- Average car insurance cost in Aurora is $2,148 per year, or around $179 per month, for a full-coverage policy.
- Small SUV models like the Chevrolet Trailblazer, Ford Bronco Sport, Toyota Corolla Cross, and Nissan Kicks have the best chance of having cheap car insurance in Aurora.
- Some of the models with the most affordable insurance rates in their segment include the Toyota GR Corolla, Honda Passport, Chevrolet Colorado, and Acura RDX.
What is average car insurance cost in Aurora?
The average cost to insure a vehicle in Aurora is $2,148 per year, which is approximately $179 per month. Aurora car insurance costs 3.3% less than the U.S. overall average rate of $2,221.
In the state of Illinois, average car insurance cost is $2,262 per year, so the average cost in Aurora is $114 less per year. The cost of auto insurance in Aurora compared to other Illinois cities is $36 per year less than in Rockford, $76 per year less than in Joliet, and $402 per year less than in Chicago.
The age of the rated driver is probably the number one factor that determines the price you pay for car insurance. The list below illustrates this by showing the difference in average car insurance rates depending on driver age.
Average cost of car insurance in Aurora, Illinois, by driver age
- 16-year-old driver – $7,659 per year or $638 per month
- 17-year-old driver – $7,420 per year or $618 per month
- 18-year-old driver – $6,649 per year or $554 per month
- 19-year-old driver – $6,057 per year or $505 per month
- 20-year-old driver – $4,328 per year or $361 per month
- 30-year-old driver – $2,294 per year or $191 per month
- 40-year-old driver – $2,148 per year or $179 per month
- 50-year-old driver – $1,906 per year or $159 per month
- 60-year-old driver – $1,784 per year or $149 per month
The chart below goes into more detail for drivers age 20 to 60 by including rates for three different policy deductible amounts. Showing these different rates can help you understand how the cost of a car insurance policy increases with lower deductibles, and decreases with high deductibles.
In the chart above, the cost of auto insurance in Aurora ranges from $1,510 per year for a 60-year-old driver with a policy with high deductibles to $5,034 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the chart above ranges from $126 to $420 per month.
Auto insurance rates are not the same for everyone and can change frequently. Since there is so much rate volatility, this increases the need for accurate car insurance quotes when looking for more affordable coverage.
Popular vehicles in Aurora tend to be compact or midsize cars like the Volkswagen Jetta, Nissan Sentra, and Kia K5 and compact or midsize SUVs like the Nissan Rogue and Jeep Grand Cherokee.
Additional popular vehicles from other vehicle segments include luxury models like the Acura ILX, Lexus RX 350, and Infiniti QX60 and sports cars like the Porsche 911, Ford Mustang, and Chevy Corvette.
We will get into rates in much more detail later on in this article, but before we get into those numbers, let’s review in a nutshell some of the general concepts that were covered up to this point.
- Teen female drivers pay less than teen males – Teen females (age 16 to 19) pay $935 to $502 less annually than male drivers of the same age.
- Average car insurance cost per month ranges from $149 to $638 – That’s the average auto insurance price range for drivers age 16 to 60 in Aurora, Illinois.
- Aurora car insurance prices are cheaper than the Illinois state average – $2,148 (Aurora average) versus $2,262 (Illinois average)
- Aurora, IL, car insurance cost is less than the U.S. average – $2,148 (Aurora average) versus $2,221 (U.S. average)
- Insuring a teenager can cost a lot – Average cost ranges from $5,122 to $7,659 per year for teen driver car insurance in Aurora.
- Insurance rates drop significantly from age 20 to 30 – The average 30-year-old Aurora, IL, driver will pay $2,034 less annually than a 20-year-old driver, $2,294 compared to $4,328.
What are the cheapest vehicles to insure in Aurora?
The models with the best car insurance quotes in Aurora, IL, tend to be small SUVs and crossovers like the Kia Soul, Subaru Crosstrek, Buick Envision, and Toyota Corolla Cross. Average car insurance rates for those small SUVs cost $1,746 or less per year for full coverage car insurance.
Additional vehicles that have low-cost auto insurance prices in our car insurance cost comparison are the Buick Envista, Honda CR-V, Kia Niro, and Acura RDX. The average insurance cost is marginally higher for those models than the crossovers and compact SUVs that rank at the top, but they still have average rates of $1,872 or less per year, or about $156 per month in Aurora.
