Car Insurance Cost in Everett, WA (2025 Rates)

• Average Everett car insurance cost is $2,424 per year, or approximately $202 per month.
• For cheap car insurance in Everett, WA, vehicles like the Toyota GR Corolla, Honda Civic, and Subaru Impreza have some of the best insurance rates.
• A few of the cheapest vehicles to insure by segment are the Nissan Titan ($2,266 per year), Chevrolet Colorado ($2,136 per year), Kia K5 ($2,334 per year), and Jaguar E-Pace ($2,266 per year).

How much is car insurance in Everett, WA?

Average car insurance rates in Everett, WA, cost $2,424 per year, or approximately $202 per month. That’s 8.7% more expensive than the overall U.S. average rate of $2,221 per year.

In the state of Washington, the average cost of car insurance is $2,304 per year, so the average cost in Everett is $120 more per year. The average cost of insurance in Everett compared to other Washington locations is around $82 per year less than in Seattle, $108 per year less than in Tacoma, and $86 per year more expensive than in Bellevue.

The next chart shows additional data for the 20 to 60-year-old age groups by showing a range of rates based on an assortment of driver ages and risk profiles.

Average car insurance rates in the chart range from $2,014 per year for a 40-year-old driver who qualifies for a discount rate to $5,568 per year for a 30-year-old driver who has to buy high risk car insurance.

When that data is converted to a monthly rate, the average cost of car insurance per month in Everett ranges from $168 to $464.

Everett car insurance rates are priced differently for everyone and minor changes in a driver’s risk profile can have substantial effects on car insurance cost. The high chance of significant rate differences increases the need for multiple auto insurance quotes when trying to find the cheapest auto insurance policy.

The age of the driver has a significant impact the cost of auto insurance. The list below illustrates this by breaking out average car insurance rates based on the age of the driver.

Average cost of car insurance in Everett by driver age

• 16-year-old driver – $8,627 per year or $719 per month
• 17-year-old driver – $8,356 per year or $696 per month
• 18-year-old driver – $7,489 per year or $624 per month
• 19-year-old driver – $6,822 per year or $569 per month
• 20-year-old driver – $4,874 per year or $406 per month
• 30-year-old driver – $2,584 per year or $215 per month
• 40-year-old driver – $2,424 per year or $202 per month
• 50-year-old driver – $2,146 per year or $179 per month
• 60-year-old driver – $2,012 per year or $168 per month

Which vehicles have the cheapest car insurance rates?

The vehicles with the lowest cost average auto insurance quotes in Everett tend to be small SUVs and crossovers like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Nissan Kicks.

Average car insurance prices for those vehicles cost $1,968 or less per year ($164 per month) for full coverage.

Examples of other models that rank in the top 20 in the cost comparison table are the Volkswagen Taos, Buick Encore, Subaru Outback, and Volkswagen Tiguan. Insurance is a little bit more for those models than the compact SUVs that rank near the top, but they still have an average insurance cost of $2,110 or less per year, or about $176 per month.

The table below ranks the top 20 cheapest vehicles to insure in Everett, sorted by annual and monthly insurance cost.

A list of 20 of the cheapest vehicles to insure in Everett is fine if you just want a vehicle with dirt cheap insurance rates. A more useful way to analyze auto insurance rates in a coherent manner is by sorting them by their automotive segment. The six sections below rank the vehicles with the most affordable insurance rates in Everett for each of the primary automotive segments.

Cars with affordable insurance in Everett, WA

The most affordable non-luxury two and four door cars to insure in Everett are the Toyota GR Corolla at $2,104 per year, the Nissan Leaf at $2,122 per year, and the Honda Civic at $2,146 per year.

Not the cheapest, but still in the top 10, are models like the Toyota Prius, Kia K5, Chevrolet Malibu, and Honda Accord, with average annual insurance rates of $2,358 per year or less.

Additional cars on the list include the Subaru Legacy, Hyundai Ioniq 6, Volkswagen Arteon, Volkswagen Jetta, and Mitsubishi Mirage G4, which average between $2,358 and $2,504 to insure per year.

