- Chandler car insurance rates average $1,818 per year, or about $152 per month.
- Chandler auto insurance costs an average of $54 per year more than the Arizona state average and $65 per year less than the average rate for all 50 states.
- Car insurance rates for a few popular vehicles in Chandler include the Jeep Wrangler at $2,076 per year, Ram Truck at $2,102, and Toyota Corolla at $1,772.
- Small SUVs like the Ford Bronco Sport, Volkswagen Tiguan, Toyota Corolla Cross, and Subaru Crosstrek get the nod for cheap car insurance in Chandler.
- A few vehicles with segment-leading car insurance rates include the Subaru Crosstrek, Nissan Titan, Chevrolet Colorado, Honda Passport, and Toyota GR Corolla.
- Auto insurance quotes in Chandler can range from as little as $29 per month for minimum liability insurance to well over $678 per month drivers with many accidents and violations.
How much does car insurance cost in Chandler, AZ?
Chandler car insurance costs an average of $1,818 per year, which is 3.5% less than the U.S. overall average rate of $1,883. The average monthly cost of car insurance in Chandler is $152 for full coverage auto insurance.
Average auto insurance cost in Arizona is $1,764 per year, so Chandler, AZ, drivers pay an average of $54 more per year than the overall Arizona state-wide average rate. The cost of car insurance in Chandler compared to other Arizona cities is about $18 per year more expensive than in Tucson, $262 per year cheaper than in Phoenix, and $178 per year cheaper than in Glendale.
The next chart summarizes car insurance cost in Chandler, AZ, for different common policy situations. Rates are averaged for all Chandler Zip Codes and shown for different driver ages, deductibles, and risk profiles.
In the chart above, the cost of car insurance in Chandler ranges from $1,510 per year for a 40-year-old driver who qualifies for many discounts to $4,180 per year for a 30-year-old driver with a history of violations and/or at-fault accidents. From a monthly budget point of view, the average cost ranges from $126 to $348 per month.
Chandler car insurance rates are not the same for everyone and depend on a lot of factors. Since there is so much rate volatility, this reinforces the need to get accurate auto insurance quotes when shopping around for more affordable car insurance in Chandler.
Driver age has the biggest impact on the cost of auto insurance. The list below illustrates these differences by showing average car insurance rates based on the age of the driver.
Car insurance cost in Chandler, AZ, for drivers age 16 to 60
- 16-year-old rated driver – $6,474 per year or $540 per month
- 17-year-old rated driver – $6,274 per year or $523 per month
- 18-year-old rated driver – $5,621 per year or $468 per month
- 19-year-old rated driver – $5,120 per year or $427 per month
- 20-year-old rated driver – $3,658 per year or $305 per month
- 30-year-old rated driver – $1,940 per year or $162 per month
- 40-year-old rated driver – $1,818 per year or $152 per month
- 50-year-old rated driver – $1,612 per year or $134 per month
- 60-year-old rated driver – $1,508 per year or $126 per month
The rates shown above for teenage drivers were based on the rated driver being male. The next chart gets more specific and breaks out average car insurance cost for teenagers by gender. For the most part, female drivers tend to pay less for auto insurance, especially ages 16 to 19.
Car insurance for a 16-year-old female driver in Chandler costs an average of $425 less per year than the cost to insure a male driver, while at age 19, the difference is narrower but is still $791 per year cheaper for females.
Specific vehicles and the cost of insurance
The previous car insurance rates in this article take all 2024 models and come up with an average cost, which is handy for making overall comparisons like the cost difference between driver ages or locations. But for more comprehensive auto insurance rate comparisons, we need to look at the exact make and model of vehicle being insured.
Later in this article, we delve deep into rates for specific models, but for now, let’s look at just a few of the more popular vehicles to see how car insurance rates compare in Chandler.
This next chart details average insurance rates for some of the most popular cars, trucks, and SUVs you’ll find driving the streets of Chandler. Later in this article, there is a section that examines car insurance rates for some of these models in more detail.
What are the cheapest auto insurance rates in Chandler?
The vehicles with the most affordable car insurance prices in Chandler, AZ, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Buick Envision.
Average insurance quotes for those models cost $1,478 or less per year for full coverage car insurance.
