Evansville, IN, Car Insurance – Cheapest Cars to Insure in 2025

How much will car insurance cost in Evansville, IN? We rank the top cars, trucks, and SUVs with the cheapest car insurance quotes.

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  • Evansville car insurance rates average $2,066 per year for full coverage, or approximately $172 per month.
  • For cheap auto insurance in Evansville, small SUV models like the Volkswagen Tiguan, Buick Envision, and Nissan Kicks rank well for overall car insurance cost.
  • A few models with the lowest cost car insurance in their segment include the Acura Integra, Subaru Crosstrek, Jaguar E-Pace, Acura RDX, and Chevrolet Tahoe.
  • Car insurance quotes in Evansville can range significantly from as low as $29 per month for the minimum required liability coverage to over $674 per month for drivers needing high-risk coverage.

How much is car insurance in Evansville?

Average car insurance cost in Evansville is $2,066 per year, which is 7.2% less than the U.S. overall average rate of $2,221. The average monthly cost of car insurance in Evansville is $172 for a policy with full coverage.

The average car insurance cost in Indiana is $2,034 per year, so Evansville, IN, drivers pay an average of $32 more per year than the overall Indiana state-wide average rate. When compared to other locations in Indiana, the cost of car insurance in Evansville is $86 per year more than in South Bend, $70 per year less than in Indianapolis, and $252 per year cheaper than in Hammond.

The next chart shows examples of average Evansville car insurance cost broken out based on a range of driver ages and policy risk profiles. Rates are averaged for all 2024 model year vehicles including luxury cars and SUVs.

Average car insurance rates in Evansville for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Evansville for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Evansville includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Evansville, IN
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,752$396
Safe Driver Age 20$4,158$347
At-fault Accidents Age 40$2,924$244
Low Deductibles Age 40$2,702$225
Safe Driver Age 30$2,206$184
Safe Driver Age 40$2,066$172
Safe Driver Age 50$1,830$153
High Deductibles Age 40$1,736$145
Safe Driver Age 60$1,716$143
Discount Rate Age 40$1,716$143

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 26, 2025

Average car insurance rates in the chart range from $1,716 per year for a 40-year-old driver who qualifies for many discounts to $4,752 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Evansville ranges from $143 to $396.

Auto insurance rates can have significant differences in cost and small changes in a driver’s risk profile can have large effects on car insurance cost. Since there can be such a large difference in rates, it stresses the need for multiple car insurance quotes when searching online for the cheapest car insurance coverage.

The age of the driver is one of the biggest determining factors on the price you pay for car insurance. The list below illustrates these differences by breaking out average car insurance rates in Evansville for driver ages 16 through 60.

Evansville, IN, car insurance cost by driver age

  • 16-year-old driver – $7,359 per year or $613 per month
  • 17-year-old driver – $7,128 per year or $594 per month
  • 18-year-old driver – $6,389 per year or $532 per month
  • 19-year-old driver – $5,819 per year or $485 per month
  • 20-year-old driver – $4,158 per year or $347 per month
  • 30-year-old driver – $2,206 per year or $184 per month
  • 40-year-old driver – $2,066 per year or $172 per month
  • 50-year-old driver – $1,830 per year or $153 per month
  • 60-year-old driver – $1,716 per year or $143 per month

The rates shown above for insuring teenage drivers assumed the driver was male. The chart below goes into more detail regarding the cost of insuring teen drivers and separates average car insurance cost for teenagers in Evansville by gender. Females are usually a little cheaper to insure, especially in the teen years.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Evansville includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Evansville, IN for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$7,359$6,876
17-Year-Old$7,128$6,836
18-Year-Old$6,389$5,897
19-Year-Old$5,819$4,922

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 26, 2025

Auto insurance for a female 16-year-old driver in Evansville costs an average of $483 less per year than the cost for a 16-year-old male driver, while at age 19, the cost is still $897 less for a female driver.

Which vehicles have cheap insurance in Evansville?

When comparing models from every automotive segment, the vehicles with the cheapest average insurance quotes in Evansville tend to be compact SUVs and crossovers like the Kia Soul, Subaru Crosstrek, and Nissan Kicks.

Average auto insurance prices for those models cost $1,798 or less per year for full coverage.

Other models that rank towards the top in our car insurance price comparison are the Ford Bronco Sport, Kia Niro, Buick Envista, and Volkswagen Tiguan. Rates are slightly more for those models than the cheapest compact SUVs at the top of the list, but they still have an average cost of $1,929 or less per year, or about $161 per month.

