Car Insurance in Appleton, WI – Average Rates + Cheapest Autos

Is car insurance expensive in Appleton, Wisconsin? We break down average insurance rates in six automotive segments to find the cheapest cars, pickups, and SUVs to insure.

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  • Average car insurance cost in Appleton is $1,844 per year, or about $154 per month, for a full-coverage policy.
  • Appleton auto insurance costs $134 per year less than the Wisconsin state average rate and $377 per year less than the U.S. national average rate.
  • Car insurance rates for a few popular models in Appleton include the Chevrolet Silverado at $2,038 per year, Chevrolet Equinox at $1,696, and Mazda CX-5 at $1,502.
  • For cheap car insurance in Appleton, WI, the Chevrolet Trailblazer, Buick Envision, Nissan Kicks, and Kia Soul rank well for overall auto insurance cost.

How much does car insurance cost in Appleton?

In Appleton, average auto insurance cost is $1,844 per year, which is 18.5% less than the U.S. average rate of $2,221. Per month, Appleton car insurance costs approximately $154 for a full-coverage car insurance policy.

In the state of Wisconsin, the average cost to insure a vehicle is $1,978 per year, so the cost in Appleton averages $134 less per year. When prices are compared to other locations in Wisconsin, the cost of auto insurance in Appleton is $160 per year cheaper than in Madison, $586 per year less than in Milwaukee, and $226 per year less than in Kenosha.

The age of the driver has a big impact on the price you pay for auto insurance, so the list below details how driver age influences cost by breaking out average car insurance rates for driver ages from 16 to 60.

Average car insurance rates in Appleton for drivers age 16 to 60

  • 16-year-old driver – $6,564 per year or $547 per month
  • 17-year-old driver – $6,359 per year or $530 per month
  • 18-year-old driver – $5,701 per year or $475 per month
  • 19-year-old driver – $5,191 per year or $433 per month
  • 20-year-old driver – $3,706 per year or $309 per month
  • 30-year-old driver – $1,966 per year or $164 per month
  • 40-year-old driver – $1,844 per year or $154 per month
  • 50-year-old driver – $1,634 per year or $136 per month
  • 60-year-old driver – $1,530 per year or $128 per month

The chart below shows examples of average Appleton auto insurance cost broken out based on a range of driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury and performance vehicles.

Average car insurance rates in Appleton for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Appleton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,238$353
Safe Driver Age 20$3,706$309
At-fault Accidents Age 40$2,608$217
Low Deductibles Age 40$2,412$201
Safe Driver Age 30$1,966$164
Safe Driver Age 40$1,844$154
Safe Driver Age 50$1,634$136
High Deductibles Age 40$1,550$129
Discount Rate Age 40$1,534$128
Safe Driver Age 60$1,530$128

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

In the chart above, the cost of car insurance in Appleton ranges from $1,534 per year for a 40-year-old driver who qualifies for a cheap discount rate to $4,238 per year for a 30-year-old driver who is required to buy high risk car insurance. From a monthly budget standpoint, the average cost in the chart above ranges from $128 to $353 per month.

Car insurance rates are priced differently for every driver and are impacted by a lot of factors. This variability emphasizes the need for accurate auto insurance quotes when trying to find cheaper car insurance in Appleton.

The rates referenced above consist of an average based on every 2024 vehicle model, which is practical when making general comparisons such as the difference in average auto insurance cost by location or driver age. For more accurate price comparisons, however, it makes sense to perform a rate analysis for the specific make and model of vehicle being insured.

In the next few sections of this article, we compare lots of rates for different makes and models, but for now, we will just use the more popular vehicles to discover how car insurance rates compare in Appleton.

The list below shows both annual and monthly car insurance rates for a handful of the more popular vehicles that you’ll see on the streets of Appleton. At the end of this article, we will examine the ins-and-outs of insuring some of these models in more detail.

Car insurance rates for popular models in Appleton

The vehicles that are popular in Appleton tend to be compact or midsize sedans like the Toyota Corolla and Nissan Altima and small or midsize SUVs like the Nissan Rogue, Toyota RAV4, and Chevy Traverse.

