- Average car insurance cost in Colorado Springs is $2,738 per year, or $228 per month for full coverage.
- Colorado Springs car insurance costs an average of $136 per year more than the Colorado state average cost and $517 per year more than the average rate for all 50 states.
- Auto insurance rates for a few popular vehicles in Colorado Springs include the Jeep Wrangler at $3,124 per year, Toyota Camry at $2,940, and Ford Escape at $2,498.
- Compact models like the Subaru Crosstrek, Ford Bronco Sport, Chevrolet Trailblazer, and Mazda CX-5 are some of the top picks for cheap car insurance in Colorado Springs.
- Car insurance quotes in Colorado Springs can vary significantly from as little as $37 per month for liability-only insurance to over $657 per month drivers with many accidents and violations.
How much does car insurance cost in Colorado Springs?
The average cost to insure a vehicle in Colorado Springs is $2,738 per year, or about $228 per month for a policy with full coverage. It costs 20.9% more to insure the average vehicle in Colorado Springs than the overall U.S. national average rate of $2,221.
Average auto insurance cost in Colorado is $2,602 per year, so Colorado Springs drivers pay an average of $136 more per year than the overall Colorado state-wide average rate. The average cost of insurance in Colorado Springs compared to other Colorado locations is around $114 per year less than in Aurora, $44 per year less than in Denver, and $98 per year less than in Lakewood.
The age of the driver is one of the largest factors in the price you pay for car insurance, so the list below illustrates this point by breaking out average car insurance rates in Colorado Springs for drivers from 16 to 60.
Colorado Springs car insurance cost for drivers age 16 to 60
- 16-year-old driver – $9,747 per year or $812 per month
- 17-year-old driver – $9,442 per year or $787 per month
- 18-year-old driver – $8,463 per year or $705 per month
- 19-year-old driver – $7,703 per year or $642 per month
- 20-year-old driver – $5,508 per year or $459 per month
- 30-year-old driver – $2,920 per year or $243 per month
- 40-year-old driver – $2,738 per year or $228 per month
- 50-year-old driver – $2,426 per year or $202 per month
- 60-year-old driver – $2,272 per year or $189 per month
The chart below shows average Colorado Springs car insurance cost broken out not only for different driver ages, but also for different physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury and performance vehicles.
Average car insurance rates in the prior chart range from $1,920 per year for a policy with high physical damage deductibles for a 60-year-old driver to $6,404 per year for a 20-year-old driver with low physical damage deductibles.
When the rates shown in the chart are converted to monthly figures, the average cost of car insurance per month in Colorado Springs ranges from $160 to $534.
Auto insurance rates can cost significantly different amounts and are impacted by many factors. The potential for large variability increases the need for accurate free car insurance quotes when trying to find the cheapest auto insurance.
Popular models and the cost to insure them
The previously referenced auto insurance rates take all 2024 vehicle models and average them, which is suitable when making overall comparisons like the difference in average car insurance cost for two different locations in Colorado.
For more in-depth price comparisons, however, the rates will be more accurate if we perform a rate analysis for the specific model of vehicle being insured. In the next few article sections, we explore both segment rates and rates for all different kinds of vehicles, but for now, a few of the most popular models will be used to find out how auto insurance rates measure up in Colorado Springs.
This next list details average annual and monthly auto insurance cost for some of the most popular cars, trucks, and SUVs on the road in Colorado Springs. Later, there is a section that examines the ins-and-outs of insuring a few of these models in much more detail.
Average annual and monthly car insurance cost for popular models in Colorado Springs
- Jeep Wrangler – $3,124 per year or $260 per month
- Toyota Camry – $2,940 per year or $245 per month
- Ford Escape – $2,498 per year or $208 per month
- Hyundai Elantra – $2,972 per year or $248 per month
- Honda CR-V – $2,334 per year or $195 per month
- Nissan Altima – $2,966 per year or $247 per month
- Subaru Forester – $2,436 per year or $203 per month
- GMC Sierra – $3,022 per year or $252 per month
- Jeep Cherokee – $2,954 per year or $246 per month
- Nissan Sentra – $2,508 per year or $209 per month
Vehicles with high popularity in Colorado Springs tend to be compact and midsize sedans like the Volkswagen Jetta and Kia K5 and compact and midsize SUVs like the Honda CR-V, Chevy Equinox, and Subaru Outback.
