- Wheeling car insurance cost averages $2,324 per year for a full coverage insurance policy.
- Monthly car insurance rates for a few popular vehicles in Wheeling include the Nissan Altima at $210, Ford F150 at $217, and Toyota Highlander at $176.
- For cheap car insurance in Wheeling, West Virginia, crossover vehicles like the Buick Encore, Buick Envision, and Nissan Kicks rank near the top.
- A few vehicles with the most affordable auto insurance in Wheeling in their automotive segment include the Honda Passport ($1,852 per year), Nissan Titan ($2,174 per year), Mercedes-Benz CLA250 ($2,390 per year), and Subaru Crosstrek ($1,718 per year).
How much does car insurance cost in Wheeling?
Wheeling car insurance costs an average of $2,324 per year, which is 2.1% more than the U.S. average rate of $2,276. The average monthly cost of car insurance in Wheeling is $194 for full coverage.
In the state of West Virginia, the average cost to insure a vehicle is $2,328 per year, so the average cost in Wheeling is $4 less per year. The cost to insure a vehicle in Wheeling compared to other West Virginia cities is $46 per year less than in Charleston, $16 per year more than in Morgantown, and $58 per year less than in Huntington.
The next chart shows examples of average Wheeling auto insurance cost broken out for a range of different driver ages, policy deductibles, and potential risk scenarios. Rates are averaged for all 2024 model year vehicles including luxury vehicles.
The average cost of car insurance per month in Wheeling is $194, with prices ranging from $161 to $445 for drivers age 20 to 60 with the assigned risk profiles in the chart above.
Car insurance rates can have significant differences in cost and small changes in a driver’s risk profile can cause substantial changes in car insurance premiums. This amount of variability stresses the need for multiple auto insurance quotes when trying to find a cheaper auto insurance policy.
The age of the driver has a significant impact the price you pay for auto insurance, so the list below details how driver age influences cost by breaking down average car insurance rates for different driver ages.
Average car insurance rates in Wheeling for drivers age 16 to 60
- 16 year old – $8,273 per year or $689 per month
- 17 year old – $8,018 per year or $668 per month
- 18 year old – $7,183 per year or $599 per month
- 19 year old – $6,543 per year or $545 per month
- 20 year old – $4,674 per year or $390 per month
- 30 year old – $2,482 per year or $207 per month
- 40 year old – $2,324 per year or $194 per month
- 50 year old – $2,060 per year or $172 per month
- 60 year old – $1,928 per year or $161 per month
Cost of car insurance for popular models
The car insurance costs referenced previously consist of an average based on every 2024 vehicle model, which is suitable when making big picture comparisons such as the average cost difference between multiple locations. But for more useful auto insurance comparisons, the data will be more precise if we do a rate analysis for the specific vehicle being insured.
Later in this article, we explore both segment rates and rates for specific vehicles, but for now, a handful of the most popular vehicles will be shown to see how car insurance rates stack up in Wheeling.
The chart below breaks down average car insurance cost in Wheeling for some of the more popular models. Later on, we’ll cover auto insurance rates for some of these vehicles even more in-depth.
The most popular models in Wheeling tend to be compact and midsize cars like the Toyota Corolla and Kia K5 and compact and midsize SUVs like the Honda CR-V, Ford Escape, and Chevy Traverse.
Some additional popular models in Wheeling from other segments include luxury models like the Lexus ES 350 and Infiniti QX60, pickup trucks like the Toyota Tacoma and Ford Ranger, and sports cars like the Nissan GT-R and Ford Mustang.
We will explore rates in much more detail later in this article, but before we get into that, let’s go over the main concepts we tackled so far in the article.
- Low deductible car insurance costs more – A 40-year-old driver pays an average of $752 more per year for $250 deductibles compared to $1,000 deductibles.
- Car insurance is cheaper as you age – Average auto insurance rates for a 50-year-old driver in Wheeling are $2,614 per year cheaper than for a 20-year-old driver.
