Car Insurance Cost in Aurora, CO – Rates, Rankings, Comparisons

How much does car insurance cost in Aurora, Colorado? Sit back and find out as we compare the cost to insure over 150 cars, trucks, and SUVs.

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  • Aurora car insurance cost averages $2,852 per year, or approximately $238 per month, for a full-coverage policy.
  • Aurora car insurance costs an average of $250 per year more than the Colorado state average cost ($2,602) and $631 per year more than the rate average for the entire United States ($2,221).
  • Auto insurance rates for a few popular vehicles in Aurora include the Honda CR-V at $2,434 per year, Nissan Rogue at $2,564, and Toyota Tacoma at $2,890.
  • For cheap auto insurance in Aurora, Colorado, compact crossovers and SUVs like the Subaru Crosstrek, Nissan Kicks, Hyundai Venue, and Mazda CX-5 have some of the best rates.
  • Vehicles with segment-leading auto insurance rates include the Chevrolet Tahoe at $2,682 per year, Honda Passport at $2,274 per year, Kia K5 at $2,750 per year, and Subaru Crosstrek at $2,110 per year.
  • Car insurance quotes in Aurora can range significantly from as little as $34 per month for minimum liability insurance to over $694 per month for accident or violation prone drivers.

How much is car insurance in Aurora?

The average car insurance cost in Aurora is $2,852 per year, which is 24.9% more than the national average rate of $2,221 per year. Average car insurance cost per month in Aurora is $238 for full coverage.

In the state of Colorado, the average car insurance expense is $2,602 per year, so the average cost in Aurora is $250 more per year. When compared to other cities in Colorado, the cost of car insurance in Aurora is $16 per year more expensive than in Lakewood, $114 per year more than in Colorado Springs, and $470 per year more expensive than in Fort Collins.

The age of the rated driver is the factor that has the most impact on the price you pay for car insurance, so the list below details how age impacts cost by showing average car insurance rates in Aurora depending on driver age.

Aurora, CO, car insurance cost for drivers age 16 to 60

  • 16-year-old driver – $10,166 per year or $847 per month
  • 17-year-old driver – $9,850 per year or $821 per month
  • 18-year-old driver – $8,830 per year or $736 per month
  • 19-year-old driver – $8,040 per year or $670 per month
  • 20-year-old driver – $5,742 per year or $479 per month
  • 30-year-old driver – $3,046 per year or $254 per month
  • 40-year-old driver – $2,852 per year or $238 per month
  • 50-year-old driver – $2,530 per year or $211 per month
  • 60-year-old driver – $2,370 per year or $198 per month

The next chart shows examples of average Aurora auto insurance cost. Rates are averaged for all Aurora Zip Codes and shown for a variety of driver ages, policy deductibles, and potential risk scenarios.

Average car insurance rates in Aurora for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Aurora for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Aurora includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Aurora, CO
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,566$547
Safe Driver Age 20$5,742$479
At-fault Accidents Age 40$4,042$337
Low Deductibles Age 40$3,734$311
Safe Driver Age 30$3,046$254
Safe Driver Age 40$2,852$238
Safe Driver Age 50$2,530$211
High Deductibles Age 40$2,400$200
Discount Rate Age 40$2,376$198
Safe Driver Age 60$2,370$198

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

In the chart above, the cost of auto insurance in Aurora ranges from $2,376 per year for a 40-year-old driver who qualifies for a great discount rate to $6,566 per year for a 30-year-old driver with a lot of violations and accidents. When converted to a monthly rate, the average cost in the prior chart ranges from $198 to $547 per month.

Auto insurance rates vary considerably and are impacted by a lot of factors. Due to the fact that rates are so variable, this increases the need for accurate car insurance quotes when searching online for a better price on car insurance in Aurora.

The prior rates are the average cost across all 2024 model year vehicles, which is handy when making big picture comparisons such as the cost difference between driver ages or locations. For more in-depth car insurance rate comparisons, however, the data will be more precise if we use rates for the specific make and model of vehicle being insured.

In the next few sections, we explore all kinds of rates for specific vehicles, but for now, let’s just look at a handful of the more popular vehicles to find out how auto insurance rates stack up in Aurora.

The chart below shows the cost of auto insurance in Aurora for a small sample of popular cars, pickups, and SUVs.

