Car Insurance Cost in Chandler, AZ – Average Rates + Cheapest to Insure

We compare the cost to insure over 150 vehicles, including luxury models, to find the cheapest car insurance quotes in Chandler, AZ.

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  • Chandler car insurance rates average $1,494 per year, or about $125 per month.
  • Chandler auto insurance costs an average of $138 per year more than the Arizona state average and $73 per year less than the average rate for all 50 states.
  • Car insurance rates for a few popular vehicles in Chandler include the Jeep Wrangler at $1,712 per year, Ram Truck at $1,710, and Toyota Corolla at $1,470.
  • Small SUVs like the Buick Envision, Kia Seltos, Buick Encore, and Mazda CX-5 get the nod for cheap car insurance in Chandler.
  • A few vehicles with segment-leading car insurance rates include the Mazda CX-5, Ford F150, Chevrolet Colorado, Honda Passport, and Subaru Impreza.
  • Auto insurance quotes in Chandler can range from as little as $29 per month for minimum liability insurance to well over $678 per month drivers with many accidents and violations.

How much does car insurance cost in Chandler, AZ?

Chandler car insurance costs an average of $1,494 per year, which is 4.7% less than the U.S. overall average rate of $1,567. The average monthly cost of car insurance in Chandler is $125 for full coverage auto insurance.

Average auto insurance cost in Arizona is $1,356 per year, so Chandler, AZ, drivers pay an average of $138 more per year than the overall Arizona state-wide average rate. The cost of car insurance in Chandler compared to other Arizona cities is about $18 per year more expensive than in Tucson, $254 per year cheaper than in Phoenix, and $176 per year cheaper than in Glendale.

The next chart summarizes car insurance cost in Chandler, AZ, for different common policy situations. Rates are averaged for all Chandler Zip Codes and shown for different driver ages, deductibles, and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
Chandler, AZ, Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Chandler, AZ
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,386$282
Safe Driver Age 20$2,968$247
At-fault Accidents Age 40$2,106$176
Low Deductibles Age 40$1,942$162
Safe Driver Age 30$1,574$131
Safe Driver Age 40$1,494$125
Safe Driver Age 50$1,362$114
Safe Driver Age 60$1,338$112
High Deductibles Age 40$1,264$105
Discount Rate Age 40$1,242$104

In the chart above, the cost of car insurance in Chandler ranges from $1,242 per year for a 40-year-old driver who qualifies for many discounts to $3,386 per year for a 30-year-old driver with a history of violations and/or at-fault accidents. From a monthly budget point of view, the average cost ranges from $104 to $282 per month.

Chandler car insurance rates are not the same for everyone and depend on a lot of factors. Since there is so much rate volatility, this reinforces the need to get accurate auto insurance quotes when shopping around for more affordable car insurance in Chandler.

Driver age has the biggest impact on the cost of auto insurance. The list below illustrates these differences by showing average car insurance rates based on the age of the driver.

Car insurance cost in Chandler, AZ, for drivers age 16 to 60

  • 16-year-old rated driver – $5,356 per year or $446 per month
  • 17-year-old rated driver – $5,004 per year or $417 per month
  • 18-year-old rated driver – $4,672 per year or $389 per month
  • 19-year-old rated driver – $4,226 per year or $352 per month
  • 20-year-old rated driver – $2,968 per year or $247 per month
  • 30-year-old rated driver – $1,574 per year or $131 per month
  • 40-year-old rated driver – $1,494 per year or $125 per month
  • 50-year-old rated driver – $1,362 per year or $114 per month
  • 60-year-old rated driver – $1,338 per year or $112 per month

The rates shown above for teenage drivers were based on the rated driver being male. The next chart gets more specific and breaks out average car insurance cost for teenagers by gender. For the most part, female drivers tend to pay less for auto insurance, especially ages 16 to 19.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
Chandler, AZ, Car Insurance Cost for Drivers Age 16 to 19
Average Car Insurance Cost in Chandler, AZ for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,356$5,004$4,672$4,226
Female$4,716$4,450$4,052$3,756

Car insurance for a 16-year-old female driver in Chandler costs an average of $640 less per year than the cost to insure a male driver, while at age 19, the difference is narrower but is still $470 per year cheaper for females.

