Car Insurance Cost in Norman, OK – 2025 Averages + Cheapest to Insure

How much does car insurance cost? We compare the cost to insure over 150 models to find the vehicles with cheapest car insurance quotes in Norman, OK.

Start a Free QuoteCompare Norman car insurance quotes and save on your next policy.

  • Norman car insurance cost averages $2,680 per year for a full coverage insurance policy.
  • Norman auto insurance averages $22 per year more than the Oklahoma state average and $459 per year more than the average rate for all 50 states.
  • Car insurance rates for a few popular models in Norman include the Honda CR-V at $190 per month, Nissan Altima at $242, and Ford Explorer at $203.
  • For cheap car insurance in Norman, Oklahoma, compact crossovers and SUVs like the Nissan Kicks, Kia Soul, Hyundai Venue, and Ford Bronco Sport cost less than most other makes and models.
  • Vehicles with segment-leading car insurance rates in Norman include the Subaru Crosstrek, Honda Passport, Acura RDX, Mercedes-Benz CLA250, and Toyota GR Corolla.
  • Auto insurance quotes in Norman can range significantly from as little as $33 per month for liability-only insurance to over $657 per month for teenage drivers and high-risk drivers.

How much does car insurance cost in Norman?

The average cost to insure a vehicle in Norman is $2,680 per year, which is 18.7% more than the U.S. average rate of $2,221. Car insurance in Norman per month costs approximately $223 per month for a full-coverage car insurance policy.

In the state of Oklahoma, average car insurance cost is $2,658 per year, so the cost in Norman averages $22 more per year. When compared to other locations in Oklahoma, the cost of car insurance in Norman is $154 per year less than in Tulsa, $142 per year cheaper than in Oklahoma City, and $152 per year more expensive than in Lawton.

Driver age is one of the largest factors in the price of auto insurance. The list below details how driver age influences cost by breaking down average car insurance rates in Norman for young, middle-age, and senior drivers.

Car insurance cost in Norman, OK, for drivers age 16 to 60

  • 16-year-old driver – $9,543 per year or $795 per month
  • 17-year-old driver – $9,243 per year or $770 per month
  • 18-year-old driver – $8,287 per year or $691 per month
  • 19-year-old driver – $7,547 per year or $629 per month
  • 20-year-old driver – $5,390 per year or $449 per month
  • 30-year-old driver – $2,858 per year or $238 per month
  • 40-year-old driver – $2,680 per year or $223 per month
  • 50-year-old driver – $2,376 per year or $198 per month
  • 60-year-old driver – $2,224 per year or $185 per month

The next chart shows average Norman, Oklahoma, auto insurance cost broken out not only for different driver ages, but also for different policy deductible amounts. Rates are averaged for all 2024 vehicle models including luxury brands.

Average full-coverage car insurance premium in Norman, OK for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Norman, OK for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Norman, OK Zip Codes.

Average Car Insurance Cost in Norman, OK
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,560$380
$500$5,390$449
$250$6,270$523
30$1,000$2,398$200
$500$2,858$238
$250$3,340$278
40$1,000$2,254$188
$500$2,680$223
$250$3,122$260
50$1,000$2,008$167
$500$2,376$198
$250$2,758$230
60$1,000$1,880$157
$500$2,224$185
$250$2,582$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Norman, OK Zip Codes. Updated June 26, 2025

The average cost of car insurance per month in Norman is $223, with policy prices ranging from $157 to $523 for drivers age 20 to 60 and policy deductibles from $250 to $1,000.

Norman car insurance rates can have a very wide price range and minor changes in personal situations can cause large price changes. The potential for significant variability emphasizes the need for multiple auto insurance quotes when shopping online for a better price on car insurance in Norman.

The rates referenced above consist of an average based on every 2024 vehicle model, which is helpful when making overall comparisons like the cost for different driver ages or locations. Average auto insurance rates are excellent for answering questions like “are Norman car insurance rates cheaper than in Broken Arrow?” or “are Oklahoma car insurance rates cheaper than in Texas?”.

