Car Insurance Cost in Cheyenne, WY – Average Rates + Cheapest

How much does car insurance cost in Cheyenne? Sit back and find out as we break down the cost to insure over 150 vehicles with cheap rates.

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  • Average car insurance cost in Cheyenne is $2,270 per year, or approximately $189 per month. This is 2.2% more than the national average rate of $2,221.
  • Cheyenne, WY, auto insurance costs $10 per year less than the Wyoming state average rate ($2,280) and $49 per year more than the U.S. national average ($2,221).
  • Monthly car insurance rates for a few popular vehicles in Cheyenne include the Honda Accord at $183, Jeep Wrangler at $216, and Subaru Outback at $161.
  • Vehicles like the Subaru Crosstrek, Toyota Corolla Cross, and Chevrolet Trailblazer have top rankings for cheap car insurance in Cheyenne.
  • Vehicles with the cheapest auto insurance in their automotive segment include the Subaru Crosstrek at $1,678 per year, Kia K5 at $2,186 per year, Mercedes-Benz CLA250 at $2,336 per year, and Acura RDX at $1,898 per year.
  • Auto insurance quotes in Cheyenne can range from as low as $27 per month for liability-only insurance to over $715 per month for teens and other high-risk drivers.

How much does car insurance cost in Cheyenne?

Average car insurance cost in Cheyenne is $2,270 per year, which is 2.2% more than the overall national average rate of $2,221 per year. The average cost per month for car insurance in Cheyenne is $189 for a policy with full coverage.

In the state of Wyoming, average auto insurance cost is $2,280 per year, so the cost in Cheyenne averages $10 less per year. The average cost to insure a car in Cheyenne is very similar to what drivers pay in Casper, $8 per year cheaper than in Laramie, and $38 per year less than in Rock Springs.

The chart below goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible limits. This helps visualize how the cost of a car insurance policy increases with lower deductibles, and decreases on a high-deductible policy.

Average full-coverage car insurance premium in Cheyenne, WY for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Cheyenne, WY for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Cheyenne, WY Zip Codes.

Average Car Insurance Cost in Cheyenne, WY
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,864$322
$500$4,566$381
$250$5,310$443
30$1,000$2,030$169
$500$2,422$202
$250$2,828$236
40$1,000$1,908$159
$500$2,270$189
$250$2,644$220
50$1,000$1,700$142
$500$2,012$168
$250$2,336$195
60$1,000$1,592$133
$500$1,884$157
$250$2,188$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Cheyenne, WY Zip Codes. Updated June 26, 2025

Average rates in the chart above range from $1,592 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $5,310 per year for a 20-year-old driver with $250 deductibles. Throughout our site, the rate used to compare the cost between models and locations is a 40-year-old driver with $500 deductibles, which has an average cost of $2,270 per year.

As a monthly expense, the average cost of auto insurance in Cheyenne ranges from $133 to $443 for the same driver ages and deductibles shown in the previous chart.

The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below illustrates these differences by showing the difference in average car insurance rates in Cheyenne for young, middle-age, and senior drivers.

Average cost of car insurance in Cheyenne by driver age

  • 16 year old – $8,083 per year or $674 per month
  • 17 year old – $7,831 per year or $653 per month
  • 18 year old – $7,020 per year or $585 per month
  • 19 year old – $6,391 per year or $533 per month
  • 20 year old – $4,566 per year or $381 per month
  • 30 year old – $2,422 per year or $202 per month
  • 40 year old – $2,270 per year or $189 per month
  • 50 year old – $2,012 per year or $168 per month
  • 60 year old – $1,884 per year or $157 per month

The rates above for teen drivers assumed the gender of the driver was male. The next chart gets more specific and separates average car insurance cost for teenagers in Cheyenne, Wyoming, by gender. Females are usually a little cheaper to insure, especially in the teen years.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Cheyenne, WY for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$8,083$7,551
17-Year-Old$7,831$7,505
18-Year-Old$7,020$6,475
19-Year-Old$6,391$5,403

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a female 16-year-old driver in Cheyenne costs an average of $532 less per year than the cost for a male driver, while at age 19, the cost difference is less but males still pay an average of $988 more per year.

