Cost of Car Insurance in Stamford, CT – 2025 Averages + Cheapest Autos

We find the models with cheap car insurance quotes in Stamford, Connecticut, by comparing rates for nearly 200 cars, SUVs, and pickup trucks.

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How much does Stamford car insurance cost?

In Stamford, average auto insurance cost is $2,604 per year, which is 15.9% more than the U.S. average rate of $2,221. Per month, Stamford car insurance costs approximately $217 for full coverage.

Average car insurance cost in Connecticut is $2,674 per year, so Stamford, CT, drivers pay an average of $70 less per year than the overall Connecticut state-wide average rate. The cost to insure a vehicle in Stamford compared to other Connecticut cities is about $408 per year less than in Hartford, $304 per year less than in Waterbury, and $420 per year less than in Bridgeport.

The age of the driver is the single-largest factor that determines the price you pay for auto insurance. The list below illustrates these differences by showing the difference in average car insurance rates in Stamford for drivers from age 16 to 60.

Car insurance cost in Stamford for drivers age 16 to 60

  • 16-year-old driver – $9,275 per year or $773 per month
  • 17-year-old driver – $8,984 per year or $749 per month
  • 18-year-old driver – $8,051 per year or $671 per month
  • 19-year-old driver – $7,332 per year or $611 per month
  • 20-year-old driver – $5,238 per year or $437 per month
  • 30-year-old driver – $2,780 per year or $232 per month
  • 40-year-old driver – $2,604 per year or $217 per month
  • 50-year-old driver – $2,308 per year or $192 per month
  • 60-year-old driver – $2,164 per year or $180 per month

The next chart displays additional costs for drivers age 20 to 60 by showing a range of rates based on an assortment of driver ages, physical damage deductibles, and driver risk profiles.

Average car insurance rates in Stamford for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Stamford for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,986$499
Safe Driver Age 20$5,238$437
At-fault Accidents Age 40$3,686$307
Low Deductibles Age 40$3,406$284
Safe Driver Age 30$2,780$232
Safe Driver Age 40$2,604$217
Safe Driver Age 50$2,308$192
High Deductibles Age 40$2,190$183
Safe Driver Age 60$2,164$180
Discount Rate Age 40$2,164$180

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

Average car insurance rates in the chart range from $2,164 per year for a 40-year-old driver who meets the requirements for many policy discounts to $5,986 per year for a 30-year-old driver with too many violations and accidents.

From a monthly budgeting standpoint, the average cost of car insurance per month in Stamford ranges from $180 to $499.

Car insurance rates can be extremely variable and are impacted by a lot of factors. The potential for large variability stresses the need to get multiple auto insurance quotes when looking for cheaper auto insurance.

The car insurance rates discussed up to this point are an average for all 2024 vehicle models, which is handy when making broad comparisons like the average cost difference between different locations in Connecticut. Average auto insurance rates are awesome when answering questions like “is car insurance in Stamford cheaper than New Haven?” or “is car insurance in Connecticut cheaper than Arizona?”.

For more useful rate comparisons, however, it makes sense to look at the exact vehicle being insured. Every make and model has it’s own exposure profile for calculating the cost of auto insurance and this data makes it possible to do cost comparisons.

The next chart displays average car insurance cost for some of the more popular models you’ll find driving the streets of Stamford.

Average cost to insure popular 2024 model year vehicles in Stamford.
Figure 2: Average cost to insure popular 2024 model year vehicles in Stamford. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Stamford Zip Codes.

Stamford, CT, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,924$160
Mazda CX-5$2,124$177
Honda CR-V$2,222$185
Honda Civic$2,304$192
Nissan Rogue$2,340$195
Toyota RAV4$2,402$200
Honda Accord$2,516$210
Kia Forte$2,542$212
Toyota Tacoma$2,638$220
Toyota 4Runner$2,790$233
Toyota Camry$2,798$233
Chevrolet Silverado$2,878$240
Ford F150$2,914$243
Ram Truck$3,012$251
Chevrolet Corvette$3,606$301

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Stamford, CT Zip Codes. Updated June 26, 2025

What vehicles have the cheapest car insurance in Stamford?

The vehicles with the lowest cost average auto insurance quotes in Stamford, CT, tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision.

Average insurance prices for those compact SUVs cost $176 or less per month for full coverage car insurance.

Additional models that rank very well in our car insurance cost comparison are the Buick Envista, Buick Encore, Ford Bronco Sport, and Volkswagen Taos.