A few other models that are in the top 20 in our insurance cost comparison are the Buick Envista, Honda CR-V, Buick Encore, and Subaru Outback. The average rates are a little higher for those models than the cheapest compact SUVs at the top of the rankings, but they still have an average cost of $130 or less per month.
The table below lists the 40 car, truck, and SUV models with the cheapest auto insurance in Chandler, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,342 | $112 |
| 2 | Chevrolet Trailblazer | $1,364 | $114 |
| 3 | Kia Soul | $1,416 | $118 |
| 4 | Nissan Kicks | $1,432 | $119 |
| 5 | Honda Passport | $1,446 | $121 |
| 6 | Buick Envision | $1,456 | $121 |
| 7 | Toyota Corolla Cross | $1,466 | $122 |
| 8 | Hyundai Venue | $1,478 | $123 |
| 9 | Mazda CX-5 | $1,482 | $124 |
| 10 | Ford Bronco Sport | $1,488 | $124 |
| 11 | Volkswagen Tiguan | $1,504 | $125 |
| 12 | Acura RDX | $1,520 | $127 |
| 13 | Nissan Murano | $1,526 | $127 |
| 14 | Buick Encore | $1,542 | $129 |
| 15 | Honda CR-V | $1,548 | $129 |
| 16 | Subaru Outback | $1,548 | $129 |
| 17 | Chevrolet Colorado | $1,552 | $129 |
| 18 | Buick Envista | $1,554 | $130 |
| 19 | Kia Niro | $1,558 | $130 |
| 20 | Volkswagen Taos | $1,558 | $130 |
| 21 | Subaru Ascent | $1,580 | $132 |
| 22 | Toyota GR Corolla | $1,580 | $132 |
| 23 | Honda HR-V | $1,582 | $132 |
| 24 | Nissan Leaf | $1,592 | $133 |
| 25 | Honda Civic | $1,608 | $134 |
| 26 | Lexus NX 250 | $1,610 | $134 |
| 27 | Volkswagen Atlas | $1,612 | $134 |
| 28 | Acura Integra | $1,614 | $135 |
| 29 | Volkswagen Atlas Cross Sport | $1,618 | $135 |
| 30 | Subaru Forester | $1,622 | $135 |
| 31 | GMC Terrain | $1,624 | $135 |
| 32 | Kia Seltos | $1,624 | $135 |
| 33 | Nissan Rogue | $1,634 | $136 |
| 34 | Hyundai Kona | $1,636 | $136 |
| 35 | Cadillac XT4 | $1,638 | $137 |
| 36 | Mazda CX-30 | $1,638 | $137 |
| 37 | Volkswagen ID4 | $1,646 | $137 |
| 38 | Ford Explorer | $1,648 | $137 |
| 39 | Toyota Highlander | $1,654 | $138 |
| 40 | Toyota Venza | $1,658 | $138 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
A table of 40 vehicles with the cheapest insurance in Chandler is fine if you just want the lowest rates. Considering the fact that we have over 700 models in our database, less than 6% of makes and models are shown in the table. Let’s dig deeper into the data and break out the models with the cheapest rates in a more useful format, by segment.
The next section of this article discusses the average cost to insure each different vehicle segment. The average rates shown in the chart should provide a better idea of which segments have the least expensive rates. After the chart, the next six sections rank the top 20 cheapest models in each automotive segment.
Chandler auto insurance rates by automotive segment
When comparing new or used vehicles, it’s advantageous to know which categories of vehicles are less expensive to insure.
For instance, you may be wondering if compact cars are more affordable to insure than midsize cars or if heavy duty pickups have more expensive insurance than half-ton pickups.
The chart below shows average car insurance cost by vehicle segment in Chandler. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the most affordable rates, with luxury and performance models having the highest average insurance cost.
Rates by automotive segment are useful for getting a ballpark comparison, but cost ranges quite a lot within each segment shown in the chart above.
For example, in the midsize car segment, average Chandler auto insurance rates range from the Hyundai Ioniq 6 costing $1,670 per year to the Tesla Model 3 at $2,134 per year, a difference of $464 within that segment.
