Car Insurance in Bellevue, NE – Cheapest Rates + Comparisons

• The average cost of car insurance in Bellevue is $2,180 per year, or $182 per month.
• Car insurance rates for a few popular models in Bellevue include the Nissan Sentra at $1,996 per year, Toyota Camry at $2,340, and Honda CR-V at $1,856.
• For cheap car insurance in Bellevue, small SUV models like the Honda CR-V, Buick Envision, and Subaru Crosstrek have some of the best auto insurance rates.
• A few models with segment-leading car insurance rates include the Acura Integra, Mercedes-Benz CLA250, Acura RDX, Kia K5, and Subaru Crosstrek.
• Auto insurance quotes in Bellevue can range significantly from as low as $38 per month for just liability insurance to well over $660 per month for high-risk drivers.

How much does car insurance cost in Bellevue?

In Bellevue, average auto insurance cost is $2,180 per year, which is 1.9% less than the national average rate of $2,221. Per month, Bellevue drivers can expect to pay an average of $182 for a full-coverage car insurance policy.

In the state of Nebraska, average auto insurance cost is $2,188 per year, so the average cost in Bellevue is $8 less per year. When rates are compared to other locations in Nebraska, the average cost of car insurance in Bellevue is around $104 per year more expensive than in Grand Island, $120 per year cheaper than in Omaha, and $6 per year more expensive than in Kearney.

The chart below shows average car insurance cost in Bellevue for all 2024 models. Rates are averaged for all Bellevue Zip Codes and shown not only by driver age, but also by policy deductible limits.

In the chart above, the cost of car insurance in Bellevue ranges from $1,528 per year for a 60-year-old driver with a high deductible policy to $5,096 per year for a 20-year-old driver with policy with low comprehensive and collision deductibles. From a monthly budget standpoint, the average cost in the chart above ranges from $127 to $425 per month.

Bellevue car insurance rates vary considerably and depend on a lot of factors. The likelihood of significant rate variability reinforces the need for accurate free auto insurance quotes when shopping online for the cheapest car insurance coverage.

The age of the driver is one of the largest influencers on the price of auto insurance. The list below illustrates these differences by breaking out average car insurance rates in Bellevue for driver ages from 16 to 60.

Average car insurance cost for Bellevue drivers age 16 to 60

• 16 year old – $7,759 per year or $647 per month
• 17 year old – $7,516 per year or $626 per month
• 18 year old – $6,737 per year or $561 per month
• 19 year old – $6,136 per year or $511 per month
• 20 year old – $4,382 per year or $365 per month
• 30 year old – $2,324 per year or $194 per month
• 40 year old – $2,180 per year or $182 per month
• 50 year old – $1,930 per year or $161 per month
• 60 year old – $1,808 per year or $151 per month

Car insurance for popular cars, trucks, and SUVs

The rates referenced earlier in this article are an average for all 2024 vehicle models, which is helpful when making broad comparisons like the average cost difference between multiple locations. Average auto insurance rates are good for answering questions like “is car insurance cheaper in Bellevue or Lincoln?” or “is Nebraska car insurance cheaper than Florida?”.

For deeper cost comparisons, however, we get better data if we instead use rates for the exact vehicle being insured. Every car, truck, SUV and minivan has a unique risk profile for physical damage and liability claims, and this data enables us to make detailed cost analysis.

The next chart breaks down average insurance cost in Bellevue for the more popular vehicles.

In Bellevue, which vehicles are cheapest to insure?

When comparing rates for all models, the vehicles with the cheapest average car insurance rates in Bellevue tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Kia Soul, and Hyundai Venue.

Average insurance rates for those vehicles cost $148 or less per month for full coverage.

Other models that rank well in our car insurance price comparison are the Buick Envista, Kia Niro, Acura RDX, and Volkswagen Tiguan.

Average cost is a little higher for those models than the small SUVs that rank at the top, but they still have average rates of $1,896 or less per year, or about $158 per month.

The table below lists the cheapest vehicles to insure in Bellevue, sorted by average cost.

A table showing 30 of the cheapest vehicles to insure in Bellevue serves the purpose if you’re just looking for any vehicle with cheap insurance rates. A more thorough way to group rates in an analytical manner is to organize them by the segment they belong to.

This next article section goes into detail about the cost of car insurance based on automotive segment. The average rates shown in the chart should give you a good foundation of the vehicle segments that have the overall most affordable rates. Then the six subsequent sections break out and rank the 20 vehicles with the cheapest insurance rates for the most popular automotive segments.

