- Chandler car insurance rates average $1,494 per year, or about $125 per month.
- Chandler auto insurance costs an average of $138 per year more than the Arizona state average and $73 per year less than the average rate for all 50 states.
- Car insurance rates for a few popular vehicles in Chandler include the Jeep Wrangler at $1,712 per year, Ram Truck at $1,710, and Toyota Corolla at $1,470.
- Small SUVs like the Buick Envision, Kia Seltos, Buick Encore, and Mazda CX-5 get the nod for cheap car insurance in Chandler.
- A few vehicles with segment-leading car insurance rates include the Mazda CX-5, Ford F150, Chevrolet Colorado, Honda Passport, and Subaru Impreza.
- Auto insurance quotes in Chandler can range from as little as $29 per month for minimum liability insurance to well over $678 per month drivers with many accidents and violations.
How much does car insurance cost in Chandler, AZ?
Chandler car insurance costs an average of $1,494 per year, which is 4.7% less than the U.S. overall average rate of $1,567. The average monthly cost of car insurance in Chandler is $125 for full coverage auto insurance.
Average auto insurance cost in Arizona is $1,356 per year, so Chandler, AZ, drivers pay an average of $138 more per year than the overall Arizona state-wide average rate. The cost of car insurance in Chandler compared to other Arizona cities is about $18 per year more expensive than in Tucson, $254 per year cheaper than in Phoenix, and $176 per year cheaper than in Glendale.
The next chart summarizes car insurance cost in Chandler, AZ, for different common policy situations. Rates are averaged for all Chandler Zip Codes and shown for different driver ages, deductibles, and risk profiles.
In the chart above, the cost of car insurance in Chandler ranges from $1,242 per year for a 40-year-old driver who qualifies for many discounts to $3,386 per year for a 30-year-old driver with a history of violations and/or at-fault accidents. From a monthly budget point of view, the average cost ranges from $104 to $282 per month.
Chandler car insurance rates are not the same for everyone and depend on a lot of factors. Since there is so much rate volatility, this reinforces the need to get accurate auto insurance quotes when shopping around for more affordable car insurance in Chandler.
Driver age has the biggest impact on the cost of auto insurance. The list below illustrates these differences by showing average car insurance rates based on the age of the driver.
Car insurance cost in Chandler, AZ, for drivers age 16 to 60
- 16-year-old rated driver – $5,356 per year or $446 per month
- 17-year-old rated driver – $5,004 per year or $417 per month
- 18-year-old rated driver – $4,672 per year or $389 per month
- 19-year-old rated driver – $4,226 per year or $352 per month
- 20-year-old rated driver – $2,968 per year or $247 per month
- 30-year-old rated driver – $1,574 per year or $131 per month
- 40-year-old rated driver – $1,494 per year or $125 per month
- 50-year-old rated driver – $1,362 per year or $114 per month
- 60-year-old rated driver – $1,338 per year or $112 per month
The rates shown above for teenage drivers were based on the rated driver being male. The next chart gets more specific and breaks out average car insurance cost for teenagers by gender. For the most part, female drivers tend to pay less for auto insurance, especially ages 16 to 19.
Car insurance for a 16-year-old female driver in Chandler costs an average of $640 less per year than the cost to insure a male driver, while at age 19, the difference is narrower but is still $470 per year cheaper for females.
Specific vehicles and the cost of insurance
The previous car insurance rates in this article take all 2022 models and come up with an average cost, which is handy for making overall comparisons like the cost difference between driver ages or locations. But for more comprehensive auto insurance rate comparisons, we need to look at the exact make and model of vehicle being insured.
Later in this article, we delve deep into rates for specific models, but for now, let’s look at just a few of the more popular vehicles to see how car insurance rates compare in Chandler.
This next chart details average insurance rates for some of the most popular cars, trucks, and SUVs you’ll find driving the streets of Chandler. Later in this article, there is a section that examines car insurance rates for some of these models in more detail.
What are the cheapest auto insurance rates in Chandler?
The vehicles with the most affordable car insurance prices in Chandler, AZ, tend to be compact SUVs and crossovers like the Nissan Kicks, Chevrolet Trailblazer, Nissan Rogue Sport, and Toyota C-HR.