The car insurance costs referenced previously are averaged for all 2024 vehicle models, which is helpful when making broad comparisons like the difference in average auto insurance cost for two different locations in Wyoming. For deeper price comparisons, however, the rates will be more accurate if we analyze the specific model of vehicle being insured.

In the next few sections of this article, we show lots of rates for many different specific vehicles, but for now, a few of the most popular models will be used to find out how car insurance rates size up in Cheyenne.

The next chart shows insurance rates for a small sample of popular cars, pickups, and SUVs on Cheyenne streets.

Average cost to insure popular 2024 model year vehicles in Cheyenne.
Figure 3: Average cost to insure popular 2024 model year vehicles in Cheyenne. Rates updated on June 26, 2025.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Cheyenne Zip Codes.

Cheyenne, WY, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,678$140
Honda CR-V$1,936$161
Honda Civic$2,010$168
Nissan Rogue$2,038$170
Toyota Highlander$2,066$172
Nissan Sentra$2,080$173
Chevrolet Equinox$2,090$174
Toyota RAV4$2,092$174
Honda Pilot$2,210$184
Toyota Corolla$2,212$184
Jeep Grand Cherokee$2,270$189
Hyundai Santa Fe$2,308$192
Toyota 4Runner$2,432$203
Toyota Camry$2,438$203
Hyundai Elantra$2,466$206
Chevrolet Silverado$2,510$209
Ford F150$2,540$212
Ram Truck$2,626$219
Chevrolet Corvette$3,144$262

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Cheyenne, WY Zip Codes. Updated June 26, 2025

The models that are popular in Cheyenne tend to be small or midsize sedans like the Nissan Sentra, Honda Civic, and Honda Accord and small or midsize SUVs like the Nissan Rogue, Chevy Equinox, and Toyota Highlander.

A few additional popular models from other segments include luxury cars like the BMW 530i, Lexus ES 350, and Acura ILX, luxury SUVs like the Cadillac XT5, BMW X5, and Lexus RX 350, and pickup trucks like the Ford F-150, Chevy Silverado, and Ram 1500.

We explore rates in much more detail in a bit, but before that, let’s go over the comparisons and key concepts that we covered in the first section.

  • Cheyenne, Wyoming, average car insurance cost is more than the U.S. average – $2,270 (Cheyenne average) compared to $2,221 (U.S. average)
  • Low deductible car insurance costs more – A 20-year-old driver pays an average of $1,220 more per year for $250 deductibles compared to $1,000 deductibles.
  • Teen females pay less than teen males – Female drivers age 16 to 19 pay $988 to $532 less per year than their male counterparts.
  • Average car insurance cost per month ranges from $157 to $674 – That’s the average car insurance cost range for drivers age 16 to 60 in Cheyenne, Wyoming.
  • Cheyenne car insurance prices are cheaper than the Wyoming state average – $2,270 (Cheyenne average) compared to $2,280 (Wyoming average)
  • Auto insurance rates drop substantially from age 20 to 30 – The average 30-year-old Cheyenne, WY, driver will pay $2,144 less annually than a 20-year-old driver, $2,422 compared to $4,566.

Which vehicles cost the least to insure in Cheyenne?

The models with the most affordable car insurance quotes in Cheyenne, WY, tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Toyota Corolla Cross.

Average auto insurance quotes for those vehicles cost $1,842 or less per year, or $154 per month, for full coverage car insurance.

Some additional vehicles that have low-cost auto insurance prices in the cost comparison table are the Nissan Murano, Buick Encore, Buick Envista, and Ford Bronco Sport. Average rates are somewhat higher for those models than the crossover SUVs at the top of the rankings, but they still have an average cost of $1,976 or less per year ($165 per month).

