Car Insurance in Fayetteville, NC – 2022 Average Rates + Cheapest

How much does car insurance cost in Fayetteville, NC? We break down six popular automotive segments to find the vehicles with the cheapest car insurance quotes.

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  • Average car insurance in Fayetteville costs $1,162 per year, or $97 per month for full coverage.
  • Fayetteville, North Carolina, auto insurance costs an average of $196 per year more than the North Carolina state average ($966) and $405 per year less than the U.S. national average rate ($1,567).
  • For cheap car insurance in Fayetteville, vehicles like the Mazda CX-5, Mercedes-Benz A220, Subaru Legacy, and Honda Passport have better auto insurance rates.
  • Vehicles with segment-leading car insurance rates in Fayetteville include the Volvo XC40 (compact luxury SUV), Toyota Tacoma (midsize pickup), Mazda 6 (midsize car), and Acura ILX (midsize luxury car).

What is average car insurance cost in Fayetteville, NC?

The average price for car insurance in Fayetteville is $1,162 per year, which is 25.8% less than the U.S. average rate of $1,567. The average monthly cost of car insurance in Fayetteville is $97 for a policy that provides full coverage.

In the state of North Carolina, the average cost of car insurance is $966 per year, so the cost in Fayetteville averages $196 more per year. The cost to insure a vehicle in Fayetteville compared to other North Carolina cities is approximately $222 per year more than in Durham, $230 per year more than in Greensboro, and $322 per year more expensive than in Winston Salem.

The next chart displays additional costs for drivers age 20 to 60 by showing a range of rates based on a variety of different driver ages, policy deductibles, and policy risk factors.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
Fayetteville, NC Car Insurance Cost Summary
Average Car Insurance Cost in Fayetteville, NC
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,636$220
Safe Driver Age 20$2,308$192
At-fault Accidents Age 40$1,640$137
Low Deductibles Age 40$1,510$126
Safe Driver Age 30$1,224$102
Safe Driver Age 40$1,162$97
Safe Driver Age 50$1,058$88
Safe Driver Age 60$1,040$87
High Deductibles Age 40$984$82
Discount Rate Age 40$966$81

Average car insurance rates in the chart range from $966 per year for a 40-year-old driver who qualifies for a cheap discount rate to $2,636 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy.

When converted to a monthly cost, the average cost of car insurance per month in Fayetteville ranges from $81 to $220.

Car insurance rates have extreme variability and are impacted by a lot of factors. The potential for large differences in cost stresses the need for multiple auto insurance quotes when shopping online for a better price on car insurance in Fayetteville.

Driver age is one of the biggest factors in determining the cost of auto insurance, so the list below details how driver age influences cost by breaking down average car insurance rates in Fayetteville for young, middle-age, and senior drivers.

Fayetteville, NC, car insurance cost for drivers age 16 to 60

  • 16-year-old rated driver – $4,166 per year or $347 per month
  • 17-year-old rated driver – $3,890 per year or $324 per month
  • 18-year-old rated driver – $3,636 per year or $303 per month
  • 19-year-old rated driver – $3,288 per year or $274 per month
  • 20-year-old rated driver – $2,308 per year or $192 per month
  • 30-year-old rated driver – $1,224 per year or $102 per month
  • 40-year-old rated driver – $1,162 per year or $97 per month
  • 50-year-old rated driver – $1,058 per year or $88 per month
  • 60-year-old rated driver – $1,040 per year or $87 per month

Models that are popular in Fayetteville tend to be compact or midsize sedans like the Toyota Corolla and Kia K5 and compact and midsize SUVs like the Toyota RAV4 and Ford Explorer.

A few additional popular models from different automotive segments include luxury SUVs like the Cadillac XT5 and Acura MDX, luxury cars like the Lexus ES 350 and Acura ILX, and pickup trucks like the Ford F-150 and Chevy Silverado.

We explore auto insurance rates for many more vehicles a little farther down this article, but before that, let’s take a condensed look at the key concepts that were discussed up to this point.

