North Las Vegas, NV Car Insurance – 2025 Rates + Cheapest to Insure

We compare insurance rates for nearly 200 vehicles to find the vehicles with the cheapest car insurance quotes in North Las Vegas, NV.

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  • North Las Vegas car insurance rates average $3,354 per year, or about $280 per month.
  • North Las Vegas auto insurance averages $534 per year more than the Nevada state average ($2,820) and $1,133 per year more than the average rate for all 50 states ($2,221).
  • Car insurance rates for a few popular vehicles in North Las Vegas include the Chevrolet Silverado at $3,708 per year, Toyota Highlander at $3,052, and Nissan Altima at $3,632.
  • For cheap car insurance in North Las Vegas, compact SUVs like the Nissan Kicks, Subaru Crosstrek, Honda CR-V, and Volkswagen Tiguan cost less than most other models.
  • A few vehicles with the cheapest auto insurance in North Las Vegas in their automotive segment include the Nissan Titan ($3,136 per year), Mercedes-Benz CLA250 ($3,450 per year), Chevrolet Colorado ($2,952 per year), and Kia K5 ($3,228 per year).

How much does car insurance cost in North Las Vegas?

The average price for car insurance in North Las Vegas is $3,354 per year, which is 40.6% more than the U.S. overall average rate of $2,221. The average cost of car insurance per month in North Las Vegas is $280 for a policy with full coverage.

In the state of Nevada, average car insurance cost is $2,820 per year, so the cost in North Las Vegas averages $534 more per year. The cost to insure a vehicle in North Las Vegas compared to other Nevada locations is $96 per year cheaper than in Las Vegas, $220 per year more than in Henderson, and $794 per year more expensive than in Sparks.

The next chart shows average North Las Vegas auto insurance rates for 2024 model year vehicles not only for different driver ages, but also for different policy deductible limits.

Average full-coverage car insurance premium in North Las Vegas, NV for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in North Las Vegas, NV for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all North Las Vegas, NV Zip Codes.

Average Car Insurance Cost in North Las Vegas, NV
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$5,708$476
$500$6,748$562
$250$7,846$654
30$1,000$3,000$250
$500$3,578$298
$250$4,182$349
40$1,000$2,820$235
$500$3,354$280
$250$3,908$326
50$1,000$2,510$209
$500$2,972$248
$250$3,450$288
60$1,000$2,352$196
$500$2,782$232
$250$3,230$269

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

Average car insurance rates in the chart above range from $2,352 per year for a policy with high physical damage deductibles for a 60-year-old driver to $7,846 per year for a 20-year-old driver with a low deductible policy.

When these rates are converted to a cost per month, the average cost of car insurance per month in North Las Vegas ranges from $196 to $654.

North Las Vegas car insurance rates have extreme variability and can change frequently. The likelihood of a wide range of rates emphasizes the need for accurate free auto insurance quotes when shopping online for the cheapest car insurance policy.

Driver age is the largest factor that influences the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in North Las Vegas for drivers from 16 to 60.

Average cost of car insurance in North Las Vegas for drivers age 16 to 60

  • 16-year-old rated driver – $11,940 per year or $995 per month
  • 17-year-old rated driver – $11,568 per year or $964 per month
  • 18-year-old rated driver – $10,368 per year or $864 per month
  • 19-year-old rated driver – $9,442 per year or $787 per month
  • 20-year-old rated driver – $6,748 per year or $562 per month
  • 30-year-old rated driver – $3,578 per year or $298 per month
  • 40-year-old rated driver – $3,354 per year or $280 per month
  • 50-year-old rated driver – $2,972 per year or $248 per month
  • 60-year-old rated driver – $2,782 per year or $232 per month

The previously discussed car insurance rates consist of an average based on every 2024 vehicle model, which is practical when making generalized comparisons such as the cost difference between two locations.

For more in-depth cost comparisons, however, we need to compare rates for the exact vehicle being insured. Later in this article, we compare all kinds of car insurance rates for many different specific vehicles, but for now, we will just use the more popular vehicles to see how car insurance rates stack up in North Las Vegas.

