Car Insurance in Barre, VT – Cheapest Rates Ranked for 2025

• Average car insurance cost in Barre is $2,012 per year, or about $168 per month.
• Crossover vehicles like the Ford Bronco Sport, Buick Envision, and Subaru Crosstrek are some of the top picks for having cheap car insurance in Barre.

How much does Barre car insurance cost?

Average car insurance rates in Barre, Vermont, cost $2,012 per year, or about $168 per month. That’s 9.9% cheaper than the overall national average rate of $2,221 per year.

In the state of Vermont, average auto insurance cost is $1,998 per year, so the average cost in Barre is $14 more per year. The cost of car insurance in Barre compared to other Vermont cities is approximately $18 per year more than in Burlington, $34 per year more than in Rutland, and $34 per year more than in South Burlington.

Driver age makes a big difference in the price you pay for auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Barre for drivers from 16 to 60.

Barre, VT, car insurance cost by driver age

• 16-year-old rated driver – $7,162 per year or $597 per month
• 17-year-old rated driver – $6,940 per year or $578 per month
• 18-year-old rated driver – $6,218 per year or $518 per month
• 19-year-old rated driver – $5,662 per year or $472 per month
• 20-year-old rated driver – $4,046 per year or $337 per month
• 30-year-old rated driver – $2,146 per year or $179 per month
• 40-year-old rated driver – $2,012 per year or $168 per month
• 50-year-old rated driver – $1,782 per year or $149 per month
• 60-year-old rated driver – $1,670 per year or $139 per month

The next chart shows average car insurance cost in Barre, VT, for all 2024 models. Rates are averaged for all Barre Zip Codes and shown not only for different driver ages, but also for different policy deductibles.

Average car insurance rates in the chart range from $1,412 per year for a policy with high physical damage deductibles for a 60-year-old driver to $4,704 per year for a 20-year-old driver with low physical damage deductibles.

From a monthly budgeting standpoint, the average cost of car insurance per month in Barre ranges from $118 to $392.

Car insurance rates have different premiums for every driver and can also be significantly different between companies. This large rate variability increases the need to get accurate auto insurance quotes when searching online for the cheapest car insurance coverage.

Vehicle models popular with drivers in Barre tend to be compact and midsize cars like the Volkswagen Jetta and Nissan Altima and compact and midsize SUVs like the Nissan Rogue and Chevy Traverse.

Some additional popular vehicles from other vehicle segments include luxury cars like the Acura ILX and Lexus ES 350, luxury SUVs like the Infiniti QX60 and Cadillac XT5, and models from the pickup truck segment like the Toyota Tacoma and Ford F-150.

We get into auto insurance rates for many more vehicles coming up in the article, but before we do that, let’s rehash some of the key concepts that we covered in this first section.

• Average car insurance cost per month ranges from $139 to $597 – That is the average car insurance cost range for insured drivers age 16 to 60 in Barre.
• Car insurance rates drop a lot in your twenties – The average 30-year-old Barre driver will pay $1,900 less per year than a 20-year-old driver, $2,146 versus $4,046.
• Insuring teens can be very expensive – Rates range from $4,788 to $7,162 per year for teenage driver insurance in Barre.
• Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $652 more per year for $250 deductibles versus $1,000 deductibles.
• Barre car insurance costs less than the U.S. average – $2,012 (Barre average) versus $2,221 (U.S. average)
• Barre auto insurance prices are more expensive than the Vermont state average – $2,012 (Barre average) compared to $1,998 (Vermont average)
• Car insurance gets cheaper as you age – Average rates for a 60-year-old driver in Barre are $2,376 per year cheaper than for a 20-year-old driver.

What vehicles have cheap car insurance in Barre, VT?

The vehicles with the best insurance quotes in Barre tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Buick Envision.

Average car insurance rates for those models cost $1,634 or less per year ($136 per month) for full coverage.

Additional models that rank in the top 20 in our car insurance price comparison are the Volkswagen Taos, Buick Envista, Subaru Outback, and Ford Bronco Sport. Average insurance cost is marginally higher for those models than the cheapest small SUVs at the top of the rankings, but they still have average rates of $1,754 or less per year, or around $146 per month in Barre.

The following table lists the cheapest vehicles to insure in Barre, ordered by cost.

A list of 20 ranked vehicles is not the most useful way to show a comprehesive view of the cost of auto insurance. A better way to group rates for more vehicles is to break them out by the segment they belong to. The sections below rank the models with the lowest cost insurance rates in Barre for each of the primary segments.

