Cost of Car Insurance in Meridian, ID – 2025 Rates + Cheapest to Insure

How much does auto insurance cost in Meridian, ID? Get ready to find out as we analyze rates for over 150 models to find the cheapest vehicles to insure.

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  • Average car insurance cost in Meridian is $1,898 per year, which is 15.7% less than the national average rate of $2,221.
  • Auto insurance rates for a few popular vehicles in Meridian include the Jeep Cherokee at $171 per month, Toyota Highlander at $144, and Nissan Sentra at $145.
  • For cheap auto insurance in Meridian, ID, SUV models like the Buick Encore, Volkswagen Tiguan, Toyota Corolla Cross, and Kia Soul rank near the top.
  • A few vehicles with the most affordable car insurance in Meridian for their segment include the Acura RDX ($1,586 per year), Acura Integra ($1,688 per year), Chevrolet Tahoe ($1,782 per year), and Toyota GR Corolla ($1,650 per year).

What is average car insurance cost in Meridian?

Average car insurance cost in Meridian is $1,898 per year, which is 15.7% less than the overall national average rate of $2,221 per year. The average monthly cost of car insurance in Meridian is $158 for a full-coverage car insurance policy.

The average cost to insure a vehicle in Idaho is $1,974 per year, so Meridian, Idaho, drivers pay an average of $76 less per year than the overall Idaho state-wide average rate. The cost to insure a vehicle in Meridian compared to other Idaho locations is $124 per year less than in Idaho Falls, $72 per year cheaper than in Nampa, and $106 per year less than in Pocatello.

The next chart summarizes auto insurance cost in Meridian, Idaho, for different common policy situations. Rates are averaged for all Meridian Zip Codes and shown for a number of different driver ages, risk profiles, and policy deductibles.

Average car insurance rates in Meridian for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Meridian for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Meridian includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Meridian, ID
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,252$354
Safe Driver Age 20$3,722$310
At-fault Accidents Age 40$2,620$218
Low Deductibles Age 40$2,412$201
Safe Driver Age 30$1,970$164
Safe Driver Age 40$1,846$154
Safe Driver Age 50$1,640$137
High Deductibles Age 40$1,556$130
Discount Rate Age 40$1,534$128
Safe Driver Age 60$1,532$128

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

The average cost of auto insurance per month in Meridian is $158, with policy prices ranging from $132 to $364 for drivers age 20 to 60 and the risk profiles included in the previous chart.

Meridian auto insurance rates are different for every driver and can also be very different depending on the company. Since the chances of having many different rates is high, this reinforces the need for accurate free car insurance quotes when trying to find a cheaper auto insurance policy.

The age of the driver influences the price you pay for car insurance. The list below illustrates these differences by breaking down average car insurance rates in Meridian for drivers from 16 to 60.

Average cost of car insurance in Meridian for drivers age 16 to 60

  • 16-year-old rated driver – $6,765 per year or $564 per month
  • 17-year-old rated driver – $6,552 per year or $546 per month
  • 18-year-old rated driver – $5,874 per year or $490 per month
  • 19-year-old rated driver – $5,349 per year or $446 per month
  • 20-year-old rated driver – $3,822 per year or $319 per month
  • 30-year-old rated driver – $2,028 per year or $169 per month
  • 40-year-old rated driver – $1,898 per year or $158 per month
  • 50-year-old rated driver – $1,686 per year or $141 per month
  • 60-year-old rated driver – $1,576 per year or $131 per month

The previously referenced auto insurance rates consist of an average based on every 2024 vehicle model, which is handy when making overall comparisons like the cost difference between two locations.

For deeper rate comparisons, however, the rates will be more accurate if we instead use rates for the specific model of vehicle being insured. In the next few article sections, we compare lots of rates for all different kinds of vehicles, but for now, we will just use the more popular vehicles to discover how auto insurance rates size up in Meridian.

This next chart shows average auto insurance rates for popular cars, trucks, and SUVs found on the streets of Meridian.

