- Average car insurance cost in Cheyenne is $2,312 per year, or approximately $193 per month. This is 1.6% more than the national average rate of $2,276.
- Cheyenne, WY, auto insurance costs $14 per year less than the Wyoming state average rate ($2,326) and $36 per year more than the U.S. national average ($2,276).
- Monthly car insurance rates for a few popular vehicles in Cheyenne include the Honda Accord at $186, Jeep Wrangler at $220, and Subaru Outback at $164.
- Vehicles like the Subaru Crosstrek, Toyota Corolla Cross, and Chevrolet Trailblazer have top rankings for cheap car insurance in Cheyenne.
- Vehicles with the cheapest auto insurance in their automotive segment include the Subaru Crosstrek at $1,710 per year, Kia K5 at $2,228 per year, Mercedes-Benz CLA250 at $2,380 per year, and Acura RDX at $1,934 per year.
- Auto insurance quotes in Cheyenne can range from as low as $27 per month for liability-only insurance to over $715 per month for teens and other high-risk drivers.
How much does car insurance cost in Cheyenne?
Average car insurance cost in Cheyenne is $2,312 per year, which is 1.6% more than the overall national average rate of $2,276 per year. The average cost per month for car insurance in Cheyenne is $193 for a policy with full coverage.
In the state of Wyoming, average auto insurance cost is $2,326 per year, so the cost in Cheyenne averages $14 less per year. The average cost to insure a car in Cheyenne is very similar to what drivers pay in Casper, $12 per year cheaper than in Laramie, and $42 per year less than in Rock Springs.
The chart below goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible limits. This helps visualize how the cost of a car insurance policy increases with lower deductibles, and decreases on a high-deductible policy.
Average rates in the chart above range from $1,626 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $5,410 per year for a 20-year-old driver with $250 deductibles. Throughout our site, the rate used to compare the cost between models and locations is a 40-year-old driver with $500 deductibles, which has an average cost of $2,312 per year.
As a monthly expense, the average cost of auto insurance in Cheyenne ranges from $136 to $451 for the same driver ages and deductibles shown in the previous chart.
The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below illustrates these differences by showing the difference in average car insurance rates in Cheyenne for young, middle-age, and senior drivers.
Average cost of car insurance in Cheyenne by driver age
- 16 year old – $8,237 per year or $686 per month
- 17 year old – $7,979 per year or $665 per month
- 18 year old – $7,153 per year or $596 per month
- 19 year old – $6,513 per year or $543 per month
- 20 year old – $4,654 per year or $388 per month
- 30 year old – $2,466 per year or $206 per month
- 40 year old – $2,312 per year or $193 per month
- 50 year old – $2,050 per year or $171 per month
- 60 year old – $1,920 per year or $160 per month
The rates above for teen drivers assumed the gender of the driver was male. The next chart gets more specific and separates average car insurance cost for teenagers in Cheyenne, Wyoming, by gender. Females are usually a little cheaper to insure, especially in the teen years.
Car insurance for a female 16-year-old driver in Cheyenne costs an average of $541 less per year than the cost for a male driver, while at age 19, the cost difference is less but males still pay an average of $1,005 more per year.
Popular vehicles and the cost to insure them
The car insurance costs referenced previously are averaged for all 2024 vehicle models, which is helpful when making broad comparisons like the difference in average auto insurance cost for two different locations in Wyoming. For deeper price comparisons, however, the rates will be more accurate if we analyze the specific model of vehicle being insured.
In the next few sections of this article, we show lots of rates for many different specific vehicles, but for now, a few of the most popular models will be used to find out how car insurance rates size up in Cheyenne.
The next chart shows insurance rates for a small sample of popular cars, pickups, and SUVs on Cheyenne streets.
The models that are popular in Cheyenne tend to be small or midsize sedans like the Nissan Sentra, Honda Civic, and Honda Accord and small or midsize SUVs like the Nissan Rogue, Chevy Equinox, and Toyota Highlander.
A few additional popular models from other segments include luxury cars like the BMW 530i, Lexus ES 350, and Acura ILX, luxury SUVs like the Cadillac XT5, BMW X5, and Lexus RX 350, and pickup trucks like the Ford F-150, Chevy Silverado, and Ram 1500.
We explore rates in much more detail in a bit, but before that, let’s go over the comparisons and key concepts that we covered in the first section.
