- Aberdeen car insurance rates average $2,312 per year, or approximately $193 per month.
- For cheap car insurance in Aberdeen, small SUV models like the Honda CR-V, Toyota Corolla Cross, and Nissan Kicks rank very well for overall cost.
What is average car insurance cost in Aberdeen?
In Aberdeen, average car insurance cost is $2,312 per year, which is 4% more than the national average rate of $2,221. Per month, Aberdeen drivers can expect to pay an average of $193 for a policy that provides full coverage.
In the state of South Dakota, the average car insurance cost is $2,524 per year, so the cost in Aberdeen averages $212 less per year. The average cost to insure a car in Aberdeen compared to other South Dakota locations is about $566 per year cheaper than in Rapid City, about the same as in Brookings, and $58 per year more than in Watertown.
The next chart shows examples of average Aberdeen car insurance cost. Rates are averaged for all Aberdeen Zip Codes and shown based on a number of different driver ages, risk profiles, and policy deductibles.
In the chart above, the cost of car insurance in Aberdeen ranges from $1,920 per year for a 40-year-old driver with a great rate thanks to policy discounts to $5,318 per year for a 30-year-old driver who is required to buy high risk car insurance. From a monthly budget standpoint, the average cost in the chart above ranges from $160 to $443 per month.
The age of the driver makes a big difference in the cost of auto insurance. The list below details how driver age influences cost by showing average car insurance rates for drivers from 16 to 60.
Average car insurance rates in Aberdeen for drivers age 16 to 60
- 16-year-old rated driver – $8,232 per year or $686 per month
- 17-year-old rated driver – $7,975 per year or $665 per month
- 18-year-old rated driver – $7,148 per year or $596 per month
- 19-year-old rated driver – $6,509 per year or $542 per month
- 20-year-old rated driver – $4,650 per year or $388 per month
- 30-year-old rated driver – $2,466 per year or $206 per month
- 40-year-old rated driver – $2,312 per year or $193 per month
- 50-year-old rated driver – $2,048 per year or $171 per month
- 60-year-old rated driver – $1,920 per year or $160 per month
The previous rates shown for average cost of car insurance for teen drivers were based on the rated driver being male. The chart below goes into more detail regarding the cost of insuring teen drivers and shows average car insurance cost for teenagers by gender. Females generally have cheaper auto insurance rates, especially as teenagers.
Car insurance for a 16-year-old female in Aberdeen costs an average of $543 less than male drivers each year, while at age 19, the cost difference is much less but is still $1,006 per year.
What are the cheapest vehicles to insure in Aberdeen?
The models with the most affordable car insurance rates in Aberdeen tend to be compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Hyundai Venue, and Buick Envision.
Average insurance quotes for those vehicles cost $2,012 or less per year to get full coverage.
A few other vehicles that come in near the top in our auto insurance price comparison are the Honda HR-V, Acura RDX, Volkswagen Tiguan, and Subaru Outback. The average cost is somewhat higher for those models than the cheapest crossovers and compact SUVs at the top of the list, but they still have an average insurance cost of $2,156 or less per year, or around $180 per month.
The following table breaks down the vehicles with the cheapest overall insurance rates in Aberdeen, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,708 | $142 |
| 2 | Chevrolet Trailblazer | $1,740 | $145 |
| 3 | Kia Soul | $1,806 | $151 |
| 4 | Nissan Kicks | $1,820 | $152 |
| 5 | Honda Passport | $1,842 | $154 |
| 6 | Buick Envision | $1,852 | $154 |
| 7 | Toyota Corolla Cross | $1,864 | $155 |
| 8 | Hyundai Venue | $1,880 | $157 |
| 9 | Mazda CX-5 | $1,886 | $157 |
| 10 | Ford Bronco Sport | $1,894 | $158 |
| 11 | Volkswagen Tiguan | $1,914 | $160 |
| 12 | Acura RDX | $1,934 | $161 |
| 13 | Nissan Murano | $1,944 | $162 |
| 14 | Buick Encore | $1,966 | $164 |
| 15 | Subaru Outback | $1,968 | $164 |
| 16 | Honda CR-V | $1,972 | $164 |
| 17 | Buick Envista | $1,976 | $165 |
| 18 | Volkswagen Taos | $1,980 | $165 |
| 19 | Kia Niro | $1,992 | $166 |
| 20 | Toyota GR Corolla | $2,008 | $167 |
| 21 | Honda HR-V | $2,012 | $168 |
| 22 | Subaru Ascent | $2,014 | $168 |
| 23 | Nissan Leaf | $2,024 | $169 |
| 24 | Chevrolet Colorado | $2,036 | $170 |
| 25 | Honda Civic | $2,046 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
A table showing 25 of the cheapest vehicles to insure in Aberdeen is fine if you just want the absolute lowest rates. A more efficient way to group rates for more vehicle models is to break them out by their automotive segment. The six sections below show the top 20 vehicles with the lowest cost insurance rates for the most popular automotive segments.