The table below lists the top 20 cheapest vehicles to insure in Evansville, sorted by annual and monthly insurance cost.

Top 20 Cheapest Car Insurance Rates in Evansville
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,526$127
2Chevrolet Trailblazer$1,552$129
3Kia Soul$1,614$135
4Nissan Kicks$1,628$136
5Honda Passport$1,646$137
6Buick Envision$1,658$138
7Toyota Corolla Cross$1,666$139
8Hyundai Venue$1,680$140
9Mazda CX-5$1,686$141
10Ford Bronco Sport$1,692$141
11Volkswagen Tiguan$1,710$143
12Acura RDX$1,728$144
13Nissan Murano$1,738$145
14Buick Encore$1,756$146
15Subaru Outback$1,760$147
16Honda CR-V$1,762$147
17Buick Envista$1,768$147
18Volkswagen Taos$1,770$148
19Kia Niro$1,780$148
20Subaru Ascent$1,796$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 27, 2025

Top 20 cheapest vehicles to insure in Evansville, IN with the Subaru Crosstrek ranking first at $1,526 per year
Top 20 cheapest vehicles to insure in Evansville, IN with the Subaru Crosstrek ranking first at $1,526 per year

A table showing 20 vehicles with the cheapest insurance in Evansville is fine if you just want the absolute lowest rates. A more thorough way to look at rates for different vehicles is by organizing them by the segment they belong to.

The next section of this article further discusses average auto insurance cost by vehicle segment. The average rates shown will give you a good idea of which automotive segments have the overall best car insurance rates in Evansville. The six sections following the chart will break out the cheapest rates for individual models in the most popular segments.

Evansville car insurance rates by automotive segment

If you’re shopping around for a different vehicle, it’s important to have a basic understanding of which categories of vehicles have less expensive auto insurance rates in Evansville.

For example, you may be wondering if midsize SUVs have more affordable insurance than small SUVs or if luxury models are more expensive to insure than regular vehicles.

The chart below shows the average cost of auto insurance rates in Evansville for different vehicle segments. From an overal segment perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the least expensive average car insurance rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive average insurance cost.

Car insurance average cost by automotive segment in Evansville, IN.
Figure 3: Car insurance average cost by automotive segment in Evansville, IN. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Evansville Zip Codes.

Car Insurance Rates by Automotive Segment in Evansville, IN
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,900$158
Midsize SUV$2,038$170
Compact Car$2,042$170
Minivan$2,046$171
Midsize Pickup$2,086$174
Midsize Car$2,106$176
Compact Luxury SUV$2,240$187
Compact Luxury Car$2,274$190
Large SUV$2,282$190
Half-ton Pickup$2,290$191
Heavy Duty Pickup$2,374$198
Midsize Luxury SUV$2,454$205
Midsize Luxury Car$2,532$211
Sports Car$2,842$237
Large Car$2,972$248
Large Luxury SUV$3,198$267
Large Luxury Car$3,306$276

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Average auto insurance rates by segment are practical for blanket comparisons, but insurance cost varies greatly within each of the segments listed in the chart above.

For example, in the midsize SUV segment, rates range from the Honda Passport costing $1,646 per year up to the Rivian R1S costing $2,540 per year. As another example, in the large SUV segment, the average cost of insurance ranges from the Chevrolet Tahoe costing $1,940 per year up to the Toyota Sequoia at $2,586 per year.

In the following sections, we will eliminate a lot of this variability by comparing the cost of auto insurance in Evansville for individual models.

Cheapest car insurance rates in Evansville, Indiana

The four cheapest non-luxury two and four door cars to insure in Evansville are the Toyota GR Corolla at $1,796 per year, Nissan Leaf at $1,812 per year, Honda Civic at $1,828 per year, and Nissan Sentra at $1,892 per year.

Rounding out the top 10 are cars like the Honda Accord, Kia K5, Toyota Corolla, and Toyota Prius, with average annual insurance rates of $2,014 per year or less.

Ranked in the lower half of the top 20, models like the Mitsubishi Mirage G4, Toyota Crown, Subaru Legacy, Hyundai Sonata, and Mazda 3 average between $2,014 and $2,136 per year to insure.

Car insurance for this segment in Evansville for a safe driver starts at around $150 per month, depending on your location.

The most affordable compact car to insure in Evansville is the Toyota GR Corolla at $1,796 per year. For midsize cars, the Kia K5 is cheapest to insure at $1,990 per year. And for full-size cars, the Chrysler 300 is cheapest to insure at $1,968 per year.

