- Average car insurance cost in Tacoma is $2,532 per year, or approximately $211 per month, for a full-coverage policy.
- Car insurance rates for a few popular vehicles in Tacoma include the Toyota RAV4 at $195 per month, Toyota Camry at $227, and Nissan Sentra at $194.
- Compact SUV models like the Nissan Kicks, Chevrolet Trailblazer, Toyota Corolla Cross, and Volkswagen Tiguan are the top picks for having cheap car insurance in Tacoma.
- A few vehicles with the most affordable auto insurance in Tacoma for their segment include the Kia K5, Subaru Crosstrek, Mercedes-Benz CLA250, Acura Integra, and Nissan Titan.
- Auto insurance quotes in Tacoma can vary significantly from as low as $26 per month for just liability insurance to well over $721 per month for teens and other high-risk drivers.
How much does car insurance cost in Tacoma?
Average car insurance rates in Tacoma cost $2,532 per year, or about $211 per month. When compared to the national average rate, Tacoma car insurance cost is 13.1% more expensive per year.
In the state of Washington, the average cost to insure a vehicle is $2,304 per year, so the cost in Tacoma averages $228 more per year. When prices are compared to other cities in Washington, the average cost to insure a car in Tacoma is approximately $26 per year more expensive than in Seattle, $362 per year more than in Spokane, and $194 per year more expensive than in Bellevue.
The chart below displays additional costs for drivers age 20 to 60 by showing a range of rates for different driver ages, risk profiles, and policy deductibles.

Average car insurance rates in the chart above range from $2,106 per year for a 40-year-old driver with many policy discounts to $5,824 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance.
When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Tacoma ranges from $176 to $485.
The age of the rated driver has the single biggest impact on the price you pay for auto insurance. The list below illustrates this point by showing average car insurance rates in Tacoma depending on driver age.
Average cost of car insurance in Tacoma, Washington, for drivers age 16 to 60
- 16 year old – $9,018 per year or $752 per month
- 17 year old – $8,735 per year or $728 per month
- 18 year old – $7,832 per year or $653 per month
- 19 year old – $7,129 per year or $594 per month
- 20 year old – $5,094 per year or $425 per month
- 30 year old – $2,702 per year or $225 per month
- 40 year old – $2,532 per year or $211 per month
- 50 year old – $2,242 per year or $187 per month
- 60 year old – $2,102 per year or $175 per month
The rates above for drivers age 16 to 19 were based on a male driver. The chart below illustrates car insurance cost for teens by gender. Females are usually a little cheaper to insure, especially in the teen years.

Car insurance for a 16-year-old female driver in Tacoma costs an average of $593 less per year than the cost for a 16-year-old male, while at age 19, the cost difference is significantly less but still $1,099 per year.
The cost to insure specific vehicles
The prior rates are averaged for all 2024 vehicle models, which is handy when making big picture comparisons such as the difference in average auto insurance cost by location or driver age.
Average auto insurance rates are terrific for answering questions like “are car insurance rates in Tacoma cheaper than in Vancouver?” or “are Washington car insurance rates cheaper than in New York?”.
For more complete cost comparisons, however, the data will be more precise if we instead use rates for the exact make and model of vehicle being insured. Each make and model has a unique profile for determining how much it costs to insure it and this data provides the means to perform more detailed insurance cost analysis.
The next chart details insurance rates in Tacoma for a handful of the more popular vehicles. Later, there is a section that covers rates for some of these models in more detail.

Vehicles that are popular in Tacoma tend to be small or midsize cars like the Volkswagen Jetta, Honda Civic, and Honda Accord and compact and midsize SUVs like the Nissan Rogue and Chevy Traverse.
A few additional popular models from different automotive segments include luxury cars like the Lexus ES 350, Acura ILX, and Tesla Model S, luxury SUVs like the Infiniti QX60, Acura MDX, and BMW X5, and pickup trucks like the Toyota Tacoma, Ram 1500, and Ford Ranger.
We explore many more auto rates in the upcoming sections, but before we get into that, let’s rehash the key concepts and comparisons that were discussed so far.
