- Dallas car insurance cost averages $2,520 per year for full coverage, or around $210 on a monthly basis.
- For cheap car insurance in Dallas, SUV models like the Chevrolet Trailblazer, Hyundai Venue, and Subaru Crosstrek have better auto insurance rates.
- A few vehicles with the lowest cost auto insurance in Dallas in their segment include the Chevrolet Colorado ($2,218 per year), Nissan Titan ($2,358 per year), Acura Integra ($2,240 per year), and Jaguar E-Pace ($2,356 per year).
- Auto insurance quotes in Dallas have significant variability from as low as $34 per month for just liability insurance to well over $669 per month for teenage drivers and high-risk drivers.
How much does car insurance cost in Dallas?
Average car insurance rates in Dallas cost $2,520 per year, or approximately $210 per month. When compared to the overall national average rate, Dallas car insurance cost is 12.6% more expensive per year.
In the state of Texas, the average car insurance expense is $2,350 per year, so the average cost in Dallas is $170 more per year. When compared to other cities in Texas, the average cost of insurance in Dallas is about $228 per year more expensive than in Fort Worth, $172 per year more than in San Antonio, and $8 per year more than in Houston.
The next chart shows a summary of auto insurance rates in Dallas for 2024 model year vehicles, averaged based on a number of different driver ages, physical damage deductibles, and driver risk profiles.

The average cost of car insurance per month in Dallas is $210, with policy premium ranging from $175 to $483 for drivers age 20 to 60 and the risk profiles included in the previous chart.
Car insurance rates can have significant differences in cost and can change frequently. This large rate variability emphasizes the need for multiple auto insurance quotes when searching online for more affordable car insurance in Dallas, TX.
The age of the rated driver has a big impact on the price you pay for auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Dallas for driver ages from 16 to 60.
Average cost of car insurance in Dallas, TX, for drivers age 16 to 60
- 16-year-old driver – $8,976 per year or $748 per month
- 17-year-old driver – $8,697 per year or $725 per month
- 18-year-old driver – $7,792 per year or $649 per month
- 19-year-old driver – $7,097 per year or $591 per month
- 20-year-old driver – $5,070 per year or $423 per month
- 30-year-old driver – $2,688 per year or $224 per month
- 40-year-old driver – $2,520 per year or $210 per month
- 50-year-old driver – $2,234 per year or $186 per month
- 60-year-old driver – $2,094 per year or $175 per month
The rates shown above for teenage drivers were based on a male driver. The next chart gets more specific and separates car insurance cost for teens by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.

Car insurance for a 16-year-old female in Dallas costs an average of $589 less per year than the cost to insure a 16-year-old male driver, while at age 19, it’s still $1,096 cheaper per year for females than males.
The vehicle models that have high popularity in Dallas tend to be compact and midsize cars like the Volkswagen Jetta, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Honda CR-V, Ford Escape, and Jeep Grand Cherokee.
Other popular models from other segments include luxury models like the BMW 530i and Infiniti QX60, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Nissan GT-R and Chevy Corvette.
We get into different rates in much more detail in a little bit, but before we get into that, let’s quickly revisit some of the general concepts that we covered up to this point.
- Dallas, TX, car insurance costs more than the U.S. average – $2,520 (Dallas average) versus $2,221 (U.S. average)
- Dallas auto insurance prices are more expensive than the Texas state average – $2,520 (Dallas average) compared to $2,350 (Texas average)
- Car insurance for teens gets very expensive – Cost ranges from $6,001 to $8,976 per year to insure a teenage driver in Dallas, TX.
- Car insurance costs less as you age – Auto insurance rates for a 40-year-old driver in Dallas are $2,550 per year cheaper than for a 20-year-old driver.
- Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $820 more per year for $250 physical damage deductibles versus $1,000.
Which vehicles have cheap insurance in Dallas?
When all makes and models are compared, the models with the most affordable insurance rates in Dallas tend to be crossover SUVs like the Subaru Crosstrek, Kia Soul, Hyundai Venue, and Toyota Corolla Cross.
Average auto insurance prices for those models cost $2,192 or less per year ($183 per month) for a full coverage policy.
Other vehicles that rank towards the top in the cost comparison table are the Kia Niro, Subaru Outback, Buick Encore, and Volkswagen Tiguan. Average rates are marginally higher for those models than the crossovers and small SUVs at the top of the list, but they still have an average cost of $2,351 or less per year in Dallas.
