North Las Vegas, NV Car Insurance – 2025 Rates + Cheapest to Insure

We compare insurance rates for nearly 200 vehicles to find the vehicles with the cheapest car insurance quotes in North Las Vegas, NV.

Start a Free QuoteCompare North Las Vegas car insurance quotes and save on your next policy.

  • North Las Vegas car insurance rates average $3,398 per year, or about $283 per month.
  • North Las Vegas auto insurance averages $538 per year more than the Nevada state average ($2,860) and $1,122 per year more than the average rate for all 50 states ($2,276).
  • Car insurance rates for a few popular vehicles in North Las Vegas include the Chevrolet Silverado at $3,756 per year, Toyota Highlander at $3,088, and Nissan Altima at $3,680.
  • For cheap car insurance in North Las Vegas, compact SUVs like the Nissan Kicks, Subaru Crosstrek, Honda CR-V, and Volkswagen Tiguan cost less than most other models.
  • A few vehicles with the cheapest auto insurance in North Las Vegas in their automotive segment include the Nissan Titan ($3,176 per year), Mercedes-Benz CLA250 ($3,496 per year), Chevrolet Colorado ($2,992 per year), and Kia K5 ($3,274 per year).

How much does car insurance cost in North Las Vegas?

The average price for car insurance in North Las Vegas is $3,398 per year, which is 39.5% more than the U.S. overall average rate of $2,276. The average cost of car insurance per month in North Las Vegas is $283 for a policy with full coverage.

In the state of Nevada, average car insurance cost is $2,860 per year, so the cost in North Las Vegas averages $538 more per year. The cost to insure a vehicle in North Las Vegas compared to other Nevada locations is $96 per year cheaper than in Las Vegas, $224 per year more than in Henderson, and $794 per year more expensive than in Sparks.

The next chart shows average North Las Vegas auto insurance rates for 2024 model year vehicles not only for different driver ages, but also for different policy deductible limits.

Average full-coverage car insurance premium in North Las Vegas, NV for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in North Las Vegas, NV for different ages of drivers. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all North Las Vegas, NV Zip Codes.

Average Car Insurance Cost in North Las Vegas, NV
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$5,782$482
$500$6,834$570
$250$7,946$662
30$1,000$3,036$253
$500$3,624$302
$250$4,234$353
40$1,000$2,858$238
$500$3,398$283
$250$3,960$330
50$1,000$2,546$212
$500$3,012$251
$250$3,496$291
60$1,000$2,384$199
$500$2,820$235
$250$3,272$273

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Average car insurance rates in the chart above range from $2,384 per year for a policy with high physical damage deductibles for a 60-year-old driver to $7,946 per year for a 20-year-old driver with a low deductible policy.

When these rates are converted to a cost per month, the average cost of car insurance per month in North Las Vegas ranges from $199 to $662.

North Las Vegas car insurance rates have extreme variability and can change frequently. The likelihood of a wide range of rates emphasizes the need for accurate free auto insurance quotes when shopping online for the cheapest car insurance policy.

Driver age is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in North Las Vegas for drivers from 16 to 60.

Average cost of car insurance in North Las Vegas for drivers age 16 to 60

  • 16-year-old rated driver – $12,096 per year or $1,008 per month
  • 17-year-old rated driver – $11,720 per year or $977 per month
  • 18-year-old rated driver – $10,503 per year or $875 per month
  • 19-year-old rated driver – $9,566 per year or $797 per month
  • 20-year-old rated driver – $6,834 per year or $570 per month
  • 30-year-old rated driver – $3,624 per year or $302 per month
  • 40-year-old rated driver – $3,398 per year or $283 per month
  • 50-year-old rated driver – $3,012 per year or $251 per month
  • 60-year-old rated driver – $2,820 per year or $235 per month

The previously discussed car insurance rates consist of an average based on every 2024 vehicle model, which is practical when making generalized comparisons such as the cost difference between two locations.