- Average car insurance cost per month ranges from $175 to $752 – That’s the average car insurance price range for drivers age 16 to 60 in Tacoma.
- Tacoma car insurance costs more than the U.S. average – $2,532 (Tacoma average) compared to $2,221 (U.S. average)
- Car insurance with low deductibles costs more – A 30-year-old driver pays an average of $688 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Car insurance gets more affordable as you get older – Insurance rates for a 40-year-old driver in Tacoma are $2,562 per year cheaper than for a 20-year-old driver.
- Tacoma car insurance rates are more expensive than the Washington state average – $2,532 (Tacoma average) versus $2,304 (Washington average)
What is the cheapest car insurance in Tacoma, Washington?
The models with the lowest cost average car insurance quotes in Tacoma tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, and Toyota Corolla Cross.
Average insurance quotes for those small SUVs cost $171 or less per month for full coverage.
Examples of other vehicles that have affordable auto insurance rates in the comparison table below are the Buick Encore, Honda CR-V, Honda HR-V, and Ford Bronco Sport.
Rates are somewhat higher for those models than the compact SUVs at the top of the list, but they still have average rates of $2,202 or less per year ($184 per month).
The following table shows the 20 cars, trucks, and SUVs with the cheapest insurance rates in Tacoma, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,868 | $156 |
2 | Chevrolet Trailblazer | $1,902 | $159 |
3 | Kia Soul | $1,976 | $165 |
4 | Nissan Kicks | $1,994 | $166 |
5 | Honda Passport | $2,016 | $168 |
6 | Buick Envision | $2,028 | $169 |
7 | Toyota Corolla Cross | $2,042 | $170 |
8 | Hyundai Venue | $2,056 | $171 |
9 | Mazda CX-5 | $2,064 | $172 |
10 | Ford Bronco Sport | $2,074 | $173 |
11 | Volkswagen Tiguan | $2,094 | $175 |
12 | Acura RDX | $2,116 | $176 |
13 | Nissan Murano | $2,126 | $177 |
14 | Buick Encore | $2,148 | $179 |
15 | Subaru Outback | $2,154 | $180 |
16 | Honda CR-V | $2,158 | $180 |
17 | Buick Envista | $2,164 | $180 |
18 | Volkswagen Taos | $2,168 | $181 |
19 | Kia Niro | $2,180 | $182 |
20 | Toyota GR Corolla | $2,198 | $183 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 27, 2025
A table showing 20 vehicles with the cheapest insurance in Tacoma serves the purpose if you just want the absolute lowest rates. A more efficient way to group rates for more models is by organizing them by segment.
The next section goes into detail about the average cost of car insurance for each different vehicle segment. The rates shown should give you a good foundation of the types of vehicles that have the least expensive average auto insurance rates. Then the six sections following the chart display the 20 models with the most affordable insurance for the most popular automotive segments.
Tacoma auto insurance rates by automotive segment
If you are considering buying a new vehicle, it’s useful to have an idea of which kinds of vehicles have better car insurance rates in Tacoma.
As an example, you may be wondering if midsize cars have cheaper auto insurance than full-size cars or which size car has more affordable insurance.
The chart below displays the average car insurance cost in Tacoma for each automotive segment. When comparing rates from a segment perspective, compact SUVs, vans, and midsize pickups tend to have the least expensive average rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive overall rates.

Average car insurance rates by segment are practical for comparing estimates, but cost ranges considerably within each automotive segment shown in the above chart.
For example, in the midsize luxury SUV segment, average Tacoma insurance rates range from the Jaguar E-Pace at $2,366 per year for a full coverage policy to the Mercedes-Benz AMG GLE63 costing $4,268 per year, a difference of $1,902 within that segment.
As another example, in the sports car segment, the cost of insurance ranges from the Mazda MX-5 Miata costing $2,342 per year up to the Mercedes-Benz SL 63 costing $5,202 per year, a difference of $2,860 within that segment.
In these next sections, we reduce this variability by analyzing the cost of car insurance in Tacoma for specific vehicle models.