Average auto insurance rates are a little higher for those models than the small SUVs and crossovers at the top of the list, but they still have an average cost of $2,266 or less per year, or about $189 per month.

The table below breaks down the top 20 models with the cheapest car insurance rates in Stamford, ordered by annual cost.

Top 20 Cheapest Auto Insurance Rates in Stamford
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,924$160
2Chevrolet Trailblazer$1,960$163
3Kia Soul$2,034$170
4Nissan Kicks$2,050$171
5Honda Passport$2,074$173
6Buick Envision$2,086$174
7Toyota Corolla Cross$2,098$175
8Hyundai Venue$2,116$176
9Mazda CX-5$2,124$177
10Ford Bronco Sport$2,134$178
11Volkswagen Tiguan$2,154$180
12Acura RDX$2,178$182
13Nissan Murano$2,190$183
14Buick Encore$2,214$185
15Subaru Outback$2,218$185
16Honda CR-V$2,222$185
17Buick Envista$2,226$186
18Volkswagen Taos$2,230$186
19Kia Niro$2,244$187
20Toyota GR Corolla$2,262$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 26, 2025

Top 20 cheapest vehicles to insure in Stamford, CT with the Subaru Crosstrek ranking first at $1,924 per year
Top 20 cheapest vehicles to insure in Stamford, CT with the Subaru Crosstrek ranking first at $1,924 per year

A table of 20 ranked vehicles is great if you just want the lowest rates. Considering the fact that we have over 700 models in our database, that’s a lot of vehicles that get omitted from the list.

Let’s dig a little deeper into the data and break out the most affordable vehicles a slightly different way, by vehicle segment. The sections below rank the vehicles with the lowest cost auto insurance rates in Stamford for the most popular segments.

Cheapest car insurance rates in Stamford, CT

The cheapest sedans and hatchbacks to insure in Stamford are the Toyota GR Corolla at $2,262 per year, the Nissan Leaf at $2,280 per year, and the Honda Civic at $2,304 per year.

Not the cheapest, but still very affordable, are models like the Toyota Corolla, Chevrolet Malibu, Toyota Prius, and Kia K5, with average annual insurance rates of $2,534 per year or less.

Ranked in the lower half of the top 20, cars like the Nissan Versa, Subaru Legacy, Mitsubishi Mirage G4, Volkswagen Jetta, and Toyota Crown cost between $2,534 and $2,692 per year to insure.

Full-coverage insurance in Stamford for this segment for an average middle-age driver starts at an average of $189 per month, depending on your location and insurance company.

The comparison table below ranks the cars with the cheapest insurance rates in Stamford, starting with the Toyota GR Corolla at $2,262 per year ($189 per month) and ending with the Mazda 3 at $2,692 per year ($224 per month).

Cheapest Car Insurance in Stamford, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,262$189
Nissan LeafCompact$2,280$190
Honda CivicCompact$2,304$192
Nissan SentraCompact$2,386$199
Subaru ImprezaCompact$2,394$200
Toyota PriusCompact$2,436$203
Kia K5Midsize$2,510$209
Honda AccordMidsize$2,516$210
Chevrolet MalibuMidsize$2,526$211
Toyota CorollaCompact$2,534$211
Kia ForteCompact$2,542$212
Volkswagen ArteonMidsize$2,558$213
Nissan VersaCompact$2,566$214
Subaru LegacyMidsize$2,570$214
Hyundai Ioniq 6Midsize$2,592$216
Mitsubishi Mirage G4Compact$2,628$219
Volkswagen JettaCompact$2,634$220
Toyota CrownMidsize$2,636$220
Hyundai SonataMidsize$2,638$220
Mazda 3Compact$2,692$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Stamford, CT, with the Toyota GR Corolla ranking first at $2,262 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Stamford, CT, with the Toyota GR Corolla ranking first at $2,262 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Connecticut.

Cheapest SUVs to insure in Stamford, CT

The four highest ranking non-luxury SUVs with the lowest-cost insurance rates in Stamford are the Subaru Crosstrek at $1,924 per year, Chevrolet Trailblazer at $1,960 per year, Kia Soul at $2,034 per year, and Nissan Kicks at $2,050 per year.

Also ranking well are models like the Buick Envision, Ford Bronco Sport, Hyundai Venue, and Toyota Corolla Cross, with an average cost of $2,134 per year or less.