- Cheyenne, Wyoming, average car insurance cost is more than the U.S. average – $2,312 (Cheyenne average) compared to $2,276 (U.S. average)
- Low deductible car insurance costs more – A 20-year-old driver pays an average of $1,244 more per year for $250 deductibles compared to $1,000 deductibles.
- Teen females pay less than teen males – Female drivers age 16 to 19 pay $1,005 to $541 less per year than their male counterparts.
- Average car insurance cost per month ranges from $160 to $686 – That’s the average car insurance cost range for drivers age 16 to 60 in Cheyenne, Wyoming.
- Cheyenne car insurance prices are cheaper than the Wyoming state average – $2,312 (Cheyenne average) compared to $2,326 (Wyoming average)
- Auto insurance rates drop substantially from age 20 to 30 – The average 30-year-old Cheyenne, WY, driver will pay $2,188 less annually than a 20-year-old driver, $2,466 compared to $4,654.
Which vehicles cost the least to insure in Cheyenne?
The models with the most affordable car insurance quotes in Cheyenne, WY, tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Toyota Corolla Cross.
Average auto insurance quotes for those vehicles cost $1,880 or less per year, or $157 per month, for full coverage car insurance.
Some additional vehicles that have low-cost auto insurance prices in the cost comparison table are the Nissan Murano, Buick Encore, Buick Envista, and Ford Bronco Sport. Average rates are somewhat higher for those models than the crossover SUVs at the top of the rankings, but they still have an average cost of $2,008 or less per year ($167 per month).
The next table shows the vehicles with the cheapest overall insurance rates in Cheyenne, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,710 | $143 |
| 2 | Chevrolet Trailblazer | $1,740 | $145 |
| 3 | Kia Soul | $1,806 | $151 |
| 4 | Nissan Kicks | $1,822 | $152 |
| 5 | Honda Passport | $1,844 | $154 |
| 6 | Buick Envision | $1,854 | $155 |
| 7 | Toyota Corolla Cross | $1,864 | $155 |
| 8 | Hyundai Venue | $1,880 | $157 |
| 9 | Mazda CX-5 | $1,888 | $157 |
| 10 | Ford Bronco Sport | $1,896 | $158 |
| 11 | Volkswagen Tiguan | $1,914 | $160 |
| 12 | Acura RDX | $1,934 | $161 |
| 13 | Nissan Murano | $1,944 | $162 |
| 14 | Buick Encore | $1,966 | $164 |
| 15 | Subaru Outback | $1,970 | $164 |
| 16 | Honda CR-V | $1,972 | $164 |
| 17 | Buick Envista | $1,978 | $165 |
| 18 | Volkswagen Taos | $1,982 | $165 |
| 19 | Kia Niro | $1,992 | $166 |
| 20 | Toyota GR Corolla | $2,008 | $167 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
The above table containing 20 ranked vehicles probably isn’t the best way to show a comprehensive summary of the cost of auto insurance in Cheyenne. A more efficient way to analyze rates for more vehicle models is by breaking them out by segment.
This next section illustrates average car insurance cost by vehicle segment. The rates shown will provide a decent idea of the general vehicle types that have the overall best Cheyenne auto insurance rates. After the chart, the next six sections rank the specific models that have the cheapest insurance rates for each automotive segment.
Cheyenne auto insurance rates by vehicle segment
If you’re shopping around for a different vehicle, it’s in your best interest to know which kinds of vehicles have less expensive car insurance rates. For example, you may be curious if SUVs have cheaper insurance than minivans or if full-size pickups are cheaper to insure than midsize pickups.
The chart below displays the average car insurance cost in Cheyenne for each automotive segment. Typically, small SUVs and midsize pickups have the cheapest average auto insurance rates, while exotic models have the most expensive insurance rates.
Average rates by segment are suitable to make a general comparison, but cost varies considerably within each vehicle category shown in the chart above.
For example, in the small luxury car segment, Cheyenne insurance rates range from the Acura Integra at $2,056 per year up to the BMW M340i costing $2,824 per year, a difference of $768 within that segment.
Also, in the midsize truck segment, rates range from the Chevrolet Colorado at $2,036 per year up to the Rivian R1T at $2,884 per year.
In these next sections, we will eliminate a lot of this variability by looking at the cost of car insurance in Cheyenne on a model level.
