Cost of Car Insurance in Portland, ME – Cheapest Rates + Comparisons

Is car insurance expensive in Portland, Maine? We compare insurance rates for over 150 models to find the cheapest insurance rates in Portland.

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What is average car insurance cost in Portland?

Average car insurance rates in Portland, ME, cost $1,800 per year, or about $150 per month. That’s 20.9% cheaper than the overall overall U.S. national average rate of $2,221 per year.

The average car insurance expense in Maine is $1,784 per year, so Portland, Maine, drivers pay an average of $16 more per year than the overall Maine state-wide average rate. When rates are compared to other larger cities in Maine, the cost to insure a vehicle in Portland is $4 per year more than in Bangor, $24 per year less than in Lewiston, and $18 per year less than in Auburn.

The age of the driver is one of the largest influencers on the cost of car insurance. The list below illustrates this by showing the difference in average car insurance rates in Portland for drivers from age 16 to 60.

Average car insurance rates in Portland for drivers age 16 to 60

  • 16 year old – $6,408 per year or $534 per month
  • 17 year old – $6,207 per year or $517 per month
  • 18 year old – $5,563 per year or $464 per month
  • 19 year old – $5,064 per year or $422 per month
  • 20 year old – $3,622 per year or $302 per month
  • 30 year old – $1,920 per year or $160 per month
  • 40 year old – $1,800 per year or $150 per month
  • 50 year old – $1,594 per year or $133 per month
  • 60 year old – $1,494 per year or $125 per month

The next chart displays additional costs for drivers age 20 to 60 by including rates for three different policy deductible limits. Showing these different rates can help you understand how the cost of a car insurance policy increases with lower deductibles, and decreases with high deductibles.

Average full-coverage car insurance premium in Portland, ME for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Portland, ME for different ages of drivers. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Portland, ME Zip Codes.

Average Car Insurance Cost in Portland, ME
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,064$255
$500$3,622$302
$250$4,210$351
30$1,000$1,610$134
$500$1,920$160
$250$2,244$187
40$1,000$1,512$126
$500$1,800$150
$250$2,096$175
50$1,000$1,348$112
$500$1,594$133
$250$1,852$154
60$1,000$1,262$105
$500$1,494$125
$250$1,732$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Portland, ME Zip Codes. Updated June 27, 2025

In the chart above, the cost of auto insurance in Portland ranges from $1,262 per year for a 60-year-old driver with a high deductible policy to $4,210 per year for a 20-year-old driver with a low deductible. When converted to a monthly rate, the average cost in the previous chart ranges from $105 to $351 per month.

In Portland, which vehicles are cheapest to insure?

The vehicles with the cheapest average car insurance prices in Portland, ME, tend to be crossovers and small SUVs like the Kia Soul, Subaru Crosstrek, Nissan Kicks, and Toyota Corolla Cross.

Average auto insurance prices for those compact SUVs cost $1,460 or less per year for full coverage.

Some other models that are ranked high in our insurance cost comparison are the Buick Encore, Buick Envista, Subaru Outback, and Kia Niro. Insurance rates are somewhat higher for those models than the compact SUVs at the top of the rankings, but they still have average rates of $1,566 or less per year, or about $131 per month in Portland.

The table below ranks the top 25 cheapest vehicles to insure in Portland, sorted by average cost.

Top 25 Cheapest Automobiles to Insure in Portland, Maine
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,328$111
2Chevrolet Trailblazer$1,352$113
3Kia Soul$1,402$117
4Nissan Kicks$1,416$118
5Honda Passport$1,432$119
6Buick Envision$1,440$120
7Toyota Corolla Cross$1,448$121
8Hyundai Venue$1,460$122
9Mazda CX-5$1,468$122
10Ford Bronco Sport$1,474$123
11Volkswagen Tiguan$1,488$124
12Acura RDX$1,504$125
13Nissan Murano$1,512$126
14Buick Encore$1,528$127
15Subaru Outback$1,530$128
16Honda CR-V$1,534$128
17Buick Envista$1,538$128
18Volkswagen Taos$1,540$128
19Kia Niro$1,548$129
20Toyota GR Corolla$1,562$130
21Honda HR-V$1,566$131
22Subaru Ascent$1,566$131
23Nissan Leaf$1,574$131
24Chevrolet Colorado$1,584$132
25Honda Civic$1,592$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 27, 2025