Car insurance rates for this segment in Stamford for an average middle-age driver starts at an average of $160 per month, depending on where you live.

The cheapest non-luxury compact SUV to insure in Stamford is the Subaru Crosstrek at $1,924 per year. For midsize SUVs, the Honda Passport is the cheapest model to insure at $2,074 per year. And for full-size SUVs, the Chevrolet Tahoe is cheapest to insure at $2,448 per year.

The table below ranks the twenty SUVs with the cheapest insurance rates in Stamford, starting with the Subaru Crosstrek at $1,924 per year and ending with the Subaru Ascent at $2,266 per year.

Cheapest SUV Insurance in Stamford, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,924$160
Chevrolet TrailblazerCompact$1,960$163
Kia SoulCompact$2,034$170
Nissan KicksCompact$2,050$171
Honda PassportMidsize$2,074$173
Buick EnvisionCompact$2,086$174
Toyota Corolla CrossCompact$2,098$175
Hyundai VenueCompact$2,116$176
Mazda CX-5Compact$2,124$177
Ford Bronco SportCompact$2,134$178
Volkswagen TiguanCompact$2,154$180
Nissan MuranoMidsize$2,190$183
Buick EncoreCompact$2,214$185
Subaru OutbackMidsize$2,218$185
Honda CR-VCompact$2,222$185
Buick EnvistaMidsize$2,226$186
Volkswagen TaosCompact$2,230$186
Kia NiroCompact$2,244$187
Honda HR-VCompact$2,266$189
Subaru AscentMidsize$2,266$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Stamford, CT, with the Subaru Crosstrek ranking first at $1,924 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Stamford, CT, with the Subaru Crosstrek ranking first at $1,924 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Stamford car insurance quotes from top companies in Connecticut.

Cheapest luxury car auto insurance rates

The three highest ranking luxury cars with the cheapest average insurance rates in Stamford are the Acura Integra at $2,316 per year, the BMW 330i at $2,652 per year, and the Mercedes-Benz CLA250 at $2,682 per year.

Not the cheapest to insure, but still ranked well, are models like the Lexus RC 300, Cadillac CT4, Genesis G70, and Lexus ES 350, with an average car insurance cost of $2,738 per year or less.

In the bottom half of the top 20, cars like the Lexus ES 250, Jaguar XF, Cadillac CT5, Lexus IS 350, and Audi S3 average between $2,738 and $2,922 to insure per year in Stamford.

Full-coverage car insurance for this segment in Stamford can cost as low as $193 per month, depending on the company.

If prices are ranked by vehicle size, the cheapest small luxury car to insure in Stamford is the Acura Integra at $2,316 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the cheapest rates at $2,682 per year. And for large luxury car models, the Audi A5 is cheapest to insure at $3,092 per year.

The table below ranks the cars with the most affordable insurance rates in Stamford, starting with the Acura Integra at $2,316 per year ($193 per month) and ending with the Audi S3 at $2,922 per year ($244 per month).

Cheapest Luxury Car Insurance in Stamford, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,316$193
BMW 330iCompact$2,652$221
Lexus IS 300Midsize$2,682$224
Mercedes-Benz CLA250Midsize$2,682$224
Acura TLXCompact$2,696$225
Lexus ES 350Midsize$2,720$227
Cadillac CT4Compact$2,722$227
Genesis G70Compact$2,728$227
Mercedes-Benz AMG CLA35Midsize$2,732$228
Lexus RC 300Midsize$2,738$228
Lexus IS 350Compact$2,750$229
Jaguar XFMidsize$2,758$230
Cadillac CT5Midsize$2,806$234
Lexus ES 250Midsize$2,820$235
Lexus RC 350Compact$2,826$236
BMW 330eCompact$2,828$236
BMW 228iCompact$2,832$236
BMW 230iCompact$2,854$238
Lexus ES 300hMidsize$2,858$238
Audi S3Compact$2,922$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Stamford, CT, with the Acura Integra ranking first at $2,316 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Stamford, CT, with the Acura Integra ranking first at $2,316 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Is your vehicle not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Stamford car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest luxury SUVs to insure

The four cheapest luxury SUV models to insure in Stamford are the Acura RDX at $2,178 per year, Lexus NX 250 at $2,304 per year, Cadillac XT4 at $2,352 per year, and Jaguar E-Pace at $2,434 per year.