  • Car insurance cost decreases the older you are – Car insurance rates for a 60-year-old driver in Fayetteville are $1,870 per year cheaper than for a 20-year-old driver.
  • Fayetteville auto insurance prices are more expensive than the North Carolina state average – $1,162 (Fayetteville average) compared to $966 (North Carolina average)
  • Average car insurance cost per month ranges from $128 to $512 – That is the average car insurance price range for drivers aged 16 to 60 in Fayetteville, NC.
  • Insuring teenagers can cost a lot – Average cost ranges from $2,924 to $4,166 per year for teenage driver insurance in Fayetteville.
  • Fayetteville, NC, average car insurance cost is less than the U.S. average – $1,162 (Fayetteville average) versus $1,567 (U.S. average)
  • Low deductibles cost more than high deductibles – A 30-year-old driver pays an average of $474 more per year for a policy with $250 deductibles versus $1,000 deductibles.

Which vehicles have the cheapest car insurance rates?

When comparing vehicles from every automotive segment, the models with the best insurance prices in Fayetteville, NC, tend to be compact SUVs and crossovers like the Mazda CX-5, Nissan Kicks, and Subaru Crosstrek. Average car insurance prices for those small SUVs cost $970 or less per year ($81 per month) for full coverage.

Additional vehicles that are ranked high in the cost comparison table below are the Buick Envision, Mazda MX-5 Miata, Ford Maverick, and Subaru Forester. The average cost is a little bit more for those models than the compact SUVs that rank at the top, but they still have average rates of $84 or less per month in Fayetteville.

The table below details the 25 models with the cheapest car insurance in Fayetteville, sorted by average cost.

Cheapest Auto Insurance Rates in Fayetteville
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$886$74
2Nissan Kicks$906$76
3Chevrolet Trailblazer$912$76
4Honda Passport$934$78
5Subaru Crosstrek$934$78
6Chevrolet Colorado$956$80
7Toyota C-HR$956$80
8Buick Encore$962$80
9Nissan Rogue Sport$970$81
10Hyundai Venue$988$82
11Buick Envision$990$83
12Ford Maverick$992$83
13Kia Seltos$992$83
14Acura RDX$996$83
15Subaru Ascent$998$83
16Toyota Corolla Cross$998$83
17Hyundai Kona$1,004$84
18Subaru Forester$1,006$84
19Mazda MX-5 Miata$1,008$84
20Subaru Impreza$1,008$84
21Volkswagen Tiguan$1,008$84
22Chevrolet Spark$1,016$85
23Honda CR-V$1,020$85
24Cadillac XT4$1,022$85
25Mazda CX-30$1,030$86

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
    Cheapest Auto Insurance Rates in Fayetteville

    A table of 25 ranked vehicles is not the most useful way to show the complete picture of car insurance rates in Fayetteville. A better way to analyze rates in a logical manner is to sort them by automotive segment.

    The section below illustrates the different automotive segments and the average cost of car insurance in Fayetteville. This will provide a better understanding of the general vehicle types that have the overall least expensive Fayetteville auto insurance rates. The six sections following the chart show the cheapest rates for individual models in each unique segment.

    Average car insurance rates by segment

    If you’re looking around at new or used cars, it’s useful to have an idea of which types of vehicles have less expensive car insurance rates. To illustrate this, you may be curious if compact SUVs are cheaper to insure than minivans or if full-size pickups have cheaper insurance than midsize pickups.

    The next chart displays average car insurance rates by segment in Fayetteville. In general, compact SUVs and midsize pickup trucks have the most affordable rates, with sports cars and performance luxury models having the most expensive average insurance cost.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Fayetteville car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Fayetteville Zip Codes.Data last updated on July 14, 2022
    Average Fayetteville, NC, Auto Insurance Rates by Vehicle Segment
    Fayetteville Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,088$91
    Midsize Pickup$1,116$93
    Minivan$1,172$98
    Midsize SUV$1,176$98
    Compact Car$1,196$100
    Midsize Car$1,212$101
    Half-ton Pickup$1,264$105
    Compact Luxury SUV$1,308$109
    Large SUV$1,312$109
    Compact Luxury Car$1,318$110
    Large Car$1,346$112
    Heavy Duty Pickup$1,388$116
    Midsize Luxury SUV$1,404$117
    Midsize Luxury Car$1,540$128
    Sports Car$1,640$137
    Large Luxury SUV$1,756$146
    Large Luxury Car$1,838$153

    Rates by different vehicle segments are useful for blanket comparisons, but cost ranges quite a lot within each segment displayed above.