Cheapest cars to insure in Cheyenne
The four lowest-cost non-luxury cars to insure in Cheyenne are the Toyota GR Corolla at $2,008 per year, Nissan Leaf at $2,026 per year, Honda Civic at $2,048 per year, and Nissan Sentra at $2,118 per year.
Additional models that have cheaper rates are the Chevrolet Malibu, Honda Accord, Toyota Prius, and Toyota Corolla, with an average car insurance cost of $2,254 per year or less.
As a cost per month, auto insurance on this segment in Cheyenne for a good driver can cost as low as $167 per month, depending on your company and location.
If prices are ranked by vehicle size, the cheapest compact car to insure in Cheyenne is the Toyota GR Corolla at $2,008 per year, or $167 per month. For midsize cars, the Kia K5 is cheapest to insure at $2,228 per year, or $186 per month. And for full-size non-luxury cars, the Chrysler 300 is most affordable to insure at $2,204 per year, or $184 per month.
The comparison table below ranks the cars with the most affordable car insurance rates in Cheyenne, starting with the Toyota GR Corolla at $2,008 per year and ending with the Mazda 3 at $2,392 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,008 | $167 |
| Nissan Leaf | Compact | $2,026 | $169 |
| Honda Civic | Compact | $2,048 | $171 |
| Nissan Sentra | Compact | $2,118 | $177 |
| Subaru Impreza | Compact | $2,126 | $177 |
| Toyota Prius | Compact | $2,162 | $180 |
| Kia K5 | Midsize | $2,228 | $186 |
| Honda Accord | Midsize | $2,234 | $186 |
| Chevrolet Malibu | Midsize | $2,242 | $187 |
| Toyota Corolla | Compact | $2,254 | $188 |
| Kia Forte | Compact | $2,256 | $188 |
| Volkswagen Arteon | Midsize | $2,272 | $189 |
| Nissan Versa | Compact | $2,278 | $190 |
| Subaru Legacy | Midsize | $2,284 | $190 |
| Hyundai Ioniq 6 | Midsize | $2,302 | $192 |
| Mitsubishi Mirage G4 | Compact | $2,332 | $194 |
| Volkswagen Jetta | Compact | $2,338 | $195 |
| Toyota Crown | Midsize | $2,342 | $195 |
| Hyundai Sonata | Midsize | $2,344 | $195 |
| Mazda 3 | Compact | $2,392 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.
Cheapest SUV insurance rates in Cheyenne
Taking the top ranking in Cheyenne for cheapest insurance in the SUV segment is the Subaru Crosstrek, costing $1,710 per year. Second place is the Chevrolet Trailblazer costing $1,740 per year, the third most affordable is the Kia Soul, costing an average of $1,806 per year, and the fourth cheapest is the Nissan Kicks, at an average of $1,822 per year.
Not the cheapest in the list, but still ranking well, are models like the Mazda CX-5, Toyota Corolla Cross, Hyundai Venue, and Ford Bronco Sport, with an average car insurance cost of $1,896 per year or less.
Some additional models on the list include the Honda CR-V, Volkswagen Taos, Subaru Ascent, Nissan Murano, and Volkswagen Tiguan, which average between $1,896 and $2,014 per year for full-coverage insurance in Cheyenne.
Car insurance for this segment in Cheyenne for a middle-age safe driver will start around $143 per month, depending on the company and where you live.
If ranked by vehicle size, the most affordable non-luxury compact SUV to insure in Cheyenne is the Subaru Crosstrek at $1,710 per year. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,844 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the most affordable rates at $2,174 per year.
The table below ranks the SUVs with the most affordable car insurance in Cheyenne.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,710 | $143 |
| Chevrolet Trailblazer | Compact | $1,740 | $145 |
| Kia Soul | Compact | $1,806 | $151 |
| Nissan Kicks | Compact | $1,822 | $152 |
| Honda Passport | Midsize | $1,844 | $154 |
| Buick Envision | Compact | $1,854 | $155 |
| Toyota Corolla Cross | Compact | $1,864 | $155 |
| Hyundai Venue | Compact | $1,880 | $157 |
| Mazda CX-5 | Compact | $1,888 | $157 |
| Ford Bronco Sport | Compact | $1,896 | $158 |
| Volkswagen Tiguan | Compact | $1,914 | $160 |
| Nissan Murano | Midsize | $1,944 | $162 |
| Buick Encore | Compact | $1,966 | $164 |
| Subaru Outback | Midsize | $1,970 | $164 |
| Honda CR-V | Compact | $1,972 | $164 |
| Buick Envista | Midsize | $1,978 | $165 |
| Volkswagen Taos | Compact | $1,982 | $165 |
| Kia Niro | Compact | $1,992 | $166 |
| Honda HR-V | Compact | $2,014 | $168 |
| Subaru Ascent | Midsize | $2,014 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.