The next table shows the vehicles with the cheapest overall insurance rates in Cheyenne, ordered by cost.

Top 20 Cheapest Auto Insurance Rates in Cheyenne, Wyoming
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,678$140
2Chevrolet Trailblazer$1,706$142
3Kia Soul$1,772$148
4Nissan Kicks$1,786$149
5Honda Passport$1,808$151
6Buick Envision$1,820$152
7Toyota Corolla Cross$1,830$153
8Hyundai Venue$1,842$154
9Mazda CX-5$1,852$154
10Ford Bronco Sport$1,860$155
11Volkswagen Tiguan$1,880$157
12Acura RDX$1,898$158
13Nissan Murano$1,906$159
14Buick Encore$1,928$161
15Subaru Outback$1,934$161
16Honda CR-V$1,936$161
17Buick Envista$1,938$162
18Volkswagen Taos$1,944$162
19Kia Niro$1,954$163
20Subaru Ascent$1,974$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 27, 2025

Top 20 cheapest vehicles to insure in Cheyenne, WY with the Subaru Crosstrek ranking first at $1,678 per year
Top 20 cheapest vehicles to insure in Cheyenne, WY with the Subaru Crosstrek ranking first at $1,678 per year

The above table containing 20 ranked vehicles probably isn’t the best way to show a comprehensive summary of the cost of auto insurance in Cheyenne. A more efficient way to analyze rates for more vehicle models is by breaking them out by segment.

This next section illustrates average car insurance cost by vehicle segment. The rates shown will provide a decent idea of the general vehicle types that have the overall best Cheyenne auto insurance rates. After the chart, the next six sections rank the specific models that have the cheapest insurance rates for each automotive segment.

Cheyenne auto insurance rates by vehicle segment

If you’re shopping around for a different vehicle, it’s in your best interest to know which kinds of vehicles have less expensive car insurance rates. For example, you may be curious if SUVs have cheaper insurance than minivans or if full-size pickups are cheaper to insure than midsize pickups.

The chart below displays the average car insurance cost in Cheyenne for each automotive segment. Typically, small SUVs and midsize pickups have the cheapest average auto insurance rates, while exotic models have the most expensive insurance rates.

Car insurance average cost by automotive segment in Cheyenne, WY.
Figure 4: Car insurance average cost by automotive segment in Cheyenne, WY. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Cheyenne Zip Codes.

Car Insurance Rates by Automotive Segment in Cheyenne, WY
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,084$174
Midsize SUV$2,240$187
Compact Car$2,242$187
Minivan$2,248$187
Midsize Pickup$2,292$191
Midsize Car$2,314$193
Compact Luxury SUV$2,460$205
Compact Luxury Car$2,496$208
Large SUV$2,506$209
Half-ton Pickup$2,514$210
Heavy Duty Pickup$2,606$217
Midsize Luxury SUV$2,692$224
Midsize Luxury Car$2,786$232
Sports Car$3,118$260
Large Car$3,264$272
Large Luxury SUV$3,514$293
Large Luxury Car$3,630$303

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Cheyenne, WY Zip Codes. Updated June 27, 2025

Average rates by segment are suitable to make a general comparison, but cost varies considerably within each vehicle category shown in the chart above.

For example, in the small luxury car segment, Cheyenne insurance rates range from the Acura Integra at $2,018 per year up to the BMW M340i costing $2,772 per year, a difference of $754 within that segment.

Also, in the midsize truck segment, rates range from the Chevrolet Colorado at $2,000 per year up to the Rivian R1T at $2,830 per year.

In these next sections, we will eliminate a lot of this variability by looking at the cost of car insurance in Cheyenne on a model level.

Cheapest cars to insure in Cheyenne

The four lowest-cost non-luxury cars to insure in Cheyenne are the Toyota GR Corolla at $1,974 per year, Nissan Leaf at $1,988 per year, Honda Civic at $2,010 per year, and Nissan Sentra at $2,080 per year.