But for more useful price comparisons, it makes more sense to use rates for the exact vehicle being insured. Every car, truck, SUV and minivan has a unique risk profile for determining how much it costs to insure it and this data allows us to perform more detailed insurance cost analysis.

The following list details average insurance rates for both annual and monthly policy terms in Norman for the more popular models. Later, we take a look at rates for some of these models even more in-depth.

Average auto insurance cost for popular models in Norman

Models popular with drivers in Norman tend to be compact and midsize cars like the Honda Civic and Nissan Altima and compact and midsize SUVs like the Toyota RAV4 and Subaru Outback.

A few additional popular vehicles in Norman, Oklahoma, from other segments include luxury models like the BMW 530i, Acura MDX, and Lexus RX 350 and sports cars like the Chevy Corvette, Nissan GT-R, and Ford Mustang.

We explore different rates in much more detail a little later in this article, but before we do that, let’s review in a nutshell some of the key ideas that we covered in the earlier charts and data.

  • Norman, Oklahoma, car insurance cost is more than the U.S. average – $2,680 (Norman average) versus $2,221 (U.S. average)
  • Norman auto insurance prices are more expensive than the Oklahoma state average – $2,680 (Norman average) compared to $2,658 (Oklahoma average)
  • Teen female drivers pay less than teen males – Teenage female drivers age 16 to 19 pay $1,167 to $628 less annually than male drivers of the same age.
  • Car insurance with low deductibles costs more – A 30-year-old driver pays an average of $724 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Car insurance gets cheaper as you age – Insurance rates for a 60-year-old driver in Norman are $3,166 per year cheaper than for a 20-year-old driver.
  • Insurance rates fall substantially in your twenties – The average 30-year-old Norman driver will pay $2,532 less annually than a 20-year-old driver, $2,858 versus $5,390.

Which autos have the cheapest car insurance rates?

The vehicles with the most affordable auto insurance rates in Norman tend to be crossovers and small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks. Average car insurance prices for those crossover SUVs cost $2,174 or less per year for a policy with full coverage.

Other models that come in near the top in our cost comparison are the Kia Niro, Ford Bronco Sport, Volkswagen Tiguan, and Nissan Murano. The average cost is slightly higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $2,332 or less per year ($194 per month).

The following table ranks the cheapest vehicles to insure in Norman, ordered by annual cost.

Cheapest Auto Insurance Rates in Norman, OK
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,980$165
2Chevrolet Trailblazer$2,014$168
3Kia Soul$2,092$174
4Nissan Kicks$2,108$176
5Honda Passport$2,134$178
6Buick Envision$2,146$179
7Toyota Corolla Cross$2,158$180
8Hyundai Venue$2,174$181
9Mazda CX-5$2,184$182
10Ford Bronco Sport$2,196$183
11Volkswagen Tiguan$2,216$185
12Acura RDX$2,240$187
13Nissan Murano$2,250$188
14Buick Encore$2,276$190
15Subaru Outback$2,282$190
16Honda CR-V$2,284$190
17Buick Envista$2,288$191
18Volkswagen Taos$2,294$191
19Kia Niro$2,306$192
20Toyota GR Corolla$2,328$194
21Honda HR-V$2,332$194
22Subaru Ascent$2,332$194
23Nissan Leaf$2,346$196
24Chevrolet Colorado$2,360$197
25Lexus NX 250$2,370$198
26Honda Civic$2,372$198
27Volkswagen Atlas$2,376$198
28Acura Integra$2,382$199
29Subaru Forester$2,384$199
30Volkswagen Atlas Cross Sport$2,386$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 27, 2025

Top 30 cheapest vehicles to insure in Norman, OK with the Subaru Crosstrek ranking first at $1,980 per year
Top 30 cheapest vehicles to insure in Norman, OK with the Subaru Crosstrek ranking first at $1,980 per year

A list of 30 of the cheapest vehicles to insure in Norman really is not a great way to present a complete summary of the cost of auto insurance. Considering the fact that we rate over 700 vehicles, the majority of models get omitted from the list. Let’s try a different approach and break out the vehicles with the best rates in a more sensible format.