For another example, in the sports car segment, the average insurance cost ranges from the Mazda MX-5 Miata costing $1,680 per year to the Mercedes-Benz SL 63 costing $3,734 per year, a difference of $2,054 within that segment.
In the following sections, we will remove much of this variability by analyzing the cost of car insurance in Chandler for specific vehicles.
Cheapest car insurance rates in Chandler
The #1 ranking in Chandler for cheapest insurance in the non-luxury two and four door car segment is the Toyota GR Corolla, with a cost of $1,580 per year. Second place is the Nissan Leaf costing $1,592 per year, the third most affordable is the Honda Civic, at an average of $1,608 per year, and coming in fourth is the Nissan Sentra, costing an average of $1,664 per year.
Other models that rank well include the Honda Accord, Chevrolet Malibu, Hyundai Ioniq 6, and Toyota Prius, with an average cost of $1,764 per year or less.
In the bottom half of the top 20, cars like the Kia Forte, Subaru Legacy, Nissan Versa, Toyota Corolla, Mazda 3, and Volkswagen Jetta average between $1,764 and $1,880 per year for full-coverage insurance in Chandler.
From a cost per month standpoint, auto insurance in Chandler on this segment for a middle-age safe driver starts at around $132 per month, depending on the company and your location.
When vehicle size is factored in, the most budget-friendly non-luxury compact car to insure in Chandler is the Toyota GR Corolla at $1,580 per year. For midsize cars, the Hyundai Ioniq 6 is the cheapest model to insure at $1,670 per year. And for full-size sedans, the Chrysler 300 has the cheapest car insurance rates at $1,724 per year.
The table below ranks the cars with the lowest-cost average car insurance rates in Chandler.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,580 | $132 |
| Nissan Leaf | Compact | $1,592 | $133 |
| Honda Civic | Compact | $1,608 | $134 |
| Nissan Sentra | Compact | $1,664 | $139 |
| Hyundai Ioniq 6 | Midsize | $1,670 | $139 |
| Subaru Impreza | Compact | $1,670 | $139 |
| Toyota Prius | Compact | $1,696 | $141 |
| Kia K5 | Midsize | $1,750 | $146 |
| Honda Accord | Midsize | $1,754 | $146 |
| Chevrolet Malibu | Midsize | $1,764 | $147 |
| Toyota Corolla | Compact | $1,772 | $148 |
| Kia Forte | Compact | $1,774 | $148 |
| Volkswagen Arteon | Midsize | $1,786 | $149 |
| Nissan Versa | Compact | $1,790 | $149 |
| Subaru Legacy | Midsize | $1,794 | $150 |
| Mitsubishi Mirage G4 | Compact | $1,834 | $153 |
| Toyota Crown | Midsize | $1,838 | $153 |
| Volkswagen Jetta | Compact | $1,838 | $153 |
| Hyundai Sonata | Midsize | $1,842 | $154 |
| Mazda 3 | Compact | $1,880 | $157 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best auto insurance companies in Arizona.
Cheapest SUVs to insure in Chandler, Arizona
Ranking in the top five for the most affordable Chandler car insurance rates in the non-luxury SUV segment are the Kia Soul, Nissan Kicks, Honda Passport, Chevrolet Trailblazer, and Subaru Crosstrek. Car insurance rates for these models average $121 or less per month.
Not the cheapest SUVs to insure, but still affordable, are models like the Toyota Corolla Cross, Hyundai Venue, Mazda CX-5, and Ford Bronco Sport, with average annual insurance rates of $1,488 per year or less.
