- Pittsburgh car insurance rates average $2,330 per year for full coverage, or around $194 on a monthly basis.
- Pittsburgh, PA, car insurance costs $76 per year less than the Pennsylvania state average cost ($2,406) and $109 per year more than the average rate for all 50 U.S. states ($2,221).
- Auto insurance rates for a few popular models in Pittsburgh include the Chevrolet Silverado at $2,580 per year, Hyundai Elantra at $2,534, and Ford F150 at $2,606.
- For cheap auto insurance in Pittsburgh, small SUV models like the Chevrolet Trailblazer, Hyundai Venue, Subaru Crosstrek, and Buick Envision have the most affordable rates.
How much does car insurance cost in Pittsburgh, PA?
In Pittsburgh, the average price for car insurance is $2,330 per year, which is 4.8% more than the national average rate of $2,221. Per month, Pittsburgh drivers can expect to pay an average of $194 for a full coverage policy.
In the state of Pennsylvania, average auto insurance cost is $2,406 per year, so the cost in Pittsburgh averages $76 less per year. The average cost of car insurance in Pittsburgh compared to other Pennsylvania locations is approximately $76 per year cheaper than in Allentown, $46 per year cheaper than in Reading, and $1,128 per year cheaper than in Philadelphia.
The next chart shows average car insurance cost in Pittsburgh broken out not only by driver age, but also by policy deductible limits. Rates are averaged for all 2024 vehicle models including luxury and performance vehicles.
The average cost of auto insurance per month in Pittsburgh is $194, with policy premium ranging from $136 to $455 for the data shown in the chart above.
Auto insurance rates can vary considerably and minor changes in a driver’s risk profile can cause meaningful changes in car insurance premiums. Due to the fact that rates are so variable, this stresses the need for accurate car insurance quotes when searching online for more affordable car insurance.
Driver age has the single biggest impact on the price you pay for car insurance. The list below illustrates these differences by showing the difference in average car insurance rates based on the age of the driver.
Car insurance cost in Pittsburgh, Pennsylvania, for drivers age 16 to 60
- 16-year-old driver – $8,305 per year or $692 per month
- 17-year-old driver – $8,046 per year or $671 per month
- 18-year-old driver – $7,211 per year or $601 per month
- 19-year-old driver – $6,569 per year or $547 per month
- 20-year-old driver – $4,692 per year or $391 per month
- 30-year-old driver – $2,488 per year or $207 per month
- 40-year-old driver – $2,330 per year or $194 per month
- 50-year-old driver – $2,066 per year or $172 per month
- 60-year-old driver – $1,934 per year or $161 per month
Popular models and the cost of insurance
The auto insurance rates mentioned above are the average cost across all 2024 model year vehicles, which is practical when making overall comparisons like the cost difference between two locations.
Average car insurance rates are awesome when answering questions like “is auto insurance in Pittsburgh cheaper than Erie?” or “are Pennsylvania auto insurance rates cheaper than in Arizona?”.
For more comprehensive rate comparisons, however, the rates will be more accurate if we do a rate analysis for the specific model of vehicle being insured. Each vehicle model has it’s own profile for car insurance rating and this data enables detailed comparisons.
The next chart details average auto insurance cost in Pittsburgh for a small sample of popular cars, pickups, and SUVs. Later on in this article, we’ll examine the ins-and-outs of insuring some of these vehicles even more in-depth.
Which vehicles have the cheapest insurance rates?
When comparing all types of vehicles, the models with the best car insurance prices in Pittsburgh, PA, tend to be small SUVs and crossovers like the Subaru Crosstrek, Kia Soul, Hyundai Venue, and Nissan Kicks.
Average car insurance quotes for those vehicles cost $1,894 or less per year, or $158 per month, for a policy with full coverage.
Examples of other vehicles that are in the top 20 in our auto insurance cost comparison are the Volkswagen Tiguan, Honda HR-V, Subaru Outback, and Buick Encore.
Average car insurance rates are slightly more for those models than the crossover SUVs that rank at the top, but they still have an average insurance cost of $2,030 or less per year ($169 per month).