For more in-depth cost comparisons, however, we need to compare rates for the exact vehicle being insured. Later in this article, we compare all kinds of car insurance rates for many different specific vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates stack up in North Las Vegas.

This next chart details average car insurance rates for some of the most popular cars, trucks, and SUVs that you’ll see on the streets of North Las Vegas. Later in this article, we will examine additional situations that affect the cost of insuring some of these vehicles even more in-depth.

Average cost to insure popular 2024 model year vehicles in North Las Vegas.
Figure 2: Average cost to insure popular 2024 model year vehicles in North Las Vegas. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all North Las Vegas Zip Codes.

North Las Vegas, NV, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$2,508$209
Honda CR-V$2,896$241
Honda HR-V$2,956$246
Subaru Forester$3,022$252
Nissan Rogue$3,052$254
Ford Escape$3,100$258
Toyota RAV4$3,132$261
Honda Accord$3,280$273
Honda Pilot$3,308$276
Kia Forte$3,316$276
Hyundai Santa Fe$3,434$286
Toyota Tacoma$3,438$287
Toyota 4Runner$3,642$304
Toyota Camry$3,648$304
Ford Mustang$3,732$311
Chevrolet Silverado$3,756$313
Ford F150$3,802$317
Ram Truck$3,930$328
Chevrolet Corvette$4,704$392

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

In North Las Vegas, which vehicles are cheapest to insure?

The models with the cheapest insurance quotes in North Las Vegas tend to be crossover SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Hyundai Venue.

Average car insurance prices for those vehicles cost $2,760 or less per year ($230 per month) for a policy with full coverage.

Some other vehicles that have low-cost insurance prices in the comparison table below are the Ford Bronco Sport, Honda CR-V, Subaru Outback, and Nissan Murano. Insurance is marginally higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $246 or less per month in North Las Vegas.

The next table ranks the top 30 models with the cheapest car insurance rates in North Las Vegas, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in North Las Vegas
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,508$209
2Chevrolet Trailblazer$2,552$213
3Kia Soul$2,650$221
4Nissan Kicks$2,674$223
5Honda Passport$2,706$226
6Buick Envision$2,722$227
7Toyota Corolla Cross$2,736$228
8Hyundai Venue$2,760$230
9Mazda CX-5$2,768$231
10Ford Bronco Sport$2,782$232
11Volkswagen Tiguan$2,812$234
12Acura RDX$2,838$237
13Nissan Murano$2,854$238
14Buick Encore$2,886$241
15Subaru Outback$2,892$241
16Honda CR-V$2,896$241
17Buick Envista$2,904$242
18Volkswagen Taos$2,910$243
19Kia Niro$2,924$244
20Toyota GR Corolla$2,950$246
21Honda HR-V$2,956$246
22Subaru Ascent$2,956$246
23Nissan Leaf$2,974$248
24Chevrolet Colorado$2,992$249
25Lexus NX 250$3,006$251
26Honda Civic$3,008$251
27Volkswagen Atlas$3,012$251
28Acura Integra$3,020$252
29Subaru Forester$3,022$252
30Volkswagen Atlas Cross Sport$3,026$252

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Top 30 cheapest vehicles to insure in North Las Vegas, NV with the Subaru Crosstrek ranking first at $2,508 per year
Top 30 cheapest vehicles to insure in North Las Vegas, NV with the Subaru Crosstrek ranking first at $2,508 per year

The above table containing 30 vehicle models with cheap North Las Vegas car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, less than 4% of total vehicles are shown. Let’s try a different approach and show the models with the cheapest rates a more sensible way.

This next section goes into more detail about the different automotive segments and the average cost of car insurance in North Las Vegas. This should give you a better idea of the automotive segments that have the overall cheapest North Las Vegas auto insurance rates. Then the subsequent sections will break out the cheapest rates for individual vehicles for the most popular segments.

Insurance rates by automotive segment

If you’re shopping for a new vehicle, it’s in your best interest to know which styles of vehicles have more affordable car insurance rates in North Las Vegas. As an example, many people wonder if compact SUVs are more affordable to insure than compact cars or if full-size pickups have more expensive auto insurance than midsize pickups.