Cheapest cars to insure in Tacoma
Ranking at the top of the list for the lowest-cost Tacoma car insurance rates in the car segment (excluding luxury models) are the Nissan Sentra, Nissan Leaf, Subaru Impreza, Honda Civic, and Toyota GR Corolla. Car insurance prices for these 2024 models average $2,326 or less per year.
Some other cars that rank well in our comparison are the Toyota Prius, Toyota Corolla, Honda Accord, and Kia K5, with an average car insurance cost of $2,466 per year or less.
Additional cars worth mentioning include the Volkswagen Jetta, Mazda 3, Toyota Crown, and Nissan Versa, which cost between $2,466 and $2,618 per year for insurance in Tacoma.
Auto insurance for this segment in Tacoma starts at around $183 per month, depending on where you live and the company you use.
When prices are compared by vehicle size, the cheapest non-luxury compact car to insure in Tacoma is the Toyota GR Corolla at $2,198 per year, or $183 per month. For midsize models, the Kia K5 is the cheapest model to insure at $2,438 per year, or $203 per month. And for large cars, the Chrysler 300 has the best rates at $2,410 per year, or $201 per month.
The comparison table below ranks the twenty cars with the most affordable average auto insurance rates in Tacoma, starting with the Toyota GR Corolla at $2,198 per year ($183 per month) and ending with the Mazda 3 at $2,618 per year ($218 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,198 | $183 |
Nissan Leaf | Compact | $2,216 | $185 |
Honda Civic | Compact | $2,242 | $187 |
Nissan Sentra | Compact | $2,322 | $194 |
Subaru Impreza | Compact | $2,326 | $194 |
Toyota Prius | Compact | $2,364 | $197 |
Kia K5 | Midsize | $2,438 | $203 |
Honda Accord | Midsize | $2,446 | $204 |
Chevrolet Malibu | Midsize | $2,456 | $205 |
Toyota Corolla | Compact | $2,466 | $206 |
Kia Forte | Compact | $2,472 | $206 |
Volkswagen Arteon | Midsize | $2,486 | $207 |
Nissan Versa | Compact | $2,496 | $208 |
Subaru Legacy | Midsize | $2,496 | $208 |
Hyundai Ioniq 6 | Midsize | $2,520 | $210 |
Mitsubishi Mirage G4 | Compact | $2,558 | $213 |
Toyota Crown | Midsize | $2,560 | $213 |
Volkswagen Jetta | Compact | $2,562 | $214 |
Hyundai Sonata | Midsize | $2,568 | $214 |
Mazda 3 | Compact | $2,618 | $218 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Tacoma car insurance quotes from the best auto insurance companies in Washington.
Cheapest SUV insurance rates in Tacoma
The four most affordable SUVs to insure in Tacoma are the Subaru Crosstrek at $1,868 per year, Chevrolet Trailblazer at $1,902 per year, Kia Soul at $1,976 per year, and Nissan Kicks at $1,994 per year.
Not the cheapest, but still in the top 10, are models like the Hyundai Venue, Ford Bronco Sport, Toyota Corolla Cross, and Buick Envision, with an average car insurance cost of $2,074 per year or less.
Additional 2024 models worth mentioning include the Nissan Murano, Buick Envista, Subaru Outback, Honda CR-V, and Subaru Ascent, which average between $2,074 and $2,202 per year for auto insurance in Tacoma.
From a cost per month standpoint, full-coverage car insurance in Tacoma on this segment for the average driver starts at around $156 per month, depending on where you live and the company you use.