From a monthly standpoint, auto insurance rates in Everett on this segment for a good driver can cost as low as $175 per month, depending on your location and insurance company.

If prices are ranked by vehicle size, the most budget-friendly compact car to insure in Everett is the Toyota GR Corolla at $2,104 per year. For midsize cars, the Kia K5 is the cheapest model to insure at $2,334 per year. And for large cars, the Chrysler 300 has the most affordable rates at $2,310 per year.

The table below ranks the cars with the most affordable auto insurance rates in Everett, starting with the Toyota GR Corolla at $2,104 per year ($175 per month) and ending with the Mazda 3 at $2,504 per year ($209 per month).

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Everett car insurance quotes from the best auto insurance companies in Washington.

SUVs with affordable car insurance in Everett

The top five models for the cheapest Everett auto insurance rates in the non-luxury SUV segment are the Kia Soul, Honda Passport, Subaru Crosstrek, Nissan Kicks, and Chevrolet Trailblazer. Car insurance prices for these models average $161 or less per month.

Other SUVs that have cheaper rates include the Ford Bronco Sport, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average cost to insure of $1,986 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Subaru Ascent, Kia Niro, Honda HR-V, Buick Envista, and Volkswagen Taos average between $1,986 and $2,110 per year to insure in Everett.

As a cost per month, auto insurance rates on this segment in Everett starts at around $149 per month, depending on where you live.

If prices are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in Everett is the Subaru Crosstrek at $1,790 per year, or $149 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $1,932 per year, or $161 per month. And for large SUVs, the Chevrolet Tahoe has the best rates at $2,276 per year, or $190 per month.

The next table ranks the twenty SUVs with the lowest-cost average car insurance rates in Everett.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Everett car insurance quotes from top-rated companies in Washington.

Cheapest luxury car insurance rates in Everett, Washington

The four cheapest luxury cars to insure in Everett are the Acura Integra at $2,156 per year, BMW 330i at $2,470 per year, Mercedes-Benz CLA250 at $2,494 per year, and Lexus IS 300 at $2,500 per year.

Rounding out the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with an average cost of $2,548 per year or less.

Additional 2024 luxury models that rank well include the BMW 230i, Lexus IS 350, BMW 330e, and Jaguar XF, which average between $2,548 and $2,718 per year for full-coverage insurance in Everett.

Car insurance in this segment starts at an average of $180 per month, depending on the company and your location.

When vehicle size is considered, the cheapest small luxury car to insure in Everett is the Acura Integra at $2,156 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the cheapest rates at $2,494 per year. And for large luxury car models, the Audi A5 has the cheapest car insurance rates at $2,880 per year.

The next table ranks the twenty luxury cars with the cheapest insurance in Everett.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Everett car insurance quotes from the best companies in Washington.

Cheap luxury SUVs to insure

The Acura RDX ranks in the top spot for the lowest-cost luxury SUV model to insure in Everett, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model costs an average of $2,026 per year to insure for full coverage.

Additional luxury SUVs that have good average insurance rates include the Lexus NX 450h, Mercedes-Benz GLB 250, Lexus NX 350h, and Lincoln Corsair, with average cost of $2,336 per year or less.

As a cost per month, car insurance on this segment in Everett for the average driver can cost as low as $169 per month, depending on your company and location.

If ranked by vehicle size, the cheapest compact luxury SUV to insure in Everett is the Acura RDX at $2,026 per year. For midsize luxury SUVs, the Jaguar E-Pace has the best rates at $2,266 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,718 per year.

The comparison table below ranks the luxury SUVs with the lowest-cost insurance rates in Everett, starting with the Acura RDX at $2,026 per year and ending with the Lexus RX 350 at $2,430 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Looking for rates for a different model? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Washington.

Cheapest sports cars to insure

The four highest ranking sports cars with the lowest-cost auto insurance rates in Everett are the Mazda MX-5 Miata at $2,244 per year, Toyota GR86 at $2,554 per year, Ford Mustang at $2,664 per year, and BMW Z4 at $2,676 per year.