Average cost to insure popular 2024 model year vehicles in Meridian.
Figure 2: Average cost to insure popular 2024 model year vehicles in Meridian. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Meridian Zip Codes.

Meridian, Idaho Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,364$114
Honda CR-V$1,574$131
Honda Civic$1,634$136
Subaru Forester$1,642$137
Nissan Rogue$1,660$138
Ford Explorer$1,674$140
Chevrolet Equinox$1,702$142
Toyota RAV4$1,706$142
Hyundai Tucson$1,714$143
Chevrolet Traverse$1,724$144
Ford Ranger$1,766$147
Toyota Corolla$1,800$150
Kia Forte$1,804$150
Toyota Tacoma$1,872$156
Toyota Camry$1,980$165
Toyota 4Runner$1,986$166
Hyundai Elantra$2,008$167
Ford Mustang$2,028$169
GMC Sierra$2,038$170
Chevrolet Silverado$2,046$171
Ford F150$2,066$172
Jeep Wrangler$2,114$176
Ram Truck$2,136$178
Chevrolet Corvette$2,548$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Which cars have cheap insurance in Meridian?

When comparing rates for all models, the vehicles with the most affordable car insurance quotes in Meridian, ID, tend to be small SUVs like the Chevrolet Trailblazer, Kia Soul, and Buick Envision.

Average auto insurance rates for those compact SUVs cost $1,544 or less per year, or $129 per month, for full coverage car insurance.

A few other models that rank very well in our cost comparison are the Subaru Outback, Honda CR-V, Nissan Murano, and Kia Niro.

Average insurance cost is marginally higher for those models than the cheapest small SUVs and crossovers at the top of the list, but they still have average rates of $1,654 or less per year, or $138 per month.

The table below details the 30 car, truck, and SUV models with the cheapest auto insurance in Meridian, ordered by annual cost.

Cheapest Car Insurance Rates in Meridian, Idaho
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,364$114
2Chevrolet Trailblazer$1,390$116
3Kia Soul$1,442$120
4Nissan Kicks$1,456$121
5Honda Passport$1,468$122
6Buick Envision$1,478$123
7Toyota Corolla Cross$1,490$124
8Hyundai Venue$1,500$125
9Mazda CX-5$1,506$126
10Ford Bronco Sport$1,512$126
11Volkswagen Tiguan$1,526$127
12Acura RDX$1,544$129
13Nissan Murano$1,550$129
14Buick Encore$1,566$131
15Subaru Outback$1,572$131
16Honda CR-V$1,574$131
17Buick Envista$1,580$132
18Volkswagen Taos$1,582$132
19Kia Niro$1,588$132
20Toyota GR Corolla$1,602$134
21Subaru Ascent$1,604$134
22Honda HR-V$1,608$134
23Nissan Leaf$1,618$135
24Chevrolet Colorado$1,626$136
25Lexus NX 250$1,632$136
26Honda Civic$1,634$136
27Volkswagen Atlas$1,636$136
28Acura Integra$1,640$137
29Subaru Forester$1,642$137
30Volkswagen Atlas Cross Sport$1,644$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Top 30 cheapest vehicles to insure in Meridian, ID with the Subaru Crosstrek ranking first at $1,364 per year
Top 30 cheapest vehicles to insure in Meridian, ID with the Subaru Crosstrek ranking first at $1,364 per year

The table above that contains 30 vehicle models with cheap Meridian car insurance is great if you just want the lowest rates. Considering the fact that we rate over 700 vehicles, only about 4% of vehicles are displayed. Let’s rethink this, dig deeper, and display the cheapest models in a more sensible format, by vehicle segment.

This next article section talks about the cost of insurance based on different automotive segments. The rates shown will give you a better understanding of which vehicles have the best rates. After the chart, the next sections show the 20 vehicles with the cheapest insurance rates in each unique segment.

Meridian car insurance rates by automotive segment

When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper insurance rates. For instance, you may be curious if midsize cars cost less to insure than midsize SUVs or if full-size pickups are more expensive to insure than midsize pickups.