Average cost to insure popular 2024 model year vehicles in Aurora.
Figure 2: Average cost to insure popular 2024 model year vehicles in Aurora. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Aurora Zip Codes.

Aurora, CO, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$2,110$176
Mazda CX-5$2,330$194
Honda CR-V$2,434$203
Nissan Rogue$2,564$214
Ford Explorer$2,592$216
Toyota Highlander$2,596$216
Toyota RAV4$2,634$220
Ford Ranger$2,728$227
Honda Accord$2,760$230
Toyota Corolla$2,778$232
Honda Pilot$2,780$232
Kia Forte$2,786$232
Jeep Grand Cherokee$2,856$238
Toyota Tacoma$2,890$241
Hyundai Santa Fe$2,904$242
Toyota 4Runner$3,062$255
Toyota Camry$3,070$256
Hyundai Elantra$3,100$258
Ford Mustang$3,138$262
Chevrolet Silverado$3,154$263
Ford Bronco$3,168$264
Ford F150$3,194$266
Ram Truck$3,298$275
Chevrolet Corvette$3,954$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Aurora, CO Zip Codes. Updated June 27, 2025

The vehicles that sell well in Aurora tend to be compact or midsize cars like the Hyundai Elantra, Nissan Sentra, and Nissan Altima and small or midsize SUVs like the Toyota RAV4, Honda CR-V, and Ford Explorer.

Other popular vehicles from other segments include luxury models like the Tesla Model S and Lexus RX 350, pickup trucks like the Ram 1500 and Toyota Tacoma, and sports cars like the Audi TT and Chevy Corvette.

We explore many more car rates coming up, but before we delve that deep, let’s rehash the concepts and comparisons that were covered up to this point.

  • Aurora car insurance prices are more expensive than the Colorado state average – $2,852 (Aurora average) versus $2,602 (Colorado average)
  • A low deductible policy costs more – A 30-year-old driver pays an average of $774 more per year for $250 physical damage deductibles versus $1,000.
  • Auto insurance costs less the older you are – Car insurance rates for a 50-year-old driver in Aurora are $3,212 per year cheaper than for a 20-year-old driver.
  • Average cost per month ranges from $198 to $847 – That’s the average auto insurance price range for drivers from age 16 to 60 in Aurora, CO.
  • Aurora, CO, car insurance costs more than the U.S. average – $2,852 (Aurora average) versus $2,221 (U.S. average)
  • Insurance for teen drivers can cost a lot – Average rates range from $6,798 to $10,166 per year for insurance on a teen driver in Aurora, Colorado.
  • Teenage girls pay less than teen males – Teenage female drivers age 16 to 19 pay $1,242 to $665 less annually than male drivers of the same age.

What are the cheapest vehicles to insure in Aurora, CO?

When comparing all 2024 makes and models, the vehicles with the most affordable insurance quotes in Aurora, CO, tend to be small SUVs like the Kia Soul, Subaru Crosstrek, and Hyundai Venue.

Average auto insurance quotes for those crossover SUVs cost $2,318 or less per year, or $193 per month, for a policy with full coverage.

Examples of other models that have very good car insurance prices in the comparison table below are the Nissan Murano, Honda CR-V, Volkswagen Tiguan, and Volkswagen Taos. Average rates are a little bit more for those models than the cheapest crossover SUVs that rank near the top, but they still have average rates of $2,484 or less per year, or around $207 per month in Aurora.

The following table breaks down the 20 car, truck, and SUV models with the cheapest auto insurance in Aurora, sorted by annual and monthly insurance cost.

Top 20 Cheapest Automobiles to Insure in Aurora, CO
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,110$176
2Chevrolet Trailblazer$2,148$179
3Kia Soul$2,230$186
4Nissan Kicks$2,248$187
5Honda Passport$2,274$190
6Buick Envision$2,288$191
7Toyota Corolla Cross$2,304$192
8Hyundai Venue$2,318$193
9Mazda CX-5$2,330$194
10Ford Bronco Sport$2,338$195
11Volkswagen Tiguan$2,364$197
12Acura RDX$2,388$199
13Nissan Murano$2,400$200
14Buick Encore$2,426$202
15Subaru Outback$2,432$203
16Honda CR-V$2,434$203
17Buick Envista$2,440$203
18Volkswagen Taos$2,444$204
19Kia Niro$2,460$205
20Toyota GR Corolla$2,480$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 26, 2025

Top 20 cheapest vehicles to insure in Aurora, CO with the Subaru Crosstrek ranking first at $2,110 per year
Top 20 cheapest vehicles to insure in Aurora, CO with the Subaru Crosstrek ranking first at $2,110 per year

A table of 20 vehicles with the cheapest insurance in Aurora serves the purpose if you’re just looking for any vehicle with cheap insurance rates. A better way to look at rates in a logical manner is to sort them by their automotive segment.