- Auto insurance rates decline considerably in your twenties – The average 30-year-old Wheeling, WV, driver will pay $2,192 less annually than a 20-year-old driver, $2,482 versus $4,674.
- Wheeling auto insurance prices are cheaper than the West Virginia state average – $2,324 (Wheeling average) versus $2,328 (West Virginia average)
- Cost per month ranges from $161 to $689 – That’s the average car insurance price range for drivers from age 16 to 60 in Wheeling, WV.
- Wheeling car insurance cost is more than the U.S. average – $2,324 (Wheeling average) compared to $2,276 (U.S. average)
- Insurance for a teenager is expensive – Rates can range from $5,533 to $8,273 per year to insure a teen driver in Wheeling, West Virginia.
Which vehicles are cheapest to insure in Wheeling, WV?
The models with the most affordable car insurance rates in Wheeling tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Nissan Kicks.
Average insurance quotes for those small SUVs cost $157 or less per month for a full coverage policy.
Some other vehicles that are highly ranked in the cost comparison table are the Volkswagen Tiguan, Honda CR-V, Nissan Murano, and Kia Niro. Average auto insurance rates are slightly more for those models than the compact SUVs and crossovers at the top of the rankings, but they still have an average cost of $2,020 or less per year in Wheeling.
The next table shows the top 20 models with the cheapest car insurance rates in Wheeling, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,718 | $143 |
| 2 | Chevrolet Trailblazer | $1,746 | $146 |
| 3 | Kia Soul | $1,812 | $151 |
| 4 | Nissan Kicks | $1,830 | $153 |
| 5 | Honda Passport | $1,852 | $154 |
| 6 | Buick Envision | $1,864 | $155 |
| 7 | Toyota Corolla Cross | $1,874 | $156 |
| 8 | Hyundai Venue | $1,886 | $157 |
| 9 | Mazda CX-5 | $1,898 | $158 |
| 10 | Ford Bronco Sport | $1,902 | $159 |
| 11 | Volkswagen Tiguan | $1,924 | $160 |
| 12 | Acura RDX | $1,944 | $162 |
| 13 | Nissan Murano | $1,952 | $163 |
| 14 | Buick Encore | $1,974 | $165 |
| 15 | Honda CR-V | $1,980 | $165 |
| 16 | Subaru Outback | $1,982 | $165 |
| 17 | Buick Envista | $1,988 | $166 |
| 18 | Volkswagen Taos | $1,992 | $166 |
| 19 | Kia Niro | $2,000 | $167 |
| 20 | Toyota GR Corolla | $2,020 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
The table above that contains 20 vehicle rankings really is not a great way to present the complete picture of the cost of car insurance in Wheeling. Due to the fact that we track over 700 vehicles, the vast majority of models get omitted from the table. Let’s dig deeper into the data and display the vehicles with the best rates an alternative way.
This next article section discusses the average price of car insurance in Wheeling for each vehicle segment. The average rates shown in the chart should give a decent idea of which automotive segments have the most affordable auto insurance rates in Wheeling. The six sections following the chart rank the most affordable auto insurance in each individual segment.
Average insurance cost by automotive segment
If you are considering buying a new vehicle, it’s useful to have an idea of which kinds of vehicles have more affordable insurance rates. For example, many people wonder if midsize SUVs have cheaper auto insurance than small SUVs or if heavy duty pickups are more expensive to insure than half-ton pickups.
The next chart shows the average cost of car insurance rates in Wheeling for different vehicle segments. When looking at rates from a segment perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the best rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive rates.
Segment rates are fine for comparing estimates, but insurance cost varies quite significantly within each vehicle segment shown in the above chart.
For example, in the midsize car segment, average Wheeling auto insurance rates range from the Kia K5 costing $2,240 per year up to the Tesla Model 3 at $2,730 per year, a difference of $490 within that segment.
As another example, in the midsize truck segment, rates range from the Chevrolet Colorado at $2,046 per year to the Rivian R1T costing $2,898 per year.
In the next parts of this article, we eliminate much of the variability by analyzing the cost of car insurance in Wheeling for individual vehicle models.