Additional popular vehicles from other vehicle segments include luxury cars like the Tesla Model S, BMW 530i, and Lexus ES 350, luxury SUVs like the BMW X5, Cadillac XT5, and Infiniti QX60, and pickup trucks like the Ram 1500, Toyota Tacoma, and Chevy Silverado.
We cover rates in much more detail coming up in the article, but before we dive into that data, let’s look at the comparisons and key concepts that we have covered in the data above.
- Insuring a teenager is expensive in Colorado Springs – Cost ranges from $6,516 to $9,747 per year to insure a teen driver in Colorado Springs, Colorado.
- Low deductible auto insurance costs more – A 30-year-old driver pays an average of $740 more per year for $250 deductibles compared to $1,000 deductibles.
- Colorado Springs, CO, car insurance costs more than the U.S. average – $2,738 (Colorado Springs average) versus $2,221 (U.S. average)
- Monthly car insurance cost ranges from $189 to $812 – That is the average auto insurance cost range for drivers age 16 to 60 in Colorado Springs.
- Auto insurance costs less the older you are – Average car insurance rates for a 40-year-old driver in Colorado Springs are $2,770 per year cheaper than for a 20-year-old driver.
Which vehicles are cheapest to insure?
The vehicles with the lowest cost average insurance prices in Colorado Springs tend to be crossovers and compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Hyundai Venue, and Buick Envision.
Average auto insurance quotes for those vehicles cost $2,220 or less per year to have full coverage.
A few other models that rank towards the top in our car insurance cost comparison are the Honda HR-V, Ford Bronco Sport, Kia Niro, and Volkswagen Taos.
The average rates are marginally higher for those models than the cheapest small SUVs at the top of the list, but they still have average rates of $2,382 or less per year ($199 per month) in Colorado Springs.
The table below shows the 20 cars, trucks, and SUVs with the cheapest insurance rates in Colorado Springs, ordered starting with the cheapest.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,964 | $164 |
| 2 | Chevrolet Trailblazer | $2,002 | $167 |
| 3 | Kia Soul | $2,078 | $173 |
| 4 | Nissan Kicks | $2,096 | $175 |
| 5 | Honda Passport | $2,114 | $176 |
| 6 | Buick Envision | $2,130 | $178 |
| 7 | Toyota Corolla Cross | $2,146 | $179 |
| 8 | Hyundai Venue | $2,166 | $181 |
| 9 | Mazda CX-5 | $2,170 | $181 |
| 10 | Ford Bronco Sport | $2,180 | $182 |
| 11 | Volkswagen Tiguan | $2,200 | $183 |
| 12 | Acura RDX | $2,222 | $185 |
| 13 | Nissan Murano | $2,234 | $186 |
| 14 | Buick Encore | $2,262 | $189 |
| 15 | Subaru Outback | $2,266 | $189 |
| 16 | Honda CR-V | $2,270 | $189 |
| 17 | Buick Envista | $2,276 | $190 |
| 18 | Volkswagen Taos | $2,282 | $190 |
| 19 | Kia Niro | $2,290 | $191 |
| 20 | Toyota GR Corolla | $2,308 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 27, 2025
A table showing 20 ranked vehicles is probably not the best way to present a detailed view of Colorado Springs insurance rates. A more thorough way to rank rates in an analytical manner is by breaking them out by automotive segment. The following six sections break out the top 20 vehicles with the most affordable insurance rates in Colorado Springs for each of the main segments.
Cheapest car insurance rates in Colorado Springs, CO
The top five models for the cheapest Colorado Springs auto insurance rates in the car segment (excluding luxury models) are the Nissan Leaf, Nissan Sentra, Toyota GR Corolla, Subaru Impreza, and Honda Civic. Rates for these 2024 models average $2,516 or less per year.