A few additional popular models from other segments include luxury models like the Infiniti Q50, Cadillac XT5, and Lexus RX 350 and sports cars like the Ford Mustang, Nissan GT-R, and Porsche 911.

We will cover auto insurance rates for many more vehicles coming up in the article, but before we delve that deep, let’s take a condensed look at the key concepts and comparisons that were presented in the data up to this point.

  • Average cost per month ranges from $128 to $547 – That’s the average car insurance cost range for drivers aged 16 to 60 in Appleton, WI.
  • Teenage female drivers pay lower rates than teenage males – Teenage females age 16 to 19 pay $803 to $431 less each year than males of the same age.
  • Appleton average car insurance cost is less than the U.S. average – $1,844 (Appleton average) versus $2,221 (U.S. average)
  • Car insurance rates fall significantly from age 20 to 30 – The average 30-year-old Appleton, WI, driver will pay $1,740 less annually than a 20-year-old driver, $1,966 versus $3,706.
  • Car insurance is generally cheaper as you age – Average auto insurance rates for a 40-year-old driver in Appleton are $1,862 per year cheaper than for a 20-year-old driver.
  • Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $600 more per year for a policy with $250 deductibles versus $1,000 deductibles.

Which vehicles have cheap insurance in Appleton?

The models with the best auto insurance rates in Appleton, WI, tend to be compact SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Toyota Corolla Cross, and Nissan Kicks.

Average car insurance prices for those vehicles cost $1,498 or less per year ($125 per month) for a full coverage policy.

Some other vehicles that have affordable auto insurance quotes in the cost comparison table are the Buick Encore, Acura RDX, Subaru Outback, and Honda CR-V.

Rates are marginally higher for those models than the cheapest compact SUVs that rank at the top, but they still have an average insurance cost of $1,602 or less per year, or around $134 per month in Appleton.

The table below shows the 25 cheapest vehicles to insure in Appleton, sorted by annual and monthly insurance cost.

Top 25 Cheapest Vehicles to Insure in Appleton, Wisconsin
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,362$114
2Chevrolet Trailblazer$1,384$115
3Kia Soul$1,438$120
4Nissan Kicks$1,450$121
5Honda Passport$1,470$123
6Buick Envision$1,478$123
7Toyota Corolla Cross$1,486$124
8Hyundai Venue$1,498$125
9Mazda CX-5$1,502$125
10Ford Bronco Sport$1,508$126
11Volkswagen Tiguan$1,526$127
12Acura RDX$1,540$128
13Nissan Murano$1,548$129
14Buick Encore$1,566$131
15Honda CR-V$1,570$131
16Subaru Outback$1,570$131
17Buick Envista$1,574$131
18Volkswagen Taos$1,578$132
19Kia Niro$1,586$132
20Honda HR-V$1,602$134
21Toyota GR Corolla$1,602$134
22Subaru Ascent$1,604$134
23Nissan Leaf$1,612$134
24Chevrolet Colorado$1,624$135
25Honda Civic$1,630$136

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Top 25 cheapest vehicles to insure in Appleton, WI with the Subaru Crosstrek ranking first at $1,362 per year
Top 25 cheapest vehicles to insure in Appleton, WI with the Subaru Crosstrek ranking first at $1,362 per year

A list of 25 vehicles with the cheapest insurance in Appleton is probably not the best way to present a detailed view of Appleton car insurance cost. Considering the fact that we rate over 700 vehicles, only about 4% of vehicles are displayed. Let’s dig deeper into the data and break out the models with the lowest rates in a format that is more usable, by vehicle segment.

The section below discusses the average cost of car insurance in Appleton for each different automotive segment. The rates shown will give you a good understanding of which vehicles have the overall most affordable auto insurance rates in Appleton. The sections after the chart show the 20 vehicles with the cheapest insurance rates in each segment.

Average insurance cost by automotive segment

If you’re shopping for a new or used vehicle, it’s important to know which styles of vehicles have better car insurance rates. For example, you may be curious if minivans are more affordable to insure than SUVs or which size of luxury car has more affordable insurance.

The chart below shows average car insurance cost by vehicle segment in Appleton. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, with sports cars and performance luxury models having the most expensive overall rates.