    For example, in the small SUV segment, average Fayetteville insurance rates range from the Mazda CX-5 at $886 per year for full coverage insurance up to the Jeep Wrangler costing $1,330 per year, a difference of $444 within that segment. For another example, in the large truck segment, insurance rates range from the Ford F150 costing $1,124 per year up to the GMC Hummer EV Pickup at $1,480 per year.

    In the next sections of the article, we eliminate this variability by looking at the cost of car insurance in Fayetteville from the perspective of the vehicle model.

    Cheapest car insurance rates in Fayetteville, NC

    Sitting at number one in Fayetteville for cheapest average insurance in the non-luxury sedan segment is the Subaru Impreza, at an average of $1,008 per year. Second place is the Chevrolet Spark costing $1,016 per year, and in third place is the Volkswagen Golf, costing an average of $1,118 per year.

    Some other cars that have affordable insurance rates include the Honda Insight, Toyota Camry, Kia K5, and Toyota Corolla, with average cost of $1,144 per year or less.

    Additional models on the list include the Kia Forte, Kia Rio, Hyundai Veloster, and Toyota Prius, which cost between $1,144 and $1,212 per year to insure in Fayetteville.

    On a monthly basis, full-coverage insurance in Fayetteville on this segment for a good driver will start around $84 per month, depending on the company and where you live.

    The comparison table below ranks the twenty cars with the lowest-cost car insurance in Fayetteville, starting with the Subaru Impreza at $84 per month and ending with the Chevrolet Malibu at $101 per month.

    Cheapest Car Insurance in Fayetteville, NC
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,008$84
    Chevrolet SparkCompact$1,016$85
    Volkswagen GolfCompact$1,118$93
    Subaru LegacyMidsize$1,128$94
    Honda InsightMidsize$1,132$94
    Volkswagen JettaCompact$1,132$94
    Nissan SentraCompact$1,136$95
    Kia K5Midsize$1,142$95
    Toyota CamryMidsize$1,144$95
    Toyota CorollaCompact$1,144$95
    Kia RioCompact$1,146$96
    Volkswagen PassatMidsize$1,150$96
    Honda CivicCompact$1,152$96
    Mazda 3Compact$1,158$97
    Mazda 6Midsize$1,160$97
    Toyota PriusCompact$1,162$97
    Hyundai AccentCompact$1,176$98
    Hyundai VelosterCompact$1,188$99
    Kia ForteCompact$1,192$99
    Chevrolet MalibuMidsize$1,212$101

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
      Cheapest Car Insurance in Fayetteville, NC

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fayetteville car insurance quotes from top companies in North Carolina.

      Cheapest SUV insurance rates in Fayetteville, NC

      Sitting at number one in Fayetteville for cheapest average insurance in the SUV segment is the Mazda CX-5, costing an average of $886 per year. Second place is the Nissan Kicks costing $906 per year, third place goes to the Chevrolet Trailblazer, costing an average of $912 per year, and ranking fourth is the Honda Passport, costing an average of $934 per year.

      Not the cheapest to insure, but still ranked well, are models like the Toyota C-HR, Nissan Rogue Sport, Buick Encore, and Hyundai Venue, with average insurance cost of $990 per year or less.

      Additional SUVs that make the list include the Mazda CX-30, Subaru Ascent, Kia Seltos, and Hyundai Kona, which cost between $990 and $1,048 per year for full-coverage insurance.

      From a cost per month standpoint, full-coverage auto insurance in Fayetteville on this segment for an average middle-age driver will start around $74 per month, depending on where you live and the company you use.

      When the SUV segment is analyzed by vehicle size, the cheapest compact SUV to insure in Fayetteville is the Mazda CX-5 at $886 per year. For midsize SUVs, the Honda Passport is cheapest to insure at $934 per year. And for full-size SUVs, the Chevrolet Tahoe has the best rates at $1,166 per year.

