Car Insurance Cost in Everett, WA (2024 Rates)

• Average Everett car insurance cost is $1,856 per year, or approximately $155 per month.
• For cheap car insurance in Everett, WA, vehicles like the Toyota GR Corolla, Honda Civic, and Subaru Impreza have some of the best insurance rates.
• A few of the cheapest vehicles to insure by segment are the Nissan Titan ($1,738 per year), Chevrolet Colorado ($1,588 per year), Hyundai Ioniq 6 ($1,708 per year), and Jaguar E-Pace ($1,736 per year).

How much is car insurance in Everett, WA?

Average car insurance rates in Everett, WA, cost $1,856 per year, or approximately $155 per month. That’s 1.4% cheaper than the overall U.S. average rate of $1,883 per year.

In the state of Washington, the average cost of car insurance is $1,738 per year, so the average cost in Everett is $118 more per year. The average cost of insurance in Everett compared to other Washington locations is around $82 per year less than in Seattle, $108 per year less than in Tacoma, and $88 per year more expensive than in Bellevue.

The next chart shows additional data for the 20 to 60-year-old age groups by showing a range of rates based on an assortment of driver ages and risk profiles.

Average car insurance rates in the chart range from $1,544 per year for a 40-year-old driver who qualifies for a discount rate to $4,270 per year for a 30-year-old driver who has to buy high risk car insurance.

When that data is converted to a monthly rate, the average cost of car insurance per month in Everett ranges from $129 to $356.

Everett car insurance rates are priced differently for everyone and minor changes in a driver’s risk profile can have substantial effects on car insurance cost. The high chance of significant rate differences increases the need for multiple auto insurance quotes when trying to find the cheapest auto insurance policy.

The age of the driver has a significant impact the cost of auto insurance. The list below illustrates this by breaking out average car insurance rates based on the age of the driver.

Average cost of car insurance in Everett by driver age

• 16-year-old driver – $6,609 per year or $551 per month
• 17-year-old driver – $6,404 per year or $534 per month
• 18-year-old driver – $5,739 per year or $478 per month
• 19-year-old driver – $5,227 per year or $436 per month
• 20-year-old driver – $3,734 per year or $311 per month
• 30-year-old driver – $1,980 per year or $165 per month
• 40-year-old driver – $1,856 per year or $155 per month
• 50-year-old driver – $1,646 per year or $137 per month
• 60-year-old driver – $1,540 per year or $128 per month

Which vehicles have the cheapest car insurance rates?

The vehicles with the lowest cost average auto insurance quotes in Everett tend to be small SUVs and crossovers like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Nissan Kicks.

Average car insurance prices for those vehicles cost $1,506 or less per year ($126 per month) for full coverage.

Examples of other models that rank in the top 20 in the cost comparison table are the Chevrolet Colorado, Buick Encore, Subaru Outback, and Volkswagen Tiguan. Insurance is a little bit more for those models than the compact SUVs that rank near the top, but they still have an average insurance cost of $1,592 or less per year, or about $133 per month.

The table below ranks the top 20 cheapest vehicles to insure in Everett, sorted by annual and monthly insurance cost.

A list of 20 of the cheapest vehicles to insure in Everett is fine if you just want a vehicle with dirt cheap insurance rates. A more useful way to analyze auto insurance rates in a coherent manner is by sorting them by their automotive segment. The six sections below rank the vehicles with the most affordable insurance rates in Everett for each of the primary automotive segments.

Cars with affordable insurance in Everett, WA

The most affordable non-luxury two and four door cars to insure in Everett are the Toyota GR Corolla at $1,612 per year, the Nissan Leaf at $1,626 per year, and the Honda Civic at $1,642 per year.

Not the cheapest, but still in the top 10, are models like the Hyundai Ioniq 6, Toyota Prius, Honda Accord, and Kia K5, with average annual insurance rates of $1,802 per year or less.

Additional cars on the list include the Nissan Versa, Subaru Legacy, Kia Forte, Volkswagen Jetta, and Mitsubishi Mirage G4, which average between $1,802 and $1,920 to insure per year.