The table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Tacoma.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,868 | $156 |
Chevrolet Trailblazer | Compact | $1,902 | $159 |
Kia Soul | Compact | $1,976 | $165 |
Nissan Kicks | Compact | $1,994 | $166 |
Honda Passport | Midsize | $2,016 | $168 |
Buick Envision | Compact | $2,028 | $169 |
Toyota Corolla Cross | Compact | $2,042 | $170 |
Hyundai Venue | Compact | $2,056 | $171 |
Mazda CX-5 | Compact | $2,064 | $172 |
Ford Bronco Sport | Compact | $2,074 | $173 |
Volkswagen Tiguan | Compact | $2,094 | $175 |
Nissan Murano | Midsize | $2,126 | $177 |
Buick Encore | Compact | $2,148 | $179 |
Subaru Outback | Midsize | $2,154 | $180 |
Honda CR-V | Compact | $2,158 | $180 |
Buick Envista | Midsize | $2,164 | $180 |
Volkswagen Taos | Compact | $2,168 | $181 |
Kia Niro | Compact | $2,180 | $182 |
Honda HR-V | Compact | $2,202 | $184 |
Subaru Ascent | Midsize | $2,202 | $184 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Tacoma car insurance quotes from the best companies in Washington.
Cheapest luxury cars to insure in Tacoma
The four highest ranking luxury cars with the cheapest insurance rates in Tacoma are the Acura Integra at $2,252 per year, BMW 330i at $2,578 per year, Mercedes-Benz CLA250 at $2,604 per year, and Lexus IS 300 at $2,610 per year.
Rounding out the top 10 are cars like the Lexus ES 350, Mercedes-Benz AMG CLA35, Lexus RC 300, and Cadillac CT4, with average annual insurance rates of $2,660 per year or less.
Car insurance in this segment for the average driver will start around $188 per month, depending on where you live and the company you use. The rate comparison table below ranks the cars with the most affordable insurance in Tacoma, starting with the Acura Integra at $2,252 per year ($188 per month) and ending with the Audi S3 at $2,838 per year ($237 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,252 | $188 |
BMW 330i | Compact | $2,578 | $215 |
Mercedes-Benz CLA250 | Midsize | $2,604 | $217 |
Lexus IS 300 | Midsize | $2,610 | $218 |
Acura TLX | Compact | $2,620 | $218 |
Cadillac CT4 | Compact | $2,642 | $220 |
Lexus ES 350 | Midsize | $2,642 | $220 |
Genesis G70 | Compact | $2,650 | $221 |
Mercedes-Benz AMG CLA35 | Midsize | $2,654 | $221 |
Lexus RC 300 | Midsize | $2,660 | $222 |
Lexus IS 350 | Compact | $2,672 | $223 |
Jaguar XF | Midsize | $2,678 | $223 |
Cadillac CT5 | Midsize | $2,728 | $227 |
Lexus ES 250 | Midsize | $2,740 | $228 |
Lexus RC 350 | Compact | $2,744 | $229 |
BMW 330e | Compact | $2,748 | $229 |
BMW 228i | Compact | $2,752 | $229 |
BMW 230i | Compact | $2,774 | $231 |
Lexus ES 300h | Midsize | $2,778 | $232 |
Audi S3 | Compact | $2,838 | $237 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Tacoma car insurance quotes from top-rated companies in Washington.
Cheapest luxury SUVs to insure in Tacoma, Washington
The four highest ranking luxury SUVs with the lowest-cost insurance rates in Tacoma are the Acura RDX at $2,116 per year, Lexus NX 250 at $2,240 per year, Cadillac XT4 at $2,284 per year, and Jaguar E-Pace at $2,366 per year.
Not the cheapest luxury SUVs to insure, but still affordable, are luxury SUVs like the Lexus NX 450h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus UX 250h, with an average cost to insure of $2,438 per year or less.
Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, SUVs like the Infiniti QX60, Infiniti QX50, Cadillac XT6, Acura MDX, Mercedes-Benz GLA35 AMG, and Lexus NX 350 average between $2,438 and $2,538 to insure per year in Tacoma.
From a monthly standpoint, full-coverage insurance on this segment in Tacoma will start around $176 per month, depending on the company.