Cars with affordable insurance rates
Ranked at #1 in Wheeling for cheapest insurance in the non-luxury car segment is the Toyota GR Corolla, with a cost of $2,020 per year. Second place is the Nissan Leaf costing $2,034 per year, and third place goes to the Honda Civic, at an average of $2,056 per year.
Other cars that are affordable to insure are the Toyota Corolla, Chevrolet Malibu, Toyota Prius, and Honda Accord, with average insurance cost of $2,264 per year or less.
From a cost per month standpoint, car insurance rates in Wheeling on this segment will start around $168 per month, depending on where you live. The rate comparison table below ranks the cars with the most affordable car insurance in Wheeling, starting with the Toyota GR Corolla at $2,020 per year ($168 per month) and ending with the Mazda 3 at $2,404 per year ($200 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,020 | $168 |
| Nissan Leaf | Compact | $2,034 | $170 |
| Honda Civic | Compact | $2,056 | $171 |
| Nissan Sentra | Compact | $2,130 | $178 |
| Subaru Impreza | Compact | $2,136 | $178 |
| Toyota Prius | Compact | $2,172 | $181 |
| Kia K5 | Midsize | $2,240 | $187 |
| Honda Accord | Midsize | $2,244 | $187 |
| Chevrolet Malibu | Midsize | $2,254 | $188 |
| Toyota Corolla | Compact | $2,264 | $189 |
| Kia Forte | Compact | $2,268 | $189 |
| Volkswagen Arteon | Midsize | $2,284 | $190 |
| Nissan Versa | Compact | $2,288 | $191 |
| Subaru Legacy | Midsize | $2,294 | $191 |
| Hyundai Ioniq 6 | Midsize | $2,312 | $193 |
| Mitsubishi Mirage G4 | Compact | $2,344 | $195 |
| Toyota Crown | Midsize | $2,350 | $196 |
| Volkswagen Jetta | Compact | $2,350 | $196 |
| Hyundai Sonata | Midsize | $2,354 | $196 |
| Mazda 3 | Compact | $2,404 | $200 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Wheeling car insurance quotes from top auto insurance companies in West Virginia.
Cheap SUVs to insure in Wheeling
Ranking highest for the most affordable Wheeling auto insurance rates in the non-luxury SUV segment are the Kia Soul, Honda Passport, Chevrolet Trailblazer, Nissan Kicks, and Subaru Crosstrek. Auto insurance quotes for these models average $154 or less per month.
Other models that rank well are the Buick Envision, Toyota Corolla Cross, Ford Bronco Sport, and Mazda CX-5, with average cost of $1,902 per year or less.
On a monthly basis, full-coverage auto insurance in this segment for the average driver starts at around $143 per month, depending on your company and location. The table below ranks the twenty SUVs with the most affordable car insurance rates in Wheeling, starting with the Subaru Crosstrek at $1,718 per year ($143 per month) and ending with the Subaru Ascent at $2,022 per year ($169 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,718 | $143 |
| Chevrolet Trailblazer | Compact | $1,746 | $146 |
| Kia Soul | Compact | $1,812 | $151 |
| Nissan Kicks | Compact | $1,830 | $153 |
| Honda Passport | Midsize | $1,852 | $154 |
| Buick Envision | Compact | $1,864 | $155 |
| Toyota Corolla Cross | Compact | $1,874 | $156 |
| Hyundai Venue | Compact | $1,886 | $157 |
| Mazda CX-5 | Compact | $1,898 | $158 |
| Ford Bronco Sport | Compact | $1,902 | $159 |
| Volkswagen Tiguan | Compact | $1,924 | $160 |
| Nissan Murano | Midsize | $1,952 | $163 |
| Buick Encore | Compact | $1,974 | $165 |
| Honda CR-V | Compact | $1,980 | $165 |
| Subaru Outback | Midsize | $1,982 | $165 |
| Buick Envista | Midsize | $1,988 | $166 |
| Volkswagen Taos | Compact | $1,992 | $166 |
| Kia Niro | Compact | $2,000 | $167 |
| Subaru Ascent | Midsize | $2,022 | $169 |
| Honda HR-V | Compact | $2,024 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see your SUV in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Wheeling car insurance quotes from top-rated auto insurance companies in West Virginia.