Additional models that have cheaper rates are the Chevrolet Malibu, Honda Accord, Toyota Prius, and Toyota Corolla, with an average car insurance cost of $2,212 per year or less.

As a cost per month, auto insurance on this segment in Cheyenne for a good driver can cost as low as $165 per month, depending on your company and location.

If prices are ranked by vehicle size, the cheapest compact car to insure in Cheyenne is the Toyota GR Corolla at $1,974 per year, or $165 per month. For midsize cars, the Kia K5 is cheapest to insure at $2,186 per year, or $182 per month. And for full-size non-luxury cars, the Chrysler 300 is most affordable to insure at $2,162 per year, or $180 per month.

The comparison table below ranks the cars with the most affordable car insurance rates in Cheyenne, starting with the Toyota GR Corolla at $1,974 per year and ending with the Mazda 3 at $2,346 per year.

Cheapest Insurance for Cars in Cheyenne, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,974$165
Nissan LeafCompact$1,988$166
Honda CivicCompact$2,010$168
Nissan SentraCompact$2,080$173
Subaru ImprezaCompact$2,086$174
Toyota PriusCompact$2,122$177
Kia K5Midsize$2,186$182
Honda AccordMidsize$2,194$183
Chevrolet MalibuMidsize$2,200$183
Toyota CorollaCompact$2,212$184
Kia ForteCompact$2,216$185
Volkswagen ArteonMidsize$2,232$186
Nissan VersaCompact$2,236$186
Subaru LegacyMidsize$2,240$187
Hyundai Ioniq 6Midsize$2,260$188
Mitsubishi Mirage G4Compact$2,290$191
Volkswagen JettaCompact$2,296$191
Hyundai SonataMidsize$2,298$192
Toyota CrownMidsize$2,298$192
Mazda 3Compact$2,346$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Cheyenne, WY, with the Toyota GR Corolla ranking first at $1,974 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Cheyenne, WY, with the Toyota GR Corolla ranking first at $1,974 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.

Cheapest SUV insurance rates in Cheyenne

Taking the top ranking in Cheyenne for cheapest insurance in the SUV segment is the Subaru Crosstrek, costing $1,678 per year. Second place is the Chevrolet Trailblazer costing $1,706 per year, the third most affordable is the Kia Soul, costing an average of $1,772 per year, and the fourth cheapest is the Nissan Kicks, at an average of $1,786 per year.

Not the cheapest in the list, but still ranking well, are models like the Mazda CX-5, Toyota Corolla Cross, Hyundai Venue, and Ford Bronco Sport, with an average car insurance cost of $1,860 per year or less.

Some additional models on the list include the Subaru Outback, Volkswagen Taos, Subaru Ascent, Nissan Murano, and Volkswagen Tiguan, which average between $1,860 and $1,974 per year for full-coverage insurance in Cheyenne.

Car insurance for this segment in Cheyenne for a middle-age safe driver will start around $140 per month, depending on the company and where you live.

If ranked by vehicle size, the most affordable non-luxury compact SUV to insure in Cheyenne is the Subaru Crosstrek at $1,678 per year. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,808 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the most affordable rates at $2,132 per year.

The table below ranks the SUVs with the most affordable car insurance in Cheyenne.

Cheapest Insurance for SUVs in Cheyenne, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,678$140
Chevrolet TrailblazerCompact$1,706$142
Kia SoulCompact$1,772$148
Nissan KicksCompact$1,786$149
Honda PassportMidsize$1,808$151
Buick EnvisionCompact$1,820$152
Toyota Corolla CrossCompact$1,830$153
Hyundai VenueCompact$1,842$154
Mazda CX-5Compact$1,852$154
Ford Bronco SportCompact$1,860$155
Volkswagen TiguanCompact$1,880$157
Nissan MuranoMidsize$1,906$159
Buick EncoreCompact$1,928$161
Subaru OutbackMidsize$1,934$161
Honda CR-VCompact$1,936$161
Buick EnvistaMidsize$1,938$162
Volkswagen TaosCompact$1,944$162
Kia NiroCompact$1,954$163
Subaru AscentMidsize$1,974$165
Honda HR-VCompact$1,976$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Cheyenne, WY, with the Subaru Crosstrek ranking first at $1,678 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Cheyenne, WY, with the Subaru Crosstrek ranking first at $1,678 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.