Not the cheapest in the list, but still ranking well, are models like the Toyota Corolla, Honda Accord, Chevrolet Malibu, and Toyota Prius, with average annual insurance rates of $2,664 per year or less.
Ranked in the lower half of the top 20, cars like the Nissan Versa, Mitsubishi Mirage G4, Volkswagen Jetta, Toyota Crown, Hyundai Sonata, and Subaru Legacy average between $2,664 and $2,832 per year to insure.
Full-coverage car insurance in this segment for a middle-age safe driver starts at around $198 per month, depending on your location and insurance company.
The rate comparison table below ranks the twenty cars with the most affordable insurance rates in Colorado Springs, starting with the Toyota GR Corolla at $198 per month and ending with the Mazda 3 at $236 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,378 | $198 |
| Nissan Leaf | Compact | $2,396 | $200 |
| Honda Civic | Compact | $2,424 | $202 |
| Nissan Sentra | Compact | $2,508 | $209 |
| Subaru Impreza | Compact | $2,516 | $210 |
| Toyota Prius | Compact | $2,558 | $213 |
| Kia K5 | Midsize | $2,636 | $220 |
| Honda Accord | Midsize | $2,644 | $220 |
| Chevrolet Malibu | Midsize | $2,654 | $221 |
| Toyota Corolla | Compact | $2,664 | $222 |
| Kia Forte | Compact | $2,670 | $223 |
| Volkswagen Arteon | Midsize | $2,690 | $224 |
| Nissan Versa | Compact | $2,696 | $225 |
| Subaru Legacy | Midsize | $2,700 | $225 |
| Hyundai Ioniq 6 | Midsize | $2,724 | $227 |
| Mitsubishi Mirage G4 | Compact | $2,760 | $230 |
| Volkswagen Jetta | Compact | $2,768 | $231 |
| Toyota Crown | Midsize | $2,770 | $231 |
| Hyundai Sonata | Midsize | $2,774 | $231 |
| Mazda 3 | Compact | $2,832 | $236 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Colorado Springs car insurance quotes from top-rated car insurance companies in Colorado.
Cheapest SUV insurance rates in Colorado Springs
The Subaru Crosstrek comes in at #1 as the cheapest non-luxury SUV to insure in Colorado Springs, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model averages $2,022 per year to insure for full coverage.
Additional SUVs that have cheaper rates include the Buick Envision, Ford Bronco Sport, Toyota Corolla Cross, and Hyundai Venue, with an average cost to insure of $2,242 per year or less.
Full-coverage car insurance for this segment in Colorado Springs will start around $169 per month, depending on the company and where you live.
If SUV size is considered, the most budget-friendly non-luxury compact SUV to insure in Colorado Springs is the Subaru Crosstrek at $2,022 per year, or $169 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $2,180 per year, or $182 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $2,570 per year, or $214 per month.
The rate comparison table below ranks the SUVs with the most affordable insurance in Colorado Springs.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,022 | $169 |
| Chevrolet Trailblazer | Compact | $2,056 | $171 |
| Kia Soul | Compact | $2,136 | $178 |
| Nissan Kicks | Compact | $2,154 | $180 |
| Honda Passport | Midsize | $2,180 | $182 |
| Buick Envision | Compact | $2,194 | $183 |
| Toyota Corolla Cross | Compact | $2,208 | $184 |
| Hyundai Venue | Compact | $2,220 | $185 |
| Mazda CX-5 | Compact | $2,232 | $186 |
| Ford Bronco Sport | Compact | $2,242 | $187 |
| Volkswagen Tiguan | Compact | $2,264 | $189 |
| Nissan Murano | Midsize | $2,300 | $192 |
| Buick Encore | Compact | $2,324 | $194 |
| Subaru Outback | Midsize | $2,332 | $194 |
| Honda CR-V | Compact | $2,334 | $195 |
| Buick Envista | Midsize | $2,340 | $195 |
| Volkswagen Taos | Compact | $2,346 | $196 |
| Kia Niro | Compact | $2,356 | $196 |
| Honda HR-V | Compact | $2,382 | $199 |
| Subaru Ascent | Midsize | $2,382 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Colorado Springs car insurance quotes from top car insurance companies in Colorado.