The next table details the top 30 cheapest vehicles to insure in Dallas, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,862 | $155 |
2 | Chevrolet Trailblazer | $1,894 | $158 |
3 | Kia Soul | $1,968 | $164 |
4 | Nissan Kicks | $1,982 | $165 |
5 | Honda Passport | $2,006 | $167 |
6 | Buick Envision | $2,020 | $168 |
7 | Toyota Corolla Cross | $2,028 | $169 |
8 | Hyundai Venue | $2,048 | $171 |
9 | Mazda CX-5 | $2,056 | $171 |
10 | Ford Bronco Sport | $2,064 | $172 |
11 | Volkswagen Tiguan | $2,086 | $174 |
12 | Acura RDX | $2,108 | $176 |
13 | Nissan Murano | $2,116 | $176 |
14 | Buick Encore | $2,140 | $178 |
15 | Subaru Outback | $2,148 | $179 |
16 | Honda CR-V | $2,150 | $179 |
17 | Buick Envista | $2,154 | $180 |
18 | Volkswagen Taos | $2,158 | $180 |
19 | Kia Niro | $2,170 | $181 |
20 | Toyota GR Corolla | $2,190 | $183 |
21 | Subaru Ascent | $2,192 | $183 |
22 | Honda HR-V | $2,194 | $183 |
23 | Nissan Leaf | $2,208 | $184 |
24 | Chevrolet Colorado | $2,218 | $185 |
25 | Lexus NX 250 | $2,230 | $186 |
26 | Honda Civic | $2,232 | $186 |
27 | Volkswagen Atlas | $2,236 | $186 |
28 | Acura Integra | $2,240 | $187 |
29 | Subaru Forester | $2,244 | $187 |
30 | Volkswagen Atlas Cross Sport | $2,246 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 27, 2025
A table of 30 vehicles with the cheapest insurance in Dallas serves the purpose if you just want the absolute lowest rates. Due to the fact that we track over 700 vehicles, a lot of models get left out. Let’s take a different approach and reorganize the models with the cheapest rates in Dallas in a format that makes more sense.
The section below discusses the average cost of car insurance in Dallas for each different automotive segment. The average rates shown should give a better understanding of the types of vehicles that have the least expensive rates. Then the subsequent sections will break out the specific models that have the cheapest insurance rates in each unique segment.
Dallas auto insurance rates by automotive segment
If you’re car shopping, it’s useful to have an idea of which styles of vehicles have cheaper insurance rates.
As an example, many people wonder if midsize cars have cheaper insurance than full-size cars or if midsize pickups have more affordable insurance than full-size pickups.
The next chart shows the average cost of car insurance rates in Dallas for different vehicle segments. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the cheapest average rates, with luxury, performance, and sports cars having the most expensive overall car insurance rates.

Rates by segment are close enough for making an overall comparison, but insurance rates for specific models range substantially within each vehicle segment shown in the above chart.
For example, in the midsize SUV segment, average Dallas insurance rates range from the Honda Passport costing $2,006 per year to the Rivian R1S costing $3,098 per year, a difference of $1,092 within that segment.
As another example, in the large truck segment, average rates range from the Nissan Titan costing $2,358 per year to the Toyota Tundra at $3,000 per year.
In the sections going forward, we eliminate much of the variability by looking at the cost of car insurance in Dallas for specific cars, trucks, and SUVs.
Cheapest car insurance rates in Dallas
The Toyota GR Corolla ranks #1 as the most affordable car to insure in Dallas, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model averages $2,190 per year to insure with full coverage.
Additional cars that rank well in our comparison include the Kia K5, Toyota Prius, Toyota Corolla, and Honda Accord, with an average cost to insure of $2,454 per year or less.
As a cost per month, car insurance rates on this segment in Dallas for an average middle-age driver starts at around $183 per month, depending on your location.
If prices are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Dallas is the Toyota GR Corolla at $2,190 per year. For midsize cars, the Kia K5 has the cheapest rates at $2,428 per year. And for full-size cars, the Chrysler 300 has the best rates at $2,400 per year.