The next section of this article goes into detail about the different automotive segments and the average cost of car insurance in Norman. The rates shown in the chart will give you a decent understanding of the general vehicle types that have the cheapest rates. The sections after the chart rank the models with the most affordable auto insurance in each unique segment.

Rates by automotive segment

If you’re considering buying a new car, it is useful to know which categories of vehicles have better insurance rates. To illustrate this, some common questions are if midsize cars cost less to insure than midsize SUVs or if half-ton pickups are more affordable to insure than heavy duty pickups.

The next chart shows average car insurance rates in Norman for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while exotic performance cars have the highest car insurance rates.

Car insurance average cost by automotive segment in Norman, OK.
Figure 2: Car insurance average cost by automotive segment in Norman, OK. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Norman Zip Codes.

Car Insurance Rates by Automotive Segment in Norman, OK
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,462$205
Midsize SUV$2,646$221
Compact Car$2,648$221
Minivan$2,650$221
Midsize Pickup$2,706$226
Midsize Car$2,730$228
Compact Luxury SUV$2,906$242
Compact Luxury Car$2,946$246
Large SUV$2,956$246
Half-ton Pickup$2,970$248
Heavy Duty Pickup$3,080$257
Midsize Luxury SUV$3,180$265
Midsize Luxury Car$3,286$274
Sports Car$3,682$307
Large Car$3,852$321
Large Luxury SUV$4,144$345
Large Luxury Car$4,286$357

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Norman, OK Zip Codes. Updated June 27, 2025

Average rates for different segments are useful for overall comparisons, but rates vary significantly within each vehicle segment displayed in the previous chart.

For example, in the small car segment, Norman auto insurance rates range from the Toyota GR Corolla costing $2,328 per year to the Toyota Mirai at $3,334 per year.

For another example, in the midsize truck segment, the average cost of insurance ranges from the Chevrolet Colorado costing $2,360 per year to the Rivian R1T costing $3,340 per year.

In the next parts of this article, we eliminate a lot of this variability by looking at car insurance cost in Norman from a model perspective rather than by segment.

Cheapest cars to insure in Norman, Oklahoma

The Toyota GR Corolla takes the #1 ranking as the most affordable car (excluding luxury models) to insure in Norman, followed by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model has an average cost of $2,328 per year for a full-coverage insurance policy.

Also ranking well are cars like the Chevrolet Malibu, Honda Accord, Kia K5, and Toyota Prius, with an average car insurance cost of $2,610 per year or less.

Ranked between 10th and 20th place, cars like the Subaru Legacy, Mitsubishi Mirage G4, Nissan Versa, Mazda 3, Volkswagen Jetta, and Hyundai Sonata average between $2,610 and $2,770 per year for insurance.

As a cost per month, full-coverage auto insurance in this segment for a safe driver will start around $194 per month, depending on where you live and the company you use.

The cheapest non-luxury compact car to insure in Norman is the Toyota GR Corolla at $2,328 per year. For midsize 2024 models, the Kia K5 has the cheapest rates at $2,580 per year. And for large cars, the Chrysler 300 is cheapest to insure at $2,552 per year.

The table below ranks the cars with the most affordable auto insurance rates in Norman, starting with the Toyota GR Corolla at $2,328 per year and ending with the Mazda 3 at $2,770 per year.

