- Grand Island car insurance averages $2,076 per year, or $173 as a monthly expense.
- Auto insurance rates for a few popular vehicles in Grand Island include the Chevrolet Silverado at $191 per month, Jeep Cherokee at $187, and Subaru Forester at $154.
- For cheap auto insurance in Grand Island, Nebraska, compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Mazda CX-5, and Honda CR-V have some of the best rates.
- Car insurance quotes in Grand Island can range from as little as $34 per month for a liability-only policy to well over $692 per month drivers with many accidents and violations.
How much does car insurance cost in Grand Island?
In Grand Island, the average cost to insure a vehicle is $2,076 per year, which is 6.7% less than the U.S. overall average rate of $2,221. Per month, Grand Island drivers can expect to pay an average of $173 for a full-coverage car insurance policy.
In the state of Nebraska, the average car insurance cost is $2,188 per year, so the cost in Grand Island averages $112 less per year. The cost of car insurance in Grand Island compared to other Nebraska cities is approximately $98 per year cheaper than in Kearney, $104 per year cheaper than in Bellevue, and $32 per year cheaper than in Lincoln.
Driver age is the factor that has the most impact on the price you pay for car insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Grand Island for drivers from age 16 to 60.
Car insurance cost in Grand Island for drivers age 16 to 60
- 16 year old – $7,384 per year or $615 per month
- 17 year old – $7,154 per year or $596 per month
- 18 year old – $6,413 per year or $534 per month
- 19 year old – $5,840 per year or $487 per month
- 20 year old – $4,174 per year or $348 per month
- 30 year old – $2,214 per year or $185 per month
- 40 year old – $2,076 per year or $173 per month
- 50 year old – $1,838 per year or $153 per month
- 60 year old – $1,722 per year or $144 per month
The next chart shows examples of average Grand Island auto insurance cost. Rates are averaged for all Grand Island Zip Codes and shown for a range of driver ages and possible risk profiles.
Average rates in the chart above range from $1,724 per year for a 40-year-old driver with a great rate thanks to policy discounts to $4,766 per year for a 20-year-old driver who is required to buy high-risk auto insurance. The rate we use for comparison of different segments, models, and locations is the 40-year-old safe driver rate, which is an average cost of $2,076 per year in Grand Island.
As a monthly cost, the average cost to insure a vehicle in Grand Island ranges from $144 to $397 for the same driver risk profiles shown in the prior chart.
Grand Island auto insurance rates are not static and minor changes in a driver’s risk profile can cause substantial changes in car insurance premiums. Since there is so much rate volatility, this reinforces the need for accurate free car insurance quotes when shopping around for cheaper auto insurance.
Grand Island’s favorite vehicles and the cost of car insurance
The prior rates are an average for all 2024 vehicle models, which is helpful for making generalized comparisons like between locations or by driver risk profile.
But for more comprehensive price comparisons, it makes more sense to perform a rate analysis for the specific model of vehicle being insured. Later in this article, we explore all kinds of rates for specific models, but for now, let’s just take a high-level look at the most common vehicles to see how auto insurance rates measure up in Grand Island.
The following list details the cost of auto insurance for both annual and monthly terms for popular cars, trucks, and SUVs that you’ll see on the streets of Grand Island.
Average auto insurance cost for popular models in Grand Island
- Chevrolet Silverado – $2,296 per year ($191 per month)
- Jeep Cherokee – $2,238 per year ($187 per month)
- Subaru Forester – $1,846 per year ($154 per month)
- Tesla Model 3 – $2,436 per year ($203 per month)
- Chevrolet Equinox – $1,910 per year ($159 per month)
- Ram Truck – $2,400 per year ($200 per month)
- Ford Explorer – $1,882 per year ($157 per month)
- Toyota Highlander – $1,886 per year ($157 per month)
- Toyota Tacoma – $2,098 per year ($175 per month)
- Nissan Sentra – $1,898 per year ($158 per month)
Models that are popular in Grand Island tend to be compact or midsize cars like the Toyota Corolla and Nissan Altima and compact or midsize SUVs like the Toyota RAV4, Ford Escape, and Jeep Grand Cherokee.