The next chart shows average auto insurance cost by vehicle segment in Meridian. When comparing rates from a segment perspective, compact SUVs, vans, and midsize pickups tend to have the most affordable rates, while exotic performance cars have the highest average cost of insurance.

Car insurance average cost by automotive segment in Meridian, ID.
Figure 3: Car insurance average cost by automotive segment in Meridian, ID. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Meridian Zip Codes.

Car Insurance Rates by Automotive Segment in Meridian, ID
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,744$145
Midsize SUV$1,874$156
Compact Car$1,878$157
Minivan$1,880$157
Midsize Pickup$1,918$160
Midsize Car$1,936$161
Compact Luxury SUV$2,058$172
Compact Luxury Car$2,088$174
Large SUV$2,098$175
Half-ton Pickup$2,104$175
Heavy Duty Pickup$2,184$182
Midsize Luxury SUV$2,256$188
Midsize Luxury Car$2,328$194
Sports Car$2,612$218
Large Car$2,734$228
Large Luxury SUV$2,940$245
Large Luxury Car$3,038$253

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Meridian, ID Zip Codes. Updated June 26, 2025

Rates by different vehicle segments are suitable for making an overall comparison, but rates range greatly within each automotive segment shown in the above chart.

For example, in the small luxury car segment, Meridian insurance rates range from the Acura Integra at $1,688 per year for a full coverage policy to the BMW M340i at $2,322 per year.

For another example, in the midsize truck segment, average rates range from the Chevrolet Colorado at $1,672 per year up to the Rivian R1T costing $2,370 per year.

In these next sections, we will remove much of this variability by looking at the cost of auto insurance in Meridian for specific vehicles.

Cheapest cars to insure in Meridian

Ranking at the top for the most affordable Meridian auto insurance rates in the car segment (excluding luxury models) are the Toyota GR Corolla, Honda Civic, Nissan Leaf, Subaru Impreza, and Nissan Sentra. Rates for these vehicles average $1,748 or less per year.

Not the cheapest cars to insure, but still affordable, are models like the Chevrolet Malibu, Honda Accord, Kia K5, and Toyota Prius, with an average car insurance cost of $1,852 per year or less.

Auto insurance in Meridian for this segment for an average middle-age driver can cost as low as $138 per month, depending on your location.

If rates are ranked based on vehicle size, the most budget-friendly compact car to insure in Meridian is the Toyota GR Corolla at $1,650 per year. For midsize models, the Kia K5 has the cheapest rates at $1,830 per year. And for large cars, the Chrysler 300 is most affordable to insure at $1,810 per year.

The table below ranks the twenty cars with the most affordable auto insurance rates in Meridian.

Cheapest Insurance for Cars in Meridian, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,650$138
Nissan LeafCompact$1,664$139
Honda CivicCompact$1,680$140
Nissan SentraCompact$1,740$145
Subaru ImprezaCompact$1,748$146
Toyota PriusCompact$1,774$148
Kia K5Midsize$1,830$153
Honda AccordMidsize$1,836$153
Chevrolet MalibuMidsize$1,842$154
Toyota CorollaCompact$1,852$154
Kia ForteCompact$1,854$155
Volkswagen ArteonMidsize$1,866$156
Nissan VersaCompact$1,872$156
Subaru LegacyMidsize$1,876$156
Hyundai Ioniq 6Midsize$1,888$157
Mitsubishi Mirage G4Compact$1,918$160
Volkswagen JettaCompact$1,920$160
Toyota CrownMidsize$1,922$160
Hyundai SonataMidsize$1,928$161
Mazda 3Compact$1,964$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Meridian, ID, with the Toyota GR Corolla ranking first at $1,650 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Meridian, ID, with the Toyota GR Corolla ranking first at $1,650 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Meridian car insurance quotes from the best companies in Idaho.