The next table details the top 40 models with the cheapest car insurance rates in Pittsburgh, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,724 | $144 |
| 2 | Chevrolet Trailblazer | $1,754 | $146 |
| 3 | Kia Soul | $1,820 | $152 |
| 4 | Nissan Kicks | $1,834 | $153 |
| 5 | Honda Passport | $1,858 | $155 |
| 6 | Buick Envision | $1,870 | $156 |
| 7 | Toyota Corolla Cross | $1,880 | $157 |
| 8 | Hyundai Venue | $1,894 | $158 |
| 9 | Mazda CX-5 | $1,902 | $159 |
| 10 | Ford Bronco Sport | $1,910 | $159 |
| 11 | Volkswagen Tiguan | $1,930 | $161 |
| 12 | Acura RDX | $1,950 | $163 |
| 13 | Nissan Murano | $1,958 | $163 |
| 14 | Buick Encore | $1,980 | $165 |
| 15 | Subaru Outback | $1,986 | $166 |
| 16 | Honda CR-V | $1,988 | $166 |
| 17 | Buick Envista | $1,994 | $166 |
| 18 | Volkswagen Taos | $1,998 | $167 |
| 19 | Kia Niro | $2,008 | $167 |
| 20 | Toyota GR Corolla | $2,026 | $169 |
| 21 | Subaru Ascent | $2,028 | $169 |
| 22 | Honda HR-V | $2,030 | $169 |
| 23 | Nissan Leaf | $2,044 | $170 |
| 24 | Chevrolet Colorado | $2,054 | $171 |
| 25 | Lexus NX 250 | $2,064 | $172 |
| 26 | Honda Civic | $2,066 | $172 |
| 27 | Volkswagen Atlas | $2,068 | $172 |
| 28 | Acura Integra | $2,074 | $173 |
| 29 | Subaru Forester | $2,076 | $173 |
| 30 | Volkswagen Atlas Cross Sport | $2,078 | $173 |
| 31 | Kia Seltos | $2,082 | $174 |
| 32 | GMC Terrain | $2,088 | $174 |
| 33 | Nissan Rogue | $2,096 | $175 |
| 34 | Hyundai Kona | $2,098 | $175 |
| 35 | Mazda CX-30 | $2,104 | $175 |
| 36 | Cadillac XT4 | $2,106 | $176 |
| 37 | Volkswagen ID4 | $2,114 | $176 |
| 38 | Ford Explorer | $2,116 | $176 |
| 39 | Toyota Highlander | $2,122 | $177 |
| 40 | Ford Escape | $2,128 | $177 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 27, 2025
The above table containing 40 vehicles with the cheapest insurance in Pittsburgh is not the best way to show a full summary of the cost of car insurance in Pittsburgh. Considering we track over 700 makes and models of vehicles, only about 6% of vehicles are displayed.
So let’s dig deeper and list the most affordable vehicles in a different format, by vehicle segment. The following sections list the top 20 vehicles with the most affordable insurance rates in Pittsburgh for each of the primary segments.
Cheapest cars to insure in Pittsburgh, PA
Taking the top ranking in Pittsburgh for cheapest auto insurance rates in the non-luxury car segment is the Toyota GR Corolla, with a cost of $2,026 per year. Second place is the Nissan Leaf at $2,044 per year, ranking third is the Honda Civic, costing an average of $2,066 per year, and the fourth cheapest is the Nissan Sentra, costing an average of $2,138 per year.
Not the cheapest in the list, but still ranking well, are cars like the Toyota Prius, Toyota Corolla, Honda Accord, and Kia K5, with average annual insurance rates of $2,274 per year or less.
On a monthly basis, auto insurance in Pittsburgh on this segment starts at an average of $169 per month, depending on your company and location.
The comparison table below ranks the cars with the most affordable car insurance rates in Pittsburgh, starting with the Toyota GR Corolla at $2,026 per year and ending with the Mazda 3 at $2,412 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,026 | $169 |
| Nissan Leaf | Compact | $2,044 | $170 |
| Honda Civic | Compact | $2,066 | $172 |
| Nissan Sentra | Compact | $2,138 | $178 |
| Subaru Impreza | Compact | $2,144 | $179 |
| Toyota Prius | Compact | $2,180 | $182 |
| Kia K5 | Midsize | $2,248 | $187 |
| Honda Accord | Midsize | $2,254 | $188 |
| Chevrolet Malibu | Midsize | $2,262 | $189 |
| Toyota Corolla | Compact | $2,274 | $190 |
| Kia Forte | Compact | $2,276 | $190 |
| Volkswagen Arteon | Midsize | $2,292 | $191 |
| Nissan Versa | Compact | $2,300 | $192 |
| Subaru Legacy | Midsize | $2,302 | $192 |
| Hyundai Ioniq 6 | Midsize | $2,320 | $193 |
| Mitsubishi Mirage G4 | Compact | $2,352 | $196 |
| Volkswagen Jetta | Compact | $2,358 | $197 |
| Toyota Crown | Midsize | $2,362 | $197 |
| Hyundai Sonata | Midsize | $2,364 | $197 |
| Mazda 3 | Compact | $2,412 | $201 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Pennsylvania.