Cheapest pickups to insure in Cheyenne, WY
Sitting at number one in Cheyenne for the lowest-cost insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,036 per year. Second place is the Nissan Titan at $2,162 per year, the third most affordable is the Nissan Frontier, costing an average of $2,188 per year, and fourth place goes to the Ford Ranger, at an average of $2,210 per year.
Not the cheapest, but still very affordable, are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and GMC Canyon, with average cost of $2,380 per year or less.
As a cost per month, car insurance on this segment in Cheyenne starts at around $170 per month, depending on where you live and the company you use. The rate comparison table below ranks the pickups with the cheapest auto insurance rates in Cheyenne, starting with the Chevrolet Colorado at $170 per month and ending with the Ram Truck at $223 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,036 | $170 |
| Nissan Titan | Full-size | $2,162 | $180 |
| Nissan Frontier | Midsize | $2,188 | $182 |
| Ford Ranger | Midsize | $2,210 | $184 |
| Ford Maverick | Midsize | $2,246 | $187 |
| Honda Ridgeline | Midsize | $2,296 | $191 |
| Hyundai Santa Cruz | Midsize | $2,334 | $195 |
| Toyota Tacoma | Midsize | $2,340 | $195 |
| GMC Sierra 2500 HD | Heavy Duty | $2,354 | $196 |
| GMC Canyon | Midsize | $2,380 | $198 |
| Jeep Gladiator | Midsize | $2,434 | $203 |
| GMC Sierra 3500 | Heavy Duty | $2,452 | $204 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,474 | $206 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,538 | $212 |
| GMC Sierra | Full-size | $2,554 | $213 |
| Chevrolet Silverado | Full-size | $2,558 | $213 |
| Nissan Titan XD | Heavy Duty | $2,558 | $213 |
| Ford F150 | Full-size | $2,588 | $216 |
| GMC Hummer EV Pickup | Full-size | $2,654 | $221 |
| Ram Truck | Full-size | $2,674 | $223 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Don’t see your pickup in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Cheyenne car insurance quotes from the best auto insurance companies in Wyoming.
Cheapest luxury cars to insure in Cheyenne
Ranking highest for the lowest-cost Cheyenne car insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura TLX, Acura Integra, Lexus IS 300, and BMW 330i. Car insurance rates for these vehicles average $2,394 or less per year.
Some other luxury cars that have affordable insurance rates include the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus RC 300, and Genesis G70, with an average car insurance cost of $2,432 per year or less.
Ranked in the lower half of the top 20, cars like the Lexus ES 250, Cadillac CT5, Lexus ES 300h, Lexus IS 350, and BMW 230i cost between $2,432 and $2,594 per year for insurance.
Auto insurance for this segment in Cheyenne for a good driver will start around $171 per month, depending on the company and where you live. The rate comparison table below ranks the twenty luxury cars with the cheapest car insurance in Cheyenne, starting with the Acura Integra at $2,056 per year and ending with the Audi S3 at $2,594 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,056 | $171 |
| BMW 330i | Compact | $2,356 | $196 |
| Mercedes-Benz CLA250 | Midsize | $2,380 | $198 |
| Lexus IS 300 | Midsize | $2,384 | $199 |
| Acura TLX | Compact | $2,394 | $200 |
| Cadillac CT4 | Compact | $2,416 | $201 |
| Lexus ES 350 | Midsize | $2,416 | $201 |
| Genesis G70 | Compact | $2,422 | $202 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,428 | $202 |
| Lexus RC 300 | Midsize | $2,432 | $203 |
| Lexus IS 350 | Compact | $2,444 | $204 |
| Jaguar XF | Midsize | $2,448 | $204 |
| Cadillac CT5 | Midsize | $2,494 | $208 |
| Lexus ES 250 | Midsize | $2,502 | $209 |
| Lexus RC 350 | Compact | $2,510 | $209 |
| BMW 330e | Compact | $2,512 | $209 |
| BMW 228i | Compact | $2,516 | $210 |
| BMW 230i | Compact | $2,536 | $211 |
| Lexus ES 300h | Midsize | $2,540 | $212 |
| Audi S3 | Compact | $2,594 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.