This next chart details average car insurance rates for some of the most popular cars, trucks, and SUVs that you’ll see on the streets of North Las Vegas. Later in this article, we will examine additional situations that affect the cost of insuring some of these vehicles even more in-depth.

Average cost to insure popular 2024 model year vehicles in North Las Vegas.
Figure 2: Average cost to insure popular 2024 model year vehicles in North Las Vegas. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all North Las Vegas Zip Codes.

North Las Vegas, NV, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$2,478$207
Honda CR-V$2,858$238
Honda HR-V$2,918$243
Subaru Forester$2,984$249
Nissan Rogue$3,012$251
Ford Escape$3,058$255
Toyota RAV4$3,092$258
Honda Accord$3,240$270
Honda Pilot$3,264$272
Kia Forte$3,272$273
Toyota Tacoma$3,394$283
Hyundai Santa Fe$3,410$284
Toyota 4Runner$3,594$300
Toyota Camry$3,602$300
Ford Mustang$3,684$307
Chevrolet Silverado$3,708$309
Ford F150$3,750$313
Ram Truck$3,876$323
Chevrolet Corvette$4,644$387

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

In North Las Vegas, which vehicles are cheapest to insure?

The models with the cheapest insurance quotes in North Las Vegas tend to be crossover SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Hyundai Venue.

Average car insurance prices for those vehicles cost $2,724 or less per year ($227 per month) for a policy with full coverage.

Some other vehicles that have low-cost insurance prices in the comparison table below are the Ford Bronco Sport, Subaru Outback, Honda CR-V, and Nissan Murano. Insurance is marginally higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $243 or less per month in North Las Vegas.

The next table ranks the top 30 models with the cheapest car insurance rates in North Las Vegas, sorted by annual and monthly insurance cost.

Cheapest Auto Insurance Rates in North Las Vegas
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,478$207
2Chevrolet Trailblazer$2,520$210
3Kia Soul$2,618$218
4Nissan Kicks$2,638$220
5Honda Passport$2,672$223
6Buick Envision$2,686$224
7Toyota Corolla Cross$2,704$225
8Hyundai Venue$2,724$227
9Mazda CX-5$2,736$228
10Ford Bronco Sport$2,744$229
11Volkswagen Tiguan$2,776$231
12Acura RDX$2,804$234
13Nissan Murano$2,816$235
14Buick Encore$2,848$237
15Honda CR-V$2,858$238
16Subaru Outback$2,858$238
17Buick Envista$2,866$239
18Volkswagen Taos$2,870$239
19Kia Niro$2,886$241
20Toyota GR Corolla$2,914$243
21Honda HR-V$2,918$243
22Subaru Ascent$2,918$243
23Nissan Leaf$2,936$245
24Chevrolet Colorado$2,952$246
25Honda Civic$2,968$247
26Lexus NX 250$2,968$247
27Volkswagen Atlas$2,974$248
28Acura Integra$2,980$248
29Subaru Forester$2,984$249
30Volkswagen Atlas Cross Sport$2,988$249

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

Top 30 cheapest vehicles to insure in North Las Vegas, NV with the Subaru Crosstrek ranking first at $2,478 per year
Top 30 cheapest vehicles to insure in North Las Vegas, NV with the Subaru Crosstrek ranking first at $2,478 per year

The above table containing 30 vehicle models with cheap North Las Vegas car insurance is fine if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, less than 4% of total vehicles are shown. Let’s try a different approach and show the models with the cheapest rates a more sensible way.

This next section goes into more detail about the different automotive segments and the average cost of car insurance in North Las Vegas. This should give you a better idea of the automotive segments that have the overall cheapest North Las Vegas auto insurance rates. Then the subsequent sections will break out the cheapest rates for individual vehicles for the most popular segments.

Insurance rates by automotive segment

If you’re shopping for a new vehicle, it’s in your best interest to know which styles of vehicles have more affordable car insurance rates in North Las Vegas. As an example, many people wonder if compact SUVs are more affordable to insure than compact cars or if full-size pickups have more expensive auto insurance than midsize pickups.

