St. Petersburg Car Insurance Quotes – Cheapest Rates for 2022

We compare insurance rates by automotive segment to find the cars, pickups, and SUVs with cheap car insurance quotes in St. Petersburg.

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How much does car insurance cost in St. Petersburg?

In St. Petersburg, the average price for car insurance is $2,584 per year, which is 64.9% more than the overall national average rate of $1,567. Per month, St. Petersburg car insurance costs around $215 for a policy with full coverage.

The average cost of car insurance in Florida is $2,228 per year, so St. Petersburg, FL, drivers pay an average of $356 more per year than the overall Florida state-wide average rate. The cost of auto insurance in St. Petersburg compared to other Florida locations is around $370 per year more than in Orlando, $356 per year cheaper than in Miami, and $424 per year more than in Jacksonville.

The age of the driver is one of the biggest factors in determining the price of car insurance, so the list below illustrates these differences by breaking down average car insurance rates for driver ages 16 through 60.

Average cost of car insurance in St. Petersburg by driver age

  • 16-year-old driver – $9,256 per year or $771 per month
  • 17-year-old driver – $8,644 per year or $720 per month
  • 18-year-old driver – $8,074 per year or $673 per month
  • 19-year-old driver – $7,302 per year or $609 per month
  • 20-year-old driver – $5,128 per year or $427 per month
  • 30-year-old driver – $2,722 per year or $227 per month
  • 40-year-old driver – $2,584 per year or $215 per month
  • 50-year-old driver – $2,352 per year or $196 per month
  • 60-year-old driver – $2,310 per year or $193 per month

The chart below shows different average St. Petersburg car insurance rates for a variety of driver ages, policy deductibles, and potential risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
St. Petersburg, FL Car Insurance Cost Summary
Average Car Insurance Cost in St. Petersburg, FL
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,852$488
Safe Driver Age 20$5,128$427
At-fault Accidents Age 40$3,644$304
Low Deductibles Age 40$3,356$280
Safe Driver Age 30$2,722$227
Safe Driver Age 40$2,584$215
Safe Driver Age 50$2,352$196
Safe Driver Age 60$2,310$193
High Deductibles Age 40$2,186$182
Discount Rate Age 40$2,146$179

Average rates in the chart range from $2,146 per year for a 40-year-old driver who meets many discount requirements to $5,852 per year for a 20-year-old driver with a lot of violations and accidents. The overall average rate we use to compare the cost between models and locations is the 40-year-old safe driver rate, which is an average cost of $2,584 per year in St. Petersburg.

As a monthly price, average car insurance cost in St. Petersburg ranges from $179 to $488 for the same annual rate data shown in the chart above.

St. Petersburg auto insurance rates can vary considerably and depend on a lot of factors. This large rate variability stresses the need for accurate free car insurance quotes when shopping online for more affordable car insurance in St. Petersburg, Florida.

The rates referenced earlier in this article are the average cost across all 2022 model year vehicles, which is useful for making overall comparisons like the cost difference between two locations. For more in-depth rate comparisons, however, the data will be more precise if we analyze the specific model of vehicle being insured.

In the next few sections, we compare lots of rates for specific models, but for now, we will just look at the most popular vehicles to see how auto insurance prices compare in St. Petersburg.

The list below breaks down average annual and monthly auto insurance cost for some of the more popular vehicles that you can find on the streets of St. Petersburg.

Car insurance cost for popular St. Petersburg vehicles

Vehicle models that are popular in St. Petersburg tend to be compact or midsize cars like the Nissan Sentra and Honda Accord and compact or midsize SUVs like the Toyota RAV4 and Subaru Outback.

Some additional popular models in St. Petersburg from other segments include luxury SUVs like the Infiniti QX60 and Cadillac XT5, luxury cars like the Tesla Model S and Acura ILX, and pickup trucks like the Ram 1500 and Ford Ranger.

We will explore car insurance rates for many more models in the upcoming sections, but before we dive into that data, let’s quickly review some of the key ideas we covered so far.

  • Average cost per month ranges from $128 to $512 – That is the average auto insurance cost range for insured drivers age 16 to 60 in St. Petersburg.
  • St. Petersburg, FL, car insurance costs more than the U.S. average – $2,584 (St. Petersburg average) compared to $1,567 (U.S. average)
  • Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $538 more per year for a policy with $250 deductibles versus $1,000 deductibles.
  • St. Petersburg car insurance rates are more expensive than the Florida state average – $2,584 (St. Petersburg average) compared to $2,228 (Florida average)
  • Auto insurance for teen drivers is not cheap – Rates can range from $6,492 to $9,256 per year for car insurance for teens in St. Petersburg.