Additional popular models from other vehicle segments include luxury cars like the BMW 530i and Lexus ES 350, luxury SUVs like the Infiniti QX60 and BMW X5, and models from the pickup truck segment like the Toyota Tacoma and Chevy Silverado.
We explore additional rates a little farther in this article, but before we get into that, let’s review the concepts and comparisons that were covered so far.
- Auto insurance costs less as you age – Average car insurance rates for a 50-year-old driver in Grand Island are $2,336 per year cheaper than for a 20-year-old driver.
- Grand Island car insurance prices are cheaper than the Nebraska state average – $2,076 (Grand Island average) compared to $2,188 (Nebraska average)
- Auto insurance rates decrease substantially between ages 20 and 30 – The average 30-year-old Grand Island driver will pay $1,960 less annually than a 20-year-old driver, $2,214 versus $4,174.
- Grand Island average car insurance cost is less than the U.S. average – $2,076 (Grand Island average) versus $2,221 (U.S. average)
- Insuring a teenager is expensive – Cost ranges from $4,940 to $7,384 per year to insure a teen driver in Grand Island, NE.
- Lower deductible insurance is more expensive than high deductible – A 20-year-old driver pays an average of $1,114 more per year for $250 deductibles versus $1,000 deductibles.
In Grand Island, which vehicles are cheapest to insure?
The vehicles with the cheapest average auto insurance rates in Grand Island, NE, tend to be crossovers and compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision. Average car insurance quotes for those small SUVs cost $1,684 or less per year, or $140 per month, for full coverage.
Some other models that have affordable insurance rates in the comparison table below are the Buick Envista, Acura RDX, Ford Bronco Sport, and Subaru Outback.
Average car insurance rates are marginally higher for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have an average cost of $1,804 or less per year ($150 per month) in Grand Island.
The next table ranks the 20 cars, trucks, and SUVs with the cheapest insurance rates in Grand Island, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,490 | $124 |
| 2 | Chevrolet Trailblazer | $1,516 | $126 |
| 3 | Kia Soul | $1,574 | $131 |
| 4 | Nissan Kicks | $1,588 | $132 |
| 5 | Honda Passport | $1,602 | $134 |
| 6 | Buick Envision | $1,614 | $135 |
| 7 | Toyota Corolla Cross | $1,624 | $135 |
| 8 | Hyundai Venue | $1,640 | $137 |
| 9 | Mazda CX-5 | $1,642 | $137 |
| 10 | Ford Bronco Sport | $1,650 | $138 |
| 11 | Volkswagen Tiguan | $1,666 | $139 |
| 12 | Acura RDX | $1,684 | $140 |
| 13 | Nissan Murano | $1,694 | $141 |
| 14 | Buick Encore | $1,710 | $143 |
| 15 | Subaru Outback | $1,716 | $143 |
| 16 | Honda CR-V | $1,718 | $143 |
| 17 | Buick Envista | $1,726 | $144 |
| 18 | Volkswagen Taos | $1,730 | $144 |
| 19 | Kia Niro | $1,734 | $145 |
| 20 | Subaru Ascent | $1,750 | $146 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 27, 2025
A list of 20 vehicle models with cheap Grand Island car insurance is probably not the best way to present a full summary of Grand Island car insurance cost. A more useful way to analyze rates in a practical manner is to organize them by their automotive segment. The following six sections break out the vehicles with the lowest cost car insurance rates in Grand Island for each of the main segments.
Cheapest cars to insure in Grand Island
The four most affordable non-luxury two and four door cars to insure in Grand Island are the Toyota GR Corolla at $1,802 per year, Nissan Leaf at $1,814 per year, Honda Civic at $1,834 per year, and Nissan Sentra at $1,898 per year.
Not the cheapest cars to insure, but still affordable, are models like the Kia K5, Honda Accord, Toyota Corolla, and Toyota Prius, with average rates of $2,020 per year or less.