Cheapest pickups to insure in Cheyenne, WY

Sitting at number one in Cheyenne for the lowest-cost insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,000 per year. Second place is the Nissan Titan at $2,120 per year, the third most affordable is the Nissan Frontier, costing an average of $2,148 per year, and fourth place goes to the Ford Ranger, at an average of $2,168 per year.

Not the cheapest, but still very affordable, are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and GMC Canyon, with average cost of $2,334 per year or less.

As a cost per month, car insurance on this segment in Cheyenne starts at around $167 per month, depending on where you live and the company you use. The rate comparison table below ranks the pickups with the cheapest auto insurance rates in Cheyenne, starting with the Chevrolet Colorado at $167 per month and ending with the Ram Truck at $219 per month.

Cheapest Insurance for Pickups in Cheyenne, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,000$167
Nissan TitanFull-size$2,120$177
Nissan FrontierMidsize$2,148$179
Ford RangerMidsize$2,168$181
Ford MaverickMidsize$2,200$183
Honda RidgelineMidsize$2,250$188
Hyundai Santa CruzMidsize$2,290$191
Toyota TacomaMidsize$2,298$192
GMC Sierra 2500 HDHeavy Duty$2,308$192
GMC CanyonMidsize$2,334$195
Jeep GladiatorMidsize$2,390$199
GMC Sierra 3500Heavy Duty$2,402$200
Chevrolet Silverado HD 3500Heavy Duty$2,426$202
Chevrolet Silverado HD 2500Heavy Duty$2,490$208
GMC SierraFull-size$2,506$209
Nissan Titan XDHeavy Duty$2,508$209
Chevrolet SilveradoFull-size$2,510$209
Ford F150Full-size$2,540$212
GMC Hummer EV PickupFull-size$2,604$217
Ram TruckFull-size$2,626$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Cheyenne, WY, with the Chevrolet Colorado ranking first at $2,000 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Cheyenne, WY, with the Chevrolet Colorado ranking first at $2,000 per year.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Don’t see your pickup in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.

Cheapest luxury cars to insure in Cheyenne

Ranking highest for the lowest-cost Cheyenne car insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura TLX, Acura Integra, Lexus IS 300, and BMW 330i. Car insurance rates for these vehicles average $2,348 or less per year.

Some other luxury cars that have affordable insurance rates include the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus RC 300, and Genesis G70, with an average car insurance cost of $2,386 per year or less.

Ranked in the lower half of the top 20, cars like the Lexus ES 250, Cadillac CT5, Lexus ES 300h, Lexus IS 350, and BMW 230i cost between $2,386 and $2,544 per year for insurance.

Auto insurance for this segment in Cheyenne for a good driver will start around $168 per month, depending on the company and where you live. The rate comparison table below ranks the twenty luxury cars with the cheapest car insurance in Cheyenne, starting with the Acura Integra at $2,018 per year and ending with the Audi S3 at $2,544 per year.

Cheapest Insurance for Luxury Cars in Cheyenne, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,018$168
BMW 330iCompact$2,312$193
Mercedes-Benz CLA250Midsize$2,336$195
Lexus IS 300Midsize$2,340$195
Acura TLXCompact$2,348$196
Lexus ES 350Midsize$2,370$198
Cadillac CT4Compact$2,372$198
Genesis G70Compact$2,376$198
Mercedes-Benz AMG CLA35Midsize$2,380$198
Lexus RC 300Midsize$2,386$199
Lexus IS 350Compact$2,396$200
Jaguar XFMidsize$2,402$200
Cadillac CT5Midsize$2,446$204
Lexus ES 250Midsize$2,454$205
Lexus RC 350Compact$2,462$205
BMW 330eCompact$2,464$205
BMW 228iCompact$2,468$206
BMW 230iCompact$2,488$207
Lexus ES 300hMidsize$2,492$208
Audi S3Compact$2,544$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Cheyenne, WY, with the Acura Integra ranking first at $2,018 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Cheyenne, WY, with the Acura Integra ranking first at $2,018 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Cheapest luxury SUV insurance rates in Cheyenne