The chart below displays the average car insurance cost in North Las Vegas for each automotive segment. From a segment comparison perspective, compact SUVs, midsize trucks, and minivans have the most affordable rates, while large luxury, performance, and sports cars have the most expensive overall rates.

Car insurance average cost by automotive segment in North Las Vegas, NV.
Figure 3: Car insurance average cost by automotive segment in North Las Vegas, NV. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all North Las Vegas Zip Codes.

Car Insurance Rates by Automotive Segment in North Las Vegas, NV
Automotive Segment Annual Premium Cost Per Month
Compact SUV$3,080$257
Midsize SUV$3,310$276
Compact Car$3,310$276
Minivan$3,320$277
Midsize Pickup$3,386$282
Midsize Car$3,418$285
Compact Luxury SUV$3,636$303
Compact Luxury Car$3,686$307
Large SUV$3,700$308
Half-ton Pickup$3,716$310
Heavy Duty Pickup$3,856$321
Midsize Luxury SUV$3,980$332
Midsize Luxury Car$4,110$343
Sports Car$4,610$384
Large Car$4,820$402
Large Luxury SUV$5,188$432
Large Luxury Car$5,362$447

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all North Las Vegas, NV Zip Codes. Updated June 27, 2025

Average rates by automotive segment are handy to make a general comparison, but cost ranges quite a lot within each vehicle segment shown in the previous chart.

For example, in the small car segment, North Las Vegas insurance rates range from the Toyota GR Corolla costing $2,914 per year up to the Toyota Mirai at $4,172 per year. In the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 costing $3,760 per year to the Mercedes-Benz G63 AMG costing $7,206 per year.

In the following sections, we reduce this variability by analyzing the cost of car insurance in North Las Vegas from a model perspective.

Cheapest car insurance rates in North Las Vegas, NV

The top three cars with the most affordable insurance in North Las Vegas are the Toyota GR Corolla at $2,914 per year, the Nissan Leaf at $2,936 per year, and the Honda Civic at $2,968 per year.

Not the cheapest cars to insure, but still affordable, are cars like the Honda Accord, Toyota Corolla, Kia K5, and Chevrolet Malibu, with average insurance cost of $3,266 per year or less.

Full-coverage insurance in this segment for a middle-age safe driver starts at around $243 per month, depending on your location.

When the car segment is analyzed by vehicle size, the cheapest compact car to insure in North Las Vegas is the Toyota GR Corolla at $2,914 per year, or $243 per month. For midsize models, the Kia K5 has the cheapest rates at $3,228 per year, or $269 per month. And for full-size sedans, the Chrysler 300 is cheapest to insure at $3,192 per year, or $266 per month.

The table below ranks the twenty cars with the most affordable auto insurance rates in North Las Vegas, starting with the Toyota GR Corolla at $2,914 per year ($243 per month) and ending with the Mazda 3 at $3,466 per year ($289 per month).

Cheapest Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,914$243
Nissan LeafCompact$2,936$245
Honda CivicCompact$2,968$247
Nissan SentraCompact$3,072$256
Subaru ImprezaCompact$3,082$257
Toyota PriusCompact$3,132$261
Kia K5Midsize$3,228$269
Honda AccordMidsize$3,240$270
Chevrolet MalibuMidsize$3,252$271
Toyota CorollaCompact$3,266$272
Kia ForteCompact$3,272$273
Volkswagen ArteonMidsize$3,296$275
Nissan VersaCompact$3,302$275
Subaru LegacyMidsize$3,308$276
Hyundai Ioniq 6Midsize$3,334$278
Mitsubishi Mirage G4Compact$3,382$282
Volkswagen JettaCompact$3,390$283
Toyota CrownMidsize$3,392$283
Hyundai SonataMidsize$3,398$283
Mazda 3Compact$3,466$289

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in North Las Vegas, NV, with the Toyota GR Corolla ranking first at $2,914 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in North Las Vegas, NV, with the Toyota GR Corolla ranking first at $2,914 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest SUVs to insure in North Las Vegas, NV

The four most affordable SUVs to insure in North Las Vegas are the Subaru Crosstrek at $2,478 per year, Chevrolet Trailblazer at $2,520 per year, Kia Soul at $2,618 per year, and Nissan Kicks at $2,638 per year.