Car insurance average cost by automotive segment in Appleton, WI.
Figure 2: Car insurance average cost by automotive segment in Appleton, WI. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Appleton Zip Codes.

Car Insurance Rates by Automotive Segment in Appleton, WI
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,694$141
Midsize SUV$1,820$152
Compact Car$1,822$152
Minivan$1,824$152
Midsize Pickup$1,862$155
Midsize Car$1,878$157
Compact Luxury SUV$1,998$167
Compact Luxury Car$2,028$169
Large SUV$2,034$170
Half-ton Pickup$2,044$170
Heavy Duty Pickup$2,120$177
Midsize Luxury SUV$2,190$183
Midsize Luxury Car$2,260$188
Sports Car$2,534$211
Large Car$2,650$221
Large Luxury SUV$2,852$238
Large Luxury Car$2,948$246

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Average rates for different segments are practical for overall comparisons, but insurance rates for specific models range quite a lot within each vehicle category shown in the previous chart.

For example, in the small luxury car segment, average Appleton auto insurance rates range from the Acura Integra costing $1,638 per year to the BMW M340i costing $2,248 per year, a difference of $610 within that segment. As another example, in the large SUV segment, the average cost of insurance ranges from the Chevrolet Tahoe at $1,730 per year to the Toyota Sequoia costing $2,306 per year.

In the next sections of the article, we reduce this variability by analyzing the cost of car insurance in Appleton for individual vehicle models.

Cheapest car insurance rates in Appleton, Wisconsin

The Toyota GR Corolla ranks in the top spot for the cheapest non-luxury sedan or hatchback to insure in Appleton, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $1,602 per year for full-coverage auto insurance.

Some other cars that are affordable to insure are the Toyota Corolla, Honda Accord, Chevrolet Malibu, and Kia K5, with average annual insurance rates of $1,796 per year or less.

Auto insurance rates in Appleton for this segment for the average driver starts at an average of $134 per month, depending on the company.

If rates are ranked based on vehicle size, the most affordable compact car to insure in Appleton is the Toyota GR Corolla at $1,602 per year, or $134 per month. For midsize 2024 models, the Kia K5 has the best rates at $1,774 per year, or $148 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $1,754 per year, or $146 per month.

The next table ranks the cars with the lowest-cost average car insurance rates in Appleton, starting with the Toyota GR Corolla at $1,602 per year ($134 per month) and ending with the Mazda 3 at $1,904 per year ($159 per month).

Cheapest Cars to Insure in Appleton, Wisconsin
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,602$134
Nissan LeafCompact$1,612$134
Honda CivicCompact$1,630$136
Nissan SentraCompact$1,688$141
Subaru ImprezaCompact$1,692$141
Toyota PriusCompact$1,722$144
Kia K5Midsize$1,774$148
Honda AccordMidsize$1,780$148
Chevrolet MalibuMidsize$1,788$149
Toyota CorollaCompact$1,796$150
Kia ForteCompact$1,800$150
Volkswagen ArteonMidsize$1,810$151
Nissan VersaCompact$1,816$151
Subaru LegacyMidsize$1,816$151
Hyundai Ioniq 6Midsize$1,834$153
Mitsubishi Mirage G4Compact$1,860$155
Volkswagen JettaCompact$1,864$155
Toyota CrownMidsize$1,866$156
Hyundai SonataMidsize$1,868$156
Mazda 3Compact$1,904$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Appleton, WI, with the Toyota GR Corolla ranking first at $1,602 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Appleton, WI, with the Toyota GR Corolla ranking first at $1,602 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Appleton car insurance quotes from the best auto insurance companies in Wisconsin.

Non-luxury SUVs with cheap car insurance in Appleton

Ranked at #1 in Appleton for the most affordable average insurance rates in the non-luxury SUV segment is the Subaru Crosstrek, costing an average of $1,362 per year. Second place is the Chevrolet Trailblazer at $1,384 per year, and coming in third is the Kia Soul, at an average of $1,438 per year.

Some other SUVs that have affordable insurance rates are the Ford Bronco Sport, Mazda CX-5, Buick Envision, and Toyota Corolla Cross, with an average car insurance cost of $1,508 per year or less.

