XD | Heavy Duty | $1,926 | $161 |
| Chevrolet Silverado | Full-size | $1,928 | $161 |
| Ford F150 | Full-size | $1,950 | $163 |
| GMC Hummer EV Pickup | Full-size | $1,998 | $167 |
| Ram Truck | Full-size | $2,014 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your truck in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in South Dakota.
Cheapest luxury car auto insurance rates
The four most affordable luxury cars to insure in Brookings are the Acura Integra at $1,550 per year, BMW 330i at $1,774 per year, Mercedes-Benz CLA250 at $1,794 per year, and Lexus IS 300 at $1,794 per year.
Other models that rank well in our comparison are the Lexus ES 350, Cadillac CT4, Lexus RC 300, and Genesis G70, with an average cost of $1,832 per year or less.
From a cost per month standpoint, car insurance rates in this segment for a middle-age safe driver starts at an average of $129 per month, depending on where you live. The comparison table below ranks the cars with the most affordable average car insurance rates in Brookings, starting with the Acura Integra at $129 per month and ending with the Audi S3 at $163 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,550 | $129 |
| BMW 330i | Compact | $1,774 | $148 |
| Lexus IS 300 | Midsize | $1,794 | $150 |
| Mercedes-Benz CLA250 | Midsize | $1,794 | $150 |
| Acura TLX | Compact | $1,802 | $150 |
| Lexus ES 350 | Midsize | $1,818 | $152 |
| Cadillac CT4 | Compact | $1,820 | $152 |
| Genesis G70 | Compact | $1,824 | $152 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,826 | $152 |
| Lexus RC 300 | Midsize | $1,832 | $153 |
| Lexus IS 350 | Compact | $1,834 | $153 |
| Jaguar XF | Midsize | $1,844 | $154 |
| Cadillac CT5 | Midsize | $1,876 | $156 |
| Lexus ES 250 | Midsize | $1,884 | $157 |
| Lexus RC 350 | Compact | $1,890 | $158 |
| BMW 330e | Compact | $1,892 | $158 |
| BMW 228i | Compact | $1,894 | $158 |
| BMW 230i | Compact | $1,910 | $159 |
| Lexus ES 300h | Midsize | $1,912 | $159 |
| Audi S3 | Compact | $1,954 | $163 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Brookings car insurance quotes from top-rated companies in South Dakota.
Cheapest luxury SUV auto insurance rates
The four most affordable luxury SUVs to insure in Brookings are the Acura RDX at $1,456 per year, Lexus NX 250 at $1,542 per year, Cadillac XT4 at $1,572 per year, and Jaguar E-Pace at $1,630 per year.
Additional luxury SUVs that rank well include the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average cost to insure of $1,680 per year or less.
Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, SUVs like the Lexus RX 350, Mercedes-Benz AMG GLB35, Mercedes-Benz GLA35 AMG, Infiniti QX60, Cadillac XT6, and Infiniti QX50 average between $1,680 and $1,748 to insure per year in Brookings.
From a cost per month standpoint, full-coverage auto insurance in Brookings on this segment for a middle-age safe driver will start around $121 per month, depending on your location.
The cheapest compact luxury SUV to insure in Brookings is the Acura RDX at $1,456 per year. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,630 per year. And for full-size models, the Infiniti QX80 is cheapest to insure at $1,954 per year.
The comparison table below ranks the twenty SUVs with the cheapest insurance rates in Brookings, starting with the Acura RDX at $1,456 per year ($121 per month) and ending with the Lexus NX 350 at $1,748 per year ($146 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,456 | $121 |
| Lexus NX 250 | Compact | $1,542 | $129 |
| Cadillac XT4 | Compact | $1,572 | $131 |
| Jaguar E-Pace | Midsize | $1,630 | $136 |
| Cadillac XT5 | Midsize | $1,644 | $137 |
| Lexus NX 350h | Compact | $1,644 | $137 |
| Lincoln Corsair | Compact | $1,664 | $139 |
| Mercedes-Benz GLB 250 | Compact | $1,668 | $139 |
| Lexus UX 250h | Compact | $1,670 | $139 |
| Lexus NX 450h | Compact | $1,680 | $140 |
| Infiniti QX50 | Midsize | $1,692 | $141 |
| Mercedes-Benz GLA250 | Compact | $1,694 | $141 |
| Mercedes-Benz GLA35 AMG | Compact | $1,704 | $142 |
| Cadillac XT6 | Midsize | $1,706 | $142 |
| Infiniti QX60 | Midsize | $1,714 | $143 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,716 | $143 |
| Land Rover Evoque | Compact | $1,738 | $145 |
| Acura MDX | Midsize | $1,740 | $145 |
| Lexus RX 350 | Midsize | $1,742 | $145 |
| Lexus NX 350 | Compact | $1,748 | $146 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Is your luxury SUV missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in South Dakota.
Cheapest sports car insurance rates
Ranking at the top of the list for the lowest-cost Brookings auto insurance rates in the sports car segment are the BMW Z4, Subaru WRX, Ford Mustang, Mazda MX-5 Miata, and Toyota GR86. Auto insurance quotes for these models average $1,952 or less per year.
