- Average car insurance cost in Fort Wayne is $1,996 per year, or $166 per month, for a policy with full coverage.
- Fort Wayne auto insurance costs an average of $38 per year less than the Indiana state average cost and $225 per year less than the U.S. national average.
- Car insurance rates for a few popular models in Fort Wayne include the Ram Truck at $2,306 per year, Jeep Wrangler at $2,278, and Toyota Tacoma at $2,022.
- For cheap car insurance in Fort Wayne, Indiana, compact SUVs like the Chevrolet Trailblazer, Volkswagen Tiguan, Subaru Crosstrek, and Hyundai Venue cost less than most other makes and models.
- Models with segment-leading car insurance rates include the Nissan Titan at $1,868 per year, Chevrolet Tahoe at $1,874 per year, Toyota GR Corolla at $1,736 per year, and Acura RDX at $1,672 per year.
How much does car insurance cost in Fort Wayne?
The average car insurance cost in Fort Wayne is $1,996 per year, which is 10.7% less than the U.S. average rate of $2,221. The average cost of car insurance per month in Fort Wayne is $166 for a policy that provides full coverage.
The average cost of car insurance in Indiana is $2,034 per year, so Fort Wayne drivers pay an average of $38 less per year than the overall Indiana state-wide average rate. When prices are compared to other cities in Indiana, the cost to insure a car in Fort Wayne is approximately $70 per year less than in Evansville, $16 per year more than in South Bend, and $140 per year less than in Indianapolis.
The next chart shows average Fort Wayne auto insurance rates for 2024 model year vehicles for both different driver ages and policy deductible amounts.
The average cost of car insurance per month in Fort Wayne is $166, and ranges from $117 to $389 for drivers age 20 to 60 and policy deductibles of $250, $500 and $1,000.
Fort Wayne car insurance rates are priced differently for everyone and minor changes in personal situations can cause substantial price changes. The possibility of a wide range of rates stresses the need for accurate auto insurance quotes when shopping online for the cheapest Fort Wayne car insurance.
The age of the rated driver has a significant impact the price you pay for auto insurance. The list below illustrates this by showing the difference in average car insurance rates in Fort Wayne for driver ages from 16 to 60.
Average cost of car insurance in Fort Wayne for drivers age 16 to 60
- 16-year-old rated driver – $7,108 per year or $592 per month
- 17-year-old rated driver – $6,888 per year or $574 per month
- 18-year-old rated driver – $6,170 per year or $514 per month
- 19-year-old rated driver – $5,619 per year or $468 per month
- 20-year-old rated driver – $4,018 per year or $335 per month
- 30-year-old rated driver – $2,130 per year or $178 per month
- 40-year-old rated driver – $1,996 per year or $166 per month
- 50-year-old rated driver – $1,770 per year or $148 per month
- 60-year-old rated driver – $1,656 per year or $138 per month
Popular vehicles and the cost to insure them
The car insurance rates discussed up to this point take the cost to insure each 2024 vehicle model and average them, which is useful for making broad comparisons like the difference in average auto insurance cost by location or driver age.
But for more useful price comparisons, we should instead use rates for the specific make and model of vehicle being insured. In the next few article sections, we go into much more detail for specific makes and models of vehicles, but for now, we will just look at the most popular vehicles to see how car insurance rates measure up in Fort Wayne.
The next list details average insurance rates for both annual and monthly policy terms for some of the more popular models on the roads of Fort Wayne.
Car insurance rates for popular Fort Wayne vehicles
- Ram Truck – $2,306 per year ($192 per month)
- Jeep Wrangler – $2,278 per year ($190 per month)
- Toyota Tacoma – $2,022 per year ($169 per month)
- GMC Sierra – $2,206 per year ($184 per month)
- Subaru Forester – $1,780 per year ($148 per month)
- Toyota Corolla – $1,946 per year ($162 per month)
- Jeep Grand Cherokee – $1,998 per year ($167 per month)
- Honda Civic – $1,768 per year ($147 per month)
- Toyota Highlander – $1,816 per year ($151 per month)
- Nissan Sentra – $1,830 per year ($153 per month)
Vehicles with high popularity in Fort Wayne tend to be small or midsize cars like the Volkswagen Jetta, Nissan Sentra, and Toyota Camry and compact and midsize SUVs like the Honda CR-V and Ford Explorer.
