- The average cost of car insurance in Raleigh is $1,824 per year, or $152 per month.
- For cheap car insurance in Raleigh, compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Nissan Kicks, and Buick Envision rank very well for overall cost.
- A few vehicles with segment-leading car insurance rates include the Subaru Crosstrek at $1,348 per year, Acura Integra at $1,620 per year, Acura RDX at $1,524 per year, and Nissan Titan at $1,706 per year.
How much does car insurance cost in Raleigh, NC?
The average price for car insurance in Raleigh is $1,824 per year, which is 19.6% less than the national average rate of $2,221. The average cost of car insurance per month in Raleigh is $152 for a policy with full coverage.
In the state of North Carolina, the average price for car insurance is $1,822 per year, so the cost in Raleigh is very similar to the statewide average cost. The cost to insure a vehicle in Raleigh compared to other North Carolina locations is about $10 per year more than in Durham, $142 per year cheaper than in Charlotte, and $112 per year more than in Winston-Salem.
The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below details how age impacts cost by showing the difference in average car insurance rates in Raleigh based on the age of the driver.
Average cost of car insurance in Raleigh, NC, for drivers age 16 to 60
- 16 year old – $6,494 per year or $541 per month
- 17 year old – $6,293 per year or $524 per month
- 18 year old – $5,638 per year or $470 per month
- 19 year old – $5,137 per year or $428 per month
- 20 year old – $3,670 per year or $306 per month
- 30 year old – $1,944 per year or $162 per month
- 40 year old – $1,824 per year or $152 per month
- 50 year old – $1,616 per year or $135 per month
- 60 year old – $1,512 per year or $126 per month
The next chart shows average Raleigh auto insurance cost broken out for both different driver ages and policy deductibles. Rates are averaged for all 2024 vehicle models including luxury cars and SUVs.

Average rates in the previous chart range from $1,278 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $4,266 per year for a 20-year-old driver with $250 deductibles. Throughout this article, the rate used to compare different vehicles is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which has an average cost of $1,824 per year in Raleigh.
As a monthly cost, average car insurance cost in Raleigh ranges from $107 to $356 for the same annual rate data shown in the chart above.
The models that are popular in Raleigh tend to be compact and midsize sedans like the Nissan Sentra and Toyota Camry and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Jeep Grand Cherokee.
Other popular models from other segments include luxury models like the Acura ILX and Acura MDX, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Porsche 911 and Nissan GT-R.
We will cover auto insurance rates for many more vehicles in the upcoming sections, but before that, let’s take a quick look at some of the concepts that we covered in the earlier charts and data.
- Lower deductible insurance is more expensive than high deductible – A 40-year-old driver pays an average of $590 more per year for $250 deductibles compared to $1,000 deductibles.
- Raleigh average car insurance cost is less than the U.S. average – $1,824 (Raleigh average) versus $2,221 (U.S. average)
- Monthly car insurance cost ranges from $126 to $541 – That is the average car insurance cost range for drivers aged 16 to 60 in Raleigh.
- Car insurance gets cheaper as you get older – Auto insurance rates for a 40-year-old driver in Raleigh are $1,846 per year cheaper than for a 20-year-old driver.
- Car insurance rates decrease substantially between ages 20 and 30 – The average 30-year-old Raleigh, North Carolina, driver will pay $1,726 less annually than a 20-year-old driver, $1,944 versus $3,670.
Which vehicles are cheapest to insure in Raleigh, NC?
When all car, SUV, and pickup insurance rates are compared, the models with the lowest cost average car insurance prices in Raleigh tend to be compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Buick Envision, and Nissan Kicks.
Average auto insurance quotes for those vehicles cost $124 or less per month to have full coverage.
A few other vehicles that have very good insurance prices in the cost comparison table are the Acura RDX, Nissan Murano, Volkswagen Taos, and Honda CR-V. The average cost is slightly higher for those models than the compact SUVs and crossovers that rank at the top, but they still have average rates of $132 or less per month in Raleigh.