Additional vehicles on the list include the Toyota Crown, Subaru Legacy, Hyundai Ioniq 6, and Nissan Versa, which average between $2,020 and $2,142 per year for auto insurance.
Full-coverage car insurance for this segment in Grand Island for the average driver starts at around $150 per month, depending on the company and your location.
The table below ranks the twenty cars with the most affordable insurance rates in Grand Island, starting with the Toyota GR Corolla at $1,802 per year ($150 per month) and ending with the Mazda 3 at $2,142 per year ($179 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,802 | $150 |
| Nissan Leaf | Compact | $1,814 | $151 |
| Honda Civic | Compact | $1,834 | $153 |
| Nissan Sentra | Compact | $1,898 | $158 |
| Subaru Impreza | Compact | $1,904 | $159 |
| Toyota Prius | Compact | $1,938 | $162 |
| Kia K5 | Midsize | $1,996 | $166 |
| Honda Accord | Midsize | $2,002 | $167 |
| Chevrolet Malibu | Midsize | $2,010 | $168 |
| Toyota Corolla | Compact | $2,020 | $168 |
| Kia Forte | Compact | $2,022 | $169 |
| Volkswagen Arteon | Midsize | $2,038 | $170 |
| Nissan Versa | Compact | $2,044 | $170 |
| Subaru Legacy | Midsize | $2,046 | $171 |
| Hyundai Ioniq 6 | Midsize | $2,062 | $172 |
| Mitsubishi Mirage G4 | Compact | $2,092 | $174 |
| Volkswagen Jetta | Compact | $2,094 | $175 |
| Hyundai Sonata | Midsize | $2,100 | $175 |
| Toyota Crown | Midsize | $2,100 | $175 |
| Mazda 3 | Compact | $2,142 | $179 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 26, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nebraska.
Cheapest SUV insurance rates in Grand Island
For 2024 models, the five most affordable SUVs to insure in Grand Island are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average insurance rates for for these models range from $1,534 to $1,652 per year.
Some other SUVs that rank well are the Mazda CX-5, Hyundai Venue, Ford Bronco Sport, and Buick Envision, with average insurance cost of $1,700 per year or less.
Some additional SUVs on the list include the Honda HR-V, Nissan Murano, Buick Encore, Honda CR-V, and Kia Niro, which cost between $1,700 and $1,806 to insure per year.
Full-coverage insurance in Grand Island for this segment starts at around $128 per month, depending on your company and location.
The table below ranks the SUVs with the most affordable insurance in Grand Island.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,534 | $128 |
| Chevrolet Trailblazer | Compact | $1,560 | $130 |
| Kia Soul | Compact | $1,620 | $135 |
| Nissan Kicks | Compact | $1,634 | $136 |
| Honda Passport | Midsize | $1,652 | $138 |
| Buick Envision | Compact | $1,662 | $139 |
| Toyota Corolla Cross | Compact | $1,670 | $139 |
| Hyundai Venue | Compact | $1,684 | $140 |
| Mazda CX-5 | Compact | $1,694 | $141 |
| Ford Bronco Sport | Compact | $1,700 | $142 |
| Volkswagen Tiguan | Compact | $1,716 | $143 |
| Nissan Murano | Midsize | $1,742 | $145 |
| Buick Encore | Compact | $1,760 | $147 |
| Honda CR-V | Compact | $1,768 | $147 |
| Subaru Outback | Midsize | $1,768 | $147 |
| Buick Envista | Midsize | $1,770 | $148 |
| Volkswagen Taos | Compact | $1,776 | $148 |
| Kia Niro | Compact | $1,784 | $149 |
| Honda HR-V | Compact | $1,804 | $150 |
| Subaru Ascent | Midsize | $1,806 | $151 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 26, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Grand Island car insurance quotes from the best companies in Nebraska.
Cheapest pickup trucks to insure in Grand Island, Nebraska
The Chevrolet Colorado ranks #1 as the most budget-friendly pickup to insure in Grand Island, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model costs an average of $1,826 per year for full-coverage insurance.