Full-coverage car insurance for this segment in Chandler for an average middle-age driver starts at an average of $112 per month, depending on the company and your location. The rate comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Chandler, starting with the Subaru Crosstrek at $1,342 per year and ending with the Honda HR-V at $1,582 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,342 | $112 |
| Chevrolet Trailblazer | Compact | $1,364 | $114 |
| Kia Soul | Compact | $1,416 | $118 |
| Nissan Kicks | Compact | $1,432 | $119 |
| Honda Passport | Midsize | $1,446 | $121 |
| Buick Envision | Compact | $1,456 | $121 |
| Toyota Corolla Cross | Compact | $1,466 | $122 |
| Hyundai Venue | Compact | $1,478 | $123 |
| Mazda CX-5 | Compact | $1,482 | $124 |
| Ford Bronco Sport | Compact | $1,488 | $124 |
| Volkswagen Tiguan | Compact | $1,504 | $125 |
| Nissan Murano | Midsize | $1,526 | $127 |
| Buick Encore | Compact | $1,542 | $129 |
| Honda CR-V | Compact | $1,548 | $129 |
| Subaru Outback | Midsize | $1,548 | $129 |
| Buick Envista | Midsize | $1,554 | $130 |
| Kia Niro | Compact | $1,558 | $130 |
| Volkswagen Taos | Compact | $1,558 | $130 |
| Subaru Ascent | Midsize | $1,580 | $132 |
| Honda HR-V | Compact | $1,582 | $132 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 22, 2024
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Chandler car insurance quotes from the best companies in Arizona.
Cheapest pickup truck insurance rates in Chandler, AZ
The five cheapest pickups to insure in Chandler are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Auto insurance rates for these five pickups range from $1,552 to $1,762 per year.
Other pickups that rank well include the Honda Ridgeline, GMC Sierra 2500 HD, Toyota Tacoma, and GMC Canyon, with an average cost to insure of $1,870 per year or less.
As a cost per month, full-coverage insurance in this segment for a middle-age safe driver can cost as low as $129 per month, depending on the company and where you live. The comparison table below ranks the pickups with the cheapest insurance in Chandler.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,552 | $129 |
| Nissan Titan | Full-size | $1,698 | $142 |
| Nissan Frontier | Midsize | $1,718 | $143 |
| Ford Ranger | Midsize | $1,736 | $145 |
| Ford Maverick | Midsize | $1,762 | $147 |
| Honda Ridgeline | Midsize | $1,802 | $150 |
| Hyundai Santa Cruz | Midsize | $1,834 | $153 |
| Toyota Tacoma | Midsize | $1,840 | $153 |
| GMC Sierra 2500 HD | Heavy Duty | $1,848 | $154 |
| GMC Canyon | Midsize | $1,870 | $156 |
| Jeep Gladiator | Midsize | $1,914 | $160 |
| GMC Sierra 3500 | Heavy Duty | $1,926 | $161 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,942 | $162 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,996 | $166 |
| GMC Sierra | Full-size | $2,008 | $167 |
| Chevrolet Silverado | Full-size | $2,010 | $168 |
| Nissan Titan XD | Heavy Duty | $2,010 | $168 |
| Ford F150 | Full-size | $2,034 | $170 |
| GMC Hummer EV Pickup | Full-size | $2,084 | $174 |
| Ram Truck | Full-size | $2,102 | $175 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best companies in Arizona.
Cheapest sports car insurance rates in Chandler, AZ
The Mazda MX-5 Miata comes in at #1 as the cheapest sports car to insure in Chandler, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model averages $1,680 per year to insure for full coverage.
Some other sports cars that have cheaper rates include the Lexus RC F, Toyota GR Supra, BMW M2, and Subaru BRZ, with average rates of $2,172 per year or less.
Additional cars on the list include the BMW M4, Porsche 911, Chevrolet Corvette, Porsche Taycan, and Lexus LC 500, which average between $2,172 and $3,080 per year for insurance in Chandler.
Full-coverage insurance in this segment for an average middle-age driver will start around $140 per month, depending on the company and where you live.
The next table ranks the twenty sports cars with the lowest-cost average car insurance rates in Chandler, starting with the Mazda MX-5 Miata at $1,680 per year ($140 per month) and ending with the Porsche Taycan at $3,080 per year ($257 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,680 | $140 |
| Toyota GR86 | Sports Car | $1,914 | $160 |
| Ford Mustang | Sports Car | $1,998 | $167 |
| BMW Z4 | Sports Car | $2,010 | $168 |
| Subaru WRX | Sports Car | $2,038 | $170 |
| Toyota GR Supra | Sports Car | $2,042 | $170 |
| BMW M2 | Sports Car | $2,102 | $175 |
| Nissan Z | Sports Car | $2,106 | $176 |
| Lexus RC F | Sports Car | $2,148 | $179 |
| Subaru BRZ | Sports Car | $2,172 | $181 |
| BMW M3 | Sports Car | $2,296 | $191 |
| Porsche 718 | Sports Car | $2,340 | $195 |
| Chevrolet Camaro | Sports Car | $2,362 | $197 |
| Chevrolet Corvette | Sports Car | $2,520 | $210 |
| Porsche 911 | Sports Car | $2,604 | $217 |
| BMW M4 | Sports Car | $2,712 | $226 |
| Lexus LC 500 | Sports Car | $2,726 | $227 |
| Jaguar F-Type | Sports Car | $2,868 | $239 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,008 | $251 |
| Porsche Taycan | Sports Car | $3,080 | $257 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arizona.
