- Average car insurance cost in Mesa is $2,424 per year, or around $202 per month.
- Monthly car insurance rates for a few popular vehicles in Mesa include the Mazda CX-5 at $165, Chevrolet Equinox at $186, and Ram Truck at $234.
- Small SUV models like the Chevrolet Trailblazer, Subaru Crosstrek, Kia Soul, and Hyundai Venue are the top picks for having cheap car insurance in Mesa.
How much does car insurance cost in Mesa, Arizona?
Average auto insurance cost in Mesa is $2,424 per year, which is 8.7% more than the U.S. overall average rate of $2,221. Average car insurance cost per month in Mesa is $202 for a full-coverage car insurance policy.
In the state of Arizona, the average car insurance expense is $2,328 per year, so the average cost in Mesa is $96 more per year. When compared to other cities in Arizona, the cost to insure a vehicle in Mesa is about $56 per year more than in Tucson, $40 per year more expensive than in Chandler, and $222 per year less than in Phoenix.
The next chart shows examples of average Mesa auto insurance cost broken out for a number of different driver ages, policy deductibles, and risk profiles. Rates are averaged for all 2024 model year vehicles including luxury and performance vehicles.
Average car insurance rates in the chart range from $2,014 per year for a 40-year-old driver that qualifies for many policy discounts to $5,576 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.
When these rates are converted to a cost per month, the average cost of car insurance per month in Mesa ranges from $168 to $465.
Mesa car insurance rates are extremely variable and can also be significantly different between companies. The likelihood of significant rate variability stresses the need to get multiple auto insurance quotes when shopping online for the cheapest car insurance policy.
Driver age significantly impacts the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Mesa for drivers from age 16 to 60.
Mesa, AZ, car insurance cost for drivers age 16 to 60
- 16-year-old rated driver – $8,635 per year or $720 per month
- 17-year-old rated driver – $8,365 per year or $697 per month
- 18-year-old rated driver – $7,496 per year or $625 per month
- 19-year-old rated driver – $6,829 per year or $569 per month
- 20-year-old rated driver – $4,878 per year or $407 per month
- 30-year-old rated driver – $2,586 per year or $216 per month
- 40-year-old rated driver – $2,424 per year or $202 per month
- 50-year-old rated driver – $2,150 per year or $179 per month
- 60-year-old rated driver – $2,014 per year or $168 per month
The rates above that detailed the cost to insure teen drivers were based on the driver being male. The chart below goes into more detail regarding the cost of insuring teen drivers and breaks out average teen driver car insurance rates by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.
Car insurance for a 16-year-old female in Mesa costs an average of $572 less per year than the cost for a male driver, while at age 19, it’s still $1,058 cheaper per year for females than males.
The cost to insure Mesa drivers’ favorite cars, trucks, and SUVs
The previously discussed car insurance rates are an average for all 2024 vehicle models, which is suitable for making broad comparisons like the average cost difference for different locations or driver risk profiles.
But for more useful price comparisons, the data will be better if we instead look at the exact vehicle being insured. Later on in this article, we explore all kinds of rates for specific models, but for now, a few of the most popular models will be used to see how car insurance rates size up in Mesa.
The following chart shows average insurance cost in Mesa for some of the more popular cars, trucks, and SUVs.
The vehicles that are popular in Mesa tend to be compact and midsize cars like the Honda Civic, Nissan Sentra, and Honda Accord and small or midsize SUVs like the Nissan Rogue and Toyota Highlander.
Other popular models from other segments include luxury SUVs like the Cadillac XT5, BMW X5, and Infiniti QX60, luxury cars like the BMW 530i, Lexus ES 350, and Infiniti Q50, and pickup trucks like the Ford Ranger, Ram 1500, and Toyota Tacoma.
We get into rates for lots more vehicles a little farther down this article, but before we get into that, let’s look at some of the concepts that were presented up to this point.
- Insurance for teenagers can cost a lot – Cost ranges from $5,771 to $8,635 per year for insurance on a teen driver in Mesa, Arizona.
- A low deductible policy costs more – A 20-year-old driver pays an average of $1,302 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Car insurance rates decline a lot between ages 20 and 30 – The average 30-year-old Mesa driver will pay $2,292 less per year than a 20-year-old driver, $2,586 compared to $4,878.
- Car insurance costs less as you get older – Average auto insurance rates for a 50-year-old driver in Mesa are $2,728 per year cheaper than for a 20-year-old driver.