Additional models that have affordable insurance rates are the Hyundai Santa Cruz, GMC Canyon, Toyota Tacoma, and Honda Ridgeline, with average insurance cost of $2,132 per year or less.
Car insurance rates for this segment in Grand Island for a good driver will start around $152 per month, depending on the company and where you live.
The rate comparison table below ranks the twenty pickups with the cheapest auto insurance rates in Grand Island, starting with the Chevrolet Colorado at $152 per month and ending with the Ram Truck at $200 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,826 | $152 |
| Nissan Titan | Full-size | $1,940 | $162 |
| Nissan Frontier | Midsize | $1,960 | $163 |
| Ford Ranger | Midsize | $1,980 | $165 |
| Ford Maverick | Midsize | $2,012 | $168 |
| Honda Ridgeline | Midsize | $2,056 | $171 |
| Hyundai Santa Cruz | Midsize | $2,092 | $174 |
| Toyota Tacoma | Midsize | $2,098 | $175 |
| GMC Sierra 2500 HD | Heavy Duty | $2,108 | $176 |
| GMC Canyon | Midsize | $2,132 | $178 |
| Jeep Gladiator | Midsize | $2,182 | $182 |
| GMC Sierra 3500 | Heavy Duty | $2,196 | $183 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,216 | $185 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,274 | $190 |
| GMC Sierra | Full-size | $2,288 | $191 |
| Nissan Titan XD | Heavy Duty | $2,292 | $191 |
| Chevrolet Silverado | Full-size | $2,296 | $191 |
| Ford F150 | Full-size | $2,318 | $193 |
| GMC Hummer EV Pickup | Full-size | $2,378 | $198 |
| Ram Truck | Full-size | $2,400 | $200 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Grand Island car insurance quotes from top companies in Nebraska.
Cheapest sports car insurance rates in Grand Island
The four highest ranking sports cars with the lowest-cost auto insurance rates in Grand Island are the Mazda MX-5 Miata at $1,918 per year, Toyota GR86 at $2,186 per year, Ford Mustang at $2,280 per year, and BMW Z4 at $2,290 per year.
Other models that rank well in our comparison are the Toyota GR Supra, BMW M2, Subaru BRZ, and Nissan Z, with an average car insurance cost of $2,480 per year or less.
Full-coverage auto insurance for this segment in Grand Island for the average driver will start around $160 per month, depending on your company and location. The table below ranks the twenty sports cars with the most affordable average car insurance rates in Grand Island, starting with the Mazda MX-5 Miata at $160 per month and ending with the Porsche Taycan at $293 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,918 | $160 |
| Toyota GR86 | Sports Car | $2,186 | $182 |
| Ford Mustang | Sports Car | $2,280 | $190 |
| BMW Z4 | Sports Car | $2,290 | $191 |
| Subaru WRX | Sports Car | $2,326 | $194 |
| Toyota GR Supra | Sports Car | $2,328 | $194 |
| BMW M2 | Sports Car | $2,398 | $200 |
| Nissan Z | Sports Car | $2,400 | $200 |
| Lexus RC F | Sports Car | $2,452 | $204 |
| Subaru BRZ | Sports Car | $2,480 | $207 |
| BMW M3 | Sports Car | $2,618 | $218 |
| Porsche 718 | Sports Car | $2,672 | $223 |
| Chevrolet Camaro | Sports Car | $2,696 | $225 |
| Chevrolet Corvette | Sports Car | $2,872 | $239 |
| Porsche 911 | Sports Car | $2,972 | $248 |
| BMW M4 | Sports Car | $3,094 | $258 |
| Lexus LC 500 | Sports Car | $3,112 | $259 |
| Jaguar F-Type | Sports Car | $3,272 | $273 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,432 | $286 |
| Porsche Taycan | Sports Car | $3,510 | $293 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 26, 2025
Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Grand Island.