The lowest-cost luxury SUVs to insure in Cheyenne are the Acura RDX at $1,898 per year, the Lexus NX 250 at $2,010 per year, and the Cadillac XT4 at $2,048 per year.

Some other luxury SUVs that rank well are the Lexus UX 250h, Lexus NX 350h, Mercedes-Benz GLB 250, and Lincoln Corsair, with an average cost of $2,190 per year or less.

Additional models that make the list include the Mercedes-Benz GLA250, Cadillac XT6, Lexus NX 350, and Land Rover Evoque, which average between $2,190 and $2,280 to insure per year in Cheyenne.

Full-coverage auto insurance in Cheyenne for this segment for an average middle-age driver starts at around $158 per month, depending on your location.

If vehicle size is considered, the lowest-cost small luxury SUV to insure in Cheyenne is the Acura RDX at $1,898 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $2,122 per year. And for full-size luxury models, the Infiniti QX80 has the cheapest rates at $2,544 per year.

The next table ranks the SUVs with the most affordable auto insurance rates in Cheyenne, starting with the Acura RDX at $158 per month and ending with the Lexus RX 350 at $190 per month.

Cheapest Insurance for Luxury SUVs in Cheyenne, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,898$158
Lexus NX 250Compact$2,010$168
Cadillac XT4Compact$2,048$171
Jaguar E-PaceMidsize$2,122$177
Cadillac XT5Midsize$2,140$178
Lexus NX 350hCompact$2,142$179
Lincoln CorsairCompact$2,168$181
Mercedes-Benz GLB 250Compact$2,172$181
Lexus UX 250hCompact$2,176$181
Lexus NX 450hCompact$2,190$183
Infiniti QX50Midsize$2,206$184
Mercedes-Benz GLA250Compact$2,214$185
Mercedes-Benz GLA35 AMGCompact$2,220$185
Cadillac XT6Midsize$2,222$185
Infiniti QX60Midsize$2,234$186
Mercedes-Benz AMG GLB35Midsize$2,236$186
Land Rover EvoqueCompact$2,266$189
Acura MDXMidsize$2,270$189
Lexus NX 350Compact$2,276$190
Lexus RX 350Midsize$2,280$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Cheyenne, WY, with the Acura RDX ranking first at $1,898 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Cheyenne, WY, with the Acura RDX ranking first at $1,898 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Is your luxury SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Cheyenne car insurance quotes from the best companies in Wyoming.

Cheapest sports car insurance rates in Cheyenne, Wyoming

The top four sports cars with the most affordable average auto insurance rates in Cheyenne are the Mazda MX-5 Miata at $2,100 per year, Toyota GR86 at $2,392 per year, Ford Mustang at $2,492 per year, and BMW Z4 at $2,506 per year.

Not the cheapest sports cars to insure, but still very reasonable, are cars like the Nissan Z, Toyota GR Supra, Subaru BRZ, and BMW M2, with average cost of $2,714 per year or less.

Some additional models on the list include the BMW M4, Porsche 718, BMW M3, Mercedes-Benz AMG GT53, and Chevrolet Camaro, which cost between $2,714 and $3,842 per year for full-coverage insurance.

Full-coverage auto insurance for this segment in Cheyenne for a middle-age safe driver starts at around $175 per month, depending on your location.

The table below ranks the sports cars with the lowest-cost car insurance rates in Cheyenne, starting with the Mazda MX-5 Miata at $2,100 per year and ending with the Porsche Taycan at $3,842 per year.