The chart below displays the average car insurance cost in North Las Vegas for each automotive segment. From a segment comparison perspective, compact SUVs, midsize trucks, and minivans have the most affordable rates, while large luxury, performance, and sports cars have the most expensive overall rates.

Car insurance average cost by automotive segment in North Las Vegas, NV.
Figure 3: Car insurance average cost by automotive segment in North Las Vegas, NV. Rates updated on October 24, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all North Las Vegas Zip Codes.

Car Insurance Rates by Automotive Segment in North Las Vegas, NV
Automotive Segment Annual Premium Cost Per Month
Compact SUV$3,118$260
Midsize SUV$3,352$279
Compact Car$3,356$280
Minivan$3,360$280
Midsize Pickup$3,428$286
Midsize Car$3,462$289
Compact Luxury SUV$3,680$307
Compact Luxury Car$3,734$311
Large SUV$3,750$313
Half-ton Pickup$3,766$314
Heavy Duty Pickup$3,906$326
Midsize Luxury SUV$4,032$336
Midsize Luxury Car$4,164$347
Sports Car$4,668$389
Large Car$4,884$407
Large Luxury SUV$5,258$438
Large Luxury Car$5,432$453

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Average rates by automotive segment are handy to make a general comparison, but cost ranges quite a lot within each vehicle segment shown in the previous chart.

For example, in the small car segment, North Las Vegas insurance rates range from the Toyota GR Corolla costing $2,950 per year up to the Toyota Mirai at $4,226 per year. In the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 costing $3,808 per year to the Mercedes-Benz G63 AMG costing $7,302 per year.

In the following sections, we reduce this variability by analyzing the cost of car insurance in North Las Vegas from a model perspective.

Cheapest car insurance rates in North Las Vegas, NV

The top three cars with the most affordable insurance in North Las Vegas are the Toyota GR Corolla at $2,950 per year, the Nissan Leaf at $2,974 per year, and the Honda Civic at $3,008 per year.

Not the cheapest cars to insure, but still affordable, are cars like the Honda Accord, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average insurance cost of $3,308 per year or less.

Full-coverage insurance in this segment for a middle-age safe driver starts at around $246 per month, depending on your location.

When the car segment is analyzed by vehicle size, the cheapest compact car to insure in North Las Vegas is the Toyota GR Corolla at $2,950 per year, or $246 per month. For midsize models, the Kia K5 has the cheapest rates at $3,274 per year, or $273 per month. And for full-size sedans, the Chrysler 300 is cheapest to insure at $3,234 per year, or $270 per month.

The table below ranks the twenty cars with the most affordable auto insurance rates in North Las Vegas, starting with the Toyota GR Corolla at $2,950 per year ($246 per month) and ending with the Mazda 3 at $3,514 per year ($293 per month).

Cheapest Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,950$246
Nissan LeafCompact$2,974$248
Honda CivicCompact$3,008$251
Nissan SentraCompact$3,112$259
Subaru ImprezaCompact$3,120$260
Toyota PriusCompact$3,174$265
Kia K5Midsize$3,274$273
Honda AccordMidsize$3,280$273
Chevrolet MalibuMidsize$3,294$275
Toyota CorollaCompact$3,308$276
Kia ForteCompact$3,316$276
Volkswagen ArteonMidsize$3,336$278
Nissan VersaCompact$3,348$279
Subaru LegacyMidsize$3,352$279
Hyundai Ioniq 6Midsize$3,380$282
Mitsubishi Mirage G4Compact$3,428$286
Toyota CrownMidsize$3,436$286
Volkswagen JettaCompact$3,436$286
Hyundai SonataMidsize$3,442$287
Mazda 3Compact$3,514$293

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in North Las Vegas, NV, with the Toyota GR Corolla ranking first at $2,950 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in North Las Vegas, NV, with the Toyota GR Corolla ranking first at $2,950 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest SUVs to insure in North Las Vegas, NV

The four most affordable SUVs to insure in North Las Vegas are the Subaru Crosstrek at $2,508 per year, Chevrolet Trailblazer at $2,552 per year, Kia Soul at $2,650 per year, and Nissan Kicks at $2,674 per year.