Cheapest luxury cars to insure in Grand Island, Nebraska
The cheapest luxury cars to insure in Grand Island are the Acura Integra at $1,844 per year, the BMW 330i at $2,112 per year, and the Mercedes-Benz CLA250 at $2,134 per year.
Also ranking well are luxury cars like the Mercedes-Benz AMG CLA35, Lexus RC 300, Genesis G70, and Lexus ES 350, with average cost of $2,180 per year or less.
Ranking between positions 10 and 20, cars like the BMW 230i, Lexus RC 350, Lexus IS 350, BMW 228i, and Audi S3 average between $2,180 and $2,326 to insure per year in Grand Island.
Auto insurance rates in Grand Island for this segment for an average middle-age driver starts at around $154 per month, depending on your company and location.
The lowest-cost small luxury car to insure in Grand Island is the Acura Integra at $1,844 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $2,134 per year. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $2,464 per year.
The comparison table below ranks the twenty cars with the cheapest car insurance rates in Grand Island, starting with the Acura Integra at $154 per month and ending with the Audi S3 at $194 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,844 | $154 |
| BMW 330i | Compact | $2,112 | $176 |
| Mercedes-Benz CLA250 | Midsize | $2,134 | $178 |
| Lexus IS 300 | Midsize | $2,138 | $178 |
| Acura TLX | Compact | $2,146 | $179 |
| Cadillac CT4 | Compact | $2,166 | $181 |
| Lexus ES 350 | Midsize | $2,166 | $181 |
| Genesis G70 | Compact | $2,172 | $181 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,174 | $181 |
| Lexus RC 300 | Midsize | $2,180 | $182 |
| Lexus IS 350 | Compact | $2,188 | $182 |
| Jaguar XF | Midsize | $2,194 | $183 |
| Cadillac CT5 | Midsize | $2,234 | $186 |
| Lexus ES 250 | Midsize | $2,244 | $187 |
| BMW 330e | Compact | $2,250 | $188 |
| Lexus RC 350 | Compact | $2,250 | $188 |
| BMW 228i | Compact | $2,254 | $188 |
| BMW 230i | Compact | $2,270 | $189 |
| Lexus ES 300h | Midsize | $2,274 | $190 |
| Audi S3 | Compact | $2,326 | $194 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Grand Island car insurance quotes from the best companies in Nebraska.
Cheapest luxury SUVs to insure in Grand Island, Nebraska
Ranking at the top for the cheapest Grand Island car insurance rates in the luxury SUV segment are the Acura RDX, Cadillac XT5, Cadillac XT4, Lexus NX 250, and Jaguar E-Pace. Rates for these 2024 models average $1,956 or less per year, or around $163 per month.
Also ranking in the top 10 are models like the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with average rates of $2,000 per year or less.
In the lower half of the top 20 luxury SUVs to insure, SUVs like the Lexus NX 350, Acura MDX, Land Rover Evoque, Mercedes-Benz GLA35 AMG, Mercedes-Benz GLA250, and Infiniti QX50 cost between $2,000 and $2,082 to insure per year in Grand Island.
From a cost per month standpoint, full-coverage auto insurance in Grand Island on this segment for a good driver will start around $145 per month, depending on the company and your location.
When vehicle size is factored in, the cheapest compact luxury SUV to insure in Grand Island is the Acura RDX at $1,734 per year. For midsize luxury models, the Jaguar E-Pace has the cheapest rates at $1,940 per year. And for large luxury SUVs, the Infiniti QX80 has the best rates at $2,326 per year.