This next article section talks about the average cost to insure each different vehicle segment. These rates should give a good idea of which types of vehicles have the overall best average car insurance rates. Then the six subsequent sections display the most affordable rates for individual models in the more popular segments.

Aurora car insurance rates by automotive segment

When shopping around for a new or used vehicle, it’s in your best interest to know which types of vehicles have less expensive auto insurance rates.

As an example, some common questions are if midsize SUVs are more affordable to insure than full-size SUVs or if luxury cars or SUVs cost more to insure than non-luxury models.

The next chart displays average auto insurance rates in Aurora for different vehicle segments. From an overall average perspective, compact SUVs, midsize trucks, and minivans have the best average car insurance rates, with exotic performance models having the highest average cost to insure.

Car insurance average cost by automotive segment in Aurora, CO.
Figure 3: Car insurance average cost by automotive segment in Aurora, CO. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Aurora Zip Codes.

Car Insurance Rates by Automotive Segment in Aurora, CO
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,624$219
Midsize SUV$2,820$235
Compact Car$2,820$235
Minivan$2,824$235
Midsize Pickup$2,882$240
Midsize Car$2,912$243
Compact Luxury SUV$3,096$258
Compact Luxury Car$3,138$262
Large SUV$3,150$263
Half-ton Pickup$3,164$264
Heavy Duty Pickup$3,284$274
Midsize Luxury SUV$3,390$283
Midsize Luxury Car$3,502$292
Sports Car$3,922$327
Large Car$4,104$342
Large Luxury SUV$4,420$368
Large Luxury Car$4,566$381

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Aurora, CO Zip Codes. Updated June 27, 2025

Average rates by automotive segment are suitable to make an overall comparison, but car insurance cost varies greatly within each of the segments listed in the previous chart.

For example, in the small car segment, average Aurora car insurance rates range from the Toyota GR Corolla costing $2,480 per year up to the Toyota Mirai at $3,552 per year.

In the sports car segment, the average cost of insurance ranges from the Mazda MX-5 Miata at $2,642 per year to the Mercedes-Benz SL 63 at $5,864 per year.

In the upcoming sections, we eliminate this variability by looking at the cost of auto insurance in Aurora at a model level.

Cheapest car insurance rates in Aurora, Colorado

The four top-ranked 2-door and 4-door sedans and hatchbacks with the most affordable insurance in Aurora are the Toyota GR Corolla at $2,480 per year, Nissan Leaf at $2,500 per year, Honda Civic at $2,530 per year, and Nissan Sentra at $2,616 per year.

Not the cheapest cars to insure, but still very reasonable, are models like the Toyota Prius, Toyota Corolla, Honda Accord, and Chevrolet Malibu, with average cost of $2,778 per year or less.

On a monthly basis, full-coverage insurance in this segment for an average middle-age driver will start around $207 per month, depending on your company and location.

If prices are ranked by vehicle size, the lowest-cost non-luxury compact car to insure in Aurora is the Toyota GR Corolla at $2,480 per year. For midsize 2024 models, the Kia K5 has the cheapest rates at $2,750 per year. And for full-size cars, the Chrysler 300 has the most affordable rates at $2,720 per year.

The next table ranks the cars with the cheapest insurance rates in Aurora, starting with the Toyota GR Corolla at $2,480 per year ($207 per month) and ending with the Mazda 3 at $2,952 per year ($246 per month).