The previous car insurance rates in this article take all 2022 models and come up with an average cost, which is handy for making overall comparisons like the cost difference between driver ages or locations. But for more comprehensive auto insurance rate comparisons, we need to look at the exact make and model of vehicle being insured.

Later in this article, we delve deep into rates for specific models, but for now, let’s look at just a few of the more popular vehicles to see how car insurance rates compare in Chandler.

This next chart details average insurance rates for some of the most popular cars, trucks, and SUVs you’ll find driving the streets of Chandler. Later in this article, there is a section that examines car insurance rates for some of these models in more detail.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Chandler car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Chandler Zip Codes.Data last updated on June 23, 2022
Chandler, AZ, Car Insurance Rates for Popular Vehicles
Chandler, AZ, Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$1,202$100
Honda CR-V$1,310$109
Ford Ranger$1,330$111
Honda HR-V$1,346$112
Toyota Tacoma$1,390$116
Toyota RAV4$1,414$118
Ford F150$1,446$121
Nissan Sentra$1,460$122
Nissan Rogue$1,466$122
Toyota Camry$1,472$123
Ford Mustang$1,580$132
Chevrolet Silverado$1,606$134
Jeep Cherokee$1,660$138
Ram Truck$1,710$143
Chevrolet Corvette$1,884$157

What are the cheapest auto insurance rates in Chandler?

The vehicles with the most affordable car insurance prices in Chandler, AZ, tend to be compact SUVs and crossovers like the Nissan Kicks, Chevrolet Trailblazer, Nissan Rogue Sport, and Toyota C-HR.

Average insurance quotes for those models cost $1,248 or less per year for full coverage car insurance.

A few other models that are in the top 20 in our insurance cost comparison are the Hyundai Kona, Toyota Corolla Cross, Acura RDX, and Subaru Ascent. The average rates are a little higher for those models than the cheapest compact SUVs at the top of the rankings, but they still have an average cost of $108 or less per month.

The table below lists the 40 car, truck, and SUV models with the cheapest auto insurance in Chandler, ordered by annual cost.

Cheapest Auto Insurance Rates in Chandler
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,138$95
2Nissan Kicks$1,168$97
3Chevrolet Trailblazer$1,174$98
4Honda Passport$1,202$100
5Subaru Crosstrek$1,202$100
6Toyota C-HR$1,230$103
7Chevrolet Colorado$1,232$103
8Buick Encore$1,236$103
9Nissan Rogue Sport$1,248$104
10Hyundai Venue$1,270$106
11Buick Envision$1,274$106
12Kia Seltos$1,276$106
13Ford Maverick$1,280$107
14Acura RDX$1,284$107
15Subaru Ascent$1,284$107
16Toyota Corolla Cross$1,286$107
17Hyundai Kona$1,292$108
18Mazda MX-5 Miata$1,296$108
19Subaru Forester$1,296$108
20Volkswagen Tiguan$1,298$108
21Subaru Impreza$1,300$108
22Chevrolet Spark$1,306$109
23Honda CR-V$1,310$109
24Cadillac XT4$1,314$110
25Mazda CX-30$1,326$111
26Ford Ranger$1,330$111
27Honda HR-V$1,346$112
28Ford Edge$1,348$112
29Ford Ecosport$1,356$113
30Subaru Outback$1,372$114
31Chevrolet Trax$1,374$115
32Acura ILX$1,378$115
33GMC Terrain$1,378$115
34Mitsubishi Eclipse Cross$1,382$115
35Nissan Murano$1,390$116
36Toyota Tacoma$1,390$116
37Hyundai Tucson$1,392$116
38Chevrolet Bolt$1,394$116
39Honda Odyssey$1,396$116
40Chevrolet Equinox$1,398$117

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
    Cheapest Auto Insurance Rates in Chandler

    A table of 40 vehicles with the cheapest insurance in Chandler is fine if you just want the lowest rates. Considering the fact that we have over 700 models in our database, less than 6% of makes and models are shown in the table. Let’s dig deeper into the data and break out the models with the cheapest rates in a more useful format, by segment.