A few additional popular models from other vehicle segments include luxury SUVs like the BMW X5 and Cadillac XT5, luxury cars like the Acura ILX and BMW 530i, and pickup trucks like the Toyota Tacoma and Ford Ranger.
We will explore rates in much more detail a little farther down this article, but before we dive into that data, let’s take a condensed look at the key concepts and comparisons that we covered in the first section.
- Monthly car insurance cost ranges from $138 to $592 – That is the average car insurance cost range for drivers aged 16 to 60 in Fort Wayne, IN.
- Insurance rates drop a lot from age 20 to 30 – The average 30-year-old Fort Wayne, IN, driver will pay $1,888 less per year than a 20-year-old driver, $2,130 compared to $4,018.
- Fort Wayne, Indiana, car insurance cost is less than the U.S. average – $1,996 (Fort Wayne average) versus $2,221 (U.S. average)
- Low deductible car insurance costs more – A 20-year-old driver pays an average of $1,070 more per year for $250 deductibles compared to $1,000 deductibles.
- Car insurance for teens is expensive in Fort Wayne – Average rates range from $4,752 to $7,108 per year for car insurance for teens in Fort Wayne, Indiana.
- Fort Wayne car insurance prices are cheaper than the Indiana state average – $1,996 (Fort Wayne average) versus $2,034 (Indiana average)
Which autos have the cheapest car insurance?
When comparing all car, SUV, and pickup models, the models with the lowest cost average auto insurance rates in Fort Wayne, IN, tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, and Buick Envision.
Average car insurance quotes for those vehicles cost $1,620 or less per year, or $135 per month, for a policy with full coverage.
A few other vehicles that are highly ranked in our car insurance price comparison are the Ford Bronco Sport, Kia Niro, Acura RDX, and Nissan Murano.
Average cost is a little bit more for those models than the cheapest crossover SUVs at the top of the rankings, but they still have an average insurance cost of $1,738 or less per year, or about $145 per month in Fort Wayne.
The next table shows the 30 models with the cheapest car insurance in Fort Wayne, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,476 | $123 |
| 2 | Chevrolet Trailblazer | $1,500 | $125 |
| 3 | Kia Soul | $1,558 | $130 |
| 4 | Nissan Kicks | $1,572 | $131 |
| 5 | Honda Passport | $1,592 | $133 |
| 6 | Buick Envision | $1,602 | $134 |
| 7 | Toyota Corolla Cross | $1,610 | $134 |
| 8 | Hyundai Venue | $1,620 | $135 |
| 9 | Mazda CX-5 | $1,630 | $136 |
| 10 | Ford Bronco Sport | $1,634 | $136 |
| 11 | Volkswagen Tiguan | $1,654 | $138 |
| 12 | Acura RDX | $1,672 | $139 |
| 13 | Nissan Murano | $1,676 | $140 |
| 14 | Buick Encore | $1,694 | $141 |
| 15 | Honda CR-V | $1,700 | $142 |
| 16 | Subaru Outback | $1,702 | $142 |
| 17 | Buick Envista | $1,708 | $142 |
| 18 | Volkswagen Taos | $1,712 | $143 |
| 19 | Kia Niro | $1,718 | $143 |
| 20 | Subaru Ascent | $1,736 | $145 |
| 21 | Toyota GR Corolla | $1,736 | $145 |
| 22 | Honda HR-V | $1,738 | $145 |
| 23 | Nissan Leaf | $1,750 | $146 |
| 24 | Chevrolet Colorado | $1,758 | $147 |
| 25 | Honda Civic | $1,768 | $147 |
| 26 | Lexus NX 250 | $1,770 | $148 |
| 27 | Volkswagen Atlas | $1,772 | $148 |
| 28 | Acura Integra | $1,774 | $148 |
| 29 | Subaru Forester | $1,780 | $148 |
| 30 | Volkswagen Atlas Cross Sport | $1,780 | $148 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 27, 2025
A list of 30 vehicles with the cheapest insurance in Fort Wayne really is not a great way to present the complete picture of Fort Wayne insurance rates. A more efficient way to look at rates in a coherent manner is by organizing them by the segment they belong to.
This next section talks about the average cost of car insurance in Fort Wayne for each different automotive segment. The average rates shown in the chart should provide a good idea of which automotive segments have the cheapest auto insurance rates in Fort Wayne. Then the sections after the chart display the cheapest insurance rates for specific models for the most popular segments.