Cheapest SUV insurance rates in Meridian

The three top-ranked SUVs with the lowest-cost average auto insurance rates in Meridian are the Subaru Crosstrek at $1,404 per year, the Chevrolet Trailblazer at $1,428 per year, and the Kia Soul at $1,482 per year.

Some other SUVs that have affordable average insurance rates are the Toyota Corolla Cross, Buick Envision, Hyundai Venue, and Mazda CX-5, with average insurance cost of $1,554 per year or less.

On a monthly basis, car insurance in this segment for the average driver can cost as low as $117 per month, depending on where you live and the company you use.

The next table ranks the SUVs with the cheapest insurance in Meridian, starting with the Subaru Crosstrek at $1,404 per year ($117 per month) and ending with the Subaru Ascent at $1,652 per year ($138 per month).

Cheapest Insurance for SUVs in Meridian, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,404$117
Chevrolet TrailblazerCompact$1,428$119
Kia SoulCompact$1,482$124
Nissan KicksCompact$1,496$125
Honda PassportMidsize$1,514$126
Buick EnvisionCompact$1,522$127
Toyota Corolla CrossCompact$1,530$128
Hyundai VenueCompact$1,544$129
Mazda CX-5Compact$1,548$129
Ford Bronco SportCompact$1,554$130
Volkswagen TiguanCompact$1,572$131
Nissan MuranoMidsize$1,594$133
Buick EncoreCompact$1,612$134
Honda CR-VCompact$1,618$135
Subaru OutbackMidsize$1,618$135
Buick EnvistaMidsize$1,626$136
Volkswagen TaosCompact$1,628$136
Kia NiroCompact$1,634$136
Subaru AscentMidsize$1,652$138
Honda HR-VCompact$1,654$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Meridian, ID, with the Subaru Crosstrek ranking first at $1,404 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Meridian, ID, with the Subaru Crosstrek ranking first at $1,404 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see insurance cost for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Meridian car insurance quotes from top-rated car insurance companies in Idaho.

Cheapest pickup insurance rates in Meridian, ID

Ranked at #1 in Meridian for the most affordable average insurance rates in the pickup truck segment is the Chevrolet Colorado, with a cost of $1,672 per year. Second place is the Nissan Titan at $1,776 per year, and coming in third is the Nissan Frontier, costing an average of $1,796 per year.

Also ranking well in our comparison are pickups like the GMC Canyon, GMC Sierra 2500 HD, Honda Ridgeline, and Toyota Tacoma, with an average cost of $1,954 per year or less.

Full-coverage car insurance in this segment for a good driver can cost as low as $139 per month, depending on your company and location. The comparison table below ranks the pickups with the most affordable car insurance rates in Meridian, starting with the Chevrolet Colorado at $1,672 per year and ending with the Ram Truck at $2,198 per year.

Cheapest Insurance for Pickups in Meridian, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,672$139
Nissan TitanFull-size$1,776$148
Nissan FrontierMidsize$1,796$150
Ford RangerMidsize$1,816$151
Ford MaverickMidsize$1,844$154
Honda RidgelineMidsize$1,884$157
Hyundai Santa CruzMidsize$1,916$160
Toyota TacomaMidsize$1,924$160
GMC Sierra 2500 HDHeavy Duty$1,932$161
GMC CanyonMidsize$1,954$163
Jeep GladiatorMidsize$2,002$167
GMC Sierra 3500Heavy Duty$2,010$168
Chevrolet Silverado HD 3500Heavy Duty$2,030$169
Chevrolet Silverado HD 2500Heavy Duty$2,086$174
GMC SierraFull-size$2,098$175
Chevrolet SilveradoFull-size$2,102$175
Nissan Titan XDHeavy Duty$2,102$175
Ford F150Full-size$2,126$177
GMC Hummer EV PickupFull-size$2,180$182
Ram TruckFull-size$2,198$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Meridian, ID, with the Chevrolet Colorado ranking first at $1,672 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Meridian, ID, with the Chevrolet Colorado ranking first at $1,672 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Meridian car insurance quotes from the best companies in Idaho.