The table below breaks down the top 30 models with the cheapest car insurance rates in Raleigh, ordered starting with the cheapest.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,348 | $112 |
2 | Chevrolet Trailblazer | $1,370 | $114 |
3 | Kia Soul | $1,422 | $119 |
4 | Nissan Kicks | $1,434 | $120 |
5 | Honda Passport | $1,452 | $121 |
6 | Buick Envision | $1,460 | $122 |
7 | Toyota Corolla Cross | $1,470 | $123 |
8 | Hyundai Venue | $1,482 | $124 |
9 | Mazda CX-5 | $1,486 | $124 |
10 | Ford Bronco Sport | $1,492 | $124 |
11 | Volkswagen Tiguan | $1,510 | $126 |
12 | Acura RDX | $1,524 | $127 |
13 | Nissan Murano | $1,530 | $128 |
14 | Buick Encore | $1,548 | $129 |
15 | Honda CR-V | $1,552 | $129 |
16 | Subaru Outback | $1,554 | $130 |
17 | Buick Envista | $1,556 | $130 |
18 | Volkswagen Taos | $1,562 | $130 |
19 | Kia Niro | $1,570 | $131 |
20 | Toyota GR Corolla | $1,584 | $132 |
21 | Honda HR-V | $1,586 | $132 |
22 | Subaru Ascent | $1,586 | $132 |
23 | Nissan Leaf | $1,594 | $133 |
24 | Chevrolet Colorado | $1,606 | $134 |
25 | Honda Civic | $1,614 | $135 |
26 | Lexus NX 250 | $1,614 | $135 |
27 | Volkswagen Atlas | $1,618 | $135 |
28 | Acura Integra | $1,620 | $135 |
29 | Subaru Forester | $1,622 | $135 |
30 | Volkswagen Atlas Cross Sport | $1,624 | $135 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 26, 2025
The table above that contains 30 vehicles with the cheapest insurance in Raleigh is probably not the best way to present the complete picture of Raleigh car insurance cost. A more thorough way to group and rank rates for many more vehicles is to break them out by automotive segment.
The next section of this article talks about the average cost of car insurance by vehicle segment. This should provide a decent understanding of the vehicle segments that have the most affordable auto insurance rates in Raleigh. Then the subsequent sections break out the 20 models with the most affordable insurance in each segment.
Raleigh auto insurance rates by automotive segment
When car shopping, it’s useful to have an idea of which kinds of vehicles have more favorable car insurance rates.
As an example, some people wonder if compact cars have cheaper insurance than midsize cars or if luxury models are more expensive to insure than regular vehicles.
The chart below shows average car insurance rates in Raleigh for different vehicle segments. In general, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the best rates, while exotic performance cars have the most expensive overall rates.

Average insurance rates by segment are handy to form a general comparison, but cost varies quite a lot within each vehicle segment displayed above.
For example, in the midsize car segment, auto insurance rates in Raleigh range from the Kia K5 costing $1,756 per year for a full coverage policy to the Tesla Model 3 costing $2,142 per year, a difference of $386 within that segment. Also, in the sports car segment, the average cost of insurance ranges from the Mazda MX-5 Miata at $1,686 per year to the Mercedes-Benz SL 63 at $3,746 per year.
In the next sections of the article, we eliminate this variability by analyzing the cost of car insurance in Raleigh for specific vehicles rather than by segments.
Cheapest car insurance rates in Raleigh, NC
Ranking in the top five for the most affordable Raleigh car insurance rates in the non-luxury car segment are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. Car insurance quotes for these models average $1,676 or less per year, or around $140 per month.
Additional models that have good average insurance rates are the Honda Accord, Kia K5, Chevrolet Malibu, and Toyota Prius, with average cost of $1,776 per year or less.
Additional cars on the list include the Toyota Crown, Mitsubishi Mirage G4, Kia Forte, Hyundai Sonata, and Hyundai Ioniq 6, which average between $1,776 and $1,884 per year for full-coverage insurance.