Cheapest Cars to Insure in Aurora, CO
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,480$207
Nissan LeafCompact$2,500$208
Honda CivicCompact$2,530$211
Nissan SentraCompact$2,616$218
Subaru ImprezaCompact$2,624$219
Toyota PriusCompact$2,670$223
Kia K5Midsize$2,750$229
Honda AccordMidsize$2,760$230
Chevrolet MalibuMidsize$2,768$231
Toyota CorollaCompact$2,778$232
Kia ForteCompact$2,786$232
Volkswagen ArteonMidsize$2,806$234
Nissan VersaCompact$2,812$234
Subaru LegacyMidsize$2,816$235
Hyundai Ioniq 6Midsize$2,842$237
Mitsubishi Mirage G4Compact$2,880$240
Volkswagen JettaCompact$2,886$241
Toyota CrownMidsize$2,890$241
Hyundai SonataMidsize$2,894$241
Mazda 3Compact$2,952$246

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Aurora, CO, with the Toyota GR Corolla ranking first at $2,480 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Aurora, CO, with the Toyota GR Corolla ranking first at $2,480 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Aurora car insurance quotes from top car insurance companies in Colorado.

Cheapest SUVs to insure in Aurora, CO

The top five lowest-cost SUVs to insure in Aurora are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Insurance rates for these models range from $2,110 to $2,274 per year.

Additional SUVs that have good average insurance rates include the Mazda CX-5, Buick Envision, Ford Bronco Sport, and Hyundai Venue, with average rates of $2,338 per year or less.

Additional 2024 models that make the list include the Honda CR-V, Volkswagen Tiguan, Nissan Murano, Buick Encore, and Volkswagen Taos, which average between $2,338 and $2,484 per year to insure in Aurora.

From a monthly standpoint, auto insurance in this segment for the average driver starts at an average of $176 per month, depending on where you live.

The cheapest non-luxury compact SUV to insure in Aurora is the Subaru Crosstrek at $2,110 per year. For midsize SUVs, the Honda Passport is the cheapest model to insure at $2,274 per year. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $2,682 per year.

The next table ranks the SUVs with the lowest-cost insurance in Aurora, starting with the Subaru Crosstrek at $176 per month and ending with the Subaru Ascent at $207 per month.

Cheapest SUVs to Insure in Aurora, CO
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,110$176
Chevrolet TrailblazerCompact$2,148$179
Kia SoulCompact$2,230$186
Nissan KicksCompact$2,248$187
Honda PassportMidsize$2,274$190
Buick EnvisionCompact$2,288$191
Toyota Corolla CrossCompact$2,304$192
Hyundai VenueCompact$2,318$193
Mazda CX-5Compact$2,330$194
Ford Bronco SportCompact$2,338$195
Volkswagen TiguanCompact$2,364$197
Nissan MuranoMidsize$2,400$200
Buick EncoreCompact$2,426$202
Subaru OutbackMidsize$2,432$203
Honda CR-VCompact$2,434$203
Buick EnvistaMidsize$2,440$203
Volkswagen TaosCompact$2,444$204
Kia NiroCompact$2,460$205
Honda HR-VCompact$2,484$207
Subaru AscentMidsize$2,484$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Aurora, CO, with the Subaru Crosstrek ranking first at $2,110 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Aurora, CO, with the Subaru Crosstrek ranking first at $2,110 per year.

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV missing from the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Colorado.

Cheapest luxury cars to insure in Aurora

Ranking #1 in Aurora for cheapest auto insurance in the luxury car segment is the Acura Integra, coming in at $2,540 per year. Second place is the BMW 330i costing $2,910 per year, and the third cheapest is the Mercedes-Benz CLA250, costing an average of $2,938 per year.

Other luxury cars that are affordable to insure are the Lexus ES 350, Mercedes-Benz AMG CLA35, Cadillac CT4, and Genesis G70, with average rates of $3,004 per year or less.

Auto insurance rates in this segment can cost as low as $212 per month, depending on the company.

The next table ranks the cars with the lowest-cost average car insurance rates in Aurora, starting with the Acura Integra at $2,540 per year ($212 per month) and ending with the Audi S3 at $3,202 per year ($267 per month).