Cheapest luxury cars to insure
The four top-ranked luxury cars with the lowest-cost auto insurance in Chandler are the Acura Integra at $1,614 per year, BMW 330i at $1,848 per year, Mercedes-Benz CLA250 at $1,868 per year, and Lexus IS 300 at $1,874 per year.
Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Mercedes-Benz AMG CLA35, Cadillac CT4, Genesis G70, and Lexus ES 350, with an average cost of $1,910 per year or less.
Some additional 2024 luxury models that rank well include the Cadillac CT5, BMW 228i, Lexus IS 350, and Audi S3, which average between $1,910 and $2,036 per year for full-coverage insurance in Chandler.
Car insurance in this segment for a middle-age safe driver starts at around $135 per month, depending on the company and where you live. The rate comparison table below ranks the twenty luxury cars with the most affordable average auto insurance rates in Chandler, starting with the Acura Integra at $1,614 per year and ending with the Audi S3 at $2,036 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,614 | $135 |
| BMW 330i | Compact | $1,848 | $154 |
| Mercedes-Benz CLA250 | Midsize | $1,868 | $156 |
| Lexus IS 300 | Midsize | $1,874 | $156 |
| Acura TLX | Compact | $1,880 | $157 |
| Lexus ES 350 | Midsize | $1,896 | $158 |
| Cadillac CT4 | Compact | $1,898 | $158 |
| Genesis G70 | Compact | $1,902 | $159 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,904 | $159 |
| Lexus RC 300 | Midsize | $1,910 | $159 |
| Lexus IS 350 | Compact | $1,912 | $159 |
| Jaguar XF | Midsize | $1,920 | $160 |
| Cadillac CT5 | Midsize | $1,960 | $163 |
| Lexus ES 250 | Midsize | $1,964 | $164 |
| Lexus RC 350 | Compact | $1,970 | $164 |
| BMW 330e | Compact | $1,974 | $165 |
| BMW 228i | Compact | $1,976 | $165 |
| BMW 230i | Compact | $1,992 | $166 |
| Lexus ES 300h | Midsize | $1,996 | $166 |
| Audi S3 | Compact | $2,036 | $170 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Chandler car insurance quotes from top auto insurance companies in Arizona.
Cheapest luxury SUV insurance rates
The Acura RDX takes the top ranking for the most affordable luxury SUV model to insure in Chandler, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model averages $1,520 per year for full-coverage auto insurance.
Additional luxury SUVs that rank well are the Lincoln Corsair, Lexus NX 350h, Mercedes-Benz GLB 250, and Lexus UX 250h, with average annual insurance rates of $1,752 per year or less.
Additional models worth mentioning include the Lexus RX 350, Mercedes-Benz AMG GLB35, Acura MDX, and Mercedes-Benz GLA250, which average between $1,752 and $1,822 per year to insure.
As a cost per month, car insurance rates in Chandler on this segment for the average driver can cost as low as $127 per month, depending on your company and location.
The cheapest small luxury SUV to insure in Chandler is the Acura RDX at $1,520 per year. For midsize 2024 models, the Jaguar E-Pace has the best rates at $1,700 per year. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,036 per year.