Cheapest pickup trucks to insure in Colorado Springs
The Chevrolet Colorado comes in at #1 as the cheapest pickup truck to insure in Colorado Springs, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model averages $2,412 per year to insure for full coverage.
Also ranking well are trucks like the GMC Sierra 2500 HD, Honda Ridgeline, GMC Canyon, and Hyundai Santa Cruz, with an average cost to insure of $2,816 per year or less.
Car insurance for this segment in Colorado Springs for the average driver starts at around $201 per month, depending on the company. The next table ranks the twenty pickups with the cheapest average car insurance rates in Colorado Springs, starting with the Chevrolet Colorado at $201 per month and ending with the Ram Truck at $264 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,412 | $201 |
| Nissan Titan | Full-size | $2,558 | $213 |
| Nissan Frontier | Midsize | $2,588 | $216 |
| Ford Ranger | Midsize | $2,616 | $218 |
| Ford Maverick | Midsize | $2,654 | $221 |
| Honda Ridgeline | Midsize | $2,716 | $226 |
| Hyundai Santa Cruz | Midsize | $2,762 | $230 |
| Toyota Tacoma | Midsize | $2,770 | $231 |
| GMC Sierra 2500 HD | Heavy Duty | $2,786 | $232 |
| GMC Canyon | Midsize | $2,816 | $235 |
| Jeep Gladiator | Midsize | $2,884 | $240 |
| GMC Sierra 3500 | Heavy Duty | $2,898 | $242 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,924 | $244 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,004 | $250 |
| GMC Sierra | Full-size | $3,022 | $252 |
| Nissan Titan XD | Heavy Duty | $3,026 | $252 |
| Chevrolet Silverado | Full-size | $3,028 | $252 |
| Ford F150 | Full-size | $3,060 | $255 |
| GMC Hummer EV Pickup | Full-size | $3,136 | $261 |
| Ram Truck | Full-size | $3,164 | $264 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Colorado Springs car insurance quotes from top-rated car insurance companies in Colorado.
Cheapest sports car insurance rates in Colorado Springs
The three highest ranking sports cars with the lowest-cost insurance rates in Colorado Springs are the Mazda MX-5 Miata at $2,534 per year, the Toyota GR86 at $2,884 per year, and the Ford Mustang at $3,008 per year.
Not the cheapest to insure, but still ranked well, are cars like the BMW M2, Nissan Z, Lexus RC F, and Toyota GR Supra, with an average car insurance cost of $3,272 per year or less.
From a monthly standpoint, full-coverage insurance in this segment for the average driver will start around $211 per month, depending on your company and location. The comparison table below ranks the twenty sports cars with the most affordable car insurance rates in Colorado Springs, starting with the Mazda MX-5 Miata at $2,534 per year ($211 per month) and ending with the Porsche Taycan at $4,636 per year ($386 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,534 | $211 |
| Toyota GR86 | Sports Car | $2,884 | $240 |
| Ford Mustang | Sports Car | $3,008 | $251 |
| BMW Z4 | Sports Car | $3,024 | $252 |
| Subaru WRX | Sports Car | $3,068 | $256 |
| Toyota GR Supra | Sports Car | $3,076 | $256 |
| BMW M2 | Sports Car | $3,164 | $264 |
| Nissan Z | Sports Car | $3,170 | $264 |
| Lexus RC F | Sports Car | $3,234 | $270 |
| Subaru BRZ | Sports Car | $3,272 | $273 |
| BMW M3 | Sports Car | $3,456 | $288 |
| Porsche 718 | Sports Car | $3,524 | $294 |
| Chevrolet Camaro | Sports Car | $3,556 | $296 |
| Chevrolet Corvette | Sports Car | $3,790 | $316 |
| Porsche 911 | Sports Car | $3,920 | $327 |
| BMW M4 | Sports Car | $4,082 | $340 |
| Lexus LC 500 | Sports Car | $4,104 | $342 |
| Jaguar F-Type | Sports Car | $4,318 | $360 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,530 | $378 |
| Porsche Taycan | Sports Car | $4,636 | $386 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 27, 2025
Don’t see rates for your sports car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado Springs.