Cheapest Cars to Insure in Norman, Oklahoma
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,328$194
Nissan LeafCompact$2,346$196
Honda CivicCompact$2,372$198
Nissan SentraCompact$2,454$205
Subaru ImprezaCompact$2,462$205
Toyota PriusCompact$2,504$209
Kia K5Midsize$2,580$215
Honda AccordMidsize$2,588$216
Chevrolet MalibuMidsize$2,598$217
Toyota CorollaCompact$2,610$218
Kia ForteCompact$2,616$218
Volkswagen ArteonMidsize$2,632$219
Nissan VersaCompact$2,640$220
Subaru LegacyMidsize$2,644$220
Hyundai Ioniq 6Midsize$2,666$222
Mitsubishi Mirage G4Compact$2,704$225
Volkswagen JettaCompact$2,710$226
Toyota CrownMidsize$2,712$226
Hyundai SonataMidsize$2,716$226
Mazda 3Compact$2,770$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Norman, OK, with the Toyota GR Corolla ranking first at $2,328 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Norman, OK, with the Toyota GR Corolla ranking first at $2,328 per year.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.

Cheapest SUVs to insure in Norman

The four cheapest non-luxury SUVs to insure in Norman are the Subaru Crosstrek at $1,980 per year, Chevrolet Trailblazer at $2,014 per year, Kia Soul at $2,092 per year, and Nissan Kicks at $2,108 per year.

Not the cheapest in the list, but still ranking well, are models like the Ford Bronco Sport, Buick Envision, Toyota Corolla Cross, and Hyundai Venue, with average insurance cost of $2,196 per year or less.

Auto insurance rates for this segment in Norman for the average driver can cost as low as $165 per month, depending on where you live and the company you use.

If prices are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in Norman is the Subaru Crosstrek at $1,980 per year. For midsize models, the Honda Passport has the best rates at $2,134 per year. And for full-size SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,516 per year.

The table below ranks the SUVs with the cheapest average car insurance rates in Norman.

Cheapest SUVs to Insure in Norman, Oklahoma
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,980$165
Chevrolet TrailblazerCompact$2,014$168
Kia SoulCompact$2,092$174
Nissan KicksCompact$2,108$176
Honda PassportMidsize$2,134$178
Buick EnvisionCompact$2,146$179
Toyota Corolla CrossCompact$2,158$180
Hyundai VenueCompact$2,174$181
Mazda CX-5Compact$2,184$182
Ford Bronco SportCompact$2,196$183
Volkswagen TiguanCompact$2,216$185
Nissan MuranoMidsize$2,250$188
Buick EncoreCompact$2,276$190
Subaru OutbackMidsize$2,282$190
Honda CR-VCompact$2,284$190
Buick EnvistaMidsize$2,288$191
Volkswagen TaosCompact$2,294$191
Kia NiroCompact$2,306$192
Honda HR-VCompact$2,332$194
Subaru AscentMidsize$2,332$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Norman, OK, with the Subaru Crosstrek ranking first at $1,980 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Norman, OK, with the Subaru Crosstrek ranking first at $1,980 per year.

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Need rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from the best auto insurance companies in Oklahoma.

Cheapest luxury cars to insure in Norman, OK

Out of all 2024 models, the top five lowest-cost luxury car models to insure in Norman are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $2,382 to $2,772 per year.

Not the cheapest luxury cars to insure, but still very reasonable, are models like the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus RC 300, and Lexus ES 350, with average annual insurance rates of $2,816 per year or less.

From a monthly standpoint, full-coverage auto insurance on this segment in Norman for a middle-age safe driver starts at an average of $199 per month, depending on your location.

When prices are compared by vehicle size, the most affordable compact luxury car to insure in Norman is the Acura Integra at $2,382 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $2,758 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $3,182 per year.

The next table ranks the cars with the cheapest average insurance rates in Norman, starting with the Acura Integra at $2,382 per year ($199 per month) and ending with the Audi S3 at $3,004 per year ($250 per month).