- Average cost per month ranges from $168 to $720 – That’s the average car insurance price range for drivers from age 16 to 60 in Mesa, AZ.
- Mesa car insurance prices are more expensive than the Arizona state average – $2,424 (Mesa average) versus $2,328 (Arizona average)
- Mesa, Arizona, car insurance costs more than the U.S. average – $2,424 (Mesa average) compared to $2,221 (U.S. average)
In Mesa, which vehicles are cheapest to insure?
The vehicles with the best car insurance quotes in Mesa, AZ, tend to be small SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Nissan Kicks. Average insurance quotes for those crossover SUVs cost $164 or less per month for full coverage car insurance.
A few other models that rank well in the cost comparison table are the Kia Niro, Acura RDX, Subaru Outback, and Volkswagen Taos.
Insurance is somewhat higher for those models than the compact SUVs that rank at the top, but they still have an average cost of $2,112 or less per year, or around $176 per month.
The table below details the 30 models with the cheapest car insurance in Mesa, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,790 | $149 |
| 2 | Chevrolet Trailblazer | $1,824 | $152 |
| 3 | Kia Soul | $1,894 | $158 |
| 4 | Nissan Kicks | $1,910 | $159 |
| 5 | Honda Passport | $1,932 | $161 |
| 6 | Buick Envision | $1,942 | $162 |
| 7 | Toyota Corolla Cross | $1,954 | $163 |
| 8 | Hyundai Venue | $1,968 | $164 |
| 9 | Mazda CX-5 | $1,976 | $165 |
| 10 | Ford Bronco Sport | $1,988 | $166 |
| 11 | Volkswagen Tiguan | $2,006 | $167 |
| 12 | Acura RDX | $2,026 | $169 |
| 13 | Nissan Murano | $2,038 | $170 |
| 14 | Buick Encore | $2,060 | $172 |
| 15 | Subaru Outback | $2,064 | $172 |
| 16 | Honda CR-V | $2,068 | $172 |
| 17 | Buick Envista | $2,074 | $173 |
| 18 | Volkswagen Taos | $2,078 | $173 |
| 19 | Kia Niro | $2,090 | $174 |
| 20 | Toyota GR Corolla | $2,106 | $176 |
| 21 | Honda HR-V | $2,112 | $176 |
| 22 | Subaru Ascent | $2,112 | $176 |
| 23 | Nissan Leaf | $2,124 | $177 |
| 24 | Chevrolet Colorado | $2,136 | $178 |
| 25 | Lexus NX 250 | $2,146 | $179 |
| 26 | Honda Civic | $2,148 | $179 |
| 27 | Volkswagen Atlas | $2,148 | $179 |
| 28 | Subaru Forester | $2,156 | $180 |
| 29 | Acura Integra | $2,158 | $180 |
| 30 | Volkswagen Atlas Cross Sport | $2,160 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 27, 2025
The table above that contains 30 vehicles with the cheapest insurance in Mesa is fine if you just want the absolute lowest rates. A more efficient way to group and rank rates for more vehicle models is to sort them by vehicle segment. The six sections below list the vehicles with the cheapest insurance rates for each of the primary segments.
Cheapest car insurance rates in Mesa
Ranking in the top five for the most affordable Mesa car insurance rates in the car segment (excluding luxury models) are the Nissan Sentra, Subaru Impreza, Toyota GR Corolla, Nissan Leaf, and Honda Civic. Auto insurance rates for these vehicles average $2,230 or less per year.
Also ranking in the top 10 are models like the Chevrolet Malibu, Kia K5, Honda Accord, and Toyota Corolla, with average cost of $2,364 per year or less.