Not the cheapest in the list, but still ranking well, are SUVs like the Lexus NX 450h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus UX 250h, with average annual insurance rates of $2,512 per year or less.

Some additional vehicles worth mentioning include the Mercedes-Benz GLA250, Infiniti QX50, Acura MDX, and Cadillac XT6, which average between $2,512 and $2,612 per year for auto insurance.

From a cost per month standpoint, full-coverage auto insurance in this segment for a good driver will start around $182 per month, depending on the company. The next table ranks the twenty SUVs with the most affordable insurance in Stamford, starting with the Acura RDX at $182 per month and ending with the Lexus RX 350 at $218 per month.

Cheapest Luxury SUV Insurance in Stamford, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,178$182
Lexus NX 250Compact$2,304$192
Cadillac XT4Compact$2,352$196
Jaguar E-PaceMidsize$2,434$203
Cadillac XT5Midsize$2,458$205
Lexus NX 350hCompact$2,458$205
Lincoln CorsairCompact$2,488$207
Mercedes-Benz GLB 250Compact$2,494$208
Lexus UX 250hCompact$2,498$208
Lexus NX 450hCompact$2,512$209
Infiniti QX50Midsize$2,530$211
Mercedes-Benz GLA250Compact$2,540$212
Cadillac XT6Midsize$2,548$212
Mercedes-Benz GLA35 AMGCompact$2,548$212
Infiniti QX60Midsize$2,562$214
Mercedes-Benz AMG GLB35Midsize$2,566$214
Acura MDXMidsize$2,602$217
Land Rover EvoqueCompact$2,602$217
Lexus NX 350Compact$2,612$218
Lexus RX 350Midsize$2,612$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Stamford, CT, with the Acura RDX ranking first at $2,178 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Stamford, CT, with the Acura RDX ranking first at $2,178 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Looking for rates for a different model? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Connecticut.

Cheapest sports cars to insure in Stamford

The four cheapest sports cars to insure in Stamford are the Mazda MX-5 Miata at $2,412 per year, Toyota GR86 at $2,746 per year, Ford Mustang at $2,860 per year, and BMW Z4 at $2,876 per year.

Additional models that are affordable to insure include the BMW M2, Subaru BRZ, Lexus RC F, and Nissan Z, with an average cost to insure of $3,114 per year or less.

In the bottom half of the top 20, models like the Porsche 911, Lexus LC 500, Jaguar F-Type, BMW M4, and Porsche 718 cost between $3,114 and $4,410 to insure per year.

On a monthly basis, full-coverage car insurance in Stamford on this segment for a good driver starts at an average of $201 per month, depending on your company and location.

The rate comparison table below ranks the twenty sports cars with the cheapest insurance rates in Stamford, starting with the Mazda MX-5 Miata at $201 per month and ending with the Porsche Taycan at $368 per month.

Cheapest Sports Car Insurance in Stamford, Connecticut
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,412$201
Toyota GR86Sports Car$2,746$229
Ford MustangSports Car$2,860$238
BMW Z4Sports Car$2,876$240
Subaru WRXSports Car$2,918$243
Toyota GR SupraSports Car$2,926$244
BMW M2Sports Car$3,010$251
Nissan ZSports Car$3,018$252
Lexus RC FSports Car$3,080$257
Subaru BRZSports Car$3,114$260
BMW M3Sports Car$3,288$274
Porsche 718Sports Car$3,352$279
Chevrolet CamaroSports Car$3,384$282
Chevrolet CorvetteSports Car$3,606$301
Porsche 911Sports Car$3,730$311
BMW M4Sports Car$3,884$324
Lexus LC 500Sports Car$3,906$326
Jaguar F-TypeSports Car$4,108$342
Mercedes-Benz AMG GT53Sports Car$4,312$359
Porsche TaycanSports Car$4,410$368

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Stamford, CT, with the Mazda MX-5 Miata ranking first at $2,412 per year.
Ranking of the cheapest sports cars to insure in Stamford, CT, with the Mazda MX-5 Miata ranking first at $2,412 per year.

Don’t see your sports car? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Stamford.

Cheapest pickup truck insurance rates

The #1 ranking in Stamford for cheapest auto insurance rates in the pickup truck segment is the Chevrolet Colorado, costing $2,292 per year. Second place is the Nissan Titan at $2,434 per year, coming in third is the Nissan Frontier, at an average of $2,460 per year, and the fourth most affordable is the Ford Ranger, costing an average of $2,488 per year.