Bellevue auto insurance rates by vehicle segment

If you’re shopping for a new or “new to you” vehicle, it’s useful to have an idea of which styles of vehicles have less expensive car insurance rates. For instance, maybe you’re wondering if compact SUVs have cheaper auto insurance than midsize SUVs or if regular SUVs have cheaper insurance than luxury SUVs.

The next chart shows average car insurance cost by vehicle segment in Bellevue. From an overall average perspective, compact SUVs, vans, and midsize pickups have the cheapest rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive insurance rates.

Segment rates are accurate enough for making an overall comparison, but rates vary quite significantly within each segment shown in the above chart.

For example, in the small car segment, Bellevue auto insurance rates range from the Toyota GR Corolla at $1,894 per year for full coverage insurance to the Toyota Mirai costing $2,712 per year, a difference of $818 within that segment. In the large SUV segment, rates range from the Chevrolet Tahoe at $2,046 per year up to the Toyota Sequoia costing $2,728 per year, a difference of $682 within that segment.

In the sections going forward, we eliminate a lot of this variability by comparing the cost of car insurance in Bellevue for specific vehicle models.

Cheapest cars to insure in Bellevue, Nebraska

Ranking at the top of the list for the lowest-cost Bellevue auto insurance rates in the non-luxury car segment are the Nissan Leaf, Honda Civic, Subaru Impreza, Toyota GR Corolla, and Nissan Sentra. Auto insurance quotes for these 2024 models average $2,002 or less per year.

Other cars that rank well include the Chevrolet Malibu, Toyota Corolla, Honda Accord, and Toyota Prius, with average cost of $2,124 per year or less.

Some additional models that make the list include the Volkswagen Arteon, Volkswagen Jetta, Nissan Versa, and Kia Forte, which cost between $2,124 and $2,252 per year for full-coverage insurance.

Car insurance rates in this segment for a good driver starts at an average of $158 per month, depending on your company and location.

If rates are ranked by vehicle size, the cheapest compact car to insure in Bellevue is the Toyota GR Corolla at $1,894 per year. For midsize models, the Kia K5 has the best rates at $2,100 per year. And for full-size sedans, the Chrysler 300 has the best rates at $2,074 per year.

The rate comparison table below ranks the twenty cars with the most affordable average insurance rates in Bellevue, starting with the Toyota GR Corolla at $1,894 per year ($158 per month) and ending with the Mazda 3 at $2,252 per year ($188 per month).

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Is your vehicle not in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nebraska.

Cheapest SUV insurance rates

Ranking at the top for the most affordable Bellevue car insurance rates in the SUV segment (excluding luxury models) are the Chevrolet Trailblazer, Subaru Crosstrek, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance quotes for these 2024 models average $145 or less per month.

Other SUVs that have cheaper rates are the Mazda CX-5, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average insurance cost of $1,782 per year or less.

Full-coverage car insurance for this segment in Bellevue for a safe driver starts at an average of $134 per month, depending on the company and where you live.

If SUV size is considered, the cheapest compact SUV to insure in Bellevue is the Subaru Crosstrek at $1,612 per year, or $134 per month. For midsize 2024 models, the Honda Passport has the best rates at $1,736 per year, or $145 per month. And for large SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,046 per year, or $171 per month.

The table below ranks the SUVs with the lowest-cost car insurance in Bellevue, starting with the Subaru Crosstrek at $1,612 per year ($134 per month) and ending with the Subaru Ascent at $1,896 per year ($158 per month).

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Don’t see your SUV in the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nebraska.

Cheapest luxury cars to insure

The most affordable luxury cars to insure in Bellevue are the Acura Integra at $1,936 per year, the BMW 330i at $2,218 per year, and the Mercedes-Benz CLA250 at $2,240 per year.

Not the cheapest luxury cars to insure, but still affordable, are models like the Cadillac CT4, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with average cost of $2,290 per year or less.

Additional luxury cars that made the list include the BMW 230i, Jaguar XF, Lexus ES 250, and Cadillac CT5, which average between $2,290 and $2,440 per year for full-coverage insurance in Bellevue.

From a monthly standpoint, car insurance on this segment in Bellevue for the average driver starts at around $161 per month, depending on where you live.

The comparison table below ranks the cars with the lowest-cost insurance rates in Bellevue, starting with the Acura Integra at $161 per month and ending with the Audi S3 at $203 per month.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see insurance cost for your luxury car? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Bellevue car insurance quotes from top companies in Nebraska.