    The next section of this article discusses the average cost to insure each different vehicle segment. The average rates shown in the chart should provide a better idea of which segments have the least expensive rates. After the chart, the next six sections rank the top 20 cheapest models in each automotive segment.

    Chandler auto insurance rates by automotive segment

    When comparing new or used vehicles, it’s advantageous to know which categories of vehicles are less expensive to insure.

    For instance, you may be wondering if compact cars are more affordable to insure than midsize cars or if heavy duty pickups have more expensive insurance than half-ton pickups.

    The chart below shows average car insurance cost by vehicle segment in Chandler. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the most affordable rates, with luxury and performance models having the highest average insurance cost.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Chandler car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Chandler Zip Codes.Data last updated on June 23, 2022
    Average Chandler, Arizona Auto Insurance Rates by Vehicle Segment
    Chandler Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,398$117
    Midsize Pickup$1,436$120
    Minivan$1,504$125
    Midsize SUV$1,514$126
    Compact Car$1,538$128
    Midsize Car$1,560$130
    Half-ton Pickup$1,624$135
    Compact Luxury SUV$1,680$140
    Large SUV$1,684$140
    Compact Luxury Car$1,696$141
    Large Car$1,730$144
    Heavy Duty Pickup$1,784$149
    Midsize Luxury SUV$1,808$151
    Midsize Luxury Car$1,980$165
    Sports Car$2,110$176
    Large Luxury SUV$2,260$188
    Large Luxury Car$2,362$197

    Rates by automotive segment are useful for getting a ballpark comparison, but cost ranges quite a lot within each segment shown in the chart above.

    For example, in the midsize car segment, average Chandler auto insurance rates range from the Subaru Legacy costing $1,450 per year to the Kia Stinger at $1,764 per year, a difference of $314 within that segment.

    For another example, in the sports car segment, the average insurance cost ranges from the Mazda MX-5 Miata costing $1,296 per year to the Nissan GT-R costing $3,098 per year, a difference of $1,802 within that segment.

    In the following sections, we will remove much of this variability by analyzing the cost of car insurance in Chandler for specific vehicles.

    Cheapest car insurance rates in Chandler

    The #1 ranking in Chandler for cheapest insurance in the non-luxury two and four door car segment is the Subaru Impreza, with a cost of $1,300 per year. Second place is the Chevrolet Spark costing $1,306 per year, the third most affordable is the Volkswagen Golf, at an average of $1,438 per year, and coming in fourth is the Subaru Legacy, costing an average of $1,450 per year.

    Other models that rank well include the Toyota Corolla, Toyota Camry, Honda Insight, and Nissan Sentra, with an average cost of $1,472 per year or less.

    In the bottom half of the top 20, cars like the Kia Rio, Mazda 6, Mazda 3, Volkswagen Passat, Chevrolet Malibu, and Hyundai Veloster average between $1,472 and $1,554 per year for full-coverage insurance in Chandler.

    From a cost per month standpoint, auto insurance in Chandler on this segment for a middle-age safe driver starts at around $108 per month, depending on the company and your location.

    When vehicle size is factored in, the most budget-friendly non-luxury compact car to insure in Chandler is the Subaru Impreza at $1,300 per year. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,450 per year. And for full-size sedans, the Toyota Avalon has the cheapest car insurance rates at $1,570 per year.

    The table below ranks the cars with the lowest-cost average car insurance rates in Chandler.