Ranked in the bottom half of the top 20 cheapest SUVs to insure, SUVs like the Buick Envista, Buick Encore, Kia Niro, Volkswagen Tiguan, and Subaru Ascent average between $1,508 and $1,604 per year for insurance.

Auto insurance in Appleton for this segment for an average middle-age driver will start around $114 per month, depending on the company and your location. The table below ranks the twenty SUVs with the cheapest insurance in Appleton, starting with the Subaru Crosstrek at $114 per month and ending with the Subaru Ascent at $134 per month.

Cheapest SUVs to Insure in Appleton, Wisconsin
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,362$114
Chevrolet TrailblazerCompact$1,384$115
Kia SoulCompact$1,438$120
Nissan KicksCompact$1,450$121
Honda PassportMidsize$1,470$123
Buick EnvisionCompact$1,478$123
Toyota Corolla CrossCompact$1,486$124
Hyundai VenueCompact$1,498$125
Mazda CX-5Compact$1,502$125
Ford Bronco SportCompact$1,508$126
Volkswagen TiguanCompact$1,526$127
Nissan MuranoMidsize$1,548$129
Buick EncoreCompact$1,566$131
Honda CR-VCompact$1,570$131
Subaru OutbackMidsize$1,570$131
Buick EnvistaMidsize$1,574$131
Volkswagen TaosCompact$1,578$132
Kia NiroCompact$1,586$132
Honda HR-VCompact$1,602$134
Subaru AscentMidsize$1,604$134

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Appleton, WI, with the Subaru Crosstrek ranking first at $1,362 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Appleton, WI, with the Subaru Crosstrek ranking first at $1,362 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Wisconsin.

Cheap pickups to insure in Appleton, WI

The Chevrolet Colorado takes the top ranking for the most affordable pickup truck to insure in Appleton, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model costs an average of $1,624 per year for full-coverage auto insurance.

Other models that have affordable insurance rates include the Toyota Tacoma, Hyundai Santa Cruz, GMC Sierra 2500 HD, and Honda Ridgeline, with an average car insurance cost of $1,894 per year or less.

From a monthly standpoint, full-coverage auto insurance on this segment in Appleton starts at an average of $135 per month, depending on the company.

The comparison table below ranks the pickups with the cheapest average auto insurance rates in Appleton, starting with the Chevrolet Colorado at $1,624 per year ($135 per month) and ending with the Ram Truck at $2,130 per year ($178 per month).

Cheapest Pickups to Insure in Appleton, Wisconsin
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,624$135
Nissan TitanFull-size$1,724$144
Nissan FrontierMidsize$1,744$145
Ford RangerMidsize$1,758$147
Ford MaverickMidsize$1,788$149
Honda RidgelineMidsize$1,826$152
Hyundai Santa CruzMidsize$1,858$155
Toyota TacomaMidsize$1,868$156
GMC Sierra 2500 HDHeavy Duty$1,874$156
GMC CanyonMidsize$1,894$158
Jeep GladiatorMidsize$1,942$162
GMC Sierra 3500Heavy Duty$1,952$163
Chevrolet Silverado HD 3500Heavy Duty$1,972$164
Chevrolet Silverado HD 2500Heavy Duty$2,022$169
GMC SierraFull-size$2,032$169
Nissan Titan XDHeavy Duty$2,036$170
Chevrolet SilveradoFull-size$2,038$170
Ford F150Full-size$2,062$172
GMC Hummer EV PickupFull-size$2,112$176
Ram TruckFull-size$2,130$178

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Appleton, WI, with the Chevrolet Colorado ranking first at $1,624 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Appleton, WI, with the Chevrolet Colorado ranking first at $1,624 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Looking for insurance rates for a different truck? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Appleton car insurance quotes from the best auto insurance companies in Wisconsin.

Most affordable sports cars to insure

The top three sports cars with the most affordable auto insurance rates in Appleton are the Mazda MX-5 Miata at $1,704 per year, the Toyota GR86 at $1,942 per year, and the Ford Mustang at $2,026 per year.

Also ranking well in our comparison are cars like the Nissan Z, Toyota GR Supra, BMW M2, and Lexus RC F, with average insurance cost of $2,204 per year or less.

Auto insurance in Appleton for this segment for a middle-age safe driver starts at an average of $142 per month, depending on where you live and the company you use.