From a monthly standpoint, auto insurance rates in Everett on this segment for a good driver can cost as low as $134 per month, depending on your location and insurance company.

If prices are ranked by vehicle size, the most budget-friendly compact car to insure in Everett is the Toyota GR Corolla at $1,612 per year. For midsize cars, the Hyundai Ioniq 6 is the cheapest model to insure at $1,708 per year. And for large cars, the Chrysler 300 has the most affordable rates at $1,762 per year.

The table below ranks the cars with the most affordable auto insurance rates in Everett, starting with the Toyota GR Corolla at $1,612 per year ($134 per month) and ending with the Mazda 3 at $1,920 per year ($160 per month).

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Everett car insurance quotes from the best auto insurance companies in Washington.

SUVs with affordable car insurance in Everett

The top five models for the cheapest Everett auto insurance rates in the non-luxury SUV segment are the Kia Soul, Honda Passport, Subaru Crosstrek, Nissan Kicks, and Chevrolet Trailblazer. Car insurance prices for these models average $123 or less per month.

Other SUVs that have cheaper rates include the Ford Bronco Sport, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average cost to insure of $1,522 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Honda HR-V, Kia Niro, Subaru Ascent, Buick Envista, and Volkswagen Taos average between $1,522 and $1,614 per year to insure in Everett.

As a cost per month, auto insurance rates on this segment in Everett starts at around $114 per month, depending on where you live.

If prices are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in Everett is the Subaru Crosstrek at $1,372 per year, or $114 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $1,478 per year, or $123 per month. And for large SUVs, the Chevrolet Tahoe has the best rates at $1,744 per year, or $145 per month.

The next table ranks the twenty SUVs with the lowest-cost average car insurance rates in Everett.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Everett car insurance quotes from top-rated companies in Washington.

Cheapest luxury car insurance rates in Everett, Washington

The four cheapest luxury cars to insure in Everett are the Acura Integra at $1,652 per year, BMW 330i at $1,890 per year, Mercedes-Benz CLA250 at $1,910 per year, and Lexus IS 300 at $1,912 per year.

Rounding out the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with an average cost of $1,950 per year or less.

Additional 2024 luxury models that rank well include the BMW 230i, Lexus IS 350, BMW 330e, and Jaguar XF, which average between $1,950 and $2,080 per year for full-coverage insurance in Everett.

Car insurance in this segment starts at an average of $138 per month, depending on the company and your location.

When vehicle size is considered, the cheapest small luxury car to insure in Everett is the Acura Integra at $1,652 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the cheapest rates at $1,910 per year. And for large luxury car models, the Audi A5 has the cheapest car insurance rates at $2,196 per year.

The next table ranks the twenty luxury cars with the cheapest insurance in Everett.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Everett car insurance quotes from the best companies in Washington.

Cheap luxury SUVs to insure

The Acura RDX ranks in the top spot for the lowest-cost luxury SUV model to insure in Everett, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model costs an average of $1,554 per year to insure for full coverage.

Additional luxury SUVs that have good average insurance rates include the Lexus NX 450h, Mercedes-Benz GLB 250, Lexus NX 350h, and Lincoln Corsair, with average cost of $1,790 per year or less.

As a cost per month, car insurance on this segment in Everett for the average driver can cost as low as $130 per month, depending on your company and location.

If ranked by vehicle size, the cheapest compact luxury SUV to insure in Everett is the Acura RDX at $1,554 per year. For midsize luxury SUVs, the Jaguar E-Pace has the best rates at $1,736 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,080 per year.

The comparison table below ranks the luxury SUVs with the lowest-cost insurance rates in Everett, starting with the Acura RDX at $1,554 per year and ending with the Lexus NX 350 at $1,860 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Looking for rates for a different model? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Washington.

Cheapest sports cars to insure

The four highest ranking sports cars with the lowest-cost auto insurance rates in Everett are the Mazda MX-5 Miata at $1,718 per year, Toyota GR86 at $1,956 per year, Ford Mustang at $2,038 per year, and BMW Z4 at $2,050 per year.