Cheapest SUV insurance rates in Pittsburgh, PA
The four highest ranking non-luxury SUVs with the most affordable auto insurance rates in Pittsburgh are the Subaru Crosstrek at $1,724 per year, Chevrolet Trailblazer at $1,754 per year, Kia Soul at $1,820 per year, and Nissan Kicks at $1,834 per year.
Also ranking in the top 10 are models like the Hyundai Venue, Toyota Corolla Cross, Buick Envision, and Mazda CX-5, with average rates of $1,910 per year or less.
Some additional SUVs that make the list include the Buick Encore, Honda CR-V, Volkswagen Taos, and Subaru Ascent, which average between $1,910 and $2,028 per year for full-coverage insurance in Pittsburgh.
As a cost per month, auto insurance rates in this segment for a good driver starts at an average of $144 per month, depending on the company and your location.
If rates are ranked by vehicle size, the cheapest compact SUV to insure in Pittsburgh is the Subaru Crosstrek at $1,724 per year, or $144 per month. For midsize models, the Honda Passport is cheapest to insure at $1,858 per year, or $155 per month. And for full-size SUVs, the Chevrolet Tahoe is cheapest to insure at $2,190 per year, or $183 per month.
The rate comparison table below ranks the twenty SUVs with the cheapest car insurance rates in Pittsburgh.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,724 | $144 |
| Chevrolet Trailblazer | Compact | $1,754 | $146 |
| Kia Soul | Compact | $1,820 | $152 |
| Nissan Kicks | Compact | $1,834 | $153 |
| Honda Passport | Midsize | $1,858 | $155 |
| Buick Envision | Compact | $1,870 | $156 |
| Toyota Corolla Cross | Compact | $1,880 | $157 |
| Hyundai Venue | Compact | $1,894 | $158 |
| Mazda CX-5 | Compact | $1,902 | $159 |
| Ford Bronco Sport | Compact | $1,910 | $159 |
| Volkswagen Tiguan | Compact | $1,930 | $161 |
| Nissan Murano | Midsize | $1,958 | $163 |
| Buick Encore | Compact | $1,980 | $165 |
| Subaru Outback | Midsize | $1,986 | $166 |
| Honda CR-V | Compact | $1,988 | $166 |
| Buick Envista | Midsize | $1,994 | $166 |
| Volkswagen Taos | Compact | $1,998 | $167 |
| Kia Niro | Compact | $2,008 | $167 |
| Subaru Ascent | Midsize | $2,028 | $169 |
| Honda HR-V | Compact | $2,030 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Need rates for a different SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Pittsburgh car insurance quotes from top car insurance companies in Pennsylvania.
Cheapest luxury car insurance rates in Pittsburgh
Ranking at the top for the lowest-cost Pittsburgh car insurance rates in the luxury car segment are the BMW 330i, Lexus IS 300, Acura TLX, Acura Integra, and Mercedes-Benz CLA250. Auto insurance rates for these 2024 models average $2,412 or less per year.
Additional luxury cars that are affordable to insure include the Lexus ES 350, Genesis G70, Lexus RC 300, and Cadillac CT4, with an average cost to insure of $2,452 per year or less.
Additional 2024 luxury models that rank well include the Cadillac CT5, Lexus RC 350, BMW 230i, and Lexus IS 350, which average between $2,452 and $2,616 per year for auto insurance.
As a cost per month, full-coverage car insurance in this segment for a good driver will start around $173 per month, depending on where you live and the company you use.
When prices are compared by vehicle size, the cheapest compact luxury car model to insure in Pittsburgh is the Acura Integra at $2,074 per year, or $173 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the cheapest rates at $2,400 per year, or $200 per month. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $2,772 per year, or $231 per month.