Cheapest luxury SUV insurance rates in Cheyenne
The lowest-cost luxury SUVs to insure in Cheyenne are the Acura RDX at $1,934 per year, the Lexus NX 250 at $2,048 per year, and the Cadillac XT4 at $2,090 per year.
Some other luxury SUVs that rank well are the Lexus UX 250h, Lexus NX 350h, Mercedes-Benz GLB 250, and Lincoln Corsair, with an average cost of $2,230 per year or less.
Additional models that make the list include the Mercedes-Benz GLA250, Cadillac XT6, Lexus NX 350, and Acura MDX, which average between $2,230 and $2,320 to insure per year in Cheyenne.
Full-coverage auto insurance in Cheyenne for this segment for an average middle-age driver starts at around $161 per month, depending on your location.
If vehicle size is considered, the lowest-cost small luxury SUV to insure in Cheyenne is the Acura RDX at $1,934 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $2,162 per year. And for full-size luxury models, the Infiniti QX80 has the cheapest rates at $2,594 per year.
The next table ranks the SUVs with the most affordable auto insurance rates in Cheyenne, starting with the Acura RDX at $161 per month and ending with the Lexus RX 350 at $193 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,934 | $161 |
| Lexus NX 250 | Compact | $2,048 | $171 |
| Cadillac XT4 | Compact | $2,090 | $174 |
| Jaguar E-Pace | Midsize | $2,162 | $180 |
| Cadillac XT5 | Midsize | $2,184 | $182 |
| Lexus NX 350h | Compact | $2,184 | $182 |
| Lincoln Corsair | Compact | $2,212 | $184 |
| Mercedes-Benz GLB 250 | Compact | $2,216 | $185 |
| Lexus UX 250h | Compact | $2,218 | $185 |
| Lexus NX 450h | Compact | $2,230 | $186 |
| Infiniti QX50 | Midsize | $2,248 | $187 |
| Mercedes-Benz GLA250 | Compact | $2,258 | $188 |
| Mercedes-Benz GLA35 AMG | Compact | $2,262 | $189 |
| Cadillac XT6 | Midsize | $2,264 | $189 |
| Infiniti QX60 | Midsize | $2,276 | $190 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,280 | $190 |
| Land Rover Evoque | Compact | $2,310 | $193 |
| Acura MDX | Midsize | $2,312 | $193 |
| Lexus NX 350 | Compact | $2,320 | $193 |
| Lexus RX 350 | Midsize | $2,320 | $193 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Is your luxury SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Cheyenne car insurance quotes from the best companies in Wyoming.
Cheapest sports car insurance rates in Cheyenne, Wyoming
The top four sports cars with the most affordable average auto insurance rates in Cheyenne are the Mazda MX-5 Miata at $2,140 per year, Toyota GR86 at $2,440 per year, Ford Mustang at $2,542 per year, and BMW Z4 at $2,556 per year.
Not the cheapest sports cars to insure, but still very reasonable, are cars like the Nissan Z, Toyota GR Supra, Subaru BRZ, and BMW M2, with average cost of $2,764 per year or less.
Some additional models on the list include the BMW M4, Porsche 718, BMW M3, Mercedes-Benz AMG GT53, and Chevrolet Camaro, which cost between $2,764 and $3,918 per year for full-coverage insurance.
Full-coverage auto insurance for this segment in Cheyenne for a middle-age safe driver starts at around $178 per month, depending on your location.