From a cost per month standpoint, car insurance in Raleigh on this segment for a middle-age safe driver starts at around $132 per month, depending on your location and insurance company.
The rate comparison table below ranks the cars with the lowest-cost auto insurance rates in Raleigh.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,584 | $132 |
Nissan Leaf | Compact | $1,594 | $133 |
Honda Civic | Compact | $1,614 | $135 |
Nissan Sentra | Compact | $1,670 | $139 |
Subaru Impreza | Compact | $1,676 | $140 |
Toyota Prius | Compact | $1,704 | $142 |
Kia K5 | Midsize | $1,756 | $146 |
Honda Accord | Midsize | $1,758 | $147 |
Chevrolet Malibu | Midsize | $1,768 | $147 |
Toyota Corolla | Compact | $1,776 | $148 |
Kia Forte | Compact | $1,780 | $148 |
Volkswagen Arteon | Midsize | $1,792 | $149 |
Nissan Versa | Compact | $1,798 | $150 |
Subaru Legacy | Midsize | $1,798 | $150 |
Hyundai Ioniq 6 | Midsize | $1,812 | $151 |
Mitsubishi Mirage G4 | Compact | $1,842 | $154 |
Volkswagen Jetta | Compact | $1,842 | $154 |
Toyota Crown | Midsize | $1,844 | $154 |
Hyundai Sonata | Midsize | $1,852 | $154 |
Mazda 3 | Compact | $1,884 | $157 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from top-rated companies in North Carolina.
Cheapest SUVs to insure in Raleigh, North Carolina
Out of all 2024 models, the top five lowest-cost SUVs to insure in Raleigh are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Rates for for these models range from $1,348 to $1,452 per year.
Additional models that have affordable average insurance rates include the Ford Bronco Sport, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average cost of $1,492 per year or less.
Ranking between positions 10 and 20, SUVs like the Honda CR-V, Subaru Ascent, Buick Envista, Volkswagen Tiguan, and Volkswagen Taos cost between $1,492 and $1,586 per year for insurance in Raleigh.
From a monthly standpoint, full-coverage insurance on this segment in Raleigh for an average middle-age driver can cost as low as $112 per month, depending on where you live.
The cheapest non-luxury compact SUV to insure in Raleigh is the Subaru Crosstrek at $1,348 per year. For midsize models, the Honda Passport is the cheapest model to insure at $1,452 per year. And for large SUVs, the Chevrolet Tahoe is cheapest to insure at $1,712 per year.
The table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Subaru Crosstrek at $1,348 per year and ending with the Subaru Ascent at $1,586 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,348 | $112 |
Chevrolet Trailblazer | Compact | $1,370 | $114 |
Kia Soul | Compact | $1,422 | $119 |
Nissan Kicks | Compact | $1,434 | $120 |
Honda Passport | Midsize | $1,452 | $121 |
Buick Envision | Compact | $1,460 | $122 |
Toyota Corolla Cross | Compact | $1,470 | $123 |
Hyundai Venue | Compact | $1,482 | $124 |
Mazda CX-5 | Compact | $1,486 | $124 |
Ford Bronco Sport | Compact | $1,492 | $124 |
Volkswagen Tiguan | Compact | $1,510 | $126 |
Nissan Murano | Midsize | $1,530 | $128 |
Buick Encore | Compact | $1,548 | $129 |
Honda CR-V | Compact | $1,552 | $129 |
Subaru Outback | Midsize | $1,554 | $130 |
Buick Envista | Midsize | $1,556 | $130 |
Volkswagen Taos | Compact | $1,562 | $130 |
Kia Niro | Compact | $1,570 | $131 |
Honda HR-V | Compact | $1,586 | $132 |
Subaru Ascent | Midsize | $1,586 | $132 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 26, 2025
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see your SUV in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Raleigh car insurance quotes from the best auto insurance companies in North Carolina.