Cheapest Luxury Cars to Insure in Norman, Oklahoma
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,382$199
BMW 330iCompact$2,728$227
Mercedes-Benz CLA250Midsize$2,758$230
Lexus IS 300Midsize$2,762$230
Acura TLXCompact$2,772$231
Lexus ES 350Midsize$2,798$233
Cadillac CT4Compact$2,800$233
Genesis G70Compact$2,806$234
Mercedes-Benz AMG CLA35Midsize$2,810$234
Lexus RC 300Midsize$2,816$235
Lexus IS 350Compact$2,828$236
Jaguar XFMidsize$2,834$236
Cadillac CT5Midsize$2,886$241
Lexus ES 250Midsize$2,900$242
BMW 330eCompact$2,908$242
Lexus RC 350Compact$2,908$242
BMW 228iCompact$2,912$243
BMW 230iCompact$2,936$245
Lexus ES 300hMidsize$2,940$245
Audi S3Compact$3,004$250

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Norman, OK, with the Acura Integra ranking first at $2,382 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Norman, OK, with the Acura Integra ranking first at $2,382 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see insurance cost for your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.

Cheapest luxury SUVs to insure in Norman, OK

Ranking in the top five for the lowest-cost Norman auto insurance rates in the luxury SUV segment are the Acura RDX, Cadillac XT5, Cadillac XT4, Jaguar E-Pace, and Lexus NX 250. Car insurance rates for these 2024 models average $2,528 or less per year.

Other luxury SUVs that have cheaper rates include the Mercedes-Benz GLB 250, Lexus NX 450h, Lincoln Corsair, and Lexus UX 250h, with average insurance cost of $2,582 per year or less.

Additional vehicles that make the list include the Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Acura MDX, Cadillac XT6, and Lexus RX 350, which cost between $2,582 and $2,690 per year for auto insurance.

Auto insurance in this segment for the average driver starts at around $187 per month, depending on the company. The comparison table below ranks the luxury SUVs with the lowest-cost car insurance rates in Norman, starting with the Acura RDX at $2,240 per year and ending with the Lexus RX 350 at $2,690 per year.

Cheapest Luxury SUVs to Insure in Norman, Oklahoma
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,240$187
Lexus NX 250Compact$2,370$198
Cadillac XT4Compact$2,418$202
Jaguar E-PaceMidsize$2,506$209
Cadillac XT5Midsize$2,528$211
Lexus NX 350hCompact$2,528$211
Lincoln CorsairCompact$2,560$213
Mercedes-Benz GLB 250Compact$2,564$214
Lexus UX 250hCompact$2,568$214
Lexus NX 450hCompact$2,582$215
Infiniti QX50Midsize$2,602$217
Mercedes-Benz GLA250Compact$2,612$218
Cadillac XT6Midsize$2,622$219
Mercedes-Benz GLA35 AMGCompact$2,622$219
Infiniti QX60Midsize$2,636$220
Mercedes-Benz AMG GLB35Midsize$2,640$220
Land Rover EvoqueCompact$2,674$223
Acura MDXMidsize$2,678$223
Lexus NX 350Compact$2,688$224
Lexus RX 350Midsize$2,690$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Norman, OK, with the Acura RDX ranking first at $2,240 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Norman, OK, with the Acura RDX ranking first at $2,240 per year.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.

Cheapest pickup trucks to insure in Norman

The four highest ranking pickup trucks with the lowest-cost insurance in Norman are the Chevrolet Colorado at $2,360 per year, Nissan Titan at $2,506 per year, Nissan Frontier at $2,534 per year, and Ford Ranger at $2,558 per year.

Additional pickups that have cheaper rates include the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,756 per year or less.

Full-coverage auto insurance for this segment in Norman for a good driver can cost as low as $197 per month, depending on your company and location.

The comparison table below ranks the twenty pickups with the lowest-cost auto insurance rates in Norman, starting with the Chevrolet Colorado at $2,360 per year ($197 per month) and ending with the Ram Truck at $3,100 per year ($258 per month).