Average insurance quotes for those models cost $1,248 or less per year for full coverage car insurance.
A few other models that are in the top 20 in our insurance cost comparison are the Hyundai Kona, Toyota Corolla Cross, Acura RDX, and Subaru Ascent. The average rates are a little higher for those models than the cheapest compact SUVs at the top of the rankings, but they still have an average cost of $108 or less per month.
The table below lists the 40 car, truck, and SUV models with the cheapest auto insurance in Chandler, ordered by annual cost.
Rank | Make/Model | Annual Cost | Monthly Cost |
---|---|---|---|
1 | Mazda CX-5 | $1,138 | $95 |
2 | Nissan Kicks | $1,168 | $97 |
3 | Chevrolet Trailblazer | $1,174 | $98 |
4 | Honda Passport | $1,202 | $100 |
5 | Subaru Crosstrek | $1,202 | $100 |
6 | Toyota C-HR | $1,230 | $103 |
7 | Chevrolet Colorado | $1,232 | $103 |
8 | Buick Encore | $1,236 | $103 |
9 | Nissan Rogue Sport | $1,248 | $104 |
10 | Hyundai Venue | $1,270 | $106 |
11 | Buick Envision | $1,274 | $106 |
12 | Kia Seltos | $1,276 | $106 |
13 | Ford Maverick | $1,280 | $107 |
14 | Acura RDX | $1,284 | $107 |
15 | Subaru Ascent | $1,284 | $107 |
16 | Toyota Corolla Cross | $1,286 | $107 |
17 | Hyundai Kona | $1,292 | $108 |
18 | Mazda MX-5 Miata | $1,296 | $108 |
19 | Subaru Forester | $1,296 | $108 |
20 | Volkswagen Tiguan | $1,298 | $108 |
21 | Subaru Impreza | $1,300 | $108 |
22 | Chevrolet Spark | $1,306 | $109 |
23 | Honda CR-V | $1,310 | $109 |
24 | Cadillac XT4 | $1,314 | $110 |
25 | Mazda CX-30 | $1,326 | $111 |
26 | Ford Ranger | $1,330 | $111 |
27 | Honda HR-V | $1,346 | $112 |
28 | Ford Edge | $1,348 | $112 |
29 | Ford Ecosport | $1,356 | $113 |
30 | Subaru Outback | $1,372 | $114 |
31 | Chevrolet Trax | $1,374 | $115 |
32 | Acura ILX | $1,378 | $115 |
33 | GMC Terrain | $1,378 | $115 |
34 | Mitsubishi Eclipse Cross | $1,382 | $115 |
35 | Nissan Murano | $1,390 | $116 |
36 | Toyota Tacoma | $1,390 | $116 |
37 | Hyundai Tucson | $1,392 | $116 |
38 | Chevrolet Bolt | $1,394 | $116 |
39 | Honda Odyssey | $1,396 | $116 |
40 | Chevrolet Equinox | $1,398 | $117 |
A table of 40 vehicles with the cheapest insurance in Chandler is fine if you just want the lowest rates. Considering the fact that we have over 700 models in our database, less than 6% of makes and models are shown in the table. Let’s dig deeper into the data and break out the models with the cheapest rates in a more useful format, by segment.
The next section of this article discusses the average cost to insure each different vehicle segment. The average rates shown in the chart should provide a better idea of which segments have the least expensive rates. After the chart, the next six sections rank the top 20 cheapest models in each automotive segment.
Chandler auto insurance rates by automotive segment
When comparing new or used vehicles, it’s advantageous to know which categories of vehicles are less expensive to insure.
For instance, you may be wondering if compact cars are more affordable to insure than midsize cars or if heavy duty pickups have more expensive insurance than half-ton pickups.
The chart below shows average car insurance cost by vehicle segment in Chandler. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the most affordable rates, with luxury and performance models having the highest average insurance cost.
Rates by automotive segment are useful for getting a ballpark comparison, but cost ranges quite a lot within each segment shown in the chart above.
For example, in the midsize car segment, average Chandler auto insurance rates range from the Subaru Legacy costing $1,450 per year to the Kia Stinger at $1,764 per year, a difference of $314 within that segment.
For another example, in the sports car segment, the average insurance cost ranges from the Mazda MX-5 Miata costing $1,296 per year to the Nissan GT-R costing $3,098 per year, a difference of $1,802 within that segment.