Luxury cars with the best auto insurance rates
The top five models for the most affordable Wheeling auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura Integra, BMW 330i, Lexus IS 300, and Acura TLX. Car insurance prices for these vehicles average $200 or less per month.
Other luxury cars that rank well in our comparison include the Lexus RC 300, Lexus ES 350, Genesis G70, and Mercedes-Benz AMG CLA35, with an average cost to insure of $2,442 per year or less.
Full-coverage car insurance for this segment in Wheeling starts at around $172 per month, depending on the company and where you live.
If rates are ranked based on vehicle size, the most budget-friendly compact luxury car model to insure in Wheeling is the Acura Integra at $2,066 per year, or $172 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the cheapest rates at $2,390 per year, or $199 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $2,760 per year, or $230 per month.
The rate comparison table below ranks the cars with the lowest-cost car insurance rates in Wheeling, starting with the Acura Integra at $2,066 per year ($172 per month) and ending with the Audi S3 at $2,604 per year ($217 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,066 | $172 |
| BMW 330i | Compact | $2,366 | $197 |
| Mercedes-Benz CLA250 | Midsize | $2,390 | $199 |
| Lexus IS 300 | Midsize | $2,396 | $200 |
| Acura TLX | Compact | $2,404 | $200 |
| Cadillac CT4 | Compact | $2,426 | $202 |
| Lexus ES 350 | Midsize | $2,426 | $202 |
| Genesis G70 | Compact | $2,432 | $203 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,436 | $203 |
| Lexus RC 300 | Midsize | $2,442 | $204 |
| Lexus IS 350 | Compact | $2,452 | $204 |
| Jaguar XF | Midsize | $2,460 | $205 |
| Cadillac CT5 | Midsize | $2,504 | $209 |
| Lexus ES 250 | Midsize | $2,514 | $210 |
| Lexus RC 350 | Compact | $2,520 | $210 |
| BMW 330e | Compact | $2,524 | $210 |
| BMW 228i | Compact | $2,528 | $211 |
| BMW 230i | Compact | $2,546 | $212 |
| Lexus ES 300h | Midsize | $2,552 | $213 |
| Audi S3 | Compact | $2,604 | $217 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Is your vehicle not in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Wheeling car insurance quotes from top auto insurance companies in West Virginia.
Luxury SUVs with cheap car insurance in Wheeling, WV
Ranking at the top for the lowest-cost Wheeling auto insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT5, Jaguar E-Pace, Cadillac XT4, and Acura RDX. Car insurance quotes for these 2024 models average $183 or less per month.
Some other luxury SUVs that rank well in our comparison are the Lexus NX 450h, Lexus UX 250h, Lincoln Corsair, and Mercedes-Benz GLB 250, with average cost of $2,242 per year or less.
From a cost per month standpoint, full-coverage insurance in this segment for a middle-age safe driver starts at an average of $162 per month, depending on your location.
The next table ranks the SUVs with the lowest-cost insurance rates in Wheeling, starting with the Acura RDX at $162 per month and ending with the Lexus RX 350 at $195 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,944 | $162 |
| Lexus NX 250 | Compact | $2,058 | $172 |
| Cadillac XT4 | Compact | $2,098 | $175 |
| Jaguar E-Pace | Midsize | $2,174 | $181 |
| Cadillac XT5 | Midsize | $2,192 | $183 |
| Lexus NX 350h | Compact | $2,192 | $183 |
| Lincoln Corsair | Compact | $2,220 | $185 |
| Mercedes-Benz GLB 250 | Compact | $2,224 | $185 |
| Lexus UX 250h | Compact | $2,228 | $186 |
| Lexus NX 450h | Compact | $2,242 | $187 |
| Infiniti QX50 | Midsize | $2,260 | $188 |
| Mercedes-Benz GLA250 | Compact | $2,266 | $189 |
| Cadillac XT6 | Midsize | $2,274 | $190 |
| Mercedes-Benz GLA35 AMG | Compact | $2,274 | $190 |
| Infiniti QX60 | Midsize | $2,286 | $191 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,288 | $191 |
| Land Rover Evoque | Compact | $2,320 | $193 |
| Acura MDX | Midsize | $2,322 | $194 |
| Lexus NX 350 | Compact | $2,330 | $194 |
| Lexus RX 350 | Midsize | $2,334 | $195 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Wheeling car insurance quotes from the best companies in West Virginia.