Top 25 cheapest vehicles to insure in Portland, ME with the Subaru Crosstrek ranking first at $1,328 per year
Top 25 cheapest vehicles to insure in Portland, ME with the Subaru Crosstrek ranking first at $1,328 per year

A list of 25 vehicle models with cheap Portland car insurance really is not a great way to present a comprehensive summary of the cost of car insurance. Considering we track over 700 vehicles, the majority of models get omitted from the list.

Let’s try a different approach and list the models with the lowest rates in a different format. The following six sections rank the top 20 vehicles with the lowest cost auto insurance rates for the most popular vehicle segments.

Cheapest cars to insure in Portland, Maine

The top four non-luxury cars with the most affordable insurance in Portland are the Toyota GR Corolla at $1,562 per year, Nissan Leaf at $1,574 per year, Honda Civic at $1,592 per year, and Nissan Sentra at $1,648 per year.

Not the cheapest, but still very affordable, are cars like the Chevrolet Malibu, Toyota Corolla, Toyota Prius, and Honda Accord, with average rates of $1,752 per year or less.

Ranking between positions 10 and 20, models like the Toyota Crown, Mazda 3, Volkswagen Arteon, Hyundai Ioniq 6, Kia Forte, and Hyundai Sonata cost between $1,752 and $1,860 per year to insure.

From a monthly standpoint, full-coverage auto insurance in Portland on this segment starts at around $130 per month, depending on the company.

The table below ranks the twenty cars with the cheapest average insurance rates in Portland.

Cheapest Car Insurance in Portland, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,562$130
Nissan LeafCompact$1,574$131
Honda CivicCompact$1,592$133
Nissan SentraCompact$1,648$137
Subaru ImprezaCompact$1,654$138
Toyota PriusCompact$1,680$140
Kia K5Midsize$1,732$144
Honda AccordMidsize$1,738$145
Chevrolet MalibuMidsize$1,744$145
Toyota CorollaCompact$1,752$146
Kia ForteCompact$1,756$146
Volkswagen ArteonMidsize$1,766$147
Nissan VersaCompact$1,774$148
Subaru LegacyMidsize$1,774$148
Hyundai Ioniq 6Midsize$1,790$149
Mitsubishi Mirage G4Compact$1,814$151
Toyota CrownMidsize$1,820$152
Volkswagen JettaCompact$1,820$152
Hyundai SonataMidsize$1,824$152
Mazda 3Compact$1,860$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Portland, ME, with the Toyota GR Corolla ranking first at $1,562 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Portland, ME, with the Toyota GR Corolla ranking first at $1,562 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Portland car insurance quotes from top-rated companies in Maine.

Cheapest SUV insurance rates in Portland, Maine

The Subaru Crosstrek takes the top ranking for the lowest-cost SUV to insure in Portland, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model has an average cost of $1,328 per year for a full-coverage insurance policy.

Other models that have cheaper rates are the Toyota Corolla Cross, Mazda CX-5, Buick Envision, and Ford Bronco Sport, with an average cost of $1,474 per year or less.

Auto insurance for this segment in Portland starts at around $111 per month, depending on the company and where you live.

If SUV size is considered, the most budget-friendly compact SUV to insure in Portland is the Subaru Crosstrek at $1,328 per year, or $111 per month. For midsize SUVs, the Honda Passport has the cheapest rates at $1,432 per year, or $119 per month. And for full-size SUVs, the Chevrolet Tahoe is most affordable to insure at $1,688 per year, or $141 per month.

The rate comparison table below ranks the SUVs with the cheapest insurance rates in Portland, starting with the Subaru Crosstrek at $1,328 per year and ending with the Subaru Ascent at $1,566 per year.