In the following sections, we will remove much of this variability by analyzing the cost of car insurance in Chandler for specific vehicles.
Cheapest car insurance rates in Chandler
The #1 ranking in Chandler for cheapest insurance in the non-luxury two and four door car segment is the Subaru Impreza, with a cost of $1,300 per year. Second place is the Chevrolet Spark costing $1,306 per year, the third most affordable is the Volkswagen Golf, at an average of $1,438 per year, and coming in fourth is the Subaru Legacy, costing an average of $1,450 per year.
Other models that rank well include the Toyota Corolla, Toyota Camry, Honda Insight, and Nissan Sentra, with an average cost of $1,472 per year or less.
In the bottom half of the top 20, cars like the Kia Rio, Mazda 6, Mazda 3, Volkswagen Passat, Chevrolet Malibu, and Hyundai Veloster average between $1,472 and $1,554 per year for full-coverage insurance in Chandler.
From a cost per month standpoint, auto insurance in Chandler on this segment for a middle-age safe driver starts at around $108 per month, depending on the company and your location.
When vehicle size is factored in, the most budget-friendly non-luxury compact car to insure in Chandler is the Subaru Impreza at $1,300 per year. For midsize cars, the Subaru Legacy is the cheapest model to insure at $1,450 per year. And for full-size sedans, the Toyota Avalon has the cheapest car insurance rates at $1,570 per year.
The table below ranks the cars with the lowest-cost average car insurance rates in Chandler.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Subaru Impreza | Compact | $1,300 | $108 |
Chevrolet Spark | Compact | $1,306 | $109 |
Volkswagen Golf | Compact | $1,438 | $120 |
Subaru Legacy | Midsize | $1,450 | $121 |
Honda Insight | Midsize | $1,454 | $121 |
Volkswagen Jetta | Compact | $1,454 | $121 |
Nissan Sentra | Compact | $1,460 | $122 |
Kia K5 | Midsize | $1,470 | $123 |
Toyota Corolla | Compact | $1,470 | $123 |
Toyota Camry | Midsize | $1,472 | $123 |
Kia Rio | Compact | $1,476 | $123 |
Volkswagen Passat | Midsize | $1,478 | $123 |
Honda Civic | Compact | $1,482 | $124 |
Mazda 3 | Compact | $1,488 | $124 |
Mazda 6 | Midsize | $1,490 | $124 |
Toyota Prius | Compact | $1,496 | $125 |
Hyundai Accent | Compact | $1,514 | $126 |
Hyundai Veloster | Compact | $1,528 | $127 |
Kia Forte | Compact | $1,532 | $128 |
Chevrolet Malibu | Midsize | $1,554 | $130 |
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best auto insurance companies in Arizona.
Cheapest SUVs to insure in Chandler, Arizona
Ranking in the top five for the most affordable Chandler car insurance rates in the non-luxury SUV segment are the Chevrolet Trailblazer, Honda Passport, Subaru Crosstrek, Nissan Kicks, and Mazda CX-5. Car insurance rates for these models average $100 or less per month.
Not the cheapest SUVs to insure, but still affordable, are models like the Buick Encore, Nissan Rogue Sport, Hyundai Venue, and Buick Envision, with average annual insurance rates of $1,274 per year or less.
Full-coverage car insurance for this segment in Chandler for an average middle-age driver starts at an average of $95 per month, depending on the company and your location. The rate comparison table below ranks the twenty SUVs with the most affordable car insurance rates in Chandler, starting with the Mazda CX-5 at $1,138 per year and ending with the Ford Edge at $1,348 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda CX-5 | Compact | $1,138 | $95 |
Nissan Kicks | Compact | $1,168 | $97 |
Chevrolet Trailblazer | Compact | $1,174 | $98 |
Honda Passport | Midsize | $1,202 | $100 |
Subaru Crosstrek | Compact | $1,202 | $100 |
Toyota C-HR | Compact | $1,230 | $103 |
Buick Encore | Compact | $1,236 | $103 |
Nissan Rogue Sport | Compact | $1,248 | $104 |
Hyundai Venue | Compact | $1,270 | $106 |
Buick Envision | Compact | $1,274 | $106 |
Kia Seltos | Compact | $1,276 | $106 |
Subaru Ascent | Midsize | $1,284 | $107 |
Toyota Corolla Cross | Compact | $1,286 | $107 |
Hyundai Kona | Compact | $1,292 | $108 |
Subaru Forester | Compact | $1,296 | $108 |
Volkswagen Tiguan | Compact | $1,298 | $108 |
Honda CR-V | Compact | $1,310 | $109 |
Mazda CX-30 | Compact | $1,326 | $111 |
Honda HR-V | Compact | $1,346 | $112 |
Ford Edge | Midsize | $1,348 | $112 |
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Chandler car insurance quotes from the best companies in Arizona.