The table below ranks the sports cars with the lowest-cost car insurance rates in Cheyenne, starting with the Mazda MX-5 Miata at $2,140 per year and ending with the Porsche Taycan at $3,918 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,140 | $178 |
| Toyota GR86 | Sports Car | $2,440 | $203 |
| Ford Mustang | Sports Car | $2,542 | $212 |
| BMW Z4 | Sports Car | $2,556 | $213 |
| Subaru WRX | Sports Car | $2,594 | $216 |
| Toyota GR Supra | Sports Car | $2,598 | $217 |
| BMW M2 | Sports Car | $2,676 | $223 |
| Nissan Z | Sports Car | $2,680 | $223 |
| Lexus RC F | Sports Car | $2,736 | $228 |
| Subaru BRZ | Sports Car | $2,764 | $230 |
| BMW M3 | Sports Car | $2,922 | $244 |
| Porsche 718 | Sports Car | $2,980 | $248 |
| Chevrolet Camaro | Sports Car | $3,006 | $251 |
| Chevrolet Corvette | Sports Car | $3,202 | $267 |
| Porsche 911 | Sports Car | $3,314 | $276 |
| BMW M4 | Sports Car | $3,452 | $288 |
| Lexus LC 500 | Sports Car | $3,470 | $289 |
| Jaguar F-Type | Sports Car | $3,650 | $304 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,830 | $319 |
| Porsche Taycan | Sports Car | $3,918 | $327 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Cheyenne, WY Zip Codes. Updated October 24, 2025
Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Wyoming.
Cheyenne car insurance rate variability
To help show the amount that car insurance premiums can fluctuate from one driver to the next (and also emphasize the importance of getting lots of rate quotes), the sections below visualize a large range of rates for five popular vehicles in Cheyenne: the Nissan Sentra, Nissan Rogue, Toyota Highlander, Toyota Camry, and Chevrolet Camaro.
Each chart uses different driver and policy risk profiles to illustrate the possible variation when changes are made to the rated driver.
Nissan Sentra insurance rates
Auto insurance for a Nissan Sentra in Cheyenne costs an average of $2,118 per year, or around $177 per month, and ranges from $1,760 to $4,816 annually.
The Nissan Sentra is classified as a compact car, and additional similar models from the same segment include the Volkswagen Jetta, Chevrolet Cruze, and Honda Civic.
Nissan Rogue insurance rates
Car insurance for a Nissan Rogue in Cheyenne costs an average of $2,078 per year (about $173 per month) and has a range of $1,728 to $4,748 per year for the driver examples shown in the chart below.
The Nissan Rogue is considered a compact SUV, and other models in that segment include the Toyota RAV4, Honda CR-V, and Subaru Forester.
Toyota Highlander insurance rates
Toyota Highlander insurance in Cheyenne costs an average of $2,104 per year, or around $175 per month, and varies from $1,750 to $4,810 annually.
The Toyota Highlander is a midsize SUV, and other models in that segment include the Jeep Grand Cherokee, Honda Pilot, and Kia Telluride.
Toyota Camry insurance rates
Car insurance for a Toyota Camry in Cheyenne averages $2,484 per year ($207 per month) and varies from $2,064 to $5,712 per year.
The Toyota Camry belongs to the midsize car segment, and other popular same-segment models include the Kia K5, Chevrolet Malibu, Honda Accord, and Nissan Altima.
Chevrolet Camaro insurance rates
Auto insurance for a Chevrolet Camaro in Cheyenne costs an average of $3,006 per year ($251 per month) and has a range of $2,492 to $6,904 for the sample driver risk profiles in the chart shown below.
The Chevrolet Camaro is a sports car, and other models from that segment that are popular in Cheyenne, WY, include the Ford Mustang, Chevrolet Corvette, Nissan 370Z, and Subaru BRZ.
Tips for finding cheaper Cheyenne auto insurance quotes
Resourceful drivers in Cheyenne are always searching for ways to cut the monthly cost of insurance So browse the money-saving ideas in this next list and maybe you’ll find a way to save a few bucks on your next policy.
- Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
- Shop around for better rates. Setting aside a few minutes every year or so to get free car insurance quotes could save a pile of cash. Companies change rates often and you are not locked into any one company.
- If your car is older, remove unneeded coverages. Dropping physical damage coverage (comprehensive and collision) from older vehicles that are not worth a lot can reduce the cost of insurance significantly.
- Keep your claim-free discount. Most insurers offer discounts if you do not file any claims. Auto insurance should only be used in the case of large financial hits, not for minor claims.
- Good credit equals better rates. Having a high credit score of 800+ could save an average of $363 per year over a credit score ranging from 670-739. Conversely, poor credit could cost up to $421 more per year. Not all states use credit score as a rating factor, so check with your agent or company.