The comparison table below ranks the cars with the lowest-cost insurance in Evansville.

Cheapest Insurance for Cars in Evansville, IN
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,796$150
Nissan LeafCompact$1,812$151
Honda CivicCompact$1,828$152
Nissan SentraCompact$1,892$158
Subaru ImprezaCompact$1,898$158
Toyota PriusCompact$1,932$161
Kia K5Midsize$1,990$166
Honda AccordMidsize$1,996$166
Chevrolet MalibuMidsize$2,004$167
Toyota CorollaCompact$2,014$168
Kia ForteCompact$2,016$168
Volkswagen ArteonMidsize$2,030$169
Nissan VersaCompact$2,036$170
Subaru LegacyMidsize$2,040$170
Hyundai Ioniq 6Midsize$2,056$171
Mitsubishi Mirage G4Compact$2,084$174
Volkswagen JettaCompact$2,088$174
Toyota CrownMidsize$2,092$174
Hyundai SonataMidsize$2,094$175
Mazda 3Compact$2,136$178

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Evansville, IN, with the Toyota GR Corolla ranking first at $1,796 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Evansville, IN, with the Toyota GR Corolla ranking first at $1,796 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Evansville car insurance quotes from the best companies in Indiana.

Cheapest SUVs to insure in Evansville, Indiana

The four highest ranking non-luxury SUVs with the cheapest insurance rates in Evansville are the Subaru Crosstrek at $1,526 per year, Chevrolet Trailblazer at $1,552 per year, Kia Soul at $1,614 per year, and Nissan Kicks at $1,628 per year.

Some other SUVs that have affordable average insurance rates are the Hyundai Venue, Toyota Corolla Cross, Mazda CX-5, and Buick Envision, with an average cost of $1,692 per year or less.

Some additional 2024 models that rank well include the Subaru Ascent, Honda CR-V, Nissan Murano, Volkswagen Tiguan, and Honda HR-V, which average between $1,692 and $1,796 per year for full-coverage insurance in Evansville.

On a monthly basis, full-coverage car insurance on this segment in Evansville can cost as low as $127 per month, depending on the company and where you live. The rate comparison table below ranks the twenty SUVs with the cheapest average auto insurance rates in Evansville, starting with the Subaru Crosstrek at $127 per month and ending with the Subaru Ascent at $150 per month.

Cheapest Insurance for SUVs in Evansville, IN
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,526$127
Chevrolet TrailblazerCompact$1,552$129
Kia SoulCompact$1,614$135
Nissan KicksCompact$1,628$136
Honda PassportMidsize$1,646$137
Buick EnvisionCompact$1,658$138
Toyota Corolla CrossCompact$1,666$139
Hyundai VenueCompact$1,680$140
Mazda CX-5Compact$1,686$141
Ford Bronco SportCompact$1,692$141
Volkswagen TiguanCompact$1,710$143
Nissan MuranoMidsize$1,738$145
Buick EncoreCompact$1,756$146
Subaru OutbackMidsize$1,760$147
Honda CR-VCompact$1,762$147
Buick EnvistaMidsize$1,768$147
Volkswagen TaosCompact$1,770$148
Kia NiroCompact$1,780$148
Subaru AscentMidsize$1,796$150
Honda HR-VCompact$1,800$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Evansville, IN, with the Subaru Crosstrek ranking first at $1,526 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Evansville, IN, with the Subaru Crosstrek ranking first at $1,526 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Evansville car insurance quotes from the best car insurance companies in Indiana.

Cheapest pickup trucks to insure in Evansville

The Chevrolet Colorado takes the top ranking for the cheapest pickup to insure in Evansville, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model costs an average of $1,820 per year for a policy with full coverage.

Other pickups that rank well in our comparison are the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and Toyota Tacoma, with average rates of $2,128 per year or less.

Car insurance for this segment in Evansville starts at an average of $152 per month, depending on your location and insurance company. The next table ranks the twenty pickups with the cheapest average auto insurance rates in Evansville, starting with the Chevrolet Colorado at $152 per month and ending with the Ram Truck at $199 per month.