The comparison table below ranks the SUVs with the cheapest insurance rates in Tacoma, starting with the Acura RDX at $2,116 per year ($176 per month) and ending with the Lexus RX 350 at $2,538 per year ($212 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,116 | $176 |
Lexus NX 250 | Compact | $2,240 | $187 |
Cadillac XT4 | Compact | $2,284 | $190 |
Jaguar E-Pace | Midsize | $2,366 | $197 |
Lexus NX 350h | Compact | $2,388 | $199 |
Cadillac XT5 | Midsize | $2,390 | $199 |
Lincoln Corsair | Compact | $2,418 | $202 |
Mercedes-Benz GLB 250 | Compact | $2,422 | $202 |
Lexus UX 250h | Compact | $2,426 | $202 |
Lexus NX 450h | Compact | $2,438 | $203 |
Infiniti QX50 | Midsize | $2,458 | $205 |
Mercedes-Benz GLA250 | Compact | $2,468 | $206 |
Cadillac XT6 | Midsize | $2,476 | $206 |
Mercedes-Benz GLA35 AMG | Compact | $2,476 | $206 |
Infiniti QX60 | Midsize | $2,490 | $208 |
Mercedes-Benz AMG GLB35 | Midsize | $2,494 | $208 |
Land Rover Evoque | Compact | $2,526 | $211 |
Acura MDX | Midsize | $2,530 | $211 |
Lexus NX 350 | Compact | $2,538 | $212 |
Lexus RX 350 | Midsize | $2,538 | $212 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Don’t see your luxury SUV in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Washington.
Cheapest sports cars to insure
The three highest ranking sports cars with the lowest-cost car insurance in Tacoma are the Mazda MX-5 Miata at $2,342 per year, the Toyota GR86 at $2,668 per year, and the Ford Mustang at $2,784 per year.
Not the cheapest sports cars to insure, but still very reasonable, are models like the Subaru BRZ, Toyota GR Supra, Lexus RC F, and Nissan Z, with average cost of $3,030 per year or less.
Some additional vehicles worth mentioning include the Jaguar F-Type, Porsche Taycan, Chevrolet Camaro, BMW M3, and Porsche 718, which average between $3,030 and $4,286 per year to insure in Tacoma.
Car insurance in this segment for an average middle-age driver will start around $195 per month, depending on the company.
The next table ranks the sports cars with the most affordable average auto insurance rates in Tacoma, starting with the Mazda MX-5 Miata at $195 per month and ending with the Porsche Taycan at $357 per month.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,342 | $195 |
Toyota GR86 | Sports Car | $2,668 | $222 |
Ford Mustang | Sports Car | $2,784 | $232 |
BMW Z4 | Sports Car | $2,796 | $233 |
Subaru WRX | Sports Car | $2,840 | $237 |
Toyota GR Supra | Sports Car | $2,842 | $237 |
BMW M2 | Sports Car | $2,928 | $244 |
Nissan Z | Sports Car | $2,932 | $244 |
Lexus RC F | Sports Car | $2,992 | $249 |
Subaru BRZ | Sports Car | $3,030 | $253 |
BMW M3 | Sports Car | $3,196 | $266 |
Porsche 718 | Sports Car | $3,260 | $272 |
Chevrolet Camaro | Sports Car | $3,292 | $274 |
Chevrolet Corvette | Sports Car | $3,508 | $292 |
Porsche 911 | Sports Car | $3,626 | $302 |
BMW M4 | Sports Car | $3,778 | $315 |
Lexus LC 500 | Sports Car | $3,796 | $316 |
Jaguar F-Type | Sports Car | $3,992 | $333 |
Mercedes-Benz AMG GT53 | Sports Car | $4,190 | $349 |
Porsche Taycan | Sports Car | $4,286 | $357 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 27, 2025
Looking for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Tacoma.
Cheapest pickup insurance rates
The four cheapest pickup trucks to insure in Tacoma are the Chevrolet Colorado at $2,228 per year, Nissan Titan at $2,368 per year, Nissan Frontier at $2,396 per year, and Ford Ranger at $2,418 per year.
Some other pickups that rank well in our comparison are the Honda Ridgeline, GMC Canyon, GMC Sierra 2500 HD, and Hyundai Santa Cruz, with an average car insurance cost of $2,602 per year or less.