Other models that rank well include the Hyundai Venue, Mazda CX-5, Buick Envision, and Ford Bronco Sport, with an average car insurance cost of $2,744 per year or less.

Some additional vehicles that make the list include the Nissan Murano, Subaru Ascent, Buick Envista, Volkswagen Tiguan, and Volkswagen Taos, which cost between $2,744 and $2,918 to insure per year in North Las Vegas.

Auto insurance rates for this segment in North Las Vegas for a good driver will start around $207 per month, depending on where you live. The next table ranks the SUVs with the most affordable car insurance rates in North Las Vegas, starting with the Subaru Crosstrek at $2,478 per year ($207 per month) and ending with the Subaru Ascent at $2,918 per year ($243 per month).

Cheapest SUV Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,478$207
Chevrolet TrailblazerCompact$2,520$210
Kia SoulCompact$2,618$218
Nissan KicksCompact$2,638$220
Honda PassportMidsize$2,672$223
Buick EnvisionCompact$2,686$224
Toyota Corolla CrossCompact$2,704$225
Hyundai VenueCompact$2,724$227
Mazda CX-5Compact$2,736$228
Ford Bronco SportCompact$2,744$229
Volkswagen TiguanCompact$2,776$231
Nissan MuranoMidsize$2,816$235
Buick EncoreCompact$2,848$237
Honda CR-VCompact$2,858$238
Subaru OutbackMidsize$2,858$238
Buick EnvistaMidsize$2,866$239
Volkswagen TaosCompact$2,870$239
Kia NiroCompact$2,886$241
Honda HR-VCompact$2,918$243
Subaru AscentMidsize$2,918$243

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in North Las Vegas, NV, with the Subaru Crosstrek ranking first at $2,478 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in North Las Vegas, NV, with the Subaru Crosstrek ranking first at $2,478 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from the best auto insurance companies in Nevada.

Cheapest luxury cars to insure in North Las Vegas

Out of all 2024 models, the top five lowest-cost luxury cars to insure in North Las Vegas are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average insurance rates for for these five models range from $2,980 to $3,470 per year.

Also ranking in the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with average rates of $3,524 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury cars to insure, models like the Lexus ES 300h, Lexus ES 250, Lexus RC 350, Lexus IS 350, Cadillac CT5, and BMW 230i average between $3,524 and $3,760 per year for auto insurance in North Las Vegas.

As a cost per month, full-coverage car insurance in this segment for a good driver starts at around $248 per month, depending on the company.

If rates are ranked based on vehicle size, the cheapest small luxury car to insure in North Las Vegas is the Acura Integra at $2,980 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $3,450 per year. And for large luxury cars, the Audi A5 has the cheapest rates at $3,982 per year.

The rate comparison table below ranks the twenty cars with the lowest-cost average auto insurance rates in North Las Vegas, starting with the Acura Integra at $248 per month and ending with the Audi S3 at $313 per month.

Cheapest Luxury Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,980$248
BMW 330iCompact$3,412$284
Mercedes-Benz CLA250Midsize$3,450$288
Lexus IS 300Midsize$3,454$288
Acura TLXCompact$3,470$289
Cadillac CT4Compact$3,500$292
Lexus ES 350Midsize$3,500$292
Genesis G70Compact$3,508$292
Mercedes-Benz AMG CLA35Midsize$3,516$293
Lexus RC 300Midsize$3,524$294
Lexus IS 350Compact$3,540$295
Jaguar XFMidsize$3,548$296
Cadillac CT5Midsize$3,612$301
Lexus ES 250Midsize$3,628$302
Lexus RC 350Compact$3,636$303
BMW 330eCompact$3,640$303
BMW 228iCompact$3,646$304
BMW 230iCompact$3,676$306
Lexus ES 300hMidsize$3,680$307
Audi S3Compact$3,760$313

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in North Las Vegas, NV, with the Acura Integra ranking first at $2,980 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in North Las Vegas, NV, with the Acura Integra ranking first at $2,980 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see rates for your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free North Las Vegas car insurance quotes from top-rated auto insurance companies in Nevada.