Which vehicles have the cheapest auto insurance rates?

When comparing all 2022 makes and models, the models with the cheapest average car insurance rates in St Petersburg, FL, tend to be compact SUVs and crossovers like the Nissan Kicks, Mazda CX-5, and Subaru Crosstrek. Average auto insurance rates for those vehicles cost $2,154 or less per year ($180 per month) to have full coverage.

Some other vehicles that are ranked high in the cost comparison table below are the Kia Seltos, Volkswagen Tiguan, Buick Envision, and Hyundai Venue. Rates are a little bit more for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $2,244 or less per year.

The next table ranks the cheapest vehicles to insure in St. Petersburg, sorted by average cost.

Cheapest Car Insurance Rates in St. Petersburg, FL
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,968$164
2Nissan Kicks$2,016$168
3Chevrolet Trailblazer$2,030$169
4Subaru Crosstrek$2,074$173
5Honda Passport$2,078$173
6Chevrolet Colorado$2,126$177
7Toyota C-HR$2,126$177
8Buick Encore$2,136$178
9Nissan Rogue Sport$2,154$180
10Hyundai Venue$2,194$183
11Buick Envision$2,198$183
12Kia Seltos$2,202$184
13Ford Maverick$2,210$184
14Acura RDX$2,214$185
15Subaru Ascent$2,220$185
16Toyota Corolla Cross$2,220$185
17Hyundai Kona$2,234$186
18Mazda MX-5 Miata$2,240$187
19Subaru Forester$2,240$187
20Subaru Impreza$2,242$187
21Volkswagen Tiguan$2,244$187
22Chevrolet Spark$2,254$188
23Honda CR-V$2,262$189
24Cadillac XT4$2,268$189
25Mazda CX-30$2,288$191

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
    Cheapest Car Insurance Rates in St. Petersburg, FL

    The above table containing 25 vehicle models with cheap St. Petersburg car insurance is not the most useful way to show a comprehesive view of St. Petersburg insurance rates. Considering we track over 700 makes and models of vehicles, that’s a lot of vehicles that get omitted from the list.

    Let’s try a different approach and reorganize the models with the lowest rates in a format that makes more sense. The six sections below rank the top 20 models with the lowest cost car insurance rates in St. Petersburg for each of the primary vehicle segments.

    Cheapest car insurance rates in St. Petersburg, Florida

    The top five models for the lowest-cost St Petersburg auto insurance rates in the non-luxury sedan or hatchback segment are the Subaru Legacy, Chevrolet Spark, Volkswagen Golf, Subaru Impreza, and Volkswagen Jetta. Car insurance prices for these models average $2,512 or less per year.

    Also ranking well are models like the Honda Insight, Kia K5, Toyota Camry, and Nissan Sentra, with average rates of $2,544 per year or less.

    Additional vehicles that make the list include the Honda Civic, Chevrolet Malibu, Toyota Prius, and Hyundai Accent, which average between $2,544 and $2,686 to insure per year.

    Full-coverage car insurance in this segment for an average middle-age driver starts at an average of $187 per month, depending on where you live and the company you use.

    When vehicle size is considered, the most affordable compact car to insure in St Petersburg is the Subaru Impreza at $2,242 per year, or $187 per month. For midsize 2022 models, the Subaru Legacy has the best rates at $2,506 per year, or $209 per month. And for large cars, the Toyota Avalon has the most affordable rates at $2,712 per year, or $226 per month.

    The comparison table below ranks the cars with the lowest-cost car insurance rates in St Petersburg, starting with the Subaru Impreza at $2,242 per year and ending with the Chevrolet Malibu at $2,686 per year.

    Cheapest Cars to Insure in St. Petersburg, FL
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$2,242$187
    Chevrolet SparkCompact$2,254$188
    Volkswagen GolfCompact$2,482$207
    Subaru LegacyMidsize$2,506$209
    Honda InsightMidsize$2,512$209
    Volkswagen JettaCompact$2,512$209
    Nissan SentraCompact$2,520$210
    Kia K5Midsize$2,540$212
    Toyota CorollaCompact$2,540$212
    Toyota CamryMidsize$2,544$212
    Kia RioCompact$2,550$213
    Volkswagen PassatMidsize$2,554$213
    Honda CivicCompact$2,560$213
    Mazda 3Compact$2,570$214
    Mazda 6Midsize$2,574$215
    Toyota PriusCompact$2,582$215
    Hyundai AccentCompact$2,618$218
    Hyundai VelosterCompact$2,642$220
    Kia ForteCompact$2,644$220
    Chevrolet MalibuMidsize$2,686$224

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
      Cheapest Cars to Insure in St. Petersburg, FL

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

      Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap St. Petersburg car insurance quotes from top companies in Florida.