      The comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Fayetteville.

      Cheapest SUV Insurance in Fayetteville, NC
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$886$74
      Nissan KicksCompact$906$76
      Chevrolet TrailblazerCompact$912$76
      Honda PassportMidsize$934$78
      Subaru CrosstrekCompact$934$78
      Toyota C-HRCompact$956$80
      Buick EncoreCompact$962$80
      Nissan Rogue SportCompact$970$81
      Hyundai VenueCompact$988$82
      Buick EnvisionCompact$990$83
      Kia SeltosCompact$992$83
      Subaru AscentMidsize$998$83
      Toyota Corolla CrossCompact$998$83
      Hyundai KonaCompact$1,004$84
      Subaru ForesterCompact$1,006$84
      Volkswagen TiguanCompact$1,008$84
      Honda CR-VCompact$1,020$85
      Mazda CX-30Compact$1,030$86
      Honda HR-VCompact$1,046$87
      Ford EdgeMidsize$1,048$87

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
        Cheapest SUV Insurance in Fayetteville, NC

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Looking for rates for a different SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fayetteville car insurance quotes from the best auto insurance companies in North Carolina.

        Cheapest pickup truck insurance rates

        The three top-ranked pickup trucks with the lowest-cost auto insurance rates in Fayetteville are the Chevrolet Colorado at $956 per year, the Ford Maverick at $992 per year, and the Ford Ranger at $1,032 per year.

        Some other pickups that have good average insurance rates include the Hyundai Santa Cruz, Honda Ridgeline, GMC Canyon, and Ford F150, with an average cost to insure of $1,144 per year or less.

        Full-coverage insurance for this segment in Fayetteville will start around $80 per month, depending on your company and location.

        The rate comparison table below ranks the twenty pickups with the cheapest auto insurance rates in Fayetteville, starting with the Chevrolet Colorado at $956 per year ($80 per month) and ending with the GMC Sierra 3500 at $1,368 per year ($114 per month).

        Cheapest Pickup Insurance in Fayetteville, NC
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$956$80
        Ford MaverickMidsize$992$83
        Ford RangerMidsize$1,032$86
        Toyota TacomaMidsize$1,080$90
        Nissan FrontierMidsize$1,106$92
        Hyundai Santa CruzMidsize$1,118$93
        GMC CanyonMidsize$1,120$93
        Ford F150Full-size$1,124$94
        Honda RidgelineMidsize$1,132$94
        Jeep GladiatorMidsize$1,144$95
        GMC SierraFull-size$1,184$99
        Nissan TitanFull-size$1,230$103
        Chevrolet SilveradoFull-size$1,252$104
        Toyota TundraFull-size$1,252$104
        Ford F350 Super DutyHeavy Duty$1,264$105
        Chevrolet Silverado HD 3500Heavy Duty$1,272$106
        Nissan Titan XDHeavy Duty$1,308$109
        Ram TruckFull-size$1,328$111
        GMC Sierra 2500 HDHeavy Duty$1,358$113
        GMC Sierra 3500Heavy Duty$1,368$114

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
          Cheapest Pickup Insurance in Fayetteville, NC

          For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

          Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fayetteville car insurance quotes from top-rated companies in North Carolina.

          Most affordable sports car insurance rates

          Sitting at number one in Fayetteville for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, coming in at $1,008 per year. Second place is the Ford Mustang at $1,226 per year, and the third cheapest is the BMW Z4, costing an average of $1,252 per year.

          Not the cheapest to insure, but still ranked well, are models like the Audi TT, Toyota GR Supra, Subaru BRZ, and Chevrolet Corvette, with average cost of $1,506 per year or less.

          On a monthly basis, full-coverage car insurance on this segment in Fayetteville for an average middle-age driver can cost as low as $84 per month, depending on where you live and the company you use. The next table ranks the sports cars with the lowest-cost insurance in Fayetteville, starting with the Mazda MX-5 Miata at $84 per month and ending with the Lexus LC 500 at $160 per month.