Cars with cheap auto insurance in Barre, VT

The Toyota GR Corolla comes in at #1 as the cheapest car (excluding luxury models) to insure in Barre, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $1,748 per year to insure with full coverage.

Not the cheapest cars to insure, but still very reasonable, are models like the Toyota Corolla, Toyota Prius, Kia K5, and Honda Accord, with average cost of $1,958 per year or less.

Full-coverage auto insurance in this segment for a safe driver starts at an average of $146 per month, depending on the company.

If rates are ranked by vehicle size, the most budget-friendly compact car to insure in Barre is the Toyota GR Corolla at $1,748 per year, or $146 per month. For midsize 2024 models, the Kia K5 is cheapest to insure at $1,940 per year, or $162 per month. And for full-size sedans, the Chrysler 300 has the most affordable rates at $1,916 per year, or $160 per month.

The table below ranks the cars with the most affordable insurance in Barre, starting with the Toyota GR Corolla at $1,748 per year ($146 per month) and ending with the Mazda 3 at $2,082 per year ($174 per month).

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Barre car insurance quotes from top auto insurance companies in Vermont.

SUVs with affordable car insurance in Barre, VT

The four lowest-cost non-luxury SUVs to insure in Barre are the Subaru Crosstrek at $1,486 per year, Chevrolet Trailblazer at $1,512 per year, Kia Soul at $1,570 per year, and Nissan Kicks at $1,584 per year.

Also ranking well in our comparison are SUVs like the Buick Envision, Hyundai Venue, Mazda CX-5, and Ford Bronco Sport, with an average car insurance cost of $1,648 per year or less.

Full-coverage insurance in Barre for this segment starts at around $124 per month, depending on where you live. The table below ranks the twenty SUVs with the lowest-cost car insurance in Barre, starting with the Subaru Crosstrek at $124 per month and ending with the Subaru Ascent at $146 per month.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Don’t see your SUV in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Vermont.

Pickup trucks with cheap car insurance in Barre

The three top-ranked pickups with the cheapest insurance rates in Barre are the Chevrolet Colorado at $1,772 per year, the Nissan Titan at $1,880 per year, and the Nissan Frontier at $1,902 per year.

Not the cheapest pickups to insure, but still affordable, are pickups like the Honda Ridgeline, GMC Sierra 2500 HD, Hyundai Santa Cruz, and Toyota Tacoma, with average rates of $2,070 per year or less.

Car insurance for this segment in Barre for a middle-age safe driver starts at an average of $148 per month, depending on the company and where you live.

The comparison table below ranks the pickups with the cheapest average auto insurance rates in Barre, starting with the Chevrolet Colorado at $1,772 per year ($148 per month) and ending with the Ram Truck at $2,324 per year ($194 per month).

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see insurance rates for your pickup? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Barre car insurance quotes from top-rated auto insurance companies in Vermont.

Luxury cars with cheap insurance

The top five models for the cheapest Barre car insurance rates in the luxury car segment are the Acura Integra, BMW 330i, Acura TLX, Lexus IS 300, and Mercedes-Benz CLA250. Auto insurance quotes for these 2024 models average $173 or less per month.

Other models that have affordable average insurance rates include the Lexus RC 300, Genesis G70, Lexus ES 350, and Cadillac CT4, with an average car insurance cost of $2,116 per year or less.

In the bottom half of the top 20, cars like the Audi S3, Lexus ES 250, Jaguar XF, BMW 230i, and Lexus RC 350 cost between $2,116 and $2,256 to insure per year in Barre.

Car insurance for this segment in Barre for the average driver starts at around $149 per month, depending on the company.

When prices are compared by vehicle size, the cheapest compact luxury car to insure in Barre is the Acura Integra at $1,788 per year, or $149 per month. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,070 per year, or $173 per month. And for full-size luxury car models, the Audi A5 has the best rates at $2,390 per year, or $199 per month.

The rate comparison table below ranks the cars with the cheapest average insurance rates in Barre, starting with the Acura Integra at $1,788 per year ($149 per month) and ending with the Audi S3 at $2,256 per year ($188 per month).

For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

Don’t see your luxury car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Barre car insurance quotes from the best companies in Vermont.

Cheapest luxury SUV insurance rates

The four top-ranked luxury SUVs with the cheapest auto insurance in Barre are the Acura RDX at $1,682 per year, Lexus NX 250 at $1,782 per year, Cadillac XT4 at $1,816 per year, and Jaguar E-Pace at $1,880 per year.