The next table breaks down the 40 cheapest vehicles to insure in Aurora, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,592 | $133 |
| 2 | Chevrolet Trailblazer | $1,618 | $135 |
| 3 | Kia Soul | $1,680 | $140 |
| 4 | Nissan Kicks | $1,694 | $141 |
| 5 | Honda Passport | $1,714 | $143 |
| 6 | Buick Envision | $1,726 | $144 |
| 7 | Toyota Corolla Cross | $1,736 | $145 |
| 8 | Hyundai Venue | $1,746 | $146 |
| 9 | Mazda CX-5 | $1,756 | $146 |
| 10 | Ford Bronco Sport | $1,762 | $147 |
| 11 | Volkswagen Tiguan | $1,782 | $149 |
| 12 | Acura RDX | $1,802 | $150 |
| 13 | Nissan Murano | $1,808 | $151 |
| 14 | Buick Encore | $1,828 | $152 |
| 15 | Honda CR-V | $1,834 | $153 |
| 16 | Subaru Outback | $1,834 | $153 |
| 17 | Buick Envista | $1,840 | $153 |
| 18 | Volkswagen Taos | $1,844 | $154 |
| 19 | Kia Niro | $1,852 | $154 |
| 20 | Toyota GR Corolla | $1,870 | $156 |
| 21 | Honda HR-V | $1,872 | $156 |
| 22 | Subaru Ascent | $1,872 | $156 |
| 23 | Nissan Leaf | $1,884 | $157 |
| 24 | Chevrolet Colorado | $1,896 | $158 |
| 25 | Honda Civic | $1,906 | $159 |
| 26 | Lexus NX 250 | $1,906 | $159 |
| 27 | Volkswagen Atlas | $1,910 | $159 |
| 28 | Acura Integra | $1,912 | $159 |
| 29 | Subaru Forester | $1,916 | $160 |
| 30 | Volkswagen Atlas Cross Sport | $1,918 | $160 |
| 31 | Kia Seltos | $1,922 | $160 |
| 32 | GMC Terrain | $1,926 | $161 |
| 33 | Nissan Rogue | $1,934 | $161 |
| 34 | Hyundai Kona | $1,936 | $161 |
| 35 | Mazda CX-30 | $1,940 | $162 |
| 36 | Cadillac XT4 | $1,942 | $162 |
| 37 | Volkswagen ID4 | $1,950 | $163 |
| 38 | Ford Explorer | $1,952 | $163 |
| 39 | Toyota Highlander | $1,958 | $163 |
| 40 | Ford Escape | $1,964 | $164 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 26, 2025
A table of 40 vehicle models with cheap Aurora car insurance doesn’t do a great job of providing the full picture of the cost of car insurance in Aurora. Considering the fact that we rate over 700 vehicles, there are a lot of rates not being shown.
Let’s rethink this, dig deeper, and list the models with the cheapest rates in Aurora in a more sensible format, by vehicle segment. The next sections list the top 20 vehicles with the lowest cost auto insurance rates for the most popular automotive segments.
Cheapest cars to insure in Aurora
The four highest ranking sedans and hatchbacks with the most affordable auto insurance in Aurora are the Toyota GR Corolla at $1,870 per year, Nissan Leaf at $1,884 per year, Honda Civic at $1,906 per year, and Nissan Sentra at $1,972 per year.
Other models that rank well in our comparison are the Chevrolet Malibu, Honda Accord, Kia K5, and Toyota Corolla, with average cost of $2,096 per year or less.
As a cost per month, full-coverage car insurance in Aurora on this segment for a safe driver can cost as low as $156 per month, depending on the company and your location.
If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Aurora is the Toyota GR Corolla at $1,870 per year, or $156 per month. For midsize cars, the Kia K5 has the best rates at $2,072 per year, or $173 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,048 per year, or $171 per month.
The rate comparison table below ranks the twenty cars with the lowest-cost car insurance in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,870 | $156 |
| Nissan Leaf | Compact | $1,884 | $157 |
| Honda Civic | Compact | $1,906 | $159 |
| Nissan Sentra | Compact | $1,972 | $164 |
| Subaru Impreza | Compact | $1,976 | $165 |
| Toyota Prius | Compact | $2,010 | $168 |
| Kia K5 | Midsize | $2,072 | $173 |
| Honda Accord | Midsize | $2,078 | $173 |
| Chevrolet Malibu | Midsize | $2,086 | $174 |
| Toyota Corolla | Compact | $2,096 | $175 |
| Kia Forte | Compact | $2,100 | $175 |
| Volkswagen Arteon | Midsize | $2,116 | $176 |
| Nissan Versa | Compact | $2,118 | $177 |
| Subaru Legacy | Midsize | $2,124 | $177 |
| Hyundai Ioniq 6 | Midsize | $2,140 | $178 |
| Mitsubishi Mirage G4 | Compact | $2,170 | $181 |
| Volkswagen Jetta | Compact | $2,174 | $181 |
| Toyota Crown | Midsize | $2,176 | $181 |
| Hyundai Sonata | Midsize | $2,180 | $182 |
| Mazda 3 | Compact | $2,224 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Aurora car insurance quotes from top car insurance companies in Illinois.