Cheapest SUV Insurance in Portland, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,328$111
Chevrolet TrailblazerCompact$1,352$113
Kia SoulCompact$1,402$117
Nissan KicksCompact$1,416$118
Honda PassportMidsize$1,432$119
Buick EnvisionCompact$1,440$120
Toyota Corolla CrossCompact$1,448$121
Hyundai VenueCompact$1,460$122
Mazda CX-5Compact$1,468$122
Ford Bronco SportCompact$1,474$123
Volkswagen TiguanCompact$1,488$124
Nissan MuranoMidsize$1,512$126
Buick EncoreCompact$1,528$127
Subaru OutbackMidsize$1,530$128
Honda CR-VCompact$1,534$128
Buick EnvistaMidsize$1,538$128
Volkswagen TaosCompact$1,540$128
Kia NiroCompact$1,548$129
Honda HR-VCompact$1,566$131
Subaru AscentMidsize$1,566$131

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Portland, ME, with the Subaru Crosstrek ranking first at $1,328 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Portland, ME, with the Subaru Crosstrek ranking first at $1,328 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the table above? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Portland car insurance quotes from top-rated car insurance companies in Maine.

Cheapest pickup truck insurance rates in Portland

The three highest ranking pickup trucks with the cheapest average auto insurance rates in Portland are the Chevrolet Colorado at $1,584 per year, the Nissan Titan at $1,682 per year, and the Nissan Frontier at $1,700 per year.

Additional models that have cheaper rates include the GMC Canyon, Toyota Tacoma, GMC Sierra 2500 HD, and Hyundai Santa Cruz, with average rates of $1,852 per year or less.

From a cost per month standpoint, auto insurance in this segment for the average driver starts at around $132 per month, depending on your location and insurance company.

The rate comparison table below ranks the twenty pickups with the most affordable auto insurance rates in Portland, starting with the Chevrolet Colorado at $132 per month and ending with the Ram Truck at $173 per month.

Cheapest Pickup Insurance in Portland, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,584$132
Nissan TitanFull-size$1,682$140
Nissan FrontierMidsize$1,700$142
Ford RangerMidsize$1,718$143
Ford MaverickMidsize$1,746$146
Honda RidgelineMidsize$1,784$149
Hyundai Santa CruzMidsize$1,816$151
Toyota TacomaMidsize$1,822$152
GMC Sierra 2500 HDHeavy Duty$1,830$153
GMC CanyonMidsize$1,852$154
Jeep GladiatorMidsize$1,894$158
GMC Sierra 3500Heavy Duty$1,908$159
Chevrolet Silverado HD 3500Heavy Duty$1,924$160
Chevrolet Silverado HD 2500Heavy Duty$1,976$165
Chevrolet SilveradoFull-size$1,988$166
GMC SierraFull-size$1,988$166
Nissan Titan XDHeavy Duty$1,988$166
Ford F150Full-size$2,012$168
GMC Hummer EV PickupFull-size$2,064$172
Ram TruckFull-size$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Portland, ME, with the Chevrolet Colorado ranking first at $1,584 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Portland, ME, with the Chevrolet Colorado ranking first at $1,584 per year.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Don’t see your pickup model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Portland car insurance quotes from top companies in Maine.

Cheapest luxury cars to insure in Portland

Ranking highest for the lowest-cost Portland auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura TLX, BMW 330i, Lexus IS 300, and Acura Integra. Rates for these 2024 models average $1,860 or less per year.

Additional models that have cheaper rates include the Lexus RC 300, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus ES 350, with average cost of $1,890 per year or less.

Auto insurance in Portland for this segment for a good driver will start around $133 per month, depending on the company and where you live.

The most budget-friendly compact luxury car to insure in Portland is the Acura Integra at $1,600 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the cheapest rates at $1,852 per year. And for full-size luxury cars, the Audi A5 has the most affordable rates at $2,138 per year.

The table below ranks the twenty luxury cars with the lowest-cost average auto insurance rates in Portland.