          Cheapest Sports Car Insurance in Fayetteville, NC
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$1,008$84
          Ford MustangSports Car$1,226$102
          BMW Z4Sports Car$1,252$104
          Subaru WRXSports Car$1,324$110
          Toyota GR86Sports Car$1,356$113
          Toyota GR SupraSports Car$1,388$116
          Audi TTSports Car$1,416$118
          Subaru BRZSports Car$1,460$122
          Chevrolet CorvetteSports Car$1,464$122
          BMW M3Sports Car$1,506$126
          Porsche 718Sports Car$1,570$131
          Chevrolet CamaroSports Car$1,612$134
          Lexus RC FSports Car$1,650$138
          Dodge ChallengerSports Car$1,654$138
          Mercedes-Benz AMG GT53Sports Car$1,680$140
          Jaguar F-TypeSports Car$1,758$147
          Porsche TaycanSports Car$1,804$150
          Porsche 911Sports Car$1,848$154
          BMW M4Sports Car$1,854$155
          Lexus LC 500Sports Car$1,918$160

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
            Cheapest Sports Car Insurance in Fayetteville, NC

            Don’t see your sports car in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Fayetteville.

            Luxury cars with cheap insurance rates

            Ranking in the top five for the cheapest Fayetteville auto insurance rates in the luxury car segment are the Acura ILX, BMW 330i, Volvo S60, Mercedes-Benz A220, and Acura TLX. Auto insurance prices for these models average $104 or less per month.

            Additional models that have good average insurance rates include the BMW 228i, Lexus RC 300, BMW 230i, and Alfa Romeo Giulia, with average rates of $1,290 per year or less.

            Ranking between positions 10 and 20, cars like the Cadillac CT4, Audi A4, Audi A3, Mercedes-Benz AMG CLA45, Cadillac CT5, and Mercedes-Benz AMG CLA35 cost between $1,290 and $1,352 per year to insure.

            From a monthly standpoint, auto insurance rates on this segment in Fayetteville can cost as low as $89 per month, depending on your location and insurance company.

            When vehicle size is considered, the most affordable compact luxury car to insure in Fayetteville is the Mercedes-Benz A220 at $1,144 per year, or $95 per month. For midsize luxury car models, the Acura ILX has the best rates at $1,072 per year, or $89 per month. And for full-size luxury cars, the Audi A5 has the most affordable rates at $1,366 per year, or $114 per month.

            The rate comparison table below ranks the cars with the most affordable insurance rates in Fayetteville, starting with the Acura ILX at $89 per month and ending with the Audi S3 at $113 per month.

            Cheapest Luxury Car Insurance in Fayetteville, NC
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$1,072$89
            Mercedes-Benz A220Compact$1,144$95
            BMW 330iCompact$1,230$103
            Acura TLXCompact$1,236$103
            Volvo S60Compact$1,248$104
            BMW 330eCompact$1,254$105
            BMW 228iCompact$1,260$105
            BMW 230iCompact$1,268$106
            Alfa Romeo GiuliaCompact$1,290$108
            Lexus RC 300Midsize$1,290$108
            Cadillac CT4Compact$1,292$108
            Lexus RC 350Compact$1,294$108
            Genesis G70Compact$1,312$109
            Mercedes-Benz AMG CLA35Midsize$1,320$110
            BMW i4Midsize$1,328$111
            Cadillac CT5Midsize$1,332$111
            Audi A3Midsize$1,344$112
            Audi A4Compact$1,348$112
            Mercedes-Benz AMG CLA45Midsize$1,350$113
            Audi S3Compact$1,352$113

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
              Cheapest Luxury Car Insurance in Fayetteville, NC

              See our guide for luxury car insurance to compare rates for all makes and models.

              Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fayetteville car insurance quotes from top-rated auto insurance companies in North Carolina.

              Luxury SUVs with cheap auto insurance rates

              The lowest-cost luxury SUV models to insure in Fayetteville are the Acura RDX at $996 per year, the Cadillac XT4 at $1,022 per year, and the Volvo XC40 at $1,120 per year.

              Additional models that have affordable insurance rates are the Lexus NX 350, BMW X1, Lexus UX 200, and Lexus NX 350h, with an average car insurance cost of $1,190 per year or less.