Cheapest SUV insurance rates in Aurora, Illinois
The three top-ranked SUVs with the cheapest insurance in Aurora are the Subaru Crosstrek at $1,592 per year, the Chevrolet Trailblazer at $1,618 per year, and the Kia Soul at $1,680 per year.
Not the cheapest to insure, but still ranked well, are models like the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Hyundai Venue, with average annual insurance rates of $1,762 per year or less.
Ranking between positions 10 and 20, SUVs like the Kia Niro, Nissan Murano, Volkswagen Tiguan, Buick Envista, Subaru Ascent, and Honda CR-V cost between $1,762 and $1,872 per year for insurance in Aurora.
On a monthly basis, auto insurance in Aurora on this segment can cost as low as $133 per month, depending on where you live and the company you use.
If prices are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Aurora is the Subaru Crosstrek at $1,592 per year. For midsize models, the Honda Passport is cheapest to insure at $1,714 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $2,020 per year.
The next table ranks the twenty SUVs with the lowest-cost car insurance in Aurora, starting with the Subaru Crosstrek at $1,592 per year and ending with the Subaru Ascent at $1,872 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,592 | $133 |
| Chevrolet Trailblazer | Compact | $1,618 | $135 |
| Kia Soul | Compact | $1,680 | $140 |
| Nissan Kicks | Compact | $1,694 | $141 |
| Honda Passport | Midsize | $1,714 | $143 |
| Buick Envision | Compact | $1,726 | $144 |
| Toyota Corolla Cross | Compact | $1,736 | $145 |
| Hyundai Venue | Compact | $1,746 | $146 |
| Mazda CX-5 | Compact | $1,756 | $146 |
| Ford Bronco Sport | Compact | $1,762 | $147 |
| Volkswagen Tiguan | Compact | $1,782 | $149 |
| Nissan Murano | Midsize | $1,808 | $151 |
| Buick Encore | Compact | $1,828 | $152 |
| Honda CR-V | Compact | $1,834 | $153 |
| Subaru Outback | Midsize | $1,834 | $153 |
| Buick Envista | Midsize | $1,840 | $153 |
| Volkswagen Taos | Compact | $1,844 | $154 |
| Kia Niro | Compact | $1,852 | $154 |
| Honda HR-V | Compact | $1,872 | $156 |
| Subaru Ascent | Midsize | $1,872 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Aurora car insurance quotes from top companies in Illinois.
Cheapest luxury car insurance rates in Aurora
Ranking at the top for the lowest-cost Aurora auto insurance rates in the luxury car segment are the Acura Integra, BMW 330i, Acura TLX, Mercedes-Benz CLA250, and Lexus IS 300. Car insurance rates for these 2024 models average $2,224 or less per year, or around $185 per month.
Rounding out the top 10 are models like the Lexus ES 350, Cadillac CT4, Genesis G70, and Mercedes-Benz AMG CLA35, with average insurance cost of $2,262 per year or less.
On a monthly basis, full-coverage auto insurance in this segment for a middle-age safe driver starts at an average of $159 per month, depending on where you live.
The cheapest small luxury car to insure in Aurora is the Acura Integra at $1,912 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $2,212 per year. And for full-size models, the Audi A5 has the best rates at $2,556 per year.