The table below ranks the twenty sports cars with the cheapest auto insurance rates in Appleton, starting with the Mazda MX-5 Miata at $142 per month and ending with the Porsche Taycan at $260 per month.

Cheapest Sports Cars to Insure in Appleton, Wisconsin
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,704$142
Toyota GR86Sports Car$1,942$162
Ford MustangSports Car$2,026$169
BMW Z4Sports Car$2,034$170
Subaru WRXSports Car$2,066$172
Toyota GR SupraSports Car$2,068$172
BMW M2Sports Car$2,132$178
Nissan ZSports Car$2,132$178
Lexus RC FSports Car$2,178$182
Subaru BRZSports Car$2,204$184
BMW M3Sports Car$2,326$194
Porsche 718Sports Car$2,372$198
Chevrolet CamaroSports Car$2,394$200
Chevrolet CorvetteSports Car$2,554$213
Porsche 911Sports Car$2,640$220
BMW M4Sports Car$2,750$229
Lexus LC 500Sports Car$2,766$231
Jaguar F-TypeSports Car$2,908$242
Mercedes-Benz AMG GT53Sports Car$3,050$254
Porsche TaycanSports Car$3,120$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Appleton, WI, with the Mazda MX-5 Miata ranking first at $1,704 per year.
Ranking of the cheapest sports cars to insure in Appleton, WI, with the Mazda MX-5 Miata ranking first at $1,704 per year.

Don’t see insurance cost for your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Appleton.

Cheapest luxury car insurance rates

Ranking #1 in Appleton for cheapest average insurance in the luxury sedan segment is the Acura Integra, costing an average of $1,638 per year. Second place is the BMW 330i costing $1,876 per year, third place goes to the Mercedes-Benz CLA250, at an average of $1,896 per year, and ranking fourth is the Lexus IS 300, costing an average of $1,902 per year.

Additional luxury cars that have cheaper rates include the Lexus RC 300, Mercedes-Benz AMG CLA35, Cadillac CT4, and Genesis G70, with average rates of $1,936 per year or less.

Some additional 2024 luxury models that make the list include the Lexus ES 250, BMW 230i, Lexus RC 350, and Lexus IS 350, which cost between $1,936 and $2,066 per year for auto insurance.

As a cost per month, auto insurance rates in this segment for a middle-age safe driver starts at around $137 per month, depending on your location and insurance company. The comparison table below ranks the luxury cars with the lowest-cost average auto insurance rates in Appleton.

Cheapest Luxury Cars to Insure in Appleton, Wisconsin
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,638$137
BMW 330iCompact$1,876$156
Mercedes-Benz CLA250Midsize$1,896$158
Lexus IS 300Midsize$1,902$159
Acura TLXCompact$1,906$159
Cadillac CT4Compact$1,924$160
Lexus ES 350Midsize$1,924$160
Genesis G70Compact$1,930$161
Mercedes-Benz AMG CLA35Midsize$1,932$161
Lexus RC 300Midsize$1,936$161
Lexus IS 350Compact$1,944$162
Jaguar XFMidsize$1,950$163
Cadillac CT5Midsize$1,984$165
Lexus ES 250Midsize$1,994$166
BMW 330eCompact$1,998$167
Lexus RC 350Compact$1,998$167
BMW 228iCompact$2,002$167
BMW 230iCompact$2,018$168
Lexus ES 300hMidsize$2,020$168
Audi S3Compact$2,066$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Appleton, WI, with the Acura Integra ranking first at $1,638 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Appleton, WI, with the Acura Integra ranking first at $1,638 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see your luxury car in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Appleton car insurance quotes from top-rated companies in Wisconsin.

Luxury SUVs with cheap insurance rates

Ranking in the top five for the lowest-cost Appleton auto insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Jaguar E-Pace, Acura RDX, and Cadillac XT4. Insurance rates for these models average $1,738 or less per year.

Also ranking well are luxury SUVs like the Mercedes-Benz GLB 250, Lexus UX 250h, Lexus NX 350h, and Lincoln Corsair, with an average car insurance cost of $1,778 per year or less.