Cheapest cars to insure in Aberdeen, SD
The top five models for the cheapest Aberdeen auto insurance rates in the sedan or hatchback segment are the Nissan Sentra, Toyota GR Corolla, Honda Civic, Subaru Impreza, and Nissan Leaf. Auto insurance quotes for these models average $2,124 or less per year, or around $177 per month.
Some other cars that are affordable to insure include the Chevrolet Malibu, Toyota Corolla, Toyota Prius, and Honda Accord, with average annual insurance rates of $2,254 per year or less.
Additional vehicles worth mentioning include the Mazda 3, Hyundai Ioniq 6, Mitsubishi Mirage G4, Toyota Crown, and Nissan Versa, which average between $2,254 and $2,390 per year for full-coverage insurance.
Full-coverage auto insurance in Aberdeen for this segment for an average middle-age driver will start around $167 per month, depending on where you live and the company you use.
The next table ranks the twenty cars with the cheapest auto insurance rates in Aberdeen.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,008 | $167 |
| Nissan Leaf | Compact | $2,024 | $169 |
| Honda Civic | Compact | $2,046 | $171 |
| Nissan Sentra | Compact | $2,116 | $176 |
| Subaru Impreza | Compact | $2,124 | $177 |
| Toyota Prius | Compact | $2,162 | $180 |
| Kia K5 | Midsize | $2,226 | $186 |
| Honda Accord | Midsize | $2,234 | $186 |
| Chevrolet Malibu | Midsize | $2,240 | $187 |
| Toyota Corolla | Compact | $2,254 | $188 |
| Kia Forte | Compact | $2,256 | $188 |
| Volkswagen Arteon | Midsize | $2,272 | $189 |
| Nissan Versa | Compact | $2,278 | $190 |
| Subaru Legacy | Midsize | $2,278 | $190 |
| Hyundai Ioniq 6 | Midsize | $2,302 | $192 |
| Mitsubishi Mirage G4 | Compact | $2,332 | $194 |
| Volkswagen Jetta | Compact | $2,338 | $195 |
| Toyota Crown | Midsize | $2,342 | $195 |
| Hyundai Sonata | Midsize | $2,344 | $195 |
| Mazda 3 | Compact | $2,390 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Aberdeen car insurance quotes from the best auto insurance companies in South Dakota.
Cheapest SUV insurance rates in Aberdeen
The lowest-cost SUVs to insure in Aberdeen are the Subaru Crosstrek at $1,708 per year, the Chevrolet Trailblazer at $1,740 per year, and the Kia Soul at $1,806 per year.
Additional SUVs that have cheaper rates include the Toyota Corolla Cross, Buick Envision, Hyundai Venue, and Mazda CX-5, with average rates of $1,894 per year or less.
Ranked in the bottom half of the top 20 cheapest SUVs to insure, models like the Volkswagen Tiguan, Honda HR-V, Buick Encore, Kia Niro, Volkswagen Taos, and Subaru Outback cost between $1,894 and $2,014 to insure per year in Aberdeen.
Full-coverage insurance in this segment can cost as low as $142 per month, depending on your company and location.
When vehicle size is considered, the most affordable non-luxury compact SUV to insure in Aberdeen is the Subaru Crosstrek at $1,708 per year, or $142 per month. For midsize models, the Honda Passport has the best rates at $1,842 per year, or $154 per month. And for full-size SUVs, the Chevrolet Tahoe has the most affordable rates at $2,172 per year, or $181 per month.