From a cost per month standpoint, car insurance on this segment in Mesa for the average driver will start around $176 per month, depending on where you live and the company you use. The next table ranks the twenty cars with the most affordable average auto insurance rates in Mesa, starting with the Toyota GR Corolla at $2,106 per year and ending with the Mazda 3 at $2,508 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,106 | $176 |
| Nissan Leaf | Compact | $2,124 | $177 |
| Honda Civic | Compact | $2,148 | $179 |
| Nissan Sentra | Compact | $2,220 | $185 |
| Subaru Impreza | Compact | $2,230 | $186 |
| Toyota Prius | Compact | $2,268 | $189 |
| Kia K5 | Midsize | $2,336 | $195 |
| Honda Accord | Midsize | $2,342 | $195 |
| Chevrolet Malibu | Midsize | $2,350 | $196 |
| Toyota Corolla | Compact | $2,364 | $197 |
| Kia Forte | Compact | $2,366 | $197 |
| Volkswagen Arteon | Midsize | $2,382 | $199 |
| Nissan Versa | Compact | $2,392 | $199 |
| Subaru Legacy | Midsize | $2,394 | $200 |
| Hyundai Ioniq 6 | Midsize | $2,414 | $201 |
| Mitsubishi Mirage G4 | Compact | $2,448 | $204 |
| Volkswagen Jetta | Compact | $2,450 | $204 |
| Toyota Crown | Midsize | $2,454 | $205 |
| Hyundai Sonata | Midsize | $2,458 | $205 |
| Mazda 3 | Compact | $2,508 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Arizona.
Cheapest SUV insurance rates in Mesa
Ranking highest for the most affordable Mesa car insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Honda Passport, and Nissan Kicks. Car insurance rates for these 2024 models average $1,932 or less per year.
Other models that have cheaper rates are the Ford Bronco Sport, Mazda CX-5, Hyundai Venue, and Buick Envision, with average insurance cost of $1,988 per year or less.
Ranked from 10th to 20th place, SUVs like the Honda CR-V, Nissan Murano, Subaru Ascent, Volkswagen Tiguan, and Buick Encore average between $1,988 and $2,112 per year for auto insurance.
On a monthly basis, car insurance rates in Mesa on this segment for a good driver starts at around $149 per month, depending on your location.
The most affordable non-luxury compact SUV to insure in Mesa is the Subaru Crosstrek at $1,790 per year. For midsize models, the Honda Passport has the cheapest rates at $1,932 per year. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $2,278 per year.
The next table ranks the SUVs with the cheapest average car insurance rates in Mesa, starting with the Subaru Crosstrek at $1,790 per year and ending with the Subaru Ascent at $2,112 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,790 | $149 |
| Chevrolet Trailblazer | Compact | $1,824 | $152 |
| Kia Soul | Compact | $1,894 | $158 |
| Nissan Kicks | Compact | $1,910 | $159 |
| Honda Passport | Midsize | $1,932 | $161 |
| Buick Envision | Compact | $1,942 | $162 |
| Toyota Corolla Cross | Compact | $1,954 | $163 |
| Hyundai Venue | Compact | $1,968 | $164 |
| Mazda CX-5 | Compact | $1,976 | $165 |
| Ford Bronco Sport | Compact | $1,988 | $166 |
| Volkswagen Tiguan | Compact | $2,006 | $167 |
| Nissan Murano | Midsize | $2,038 | $170 |
| Buick Encore | Compact | $2,060 | $172 |
| Subaru Outback | Midsize | $2,064 | $172 |
| Honda CR-V | Compact | $2,068 | $172 |
| Buick Envista | Midsize | $2,074 | $173 |
| Volkswagen Taos | Compact | $2,078 | $173 |
| Kia Niro | Compact | $2,090 | $174 |
| Honda HR-V | Compact | $2,112 | $176 |
| Subaru Ascent | Midsize | $2,112 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see insurance cost for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Arizona.
Cheapest sports cars to insure in Mesa, Arizona
The three top-ranked sports cars with the most affordable insurance rates in Mesa are the Mazda MX-5 Miata at $2,244 per year, the Toyota GR86 at $2,556 per year, and the Ford Mustang at $2,664 per year.
Not the cheapest sports cars to insure, but still very reasonable, are models like the Lexus RC F, Subaru BRZ, BMW M2, and Toyota GR Supra, with average insurance cost of $2,902 per year or less.
Auto insurance rates in Mesa for this segment for an average middle-age driver will start around $187 per month, depending on the company and your location.