Additional pickups that have good average insurance rates are the GMC Canyon, GMC Sierra 2500 HD, Toyota Tacoma, and Hyundai Santa Cruz, with average cost of $2,678 per year or less.

Car insurance for this segment in Stamford for a safe driver starts at an average of $191 per month, depending on your location and insurance company. The table below ranks the pickups with the lowest-cost car insurance rates in Stamford, starting with the Chevrolet Colorado at $2,292 per year and ending with the Ram Truck at $3,012 per year.

Cheapest Pickup Insurance in Stamford, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,292$191
Nissan TitanFull-size$2,434$203
Nissan FrontierMidsize$2,460$205
Ford RangerMidsize$2,488$207
Ford MaverickMidsize$2,526$211
Honda RidgelineMidsize$2,584$215
Hyundai Santa CruzMidsize$2,628$219
Toyota TacomaMidsize$2,638$220
GMC Sierra 2500 HDHeavy Duty$2,648$221
GMC CanyonMidsize$2,678$223
Jeep GladiatorMidsize$2,744$229
GMC Sierra 3500Heavy Duty$2,758$230
Chevrolet Silverado HD 3500Heavy Duty$2,784$232
Chevrolet Silverado HD 2500Heavy Duty$2,856$238
GMC SierraFull-size$2,876$240
Chevrolet SilveradoFull-size$2,878$240
Nissan Titan XDHeavy Duty$2,880$240
Ford F150Full-size$2,914$243
GMC Hummer EV PickupFull-size$2,988$249
Ram TruckFull-size$3,012$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Stamford, CT Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Stamford, CT, with the Chevrolet Colorado ranking first at $2,292 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Stamford, CT, with the Chevrolet Colorado ranking first at $2,292 per year.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Looking for insurance rates for a different truck? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Stamford car insurance quotes from the best companies in Connecticut.

What to expect when shopping for car insurance

To emphasize the importance of the amount that auto insurance prices can change for different drivers (and also emphasize the importance of accurate rate quotes), the charts below present multiple rates for five popular models in Stamford: the Ram Truck, Nissan Sentra, Toyota RAV4, Honda Accord, and Chevrolet Camaro.

The example for each vehicle displays average rates for different driver profiles to show the difference in cost with only small changes in driver profile or coverage limits.

Ram Truck insurance rates

Car insurance for a Ram Truck in Stamford averages $3,012 per year ($251 per month) and varies from $2,496 to $6,936.

Average 2024 Ram Truck insurance premiums in Stamford for different driver ages and risk scenarios.
Figure 3: Average 2024 Ram Truck insurance premiums in Stamford for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,936$578
Safe Driver Age 20$6,068$506
At-fault Accidents Age 40$4,268$356
Low Deductibles Age 40$3,938$328
Safe Driver Age 30$3,212$268
Safe Driver Age 40$3,012$251
Safe Driver Age 50$2,668$222
High Deductibles Age 40$2,534$211
Discount Rate Age 40$2,496$208
Safe Driver Age 60$2,494$208

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated June 26, 2025

The Ram Truck is classified as a full-size truck, and other popular models include the Toyota Tundra, GMC Sierra, Ford F150, and Chevrolet Silverado.

Nissan Sentra insurance rates

Auto insurance for a Nissan Sentra in Stamford averages $2,386 per year, or about $199 per month, and ranges from $1,984 to $5,420 annually.

Average 2024 Nissan Sentra insurance premiums in Stamford for different driver ages and risk scenarios.
Figure 4: Average 2024 Nissan Sentra insurance premiums in Stamford for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,420$452
Safe Driver Age 20$4,716$393
At-fault Accidents Age 40$3,378$282
Low Deductibles Age 40$3,018$252
Safe Driver Age 30$2,532$211
Safe Driver Age 40$2,386$199
Safe Driver Age 50$2,134$178
High Deductibles Age 40$2,052$171
Safe Driver Age 60$1,990$166
Discount Rate Age 40$1,984$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated June 27, 2025

The Nissan Sentra is considered a compact car, and other similar models from the same segment include the Hyundai Elantra, Volkswagen Jetta, and Toyota Corolla.

Toyota RAV4 insurance rates

In Stamford, Toyota RAV4 insurance costs an average of $2,402 per year, or around $200 per month, and varies from $1,996 to $5,524.