Cheapest luxury SUVs to insure

The top four luxury SUV models with the cheapest average auto insurance rates in North Las Vegas are the Acura RDX at $2,804 per year, Lexus NX 250 at $2,968 per year, Cadillac XT4 at $3,026 per year, and Jaguar E-Pace at $3,136 per year.

Other luxury SUVs that have affordable average insurance rates are the Lexus UX 250h, Mercedes-Benz GLB 250, Lexus NX 450h, and Lincoln Corsair, with an average cost to insure of $3,234 per year or less.

Ranking between positions 10 and 20, SUVs like the Land Rover Evoque, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, Infiniti QX60, Lexus NX 350, and Infiniti QX50 cost between $3,234 and $3,366 per year to insure in North Las Vegas.

From a cost per month standpoint, car insurance in this segment will start around $234 per month, depending on your location and insurance company.

When the luxury SUV segment is analyzed by vehicle size, the cheapest small luxury SUV to insure in North Las Vegas is the Acura RDX at $2,804 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $3,136 per year. And for full-size luxury models, the Infiniti QX80 is cheapest to insure at $3,760 per year.

The next table ranks the twenty luxury SUVs with the lowest-cost car insurance rates in North Las Vegas.

Cheapest Luxury SUV Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,804$234
Lexus NX 250Compact$2,968$247
Cadillac XT4Compact$3,026$252
Jaguar E-PaceMidsize$3,136$261
Cadillac XT5Midsize$3,164$264
Lexus NX 350hCompact$3,164$264
Lincoln CorsairCompact$3,202$267
Mercedes-Benz GLB 250Compact$3,208$267
Lexus UX 250hCompact$3,214$268
Lexus NX 450hCompact$3,234$270
Infiniti QX50Midsize$3,258$272
Mercedes-Benz GLA250Compact$3,270$273
Mercedes-Benz GLA35 AMGCompact$3,280$273
Cadillac XT6Midsize$3,282$274
Infiniti QX60Midsize$3,298$275
Mercedes-Benz AMG GLB35Midsize$3,302$275
Land Rover EvoqueCompact$3,346$279
Acura MDXMidsize$3,350$279
Lexus NX 350Compact$3,362$280
Lexus RX 350Midsize$3,366$281

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in North Las Vegas, NV, with the Acura RDX ranking first at $2,804 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in North Las Vegas, NV, with the Acura RDX ranking first at $2,804 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap North Las Vegas car insurance quotes from top auto insurance companies in Nevada.

Cheapest sports cars to insure

Taking the top spot in North Las Vegas for the lowest-cost average insurance in the sports car segment is the Mazda MX-5 Miata, at an average of $3,102 per year. Second place is the Toyota GR86 costing $3,534 per year, in third place is the Ford Mustang, costing an average of $3,684 per year, and fourth place goes to the BMW Z4, at an average of $3,704 per year.

Other models that have cheaper rates are the Lexus RC F, BMW M2, Toyota GR Supra, and Nissan Z, with an average cost of $4,006 per year or less.

From a cost per month standpoint, full-coverage car insurance on this segment in North Las Vegas for a good driver will start around $259 per month, depending on your location. The comparison table below ranks the sports cars with the cheapest car insurance rates in North Las Vegas.

Cheapest Sports Car Insurance in North Las Vegas, Nevada
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$3,102$259
Toyota GR86Sports Car$3,534$295
Ford MustangSports Car$3,684$307
BMW Z4Sports Car$3,704$309
Subaru WRXSports Car$3,760$313
Toyota GR SupraSports Car$3,766$314
BMW M2Sports Car$3,876$323
Nissan ZSports Car$3,884$324
Lexus RC FSports Car$3,962$330
Subaru BRZSports Car$4,006$334
BMW M3Sports Car$4,234$353
Porsche 718Sports Car$4,318$360
Chevrolet CamaroSports Car$4,354$363
Chevrolet CorvetteSports Car$4,644$387
Porsche 911Sports Car$4,804$400
BMW M4Sports Car$5,002$417
Lexus LC 500Sports Car$5,030$419
Jaguar F-TypeSports Car$5,290$441
Mercedes-Benz AMG GT53Sports Car$5,548$462
Porsche TaycanSports Car$5,678$473

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in North Las Vegas, NV, with the Mazda MX-5 Miata ranking first at $3,102 per year.
Ranking of the cheapest sports cars to insure in North Las Vegas, NV, with the Mazda MX-5 Miata ranking first at $3,102 per year.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Nevada.