The next table ranks the twenty sports cars with the cheapest insurance rates in Mesa, starting with the Mazda MX-5 Miata at $2,244 per year ($187 per month) and ending with the Porsche Taycan at $4,106 per year ($342 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,244 | $187 |
| Toyota GR86 | Sports Car | $2,556 | $213 |
| Ford Mustang | Sports Car | $2,664 | $222 |
| BMW Z4 | Sports Car | $2,680 | $223 |
| Subaru WRX | Sports Car | $2,718 | $227 |
| Toyota GR Supra | Sports Car | $2,726 | $227 |
| BMW M2 | Sports Car | $2,804 | $234 |
| Nissan Z | Sports Car | $2,810 | $234 |
| Lexus RC F | Sports Car | $2,868 | $239 |
| Subaru BRZ | Sports Car | $2,902 | $242 |
| BMW M3 | Sports Car | $3,064 | $255 |
| Porsche 718 | Sports Car | $3,124 | $260 |
| Chevrolet Camaro | Sports Car | $3,152 | $263 |
| Chevrolet Corvette | Sports Car | $3,356 | $280 |
| Porsche 911 | Sports Car | $3,474 | $290 |
| BMW M4 | Sports Car | $3,618 | $302 |
| Lexus LC 500 | Sports Car | $3,636 | $303 |
| Jaguar F-Type | Sports Car | $3,822 | $319 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,014 | $335 |
| Porsche Taycan | Sports Car | $4,106 | $342 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 26, 2025
Don’t see your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Mesa.
Cheapest pickup trucks to insure in Mesa
The four lowest-cost pickups to insure in Mesa are the Chevrolet Colorado at $2,136 per year, Nissan Titan at $2,270 per year, Nissan Frontier at $2,294 per year, and Ford Ranger at $2,318 per year.
Not the cheapest pickups to insure, but still very reasonable, are trucks like the Hyundai Santa Cruz, Honda Ridgeline, GMC Canyon, and Toyota Tacoma, with average insurance cost of $2,496 per year or less.
On a monthly basis, full-coverage insurance in this segment for a safe driver starts at around $178 per month, depending on where you live. The next table ranks the twenty pickups with the cheapest auto insurance rates in Mesa.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,136 | $178 |
| Nissan Titan | Full-size | $2,270 | $189 |
| Nissan Frontier | Midsize | $2,294 | $191 |
| Ford Ranger | Midsize | $2,318 | $193 |
| Ford Maverick | Midsize | $2,350 | $196 |
| Honda Ridgeline | Midsize | $2,406 | $201 |
| Hyundai Santa Cruz | Midsize | $2,446 | $204 |
| Toyota Tacoma | Midsize | $2,454 | $205 |
| GMC Sierra 2500 HD | Heavy Duty | $2,466 | $206 |
| GMC Canyon | Midsize | $2,496 | $208 |
| Jeep Gladiator | Midsize | $2,552 | $213 |
| GMC Sierra 3500 | Heavy Duty | $2,568 | $214 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,590 | $216 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,660 | $222 |
| GMC Sierra | Full-size | $2,678 | $223 |
| Chevrolet Silverado | Full-size | $2,680 | $223 |
| Nissan Titan XD | Heavy Duty | $2,682 | $224 |
| Ford F150 | Full-size | $2,712 | $226 |
| GMC Hummer EV Pickup | Full-size | $2,782 | $232 |
| Ram Truck | Full-size | $2,806 | $234 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Mesa car insurance quotes from top-rated companies in Arizona.
Cheapest luxury car insurance rates in Mesa, AZ
The four highest ranking luxury car models with the most affordable insurance rates in Mesa are the Acura Integra at $2,158 per year, BMW 330i at $2,470 per year, Mercedes-Benz CLA250 at $2,496 per year, and Lexus IS 300 at $2,500 per year.
Rounding out the top 10 are models like the Genesis G70, Lexus ES 350, Cadillac CT4, and Lexus RC 300, with an average cost to insure of $2,548 per year or less.
Car insurance for this segment in Mesa for a good driver will start around $180 per month, depending on where you live.
When the luxury car segment is analyzed by vehicle size, the most budget-friendly compact luxury car to insure in Mesa is the Acura Integra at $2,158 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $2,496 per year. And for full-size luxury cars, the Audi A5 has the most affordable rates at $2,880 per year.