Other models that rank well include the Hyundai Venue, Mazda CX-5, Buick Envision, and Ford Bronco Sport, with an average car insurance cost of $2,782 per year or less.

Some additional vehicles that make the list include the Nissan Murano, Subaru Ascent, Buick Envista, Volkswagen Tiguan, and Volkswagen Taos, which cost between $2,782 and $2,956 to insure per year in North Las Vegas.

Auto insurance rates for this segment in North Las Vegas for a good driver will start around $209 per month, depending on where you live. The next table ranks the SUVs with the most affordable car insurance rates in North Las Vegas, starting with the Subaru Crosstrek at $2,508 per year ($209 per month) and ending with the Subaru Ascent at $2,956 per year ($246 per month).

Cheapest SUV Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,508$209
Chevrolet TrailblazerCompact$2,552$213
Kia SoulCompact$2,650$221
Nissan KicksCompact$2,674$223
Honda PassportMidsize$2,706$226
Buick EnvisionCompact$2,722$227
Toyota Corolla CrossCompact$2,736$228
Hyundai VenueCompact$2,760$230
Mazda CX-5Compact$2,768$231
Ford Bronco SportCompact$2,782$232
Volkswagen TiguanCompact$2,812$234
Nissan MuranoMidsize$2,854$238
Buick EncoreCompact$2,886$241
Subaru OutbackMidsize$2,892$241
Honda CR-VCompact$2,896$241
Buick EnvistaMidsize$2,904$242
Volkswagen TaosCompact$2,910$243
Kia NiroCompact$2,924$244
Honda HR-VCompact$2,956$246
Subaru AscentMidsize$2,956$246

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in North Las Vegas, NV, with the Subaru Crosstrek ranking first at $2,508 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in North Las Vegas, NV, with the Subaru Crosstrek ranking first at $2,508 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest luxury cars to insure in North Las Vegas

Out of all 2024 models, the top five lowest-cost luxury cars to insure in North Las Vegas are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average insurance rates for for these five models range from $3,020 to $3,514 per year.

Also ranking in the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with average rates of $3,570 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury cars to insure, models like the Lexus ES 300h, Lexus ES 250, Lexus RC 350, Lexus IS 350, Cadillac CT5, and BMW 230i average between $3,570 and $3,808 per year for auto insurance in North Las Vegas.

As a cost per month, full-coverage car insurance in this segment for a good driver starts at around $252 per month, depending on the company.

If rates are ranked based on vehicle size, the cheapest small luxury car to insure in North Las Vegas is the Acura Integra at $3,020 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $3,496 per year. And for large luxury cars, the Audi A5 has the cheapest rates at $4,036 per year.

The rate comparison table below ranks the twenty cars with the lowest-cost average auto insurance rates in North Las Vegas, starting with the Acura Integra at $252 per month and ending with the Audi S3 at $317 per month.

Cheapest Luxury Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$3,020$252
BMW 330iCompact$3,458$288
Mercedes-Benz CLA250Midsize$3,496$291
Lexus IS 300Midsize$3,500$292
Acura TLXCompact$3,514$293
Cadillac CT4Compact$3,548$296
Lexus ES 350Midsize$3,548$296
Genesis G70Compact$3,556$296
Mercedes-Benz AMG CLA35Midsize$3,562$297
Lexus RC 300Midsize$3,570$298
Lexus IS 350Compact$3,584$299
Jaguar XFMidsize$3,594$300
Cadillac CT5Midsize$3,660$305
Lexus ES 250Midsize$3,676$306
Lexus RC 350Compact$3,684$307
BMW 330eCompact$3,688$307
BMW 228iCompact$3,694$308
BMW 230iCompact$3,724$310
Lexus ES 300hMidsize$3,730$311
Audi S3Compact$3,808$317

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in North Las Vegas, NV, with the Acura Integra ranking first at $3,020 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in North Las Vegas, NV, with the Acura Integra ranking first at $3,020 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see rates for your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from top-rated auto insurance companies in Nevada.