    Cheapest Insurance for Cars in Chandler, AZ
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,300$108
    Chevrolet SparkCompact$1,306$109
    Volkswagen GolfCompact$1,438$120
    Subaru LegacyMidsize$1,450$121
    Honda InsightMidsize$1,454$121
    Volkswagen JettaCompact$1,454$121
    Nissan SentraCompact$1,460$122
    Kia K5Midsize$1,470$123
    Toyota CorollaCompact$1,470$123
    Toyota CamryMidsize$1,472$123
    Kia RioCompact$1,476$123
    Volkswagen PassatMidsize$1,478$123
    Honda CivicCompact$1,482$124
    Mazda 3Compact$1,488$124
    Mazda 6Midsize$1,490$124
    Toyota PriusCompact$1,496$125
    Hyundai AccentCompact$1,514$126
    Hyundai VelosterCompact$1,528$127
    Kia ForteCompact$1,532$128
    Chevrolet MalibuMidsize$1,554$130

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
      Cheapest Insurance for Cars in Chandler, AZ

      See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

      Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best auto insurance companies in Arizona.

      Cheapest SUVs to insure in Chandler, Arizona

      Ranking in the top five for the most affordable Chandler car insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Honda Passport, Subaru Crosstrek, Nissan Kicks, and Mazda CX-5. Car insurance rates for these models average $100 or less per month.

      Not the cheapest SUVs to insure, but still affordable, are models like the Buick Encore, Nissan Rogue Sport, Hyundai Venue, and Buick Envision, with average annual insurance rates of $1,274 per year or less.

      Full-coverage car insurance for this segment in Chandler for an average middle-age driver starts at an average of $95 per month, depending on the company and your location. The rate comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Chandler, starting with the Mazda CX-5 at $1,138 per year and ending with the Ford Edge at $1,348 per year.

      Cheapest Insurance for SUVs in Chandler, AZ
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,138$95
      Nissan KicksCompact$1,168$97
      Chevrolet TrailblazerCompact$1,174$98
      Honda PassportMidsize$1,202$100
      Subaru CrosstrekCompact$1,202$100
      Toyota C-HRCompact$1,230$103
      Buick EncoreCompact$1,236$103
      Nissan Rogue SportCompact$1,248$104
      Hyundai VenueCompact$1,270$106
      Buick EnvisionCompact$1,274$106
      Kia SeltosCompact$1,276$106
      Subaru AscentMidsize$1,284$107
      Toyota Corolla CrossCompact$1,286$107
      Hyundai KonaCompact$1,292$108
      Subaru ForesterCompact$1,296$108
      Volkswagen TiguanCompact$1,298$108
      Honda CR-VCompact$1,310$109
      Mazda CX-30Compact$1,326$111
      Honda HR-VCompact$1,346$112
      Ford EdgeMidsize$1,348$112

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
        Cheapest Insurance for SUVs in Chandler, AZ

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Chandler car insurance quotes from the best companies in Arizona.

        Cheapest pickup truck insurance rates in Chandler, AZ

        The five cheapest pickups to insure in Chandler are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. Auto insurance rates for these five pickups range from $1,232 to $1,424 per year.

        Other pickups that rank well include the Hyundai Santa Cruz, Honda Ridgeline, Ford F150, and Jeep Gladiator, with an average cost to insure of $1,470 per year or less.

        As a cost per month, full-coverage insurance in this segment for a middle-age safe driver can cost as low as $103 per month, depending on the company and where you live. The comparison table below ranks the pickups with the cheapest insurance in Chandler.

        Cheapest Insurance for Pickups in Chandler, AZ
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,232$103
        Ford MaverickMidsize$1,280$107
        Ford RangerMidsize$1,330$111
        Toyota TacomaMidsize$1,390$116
        Nissan FrontierMidsize$1,424$119
        Hyundai Santa CruzMidsize$1,438$120
        GMC CanyonMidsize$1,442$120
        Ford F150Full-size$1,446$121
        Honda RidgelineMidsize$1,458$122
        Jeep GladiatorMidsize$1,470$123
        GMC SierraFull-size$1,524$127
        Nissan TitanFull-size$1,582$132
        Chevrolet SilveradoFull-size$1,606$134
        Toyota TundraFull-size$1,610$134
        Ford F350 Super DutyHeavy Duty$1,626$136
        Chevrolet Silverado HD 3500Heavy Duty$1,636$136
        Nissan Titan XDHeavy Duty$1,682$140
        Ram TruckFull-size$1,710$143
        GMC Sierra 2500 HDHeavy Duty$1,746$146
        GMC Sierra 3500Heavy Duty$1,758$147

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
          Cheapest Insurance for Pickups in Chandler, AZ

          See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

          Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best companies in Arizona.