Sports cars with the best car insurance rates in Wheeling, WV
The four highest ranking sports cars with the lowest-cost auto insurance in Wheeling are the Mazda MX-5 Miata at $2,150 per year, Toyota GR86 at $2,448 per year, Ford Mustang at $2,554 per year, and BMW Z4 at $2,568 per year.
Not the cheapest to insure, but still ranked well, are cars like the Lexus RC F, Nissan Z, Subaru BRZ, and BMW M2, with an average car insurance cost of $2,778 per year or less.
Ranked in the lower half of the top 20, models like the Lexus LC 500, BMW M4, Chevrolet Camaro, Porsche 911, and Porsche Taycan cost between $2,778 and $3,936 to insure per year.
On a monthly basis, car insurance in Wheeling on this segment will start around $179 per month, depending on where you live and the company you use. The table below ranks the twenty sports cars with the most affordable insurance rates in Wheeling.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,150 | $179 |
| Toyota GR86 | Sports Car | $2,448 | $204 |
| Ford Mustang | Sports Car | $2,554 | $213 |
| BMW Z4 | Sports Car | $2,568 | $214 |
| Subaru WRX | Sports Car | $2,606 | $217 |
| Toyota GR Supra | Sports Car | $2,612 | $218 |
| BMW M2 | Sports Car | $2,688 | $224 |
| Nissan Z | Sports Car | $2,692 | $224 |
| Lexus RC F | Sports Car | $2,746 | $229 |
| Subaru BRZ | Sports Car | $2,778 | $232 |
| BMW M3 | Sports Car | $2,934 | $245 |
| Porsche 718 | Sports Car | $2,992 | $249 |
| Chevrolet Camaro | Sports Car | $3,018 | $252 |
| Chevrolet Corvette | Sports Car | $3,216 | $268 |
| Porsche 911 | Sports Car | $3,330 | $278 |
| BMW M4 | Sports Car | $3,466 | $289 |
| Lexus LC 500 | Sports Car | $3,486 | $291 |
| Jaguar F-Type | Sports Car | $3,668 | $306 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,846 | $321 |
| Porsche Taycan | Sports Car | $3,936 | $328 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in West Virginia.
Cheap pickups to insure in Wheeling
The top-ranked vehicle in Wheeling for cheapest auto insurance rates in the pickup segment is the Chevrolet Colorado, at an average of $2,046 per year. Second place is the Nissan Titan at $2,174 per year, and the third cheapest is the Nissan Frontier, costing an average of $2,198 per year.
Rounding out the top 10 are models like the Honda Ridgeline, Hyundai Santa Cruz, Toyota Tacoma, and GMC Sierra 2500 HD, with an average car insurance cost of $2,392 per year or less.
As a cost per month, car insurance rates in Wheeling on this segment for an average middle-age driver can cost as low as $171 per month, depending on your location.