              As a cost per month, full-coverage car insurance in this segment will start around $83 per month, depending on the company and where you live.

              The most affordable compact luxury SUV to insure in Fayetteville is the Acura RDX at $996 per year. For midsize 2022 models, the Cadillac XT5 is the cheapest model to insure at $1,144 per year. And for large luxury SUVs, the Volvo XC90 is the cheapest model to insure at $1,260 per year.

              The table below ranks the twenty luxury SUVs with the most affordable average auto insurance rates in Fayetteville.

              Cheapest Luxury SUV Insurance in Fayetteville, NC
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$996$83
              Cadillac XT4Compact$1,022$85
              Volvo XC40Compact$1,120$93
              Cadillac XT5Midsize$1,144$95
              Lexus NX 250Compact$1,156$96
              BMW X1Compact$1,158$97
              Lexus NX 350hCompact$1,166$97
              Lexus UX 250hCompact$1,166$97
              Lexus NX 350Compact$1,184$99
              Lexus UX 200Compact$1,190$99
              Jaguar E-PaceMidsize$1,194$100
              Lexus RX 350Midsize$1,198$100
              Acura MDXMidsize$1,204$100
              Lincoln NautilusMidsize$1,214$101
              Lexus NX 450hCompact$1,218$102
              Mercedes-Benz GLB 250Compact$1,222$102
              Lexus RX 450hMidsize$1,224$102
              Infiniti QX50Midsize$1,230$103
              Land Rover EvoqueCompact$1,230$103
              Lincoln CorsairCompact$1,232$103

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Fayetteville, NC.Data last updated on July 14, 2022
                Cheapest Luxury SUV Insurance in Fayetteville, NC

                For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

                Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in North Carolina.

                The highs and lows of auto insurance

                In an effort to clarify the amount that auto insurance premiums can change between drivers, the sections below show many different rates for five popular models in Fayetteville: the Nissan Sentra, Nissan Rogue, Toyota Highlander, Toyota Camry, and Toyota Supra.

                Each chart shows rates for a variety of different driver profiles to demonstrate the cost fluctuation with minor changes to the policy rating factors.

                Nissan Sentra insurance rates

                Car insurance for a Nissan Sentra in Fayetteville costs an average of $1,136 per year, or around $95 per month, and ranges from $942 to $2,538 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Nissan Sentra Insurance Cost in Fayetteville, NC
                Nissan Sentra Insurance Cost in Fayetteville, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,538$212
                Safe Driver Age 20$2,226$186
                At-fault Accidents Age 40$1,598$133
                Low Deductibles Age 40$1,434$120
                Safe Driver Age 30$1,184$99
                Safe Driver Age 40$1,136$95
                Safe Driver Age 50$1,036$86
                Safe Driver Age 60$1,014$85
                High Deductibles Age 40$980$82
                Discount Rate Age 40$942$79

                The Nissan Sentra is part of the compact car segment, and other models in the same segment include the Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.

                Nissan Rogue insurance rates

                Car insurance for a Nissan Rogue in Fayetteville costs an average of $1,138 per year, or about $95 per month, and varies from $946 to $2,586 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Nissan Rogue Insurance Cost in Fayetteville, NC
                Nissan Rogue Insurance Cost in Fayetteville, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,586$216
                Safe Driver Age 20$2,264$189
                At-fault Accidents Age 40$1,610$134
                Low Deductibles Age 40$1,470$123
                Safe Driver Age 30$1,198$100
                Safe Driver Age 40$1,138$95
                Safe Driver Age 50$1,038$87
                Safe Driver Age 60$1,018$85
                High Deductibles Age 40$968$81
                Discount Rate Age 40$946$79

                The Nissan Rogue is part of the compact SUV segment, and other models from that segment that are popular in Fayetteville, NC, include the Mazda CX-5, Chevrolet Equinox, Honda CR-V, and Ford Escape.