Additional models that rank well in our comparison are the Subaru BRZ, Nissan Z, Toyota GR Supra, and Lexus RC F, with an average cost to insure of $2,218 per year or less.

Full-coverage insurance in this segment starts at around $143 per month, depending on the company.

The comparison table below ranks the sports cars with the most affordable car insurance in Everett, starting with the Mazda MX-5 Miata at $1,718 per year ($143 per month) and ending with the Porsche Taycan at $3,144 per year ($262 per month).

Don’t see your sports car in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Everett.

Cheapest pickups to insure

Ranking #1 in Everett for cheapest auto insurance in the pickup segment is the Chevrolet Colorado, with an average cost of $1,588 per year. Second place is the Nissan Titan costing $1,738 per year, third place goes to the Nissan Frontier, at an average of $1,754 per year, and the fourth cheapest is the Ford Ranger, costing an average of $1,774 per year.

Not the cheapest to insure, but still ranked well, are models like the Toyota Tacoma, Hyundai Santa Cruz, GMC Sierra 2500 HD, and GMC Canyon, with an average car insurance cost of $1,910 per year or less.

Full-coverage insurance in this segment for a good driver will start around $132 per month, depending on where you live and the company you use. The comparison table below ranks the twenty pickups with the lowest-cost insurance rates in Everett, starting with the Chevrolet Colorado at $1,588 per year and ending with the Ram Truck at $2,146 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Washington.

What to expect when pricing car insurance

In order to reinforce the amount car insurance rates can vary from one person to the next (and also emphasize the importance of accurate rate quotes), the examples below contain detailed auto insurance rates for three popular models in Everett: the Chevrolet Silverado, Honda CR-V, and Toyota Highlander.

The example for each vehicle shows rates for a variety of different driver profiles to illustrate how rates can vary when changes are made to the driver rated on the policy.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Everett costs an average of $2,052 per year, or about $171 per month, and has a range of $1,698 to $4,764 annually.

The Chevrolet Silverado belongs to the full-size truck segment, and other popular models include the Ram Truck, Ford F150, GMC Sierra, and Toyota Tundra.

Honda CR-V insurance rates

Car insurance for a Honda CR-V in Everett costs an average of $1,584 per year, or about $132 per month, and has a range of $1,318 to $3,636 annually.

The Honda CR-V is considered a compact SUV, and other models from that segment that are popular in Everett, WA, include the Mazda CX-5, Subaru Forester, and Toyota RAV4.

Toyota Highlander insurance rates

Toyota Highlander insurance in Everett averages $1,688 per year, or around $141 per month, and ranges from $1,406 to $3,860.

The Toyota Highlander is considered a midsize SUV, and other popular models in the same segment include the Ford Explorer, Kia Telluride, and Honda Pilot.

How to find cheaper Everett car insurance

Resourceful drivers are always looking to cut the monthly cost of auto insurance, so read through the savings concepts in this next list and maybe you’ll find a way to save a little cash on your next policy.

• If your vehicle is older, reduce coverage. Deleting comprehensive and collision coverage from older vehicles that are not worth a lot will cut the cost of insurance considerably.
• Avoid filing small claims. Most car insurance companies offer a discount if you have no claims on your account. Auto insurance is intended to be used in the case of significant financial loss, not minor claims.
• Fewer accidents means cheaper car insurance rates. Having a few at-fault accidents can really raise rates, potentially up to $894 per year for a 30-year-old driver and even as much as $558 per year for a 50-year-old driver. So be a careful driver and save!
• Raise your credit score for cheaper rates. Drivers who have credit scores over 800 could save up to $291 per year versus a rating of 670-739. Conversely, a poor credit rating could cost up to $338 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Your occupation could save you money. Many auto insurance companies offer discounts for certain professions like emergency medical technicians, dentists, nurses, doctors, college professors, and others. If your job can earn you this discount, you could potentially save between $56 and $181 on your car insurance cost, subject to policy limits.