Additional models that rank well in our comparison are the Subaru BRZ, Nissan Z, Toyota GR Supra, and Lexus RC F, with an average cost to insure of $2,898 per year or less.

Full-coverage insurance in this segment starts at around $187 per month, depending on the company.

The comparison table below ranks the sports cars with the most affordable car insurance in Everett, starting with the Mazda MX-5 Miata at $2,244 per year ($187 per month) and ending with the Porsche Taycan at $4,104 per year ($342 per month).

Don’t see your sports car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Everett.

Cheapest pickups to insure

Ranking #1 in Everett for cheapest auto insurance in the pickup segment is the Chevrolet Colorado, with an average cost of $2,136 per year. Second place is the Nissan Titan costing $2,266 per year, third place goes to the Nissan Frontier, at an average of $2,290 per year, and the fourth cheapest is the Ford Ranger, costing an average of $2,314 per year.

Not the cheapest to insure, but still ranked well, are models like the Toyota Tacoma, Hyundai Santa Cruz, GMC Sierra 2500 HD, and GMC Canyon, with an average car insurance cost of $2,492 per year or less.

Full-coverage insurance in this segment for a good driver will start around $178 per month, depending on where you live and the company you use. The comparison table below ranks the twenty pickups with the lowest-cost insurance rates in Everett, starting with the Chevrolet Colorado at $2,136 per year and ending with the Ram Truck at $2,800 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Washington.

What to expect when pricing car insurance

In order to reinforce the amount car insurance rates can vary from one person to the next (and also emphasize the importance of accurate rate quotes), the examples below contain detailed auto insurance rates for three popular models in Everett: the Chevrolet Silverado, Honda CR-V, and Toyota Highlander.

The example for each vehicle shows rates for a variety of different driver profiles to illustrate how rates can vary when changes are made to the driver rated on the policy.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Everett costs an average of $2,678 per year, or about $223 per month, and has a range of $2,220 to $6,220 annually.

The Chevrolet Silverado belongs to the full-size truck segment, and other popular models include the Ram Truck, Ford F150, GMC Sierra, and Toyota Tundra.

Honda CR-V insurance rates

Car insurance for a Honda CR-V in Everett costs an average of $2,068 per year, or about $172 per month, and has a range of $1,718 to $4,746 annually.

The Honda CR-V is considered a compact SUV, and other models from that segment that are popular in Everett, WA, include the Mazda CX-5, Subaru Forester, and Toyota RAV4.

Toyota Highlander insurance rates

Toyota Highlander insurance in Everett averages $2,204 per year, or around $184 per month, and ranges from $1,834 to $5,038.

The Toyota Highlander is considered a midsize SUV, and other popular models in the same segment include the Ford Explorer, Kia Telluride, and Honda Pilot.

How to find cheaper Everett car insurance

Resourceful drivers are always looking to cut the monthly cost of auto insurance, so read through the savings concepts in this next list and maybe you’ll find a way to save a little cash on your next policy.

• If your vehicle is older, reduce coverage. Deleting comprehensive and collision coverage from older vehicles that are not worth a lot will cut the cost of insurance considerably.
• Avoid filing small claims. Most car insurance companies offer a discount if you have no claims on your account. Auto insurance is intended to be used in the case of significant financial loss, not minor claims.
• Fewer accidents means cheaper car insurance rates. Having a few at-fault accidents can really raise rates, potentially up to $1,168 per year for a 30-year-old driver and even as much as $728 per year for a 50-year-old driver. So be a careful driver and save!
• Raise your credit score for cheaper rates. Drivers who have credit scores over 800 could save up to $381 per year versus a rating of 670-739. Conversely, a poor credit rating could cost up to $441 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Your occupation could save you money. Many auto insurance companies offer discounts for certain professions like emergency medical technicians, dentists, nurses, doctors, college professors, and others. If your job can earn you this discount, you could potentially save between $73 and $235 on your car insurance cost, subject to policy limits.