The next table ranks the twenty SUVs with the most affordable average auto insurance rates in Aberdeen.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,708 | $142 |
| Chevrolet Trailblazer | Compact | $1,740 | $145 |
| Kia Soul | Compact | $1,806 | $151 |
| Nissan Kicks | Compact | $1,820 | $152 |
| Honda Passport | Midsize | $1,842 | $154 |
| Buick Envision | Compact | $1,852 | $154 |
| Toyota Corolla Cross | Compact | $1,864 | $155 |
| Hyundai Venue | Compact | $1,880 | $157 |
| Mazda CX-5 | Compact | $1,886 | $157 |
| Ford Bronco Sport | Compact | $1,894 | $158 |
| Volkswagen Tiguan | Compact | $1,914 | $160 |
| Nissan Murano | Midsize | $1,944 | $162 |
| Buick Encore | Compact | $1,966 | $164 |
| Subaru Outback | Midsize | $1,968 | $164 |
| Honda CR-V | Compact | $1,972 | $164 |
| Buick Envista | Midsize | $1,976 | $165 |
| Volkswagen Taos | Compact | $1,980 | $165 |
| Kia Niro | Compact | $1,992 | $166 |
| Honda HR-V | Compact | $2,012 | $168 |
| Subaru Ascent | Midsize | $2,014 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Don’t see insurance rates for your SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in South Dakota.
Cheapest luxury car insurance rates
The cheapest luxury cars to insure in Aberdeen are the Acura Integra at $2,056 per year, the BMW 330i at $2,356 per year, and the Mercedes-Benz CLA250 at $2,380 per year.
Not the cheapest in the list, but still ranking well, are luxury cars like the Genesis G70, Lexus ES 350, Lexus RC 300, and Cadillac CT4, with an average cost of $2,432 per year or less.
From a monthly standpoint, full-coverage car insurance in this segment for a middle-age safe driver can cost as low as $171 per month, depending on where you live and the company you use.
If ranked by vehicle size, the cheapest small luxury car to insure in Aberdeen is the Acura Integra at $2,056 per year. For midsize luxury models, the Mercedes-Benz CLA250 is cheapest to insure at $2,380 per year. And for large luxury cars, the Audi A5 has the cheapest car insurance rates at $2,746 per year.
The next table ranks the twenty luxury cars with the lowest-cost auto insurance rates in Aberdeen, starting with the Acura Integra at $2,056 per year and ending with the Audi S3 at $2,594 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,056 | $171 |
| BMW 330i | Compact | $2,356 | $196 |
| Mercedes-Benz CLA250 | Midsize | $2,380 | $198 |
| Lexus IS 300 | Midsize | $2,382 | $199 |
| Acura TLX | Compact | $2,392 | $199 |
| Lexus ES 350 | Midsize | $2,414 | $201 |
| Cadillac CT4 | Compact | $2,416 | $201 |
| Genesis G70 | Compact | $2,422 | $202 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,424 | $202 |
| Lexus RC 300 | Midsize | $2,432 | $203 |
| Lexus IS 350 | Compact | $2,440 | $203 |
| Jaguar XF | Midsize | $2,448 | $204 |
| Cadillac CT5 | Midsize | $2,490 | $208 |
| Lexus ES 250 | Midsize | $2,502 | $209 |
| BMW 330e | Compact | $2,510 | $209 |
| Lexus RC 350 | Compact | $2,510 | $209 |
| BMW 228i | Compact | $2,512 | $209 |
| BMW 230i | Compact | $2,532 | $211 |
| Lexus ES 300h | Midsize | $2,536 | $211 |
| Audi S3 | Compact | $2,594 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Aberdeen car insurance quotes from top-rated auto insurance companies in South Dakota.
Cheapest luxury SUV insurance rates
Ranking at the top for the most affordable Aberdeen auto insurance rates in the luxury SUV segment are the Cadillac XT4, Lexus NX 250, Acura RDX, Cadillac XT5, and Jaguar E-Pace. Car insurance rates for these models average $2,184 or less per year.
Additional models that have affordable insurance rates include the Mercedes-Benz GLB 250, Lexus UX 250h, Lexus NX 350h, and Lexus NX 450h, with average cost of $2,230 per year or less.