Cheapest luxury SUVs to insure

The top four luxury SUV models with the cheapest average auto insurance rates in North Las Vegas are the Acura RDX at $2,838 per year, Lexus NX 250 at $3,006 per year, Cadillac XT4 at $3,068 per year, and Jaguar E-Pace at $3,174 per year.

Other luxury SUVs that have affordable average insurance rates are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $3,276 per year or less.

Ranking between positions 10 and 20, SUVs like the Acura MDX, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, Infiniti QX60, Lexus NX 350, and Infiniti QX50 cost between $3,276 and $3,410 per year to insure in North Las Vegas.

From a cost per month standpoint, car insurance in this segment will start around $237 per month, depending on your location and insurance company.

When the luxury SUV segment is analyzed by vehicle size, the cheapest small luxury SUV to insure in North Las Vegas is the Acura RDX at $2,838 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $3,174 per year. And for full-size luxury models, the Infiniti QX80 is cheapest to insure at $3,808 per year.

The next table ranks the twenty luxury SUVs with the lowest-cost car insurance rates in North Las Vegas.

Cheapest Luxury SUV Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,838$237
Lexus NX 250Compact$3,006$251
Cadillac XT4Compact$3,068$256
Jaguar E-PaceMidsize$3,174$265
Lexus NX 350hCompact$3,204$267
Cadillac XT5Midsize$3,206$267
Lincoln CorsairCompact$3,244$270
Mercedes-Benz GLB 250Compact$3,250$271
Lexus UX 250hCompact$3,256$271
Lexus NX 450hCompact$3,276$273
Infiniti QX50Midsize$3,300$275
Mercedes-Benz GLA250Compact$3,310$276
Cadillac XT6Midsize$3,322$277
Mercedes-Benz GLA35 AMGCompact$3,322$277
Infiniti QX60Midsize$3,340$278
Mercedes-Benz AMG GLB35Midsize$3,346$279
Land Rover EvoqueCompact$3,390$283
Acura MDXMidsize$3,392$283
Lexus NX 350Compact$3,406$284
Lexus RX 350Midsize$3,410$284

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in North Las Vegas, NV, with the Acura RDX ranking first at $2,838 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in North Las Vegas, NV, with the Acura RDX ranking first at $2,838 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from top auto insurance companies in Nevada.

Cheapest sports cars to insure

Taking the top spot in North Las Vegas for the lowest-cost average insurance in the sports car segment is the Mazda MX-5 Miata, at an average of $3,144 per year. Second place is the Toyota GR86 costing $3,578 per year, in third place is the Ford Mustang, costing an average of $3,732 per year, and fourth place goes to the BMW Z4, at an average of $3,752 per year.

Other models that have cheaper rates are the Lexus RC F, BMW M2, Toyota GR Supra, and Nissan Z, with an average cost of $4,062 per year or less.

From a cost per month standpoint, full-coverage car insurance on this segment in North Las Vegas for a good driver will start around $262 per month, depending on your location. The comparison table below ranks the sports cars with the cheapest car insurance rates in North Las Vegas.

Cheapest Sports Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$3,144$262
Toyota GR86Sports Car$3,578$298
Ford MustangSports Car$3,732$311
BMW Z4Sports Car$3,752$313
Subaru WRXSports Car$3,808$317
Toyota GR SupraSports Car$3,816$318
BMW M2Sports Car$3,928$327
Nissan ZSports Car$3,936$328
Lexus RC FSports Car$4,014$335
Subaru BRZSports Car$4,062$339
BMW M3Sports Car$4,290$358
Porsche 718Sports Car$4,374$365
Chevrolet CamaroSports Car$4,414$368
Chevrolet CorvetteSports Car$4,704$392
Porsche 911Sports Car$4,866$406
BMW M4Sports Car$5,068$422
Lexus LC 500Sports Car$5,094$425
Jaguar F-TypeSports Car$5,356$446
Mercedes-Benz AMG GT53Sports Car$5,622$469
Porsche TaycanSports Car$5,754$480

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in North Las Vegas, NV, with the Mazda MX-5 Miata ranking first at $3,144 per year.
Ranking of the cheapest sports cars to insure in North Las Vegas, NV, with the Mazda MX-5 Miata ranking first at $3,144 per year.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Nevada.