                Toyota Highlander insurance rates

                Toyota Highlander insurance in Fayetteville averages $1,170 per year, or around $98 per month, and has a range of $970 to $2,674 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Toyota Highlander Insurance Cost in Fayetteville, NC
                Toyota Highlander Insurance Cost in Fayetteville, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,674$223
                Safe Driver Age 20$2,340$195
                At-fault Accidents Age 40$1,652$138
                Low Deductibles Age 40$1,550$129
                Safe Driver Age 30$1,238$103
                Safe Driver Age 40$1,170$98
                Safe Driver Age 50$1,064$89
                Safe Driver Age 60$1,046$87
                High Deductibles Age 40$978$82
                Discount Rate Age 40$970$81

                The Toyota Highlander belongs to the midsize SUV segment, and additional models from the same segment that are popular in Fayetteville include the Kia Sorento, Ford Explorer, and Kia Telluride.

                Toyota Camry insurance rates

                In Fayetteville, Toyota Camry insurance averages $1,144 per year (about $95 per month) and ranges from $950 to $2,590 per year for the sample risk profiles in the chart.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Toyota Camry Insurance Cost in Fayetteville, NC
                Toyota Camry Insurance Cost in Fayetteville, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,590$216
                Safe Driver Age 20$2,270$189
                At-fault Accidents Age 40$1,608$134
                Low Deductibles Age 40$1,496$125
                Safe Driver Age 30$1,206$101
                Safe Driver Age 40$1,144$95
                Safe Driver Age 50$1,044$87
                Safe Driver Age 60$1,024$85
                High Deductibles Age 40$964$80
                Discount Rate Age 40$950$79

                The Toyota Camry is part of the midsize car segment, and other popular same-segment models include the Kia K5, Chevrolet Malibu, Honda Accord, and Hyundai Sonata.

                Toyota Supra insurance rates

                Toyota Supra insurance in Fayetteville averages $1,288 per year ($107 per month) and ranges from $1,070 to $2,918 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Toyota Supra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Supra car insurance cost in Fayetteville includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Toyota Supra Insurance Cost in Fayetteville, North Carolina
                Toyota Supra Insurance Cost in Fayetteville, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,918$243
                Safe Driver Age 20$2,556$213
                At-fault Accidents Age 40$1,812$151
                Low Deductibles Age 40$1,682$140
                Safe Driver Age 30$1,358$113
                Safe Driver Age 40$1,288$107
                Safe Driver Age 50$1,174$98
                Safe Driver Age 60$1,150$96
                High Deductibles Age 40$1,082$90
                Discount Rate Age 40$1,070$89

                The Toyota Supra is a sports car, and other similar models that are popular in Fayetteville, NC, include the Chevrolet Corvette, Subaru BRZ, Chevrolet Camaro, and Ford Mustang.

                How to find cheaper car insurance in Fayetteville

                Drivers are always looking to reduce their monthly auto insurance expenses. So scan the tips and ideas in the list below and it’s very likely you can save some money the next time you buy a policy.

                • More policy discounts means cheap auto insurance rates. Discounts may be available if the policyholders insure their home and car with the same company, are good students, work in certain occupations, take a defensive driving course, or many other policy discounts which could save the average Fayetteville driver as much as $196 per year on auto insurance.
                • Choose a vehicle with cheaper car insurance rates. Vehicle performance is one of the biggest factors in the price you pay for car insurance in Fayetteville. For example, a Hyundai Kona costs $444 less per year to insure in Fayetteville than a Subaru BRZ. Lower performance vehicles cost less to insure.
                • Compare car insurance quote before buying a car. Different vehicle models have significantly different auto insurance rates, and insurance companies can sell coverages with widely varying rates. Get quotes to compare the cost of insurance before you buy in order to prevent insurance sticker shock when buying insurance.
                • Negligent drivers pay higher auto insurance rates. Too many at-fault accidents can cost more, potentially by an extra $1,622 per year for a 20-year-old driver and as much as $354 per year for a 60-year-old driver. So be safe and save.
                • Raise your credit for better rates. Having a high credit score of 800+ could save as much as $182 per year versus a decent credit rating of 670-739. Conversely, a mediocre credit rating could cost as much as $211 more per year. Not all states use credit score as a rating factor, so check with your agent or company.