The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Grand Island, starting with the Acura RDX at $145 per month and ending with the Lexus RX 350 at $174 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,734 | $145 |
| Lexus NX 250 | Compact | $1,836 | $153 |
| Cadillac XT4 | Compact | $1,874 | $156 |
| Jaguar E-Pace | Midsize | $1,940 | $162 |
| Cadillac XT5 | Midsize | $1,956 | $163 |
| Lexus NX 350h | Compact | $1,956 | $163 |
| Lincoln Corsair | Compact | $1,980 | $165 |
| Mercedes-Benz GLB 250 | Compact | $1,986 | $166 |
| Lexus UX 250h | Compact | $1,988 | $166 |
| Lexus NX 450h | Compact | $2,000 | $167 |
| Infiniti QX50 | Midsize | $2,016 | $168 |
| Mercedes-Benz GLA250 | Compact | $2,022 | $169 |
| Cadillac XT6 | Midsize | $2,030 | $169 |
| Mercedes-Benz GLA35 AMG | Compact | $2,030 | $169 |
| Infiniti QX60 | Midsize | $2,040 | $170 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,044 | $170 |
| Land Rover Evoque | Compact | $2,072 | $173 |
| Acura MDX | Midsize | $2,074 | $173 |
| Lexus NX 350 | Compact | $2,080 | $173 |
| Lexus RX 350 | Midsize | $2,082 | $174 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Grand Island, NE Zip Codes. Updated June 26, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Nebraska.
Variability of car insurance rates
To illustrate the extent to which car insurance cost can deviate from one person to the next, the examples below visualize a wide range of rates for four popular vehicles in Grand Island: the Ford F150, Toyota Corolla, Toyota RAV4, and Kia Sorento.
Each example uses a variety of different driver profiles to illustrate the difference in average cost when changes are made to the driver rated on the policy.
Ford F150 insurance rates
Auto insurance for a Ford F150 in Grand Island averages $2,318 per year, or about $193 per month, and ranges from $1,922 to $5,360 annually.
The Ford F150 is classified as a full-size truck, and other popular models include the Nissan Titan, GMC Sierra, Chevrolet Silverado, and Toyota Tundra.
Toyota Corolla insurance rates
Toyota Corolla insurance in Grand Island averages $2,020 per year, or around $168 per month, and varies from $1,676 to $4,630 annually.
The Toyota Corolla is part of the compact car segment, and other models in the same segment include the Nissan Sentra, Honda Civic, and Chevrolet Cruze.
Toyota RAV4 insurance rates
Insurance for a Toyota RAV4 in Grand Island costs an average of $1,914 per year, or about $160 per month, and varies from $1,590 to $4,402 per year.
The Toyota RAV4 is classified as a compact SUV, and other models in the same segment include the Chevrolet Equinox, Honda CR-V, Mazda CX-5, and Subaru Forester.
Kia Sorento insurance rates
Car insurance for a Kia Sorento in Grand Island costs an average of $1,968 per year ($164 per month) and has a range of $1,636 to $4,518 per year.
The Kia Sorento is part of the midsize SUV segment, and other popular models include the Kia Telluride, Jeep Grand Cherokee, and Toyota Highlander.
How to find cheaper car insurance
Grand Island drivers should always be searching for ways to save money on insurance So take a minute and read through the savings concepts in this next list to see if you can save some money the next time you need to insure a vehicle.
- Compare insurance rates before buying a car. Different vehicle models can have very different insurance premiums, and insurance companies charge a wide range of costs. Get plenty of comparison quotes before you buy a different car in order to avoid any surprises when buying insurance.
- A good driving record pays dividends. To get cheap auto insurance in Grand Island, it’s necessary to obey traffic laws. Just a couple of minor driving infractions can potentially raise insurance cost by up to $548 per year.
- Get cheaper rates because of your choice of occupation. Some car insurance companies offer discounts for being employed in occupations like engineers, police officers and law enforcement, doctors, architects, high school and elementary teachers, and others. If you work in a qualifying profession, you could save between $62 and $202 on your annual auto insurance premium, depending on the policy coverages.
- Buy vehicles with low cost car insurance rates. The performance of the vehicle you drive has a significant impact on the price you pay for auto insurance. As an example, a Mazda CX-30 costs $1,104 less per year to insure in Grand Island than a Porsche 911. Insure cheaper models and save money.
- Shop around. Take a couple of minutes to get free car insurance quotes is our top recommendation for saving money on car insurance. Companies change rates often and switching to a different company is very easy to do.