Cheapest luxury car insurance rates in Colorado Springs
The top-ranked model in Colorado Springs for cheapest average insurance rates in the luxury car segment is the Acura Integra, costing an average of $2,434 per year. Second place is the BMW 330i costing $2,786 per year, and the third most affordable is the Mercedes-Benz CLA250, at an average of $2,818 per year.
Other luxury cars that have cheaper rates include the Lexus RC 300, Lexus ES 350, Cadillac CT4, and Mercedes-Benz AMG CLA35, with average insurance cost of $2,878 per year or less.
Auto insurance for this segment in Colorado Springs will start around $203 per month, depending on your company and location.
The most affordable compact luxury car to insure in Colorado Springs is the Acura Integra at $2,434 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the cheapest rates at $2,818 per year. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $3,252 per year.
The comparison table below ranks the twenty cars with the cheapest average car insurance rates in Colorado Springs, starting with the Acura Integra at $203 per month and ending with the Audi S3 at $256 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,434 | $203 |
| BMW 330i | Compact | $2,786 | $232 |
| Mercedes-Benz CLA250 | Midsize | $2,818 | $235 |
| Lexus IS 300 | Midsize | $2,822 | $235 |
| Acura TLX | Compact | $2,832 | $236 |
| Cadillac CT4 | Compact | $2,860 | $238 |
| Lexus ES 350 | Midsize | $2,860 | $238 |
| Genesis G70 | Compact | $2,866 | $239 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,870 | $239 |
| Lexus RC 300 | Midsize | $2,878 | $240 |
| Lexus IS 350 | Compact | $2,890 | $241 |
| Jaguar XF | Midsize | $2,896 | $241 |
| Cadillac CT5 | Midsize | $2,950 | $246 |
| Lexus ES 250 | Midsize | $2,960 | $247 |
| Lexus RC 350 | Compact | $2,970 | $248 |
| BMW 330e | Compact | $2,972 | $248 |
| BMW 228i | Compact | $2,976 | $248 |
| BMW 230i | Compact | $3,000 | $250 |
| Lexus ES 300h | Midsize | $3,004 | $250 |
| Audi S3 | Compact | $3,068 | $256 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Colorado Springs car insurance quotes from the best car insurance companies in Colorado.
Cheapest luxury SUVs to insure
The top four luxury SUVs with the lowest-cost auto insurance in Colorado Springs are the Acura RDX at $2,288 per year, Lexus NX 250 at $2,422 per year, Cadillac XT4 at $2,472 per year, and Jaguar E-Pace at $2,558 per year.
Not the cheapest, but still in the top 10, are SUVs like the Mercedes-Benz GLB 250, Lexus NX 350h, Lexus NX 450h, and Lexus UX 250h, with an average cost to insure of $2,638 per year or less.
Additional models on the list include the Lexus RX 350, Infiniti QX60, Mercedes-Benz GLA250, and Mercedes-Benz GLA35 AMG, which average between $2,638 and $2,748 per year for insurance.
Auto insurance for this segment in Colorado Springs will start around $191 per month, depending on the company.
If vehicle size is considered, the cheapest small luxury SUV to insure in Colorado Springs is the Acura RDX at $2,288 per year. For midsize luxury models, the Jaguar E-Pace has the cheapest rates at $2,558 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $3,068 per year.