Cheapest Insurance for Sports Cars in Cheyenne, WY
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,100$175
Toyota GR86Sports Car$2,392$199
Ford MustangSports Car$2,492$208
BMW Z4Sports Car$2,506$209
Subaru WRXSports Car$2,542$212
Toyota GR SupraSports Car$2,550$213
BMW M2Sports Car$2,624$219
Nissan ZSports Car$2,628$219
Lexus RC FSports Car$2,684$224
Subaru BRZSports Car$2,714$226
BMW M3Sports Car$2,866$239
Porsche 718Sports Car$2,922$244
Chevrolet CamaroSports Car$2,950$246
Chevrolet CorvetteSports Car$3,144$262
Porsche 911Sports Car$3,252$271
BMW M4Sports Car$3,386$282
Lexus LC 500Sports Car$3,406$284
Jaguar F-TypeSports Car$3,582$299
Mercedes-Benz AMG GT53Sports Car$3,756$313
Porsche TaycanSports Car$3,842$320

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Cheyenne, WY, with the Mazda MX-5 Miata ranking first at $2,100 per year.
Ranking of the cheapest sports cars to insure in Cheyenne, WY, with the Mazda MX-5 Miata ranking first at $2,100 per year.

Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Wyoming.

Cheyenne car insurance rate variability

To help show the amount that car insurance premiums can fluctuate from one driver to the next (and also emphasize the importance of getting lots of rate quotes), the sections below visualize a large range of rates for five popular vehicles in Cheyenne: the Nissan Sentra, Nissan Rogue, Toyota Highlander, Toyota Camry, and Chevrolet Camaro.

Each chart uses different driver and policy risk profiles to illustrate the possible variation when changes are made to the rated driver.

Nissan Sentra insurance rates

Auto insurance for a Nissan Sentra in Cheyenne costs an average of $2,080 per year, or around $173 per month, and ranges from $1,726 to $4,724 annually.

Average 2024 Nissan Sentra insurance premiums in Cheyenne for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Sentra insurance premiums in Cheyenne for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Cheyenne, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,724$394
Safe Driver Age 20$4,112$343
At-fault Accidents Age 40$2,944$245
Low Deductibles Age 40$2,628$219
Safe Driver Age 30$2,206$184
Safe Driver Age 40$2,080$173
Safe Driver Age 50$1,860$155
High Deductibles Age 40$1,790$149
Safe Driver Age 60$1,734$145
Discount Rate Age 40$1,726$144

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated June 26, 2025

The Nissan Sentra is classified as a compact car, and additional similar models from the same segment include the Volkswagen Jetta, Chevrolet Cruze, and Honda Civic.

Nissan Rogue insurance rates

Car insurance for a Nissan Rogue in Cheyenne costs an average of $2,038 per year (about $170 per month) and has a range of $1,696 to $4,660 per year for the driver examples shown in the chart below.

Average 2024 Nissan Rogue insurance premiums in Cheyenne for different driver ages and risk scenarios.
Figure 6: Average 2024 Nissan Rogue insurance premiums in Cheyenne for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Cheyenne, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,660$388
Safe Driver Age 20$4,066$339
At-fault Accidents Age 40$2,886$241
Low Deductibles Age 40$2,622$219
Safe Driver Age 30$2,170$181
Safe Driver Age 40$2,038$170
Safe Driver Age 50$1,816$151
High Deductibles Age 40$1,734$145
Safe Driver Age 60$1,700$142
Discount Rate Age 40$1,696$141

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated June 27, 2025

The Nissan Rogue is considered a compact SUV, and other models in that segment include the Toyota RAV4, Honda CR-V, and Subaru Forester.

Toyota Highlander insurance rates

Toyota Highlander insurance in Cheyenne costs an average of $2,066 per year, or around $172 per month, and varies from $1,718 to $4,720 annually.