Cheapest Insurance for Pickups in Evansville, IN
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,820$152
Nissan TitanFull-size$1,932$161
Nissan FrontierMidsize$1,952$163
Ford RangerMidsize$1,974$165
Ford MaverickMidsize$2,002$167
Honda RidgelineMidsize$2,052$171
Hyundai Santa CruzMidsize$2,086$174
Toyota TacomaMidsize$2,090$174
GMC Sierra 2500 HDHeavy Duty$2,102$175
GMC CanyonMidsize$2,128$177
Jeep GladiatorMidsize$2,174$181
GMC Sierra 3500Heavy Duty$2,188$182
Chevrolet Silverado HD 3500Heavy Duty$2,208$184
Chevrolet Silverado HD 2500Heavy Duty$2,268$189
GMC SierraFull-size$2,282$190
Chevrolet SilveradoFull-size$2,284$190
Nissan Titan XDHeavy Duty$2,286$191
Ford F150Full-size$2,312$193
GMC Hummer EV PickupFull-size$2,370$198
Ram TruckFull-size$2,390$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Evansville, IN, with the Chevrolet Colorado ranking first at $1,820 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Evansville, IN, with the Chevrolet Colorado ranking first at $1,820 per year.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Don’t see your truck in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Evansville car insurance quotes from the best companies in Indiana.

Cheapest luxury car insurance rates in Evansville

The most affordable luxury cars to insure in Evansville are the Acura Integra at $1,838 per year, the BMW 330i at $2,104 per year, and the Mercedes-Benz CLA250 at $2,126 per year.

Also ranking in the top 10 are cars like the Mercedes-Benz AMG CLA35, Lexus RC 300, Cadillac CT4, and Genesis G70, with an average cost to insure of $2,174 per year or less.

Additional models on the list include the BMW 330e, Lexus ES 300h, Lexus RC 350, and Jaguar XF, which cost between $2,174 and $2,318 per year to insure.

From a cost per month standpoint, full-coverage car insurance in this segment can cost as low as $153 per month, depending on your location and insurance company. The rate comparison table below ranks the cars with the most affordable car insurance rates in Evansville, starting with the Acura Integra at $153 per month and ending with the Audi S3 at $193 per month.

Cheapest Insurance for Luxury Cars in Evansville, IN
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,838$153
BMW 330iCompact$2,104$175
Mercedes-Benz CLA250Midsize$2,126$177
Lexus IS 300Midsize$2,132$178
Acura TLXCompact$2,138$178
Cadillac CT4Compact$2,158$180
Lexus ES 350Midsize$2,158$180
Genesis G70Compact$2,164$180
Mercedes-Benz AMG CLA35Midsize$2,166$181
Lexus RC 300Midsize$2,174$181
Lexus IS 350Compact$2,180$182
Jaguar XFMidsize$2,186$182
Cadillac CT5Midsize$2,228$186
Lexus ES 250Midsize$2,236$186
Lexus RC 350Compact$2,242$187
BMW 330eCompact$2,244$187
BMW 228iCompact$2,248$187
BMW 230iCompact$2,266$189
Lexus ES 300hMidsize$2,268$189
Audi S3Compact$2,318$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Evansville, IN, with the Acura Integra ranking first at $1,838 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Evansville, IN, with the Acura Integra ranking first at $1,838 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Indiana.

Cheapest luxury SUVs to insure in Evansville, IN

The Acura RDX ranks in the top spot for the most budget-friendly luxury SUV model to insure in Evansville, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model has an average cost of $1,728 per year for a policy with full coverage.

Not the cheapest to insure, but still ranked well, are luxury SUVs like the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Mercedes-Benz GLB 250, with average cost of $1,994 per year or less.

Ranked between 10th and 20th place, models like the Acura MDX, Lexus NX 350, Infiniti QX60, Mercedes-Benz GLA35 AMG, Lexus RX 350, and Mercedes-Benz GLA250 average between $1,994 and $2,074 to insure per year in Evansville.

Car insurance for this segment in Evansville for a good driver will start around $144 per month, depending on your location.

The cheapest small luxury SUV to insure in Evansville is the Acura RDX at $1,728 per year. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $1,932 per year. And for full-size models, the Infiniti QX80 is cheapest to insure at $2,318 per year.

The next table ranks the twenty SUVs with the cheapest average car insurance rates in Evansville, starting with the Acura RDX at $144 per month and ending with the Lexus RX 350 at $173 per month.