As a cost per month, car insurance in Appleton on this segment for the average driver will start around $128 per month, depending on your company and location.

When rates are compared by vehicle size, the most affordable small luxury SUV to insure in Appleton is the Acura RDX at $1,540 per year. For midsize luxury SUVs, the Jaguar E-Pace has the cheapest rates at $1,722 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $2,066 per year.

The next table ranks the luxury SUVs with the lowest-cost average insurance rates in Appleton.

Cheapest Luxury SUVs to Insure in Appleton, Wisconsin
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,540$128
Lexus NX 250Compact$1,632$136
Cadillac XT4Compact$1,662$139
Jaguar E-PaceMidsize$1,722$144
Cadillac XT5Midsize$1,738$145
Lexus NX 350hCompact$1,740$145
Lincoln CorsairCompact$1,760$147
Mercedes-Benz GLB 250Compact$1,762$147
Lexus UX 250hCompact$1,766$147
Lexus NX 450hCompact$1,778$148
Infiniti QX50Midsize$1,790$149
Mercedes-Benz GLA250Compact$1,796$150
Cadillac XT6Midsize$1,802$150
Mercedes-Benz GLA35 AMGCompact$1,802$150
Infiniti QX60Midsize$1,812$151
Mercedes-Benz AMG GLB35Midsize$1,814$151
Land Rover EvoqueCompact$1,840$153
Acura MDXMidsize$1,842$154
Lexus NX 350Compact$1,848$154
Lexus RX 350Midsize$1,850$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Appleton, WI Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Appleton, WI, with the Acura RDX ranking first at $1,540 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Appleton, WI, with the Acura RDX ranking first at $1,540 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Appleton car insurance quotes from the best companies in Wisconsin.

Variability of auto insurance rates

In an effort to help illustrate the extent to which auto insurance prices can change between drivers (and also emphasize the importance of accurate rate quotes), the charts below present detailed auto insurance rates for five popular vehicles in Appleton: the Ford F150, Nissan Sentra, Nissan Rogue, Honda Accord, and Chevrolet Camaro.

Each illustration uses different driver and policy risk profiles to illustrate the difference in price when minor changes are made to the driver profile.

Ford F150 insurance rates

Insurance for a Ford F150 in Appleton costs an average of $2,062 per year, or about $172 per month, and ranges from $1,710 to $4,762 per year.

Average 2024 Ford F150 insurance premiums in Appleton for different driver ages and risk scenarios.
Figure 3: Average 2024 Ford F150 insurance premiums in Appleton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Ford F150 Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,762$397
Safe Driver Age 20$4,168$347
At-fault Accidents Age 40$2,926$244
Low Deductibles Age 40$2,702$225
Safe Driver Age 30$2,198$183
Safe Driver Age 40$2,062$172
Safe Driver Age 50$1,826$152
High Deductibles Age 40$1,734$145
Safe Driver Age 60$1,710$143
Discount Rate Age 40$1,710$143

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford F150 trim levels. Updated June 27, 2025

The Ford F150 is a full-size truck, and other popular models include the Chevrolet Silverado, Nissan Titan, and Toyota Tundra.

Nissan Sentra insurance rates

Auto insurance for a Nissan Sentra in Appleton costs an average of $1,688 per year (about $141 per month) and has a range of $1,402 to $3,838 annually.

Average 2024 Nissan Sentra insurance premiums in Appleton for different driver ages and risk scenarios.
Figure 4: Average 2024 Nissan Sentra insurance premiums in Appleton for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,838$320
Safe Driver Age 20$3,338$278
At-fault Accidents Age 40$2,390$199
Low Deductibles Age 40$2,136$178
Safe Driver Age 30$1,792$149
Safe Driver Age 40$1,688$141
Safe Driver Age 50$1,508$126
High Deductibles Age 40$1,452$121
Safe Driver Age 60$1,410$118
Discount Rate Age 40$1,402$117

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated June 26, 2025

The Nissan Sentra is part of the compact car segment, and other models popular in Appleton include the Volkswagen Jetta, Chevrolet Cruze, Hyundai Elantra, and Toyota Corolla.

Nissan Rogue insurance rates

Car insurance for a Nissan Rogue in Appleton averages $1,654 per year (about $138 per month) and has a range of $1,376 to $3,786 annually.