The table below ranks the luxury cars with the cheapest auto insurance rates in Mesa.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,158 | $180 |
| BMW 330i | Compact | $2,470 | $206 |
| Mercedes-Benz CLA250 | Midsize | $2,496 | $208 |
| Lexus IS 300 | Midsize | $2,500 | $208 |
| Acura TLX | Compact | $2,508 | $209 |
| Cadillac CT4 | Compact | $2,534 | $211 |
| Lexus ES 350 | Midsize | $2,534 | $211 |
| Genesis G70 | Compact | $2,538 | $212 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,544 | $212 |
| Lexus RC 300 | Midsize | $2,548 | $212 |
| Lexus IS 350 | Compact | $2,560 | $213 |
| Jaguar XF | Midsize | $2,568 | $214 |
| Cadillac CT5 | Midsize | $2,612 | $218 |
| Lexus ES 250 | Midsize | $2,624 | $219 |
| Lexus RC 350 | Compact | $2,632 | $219 |
| BMW 330e | Compact | $2,634 | $220 |
| BMW 228i | Compact | $2,638 | $220 |
| BMW 230i | Compact | $2,660 | $222 |
| Lexus ES 300h | Midsize | $2,662 | $222 |
| Audi S3 | Compact | $2,720 | $227 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 27, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arizona.
Cheapest luxury SUV insurance rates in Mesa
The most affordable luxury SUV models to insure in Mesa are the Acura RDX at $2,026 per year, the Lexus NX 250 at $2,146 per year, and the Cadillac XT4 at $2,190 per year.
Other luxury SUVs that have affordable average insurance rates include the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus UX 250h, and Lexus NX 450h, with average cost of $2,338 per year or less.
Additional models on the list include the Infiniti QX60, Infiniti QX50, Mercedes-Benz AMG GLB35, Mercedes-Benz GLA35 AMG, and Acura MDX, which average between $2,338 and $2,434 per year to insure.
Full-coverage car insurance in Mesa for this segment can cost as low as $169 per month, depending on where you live.
The most budget-friendly small luxury SUV to insure in Mesa is the Acura RDX at $2,026 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $2,266 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,720 per year.
The comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Mesa.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,026 | $169 |
| Lexus NX 250 | Compact | $2,146 | $179 |
| Cadillac XT4 | Compact | $2,190 | $183 |
| Jaguar E-Pace | Midsize | $2,266 | $189 |
| Lexus NX 350h | Compact | $2,288 | $191 |
| Cadillac XT5 | Midsize | $2,290 | $191 |
| Lincoln Corsair | Compact | $2,316 | $193 |
| Mercedes-Benz GLB 250 | Compact | $2,322 | $194 |
| Lexus UX 250h | Compact | $2,326 | $194 |
| Lexus NX 450h | Compact | $2,338 | $195 |
| Infiniti QX50 | Midsize | $2,354 | $196 |
| Mercedes-Benz GLA250 | Compact | $2,366 | $197 |
| Cadillac XT6 | Midsize | $2,372 | $198 |
| Mercedes-Benz GLA35 AMG | Compact | $2,372 | $198 |
| Infiniti QX60 | Midsize | $2,384 | $199 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,390 | $199 |
| Acura MDX | Midsize | $2,422 | $202 |
| Land Rover Evoque | Compact | $2,422 | $202 |
| Lexus NX 350 | Compact | $2,432 | $203 |
| Lexus RX 350 | Midsize | $2,434 | $203 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mesa, AZ Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Mesa car insurance quotes from the best companies in Arizona.
Tips for getting cheaper Mesa car insurance quotes
Mesa drivers are always searching for ways to save money on auto insurance So scan the money-saving ideas in this next list and it’s very likely you can save some money the next time you buy a policy.
- Be a safe driver and save on Mesa car insurance. Having a few at-fault accidents can really raise rates, potentially up to $3,462 per year for a 20-year-old driver and as much as $732 per year for a 50-year-old driver. So be a careful driver and save!
- Bring up your credit score and save. Having an over-800 credit score could save up to $381 per year versus a rating of 670-739. Conversely, a weak credit score could cost as much as $441 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Obey driving laws to save money. If you want to get affordable car insurance in Mesa, it pays to follow the law. In fact, just a couple driving offenses could end up increasing insurance rates by at least $642 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $2,250 or more.
- Buy vehicles with more affordable insurance. The make and model of vehicle you drive is one of the biggest factors in the cost of insurance. As an example, a Hyundai Venue costs $742 less per year to insure in Mesa than a Nissan 370Z. Lower performance vehicles save money.
- Save money by qualifying for discounts. Discounted rates may be available if the policyholders belong to certain professional organizations, drive low annual mileage, drive a vehicle with safety or anti-theft features, are accident-free, or many other discounts which could save the average Mesa driver as much as $410 per year.
- Remove optional coverage on older vehicles. Dropping comprehensive and collision coverage from older vehicles will cut the cost of car insurance considerably.
- Make your policy cheaper by raising deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.