Auto insurance in Aberdeen for this segment will start around $161 per month, depending on where you live and the company you use. The table below ranks the luxury SUVs with the most affordable auto insurance rates in Aberdeen, starting with the Acura RDX at $1,934 per year and ending with the Lexus RX 350 at $2,320 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,934 | $161 |
| Lexus NX 250 | Compact | $2,046 | $171 |
| Cadillac XT4 | Compact | $2,090 | $174 |
| Jaguar E-Pace | Midsize | $2,162 | $180 |
| Lexus NX 350h | Compact | $2,182 | $182 |
| Cadillac XT5 | Midsize | $2,184 | $182 |
| Lincoln Corsair | Compact | $2,208 | $184 |
| Mercedes-Benz GLB 250 | Compact | $2,212 | $184 |
| Lexus UX 250h | Compact | $2,216 | $185 |
| Lexus NX 450h | Compact | $2,230 | $186 |
| Infiniti QX50 | Midsize | $2,248 | $187 |
| Mercedes-Benz GLA250 | Compact | $2,254 | $188 |
| Mercedes-Benz GLA35 AMG | Compact | $2,262 | $189 |
| Cadillac XT6 | Midsize | $2,264 | $189 |
| Infiniti QX60 | Midsize | $2,276 | $190 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,278 | $190 |
| Land Rover Evoque | Compact | $2,308 | $192 |
| Acura MDX | Midsize | $2,310 | $193 |
| Lexus NX 350 | Compact | $2,320 | $193 |
| Lexus RX 350 | Midsize | $2,320 | $193 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see insurance cost for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in South Dakota.
Cheapest pickup truck insurance rates
Ranking at the top for the most affordable Aberdeen auto insurance rates in the pickup segment are the Nissan Titan, Nissan Frontier, Ford Ranger, Ford Maverick, and Chevrolet Colorado. Auto insurance quotes for these vehicles average $187 or less per month.
Other models that have affordable insurance rates are the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with average annual insurance rates of $2,376 per year or less.
On a monthly basis, auto insurance rates on this segment in Aberdeen will start around $170 per month, depending on the company.
The comparison table below ranks the pickups with the cheapest car insurance in Aberdeen, starting with the Chevrolet Colorado at $2,036 per year ($170 per month) and ending with the Ram Truck at $2,674 per year ($223 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,036 | $170 |
| Nissan Titan | Full-size | $2,160 | $180 |
| Nissan Frontier | Midsize | $2,184 | $182 |
| Ford Ranger | Midsize | $2,208 | $184 |
| Ford Maverick | Midsize | $2,244 | $187 |
| Honda Ridgeline | Midsize | $2,294 | $191 |
| Hyundai Santa Cruz | Midsize | $2,330 | $194 |
| Toyota Tacoma | Midsize | $2,340 | $195 |
| GMC Sierra 2500 HD | Heavy Duty | $2,350 | $196 |
| GMC Canyon | Midsize | $2,376 | $198 |
| Jeep Gladiator | Midsize | $2,434 | $203 |
| GMC Sierra 3500 | Heavy Duty | $2,446 | $204 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,470 | $206 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,538 | $212 |
| GMC Sierra | Full-size | $2,552 | $213 |
| Nissan Titan XD | Heavy Duty | $2,554 | $213 |
| Chevrolet Silverado | Full-size | $2,558 | $213 |
| Ford F150 | Full-size | $2,586 | $216 |
| GMC Hummer EV Pickup | Full-size | $2,652 | $221 |
| Ram Truck | Full-size | $2,674 | $223 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see your truck in the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in South Dakota.
Cheapest sports cars to insure in Aberdeen
The lowest-cost sports cars to insure in Aberdeen are the Mazda MX-5 Miata at $2,140 per year, the Toyota GR86 at $2,436 per year, and the Ford Mustang at $2,540 per year.
Some other sports cars that rank well are the BMW M2, Lexus RC F, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,764 per year or less.
Ranked from 10th to 20th place, cars like the Lexus LC 500, BMW M3, Mercedes-Benz AMG GT53, Jaguar F-Type, and Chevrolet Corvette average between $2,764 and $3,914 to insure per year in Aberdeen.