Cheapest luxury SUVs to insure in Bellevue, NE

The Acura RDX ranks #1 as the cheapest luxury SUV to insure in Bellevue, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model has an average cost of $1,824 per year for full-coverage auto insurance.

Additional models that have affordable average insurance rates are the Lexus NX 350h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 450h, with an average cost to insure of $2,102 per year or less.

Ranking between positions 10 and 20, SUVs like the Acura MDX, Mercedes-Benz GLA250, Infiniti QX60, Mercedes-Benz AMG GLB35, Cadillac XT6, and Mercedes-Benz GLA35 AMG cost between $2,102 and $2,190 per year for insurance.

From a cost per month standpoint, full-coverage insurance in Bellevue on this segment for a middle-age safe driver can cost as low as $152 per month, depending on where you live.

When the luxury SUV segment is analyzed by vehicle size, the lowest-cost compact luxury SUV to insure in Bellevue is the Acura RDX at $1,824 per year. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $2,038 per year. And for full-size luxury models, the Infiniti QX80 has the cheapest car insurance rates at $2,440 per year.

The table below ranks the twenty SUVs with the lowest-cost auto insurance rates in Bellevue, starting with the Acura RDX at $152 per month and ending with the Lexus RX 350 at $183 per month.

See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

Looking for rates for a different model? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Nebraska.

Cheapest sports cars to insure in Bellevue, NE

Ranking at the top of the list for the most affordable Bellevue auto insurance rates in the sports car segment are the Mazda MX-5 Miata, Toyota GR86, Ford Mustang, Subaru WRX, and BMW Z4. Car insurance prices for these vehicles average $2,444 or less per year, or around $204 per month.

Additional sports cars that have affordable average insurance rates are the Nissan Z, Toyota GR Supra, BMW M2, and Lexus RC F, with average rates of $2,606 per year or less.

Full-coverage insurance in this segment can cost as low as $168 per month, depending on your company and location. The next table ranks the sports cars with the most affordable average car insurance rates in Bellevue, starting with the Mazda MX-5 Miata at $168 per month and ending with the Porsche Taycan at $308 per month.

Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Bellevue.

Cheapest pickup trucks to insure in Bellevue

The Chevrolet Colorado takes the top ranking for the most affordable pickup to insure in Bellevue, followed by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $1,920 per year for a full-coverage insurance policy.

Some other pickups that have affordable insurance rates are the GMC Sierra 2500 HD, Hyundai Santa Cruz, Toyota Tacoma, and Honda Ridgeline, with an average car insurance cost of $2,242 per year or less.

Full-coverage insurance in Bellevue for this segment for an average middle-age driver can cost as low as $160 per month, depending on your location. The comparison table below ranks the pickups with the cheapest average auto insurance rates in Bellevue, starting with the Chevrolet Colorado at $1,920 per year ($160 per month) and ending with the Ram Truck at $2,518 per year ($210 per month).

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see your truck in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Nebraska.

How to find cheaper car insurance

Financially savvy drivers in Bellevue are always searching for ways to reduce the monthly expense for auto insurance, so look through the tips and ideas in the list below and maybe you’ll find a way to save a little cash on your next policy.

• Shop around. Taking 5-10 minutes before every policy renewal to get some free car insurance quotes is our best recommendation for saving the most money. Rates are always changing and you can switch anytime.
• Raising physical damage deductibles lowers cost. Raising your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
• Policy discounts mean cheaper car insurance. Savings may be available if the insureds belong to certain professional organizations, insure their home and car with the same company, are homeowners, insure multiple vehicles on the same policy, take a defensive driving course, or many other policy discounts which could save the average Bellevue driver as much as $370 per year on the cost of car insurance
• Violations and tickets cost more than a fine. If you want to get the cheapest car insurance in Bellevue, it pays to drive conservatively. As a matter of fact, just a couple minor driving offenses could end up increasing policy rates by up to $576 per year.
• Compare rates before you buy the car. Different vehicles have very different car insurance rates, and auto insurance companies can sell policies with a wide range of costs. Get quotes to compare the cost of insurance before you buy to prevent insurance sticker shock when insuring your new car.
• Choose a vehicle with more affordable insurance rates. The performance of the vehicle you drive is one of the biggest factors in the price you pay for auto insurance. As an example, a Kia Sportage costs $1,148 less per year to insure in Bellevue than a Dodge Challenger. Lower performance vehicles save money.
• Don’t file small claims. Most insurers reduce rates a little for not filing any claims. Car insurance is intended to be used for large financial hits, not minor claims.