The table below ranks the twenty luxury cars with the most affordable average insurance rates in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,912 | $159 |
| BMW 330i | Compact | $2,190 | $183 |
| Mercedes-Benz CLA250 | Midsize | $2,212 | $184 |
| Lexus IS 300 | Midsize | $2,218 | $185 |
| Acura TLX | Compact | $2,224 | $185 |
| Lexus ES 350 | Midsize | $2,246 | $187 |
| Cadillac CT4 | Compact | $2,248 | $187 |
| Genesis G70 | Compact | $2,252 | $188 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,256 | $188 |
| Lexus RC 300 | Midsize | $2,262 | $189 |
| Lexus IS 350 | Compact | $2,270 | $189 |
| Jaguar XF | Midsize | $2,276 | $190 |
| Cadillac CT5 | Midsize | $2,318 | $193 |
| Lexus ES 250 | Midsize | $2,326 | $194 |
| Lexus RC 350 | Compact | $2,332 | $194 |
| BMW 330e | Compact | $2,338 | $195 |
| BMW 228i | Compact | $2,340 | $195 |
| BMW 230i | Compact | $2,358 | $197 |
| Lexus ES 300h | Midsize | $2,362 | $197 |
| Audi S3 | Compact | $2,412 | $201 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Illinois.
Cheapest luxury SUV insurance rates in Aurora, Illinois
The four most affordable luxury SUV models to insure in Aurora are the Acura RDX at $1,802 per year, Lexus NX 250 at $1,906 per year, Cadillac XT4 at $1,942 per year, and Jaguar E-Pace at $2,012 per year.
Also ranking well in our comparison are SUVs like the Mercedes-Benz GLB 250, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $2,074 per year or less.
In the bottom half of the top 20, models like the Infiniti QX60, Acura MDX, Mercedes-Benz GLA35 AMG, Land Rover Evoque, and Infiniti QX50 average between $2,074 and $2,160 per year to insure.
Auto insurance in Aurora for this segment for a safe driver starts at an average of $150 per month, depending on the company.
When vehicle size is factored in, the lowest-cost compact luxury SUV to insure in Aurora is the Acura RDX at $1,802 per year, or $150 per month. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $2,012 per year, or $168 per month. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,412 per year, or $201 per month.
The rate comparison table below ranks the twenty SUVs with the lowest-cost insurance in Aurora, starting with the Acura RDX at $150 per month and ending with the Lexus RX 350 at $180 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,802 | $150 |
| Lexus NX 250 | Compact | $1,906 | $159 |
| Cadillac XT4 | Compact | $1,942 | $162 |
| Jaguar E-Pace | Midsize | $2,012 | $168 |
| Cadillac XT5 | Midsize | $2,030 | $169 |
| Lexus NX 350h | Compact | $2,030 | $169 |
| Lincoln Corsair | Compact | $2,056 | $171 |
| Mercedes-Benz GLB 250 | Compact | $2,058 | $172 |
| Lexus UX 250h | Compact | $2,064 | $172 |
| Lexus NX 450h | Compact | $2,074 | $173 |
| Infiniti QX50 | Midsize | $2,092 | $174 |
| Mercedes-Benz GLA250 | Compact | $2,098 | $175 |
| Mercedes-Benz GLA35 AMG | Compact | $2,104 | $175 |
| Cadillac XT6 | Midsize | $2,108 | $176 |
| Infiniti QX60 | Midsize | $2,116 | $176 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,120 | $177 |
| Land Rover Evoque | Compact | $2,148 | $179 |
| Acura MDX | Midsize | $2,152 | $179 |
| Lexus NX 350 | Compact | $2,158 | $180 |
| Lexus RX 350 | Midsize | $2,160 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guide for luxury SUV insurance.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Aurora car insurance quotes from top-rated companies in Illinois.
Cheapest pickup insurance rates in Aurora
The #1 ranking in Aurora for cheapest average insurance rates in the pickup segment is the Chevrolet Colorado, costing an average of $1,896 per year. Second place is the Nissan Titan costing $2,012 per year, and in third place is the Nissan Frontier, at an average of $2,036 per year.
Not the cheapest in the list, but still ranking well, are trucks like the Hyundai Santa Cruz, Honda Ridgeline, Toyota Tacoma, and GMC Sierra 2500 HD, with an average cost of $2,212 per year or less.
Full-coverage car insurance in this segment can cost as low as $158 per month, depending on where you live and the company you use.