Cheapest Pickups to Insure in Norman, Oklahoma
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,360$197
Nissan TitanFull-size$2,506$209
Nissan FrontierMidsize$2,534$211
Ford RangerMidsize$2,558$213
Ford MaverickMidsize$2,600$217
Honda RidgelineMidsize$2,656$221
Hyundai Santa CruzMidsize$2,702$225
Toyota TacomaMidsize$2,712$226
GMC Sierra 2500 HDHeavy Duty$2,726$227
GMC CanyonMidsize$2,756$230
Jeep GladiatorMidsize$2,822$235
GMC Sierra 3500Heavy Duty$2,840$237
Chevrolet Silverado HD 3500Heavy Duty$2,864$239
Chevrolet Silverado HD 2500Heavy Duty$2,940$245
GMC SierraFull-size$2,958$247
Nissan Titan XDHeavy Duty$2,962$247
Chevrolet SilveradoFull-size$2,964$247
Ford F150Full-size$2,998$250
GMC Hummer EV PickupFull-size$3,074$256
Ram TruckFull-size$3,100$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Norman, OK, with the Chevrolet Colorado ranking first at $2,360 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Norman, OK, with the Chevrolet Colorado ranking first at $2,360 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your pickup model? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.

Cheapest sports cars to insure in Norman, OK

The lowest-cost sports cars to insure in Norman are the Mazda MX-5 Miata at $2,478 per year, the Toyota GR86 at $2,824 per year, and the Ford Mustang at $2,944 per year.

Also ranking well are cars like the Toyota GR Supra, Nissan Z, Lexus RC F, and BMW M2, with average annual insurance rates of $3,202 per year or less.

Some additional vehicles that make the list include the Chevrolet Camaro, Porsche 911, Porsche Taycan, and BMW M4, which cost between $3,202 and $4,538 to insure per year.

Auto insurance rates in Norman for this segment for a safe driver starts at around $207 per month, depending on your company and location. The table below ranks the twenty sports cars with the cheapest insurance rates in Norman, starting with the Mazda MX-5 Miata at $2,478 per year ($207 per month) and ending with the Porsche Taycan at $4,538 per year ($378 per month).

Cheapest Sports Cars to Insure in Norman, Oklahoma
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,478$207
Toyota GR86Sports Car$2,824$235
Ford MustangSports Car$2,944$245
BMW Z4Sports Car$2,960$247
Subaru WRXSports Car$3,004$250
Toyota GR SupraSports Car$3,008$251
BMW M2Sports Car$3,096$258
Nissan ZSports Car$3,104$259
Lexus RC FSports Car$3,168$264
Subaru BRZSports Car$3,202$267
BMW M3Sports Car$3,384$282
Porsche 718Sports Car$3,450$288
Chevrolet CamaroSports Car$3,482$290
Chevrolet CorvetteSports Car$3,710$309
Porsche 911Sports Car$3,838$320
BMW M4Sports Car$3,998$333
Lexus LC 500Sports Car$4,018$335
Jaguar F-TypeSports Car$4,226$352
Mercedes-Benz AMG GT53Sports Car$4,436$370
Porsche TaycanSports Car$4,538$378

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Norman, OK, with the Mazda MX-5 Miata ranking first at $2,478 per year.
Ranking of the cheapest sports cars to insure in Norman, OK, with the Mazda MX-5 Miata ranking first at $2,478 per year.

Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Oklahoma.

How to find cheaper car insurance quotes

Drivers are always searching for ways to pay less for auto insurance, so run through the savings tips below to see if you can save a little dough on your next renewal.

  • Bad drivers pay more for Norman car insurance. Having multiple accidents could cost you more, to the tune of $3,828 per year for a 20-year-old driver and even $1,114 per year for a 40-year-old driver. So drive safe and save!
  • Compare insurance rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have very different insurance premiums, and insurers can sell policies with widely varying rates. Check the cost of insurance before you buy a different car in order to prevent price shock when you receive your first bill.
  • Lower the cost of your policy by increasing deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Improve your credit rating to save on insurance. Having a credit score over 800 may save $421 per year versus a credit score between 670-739. Conversely, a credit score below 579 could cost around $488 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Policy discounts equal cheaper car insurance rates. Discounts may be available if the insureds drive a vehicle with safety or anti-theft features, are good students, are homeowners, take a defensive driving course, or many other discounts which could save the average Norman driver as much as $456 per year.