Cheapest pickup truck insurance rates in Chandler, AZ
The five cheapest pickups to insure in Chandler are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. Auto insurance rates for these five pickups range from $1,232 to $1,424 per year.
Other pickups that rank well include the Hyundai Santa Cruz, Honda Ridgeline, Ford F150, and Jeep Gladiator, with an average cost to insure of $1,470 per year or less.
As a cost per month, full-coverage insurance in this segment for a middle-age safe driver can cost as low as $103 per month, depending on the company and where you live. The comparison table below ranks the pickups with the cheapest insurance in Chandler.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,232 | $103 |
Ford Maverick | Midsize | $1,280 | $107 |
Ford Ranger | Midsize | $1,330 | $111 |
Toyota Tacoma | Midsize | $1,390 | $116 |
Nissan Frontier | Midsize | $1,424 | $119 |
Hyundai Santa Cruz | Midsize | $1,438 | $120 |
GMC Canyon | Midsize | $1,442 | $120 |
Ford F150 | Full-size | $1,446 | $121 |
Honda Ridgeline | Midsize | $1,458 | $122 |
Jeep Gladiator | Midsize | $1,470 | $123 |
GMC Sierra | Full-size | $1,524 | $127 |
Nissan Titan | Full-size | $1,582 | $132 |
Chevrolet Silverado | Full-size | $1,606 | $134 |
Toyota Tundra | Full-size | $1,610 | $134 |
Ford F350 Super Duty | Heavy Duty | $1,626 | $136 |
Chevrolet Silverado HD 3500 | Heavy Duty | $1,636 | $136 |
Nissan Titan XD | Heavy Duty | $1,682 | $140 |
Ram Truck | Full-size | $1,710 | $143 |
GMC Sierra 2500 HD | Heavy Duty | $1,746 | $146 |
GMC Sierra 3500 | Heavy Duty | $1,758 | $147 |
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chandler car insurance quotes from the best companies in Arizona.
Cheapest sports car insurance rates in Chandler, AZ
The Mazda MX-5 Miata comes in at #1 as the cheapest sports car to insure in Chandler, followed by the Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. The 2022 model averages $1,296 per year to insure for full coverage.
Some other sports cars that have cheaper rates include the Chevrolet Corvette, Toyota GR Supra, Audi TT, and BMW M3, with average rates of $1,938 per year or less.
Additional cars on the list include the Jaguar F-Type, Mercedes-Benz AMG GT53, Dodge Challenger, Lexus LC 500, and Porsche Taycan, which average between $1,938 and $2,466 per year for insurance in Chandler.
Full-coverage insurance in this segment for an average middle-age driver will start around $108 per month, depending on the company and where you live.
The next table ranks the twenty sports cars with the lowest-cost average car insurance rates in Chandler, starting with the Mazda MX-5 Miata at $1,296 per year ($108 per month) and ending with the Lexus LC 500 at $2,466 per year ($206 per month).
Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,296 | $108 |
Ford Mustang | Sports Car | $1,580 | $132 |
BMW Z4 | Sports Car | $1,612 | $134 |
Subaru WRX | Sports Car | $1,702 | $142 |
Toyota GR86 | Sports Car | $1,744 | $145 |
Toyota GR Supra | Sports Car | $1,784 | $149 |
Audi TT | Sports Car | $1,822 | $152 |
Subaru BRZ | Sports Car | $1,878 | $157 |
Chevrolet Corvette | Sports Car | $1,884 | $157 |
BMW M3 | Sports Car | $1,938 | $162 |
Porsche 718 | Sports Car | $2,022 | $169 |
Chevrolet Camaro | Sports Car | $2,072 | $173 |
Lexus RC F | Sports Car | $2,122 | $177 |
Dodge Challenger | Sports Car | $2,128 | $177 |
Mercedes-Benz AMG GT53 | Sports Car | $2,160 | $180 |
Jaguar F-Type | Sports Car | $2,260 | $188 |
Porsche Taycan | Sports Car | $2,322 | $194 |
Porsche 911 | Sports Car | $2,378 | $198 |
BMW M4 | Sports Car | $2,384 | $199 |
Lexus LC 500 | Sports Car | $2,466 | $206 |
Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Arizona.