The next table ranks the luxury SUVs with the cheapest average insurance rates in Chandler.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,520 | $127 |
| Lexus NX 250 | Compact | $1,610 | $134 |
| Cadillac XT4 | Compact | $1,638 | $137 |
| Jaguar E-Pace | Midsize | $1,700 | $142 |
| Lexus NX 350h | Compact | $1,712 | $143 |
| Cadillac XT5 | Midsize | $1,714 | $143 |
| Lincoln Corsair | Compact | $1,736 | $145 |
| Mercedes-Benz GLB 250 | Compact | $1,738 | $145 |
| Lexus UX 250h | Compact | $1,742 | $145 |
| Lexus NX 450h | Compact | $1,752 | $146 |
| Infiniti QX50 | Midsize | $1,766 | $147 |
| Mercedes-Benz GLA250 | Compact | $1,766 | $147 |
| Mercedes-Benz GLA35 AMG | Compact | $1,776 | $148 |
| Cadillac XT6 | Midsize | $1,778 | $148 |
| Infiniti QX60 | Midsize | $1,788 | $149 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,788 | $149 |
| Land Rover Evoque | Compact | $1,814 | $151 |
| Acura MDX | Midsize | $1,816 | $151 |
| Lexus RX 350 | Midsize | $1,818 | $152 |
| Lexus NX 350 | Compact | $1,822 | $152 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chandler, AZ Zip Codes. Updated February 23, 2024
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Need rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.
Driver profile can affect the price you pay
To emphasize the importance of the amount that the cost of the same car insurance policy can fluctuate from one driver to the next, the examples below visualize many different rates for four popular models in Chandler: the Honda Civic, Nissan Rogue, Kia Sorento, and Honda Accord.
Each example uses a range of risk profiles to demonstrate the difference in rates when using different driver profiles.
Honda Civic insurance rates
Honda Civic insurance in Chandler averages $1,608 per year, or about $134 per month, and has a range of $1,338 to $3,654 annually.
The Honda Civic is a compact car, and other models from that segment that are popular in Chandler, AZ, include the Volkswagen Jetta, Chevrolet Cruze, and Toyota Corolla.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Chandler averages $1,634 per year ($136 per month) and varies from $1,358 to $3,732 per year.
The Nissan Rogue is classified as a compact SUV, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Toyota RAV4.
Kia Sorento insurance rates
Kia Sorento insurance in Chandler averages $1,722 per year ($144 per month) and has a range of $1,432 to $3,960 annually.
The Kia Sorento is part of the midsize SUV segment, and other models popular in Chandler include the Jeep Grand Cherokee, Kia Telluride, and Toyota Highlander.
Honda Accord insurance rates
Insurance for a Honda Accord in Chandler costs an average of $1,754 per year (about $146 per month) and ranges from $1,456 to $4,038 annually.
The Honda Accord is part of the midsize car segment, and other models in the same segment include the Chevrolet Malibu, Kia K5, Hyundai Sonata, and Nissan Altima.
Tips for finding cheaper Chandler car insurance quotes
Financially savvy drivers should always be looking to pay less for auto insurance, so glance through the money-saving ideas in the list below and it’s very likely you can save a few bucks when buying auto insurance.
- Choose vehicles that have low cost car insurance. The make and model of vehicle you drive is one of the primary factors in the price you pay for auto insurance. As an example, a Subaru Crosstrek costs $2,054 less per year to insure in Chandler than a Acura NSX. Drive cheaper models and save money.
- Raising deductibles makes insurance more affordable. Increasing your policy deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Your choice of occupation could earn you policy discounts. Most car insurance companies offer policy discounts for specific occupations like architects, nurses, firefighters, scientists, engineers, police officers and law enforcement, and others. Qualifying for this discount could potentially save between $55 and $177 on your yearly car insurance cost.
- Get cheaper rates by researching policy discounts. Discounted rates may be available if the policyholders are homeowners, are good students, work in certain occupations, insure multiple vehicles on the same policy, are senior citizens, or many other policy discounts which could save the average Chandler driver as much as $308 per year.
- Compare rates before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and insurance companies can charge very different rates. Get quotes before you buy a new car in order to avoid any surprises when you get your insurance bill.
- Better credit scores yield better car insurance rates. Having a high credit rating of over 800 could save up to $285 per year versus a rating of 670-739. Conversely, a subpar credit score could cost around $331 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Don’t file small claims. Most insurers offer a discount if you have no claims. Insurance should only be used in the case of large financial hits, not nickel-and-dime type claims.