Cheapest pickup truck insurance rates

The four cheapest pickups to insure in North Las Vegas are the Chevrolet Colorado at $2,992 per year, Nissan Titan at $3,176 per year, Nissan Frontier at $3,212 per year, and Ford Ranger at $3,246 per year.

Also ranking in the top 10 are models like the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Hyundai Santa Cruz, with average annual insurance rates of $3,494 per year or less.

Full-coverage auto insurance in North Las Vegas for this segment for the average driver starts at around $249 per month, depending on where you live and the company you use. The comparison table below ranks the twenty pickups with the most affordable insurance rates in North Las Vegas, starting with the Chevrolet Colorado at $2,992 per year ($249 per month) and ending with the Ram Truck at $3,930 per year ($328 per month).

Cheapest Pickup Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,992$249
Nissan TitanFull-size$3,176$265
Nissan FrontierMidsize$3,212$268
Ford RangerMidsize$3,246$271
Ford MaverickMidsize$3,294$275
Honda RidgelineMidsize$3,370$281
Hyundai Santa CruzMidsize$3,426$286
Toyota TacomaMidsize$3,438$287
GMC Sierra 2500 HDHeavy Duty$3,456$288
GMC CanyonMidsize$3,494$291
Jeep GladiatorMidsize$3,578$298
GMC Sierra 3500Heavy Duty$3,598$300
Chevrolet Silverado HD 3500Heavy Duty$3,632$303
Chevrolet Silverado HD 2500Heavy Duty$3,728$311
GMC SierraFull-size$3,752$313
Chevrolet SilveradoFull-size$3,756$313
Nissan Titan XDHeavy Duty$3,756$313
Ford F150Full-size$3,802$317
GMC Hummer EV PickupFull-size$3,898$325
Ram TruckFull-size$3,930$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in North Las Vegas, NV, with the Chevrolet Colorado ranking first at $2,992 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in North Las Vegas, NV, with the Chevrolet Colorado ranking first at $2,992 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see rates for your pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nevada.

Money-saving tips for finding cheaper North Las Vegas auto insurance

North Las Vegas drivers should always be searching for ways to reduce the monthly expense for car insurance, so look through the tips in the list below and maybe you’ll be able to save a little cash on your next renewal.

  • Shop around. Take a couple of minutes to get free car insurance quotes is our best recommendation for saving the most money. Rates change more often that you might think and you can switch companies very easily.
  • Compare car insurance quote before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and companies can price policies with very different rates. Check prices before you buy a new car in order to prevent price shock when buying insurance.
  • Tickets and violations can cost a lot. In order to get affordable car insurance in North Las Vegas, it pays to not be an aggressive driver. In fact, just a couple minor driving offenses could end up increasing the cost of a policy as much as $900 per year. Serious citations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $3,156 or more.
  • Qualify for policy discounts to save money. Discounted rates may be available if the insureds are homeowners, are senior citizens, are loyal customers, take a defensive driving course, or many other policy discounts which could save the average North Las Vegas driver as much as $576 per year.
  • Cheaper rates come with better credit scores. Having an excellent credit score over 800 could save up to $533 per year when compared to a slightly lower credit score between 670-739. Conversely, a credit score lower than 579 could cost up to $618 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Your employer could save you money. Some auto insurance providers offer policy discounts for specific professions like architects, college professors, high school and elementary teachers, dentists, nurses, and others. By qualifying for an occupational discount, you could potentially save between $102 and $330 on your car insurance premium, depending on the policy coverages.