Not the cheapest luxury SUVs to insure, but still affordable, are luxury SUVs like the Lexus NX 450h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus UX 250h, with an average car insurance cost of $1,940 per year or less.

Some additional vehicles on the list include the Infiniti QX60, Mercedes-Benz GLA35 AMG, Acura MDX, and Lexus NX 350, which average between $1,940 and $2,018 to insure per year.

Auto insurance in this segment starts at an average of $140 per month, depending on your location and insurance company. The comparison table below ranks the luxury SUVs with the lowest-cost insurance in Barre.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Need rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Barre car insurance quotes from top companies in Vermont.

Sports cars with the best car insurance rates

Ranking at the top of the list for the most affordable Barre auto insurance rates in the sports car segment are the Subaru WRX, BMW Z4, Ford Mustang, Toyota GR86, and Mazda MX-5 Miata. Auto insurance prices for these 2024 models average $188 or less per month.

Rounding out the top 10 are models like the Toyota GR Supra, BMW M2, Subaru BRZ, and Lexus RC F, with average rates of $2,404 per year or less.

Ranked from 10th to 20th place, models like the Chevrolet Corvette, Mercedes-Benz AMG GT53, Porsche 718, BMW M3, and Porsche Taycan average between $2,404 and $3,406 per year for full-coverage insurance.

On a monthly basis, car insurance in this segment for an average middle-age driver starts at an average of $155 per month, depending on the company and your location. The table below ranks the twenty sports cars with the lowest-cost insurance rates in Barre, starting with the Mazda MX-5 Miata at $155 per month and ending with the Porsche Taycan at $284 per month.

Is your vehicle not in the list? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Vermont.

Risk factors and price variation

In an effort to clarify the amount the cost of identical auto insurance can deviate between drivers (and also point out the importance of requesting multiple rate quotes), the examples below present detailed auto insurance rates for four popular models in Barre: the Ford F150, Toyota Corolla, Honda CR-V, and Toyota Highlander.

Each chart uses a variety of risk profiles to demonstrate the possible price variation based on minor driver risk profile changes.

Ford F150 insurance rates

Ford F150 insurance in Barre averages $2,252 per year, or around $188 per month, and varies from $1,866 to $5,196.

The Ford F150 is classified as a full-size truck, and additional similar models include the Ram Truck, Toyota Tundra, Chevrolet Silverado, and GMC Sierra.

Toyota Corolla insurance rates

Insurance for a Toyota Corolla in Barre costs an average of $1,958 per year, or about $163 per month, and ranges from $1,626 to $4,490 annually.

The Toyota Corolla is classified as a compact car, and other similar models include the Volkswagen Jetta, Hyundai Elantra, Honda Civic, and Nissan Sentra.

Honda CR-V insurance rates

Honda CR-V insurance in Barre averages $1,716 per year (about $143 per month) and ranges from $1,426 to $3,940 per year.

The Honda CR-V is part of the compact SUV segment, and additional similar models include the Mazda CX-5, Chevrolet Equinox, and Nissan Rogue.

Toyota Highlander insurance rates

Insurance for a Toyota Highlander in Barre averages $1,828 per year, or about $152 per month, and ranges from $1,522 to $4,180 per year.

The Toyota Highlander is classified as a midsize SUV, and other popular models in the same segment include the Ford Explorer, Kia Telluride, Kia Sorento, and Honda Pilot.

How to find cheaper Barre car insurance quotes

Drivers are always searching for ways to save money on auto insurance, so take a minute to read through the savings concepts below to see if you can save some money the next time you buy a policy.

• Buy vehicles that are cheaper to insure. Vehicle performance has a significant impact on the price you pay for insurance. As an example, a Honda CR-V costs $2,164 less per year to insure in Barre than a Audi R8. Lower performance vehicles cost less to insure.
• Improve your credit to save money. Having a high credit score of 800+ could save as much as $316 per year versus a credit rating between 670-739. Conversely, a subpar credit score could cost up to $366 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Lower policy cost by raising deductibles. Raising deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
• Policy discounts save money. Discounts may be available if the insured drivers choose electronic billing, belong to certain professional organizations, are military or federal employees, are good students, are loyal customers, or many other policy discounts which could save the average Barre driver as much as $342 per year on the cost of auto insurance
• Reduce coverage on older vehicles. Dropping full coverage from vehicles whose low value makes coverage cost prohibitive can trim the cost significantly.