Cheapest luxury cars to insure
The four top-ranked luxury cars with the lowest-cost auto insurance in Chandler are the Acura ILX at $1,378 per year, Mercedes-Benz A220 at $1,470 per year, BMW 330i at $1,582 per year, and Acura TLX at $1,590 per year.
Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Lexus RC 300, BMW 330e, BMW 230i, and BMW 228i, with an average cost of $1,660 per year or less.
Some additional 2022 luxury models that rank well include the Genesis G70, Audi A3, Cadillac CT4, and Audi S3, which average between $1,660 and $1,740 per year for full-coverage insurance in Chandler.
Car insurance in this segment for a middle-age safe driver starts at around $115 per month, depending on the company and where you live. The rate comparison table below ranks the twenty luxury cars with the most affordable average auto insurance rates in Chandler, starting with the Acura ILX at $1,378 per year and ending with the Audi S3 at $1,740 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura ILX | Midsize | $1,378 | $115 |
Mercedes-Benz A220 | Compact | $1,470 | $123 |
BMW 330i | Compact | $1,582 | $132 |
Acura TLX | Compact | $1,590 | $133 |
Volvo S60 | Compact | $1,606 | $134 |
BMW 330e | Compact | $1,612 | $134 |
BMW 228i | Compact | $1,620 | $135 |
BMW 230i | Compact | $1,630 | $136 |
Alfa Romeo Giulia | Compact | $1,660 | $138 |
Lexus RC 300 | Midsize | $1,660 | $138 |
Cadillac CT4 | Compact | $1,662 | $139 |
Lexus RC 350 | Compact | $1,666 | $139 |
Genesis G70 | Compact | $1,688 | $141 |
Mercedes-Benz AMG CLA35 | Midsize | $1,700 | $142 |
BMW i4 | Midsize | $1,708 | $142 |
Cadillac CT5 | Midsize | $1,714 | $143 |
Audi A3 | Midsize | $1,730 | $144 |
Audi A4 | Compact | $1,734 | $145 |
Mercedes-Benz AMG CLA45 | Midsize | $1,738 | $145 |
Audi S3 | Compact | $1,740 | $145 |
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Chandler car insurance quotes from top auto insurance companies in Arizona.
Cheapest luxury SUV insurance rates
The Acura RDX takes the top ranking for the most affordable luxury SUV model to insure in Chandler, followed closely by the Cadillac XT4, Volvo XC40, Cadillac XT5, and Lexus NX 250. The 2022 model averages $1,284 per year for full-coverage auto insurance.
Additional luxury SUVs that rank well are the Lexus NX 350h, BMW X1, Lexus UX 250h, and Lexus NX 350, with average annual insurance rates of $1,530 per year or less.
Additional models worth mentioning include the Infiniti QX50, Mercedes-Benz GLB 250, Lexus RX 450h, and Lexus RX 350, which average between $1,530 and $1,586 per year to insure.
As a cost per month, car insurance rates in Chandler on this segment for the average driver can cost as low as $107 per month, depending on your company and location.
The cheapest small luxury SUV to insure in Chandler is the Acura RDX at $1,284 per year. For midsize 2022 models, the Cadillac XT5 has the best rates at $1,470 per year. And for full-size luxury SUVs, the Volvo XC90 has the best rates at $1,620 per year.