Fort Wayne auto insurance rates by vehicle segment
If you’re shopping for a new or used vehicle, it’s in your best interest to know which categories of vehicles have better insurance rates. As an example, some people wonder if minivans have cheaper insurance than SUVs or if sports cars have cheaper auto insurance than luxury cars.
The next chart displays average car insurance rates in Fort Wayne for different vehicle segments. When comparing rates from a segment perspective, compact SUVs, vans, and midsize pickups tend to have the cheapest average rates, while sports cars and performance luxury models have the most expensive rates.
Car insurance rates by segment are practical for making an overall comparison, but rates range substantially within each vehicle segment displayed in the chart above.
For example, in the midsize SUV segment, average Fort Wayne insurance rates range from the Honda Passport costing $1,592 per year to the Rivian R1S costing $2,454 per year, a difference of $862 within that segment. In the large SUV segment, the average insurance cost ranges from the Chevrolet Tahoe at $1,874 per year up to the Toyota Sequoia costing $2,498 per year, a difference of $624 within that segment.
In the next parts of this article, we eliminate much of the variability by comparing the cost of car insurance in Fort Wayne for individual vehicle models.
Cheapest cars to insure in Fort Wayne
Taking the top ranking in Fort Wayne for the lowest-cost insurance in the non-luxury sedan segment is the Toyota GR Corolla, costing an average of $1,736 per year. Second place is the Nissan Leaf at $1,750 per year, and ranking third is the Honda Civic, at an average of $1,768 per year.
Other models that have affordable insurance rates are the Toyota Prius, Kia K5, Toyota Corolla, and Chevrolet Malibu, with average rates of $1,946 per year or less.
Full-coverage insurance in Fort Wayne for this segment for an average middle-age driver can cost as low as $145 per month, depending on the company and where you live.
The comparison table below ranks the cars with the most affordable average auto insurance rates in Fort Wayne, starting with the Toyota GR Corolla at $1,736 per year ($145 per month) and ending with the Mazda 3 at $2,064 per year ($172 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,736 | $145 |
| Nissan Leaf | Compact | $1,750 | $146 |
| Honda Civic | Compact | $1,768 | $147 |
| Nissan Sentra | Compact | $1,830 | $153 |
| Subaru Impreza | Compact | $1,836 | $153 |
| Toyota Prius | Compact | $1,864 | $155 |
| Kia K5 | Midsize | $1,924 | $160 |
| Honda Accord | Midsize | $1,928 | $161 |
| Chevrolet Malibu | Midsize | $1,938 | $162 |
| Toyota Corolla | Compact | $1,946 | $162 |
| Kia Forte | Compact | $1,950 | $163 |
| Volkswagen Arteon | Midsize | $1,962 | $164 |
| Nissan Versa | Compact | $1,966 | $164 |
| Subaru Legacy | Midsize | $1,970 | $164 |
| Hyundai Ioniq 6 | Midsize | $1,984 | $165 |
| Mitsubishi Mirage G4 | Compact | $2,014 | $168 |
| Toyota Crown | Midsize | $2,020 | $168 |
| Volkswagen Jetta | Compact | $2,020 | $168 |
| Hyundai Sonata | Midsize | $2,024 | $169 |
| Mazda 3 | Compact | $2,064 | $172 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Indiana.
Cheapest SUVs to insure in Fort Wayne
The top-ranked model in Fort Wayne for cheapest average insurance in the SUV segment is the Subaru Crosstrek, coming in at $1,476 per year. Second place is the Chevrolet Trailblazer costing $1,500 per year, and coming in third is the Kia Soul, at an average of $1,558 per year.
Not the cheapest SUVs to insure, but still very reasonable, are SUVs like the Buick Envision, Hyundai Venue, Toyota Corolla Cross, and Ford Bronco Sport, with an average cost to insure of $1,634 per year or less.
As a cost per month, car insurance in this segment for a middle-age safe driver starts at an average of $123 per month, depending on the company and your location.
If prices are ranked by vehicle size, the cheapest compact SUV to insure in Fort Wayne is the Subaru Crosstrek at $1,476 per year, or $123 per month. For midsize 2024 models, the Honda Passport is the cheapest model to insure at $1,592 per year, or $133 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,874 per year, or $156 per month.