Cheapest pickup truck insurance rates

The four cheapest pickups to insure in North Las Vegas are the Chevrolet Colorado at $2,952 per year, Nissan Titan at $3,136 per year, Nissan Frontier at $3,172 per year, and Ford Ranger at $3,202 per year.

Also ranking in the top 10 are models like the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Hyundai Santa Cruz, with average annual insurance rates of $3,448 per year or less.

Full-coverage auto insurance in North Las Vegas for this segment for the average driver starts at around $246 per month, depending on where you live and the company you use. The comparison table below ranks the twenty pickups with the most affordable insurance rates in North Las Vegas, starting with the Chevrolet Colorado at $2,952 per year ($246 per month) and ending with the Ram Truck at $3,876 per year ($323 per month).

Cheapest Pickup Insurance in North Las Vegas, Nevada
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,952$246
Nissan TitanFull-size$3,136$261
Nissan FrontierMidsize$3,172$264
Ford RangerMidsize$3,202$267
Ford MaverickMidsize$3,254$271
Honda RidgelineMidsize$3,326$277
Hyundai Santa CruzMidsize$3,382$282
Toyota TacomaMidsize$3,394$283
GMC Sierra 2500 HDHeavy Duty$3,408$284
GMC CanyonMidsize$3,448$287
Jeep GladiatorMidsize$3,530$294
GMC Sierra 3500Heavy Duty$3,550$296
Chevrolet Silverado HD 3500Heavy Duty$3,582$299
Chevrolet Silverado HD 2500Heavy Duty$3,680$307
GMC SierraFull-size$3,702$309
Nissan Titan XDHeavy Duty$3,706$309
Chevrolet SilveradoFull-size$3,708$309
Ford F150Full-size$3,750$313
GMC Hummer EV PickupFull-size$3,844$320
Ram TruckFull-size$3,876$323

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all North Las Vegas, NV Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in North Las Vegas, NV, with the Chevrolet Colorado ranking first at $2,952 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in North Las Vegas, NV, with the Chevrolet Colorado ranking first at $2,952 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see rates for your pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Nevada.

Money-saving tips for finding cheaper North Las Vegas auto insurance

North Las Vegas drivers should always be searching for ways to reduce the monthly expense for car insurance, so look through the tips in the list below and maybe you’ll be able to save a little cash on your next renewal.

  • Shop around. Take a couple of minutes to get free car insurance quotes is our best recommendation for saving the most money. Rates change more often that you might think and you can switch companies very easily.
  • Compare car insurance quote before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and companies can price policies with very different rates. Check prices before you buy a new car in order to prevent price shock when buying insurance.
  • Tickets and violations can cost a lot. In order to get affordable car insurance in North Las Vegas, it pays to not be an aggressive driver. In fact, just a couple minor driving offenses could end up increasing the cost of a policy as much as $890 per year. Serious citations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $3,112 or more.
  • Qualify for policy discounts to save money. Discounted rates may be available if the insureds are homeowners, are senior citizens, are loyal customers, take a defensive driving course, or many other policy discounts which could save the average North Las Vegas driver as much as $568 per year.
  • Cheaper rates come with better credit scores. Having an excellent credit score over 800 could save up to $527 per year when compared to a slightly lower credit score between 670-739. Conversely, a credit score lower than 579 could cost up to $610 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Your employer could save you money. Some auto insurance providers offer policy discounts for specific professions like architects, college professors, high school and elementary teachers, dentists, nurses, and others. By qualifying for an occupational discount, you could potentially save between $101 and $326 on your car insurance premium, depending on the policy coverages.