Cheapest pickups to insure in Raleigh
The four most affordable pickup trucks to insure in Raleigh are the Chevrolet Colorado at $1,606 per year, Nissan Titan at $1,706 per year, Nissan Frontier at $1,724 per year, and Ford Ranger at $1,740 per year.
Additional models that rank well include the GMC Sierra 2500 HD, Toyota Tacoma, Hyundai Santa Cruz, and GMC Canyon, with an average car insurance cost of $1,874 per year or less.
Full-coverage insurance for this segment in Raleigh for a middle-age safe driver starts at around $134 per month, depending on your company and location.
The rate comparison table below ranks the twenty pickups with the most affordable car insurance rates in Raleigh.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,606 | $134 |
Nissan Titan | Full-size | $1,706 | $142 |
Nissan Frontier | Midsize | $1,724 | $144 |
Ford Ranger | Midsize | $1,740 | $145 |
Ford Maverick | Midsize | $1,770 | $148 |
Honda Ridgeline | Midsize | $1,808 | $151 |
Hyundai Santa Cruz | Midsize | $1,838 | $153 |
Toyota Tacoma | Midsize | $1,846 | $154 |
GMC Sierra 2500 HD | Heavy Duty | $1,854 | $155 |
GMC Canyon | Midsize | $1,874 | $156 |
Jeep Gladiator | Midsize | $1,920 | $160 |
GMC Sierra 3500 | Heavy Duty | $1,932 | $161 |
Chevrolet Silverado HD 3500 | Heavy Duty | $1,950 | $163 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,002 | $167 |
GMC Sierra | Full-size | $2,012 | $168 |
Nissan Titan XD | Heavy Duty | $2,014 | $168 |
Chevrolet Silverado | Full-size | $2,018 | $168 |
Ford F150 | Full-size | $2,042 | $170 |
GMC Hummer EV Pickup | Full-size | $2,090 | $174 |
Ram Truck | Full-size | $2,110 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 26, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Looking for rates for a different pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top companies in North Carolina.
Cheapest luxury cars to insure in Raleigh, NC
The four most affordable luxury car models to insure in Raleigh are the Acura Integra at $1,620 per year, BMW 330i at $1,856 per year, Mercedes-Benz CLA250 at $1,876 per year, and Lexus IS 300 at $1,880 per year.
Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Genesis G70, Lexus ES 350, Cadillac CT4, and Lexus RC 300, with average rates of $1,916 per year or less.
Some additional vehicles worth mentioning include the Lexus ES 300h, Lexus RC 350, BMW 330e, Lexus IS 350, and BMW 230i, which cost between $1,916 and $2,044 per year for insurance in Raleigh.
On a monthly basis, full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $135 per month, depending on your location and insurance company. The next table ranks the twenty luxury cars with the cheapest average auto insurance rates in Raleigh.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $1,620 | $135 |
BMW 330i | Compact | $1,856 | $155 |
Mercedes-Benz CLA250 | Midsize | $1,876 | $156 |
Lexus IS 300 | Midsize | $1,880 | $157 |
Acura TLX | Compact | $1,886 | $157 |
Cadillac CT4 | Compact | $1,902 | $159 |
Lexus ES 350 | Midsize | $1,902 | $159 |
Genesis G70 | Compact | $1,908 | $159 |
Mercedes-Benz AMG CLA35 | Midsize | $1,910 | $159 |
Lexus RC 300 | Midsize | $1,916 | $160 |
Lexus IS 350 | Compact | $1,924 | $160 |
Jaguar XF | Midsize | $1,928 | $161 |
Cadillac CT5 | Midsize | $1,962 | $164 |
Lexus ES 250 | Midsize | $1,972 | $164 |
Lexus RC 350 | Compact | $1,976 | $165 |
BMW 330e | Compact | $1,980 | $165 |
BMW 228i | Compact | $1,982 | $165 |
BMW 230i | Compact | $1,996 | $166 |
Lexus ES 300h | Midsize | $2,000 | $167 |
Audi S3 | Compact | $2,044 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see rates for your luxury car? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from top-rated companies in North Carolina.