Cheapest Luxury Car Insurance in Portland, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,600$133
BMW 330iCompact$1,832$153
Lexus IS 300Midsize$1,852$154
Mercedes-Benz CLA250Midsize$1,852$154
Acura TLXCompact$1,860$155
Cadillac CT4Compact$1,878$157
Lexus ES 350Midsize$1,878$157
Genesis G70Compact$1,882$157
Mercedes-Benz AMG CLA35Midsize$1,886$157
Lexus RC 300Midsize$1,890$158
Lexus IS 350Compact$1,898$158
Jaguar XFMidsize$1,904$159
Cadillac CT5Midsize$1,938$162
Lexus ES 250Midsize$1,946$162
Lexus RC 350Compact$1,950$163
BMW 330eCompact$1,952$163
BMW 228iCompact$1,958$163
BMW 230iCompact$1,972$164
Lexus ES 300hMidsize$1,976$165
Audi S3Compact$2,016$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Portland, ME, with the Acura Integra ranking first at $1,600 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Portland, ME, with the Acura Integra ranking first at $1,600 per year.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Portland car insurance quotes from top car insurance companies in Maine.

Cheapest luxury SUVs to insure in Portland, ME

Ranking at the top of the list for the most affordable Portland car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT5, Acura RDX, Lexus NX 250, and Cadillac XT4. Insurance rates for these 2024 models average $142 or less per month.

Other models that are affordable to insure include the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with average cost of $1,734 per year or less.

Full-coverage insurance for this segment in Portland starts at an average of $125 per month, depending on your location. The rate comparison table below ranks the twenty SUVs with the lowest-cost auto insurance rates in Portland, starting with the Acura RDX at $125 per month and ending with the Lexus RX 350 at $150 per month.

Cheapest Luxury SUV Insurance in Portland, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,504$125
Lexus NX 250Compact$1,592$133
Cadillac XT4Compact$1,624$135
Jaguar E-PaceMidsize$1,682$140
Lexus NX 350hCompact$1,696$141
Cadillac XT5Midsize$1,698$142
Lincoln CorsairCompact$1,716$143
Mercedes-Benz GLB 250Compact$1,720$143
Lexus UX 250hCompact$1,726$144
Lexus NX 450hCompact$1,734$145
Infiniti QX50Midsize$1,746$146
Mercedes-Benz GLA250Compact$1,752$146
Cadillac XT6Midsize$1,758$147
Mercedes-Benz GLA35 AMGCompact$1,760$147
Infiniti QX60Midsize$1,768$147
Mercedes-Benz AMG GLB35Midsize$1,772$148
Land Rover EvoqueCompact$1,794$150
Acura MDXMidsize$1,798$150
Lexus NX 350Compact$1,804$150
Lexus RX 350Midsize$1,804$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Portland, ME, with the Acura RDX ranking first at $1,504 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Portland, ME, with the Acura RDX ranking first at $1,504 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see insurance rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Portland car insurance quotes from top-rated companies in Maine.

Cheapest sports car insurance rates in Portland

Taking the top spot in Portland for cheapest auto insurance rates in the sports car segment is the Mazda MX-5 Miata, with an average cost of $1,664 per year. Second place is the Toyota GR86 costing $1,894 per year, third place goes to the Ford Mustang, at an average of $1,978 per year, and the fourth most affordable is the BMW Z4, costing an average of $1,988 per year.

Also ranking well in our comparison are models like the Lexus RC F, BMW M2, Nissan Z, and Subaru BRZ, with an average cost of $2,150 per year or less.

In the bottom half of the top 20, cars like the BMW M3, Mercedes-Benz AMG GT53, Chevrolet Camaro, BMW M4, Porsche Taycan, and Porsche 911 average between $2,150 and $3,046 to insure per year in Portland.

From a cost per month standpoint, full-coverage car insurance in this segment for a safe driver starts at an average of $139 per month, depending on the company and your location.

The table below ranks the twenty sports cars with the cheapest insurance rates in Portland, starting with the Mazda MX-5 Miata at $1,664 per year ($139 per month) and ending with the Porsche Taycan at $3,046 per year ($254 per month).