The next table ranks the luxury SUVs with the cheapest average insurance rates in Chandler.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX | Compact | $1,284 | $107 |
Cadillac XT4 | Compact | $1,314 | $110 |
Volvo XC40 | Compact | $1,440 | $120 |
Cadillac XT5 | Midsize | $1,470 | $123 |
Lexus NX 250 | Compact | $1,488 | $124 |
BMW X1 | Compact | $1,492 | $124 |
Lexus NX 350h | Compact | $1,498 | $125 |
Lexus UX 250h | Compact | $1,502 | $125 |
Lexus NX 350 | Compact | $1,526 | $127 |
Lexus UX 200 | Compact | $1,530 | $128 |
Jaguar E-Pace | Midsize | $1,534 | $128 |
Lexus RX 350 | Midsize | $1,542 | $129 |
Acura MDX | Midsize | $1,548 | $129 |
Lincoln Nautilus | Midsize | $1,564 | $130 |
Lexus NX 450h | Compact | $1,568 | $131 |
Mercedes-Benz GLB 250 | Compact | $1,572 | $131 |
Lexus RX 450h | Midsize | $1,576 | $131 |
Infiniti QX50 | Midsize | $1,582 | $132 |
Land Rover Evoque | Compact | $1,582 | $132 |
Lincoln Corsair | Compact | $1,586 | $132 |
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Need rates for a different luxury SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Arizona.
Driver profile can affect the price you pay
To emphasize the importance of the amount that the cost of the same car insurance policy can fluctuate from one driver to the next, the examples below visualize many different rates for four popular models in Chandler: the Honda Civic, Nissan Rogue, Kia Sorento, and Honda Accord.
Each example uses a range of risk profiles to demonstrate the difference in rates when using different driver profiles.
Honda Civic insurance rates
Honda Civic insurance in Chandler averages $1,482 per year, or about $124 per month, and has a range of $1,230 to $3,338 annually.
The Honda Civic is a compact car, and other models from that segment that are popular in Chandler, AZ, include the Volkswagen Jetta, Chevrolet Cruze, and Toyota Corolla.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Chandler averages $1,466 per year ($122 per month) and varies from $1,216 to $3,322 per year.
The Nissan Rogue is classified as a compact SUV, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Toyota RAV4.
Kia Sorento insurance rates
Kia Sorento insurance in Chandler averages $1,418 per year ($118 per month) and has a range of $1,180 to $3,214 annually.
The Kia Sorento is part of the midsize SUV segment, and other models popular in Chandler include the Jeep Grand Cherokee, Kia Telluride, and Toyota Highlander.
Honda Accord insurance rates
Insurance for a Honda Accord in Chandler costs an average of $1,560 per year (about $130 per month) and ranges from $1,298 to $3,566 annually.
The Honda Accord is part of the midsize car segment, and other models in the same segment include the Chevrolet Malibu, Kia K5, Hyundai Sonata, and Nissan Altima.
Tips for finding cheaper Chandler car insurance quotes
Financially savvy drivers should always be looking to pay less for auto insurance, so glance through the money-saving ideas in the list below and it’s very likely you can save a few bucks when buying auto insurance.
- Choose vehicles that have low cost car insurance. The make and model of vehicle you drive is one of the primary factors in the price you pay for auto insurance. As an example, a Subaru Crosstrek costs $1,690 less per year to insure in Chandler than a Acura NSX. Drive cheaper models and save money.
- Raising deductibles makes insurance more affordable. Increasing your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
- Your choice of occupation could earn you policy discounts. Most car insurance companies offer policy discounts for specific occupations like architects, nurses, firefighters, scientists, engineers, police officers and law enforcement, and others. Qualifying for this discount could potentially save between $45 and $156 on your yearly car insurance cost.
- Get cheaper rates by researching policy discounts. Discounted rates may be available if the policyholders are homeowners, are good students, work in certain occupations, insure multiple vehicles on the same policy, are senior citizens, or many other policy discounts which could save the average Chandler driver as much as $252 per year.
- Compare rates before buying a car. Different cars, and even different trim levels of the same car, have very different car insurance rates, and insurance companies can charge very different rates. Get quotes before you buy a new car in order to avoid any surprises when you get your insurance bill.
- Better credit scores yield better car insurance rates. Having a high credit rating of over 800 could save up to $235 per year versus a rating of 670-739. Conversely, a subpar credit score could cost around $272 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Don’t file small claims. Most insurers offer a discount if you have no claims. Insurance should only be used in the case of large financial hits, not nickel-and-dime type claims.