Cheapest luxury SUV insurance rates in Raleigh
When comparing 2024 models, the top five most budget-friendly SUVs to insure in Raleigh are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Average rates for for these five SUVs range from $1,524 to $1,720 per year.
Other luxury SUVs that are affordable to insure include the Lexus UX 250h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus NX 350h, with average insurance cost of $1,758 per year or less.
In the bottom half of the top 20, models like the Lexus NX 350, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, Mercedes-Benz GLA250, and Infiniti QX60 cost between $1,758 and $1,832 per year for insurance in Raleigh.
As a cost per month, full-coverage insurance in Raleigh on this segment for a middle-age safe driver starts at around $127 per month, depending on your company and location.
When ranked by vehicle size, the most affordable compact luxury SUV model to insure in Raleigh is the Acura RDX at $1,524 per year, or $127 per month. For midsize luxury SUV models, the Jaguar E-Pace is the cheapest model to insure at $1,706 per year, or $142 per month. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,044 per year, or $170 per month.
The comparison table below ranks the SUVs with the lowest-cost car insurance rates in Raleigh, starting with the Acura RDX at $127 per month and ending with the Lexus RX 350 at $153 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,524 | $127 |
Lexus NX 250 | Compact | $1,614 | $135 |
Cadillac XT4 | Compact | $1,646 | $137 |
Jaguar E-Pace | Midsize | $1,706 | $142 |
Cadillac XT5 | Midsize | $1,720 | $143 |
Lexus NX 350h | Compact | $1,720 | $143 |
Lincoln Corsair | Compact | $1,740 | $145 |
Mercedes-Benz GLB 250 | Compact | $1,744 | $145 |
Lexus UX 250h | Compact | $1,748 | $146 |
Lexus NX 450h | Compact | $1,758 | $147 |
Infiniti QX50 | Midsize | $1,774 | $148 |
Mercedes-Benz GLA250 | Compact | $1,776 | $148 |
Mercedes-Benz GLA35 AMG | Compact | $1,782 | $149 |
Cadillac XT6 | Midsize | $1,784 | $149 |
Infiniti QX60 | Midsize | $1,794 | $150 |
Mercedes-Benz AMG GLB35 | Midsize | $1,796 | $150 |
Land Rover Evoque | Compact | $1,818 | $152 |
Acura MDX | Midsize | $1,824 | $152 |
Lexus NX 350 | Compact | $1,828 | $152 |
Lexus RX 350 | Midsize | $1,832 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Don’t see rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Raleigh car insurance quotes from the best companies in North Carolina.
Cheapest sports cars to insure in Raleigh
The Mazda MX-5 Miata comes in at #1 as the most affordable sports car to insure in Raleigh, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model costs an average of $1,686 per year for full-coverage auto insurance.
Also ranking well in our comparison are cars like the BMW M2, Toyota GR Supra, Nissan Z, and Subaru BRZ, with average rates of $2,180 per year or less.
Ranking between positions 10 and 20, cars like the Chevrolet Corvette, BMW M4, BMW M3, Porsche Taycan, and Porsche 718 cost between $2,180 and $3,086 per year for full-coverage insurance.
As a cost per month, car insurance rates in Raleigh on this segment for a safe driver will start around $141 per month, depending on the company.