The table below ranks the cars with the lowest-cost insurance in Pittsburgh, starting with the Acura Integra at $173 per month and ending with the Audi S3 at $218 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,074 | $173 |
| BMW 330i | Compact | $2,374 | $198 |
| Mercedes-Benz CLA250 | Midsize | $2,400 | $200 |
| Lexus IS 300 | Midsize | $2,404 | $200 |
| Acura TLX | Compact | $2,412 | $201 |
| Lexus ES 350 | Midsize | $2,434 | $203 |
| Cadillac CT4 | Compact | $2,436 | $203 |
| Genesis G70 | Compact | $2,442 | $204 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,444 | $204 |
| Lexus RC 300 | Midsize | $2,452 | $204 |
| Lexus IS 350 | Compact | $2,460 | $205 |
| Jaguar XF | Midsize | $2,468 | $206 |
| Cadillac CT5 | Midsize | $2,512 | $209 |
| Lexus ES 250 | Midsize | $2,522 | $210 |
| Lexus RC 350 | Compact | $2,530 | $211 |
| BMW 330e | Compact | $2,534 | $211 |
| BMW 228i | Compact | $2,536 | $211 |
| BMW 230i | Compact | $2,558 | $213 |
| Lexus ES 300h | Midsize | $2,560 | $213 |
| Audi S3 | Compact | $2,616 | $218 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Pittsburgh car insurance quotes from the best companies in Pennsylvania.
Cheapest luxury SUV insurance rates in Pittsburgh
When comparing 2024 models, the top five lowest-cost SUVs to insure in Pittsburgh are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Insurance rates for these vehicles range from $1,950 to $2,200 per year.
Not the cheapest in the list, but still ranking well, are models like the Lexus NX 450h, Lexus UX 250h, Mercedes-Benz GLB 250, and Lexus NX 350h, with average rates of $2,248 per year or less.
On a monthly basis, auto insurance rates on this segment in Pittsburgh for a middle-age safe driver will start around $163 per month, depending on the company and where you live.
The comparison table below ranks the twenty SUVs with the most affordable average car insurance rates in Pittsburgh, starting with the Acura RDX at $163 per month and ending with the Lexus RX 350 at $195 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,950 | $163 |
| Lexus NX 250 | Compact | $2,064 | $172 |
| Cadillac XT4 | Compact | $2,106 | $176 |
| Jaguar E-Pace | Midsize | $2,180 | $182 |
| Cadillac XT5 | Midsize | $2,200 | $183 |
| Lexus NX 350h | Compact | $2,200 | $183 |
| Lincoln Corsair | Compact | $2,228 | $186 |
| Mercedes-Benz GLB 250 | Compact | $2,232 | $186 |
| Lexus UX 250h | Compact | $2,236 | $186 |
| Lexus NX 450h | Compact | $2,248 | $187 |
| Infiniti QX50 | Midsize | $2,266 | $189 |
| Mercedes-Benz GLA250 | Compact | $2,274 | $190 |
| Cadillac XT6 | Midsize | $2,280 | $190 |
| Mercedes-Benz GLA35 AMG | Compact | $2,282 | $190 |
| Infiniti QX60 | Midsize | $2,294 | $191 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,298 | $192 |
| Land Rover Evoque | Compact | $2,328 | $194 |
| Acura MDX | Midsize | $2,330 | $194 |
| Lexus NX 350 | Compact | $2,340 | $195 |
| Lexus RX 350 | Midsize | $2,340 | $195 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 27, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Need rates for a different luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Pittsburgh car insurance quotes from the best companies in Pennsylvania.
Cheapest sports car insurance rates in Pittsburgh
The top-ranked vehicle in Pittsburgh for the most affordable average insurance rates in the sports car segment is the Mazda MX-5 Miata, at $2,158 per year. Second place is the Toyota GR86 costing $2,456 per year, coming in third is the Ford Mustang, at an average of $2,562 per year, and ranking fourth is the BMW Z4, costing an average of $2,576 per year.
Not the cheapest sports cars to insure, but still very reasonable, are models like the Toyota GR Supra, Nissan Z, BMW M2, and Subaru BRZ, with average cost of $2,788 per year or less.
Ranked in the lower half of the top 20, cars like the Porsche Taycan, Chevrolet Corvette, Lexus LC 500, BMW M4, and Mercedes-Benz AMG GT53 cost between $2,788 and $3,950 to insure per year.
Car insurance for this segment in Pittsburgh for a safe driver can cost as low as $180 per month, depending on your location and insurance company.