Average 2024 Toyota Highlander insurance premiums in Cheyenne for different driver ages and risk scenarios.
Figure 7: Average 2024 Toyota Highlander insurance premiums in Cheyenne for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels.

2024 Toyota Highlander Insurance Cost in Cheyenne, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,720$393
Safe Driver Age 20$4,136$345
At-fault Accidents Age 40$2,896$241
Low Deductibles Age 40$2,748$229
Safe Driver Age 30$2,210$184
Safe Driver Age 40$2,066$172
Safe Driver Age 50$1,824$152
Discount Rate Age 40$1,718$143
High Deductibles Age 40$1,716$143
Safe Driver Age 60$1,710$143

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated June 26, 2025

The Toyota Highlander is a midsize SUV, and other models in that segment include the Jeep Grand Cherokee, Honda Pilot, and Kia Telluride.

Toyota Camry insurance rates

Car insurance for a Toyota Camry in Cheyenne averages $2,438 per year ($203 per month) and varies from $2,026 to $5,604 per year.

Average 2024 Toyota Camry insurance premiums in Cheyenne for different driver ages and risk scenarios.
Figure 8: Average 2024 Toyota Camry insurance premiums in Cheyenne for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Cheyenne, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,604$467
Safe Driver Age 20$4,910$409
At-fault Accidents Age 40$3,436$286
Low Deductibles Age 40$3,240$270
Safe Driver Age 30$2,608$217
Safe Driver Age 40$2,438$203
Safe Driver Age 50$2,152$179
High Deductibles Age 40$2,028$169
Discount Rate Age 40$2,026$169
Safe Driver Age 60$2,018$168

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated June 26, 2025

The Toyota Camry belongs to the midsize car segment, and other popular same-segment models include the Kia K5, Chevrolet Malibu, Honda Accord, and Nissan Altima.

Chevrolet Camaro insurance rates

Auto insurance for a Chevrolet Camaro in Cheyenne costs an average of $2,950 per year ($246 per month) and has a range of $2,446 to $6,772 for the sample driver risk profiles in the chart shown below.

Average 2024 Chevrolet Camaro insurance premiums in Cheyenne for different driver ages and risk scenarios.
Figure 9: Average 2024 Chevrolet Camaro insurance premiums in Cheyenne for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Cheyenne includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Camaro Insurance Cost in Cheyenne, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,772$564
Safe Driver Age 20$5,912$493
At-fault Accidents Age 40$4,186$349
Low Deductibles Age 40$3,796$316
Safe Driver Age 30$3,134$261
Safe Driver Age 40$2,950$246
Safe Driver Age 50$2,624$219
High Deductibles Age 40$2,510$209
Safe Driver Age 60$2,450$204
Discount Rate Age 40$2,446$204

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Camaro trim levels. Updated June 27, 2025

The Chevrolet Camaro is a sports car, and other models from that segment that are popular in Cheyenne, WY, include the Ford Mustang, Chevrolet Corvette, Nissan 370Z, and Subaru BRZ.

Tips for finding cheaper Cheyenne auto insurance quotes

Resourceful drivers in Cheyenne are always searching for ways to cut the monthly cost of insurance So browse the money-saving ideas in this next list and maybe you’ll find a way to save a few bucks on your next policy.

  • Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Shop around for better rates. Setting aside a few minutes every year or so to get free car insurance quotes could save a pile of cash. Companies change rates often and you are not locked into any one company.
  • If your car is older, remove unneeded coverages. Dropping physical damage coverage (comprehensive and collision) from older vehicles that are not worth a lot can reduce the cost of insurance significantly.
  • Keep your claim-free discount. Most insurers offer discounts if you do not file any claims. Auto insurance should only be used in the case of large financial hits, not for minor claims.
  • Good credit equals better rates. Having a high credit score of 800+ could save an average of $356 per year over a credit score ranging from 670-739. Conversely, poor credit could cost up to $413 more per year. Not all states use credit score as a rating factor, so check with your agent or company.