Cheapest luxury cars to insure in Meridian

Ranking highest for the lowest-cost Meridian auto insurance rates in the luxury car segment are the Acura Integra, Acura TLX, Mercedes-Benz CLA250, BMW 330i, and Lexus IS 300. Auto insurance rates for these vehicles average $1,964 or less per year.

Other luxury cars that are affordable to insure are the Cadillac CT4, Lexus ES 350, Mercedes-Benz AMG CLA35, and Genesis G70, with average rates of $1,996 per year or less.

In the bottom half of the top 20, models like the Audi S3, Lexus ES 300h, Lexus IS 350, Lexus ES 250, Cadillac CT5, and BMW 230i cost between $1,996 and $2,130 per year for insurance.

From a cost per month standpoint, car insurance in Meridian on this segment starts at around $141 per month, depending on the company and your location.

If insurance rates are ranked by vehicle size, the cheapest small luxury car to insure in Meridian is the Acura Integra at $1,688 per year, or $141 per month. For midsize luxury car models, the Mercedes-Benz CLA250 is the cheapest model to insure at $1,954 per year, or $163 per month. And for full-size luxury car models, the Audi A5 has the most affordable rates at $2,258 per year, or $188 per month.

The rate comparison table below ranks the cars with the lowest-cost average auto insurance rates in Meridian, starting with the Acura Integra at $141 per month and ending with the Audi S3 at $178 per month.

Cheapest Insurance for Luxury Cars in Meridian, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,688$141
BMW 330iCompact$1,934$161
Mercedes-Benz CLA250Midsize$1,954$163
Lexus IS 300Midsize$1,958$163
Acura TLXCompact$1,964$164
Cadillac CT4Compact$1,982$165
Lexus ES 350Midsize$1,982$165
Genesis G70Compact$1,986$166
Mercedes-Benz AMG CLA35Midsize$1,992$166
Lexus RC 300Midsize$1,996$166
Lexus IS 350Compact$2,004$167
Jaguar XFMidsize$2,008$167
Cadillac CT5Midsize$2,048$171
Lexus ES 250Midsize$2,054$171
Lexus RC 350Compact$2,058$172
BMW 330eCompact$2,064$172
BMW 228iCompact$2,068$172
BMW 230iCompact$2,084$174
Lexus ES 300hMidsize$2,086$174
Audi S3Compact$2,130$178

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Meridian, ID, with the Acura Integra ranking first at $1,688 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Meridian, ID, with the Acura Integra ranking first at $1,688 per year.

For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Idaho.

Cheapest luxury SUV insurance rates in Meridian

Ranking at the top for the cheapest Meridian auto insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Acura RDX, Jaguar E-Pace, and Cadillac XT5. Rates for these models average $1,792 or less per year, or around $149 per month.

Not the cheapest, but still in the top 10, are SUVs like the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average cost of $1,832 per year or less.

In the bottom half of the top 20, models like the Lexus RX 350, Mercedes-Benz GLA35 AMG, Cadillac XT6, Mercedes-Benz AMG GLB35, Land Rover Evoque, and Acura MDX average between $1,832 and $1,906 per year for insurance.

From a cost per month standpoint, full-coverage insurance in this segment for a safe driver can cost as low as $132 per month, depending on your location and insurance company. The table below ranks the twenty SUVs with the most affordable car insurance rates in Meridian, starting with the Acura RDX at $132 per month and ending with the Lexus RX 350 at $159 per month.