The table below ranks the SUVs with the cheapest car insurance rates in Fort Wayne.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,476 | $123 |
| Chevrolet Trailblazer | Compact | $1,500 | $125 |
| Kia Soul | Compact | $1,558 | $130 |
| Nissan Kicks | Compact | $1,572 | $131 |
| Honda Passport | Midsize | $1,592 | $133 |
| Buick Envision | Compact | $1,602 | $134 |
| Toyota Corolla Cross | Compact | $1,610 | $134 |
| Hyundai Venue | Compact | $1,620 | $135 |
| Mazda CX-5 | Compact | $1,630 | $136 |
| Ford Bronco Sport | Compact | $1,634 | $136 |
| Volkswagen Tiguan | Compact | $1,654 | $138 |
| Nissan Murano | Midsize | $1,676 | $140 |
| Buick Encore | Compact | $1,694 | $141 |
| Honda CR-V | Compact | $1,700 | $142 |
| Subaru Outback | Midsize | $1,702 | $142 |
| Buick Envista | Midsize | $1,708 | $142 |
| Volkswagen Taos | Compact | $1,712 | $143 |
| Kia Niro | Compact | $1,718 | $143 |
| Subaru Ascent | Midsize | $1,736 | $145 |
| Honda HR-V | Compact | $1,738 | $145 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Fort Wayne car insurance quotes from top auto insurance companies in Indiana.
Cheapest sports car insurance rates in Fort Wayne
The lowest-cost sports cars to insure in Fort Wayne are the Mazda MX-5 Miata at $1,846 per year, the Toyota GR86 at $2,102 per year, and the Ford Mustang at $2,192 per year.
Also ranking in the top 10 are cars like the Nissan Z, Toyota GR Supra, Lexus RC F, and BMW M2, with an average cost of $2,386 per year or less.
Full-coverage auto insurance for this segment in Fort Wayne for an average middle-age driver can cost as low as $154 per month, depending on the company and your location. The comparison table below ranks the sports cars with the cheapest insurance in Fort Wayne, starting with the Mazda MX-5 Miata at $1,846 per year and ending with the Porsche Taycan at $3,382 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,846 | $154 |
| Toyota GR86 | Sports Car | $2,102 | $175 |
| Ford Mustang | Sports Car | $2,192 | $183 |
| BMW Z4 | Sports Car | $2,206 | $184 |
| Subaru WRX | Sports Car | $2,240 | $187 |
| Toyota GR Supra | Sports Car | $2,242 | $187 |
| BMW M2 | Sports Car | $2,308 | $192 |
| Nissan Z | Sports Car | $2,312 | $193 |
| Lexus RC F | Sports Car | $2,358 | $197 |
| Subaru BRZ | Sports Car | $2,386 | $199 |
| BMW M3 | Sports Car | $2,522 | $210 |
| Porsche 718 | Sports Car | $2,572 | $214 |
| Chevrolet Camaro | Sports Car | $2,592 | $216 |
| Chevrolet Corvette | Sports Car | $2,766 | $231 |
| Porsche 911 | Sports Car | $2,862 | $239 |
| BMW M4 | Sports Car | $2,978 | $248 |
| Lexus LC 500 | Sports Car | $2,996 | $250 |
| Jaguar F-Type | Sports Car | $3,152 | $263 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,304 | $275 |
| Porsche Taycan | Sports Car | $3,382 | $282 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 26, 2025
Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Indiana.
Cheapest pickup truck insurance rates in Fort Wayne
The four most affordable pickups to insure in Fort Wayne are the Chevrolet Colorado at $1,758 per year, Nissan Titan at $1,868 per year, Nissan Frontier at $1,890 per year, and Ford Ranger at $1,908 per year.
Not the cheapest, but still in the top 10, are models like the GMC Canyon, Honda Ridgeline, Hyundai Santa Cruz, and GMC Sierra 2500 HD, with an average car insurance cost of $2,054 per year or less.