      Cheapest SUV insurance rates in St. Petersburg

      The top-ranked vehicle in St Petersburg for the lowest-cost insurance in the SUV segment is the Mazda CX-5, at $1,968 per year. Second place is the Nissan Kicks at $2,016 per year, and in third place is the Chevrolet Trailblazer, at an average of $2,030 per year.

      Additional models that are affordable to insure are the Nissan Rogue Sport, Buick Envision, Hyundai Venue, and Buick Encore, with an average car insurance cost of $2,198 per year or less.

      Full-coverage car insurance for this segment in St Petersburg for a middle-age safe driver will start around $164 per month, depending on the company and where you live.

      When ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in St Petersburg is the Mazda CX-5 at $1,968 per year, or $164 per month. For midsize models, the Honda Passport is cheapest to insure at $2,078 per year, or $173 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $2,594 per year, or $216 per month.

      The comparison table below ranks the SUVs with the lowest-cost car insurance in St Petersburg, starting with the Mazda CX-5 at $164 per month and ending with the Ford Edge at $194 per month.

      Cheapest SUVs to Insure in St. Petersburg, FL
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,968$164
      Nissan KicksCompact$2,016$168
      Chevrolet TrailblazerCompact$2,030$169
      Subaru CrosstrekCompact$2,074$173
      Honda PassportMidsize$2,078$173
      Toyota C-HRCompact$2,126$177
      Buick EncoreCompact$2,136$178
      Nissan Rogue SportCompact$2,154$180
      Hyundai VenueCompact$2,194$183
      Buick EnvisionCompact$2,198$183
      Kia SeltosCompact$2,202$184
      Subaru AscentMidsize$2,220$185
      Toyota Corolla CrossCompact$2,220$185
      Hyundai KonaCompact$2,234$186
      Subaru ForesterCompact$2,240$187
      Volkswagen TiguanCompact$2,244$187
      Honda CR-VCompact$2,262$189
      Mazda CX-30Compact$2,288$191
      Honda HR-VCompact$2,322$194
      Ford EdgeMidsize$2,328$194

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
        Cheapest SUVs to Insure in St. Petersburg, FL

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

        Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap St. Petersburg car insurance quotes from the best car insurance companies in Florida.

        Cheapest luxury car insurance rates in St. Petersburg, FL

        Ranking at the top of the list for the cheapest St Petersburg auto insurance rates in the luxury car segment are the BMW 330i, Acura ILX, Volvo S60, Acura TLX, and Mercedes-Benz A220. Auto insurance rates for these vehicles average $2,772 or less per year, or around $231 per month.

        Additional luxury cars that rank well in our comparison are the BMW 228i, Alfa Romeo Giulia, BMW 330e, and BMW 230i, with average cost of $2,868 per year or less.

        Auto insurance rates for this segment in St Petersburg for a safe driver starts at an average of $198 per month, depending on the company and where you live. The table below ranks the twenty cars with the cheapest average insurance rates in St Petersburg, starting with the Acura ILX at $2,380 per year ($198 per month) and ending with the Audi S3 at $3,004 per year ($250 per month).

        Cheapest Luxury Cars to Insure in St. Petersburg, FL
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$2,380$198
        Mercedes-Benz A220Compact$2,540$212
        BMW 330iCompact$2,732$228
        Acura TLXCompact$2,748$229
        Volvo S60Compact$2,772$231
        BMW 330eCompact$2,782$232
        BMW 228iCompact$2,800$233
        BMW 230iCompact$2,820$235
        Lexus RC 300Midsize$2,864$239
        Alfa Romeo GiuliaCompact$2,868$239
        Cadillac CT4Compact$2,872$239
        Lexus RC 350Compact$2,876$240
        Genesis G70Compact$2,916$243
        Mercedes-Benz AMG CLA35Midsize$2,934$245
        BMW i4Midsize$2,948$246
        Cadillac CT5Midsize$2,958$247
        Audi A3Midsize$2,990$249
        Audi A4Compact$2,994$250
        Mercedes-Benz AMG CLA45Midsize$3,000$250
        Audi S3Compact$3,004$250

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
          Cheapest Luxury Cars to Insure in St. Petersburg, FL

          See our guide for luxury car insurance to view any vehicles not shown in the table.

          Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Florida.

          Cheapest luxury SUV insurance rates

          Ranking highest for the cheapest St Petersburg car insurance rates in the luxury SUV segment are the Cadillac XT4, Cadillac XT5, Acura RDX, Volvo XC40, and Lexus NX 250. Auto insurance rates for these 2022 models average $214 or less per month.

          Some other luxury SUVs that have cheaper rates are the Lexus UX 200, Lexus NX 350, Lexus UX 250h, and BMW X1, with average annual insurance rates of $2,642 per year or less.

          Ranking between positions 10 and 20, models like the Lexus RX 350, Jaguar E-Pace, Lincoln Nautilus, Lincoln Corsair, and Mercedes-Benz GLB 250 cost between $2,642 and $2,738 per year to insure.

          On a monthly basis, full-coverage insurance in St Petersburg on this segment for a good driver starts at an average of $185 per month, depending on your location and insurance company. The comparison table below ranks the SUVs with the most affordable average insurance rates in St Petersburg, starting with the Acura RDX at $2,214 per year ($185 per month) and ending with the Lincoln Corsair at $2,738 per year ($228 per month).

          Cheapest Luxury SUVs to Insure in St. Petersburg, FL
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$2,214$185
          Cadillac XT4Compact$2,268$189
          Volvo XC40Compact$2,486$207
          Cadillac XT5Midsize$2,542$212
          Lexus NX 250Compact$2,570$214
          BMW X1Compact$2,576$215
          Lexus NX 350hCompact$2,588$216
          Lexus UX 250hCompact$2,592$216
          Lexus NX 350Compact$2,634$220
          Lexus UX 200Compact$2,642$220
          Jaguar E-PaceMidsize$2,650$221
          Lexus RX 350Midsize$2,660$222
          Acura MDXMidsize$2,674$223
          Lincoln NautilusMidsize$2,700$225
          Lexus NX 450hCompact$2,708$226
          Mercedes-Benz GLB 250Compact$2,716$226
          Lexus RX 450hMidsize$2,724$227
          Land Rover EvoqueCompact$2,732$228
          Infiniti QX50Midsize$2,734$228
          Lincoln CorsairCompact$2,738$228

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
            Cheapest Luxury SUVs to Insure in St. Petersburg, FL

            See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

            Don’t see insurance cost for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free St. Petersburg car insurance quotes from top companies in Florida.

            Cheapest pickups to insure in St. Petersburg, FL

            Taking the top spot in St Petersburg for cheapest average insurance in the pickup segment is the Chevrolet Colorado, with a cost of $2,126 per year. Second place is the Ford Maverick costing $2,210 per year, the third cheapest is the Ford Ranger, costing an average of $2,296 per year, and ranking fourth is the Toyota Tacoma, costing an average of $2,400 per year.

            Not the cheapest pickups to insure, but still very reasonable, are trucks like the GMC Canyon, Ford F150, Honda Ridgeline, and Hyundai Santa Cruz, with an average cost to insure of $2,542 per year or less.

            As a cost per month, car insurance in this segment starts at around $177 per month, depending on your location and insurance company. The rate comparison table below ranks the twenty pickups with the lowest-cost car insurance rates in St Petersburg.

            Cheapest Pickups to Insure in St. Petersburg, FL
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$2,126$177
            Ford MaverickMidsize$2,210$184
            Ford RangerMidsize$2,296$191
            Toyota TacomaMidsize$2,400$200
            Nissan FrontierMidsize$2,464$205
            Hyundai Santa CruzMidsize$2,486$207
            GMC CanyonMidsize$2,490$208
            Ford F150Full-size$2,502$209
            Honda RidgelineMidsize$2,518$210
            Jeep GladiatorMidsize$2,542$212
            GMC SierraFull-size$2,634$220
            Nissan TitanFull-size$2,732$228
            Chevrolet SilveradoFull-size$2,780$232
            Toyota TundraFull-size$2,780$232
            Ford F350 Super DutyHeavy Duty$2,806$234
            Chevrolet Silverado HD 3500Heavy Duty$2,828$236
            Nissan Titan XDHeavy Duty$2,904$242
            Ram TruckFull-size$2,954$246
            GMC Sierra 2500 HDHeavy Duty$3,018$252
            GMC Sierra 3500Heavy Duty$3,040$253

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
              Cheapest Pickups to Insure in St. Petersburg, FL

              For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Need rates for a different pickup model? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free St. Petersburg car insurance quotes from top car insurance companies in Florida.