Cheapest Insurance for Luxury SUVs in Meridian, ID
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,586$132
Lexus NX 250Compact$1,680$140
Cadillac XT4Compact$1,714$143
Jaguar E-PaceMidsize$1,776$148
Cadillac XT5Midsize$1,792$149
Lexus NX 350hCompact$1,792$149
Lincoln CorsairCompact$1,814$151
Mercedes-Benz GLB 250Compact$1,816$151
Lexus UX 250hCompact$1,822$152
Lexus NX 450hCompact$1,832$153
Infiniti QX50Midsize$1,844$154
Mercedes-Benz GLA250Compact$1,850$154
Mercedes-Benz GLA35 AMGCompact$1,856$155
Cadillac XT6Midsize$1,858$155
Infiniti QX60Midsize$1,868$156
Mercedes-Benz AMG GLB35Midsize$1,870$156
Land Rover EvoqueCompact$1,894$158
Acura MDXMidsize$1,898$158
Lexus NX 350Compact$1,904$159
Lexus RX 350Midsize$1,906$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Meridian, ID, with the Acura RDX ranking first at $1,586 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Meridian, ID, with the Acura RDX ranking first at $1,586 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Idaho.

Cheapest sports car insurance rates in Meridian

The top four sports cars with the most affordable average auto insurance rates in Meridian are the Mazda MX-5 Miata at $1,758 per year, Toyota GR86 at $2,002 per year, Ford Mustang at $2,086 per year, and BMW Z4 at $2,100 per year.

Also ranking in the top 10 are cars like the Toyota GR Supra, Nissan Z, BMW M2, and Lexus RC F, with an average cost to insure of $2,272 per year or less.

From a cost per month standpoint, car insurance in Meridian on this segment for a good driver can cost as low as $147 per month, depending on where you live and the company you use.

The rate comparison table below ranks the sports cars with the most affordable average car insurance rates in Meridian.

Cheapest Insurance for Sports Cars in Meridian, ID
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,758$147
Toyota GR86Sports Car$2,002$167
Ford MustangSports Car$2,086$174
BMW Z4Sports Car$2,100$175
Subaru WRXSports Car$2,132$178
Toyota GR SupraSports Car$2,134$178
BMW M2Sports Car$2,196$183
Nissan ZSports Car$2,202$184
Lexus RC FSports Car$2,244$187
Subaru BRZSports Car$2,272$189
BMW M3Sports Car$2,400$200
Porsche 718Sports Car$2,448$204
Chevrolet CamaroSports Car$2,470$206
Chevrolet CorvetteSports Car$2,632$219
Porsche 911Sports Car$2,720$227
BMW M4Sports Car$2,836$236
Lexus LC 500Sports Car$2,850$238
Jaguar F-TypeSports Car$2,996$250
Mercedes-Benz AMG GT53Sports Car$3,142$262
Porsche TaycanSports Car$3,218$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Meridian, ID Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Meridian, ID, with the Mazda MX-5 Miata ranking first at $1,758 per year.
Ranking of the cheapest sports cars to insure in Meridian, ID, with the Mazda MX-5 Miata ranking first at $1,758 per year.

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Tips for saving money on Meridian auto insurance

Meridian drivers are always looking to cut the monthly cost of car insurance, so take a minute or two to look through the savings concepts in this next list to see if you can save some money on your next policy.

  • Higher deductibles mean lower cost. Jacking up your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Be a safe driver and save on Meridian auto insurance. At-fault accidents raise insurance rates, to the tune of $2,716 per year for a 20-year-old driver and as much as $794 per year for a 40-year-old driver. So be safe and save.
  • Get a discount from your job. The vast majority of auto insurance companies offer policy discounts for specific occupations like high school and elementary teachers, college professors, nurses, engineers, dentists, and others. If you qualify, you could save between $57 and $185 on your annual auto insurance bill, depending on the policy coverages.
  • Avoid driving violations to reduce insurance cost. To get cheap auto insurance in Meridian, it makes good sense to be a safe driver. Just a couple of minor incidents on your driving report have the potential to raise auto insurance cost by up to $506 per year.
  • Choose a vehicle with lower auto insurance rates. The vehicle you choose to drive is a huge factor in the cost of car insurance. As an example, a Subaru Outback costs $506 less per year to insure in Meridian than a Nissan 370Z. Choose cheaper models and save money.
  • Shop around and save. Take a couple of minutes to get some free car insurance quotes could significantly reduce the cost of insurance. Companies change rates often and switching companies is very easy to do.