The next table ranks the twenty cars with the most affordable car insurance in Dallas, starting with the Toyota GR Corolla at $183 per month and ending with the Mazda 3 at $217 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,190 | $183 |
Nissan Leaf | Compact | $2,208 | $184 |
Honda Civic | Compact | $2,232 | $186 |
Nissan Sentra | Compact | $2,308 | $192 |
Subaru Impreza | Compact | $2,316 | $193 |
Toyota Prius | Compact | $2,356 | $196 |
Kia K5 | Midsize | $2,428 | $202 |
Honda Accord | Midsize | $2,434 | $203 |
Chevrolet Malibu | Midsize | $2,444 | $204 |
Toyota Corolla | Compact | $2,454 | $205 |
Kia Forte | Compact | $2,458 | $205 |
Volkswagen Arteon | Midsize | $2,478 | $207 |
Nissan Versa | Compact | $2,486 | $207 |
Subaru Legacy | Midsize | $2,488 | $207 |
Hyundai Ioniq 6 | Midsize | $2,508 | $209 |
Mitsubishi Mirage G4 | Compact | $2,546 | $212 |
Volkswagen Jetta | Compact | $2,548 | $212 |
Toyota Crown | Midsize | $2,552 | $213 |
Hyundai Sonata | Midsize | $2,556 | $213 |
Mazda 3 | Compact | $2,606 | $217 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 26, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated companies in Texas.
Cheapest SUV insurance rates in Dallas, Texas
The Subaru Crosstrek takes the #1 ranking as the cheapest SUV to insure in Dallas, followed by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model averages $1,862 per year for full-coverage auto insurance.
Additional models that have affordable insurance rates are the Mazda CX-5, Ford Bronco Sport, Hyundai Venue, and Toyota Corolla Cross, with average insurance cost of $2,064 per year or less.
As a cost per month, auto insurance rates on this segment in Dallas for an average middle-age driver starts at an average of $155 per month, depending on your location. The next table ranks the SUVs with the lowest-cost car insurance in Dallas, starting with the Subaru Crosstrek at $1,862 per year and ending with the Subaru Ascent at $2,192 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,862 | $155 |
Chevrolet Trailblazer | Compact | $1,894 | $158 |
Kia Soul | Compact | $1,968 | $164 |
Nissan Kicks | Compact | $1,982 | $165 |
Honda Passport | Midsize | $2,006 | $167 |
Buick Envision | Compact | $2,020 | $168 |
Toyota Corolla Cross | Compact | $2,028 | $169 |
Hyundai Venue | Compact | $2,048 | $171 |
Mazda CX-5 | Compact | $2,056 | $171 |
Ford Bronco Sport | Compact | $2,064 | $172 |
Volkswagen Tiguan | Compact | $2,086 | $174 |
Nissan Murano | Midsize | $2,116 | $176 |
Buick Encore | Compact | $2,140 | $178 |
Subaru Outback | Midsize | $2,148 | $179 |
Honda CR-V | Compact | $2,150 | $179 |
Buick Envista | Midsize | $2,154 | $180 |
Volkswagen Taos | Compact | $2,158 | $180 |
Kia Niro | Compact | $2,170 | $181 |
Subaru Ascent | Midsize | $2,192 | $183 |
Honda HR-V | Compact | $2,194 | $183 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 26, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see your SUV in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Dallas car insurance quotes from the best auto insurance companies in Texas.
Cheapest pickup insurance rates in Dallas
Ranking at the top for the lowest-cost Dallas auto insurance rates in the pickup truck segment are the Nissan Frontier, Ford Maverick, Nissan Titan, Chevrolet Colorado, and Ford Ranger. Rates for these models average $2,446 or less per year, or around $204 per month.
Also ranking in the top 10 are pickups like the Toyota Tacoma, GMC Sierra 2500 HD, GMC Canyon, and Hyundai Santa Cruz, with an average cost to insure of $2,592 per year or less.
Auto insurance rates for this segment in Dallas for a safe driver starts at an average of $185 per month, depending on the company. The next table ranks the pickups with the most affordable auto insurance rates in Dallas, starting with the Chevrolet Colorado at $185 per month and ending with the Ram Truck at $243 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,218 | $185 |
Nissan Titan | Full-size | $2,358 | $197 |
Nissan Frontier | Midsize | $2,384 | $199 |
Ford Ranger | Midsize | $2,408 | $201 |
Ford Maverick | Midsize | $2,446 | $204 |
Honda Ridgeline | Midsize | $2,500 | $208 |
Hyundai Santa Cruz | Midsize | $2,542 | $212 |
Toyota Tacoma | Midsize | $2,550 | $213 |
GMC Sierra 2500 HD | Heavy Duty | $2,566 | $214 |
GMC Canyon | Midsize | $2,592 | $216 |
Jeep Gladiator | Midsize | $2,652 | $221 |
GMC Sierra 3500 | Heavy Duty | $2,672 | $223 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,692 | $224 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,768 | $231 |
GMC Sierra | Full-size | $2,784 | $232 |
Chevrolet Silverado | Full-size | $2,786 | $232 |
Nissan Titan XD | Heavy Duty | $2,788 | $232 |
Ford F150 | Full-size | $2,820 | $235 |
GMC Hummer EV Pickup | Full-size | $2,892 | $241 |
Ram Truck | Full-size | $2,914 | $243 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Dallas car insurance quotes from top-rated auto insurance companies in Texas.