          Cheapest sports car insurance rates in Chandler, AZ

          The Mazda MX-5 Miata comes in at #1 as the cheapest sports car to insure in Chandler, followed by the Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. The 2022 model averages $1,296 per year to insure for full coverage.

          Some other sports cars that have cheaper rates include the Chevrolet Corvette, Toyota GR Supra, Audi TT, and BMW M3, with average rates of $1,938 per year or less.

          Additional cars on the list include the Jaguar F-Type, Mercedes-Benz AMG GT53, Dodge Challenger, Lexus LC 500, and Porsche Taycan, which average between $1,938 and $2,466 per year for insurance in Chandler.

          Full-coverage insurance in this segment for an average middle-age driver will start around $108 per month, depending on the company and where you live.

          The next table ranks the twenty sports cars with the lowest-cost average car insurance rates in Chandler, starting with the Mazda MX-5 Miata at $1,296 per year ($108 per month) and ending with the Lexus LC 500 at $2,466 per year ($206 per month).

          Cheapest Insurance for Sports Cars in Chandler, AZ
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$1,296$108
          Ford MustangSports Car$1,580$132
          BMW Z4Sports Car$1,612$134
          Subaru WRXSports Car$1,702$142
          Toyota GR86Sports Car$1,744$145
          Toyota GR SupraSports Car$1,784$149
          Audi TTSports Car$1,822$152
          Subaru BRZSports Car$1,878$157
          Chevrolet CorvetteSports Car$1,884$157
          BMW M3Sports Car$1,938$162
          Porsche 718Sports Car$2,022$169
          Chevrolet CamaroSports Car$2,072$173
          Lexus RC FSports Car$2,122$177
          Dodge ChallengerSports Car$2,128$177
          Mercedes-Benz AMG GT53Sports Car$2,160$180
          Jaguar F-TypeSports Car$2,260$188
          Porsche TaycanSports Car$2,322$194
          Porsche 911Sports Car$2,378$198
          BMW M4Sports Car$2,384$199
          Lexus LC 500Sports Car$2,466$206

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
            Cheapest Insurance for Sports Cars in Chandler, AZ

            Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arizona.

            Cheapest luxury cars to insure

            The four top-ranked luxury cars with the lowest-cost auto insurance in Chandler are the Acura ILX at $1,378 per year, Mercedes-Benz A220 at $1,470 per year, BMW 330i at $1,582 per year, and Acura TLX at $1,590 per year.

            Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Lexus RC 300, BMW 330e, BMW 230i, and BMW 228i, with an average cost of $1,660 per year or less.

            Some additional 2022 luxury models that rank well include the Genesis G70, Audi A3, Cadillac CT4, and Audi S3, which average between $1,660 and $1,740 per year for full-coverage insurance in Chandler.

            Car insurance in this segment for a middle-age safe driver starts at around $115 per month, depending on the company and where you live. The rate comparison table below ranks the twenty luxury cars with the most affordable average auto insurance rates in Chandler, starting with the Acura ILX at $1,378 per year and ending with the Audi S3 at $1,740 per year.

            Cheapest Insurance for Luxury Cars in Chandler, AZ
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$1,378$115
            Mercedes-Benz A220Compact$1,470$123
            BMW 330iCompact$1,582$132
            Acura TLXCompact$1,590$133
            Volvo S60Compact$1,606$134
            BMW 330eCompact$1,612$134
            BMW 228iCompact$1,620$135
            BMW 230iCompact$1,630$136
            Alfa Romeo GiuliaCompact$1,660$138
            Lexus RC 300Midsize$1,660$138
            Cadillac CT4Compact$1,662$139
            Lexus RC 350Compact$1,666$139
            Genesis G70Compact$1,688$141
            Mercedes-Benz AMG CLA35Midsize$1,700$142
            BMW i4Midsize$1,708$142
            Cadillac CT5Midsize$1,714$143
            Audi A3Midsize$1,730$144
            Audi A4Compact$1,734$145
            Mercedes-Benz AMG CLA45Midsize$1,738$145
            Audi S3Compact$1,740$145

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
              Cheapest Insurance for Luxury Cars in Chandler, AZ

              See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

              Don’t see rates for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Chandler car insurance quotes from top auto insurance companies in Arizona.