The next table ranks the sports cars with the lowest-cost auto insurance rates in Pittsburgh.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,158 | $180 |
| Toyota GR86 | Sports Car | $2,456 | $205 |
| Ford Mustang | Sports Car | $2,562 | $214 |
| BMW Z4 | Sports Car | $2,576 | $215 |
| Subaru WRX | Sports Car | $2,616 | $218 |
| Toyota GR Supra | Sports Car | $2,620 | $218 |
| BMW M2 | Sports Car | $2,694 | $225 |
| Nissan Z | Sports Car | $2,702 | $225 |
| Lexus RC F | Sports Car | $2,756 | $230 |
| Subaru BRZ | Sports Car | $2,788 | $232 |
| BMW M3 | Sports Car | $2,946 | $246 |
| Porsche 718 | Sports Car | $3,002 | $250 |
| Chevrolet Camaro | Sports Car | $3,032 | $253 |
| Chevrolet Corvette | Sports Car | $3,230 | $269 |
| Porsche 911 | Sports Car | $3,340 | $278 |
| BMW M4 | Sports Car | $3,480 | $290 |
| Lexus LC 500 | Sports Car | $3,498 | $292 |
| Jaguar F-Type | Sports Car | $3,678 | $307 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,860 | $322 |
| Porsche Taycan | Sports Car | $3,950 | $329 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 27, 2025
Don’t see your sports car? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Pittsburgh.
Cheapest pickup truck insurance rates in Pittsburgh, PA
Ranking at the top of the list for the most affordable Pittsburgh car insurance rates in the pickup truck segment are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Car insurance prices for these 2024 models average $189 or less per month.
Other models that are affordable to insure are the Honda Ridgeline, Hyundai Santa Cruz, Toyota Tacoma, and GMC Sierra 2500 HD, with average cost of $2,400 per year or less.
Auto insurance rates in this segment starts at an average of $171 per month, depending on your location and insurance company.
The table below ranks the pickups with the lowest-cost car insurance rates in Pittsburgh.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,054 | $171 |
| Nissan Titan | Full-size | $2,182 | $182 |
| Nissan Frontier | Midsize | $2,206 | $184 |
| Ford Ranger | Midsize | $2,228 | $186 |
| Ford Maverick | Midsize | $2,262 | $189 |
| Honda Ridgeline | Midsize | $2,314 | $193 |
| Hyundai Santa Cruz | Midsize | $2,354 | $196 |
| Toyota Tacoma | Midsize | $2,362 | $197 |
| GMC Sierra 2500 HD | Heavy Duty | $2,372 | $198 |
| GMC Canyon | Midsize | $2,400 | $200 |
| Jeep Gladiator | Midsize | $2,456 | $205 |
| GMC Sierra 3500 | Heavy Duty | $2,470 | $206 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,494 | $208 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,558 | $213 |
| GMC Sierra | Full-size | $2,576 | $215 |
| Chevrolet Silverado | Full-size | $2,580 | $215 |
| Nissan Titan XD | Heavy Duty | $2,580 | $215 |
| Ford F150 | Full-size | $2,606 | $217 |
| GMC Hummer EV Pickup | Full-size | $2,676 | $223 |
| Ram Truck | Full-size | $2,696 | $225 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Pittsburgh, PA Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance rates for your pickup? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Pittsburgh car insurance quotes from the best companies in Pennsylvania.
Helpful tips to save on car insurance
Smart drivers are always looking to save money on auto insurance So browse the money-saving ideas in the list below and see if you can save a little dough on your next policy.
- Buy vehicles with cheaper car insurance rates. Vehicle performance has a big impact on the cost of insurance. For example, a Subaru Crosstrek costs $2,816 less per year to insure in Pittsburgh than a Nissan GT-R. Choose lower performance vehicles and save money.
- Stay claim free and save. Car insurance companies give a discounted rate if you have no claims. Car insurance should be used for large financial hits, not small claims that can be paid out-of-pocket.
- Raise your credit score for cheaper rates. Having an over-800 credit score could save a minimum of $366 per year over a credit score ranging from 670-739. Conversely, a poor credit score could cost up to $424 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- You don’t have to stick with the same company. Taking 5-10 minutes before every policy renewal to get free car insurance quotes is our best recommendation for saving money. Companies make rate modifications frequently and you can switch companies at any time.
- The higher the deductibles, the lower the cost. Increasing your policy deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Reduce coverage on older vehicles. Removing comprehensive and/or collision coverage from older vehicles that are no longer worth much can reduce the cost of car insurance significantly.