Auto insurance for this segment in Fort Wayne for an average middle-age driver starts at around $147 per month, depending on where you live and the company you use. The next table ranks the twenty pickups with the lowest-cost insurance in Fort Wayne, starting with the Chevrolet Colorado at $147 per month and ending with the Ram Truck at $192 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,758 | $147 |
| Nissan Titan | Full-size | $1,868 | $156 |
| Nissan Frontier | Midsize | $1,890 | $158 |
| Ford Ranger | Midsize | $1,908 | $159 |
| Ford Maverick | Midsize | $1,934 | $161 |
| Honda Ridgeline | Midsize | $1,982 | $165 |
| Hyundai Santa Cruz | Midsize | $2,014 | $168 |
| Toyota Tacoma | Midsize | $2,022 | $169 |
| GMC Sierra 2500 HD | Heavy Duty | $2,032 | $169 |
| GMC Canyon | Midsize | $2,054 | $171 |
| Jeep Gladiator | Midsize | $2,104 | $175 |
| GMC Sierra 3500 | Heavy Duty | $2,116 | $176 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,134 | $178 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,192 | $183 |
| GMC Sierra | Full-size | $2,206 | $184 |
| Chevrolet Silverado | Full-size | $2,208 | $184 |
| Nissan Titan XD | Heavy Duty | $2,208 | $184 |
| Ford F150 | Full-size | $2,234 | $186 |
| GMC Hummer EV Pickup | Full-size | $2,288 | $191 |
| Ram Truck | Full-size | $2,306 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Is your pickup truck not in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fort Wayne car insurance quotes from top-rated companies in Indiana.
Cheapest luxury cars to insure in Fort Wayne, IN
The top five models for the cheapest Fort Wayne car insurance rates in the luxury car segment are the BMW 330i, Lexus IS 300, Mercedes-Benz CLA250, Acura TLX, and Acura Integra. Insurance rates for these 2024 models average $2,064 or less per year.
Other models that have cheaper rates include the Genesis G70, Lexus RC 300, Lexus ES 350, and Mercedes-Benz AMG CLA35, with an average car insurance cost of $2,098 per year or less.
Additional 2024 models that rank well include the BMW 230i, Lexus RC 350, Lexus IS 350, Audi S3, and Jaguar XF, which average between $2,098 and $2,238 to insure per year.
Full-coverage car insurance in Fort Wayne for this segment starts at an average of $148 per month, depending on the company and your location.
The rate comparison table below ranks the twenty cars with the lowest-cost car insurance in Fort Wayne, starting with the Acura Integra at $148 per month and ending with the Audi S3 at $187 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,774 | $148 |
| BMW 330i | Compact | $2,032 | $169 |
| Mercedes-Benz CLA250 | Midsize | $2,052 | $171 |
| Lexus IS 300 | Midsize | $2,060 | $172 |
| Acura TLX | Compact | $2,064 | $172 |
| Cadillac CT4 | Compact | $2,084 | $174 |
| Lexus ES 350 | Midsize | $2,084 | $174 |
| Genesis G70 | Compact | $2,090 | $174 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,092 | $174 |
| Lexus RC 300 | Midsize | $2,098 | $175 |
| Lexus IS 350 | Compact | $2,106 | $176 |
| Jaguar XF | Midsize | $2,110 | $176 |
| Cadillac CT5 | Midsize | $2,152 | $179 |
| Lexus ES 250 | Midsize | $2,158 | $180 |
| Lexus RC 350 | Compact | $2,164 | $180 |
| BMW 330e | Compact | $2,168 | $181 |
| BMW 228i | Compact | $2,172 | $181 |
| BMW 230i | Compact | $2,188 | $182 |
| Lexus ES 300h | Midsize | $2,192 | $183 |
| Audi S3 | Compact | $2,238 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fort Wayne car insurance quotes from top auto insurance companies in Indiana.
Cheapest luxury SUV insurance rates in Fort Wayne
The Acura RDX comes in at #1 as the cheapest luxury SUV to insure in Fort Wayne, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model has an average cost of $1,672 per year for full-coverage insurance.
Not the cheapest, but still very affordable, are models like the Lincoln Corsair, Lexus NX 450h, Lexus UX 250h, and Lexus NX 350h, with average annual insurance rates of $1,926 per year or less.
On a monthly basis, car insurance on this segment in Fort Wayne for a good driver can cost as low as $139 per month, depending on the company and where you live.
When prices are compared by vehicle size, the cheapest small luxury SUV to insure in Fort Wayne is the Acura RDX at $1,672 per year, or $139 per month. For midsize luxury SUV models, the Jaguar E-Pace has the cheapest rates at $1,868 per year, or $156 per month. And for full-size luxury SUV models, the Infiniti QX80 has the cheapest car insurance rates at $2,238 per year, or $187 per month.