The rate comparison table below ranks the sports cars with the most affordable car insurance in Raleigh, starting with the Mazda MX-5 Miata at $1,686 per year ($141 per month) and ending with the Porsche Taycan at $3,086 per year ($257 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,686 | $141 |
Toyota GR86 | Sports Car | $1,920 | $160 |
Ford Mustang | Sports Car | $2,006 | $167 |
BMW Z4 | Sports Car | $2,012 | $168 |
Subaru WRX | Sports Car | $2,046 | $171 |
Toyota GR Supra | Sports Car | $2,048 | $171 |
BMW M2 | Sports Car | $2,108 | $176 |
Nissan Z | Sports Car | $2,110 | $176 |
Lexus RC F | Sports Car | $2,156 | $180 |
Subaru BRZ | Sports Car | $2,180 | $182 |
BMW M3 | Sports Car | $2,302 | $192 |
Porsche 718 | Sports Car | $2,346 | $196 |
Chevrolet Camaro | Sports Car | $2,370 | $198 |
Chevrolet Corvette | Sports Car | $2,526 | $211 |
Porsche 911 | Sports Car | $2,614 | $218 |
BMW M4 | Sports Car | $2,724 | $227 |
Lexus LC 500 | Sports Car | $2,736 | $228 |
Jaguar F-Type | Sports Car | $2,878 | $240 |
Mercedes-Benz AMG GT53 | Sports Car | $3,018 | $252 |
Porsche Taycan | Sports Car | $3,086 | $257 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Raleigh, NC Zip Codes. Updated June 27, 2025
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Raleigh.
The highs and lows of auto insurance
To emphasize the importance of how much the cost of a car insurance policy can deviate for different drivers, the charts below show detailed car insurance rates for four popular vehicles in Raleigh: the Chevrolet Silverado, Toyota Corolla, Toyota RAV4, and Toyota Camry.
Each chart uses a range of risk profiles to illustrate how rates can vary with only minor changes in the driver profile.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Raleigh averages $2,018 per year ($168 per month) and varies from $1,672 to $4,680.

The Chevrolet Silverado is part of the full-size truck segment, and other models popular in Raleigh include the GMC Sierra, Ram Truck, and Toyota Tundra.
Toyota Corolla insurance rates
In Raleigh, Toyota Corolla insurance costs an average of $1,776 per year, or about $148 per month, and has a range of $1,474 to $4,072.

The Toyota Corolla is considered a compact car, and additional models from the same segment that are popular in Raleigh, North Carolina, include the Hyundai Elantra, Nissan Sentra, and Chevrolet Cruze.
Toyota RAV4 insurance rates
Toyota RAV4 insurance in Raleigh averages $1,682 per year, or around $140 per month, and has a range of $1,398 to $3,868.

The Toyota RAV4 is a compact SUV, and other similar models from the same segment include the Nissan Rogue, Subaru Forester, Ford Escape, and Honda CR-V.
Toyota Camry insurance rates
Toyota Camry insurance in Raleigh averages $1,960 per year ($163 per month) and ranges from $1,628 to $4,504 per year.

The Toyota Camry is classified as a midsize car, and other similar models that are popular in Raleigh, NC, include the Honda Accord, Kia K5, and Chevrolet Malibu.
Tips for saving money on Raleigh auto insurance
Financially savvy drivers are often looking to cut the monthly cost of insurance So browse the tips and ideas in the list below and it’s very possible you can save some money insuring your vehicle.
- Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the policyholders are good students, take a defensive driving course, drive a vehicle with safety or anti-theft features, choose electronic billing, or many other policy discounts which could save the average Raleigh driver as much as $308 per year.
- Shop around. Setting aside 5-10 minutes to get some free car insurance quotes is our best recommendation for saving money. Rates change more often that you might think and you can switch anytime.
- Be a careful driver and pay less for insurance in Raleigh. Having multiple accidents could cost you more, possibly up to $2,604 per year for a 20-year-old driver and even as much as $446 per year for a 60-year-old driver. So be a cautious driver and save.
- Your choice of occupation could save you money. The vast majority of car insurance providers offer policy discounts for certain professions like doctors, engineers, lawyers, high school and elementary teachers, architects, college professors, and others. Getting this discount could potentially save between $55 and $177 on your yearly insurance cost.
- Compare insurance costs before buying a car. Different cars have very different costs for insurance, and companies can sell coverages with widely varying rates. Check the price before you buy a different car in order to prevent any surprises when you receive your first bill.