Cheapest Sports Car Insurance in Portland, Maine
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,664$139
Toyota GR86Sports Car$1,894$158
Ford MustangSports Car$1,978$165
BMW Z4Sports Car$1,988$166
Subaru WRXSports Car$2,016$168
Toyota GR SupraSports Car$2,022$169
BMW M2Sports Car$2,080$173
Nissan ZSports Car$2,084$174
Lexus RC FSports Car$2,126$177
Subaru BRZSports Car$2,150$179
BMW M3Sports Car$2,272$189
Porsche 718Sports Car$2,316$193
Chevrolet CamaroSports Car$2,338$195
Chevrolet CorvetteSports Car$2,492$208
Porsche 911Sports Car$2,576$215
BMW M4Sports Car$2,686$224
Lexus LC 500Sports Car$2,698$225
Jaguar F-TypeSports Car$2,838$237
Mercedes-Benz AMG GT53Sports Car$2,978$248
Porsche TaycanSports Car$3,046$254

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Portland, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Portland, ME, with the Mazda MX-5 Miata ranking first at $1,664 per year.
Ranking of the cheapest sports cars to insure in Portland, ME, with the Mazda MX-5 Miata ranking first at $1,664 per year.

Looking for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Portland.

Portland auto insurance price variability

To help clarify the amount that car insurance premiums can vary for different drivers (and also stress the importance of getting rate quotes from multiple companies), the charts below present a wide range of car insurance rates for five popular vehicles in Portland: the Toyota Corolla, Toyota RAV4, Toyota Highlander, Honda Accord, and Chevrolet Camaro.

Each illustration uses different driver and policy risk profiles to demonstrate the difference in rates with only small changes in driver profile or coverage limits.

Toyota Corolla insurance rates

Toyota Corolla insurance in Portland costs an average of $1,752 per year, or about $146 per month, and ranges from $1,454 to $4,018 annually.

Average 2024 Toyota Corolla insurance premiums in Portland for different driver ages and risk scenarios.
Figure 2: Average 2024 Toyota Corolla insurance premiums in Portland for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Portland includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Portland, ME
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,018$335
Safe Driver Age 20$3,504$292
At-fault Accidents Age 40$2,486$207
Low Deductibles Age 40$2,250$188
Safe Driver Age 30$1,864$155
Safe Driver Age 40$1,752$146
Safe Driver Age 50$1,562$130
High Deductibles Age 40$1,496$125
Safe Driver Age 60$1,460$122
Discount Rate Age 40$1,454$121

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 27, 2025

The Toyota Corolla is part of the compact car segment, and other similar models from the same segment include the Hyundai Elantra, Honda Civic, Chevrolet Cruze, and Volkswagen Jetta.

Toyota RAV4 insurance rates

Insurance for a Toyota RAV4 in Portland averages $1,660 per year, or about $138 per month, and ranges from $1,378 to $3,816.

Average 2024 Toyota RAV4 insurance premiums in Portland for different driver ages and risk scenarios.
Figure 3: Average 2024 Toyota RAV4 insurance premiums in Portland for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Portland includes all Zip Codes and vehicle trim levels.

2024 Toyota RAV4 Insurance Cost in Portland, ME
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,816$318
Safe Driver Age 20$3,334$278
At-fault Accidents Age 40$2,356$196
Low Deductibles Age 40$2,150$179
Safe Driver Age 30$1,768$147
Safe Driver Age 40$1,660$138
Safe Driver Age 50$1,474$123
High Deductibles Age 40$1,408$117
Safe Driver Age 60$1,380$115
Discount Rate Age 40$1,378$115

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota RAV4 trim levels. Updated June 26, 2025

The Toyota RAV4 is a compact SUV, and other popular models in the same segment include the Mazda CX-5, Subaru Forester, and Chevrolet Equinox.

Toyota Highlander insurance rates

Car insurance for a Toyota Highlander in Portland costs an average of $1,636 per year (about $136 per month) and ranges from $1,360 to $3,742.

Average 2024 Toyota Highlander insurance premiums in Portland for different driver ages and risk scenarios.
Figure 4: Average 2024 Toyota Highlander insurance premiums in Portland for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Portland includes all Zip Codes and vehicle trim levels.

2024 Toyota Highlander Insurance Cost in Portland, ME
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,742$312
Safe Driver Age 20$3,278$273
At-fault Accidents Age 40$2,298$192
Low Deductibles Age 40$2,176$181
Safe Driver Age 30$1,750$146
Safe Driver Age 40$1,636$136
Safe Driver Age 50$1,444$120
Discount Rate Age 40$1,360$113
High Deductibles Age 40$1,358$113
Safe Driver Age 60$1,354$113

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated June 27, 2025

The Toyota Highlander belongs to the midsize SUV segment, and other models from that segment that are popular in Portland, ME, include the Ford Explorer, Kia Telluride, and Ford Edge.