Additional sports cars that have cheaper rates are the Nissan Z, Subaru BRZ, Toyota GR Supra, and BMW M2, with an average cost of $2,082 per year or less.
From a cost per month standpoint, car insurance in this segment for a safe driver starts at an average of $134 per month, depending on your company and location.
The rate comparison table below ranks the sports cars with the lowest-cost average car insurance rates in Brookings, starting with the Mazda MX-5 Miata at $1,612 per year ($134 per month) and ending with the Porsche Taycan at $2,950 per year ($246 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,612 | $134 |
| Toyota GR86 | Sports Car | $1,836 | $153 |
| Ford Mustang | Sports Car | $1,914 | $160 |
| BMW Z4 | Sports Car | $1,924 | $160 |
| Subaru WRX | Sports Car | $1,952 | $163 |
| Toyota GR Supra | Sports Car | $1,956 | $163 |
| BMW M2 | Sports Car | $2,014 | $168 |
| Nissan Z | Sports Car | $2,018 | $168 |
| Lexus RC F | Sports Car | $2,058 | $172 |
| Subaru BRZ | Sports Car | $2,082 | $174 |
| BMW M3 | Sports Car | $2,198 | $183 |
| Porsche 718 | Sports Car | $2,244 | $187 |
| Chevrolet Camaro | Sports Car | $2,264 | $189 |
| Chevrolet Corvette | Sports Car | $2,412 | $201 |
| Porsche 911 | Sports Car | $2,496 | $208 |
| BMW M4 | Sports Car | $2,600 | $217 |
| Lexus LC 500 | Sports Car | $2,612 | $218 |
| Jaguar F-Type | Sports Car | $2,748 | $229 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,884 | $240 |
| Porsche Taycan | Sports Car | $2,950 | $246 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Brookings, SD Zip Codes. Updated February 23, 2024
Looking for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in South Dakota.
What to expect when quoting Brookings car insurance
To help you understand the amount that car insurance rates can deviate from one person to the next (and also emphasize the importance of accurate rate quotes), the sections below present a large range of rates for four popular vehicles in Brookings: the Chevrolet Silverado, Nissan Sentra, Nissan Rogue, and Honda Pilot.
Each illustration uses different driver and policy risk profiles to show the price fluctuation based on driver and coverage changes.
Chevrolet Silverado insurance rates
In Brookings, Chevrolet Silverado insurance averages $1,928 per year, or around $161 per month, and has a range of $1,596 to $4,472 per year.
The Chevrolet Silverado belongs to the full-size truck segment, and other models popular in Brookings include the Toyota Tundra, Ram Truck, Nissan Titan, and GMC Sierra.
Nissan Sentra insurance rates
Nissan Sentra insurance in Brookings costs an average of $1,596 per year, or about $133 per month, and has a range of $1,328 to $3,626.
The Nissan Sentra belongs to the compact car segment, and other models in the same segment include the Honda Civic, Hyundai Elantra, Chevrolet Cruze, and Volkswagen Jetta.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Brookings costs an average of $1,564 per year (about $130 per month) and ranges from $1,302 to $3,578 annually.
The Nissan Rogue is considered a compact SUV, and other top-selling models from the same segment include the Chevrolet Equinox, Toyota RAV4, Honda CR-V, and Ford Escape.
Honda Pilot insurance rates
Auto insurance for a Honda Pilot in Brookings costs an average of $1,696 per year (about $141 per month) and has a range of $1,410 to $3,920 annually.
The Honda Pilot is classified as a midsize SUV, and other popular models include the Kia Telluride, Ford Explorer, Ford Edge, and Toyota Highlander.
How to find cheaper Brookings auto insurance
Financially savvy drivers are often looking to save money on insurance, so scan the tips in the list below and maybe you’ll be able to save a little money on your next policy.
- Choose a vehicle that is more affordable to insure. The performance of the vehicle you drive is a big factor in the cost of car insurance. As an example, a Subaru Impreza costs $1,596 less per year to insure in Brookings than a BMW i8. Choose cheaper models and save money.
- Consider buying higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Tickets and violations can cost a lot. In order to have cheap auto insurance in Brookings, it makes good sense to be a safe driver. As few as two traffic violations have the ramification of spiking insurance cost by up to $462 per year.
- Research policy discounts to save money. Savings may be available if the policyholders choose electronic billing, drive low annual mileage, are accident-free, are claim-free, insure multiple vehicles on the same policy, or many other policy discounts which could save the average Brookings driver as much as $294 per year.
- Compare car insurance rates before buying a car. Different vehicle models can have significantly different car insurance premiums, and insurance companies charge widely varying rates. Get multiple insurance quotes before you upgrade you car in order to prevent any surprises when you receive your first bill.
- Shop around for better prices. Setting aside a few minutes before every renewal to get a few free car insurance quotes is the best recommendation for saving money. Rates change more often that you might think and you can switch anytime.
- Remove optional coverage on older vehicles. Deleting physical damage coverage from older vehicles that are not worth a lot will reduce the cost of auto insurance significantly.