Cheapest Luxury Cars to Insure in Aurora, CO
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,540$212
BMW 330iCompact$2,910$243
Mercedes-Benz CLA250Midsize$2,938$245
Lexus IS 300Midsize$2,942$245
Acura TLXCompact$2,956$246
Lexus ES 350Midsize$2,982$249
Cadillac CT4Compact$2,984$249
Genesis G70Compact$2,990$249
Mercedes-Benz AMG CLA35Midsize$2,996$250
Lexus RC 300Midsize$3,004$250
Lexus IS 350Compact$3,014$251
Jaguar XFMidsize$3,022$252
Cadillac CT5Midsize$3,078$257
Lexus ES 250Midsize$3,090$258
Lexus RC 350Compact$3,098$258
BMW 330eCompact$3,102$259
BMW 228iCompact$3,106$259
BMW 230iCompact$3,128$261
Lexus ES 300hMidsize$3,134$261
Audi S3Compact$3,202$267

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Aurora, CO, with the Acura Integra ranking first at $2,540 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Aurora, CO, with the Acura Integra ranking first at $2,540 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Colorado.

Cheapest luxury SUV insurance rates in Aurora, Colorado

The cheapest luxury SUV models to insure in Aurora are the Acura RDX at $2,388 per year, the Lexus NX 250 at $2,528 per year, and the Cadillac XT4 at $2,580 per year.

Not the cheapest, but still in the top 10, are SUVs like the Lexus NX 450h, Lexus UX 250h, Lexus NX 350h, and Mercedes-Benz GLB 250, with an average car insurance cost of $2,752 per year or less.

Additional models that rank well include the Mercedes-Benz GLA35 AMG, Lexus RX 350, Infiniti QX50, Cadillac XT6, and Land Rover Evoque, which average between $2,752 and $2,866 to insure per year.

Car insurance rates for this segment in Aurora for a good driver starts at around $199 per month, depending on the company and where you live.

The rate comparison table below ranks the SUVs with the cheapest average auto insurance rates in Aurora, starting with the Acura RDX at $199 per month and ending with the Lexus RX 350 at $239 per month.

Cheapest Luxury SUVs to Insure in Aurora, CO
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,388$199
Lexus NX 250Compact$2,528$211
Cadillac XT4Compact$2,580$215
Jaguar E-PaceMidsize$2,670$223
Cadillac XT5Midsize$2,696$225
Lexus NX 350hCompact$2,696$225
Lincoln CorsairCompact$2,728$227
Mercedes-Benz GLB 250Compact$2,732$228
Lexus UX 250hCompact$2,738$228
Lexus NX 450hCompact$2,752$229
Infiniti QX50Midsize$2,776$231
Mercedes-Benz GLA250Compact$2,784$232
Cadillac XT6Midsize$2,794$233
Mercedes-Benz GLA35 AMGCompact$2,794$233
Infiniti QX60Midsize$2,808$234
Mercedes-Benz AMG GLB35Midsize$2,814$235
Land Rover EvoqueCompact$2,850$238
Acura MDXMidsize$2,854$238
Lexus NX 350Compact$2,866$239
Lexus RX 350Midsize$2,866$239

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Aurora, CO, with the Acura RDX ranking first at $2,388 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Aurora, CO, with the Acura RDX ranking first at $2,388 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see insurance cost for your luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Colorado.

Cheapest pickup truck insurance rates in Aurora

Ranking at the top for the cheapest Aurora auto insurance rates in the pickup segment are the Ford Ranger, Ford Maverick, Nissan Titan, Chevrolet Colorado, and Nissan Frontier. Car insurance prices for these 2024 models average $2,768 or less per year.

Additional models that rank well include the GMC Canyon, Hyundai Santa Cruz, Honda Ridgeline, and Toyota Tacoma, with an average cost to insure of $2,936 per year or less.

On a monthly basis, auto insurance rates in Aurora on this segment for the average driver starts at an average of $210 per month, depending on your company and location. The next table ranks the pickups with the most affordable average insurance rates in Aurora, starting with the Chevrolet Colorado at $2,516 per year and ending with the Ram Truck at $3,298 per year.

Cheapest Pickups to Insure in Aurora, CO
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,516$210
Nissan TitanFull-size$2,670$223
Nissan FrontierMidsize$2,700$225
Ford RangerMidsize$2,728$227
Ford MaverickMidsize$2,768$231
Honda RidgelineMidsize$2,834$236
Hyundai Santa CruzMidsize$2,880$240
Toyota TacomaMidsize$2,890$241
GMC Sierra 2500 HDHeavy Duty$2,906$242
GMC CanyonMidsize$2,936$245
Jeep GladiatorMidsize$3,006$251
GMC Sierra 3500Heavy Duty$3,024$252
Chevrolet Silverado HD 3500Heavy Duty$3,052$254
Chevrolet Silverado HD 2500Heavy Duty$3,136$261
Chevrolet SilveradoFull-size$3,154$263
GMC SierraFull-size$3,154$263
Nissan Titan XDHeavy Duty$3,156$263
Ford F150Full-size$3,194$266
GMC Hummer EV PickupFull-size$3,274$273
Ram TruckFull-size$3,298$275

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Aurora, CO, with the Chevrolet Colorado ranking first at $2,516 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Aurora, CO, with the Chevrolet Colorado ranking first at $2,516 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Is your pickup truck not in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado.