Honda Accord insurance rates

Car insurance for a Honda Accord in Portland costs an average of $1,738 per year (about $145 per month) and varies from $1,444 to $3,994 annually.

Average 2024 Honda Accord insurance premiums in Portland for different driver ages and risk scenarios.
Figure 5: Average 2024 Honda Accord insurance premiums in Portland for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Portland includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Portland, ME
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,994$333
Safe Driver Age 20$3,496$291
At-fault Accidents Age 40$2,454$205
Low Deductibles Age 40$2,288$191
Safe Driver Age 30$1,856$155
Safe Driver Age 40$1,738$145
Safe Driver Age 50$1,540$128
High Deductibles Age 40$1,454$121
Discount Rate Age 40$1,444$120
Safe Driver Age 60$1,438$120

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated June 26, 2025

The Honda Accord is part of the midsize car segment, and other models from that segment that are popular in Portland, ME, include the Kia K5, Nissan Altima, Chevrolet Malibu, and Toyota Camry.

Chevrolet Camaro insurance rates

Chevrolet Camaro insurance in Portland averages $2,338 per year (about $195 per month) and ranges from $1,938 to $5,368.

Average 2024 Chevrolet Camaro insurance premiums in Portland for different driver ages and risk scenarios.
Figure 6: Average 2024 Chevrolet Camaro insurance premiums in Portland for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Portland includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Camaro Insurance Cost in Portland, ME
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,368$447
Safe Driver Age 20$4,688$391
At-fault Accidents Age 40$3,318$277
Low Deductibles Age 40$3,010$251
Safe Driver Age 30$2,486$207
Safe Driver Age 40$2,338$195
Safe Driver Age 50$2,082$174
High Deductibles Age 40$1,990$166
Safe Driver Age 60$1,944$162
Discount Rate Age 40$1,938$162

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Camaro trim levels. Updated June 27, 2025

The Chevrolet Camaro is considered a sports car, and other models in the same segment include the Toyota Supra, Ford Mustang, and Subaru BRZ.

Tips for finding cheaper Portland car insurance quotes

Portland drivers are often looking to save money on auto insurance, so scan the savings tips in the list below and see if you can save a few bucks on your next policy purchase.

  • Avoid accidents and save. Having a few at-fault accidents can really raise rates, potentially by an extra $2,570 per year for a 20-year-old driver and even $440 per year for a 60-year-old driver. So be a cautious driver and save.
  • If your vehicle is older, remove optional coverages. Removing comprehensive and/or collision coverage from vehicles whose value does not support the cost of the coverage can reduce the cost of insurance substantially.
  • A good driving record means cheaper rates. In order to get affordable car insurance in Portland, it pays to drive conservatively. A couple of traffic citations could result in increasing car insurance cost by at least $478 per year. Major infractions like DWI and leaving the scene of an accident could raise rates by an additional $1,672 or more.
  • Choose a vehicle with cheaper car insurance rates. Vehicle type has a significant impact on the price you pay for car insurance. For example, a Mazda CX-30 costs $388 less per year to insure in Portland than a Nissan 370Z. Lower performance vehicles save money.
  • Research policy discounts to lower the cost. Discounted rates may be available if the insured drivers sign their policy early, insure multiple vehicles on the same policy, drive low annual mileage, are military or federal employees, or many other policy discounts which could save the average Portland driver as much as $306 per year on their insurance cost.
  • Compare insurance costs before buying a car. Different vehicles, and even different trims of the same vehicle, have very different car insurance rates, and car insurance companies can charge widely varying rates. Get plenty of car insurance quotes before you buy a new vehicle in order to avoid insurance sticker shock when you get the bill.
  • Shop around and save. Setting aside a few minutes before every renewal to get a few free car insurance quotes is a smart way to save money. Rates change quite often and you do not have to wait for your renewal to change companies.