The next table ranks the pickups with the lowest-cost car insurance rates in Wheeling, starting with the Chevrolet Colorado at $171 per month and ending with the Ram Truck at $224 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,046 | $171 |
| Nissan Titan | Full-size | $2,174 | $181 |
| Nissan Frontier | Midsize | $2,198 | $183 |
| Ford Ranger | Midsize | $2,220 | $185 |
| Ford Maverick | Midsize | $2,254 | $188 |
| Honda Ridgeline | Midsize | $2,306 | $192 |
| Hyundai Santa Cruz | Midsize | $2,346 | $196 |
| Toyota Tacoma | Midsize | $2,354 | $196 |
| GMC Sierra 2500 HD | Heavy Duty | $2,364 | $197 |
| GMC Canyon | Midsize | $2,392 | $199 |
| Jeep Gladiator | Midsize | $2,448 | $204 |
| GMC Sierra 3500 | Heavy Duty | $2,462 | $205 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,484 | $207 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,550 | $213 |
| GMC Sierra | Full-size | $2,568 | $214 |
| Chevrolet Silverado | Full-size | $2,570 | $214 |
| Nissan Titan XD | Heavy Duty | $2,570 | $214 |
| Ford F150 | Full-size | $2,598 | $217 |
| GMC Hummer EV Pickup | Full-size | $2,664 | $222 |
| Ram Truck | Full-size | $2,686 | $224 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Wheeling, WV Zip Codes. Updated October 24, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Looking for rates for a different pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in West Virginia.
Car insurance cost variability illustrations
To help illustrate how much auto insurance cost can range from one person to the next (and also stress the importance of getting multiple quotes), the sections below show comprehensive rates for four popular vehicles in Wheeling: the Ram Truck, Nissan Sentra, Nissan Rogue, and Honda Accord.
Each chart uses different driver and policy risk profiles to demonstrate the price difference based on changes in the rated driver profile.
Ram Truck insurance rates
In Wheeling, Ram Truck insurance averages $2,686 per year (about $224 per month) and varies from $2,226 to $6,188 annually.
The Ram Truck is considered a full-size truck, and other models in that segment include the Toyota Tundra, GMC Sierra, Ford F150, and Nissan Titan.
Nissan Sentra insurance rates
Car insurance for a Nissan Sentra in Wheeling averages $2,130 per year, or about $178 per month, and ranges from $1,770 to $4,838 per year.
The Nissan Sentra is part of the compact car segment, and other models in the same segment include the Volkswagen Jetta, Honda Civic, Toyota Corolla, and Chevrolet Cruze.
Nissan Rogue insurance rates
In Wheeling, Nissan Rogue insurance averages $2,090 per year, or around $174 per month, and ranges from $1,736 to $4,770.
The Nissan Rogue is part of the compact SUV segment, and additional similar models from the same segment include the Mazda CX-5, Subaru Forester, and Ford Escape.
Honda Accord insurance rates
In Wheeling, Honda Accord insurance averages $2,244 per year ($187 per month) and varies from $1,864 to $5,158 per year.
The Honda Accord is part of the midsize car segment, and other similar models from the same segment include the Kia K5, Hyundai Sonata, and Nissan Altima.
Money-saving tips for cheaper auto insurance
Drivers should always be thinking of ways to reduce their monthly insurance expenses. So take a minute or two to look through the tips and ideas in this next list and maybe you’ll find a way to save some money.
- Qualify for discounts to save money. Discounts may be available if the insured drivers are good students, choose electronic billing, belong to certain professional organizations, are senior citizens, or many other discounts which could save the average Wheeling driver as much as $396 per year on the cost of car insurance
- Compare car insurance rates before buying a car. Different models, and even different trim levels of the same model, have very different car insurance rates, and insurers can sell policies with very different rates. Get plenty of car insurance quotes before you upgrade you car so you can avoid any surprises when you receive your first bill.
- Car insurance is cheaper with higher deductibles. Boosting your deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
- Polish up your credit rating for lower rates. Having a credit score over 800 may save up to $365 per year versus a lower credit rating of 670-739. Conversely, a weaker credit score below 579 could cost up to $423 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Get cheaper rates by avoiding traffic tickets. To get affordable car insurance in Wheeling, it pays to drive safe. In fact, just one or two minor driving offenses could result in spiking car insurance cost as much as $614 per year. Major convictions such as driving under the influence of drugs or alcohol could raise rates by an additional $2,158 or more.