              Cheapest sports car insurance rates

              Ranking highest for the most affordable St Petersburg auto insurance rates in the sports car and performance segment are the Toyota GR86, BMW Z4, Subaru WRX, Ford Mustang, and Mazda MX-5 Miata. Rates for these 2022 models average $3,012 or less per year, or around $251 per month.

              Not the cheapest, but still very affordable, are models like the Audi TT, BMW M3, Toyota GR Supra, and Chevrolet Corvette, with average rates of $3,348 per year or less.

              From a monthly standpoint, car insurance rates in this segment starts at an average of $187 per month, depending on your location and insurance company. The comparison table below ranks the twenty sports cars with the most affordable average car insurance rates in St Petersburg.

              Cheapest Sports Cars to Insure in St. Petersburg, FL
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$2,240$187
              Ford MustangSports Car$2,724$227
              BMW Z4Sports Car$2,782$232
              Subaru WRXSports Car$2,938$245
              Toyota GR86Sports Car$3,012$251
              Toyota GR SupraSports Car$3,080$257
              Audi TTSports Car$3,148$262
              Subaru BRZSports Car$3,242$270
              Chevrolet CorvetteSports Car$3,256$271
              BMW M3Sports Car$3,348$279
              Porsche 718Sports Car$3,496$291
              Chevrolet CamaroSports Car$3,584$299
              Lexus RC FSports Car$3,668$306
              Dodge ChallengerSports Car$3,680$307
              Mercedes-Benz AMG GT53Sports Car$3,734$311
              Jaguar F-TypeSports Car$3,906$326
              Porsche TaycanSports Car$4,010$334
              Porsche 911Sports Car$4,110$343
              BMW M4Sports Car$4,120$343
              Lexus LC 500Sports Car$4,260$355

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in St. Petersburg, FL.Data last updated on July 29, 2022
                Cheapest Sports Cars to Insure in St. Petersburg, FL

                Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Florida.

                Examples of insurance rate variation

                To help you understand the amount that auto insurance prices can deviate between drivers, the charts below visualize a wide range of car insurance rates for five popular models in St. Petersburg: the Chevrolet Silverado, Nissan Sentra, Toyota RAV4, Kia Sorento, and Toyota Supra.

                Each chart uses different risk profiles to show how much prices can vary with only small risk factor changes.

                Chevrolet Silverado insurance rates

                Chevrolet Silverado insurance in St. Petersburg averages $2,780 per year, or about $232 per month, and has a range of $2,300 to $6,362 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
                Chevrolet Silverado Insurance Cost in St. Petersburg, FL
                Chevrolet Silverado Insurance Cost in St. Petersburg, FL
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$6,362$530
                Safe Driver Age 20$5,568$464
                At-fault Accidents Age 40$3,950$329
                Low Deductibles Age 40$3,592$299
                Safe Driver Age 30$2,918$243
                Safe Driver Age 40$2,780$232
                Safe Driver Age 50$2,536$211
                Safe Driver Age 60$2,490$208
                High Deductibles Age 40$2,364$197
                Discount Rate Age 40$2,300$192

                The Chevrolet Silverado is part of the full-size truck segment, and other similar models from the same segment include the Nissan Titan, Ford F150, and Toyota Tundra.

                Nissan Sentra insurance rates

                Insurance for a Nissan Sentra in St. Petersburg costs an average of $2,520 per year, or around $210 per month, and ranges from $2,092 to $5,640 annually for the sample risk profiles in the chart.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
                Nissan Sentra Insurance Cost in St. Petersburg, FL
                Nissan Sentra Insurance Cost in St. Petersburg, FL
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$5,640$470
                Safe Driver Age 20$4,948$412
                At-fault Accidents Age 40$3,554$296
                Low Deductibles Age 40$3,182$265
                Safe Driver Age 30$2,632$219
                Safe Driver Age 40$2,520$210
                Safe Driver Age 50$2,296$191
                Safe Driver Age 60$2,248$187
                High Deductibles Age 40$2,172$181
                Discount Rate Age 40$2,092$174

                The Nissan Sentra is considered a compact car, and other popular same-segment models include the Chevrolet Cruze, Hyundai Elantra, and Volkswagen Jetta.