Average 2024 Nissan Rogue insurance premiums in Appleton for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Rogue insurance premiums in Appleton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,786$316
Safe Driver Age 20$3,300$275
At-fault Accidents Age 40$2,344$195
Low Deductibles Age 40$2,128$177
Safe Driver Age 30$1,762$147
Safe Driver Age 40$1,654$138
Safe Driver Age 50$1,476$123
High Deductibles Age 40$1,406$117
Safe Driver Age 60$1,378$115
Discount Rate Age 40$1,376$115

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated June 27, 2025

The Nissan Rogue is part of the compact SUV segment, and other popular models in the same segment include the Subaru Forester, Chevrolet Equinox, Toyota RAV4, and Mazda CX-5.

Honda Accord insurance rates

In Appleton, Honda Accord insurance costs an average of $1,780 per year, or about $148 per month, and has a range of $1,480 to $4,090 annually.

Average 2024 Honda Accord insurance premiums in Appleton for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Accord insurance premiums in Appleton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,090$341
Safe Driver Age 20$3,584$299
At-fault Accidents Age 40$2,514$210
Low Deductibles Age 40$2,344$195
Safe Driver Age 30$1,902$159
Safe Driver Age 40$1,780$148
Safe Driver Age 50$1,576$131
High Deductibles Age 40$1,490$124
Discount Rate Age 40$1,480$123
Safe Driver Age 60$1,476$123

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated June 27, 2025

The Honda Accord belongs to the midsize car segment, and other similar models from the same segment include the Kia K5, Hyundai Sonata, Nissan Altima, and Toyota Camry.

Chevrolet Camaro insurance rates

Insurance for a Chevrolet Camaro in Appleton costs an average of $2,394 per year ($200 per month) and has a range of $1,988 to $5,498 per year.

Average 2024 Chevrolet Camaro insurance premiums in Appleton for different driver ages and risk scenarios.
Figure 7: Average 2024 Chevrolet Camaro insurance premiums in Appleton for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Appleton includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Camaro Insurance Cost in Appleton, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,498$458
Safe Driver Age 20$4,802$400
At-fault Accidents Age 40$3,400$283
Low Deductibles Age 40$3,082$257
Safe Driver Age 30$2,548$212
Safe Driver Age 40$2,394$200
Safe Driver Age 50$2,130$178
High Deductibles Age 40$2,040$170
Safe Driver Age 60$1,992$166
Discount Rate Age 40$1,988$166

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Camaro trim levels. Updated June 27, 2025

The Chevrolet Camaro is a sports car, and other similar models that are popular in Appleton, WI, include the Chevrolet Corvette, Toyota Supra, and Ford Mustang.

Tips for finding cheaper Appleton car insurance

Financially savvy drivers should always be looking to reduce their monthly auto insurance expenses, so run through the money-saving tips in this next list and it’s very possible you can save a few bucks on your next policy.

  • Save money with better credit. Maintaining a high credit score could save as much as $290 per year when compared to a credit rating between 670-739. Conversely, a less-than-perfect credit history could cost around $336 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Lots of discounts equals cheaper auto insurance. Discounts may be available if the insureds choose electronic billing, are loyal customers, are senior citizens, belong to certain professional organizations, insure multiple vehicles on the same policy, or many other discounts which could save the average Appleton driver as much as $310 per year.
  • Your employment could reduce your rates. Just about all auto insurance providers offer discounts for certain professions like high school and elementary teachers, lawyers, police officers and law enforcement, engineers, scientists, doctors, and others. Working in a qualifying occupation could save between $55 and $179 on your auto insurance premium, depending on the coverage levels.
  • Shop around often. Taking a couple of minutes every year or so to get a few free car insurance quotes is a great way to save money. Rates are always changing and you are not locked into any one company.
  • Car insurance is cheaper with higher deductibles. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Stay claim free. Most insurers offer a discount if you have not filed any claims. Car insurance should be used in the case of significant financial loss, not minor claims.
  • If your car is older, remove unneeded coverages. Deleting physical damage coverage from vehicles whose value has dropped to the point where coverage is not cost effective will cut the cost of car insurance considerably.