              Cheapest luxury SUV insurance rates

              The Acura RDX takes the top ranking for the most affordable luxury SUV model to insure in Chandler, followed closely by the Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. The 2022 model averages $1,284 per year for full-coverage auto insurance.

              Additional luxury SUVs that rank well are the Lexus NX 350h, BMW X1, Lexus UX 250h, and Lexus NX 350, with average annual insurance rates of $1,530 per year or less.

              Additional models worth mentioning include the Infiniti QX50, Mercedes-Benz GLB 250, Lexus RX 450h, and Lexus RX 350, which average between $1,530 and $1,586 per year to insure.

              As a cost per month, car insurance rates in Chandler on this segment for the average driver can cost as low as $107 per month, depending on your company and location.

              The cheapest small luxury SUV to insure in Chandler is the Acura RDX at $1,284 per year. For midsize 2022 models, the Cadillac XT5 has the best rates at $1,470 per year. And for full-size luxury SUVs, the Volvo XC90 has the best rates at $1,620 per year.

              The next table ranks the luxury SUVs with the cheapest average insurance rates in Chandler.

              Cheapest Insurance for Luxury SUVs in Chandler, AZ
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,284$107
              Cadillac XT4Compact$1,314$110
              Volvo XC40Compact$1,440$120
              Cadillac XT5Midsize$1,470$123
              Lexus NX 250Compact$1,488$124
              BMW X1Compact$1,492$124
              Lexus NX 350hCompact$1,498$125
              Lexus UX 250hCompact$1,502$125
              Lexus NX 350Compact$1,526$127
              Lexus UX 200Compact$1,530$128
              Jaguar E-PaceMidsize$1,534$128
              Lexus RX 350Midsize$1,542$129
              Acura MDXMidsize$1,548$129
              Lincoln NautilusMidsize$1,564$130
              Lexus NX 450hCompact$1,568$131
              Mercedes-Benz GLB 250Compact$1,572$131
              Lexus RX 450hMidsize$1,576$131
              Infiniti QX50Midsize$1,582$132
              Land Rover EvoqueCompact$1,582$132
              Lincoln CorsairCompact$1,586$132

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Chandler, AZ.Data last updated on June 23, 2022
                Cheapest Insurance for Luxury SUVs in Chandler, AZ

                For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

                Need rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.

                Driver profile can affect the price you pay

                To emphasize the importance of the amount that the cost of the same car insurance policy can fluctuate from one driver to the next, the examples below visualize many different rates for four popular models in Chandler: the Honda Civic, Nissan Rogue, Kia Sorento, and Honda Accord.

                Each example uses a range of risk profiles to demonstrate the difference in rates when using different driver profiles.

                Honda Civic insurance rates

                Honda Civic insurance in Chandler averages $1,482 per year, or about $124 per month, and has a range of $1,230 to $3,338 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Honda Civic Insurance Cost in Chandler, AZ
                Honda Civic Insurance Cost in Chandler, AZ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,338$278
                Safe Driver Age 20$2,926$244
                At-fault Accidents Age 40$2,088$174
                Low Deductibles Age 40$1,904$159
                Safe Driver Age 30$1,554$130
                Safe Driver Age 40$1,482$124
                Safe Driver Age 50$1,348$112
                Safe Driver Age 60$1,322$110
                High Deductibles Age 40$1,262$105
                Discount Rate Age 40$1,230$103

                The Honda Civic is a compact car, and other models from that segment that are popular in Chandler, AZ, include the Volkswagen Jetta, Chevrolet Cruze, and Toyota Corolla.