Auto insurance rates in Tacoma for this segment for the average driver can cost as low as $186 per month, depending on the company and your location. The rate comparison table below ranks the twenty pickups with the cheapest car insurance in Tacoma, starting with the Chevrolet Colorado at $2,228 per year and ending with the Ram Truck at $2,930 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,228 | $186 |
Nissan Titan | Full-size | $2,368 | $197 |
Nissan Frontier | Midsize | $2,396 | $200 |
Ford Ranger | Midsize | $2,418 | $202 |
Ford Maverick | Midsize | $2,456 | $205 |
Honda Ridgeline | Midsize | $2,510 | $209 |
Hyundai Santa Cruz | Midsize | $2,554 | $213 |
Toyota Tacoma | Midsize | $2,564 | $214 |
GMC Sierra 2500 HD | Heavy Duty | $2,576 | $215 |
GMC Canyon | Midsize | $2,602 | $217 |
Jeep Gladiator | Midsize | $2,668 | $222 |
GMC Sierra 3500 | Heavy Duty | $2,680 | $223 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,708 | $226 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,778 | $232 |
GMC Sierra | Full-size | $2,794 | $233 |
Nissan Titan XD | Heavy Duty | $2,798 | $233 |
Chevrolet Silverado | Full-size | $2,802 | $234 |
Ford F150 | Full-size | $2,834 | $236 |
GMC Hummer EV Pickup | Full-size | $2,904 | $242 |
Ram Truck | Full-size | $2,930 | $244 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Tacoma, WA Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Is your pickup truck missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Washington.
Price variation for driver risk
To help clarify the amount that the cost of car insurance can deviate from one person to the next (and also emphasize the importance of accurate rate quotes), the sections below visualize many different rates for four popular models in Tacoma: the Chevrolet Silverado, Nissan Sentra, Nissan Rogue, and Toyota Camry.
Each vehicle example uses a variety of different driver profiles to illustrate the possible variation when changes are made to the rated driver.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Tacoma averages $2,802 per year, or around $234 per month, and ranges from $2,320 to $6,500.

The Chevrolet Silverado is considered a full-size truck, and other similar models that are popular in Tacoma, WA, include the GMC Sierra, Nissan Titan, Ford F150, and Toyota Tundra.
Nissan Sentra insurance rates
Insurance for a Nissan Sentra in Tacoma costs an average of $2,322 per year (about $194 per month) and ranges from $1,924 to $5,272 per year.

The Nissan Sentra is classified as a compact car, and other top-selling models from the same segment include the Toyota Corolla, Chevrolet Cruze, and Volkswagen Jetta.
Nissan Rogue insurance rates
In Tacoma, Nissan Rogue insurance costs an average of $2,274 per year, or about $190 per month, and varies from $1,890 to $5,198 for the specific drivers in the chart.

The Nissan Rogue is part of the compact SUV segment, and other similar models include the Subaru Forester, Ford Escape, and Chevrolet Equinox.
Toyota Camry insurance rates
Insurance for a Toyota Camry in Tacoma costs an average of $2,718 per year (about $227 per month) and varies from $2,262 to $6,252.

The Toyota Camry is a midsize car, and other popular models include the Chevrolet Malibu, Hyundai Sonata, and Honda Accord.
Best practices for saving money on car insurance
Financially savvy drivers are always looking to pay less for auto insurance, so scan the money-saving tips below to see if you can save a little money on your next policy.
- Remove unneeded coverage on older vehicles. Dropping full coverage from vehicles that are older can cheapen the cost substantially.
- Avoid filing small claims. Most insurance companies give a discount if you have no claims. Car insurance should only be used in the case of significant financial loss, not for small claims.
- Choose vehicles that have more affordable auto insurance. The make and model of vehicle you drive is one of the primary factors in the price you pay for car insurance. For example, a Subaru Outback costs $674 less per year to insure in Tacoma than a Nissan 370Z. Lower performance equals cheaper rates.
- Lower policy cost by raising deductibles. Raising your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Compare insurance cost before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and companies can charge widely varying rates. Check prices before you purchase in order to avoid any surprises when you see your first insurance bill.