                Toyota RAV4 insurance rates

                Insurance for a Toyota RAV4 in St. Petersburg averages $2,442 per year (about $204 per month) and varies from $2,030 to $5,546 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
                Toyota RAV4 Insurance Cost in St. Petersburg, FL
                Toyota RAV4 Insurance Cost in St. Petersburg, FL
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$5,546$462
                Safe Driver Age 20$4,858$405
                At-fault Accidents Age 40$3,442$287
                Low Deductibles Age 40$3,194$266
                Safe Driver Age 30$2,576$215
                Safe Driver Age 40$2,442$204
                Safe Driver Age 50$2,224$185
                Safe Driver Age 60$2,184$182
                High Deductibles Age 40$2,054$171
                Discount Rate Age 40$2,030$169

                The Toyota RAV4 is part of the compact SUV segment, and other popular models in the same segment include the Ford Escape, Subaru Forester, Mazda CX-5, and Chevrolet Equinox.

                Kia Sorento insurance rates

                Auto insurance for a Kia Sorento in St. Petersburg costs an average of $2,448 per year (about $204 per month) and ranges from $2,036 to $5,558 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
                Kia Sorento Insurance Cost in St. Petersburg, Florida
                Kia Sorento Insurance Cost in St. Petersburg, FL
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$5,558$463
                Safe Driver Age 20$4,868$406
                At-fault Accidents Age 40$3,448$287
                Low Deductibles Age 40$3,202$267
                Safe Driver Age 30$2,582$215
                Safe Driver Age 40$2,448$204
                Safe Driver Age 50$2,230$186
                Safe Driver Age 60$2,188$182
                High Deductibles Age 40$2,060$172
                Discount Rate Age 40$2,036$170

                The Kia Sorento is considered a midsize SUV, and other similar models from the same segment include the Jeep Grand Cherokee, Ford Edge, and Toyota Highlander.

                Toyota Supra insurance rates

                Toyota Supra insurance in St. Petersburg costs an average of $2,864 per year, or around $239 per month, and ranges from $2,376 to $6,480 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Toyota Supra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Supra car insurance cost in St. Petersburg includes all Zip Codes and vehicle trim levels.Data last updated on July 29, 2022
                Toyota Supra Insurance Cost in St. Petersburg, FL
                Toyota Supra Insurance Cost in St. Petersburg, FL
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$6,480$540
                Safe Driver Age 20$5,678$473
                At-fault Accidents Age 40$4,026$336
                Low Deductibles Age 40$3,740$312
                Safe Driver Age 30$3,020$252
                Safe Driver Age 40$2,864$239
                Safe Driver Age 50$2,604$217
                Safe Driver Age 60$2,556$213
                High Deductibles Age 40$2,410$201
                Discount Rate Age 40$2,376$198

                The Toyota Supra is a sports car, and other models from that segment that are popular in St. Petersburg include the Ford Mustang, Subaru BRZ, Nissan 370Z, and Chevrolet Corvette.

                Tips for saving money on St. Petersburg auto insurance

                St. Petersburg drivers are often looking to pay less for insurance So take a minute to review the savings concepts in the list below and maybe you’ll be able to save some money on your next policy.

                • Buy vehicles with low cost insurance. The make and model of vehicle you drive is a primary factor in the price you pay for auto insurance. For example, a Hyundai Venue costs $1,352 less per year to insure in St. Petersburg than a Chevrolet Camaro. Lower performance vehicles cost less to insure.
                • Improve your credit rating to save on insurance. Having a credit score over 800 could save $406 per year when compared to a decent credit rating of 670-739. Conversely, a less-than-good credit score could cost as much as $470 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • You don’t have to stick with the same company. Taking the time to get a few free car insurance quotes can significantly reduce your monthly cost. Rates change often and you can switch your coverage anytime.
                • Stay claim free. Most insurers offer discounts if you do not file any claims. Car insurance should be used for larger claims, not nickel-and-dime type claims.
                • Being a safe driver saves money. Having at-fault accidents will cost you more, potentially as much as $1,196 per year for a 30-year-old driver and even as much as $826 per year for a 50-year-old driver. So drive safe and save money!
                • Remove unneeded coverage on older cars. Removing comprehensive and collision coverage from vehicles whose value does not support the cost of the coverage will cheapen the cost to insure considerably.