                Nissan Rogue insurance rates

                Insurance for a Nissan Rogue in Chandler averages $1,466 per year ($122 per month) and varies from $1,216 to $3,322 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Nissan Rogue Insurance Cost in Chandler, AZ
                Nissan Rogue Insurance Cost in Chandler, AZ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,322$277
                Safe Driver Age 20$2,912$243
                At-fault Accidents Age 40$2,070$173
                Low Deductibles Age 40$1,890$158
                Safe Driver Age 30$1,538$128
                Safe Driver Age 40$1,466$122
                Safe Driver Age 50$1,334$111
                Safe Driver Age 60$1,310$109
                High Deductibles Age 40$1,246$104
                Discount Rate Age 40$1,216$101

                The Nissan Rogue is classified as a compact SUV, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Toyota RAV4.

                Kia Sorento insurance rates

                Kia Sorento insurance in Chandler averages $1,418 per year ($118 per month) and has a range of $1,180 to $3,214 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Kia Sorento Insurance Cost in Chandler, Arizona
                Kia Sorento Insurance Cost in Chandler, AZ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,214$268
                Safe Driver Age 20$2,816$235
                At-fault Accidents Age 40$1,994$166
                Low Deductibles Age 40$1,852$154
                Safe Driver Age 30$1,496$125
                Safe Driver Age 40$1,418$118
                Safe Driver Age 50$1,290$108
                Safe Driver Age 60$1,268$106
                High Deductibles Age 40$1,194$100
                Discount Rate Age 40$1,180$98

                The Kia Sorento is part of the midsize SUV segment, and other models popular in Chandler include the Jeep Grand Cherokee, Kia Telluride, and Toyota Highlander.

                Honda Accord insurance rates

                Insurance for a Honda Accord in Chandler costs an average of $1,560 per year (about $130 per month) and ranges from $1,298 to $3,566 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Chandler includes all Zip Codes and vehicle trim levels.Data last updated on June 23, 2022
                Honda Accord Insurance Cost in Chandler, AZ
                Honda Accord Insurance Cost in Chandler, AZ
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,566$297
                Safe Driver Age 20$3,122$260
                At-fault Accidents Age 40$2,206$184
                Low Deductibles Age 40$2,040$170
                Safe Driver Age 30$1,646$137
                Safe Driver Age 40$1,560$130
                Safe Driver Age 50$1,424$119
                Safe Driver Age 60$1,398$117
                High Deductibles Age 40$1,316$110
                Discount Rate Age 40$1,298$108

                The Honda Accord is part of the midsize car segment, and other models in the same segment include the Chevrolet Malibu, Kia K5, Hyundai Sonata, and Nissan Altima.

                Tips for finding cheaper Chandler car insurance quotes

                Financially savvy drivers should always be looking to pay less for auto insurance, so glance through the money-saving ideas in the list below and it’s very likely you can save a few bucks when buying auto insurance.

                • Choose vehicles that have low cost car insurance. The make and model of vehicle you drive is one of the primary factors in the price you pay for auto insurance. As an example, a Subaru Crosstrek costs $1,690 less per year to insure in Chandler than a Acura NSX. Drive cheaper models and save money.
                • Raising deductibles makes insurance more affordable. Increasing your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • Your choice of occupation could earn you policy discounts. Most car insurance companies offer policy discounts for specific occupations like architects, nurses, firefighters, scientists, engineers, police officers and law enforcement, and others. Qualifying for this discount could potentially save between $45 and $156 on your yearly car insurance cost.
                • Get cheaper rates by researching policy discounts. Discounted rates may be available if the policyholders are homeowners, are good students, work in certain occupations, insure multiple vehicles on the same policy, are senior citizens, or many other policy discounts which could save the average Chandler driver as much as $252 per year.
                • Compare rates before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and insurance companies can charge very different rates. Get quotes before you buy a new car in order to avoid any surprises when you get your insurance bill.
                • Better credit scores yield better car insurance rates. Having a high credit rating of over 800 could save up to $235 per year versus a rating of 670-739. Conversely, a subpar credit score could cost around $272 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Don’t file small claims. Most insurers offer a discount if you have no claims. Insurance should only be used in the case of large financial hits, not nickel-and-dime type claims.