The next table ranks the twenty pickups with the most affordable car insurance in Aurora.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,896 | $158 |
| Nissan Titan | Full-size | $2,012 | $168 |
| Nissan Frontier | Midsize | $2,036 | $170 |
| Ford Ranger | Midsize | $2,056 | $171 |
| Ford Maverick | Midsize | $2,088 | $174 |
| Honda Ridgeline | Midsize | $2,134 | $178 |
| Hyundai Santa Cruz | Midsize | $2,172 | $181 |
| Toyota Tacoma | Midsize | $2,178 | $182 |
| GMC Sierra 2500 HD | Heavy Duty | $2,188 | $182 |
| GMC Canyon | Midsize | $2,212 | $184 |
| Jeep Gladiator | Midsize | $2,266 | $189 |
| GMC Sierra 3500 | Heavy Duty | $2,278 | $190 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,300 | $192 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,360 | $197 |
| Chevrolet Silverado | Full-size | $2,376 | $198 |
| GMC Sierra | Full-size | $2,376 | $198 |
| Nissan Titan XD | Heavy Duty | $2,380 | $198 |
| Ford F150 | Full-size | $2,406 | $201 |
| GMC Hummer EV Pickup | Full-size | $2,468 | $206 |
| Ram Truck | Full-size | $2,488 | $207 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 27, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Is your pickup truck missing from the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Aurora car insurance quotes from top-rated companies in Illinois.
Cheapest sports car insurance rates in Aurora, IL
The most affordable sports cars to insure in Aurora are the Mazda MX-5 Miata at $1,990 per year, the Toyota GR86 at $2,266 per year, and the Ford Mustang at $2,362 per year.
Also ranking well are cars like the Lexus RC F, Nissan Z, Toyota GR Supra, and BMW M2, with an average car insurance cost of $2,572 per year or less.
Some additional cars that make the list include the Chevrolet Camaro, Porsche 911, Jaguar F-Type, BMW M3, and BMW M4, which cost between $2,572 and $3,644 per year for full-coverage insurance in Aurora.
Full-coverage car insurance in this segment for a good driver will start around $166 per month, depending on where you live and the company you use.
The comparison table below ranks the sports cars with the lowest-cost average auto insurance rates in Aurora, starting with the Mazda MX-5 Miata at $166 per month and ending with the Porsche Taycan at $304 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,990 | $166 |
| Toyota GR86 | Sports Car | $2,266 | $189 |
| Ford Mustang | Sports Car | $2,362 | $197 |
| BMW Z4 | Sports Car | $2,378 | $198 |
| Subaru WRX | Sports Car | $2,410 | $201 |
| Toyota GR Supra | Sports Car | $2,416 | $201 |
| BMW M2 | Sports Car | $2,486 | $207 |
| Nissan Z | Sports Car | $2,492 | $208 |
| Lexus RC F | Sports Car | $2,542 | $212 |
| Subaru BRZ | Sports Car | $2,572 | $214 |
| BMW M3 | Sports Car | $2,718 | $227 |
| Porsche 718 | Sports Car | $2,770 | $231 |
| Chevrolet Camaro | Sports Car | $2,794 | $233 |
| Chevrolet Corvette | Sports Car | $2,978 | $248 |
| Porsche 911 | Sports Car | $3,084 | $257 |
| BMW M4 | Sports Car | $3,210 | $268 |
| Lexus LC 500 | Sports Car | $3,228 | $269 |
| Jaguar F-Type | Sports Car | $3,396 | $283 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,562 | $297 |
| Porsche Taycan | Sports Car | $3,644 | $304 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aurora, IL Zip Codes. Updated June 26, 2025
Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Aurora.
How to find cheaper car insurance
Financially savvy drivers are often looking to reduce the monthly expense for auto insurance, so browse the savings concepts in the list below and it’s very possible you can save some money the next time you buy a policy.
- Obey driving laws to save money. To get affordable car insurance in Aurora, it’s necessary to follow the law. In fact, just one or two minor incidents on your driving report have the ramification of raising car insurance rates by as much as $574 per year. Serious infractions such as a DWI could raise rates by an additional $2,000 or more.
- Shop around and save. Setting aside a few minutes before every renewal to get some free car insurance quotes is our best recommendation for saving the most money. Companies change rates often and you can switch companies at any time.
- Bring up your credit score and save. Having an over-800 credit score could save up to $337 per year compared to a credit rating of 670-739. Conversely, an imperfect credit score below 579 could cost as much as $391 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Earn policy discounts to save money. Savings may be available if the insured drivers are good students, are military or federal employees, choose electronic billing, are accident-free, or many other policy discounts which could save the average Aurora driver as much as $362 per year on their insurance cost.
- Your profession could save you money. The large majority of insurance companies offer policy discounts for specific professions like doctors, police officers and law enforcement, scientists, accountants, architects, dentists, and others. Being employed in a qualifying profession may save between $64 and $209 on your car insurance premium, subject to policy limits.
- Save money by raising deductibles. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.