The next table ranks the luxury SUVs with the lowest-cost car insurance rates in Fort Wayne.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,672 | $139 |
| Lexus NX 250 | Compact | $1,770 | $148 |
| Cadillac XT4 | Compact | $1,802 | $150 |
| Jaguar E-Pace | Midsize | $1,868 | $156 |
| Cadillac XT5 | Midsize | $1,882 | $157 |
| Lexus NX 350h | Compact | $1,884 | $157 |
| Lincoln Corsair | Compact | $1,906 | $159 |
| Mercedes-Benz GLB 250 | Compact | $1,910 | $159 |
| Lexus UX 250h | Compact | $1,914 | $160 |
| Lexus NX 450h | Compact | $1,926 | $161 |
| Infiniti QX50 | Midsize | $1,942 | $162 |
| Mercedes-Benz GLA250 | Compact | $1,946 | $162 |
| Mercedes-Benz GLA35 AMG | Compact | $1,952 | $163 |
| Cadillac XT6 | Midsize | $1,954 | $163 |
| Infiniti QX60 | Midsize | $1,966 | $164 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,966 | $164 |
| Land Rover Evoque | Compact | $1,992 | $166 |
| Acura MDX | Midsize | $1,998 | $167 |
| Lexus NX 350 | Compact | $2,000 | $167 |
| Lexus RX 350 | Midsize | $2,004 | $167 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Wayne, IN Zip Codes. Updated June 27, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Looking for rates for a different model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Fort Wayne car insurance quotes from top-rated companies in Indiana.
What to expect when shopping for Fort Wayne car insurance
To help illustrate how much the cost of the same car insurance policy can deviate for different applicants (and also stress the importance of getting multiple quotes for coverage), the sections below visualize detailed auto insurance rates for three popular vehicles in Fort Wayne: the Chevrolet Silverado, Nissan Sentra, and Nissan Rogue.
Each chart displays average rates for different driver profiles to show the difference in rates when changes are made to the driver rated on the policy.
Chevrolet Silverado insurance rates
Insurance for a Chevrolet Silverado in Fort Wayne costs an average of $2,208 per year (about $184 per month) and varies from $1,830 to $5,124.
The Chevrolet Silverado is a full-size truck, and other similar models from the same segment include the Toyota Tundra, Ram Truck, Nissan Titan, and Ford F150.
Nissan Sentra insurance rates
Insurance for a Nissan Sentra in Fort Wayne costs an average of $1,830 per year, or around $153 per month, and has a range of $1,520 to $4,156 annually.
The Nissan Sentra is a compact car, and other models popular in Fort Wayne include the Volkswagen Jetta, Honda Civic, and Hyundai Elantra.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Fort Wayne averages $1,794 per year, or around $150 per month, and varies from $1,492 to $4,100.
The Nissan Rogue belongs to the compact SUV segment, and additional models from the same segment that are popular in Fort Wayne, Indiana, include the Mazda CX-5, Chevrolet Equinox, Honda CR-V, and Subaru Forester.
Tips for saving money on Fort Wayne car insurance
Shrewd drivers are always looking to save money on auto insurance So study the savings tips in this next list to see if you can save some money.
- Stay claim free. Most insurance companies offer discounts if you do not file any claims. Insurance is intended to be used to protect you from large financial hits, not for minor claims that can easily be paid out-of-pocket.
- Research discounts to lower the cost. Discounted rates may be available if the insureds belong to certain professional organizations, drive low annual mileage, insure their home and car with the same company, are claim-free, or many other discounts which could save the average Fort Wayne driver as much as $336 per year on the cost of auto insurance
- Buy vehicles that are cheaper to insure. The make and model of vehicle you drive is a big factor in the price you pay for insurance. For example, a Hyundai Venue costs $612 less per year to insure in Fort Wayne than a Nissan 370Z. Lower performance vehicles save money.
- Shop around and save. Taking a few minutes to get some free car insurance quotes is a great way to save money. Companies make rate modifications frequently and switching companies is very easy to do.
- Save money with better credit. Insureds with excellent credit scores of 800+ could save $313 per year versus a lower credit score of 670-739. Conversely, a lower credit rating could cost around $363 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Think about raising your deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.