Cheapest Insurance for Luxury SUVs in Evansville, IN
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,728$144
Lexus NX 250Compact$1,830$153
Cadillac XT4Compact$1,866$156
Jaguar E-PaceMidsize$1,932$161
Cadillac XT5Midsize$1,950$163
Lexus NX 350hCompact$1,950$163
Lincoln CorsairCompact$1,974$165
Mercedes-Benz GLB 250Compact$1,978$165
Lexus UX 250hCompact$1,982$165
Lexus NX 450hCompact$1,994$166
Infiniti QX50Midsize$2,008$167
Mercedes-Benz GLA250Compact$2,016$168
Cadillac XT6Midsize$2,022$169
Mercedes-Benz GLA35 AMGCompact$2,022$169
Infiniti QX60Midsize$2,032$169
Mercedes-Benz AMG GLB35Midsize$2,036$170
Land Rover EvoqueCompact$2,064$172
Acura MDXMidsize$2,066$172
Lexus NX 350Compact$2,074$173
Lexus RX 350Midsize$2,074$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Evansville, IN, with the Acura RDX ranking first at $1,728 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Evansville, IN, with the Acura RDX ranking first at $1,728 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Need rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Evansville car insurance quotes from top-rated companies in Indiana.

Cheapest sports car insurance rates in Evansville, Indiana

The three top-ranked sports cars with the most affordable insurance in Evansville are the Mazda MX-5 Miata at $1,912 per year, the Toyota GR86 at $2,178 per year, and the Ford Mustang at $2,270 per year.

Not the cheapest in the list, but still ranking well, are cars like the Subaru BRZ, Toyota GR Supra, BMW M2, and Nissan Z, with average insurance cost of $2,470 per year or less.

As a cost per month, auto insurance in Evansville on this segment for a middle-age safe driver starts at an average of $159 per month, depending on your location. The table below ranks the twenty sports cars with the cheapest average insurance rates in Evansville, starting with the Mazda MX-5 Miata at $1,912 per year and ending with the Porsche Taycan at $3,500 per year.

Cheapest Insurance for Sports Cars in Evansville, IN
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,912$159
Toyota GR86Sports Car$2,178$182
Ford MustangSports Car$2,270$189
BMW Z4Sports Car$2,284$190
Subaru WRXSports Car$2,316$193
Toyota GR SupraSports Car$2,322$194
BMW M2Sports Car$2,390$199
Nissan ZSports Car$2,394$200
Lexus RC FSports Car$2,442$204
Subaru BRZSports Car$2,470$206
BMW M3Sports Car$2,612$218
Porsche 718Sports Car$2,660$222
Chevrolet CamaroSports Car$2,684$224
Chevrolet CorvetteSports Car$2,862$239
Porsche 911Sports Car$2,960$247
BMW M4Sports Car$3,082$257
Lexus LC 500Sports Car$3,100$258
Jaguar F-TypeSports Car$3,260$272
Mercedes-Benz AMG GT53Sports Car$3,422$285
Porsche TaycanSports Car$3,500$292

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Evansville, IN Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Evansville, IN, with the Mazda MX-5 Miata ranking first at $1,912 per year.
Ranking of the cheapest sports cars to insure in Evansville, IN, with the Mazda MX-5 Miata ranking first at $1,912 per year.

Don’t see rates for your sports car? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Evansville.

Tips for finding cheaper Evansville car insurance

Resourceful drivers in Evansville should always be searching for ways to reduce the monthly expense for insurance, so glance at the tips and ideas below and maybe you can save a little dough on your next car insurance policy.

  • Compare auto insurance rates before buying a car. Different models, and even different trim levels of the same model, can have significantly different car insurance premiums, and insurers can sell policies with very different rates. Check the price before you purchase in order to avoid insurance sticker shock when you receive your bill.
  • Excellent credit equals excellent rates. Having a high credit score of 800+ could save a minimum of $324 per year versus a slightly lower credit score between 670-739. Conversely, a weak credit rating could cost as much as $376 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Your occupation could save you a few bucks. Just about all auto insurance companies offer policy discounts for occupations like police officers and law enforcement, dentists, engineers, nurses, doctors, and others. Obtaining this discount could save between $62 and $201 on your car insurance premium, depending on the age of the rated driver.
  • Increasing deductibles makes car insurance cheaper. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Fewer violations means cheaper policy cost. In order to get the cheapest car insurance in Evansville, it can pay off to be a safe driver. Just one or two minor driving infractions can raise insurance policy rates by at least $550 per year. Being convicted of a crime like driving under the influence of drugs or alcohol could raise rates by an additional $1,920 or more.
  • Reduce coverage on older vehicles. Dropping full coverage from older vehicles whose value has decreased can cheapen the cost to insure considerably.
  • Stay claim free. Most insurance companies give a discounted rate if you do not file any claims. Car insurance should be used for significant financial loss, not small claims that can be paid out-of-pocket.