From a monthly standpoint, auto insurance rates on this segment in Aberdeen for a middle-age safe driver starts at an average of $178 per month, depending on the company.
The comparison table below ranks the twenty sports cars with the cheapest insurance in Aberdeen, starting with the Mazda MX-5 Miata at $2,140 per year ($178 per month) and ending with the Porsche Taycan at $3,914 per year ($326 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,140 | $178 |
| Toyota GR86 | Sports Car | $2,436 | $203 |
| Ford Mustang | Sports Car | $2,540 | $212 |
| BMW Z4 | Sports Car | $2,552 | $213 |
| Subaru WRX | Sports Car | $2,592 | $216 |
| Toyota GR Supra | Sports Car | $2,596 | $216 |
| BMW M2 | Sports Car | $2,672 | $223 |
| Nissan Z | Sports Car | $2,676 | $223 |
| Lexus RC F | Sports Car | $2,732 | $228 |
| Subaru BRZ | Sports Car | $2,764 | $230 |
| BMW M3 | Sports Car | $2,918 | $243 |
| Porsche 718 | Sports Car | $2,976 | $248 |
| Chevrolet Camaro | Sports Car | $3,002 | $250 |
| Chevrolet Corvette | Sports Car | $3,202 | $267 |
| Porsche 911 | Sports Car | $3,312 | $276 |
| BMW M4 | Sports Car | $3,450 | $288 |
| Lexus LC 500 | Sports Car | $3,466 | $289 |
| Jaguar F-Type | Sports Car | $3,646 | $304 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,828 | $319 |
| Porsche Taycan | Sports Car | $3,914 | $326 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Aberdeen, SD Zip Codes. Updated June 26, 2025
Looking for a different vehicle? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Aberdeen.
The highs and lows of car insurance rates
To help clarify the extent to which auto insurance rates can range between drivers (and also emphasize the importance of accurate rate quotes), the sections below visualize detailed rates for three popular models in Aberdeen: the Chevrolet Silverado, Honda CR-V, and Honda Pilot.
The example for each vehicle shows average rates for different profiles to show how rates can be very different based on driver risk profile and policy coverages.
Chevrolet Silverado insurance rates
Insurance for a Chevrolet Silverado in Aberdeen averages $2,558 per year, or around $213 per month, and varies from $2,120 to $5,932 per year.
The Chevrolet Silverado is classified as a full-size truck, and other similar models that are popular in Aberdeen, South Dakota, include the Ram Truck, Toyota Tundra, Ford F150, and GMC Sierra.
Honda CR-V insurance rates
In Aberdeen, Honda CR-V insurance averages $1,972 per year ($164 per month) and ranges from $1,640 to $4,526.
The Honda CR-V is considered a compact SUV, and additional similar models include the Ford Escape, Subaru Forester, Nissan Rogue, and Toyota RAV4.
Honda Pilot insurance rates
Insurance for a Honda Pilot in Aberdeen costs an average of $2,252 per year (about $188 per month) and varies from $1,870 to $5,200 per year for the driver examples used in the next chart.
The Honda Pilot is considered a midsize SUV, and other similar models include the Kia Sorento, Ford Explorer, Kia Telluride, and Jeep Grand Cherokee.
Tips for saving money on Aberdeen car insurance
Drivers are often looking to pay less for auto insurance So take a minute or two to look through the savings tips below and see if you can save a few dollars on your next renewal or new policy.
- Remove unneeded coverage on older cars. Dropping physical damage coverage (comprehensive and collision) from older vehicles that are no longer worth much can cheapen the cost significantly.
- Keep your claim-free discount. Insurance companies give a discounted rate if you have not filed any claims. Auto insurance should be used in the case of larger claims, not minor claims.
- Lower the cost of your policy by increasing deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Safe drivers have cheaper auto insurance. Causing too many accidents will raise rates, potentially as much as $3,300 per year for a 20-year-old driver and even as much as $564 per year for a 60-year-old driver. So drive safe and save!
- Choose a vehicle with more affordable auto insurance rates. The vehicle you choose to drive is one of the primary factors in the cost of insurance. For example, a Subaru Forester costs $2,440 less per year to insure in Aberdeen than a Nissan GT-R. Lower performance vehicles save money.