Average 2024 Toyota RAV4 insurance premiums in Stamford for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota RAV4 insurance premiums in Stamford for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Toyota RAV4 Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,524$460
Safe Driver Age 20$4,826$402
At-fault Accidents Age 40$3,408$284
Low Deductibles Age 40$3,110$259
Safe Driver Age 30$2,556$213
Safe Driver Age 40$2,402$200
Safe Driver Age 50$2,134$178
High Deductibles Age 40$2,036$170
Safe Driver Age 60$1,998$167
Discount Rate Age 40$1,996$166

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota RAV4 trim levels. Updated June 26, 2025

The Toyota RAV4 is a compact SUV, and other popular models in the same segment include the Nissan Rogue, Chevrolet Equinox, and Honda CR-V.

Honda Accord insurance rates

Honda Accord insurance in Stamford costs an average of $2,516 per year, or about $210 per month, and has a range of $2,090 to $5,780 per year.

Average 2024 Honda Accord insurance premiums in Stamford for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Accord insurance premiums in Stamford for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,780$482
Safe Driver Age 20$5,062$422
At-fault Accidents Age 40$3,554$296
Low Deductibles Age 40$3,312$276
Safe Driver Age 30$2,686$224
Safe Driver Age 40$2,516$210
Safe Driver Age 50$2,226$186
High Deductibles Age 40$2,106$176
Discount Rate Age 40$2,090$174
Safe Driver Age 60$2,084$174

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated June 26, 2025

The Honda Accord is part of the midsize car segment, and other similar models from the same segment include the Nissan Altima, Chevrolet Malibu, Kia K5, and Hyundai Sonata.

Chevrolet Camaro insurance rates

Chevrolet Camaro insurance in Stamford costs an average of $3,384 per year (about $282 per month) and varies from $2,806 to $7,772.

Average 2024 Chevrolet Camaro insurance premiums in Stamford for different driver ages and risk scenarios.
Figure 7: Average 2024 Chevrolet Camaro insurance premiums in Stamford for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Stamford includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Camaro Insurance Cost in Stamford, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,772$648
Safe Driver Age 20$6,784$565
At-fault Accidents Age 40$4,802$400
Low Deductibles Age 40$4,352$363
Safe Driver Age 30$3,600$300
Safe Driver Age 40$3,384$282
Safe Driver Age 50$3,012$251
High Deductibles Age 40$2,880$240
Safe Driver Age 60$2,814$235
Discount Rate Age 40$2,806$234

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Camaro trim levels. Updated June 26, 2025

The Chevrolet Camaro belongs to the sports car segment, and other popular same-segment models include the Toyota Supra, Chevrolet Corvette, Ford Mustang, and Nissan 370Z.

Tips for getting cheaper Stamford car insurance quotes

Financially savvy drivers are always searching for ways to save money on insurance, so glance through the money-saving ideas in the list below and maybe you’ll be able to save a little cash on your next renewal.

  • Compare rates before buying a car. Different cars have significantly different auto insurance rates, and car insurance companies can price policies with a wide range of prices. Get multiple insurance quotes before you buy a different car in order to prevent insurance sticker shock when you get your insurance bill.
  • The real world isn’t Grand Theft Auto. In order to have cheap auto insurance in Stamford, it pays to follow traffic laws. In fact, just a couple traffic tickets have the consequences of raising policy rates by as much as $692 per year.
  • Buy vehicles with low cost insurance. The type of vehicle you drive is a huge factor in the price you pay for car insurance. As an example, a Volvo XC40 costs $2,398 less per year to insure in Stamford than a Audi R8. Insure cheaper models and save money.
  • Remain claim free and save. Insurance companies give a discounted rate if you do not file any claims. Auto insurance is intended to be used for significant claims, not for small claims.
  • Shop around. Take a couple of minutes to get some free car insurance quotes is our top recommendation for saving money on car insurance. Companies make rate modifications frequently and you can switch anytime.
  • Qualify for policy discounts to save money. Savings may be available if the policyholders drive a vehicle with safety or anti-theft features, are loyal customers, are good students, choose electronic billing, or many other policy discounts which could save the average Stamford driver as much as $440 per year.
  • Get better rates due to your job. Just about all auto insurance companies offer policy discounts for certain occupations like doctors, engineers, nurses, accountants, police officers and law enforcement, lawyers, and others. If you qualify for this occupational discount, you could save between $78 and $253 on your annual premium, depending on your policy.