The next table ranks the twenty luxury SUVs with the cheapest insurance in Colorado Springs.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,288 | $191 |
| Lexus NX 250 | Compact | $2,422 | $202 |
| Cadillac XT4 | Compact | $2,472 | $206 |
| Jaguar E-Pace | Midsize | $2,558 | $213 |
| Lexus NX 350h | Compact | $2,582 | $215 |
| Cadillac XT5 | Midsize | $2,584 | $215 |
| Lincoln Corsair | Compact | $2,616 | $218 |
| Mercedes-Benz GLB 250 | Compact | $2,620 | $218 |
| Lexus UX 250h | Compact | $2,624 | $219 |
| Lexus NX 450h | Compact | $2,638 | $220 |
| Infiniti QX50 | Midsize | $2,658 | $222 |
| Mercedes-Benz GLA250 | Compact | $2,668 | $222 |
| Cadillac XT6 | Midsize | $2,678 | $223 |
| Mercedes-Benz GLA35 AMG | Compact | $2,678 | $223 |
| Infiniti QX60 | Midsize | $2,692 | $224 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,698 | $225 |
| Land Rover Evoque | Compact | $2,734 | $228 |
| Acura MDX | Midsize | $2,736 | $228 |
| Lexus NX 350 | Compact | $2,744 | $229 |
| Lexus RX 350 | Midsize | $2,748 | $229 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Colorado Springs, CO Zip Codes. Updated June 26, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Colorado.
Colorado Springs auto insurance rate variability
To try to clarify the amount car insurance prices can change from one person to the next, the sections below contain many different rates for four popular models in Colorado Springs: the Toyota Corolla, Honda CR-V, Kia Sorento, and Toyota Camry.
Each illustration uses a variety of different driver profiles to show how much prices can vary with only minor risk factor changes.
Toyota Corolla insurance rates
Toyota Corolla insurance in Colorado Springs averages $2,664 per year ($222 per month) and has a range of $2,212 to $6,108 per year.
The Toyota Corolla belongs to the compact car segment, and additional models from the same segment that are popular in Colorado Springs include the Chevrolet Cruze, Volkswagen Jetta, Honda Civic, and Nissan Sentra.
Honda CR-V insurance rates
Car insurance for a Honda CR-V in Colorado Springs costs an average of $2,334 per year, or around $195 per month, and varies from $1,942 to $5,360.
The Honda CR-V is part of the compact SUV segment, and additional similar models from the same segment include the Chevrolet Equinox, Nissan Rogue, and Toyota RAV4.
Kia Sorento insurance rates
Car insurance for a Kia Sorento in Colorado Springs averages $2,598 per year, or around $217 per month, and has a range of $2,160 to $5,964.
The Kia Sorento is classified as a midsize SUV, and other similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, and Ford Explorer.
Toyota Camry insurance rates
Toyota Camry insurance in Colorado Springs costs an average of $2,940 per year, or about $245 per month, and varies from $2,446 to $6,758 per year for the sample risk profiles shown in the next chart.
The Toyota Camry is a midsize car, and other models in the same segment include the Hyundai Sonata, Kia K5, Nissan Altima, and Honda Accord.
How to find cheaper Colorado Springs car insurance
Drivers are always searching for ways to reduce the monthly expense for insurance So browse the money-saving ideas in the list below to see if you can save a little dough on your next car insurance policy.
- Buy vehicles with more affordable insurance. Vehicle type is one of the primary factors in the cost of insurance. For example, a Volvo XC40 costs $2,522 less per year to insure in Colorado Springs than a Audi R8. Less performance equals cheaper rates.
- Get cheaper rates by researching policy discounts. Savings may be available if the policyholders are claim-free, are loyal customers, are military or federal employees, drive a vehicle with safety or anti-theft features, or many other policy discounts which could save the average Colorado Springs driver as much as $464 per year on auto insurance.
- A good credit rating can save money. Having a high credit rating of over 800 could save $430 per year compared to a credit score ranging from 670-739. Conversely, an imperfect credit score below 579 could cost up to $498 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Increase physical damage deductibles to save money. Boosting your physical damage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Citations and violations increase insurance rates. If you want affordable auto insurance in Colorado Springs, it makes good sense to be a safe driver. A couple of minor blemishes on your driving record could result in raising rates as much as $726 per year. Major violations such as DUI or reckless driving could raise rates by an additional $2,538 or more.