Cheapest sports car insurance rates in Aurora, CO

The three top-ranked sports cars with the cheapest average auto insurance rates in Aurora are the Mazda MX-5 Miata at $2,642 per year, the Toyota GR86 at $3,010 per year, and the Ford Mustang at $3,138 per year.

Not the cheapest to insure, but still ranked well, are cars like the Lexus RC F, BMW M2, Toyota GR Supra, and Nissan Z, with average cost of $3,410 per year or less.

On a monthly basis, auto insurance rates in this segment for a safe driver will start around $220 per month, depending on where you live and the company you use. The next table ranks the twenty sports cars with the most affordable car insurance rates in Aurora, starting with the Mazda MX-5 Miata at $220 per month and ending with the Porsche Taycan at $403 per month.

Cheapest Sports Cars to Insure in Aurora, CO
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,642$220
Toyota GR86Sports Car$3,010$251
Ford MustangSports Car$3,138$262
BMW Z4Sports Car$3,154$263
Subaru WRXSports Car$3,200$267
Toyota GR SupraSports Car$3,208$267
BMW M2Sports Car$3,300$275
Nissan ZSports Car$3,308$276
Lexus RC FSports Car$3,376$281
Subaru BRZSports Car$3,410$284
BMW M3Sports Car$3,606$301
Porsche 718Sports Car$3,676$306
Chevrolet CamaroSports Car$3,708$309
Chevrolet CorvetteSports Car$3,954$330
Porsche 911Sports Car$4,092$341
BMW M4Sports Car$4,260$355
Lexus LC 500Sports Car$4,284$357
Jaguar F-TypeSports Car$4,506$376
Mercedes-Benz AMG GT53Sports Car$4,726$394
Porsche TaycanSports Car$4,836$403

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, CO Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Aurora, CO, with the Mazda MX-5 Miata ranking first at $2,642 per year.
Ranking of the cheapest sports cars to insure in Aurora, CO, with the Mazda MX-5 Miata ranking first at $2,642 per year.

Don’t see your sports car in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Aurora.

Tips for finding cheaper Aurora car insurance

Shrewd drivers are often looking to pay less for auto insurance, so take a minute or two to look through the tips and ideas below and it’s very possible you can save some money the next time you buy a policy.

  • Your employment could save you money. Many car insurance companies offer discounts for certain professions like police officers and law enforcement, accountants, architects, engineers, high school and elementary teachers, and others. Getting this discount applied to your policy could save between $86 and $277 on your annual car insurance premium, depending on the policy coverages.
  • Be a careful driver and pay less for car insurance. Too many at-fault accidents will increase rates, as much as $4,080 per year for a 20-year-old driver and as much as $700 per year for a 60-year-old driver. So drive safe and save money!
  • Policy discounts equal cheaper car insurance rates. Discounted rates may be available if the insured drivers are homeowners, are loyal customers, drive a vehicle with safety or anti-theft features, are good students, or many other discounts which could save the average Aurora driver as much as $476 per year.
  • Choose vehicles that have cheaper insurance. The type of vehicle you drive is an important factor in the cost of auto insurance. As an example, a Subaru Impreza costs $2,614 less per year to insure in Aurora than a BMW i8. Lower performance vehicles save money.
  • Increasing deductibles makes car insurance cheaper. Raising deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Shop around. Taking a couple of minutes every year or so to get some free car insurance quotes is a smart way to save money. Rates change quite often and you do not have to wait for your renewal to change companies.
  • Clean up your credit to lower your rates. Drivers with high 800+ credit scores may save $448 per year when compared to a slightly lower credit rating between 670-739. Conversely, a diminished credit rating could cost around $519 more per year. Not all states use credit score as a rating factor, so check with your agent or company.