Cheapest luxury car insurance rates in Dallas, TX
The four highest ranking luxury cars with the most affordable average auto insurance rates in Dallas are the Acura Integra at $2,240 per year, BMW 330i at $2,566 per year, Mercedes-Benz CLA250 at $2,592 per year, and Lexus IS 300 at $2,598 per year.
Additional luxury cars that are affordable to insure include the Lexus RC 300, Genesis G70, Cadillac CT4, and Lexus ES 350, with an average car insurance cost of $2,648 per year or less.
Additional luxury cars that rank well include the Lexus ES 300h, Lexus IS 350, Lexus RC 350, BMW 228i, and Audi S3, which cost between $2,648 and $2,826 per year to insure in Dallas.
Car insurance in this segment for a safe driver will start around $187 per month, depending on your company and location.
If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Dallas is the Acura Integra at $2,240 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $2,592 per year. And for full-size luxury cars, the Audi A5 is most affordable to insure at $2,992 per year.
The comparison table below ranks the twenty luxury cars with the most affordable car insurance in Dallas, starting with the Acura Integra at $2,240 per year and ending with the Audi S3 at $2,826 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,240 | $187 |
BMW 330i | Compact | $2,566 | $214 |
Mercedes-Benz CLA250 | Midsize | $2,592 | $216 |
Lexus IS 300 | Midsize | $2,598 | $217 |
Acura TLX | Compact | $2,608 | $217 |
Cadillac CT4 | Compact | $2,632 | $219 |
Lexus ES 350 | Midsize | $2,632 | $219 |
Genesis G70 | Compact | $2,638 | $220 |
Mercedes-Benz AMG CLA35 | Midsize | $2,642 | $220 |
Lexus RC 300 | Midsize | $2,648 | $221 |
Lexus IS 350 | Compact | $2,660 | $222 |
Jaguar XF | Midsize | $2,666 | $222 |
Cadillac CT5 | Midsize | $2,716 | $226 |
Lexus ES 250 | Midsize | $2,728 | $227 |
Lexus RC 350 | Compact | $2,736 | $228 |
BMW 330e | Compact | $2,738 | $228 |
BMW 228i | Compact | $2,740 | $228 |
BMW 230i | Compact | $2,762 | $230 |
Lexus ES 300h | Midsize | $2,766 | $231 |
Audi S3 | Compact | $2,826 | $236 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 27, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Don’t see your luxury car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Dallas car insurance quotes from top auto insurance companies in Texas.
Cheapest luxury SUVs to insure in Dallas
The top three luxury SUV models with the lowest-cost insurance in Dallas are the Acura RDX at $2,108 per year, the Lexus NX 250 at $2,230 per year, and the Cadillac XT4 at $2,276 per year.
Some other luxury SUVs that have affordable average insurance rates include the Lexus NX 350h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 450h, with average insurance cost of $2,430 per year or less.
Ranked lower than 10th place, but still in the top 20, models like the Infiniti QX60, Cadillac XT6, Lexus RX 350, Mercedes-Benz GLA35 AMG, and Land Rover Evoque average between $2,430 and $2,530 per year for full-coverage insurance.
On a monthly basis, full-coverage insurance in this segment for an average middle-age driver starts at an average of $176 per month, depending on your location.
If prices are ranked by vehicle size, the cheapest compact luxury SUV to insure in Dallas is the Acura RDX at $2,108 per year, or $176 per month. For midsize luxury SUV models, the Jaguar E-Pace is the cheapest model to insure at $2,356 per year, or $196 per month. And for full-size luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,826 per year, or $236 per month.
The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance rates in Dallas, starting with the Acura RDX at $2,108 per year and ending with the Lexus RX 350 at $2,530 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,108 | $176 |
Lexus NX 250 | Compact | $2,230 | $186 |
Cadillac XT4 | Compact | $2,276 | $190 |
Jaguar E-Pace | Midsize | $2,356 | $196 |
Cadillac XT5 | Midsize | $2,378 | $198 |
Lexus NX 350h | Compact | $2,378 | $198 |
Lincoln Corsair | Compact | $2,408 | $201 |
Mercedes-Benz GLB 250 | Compact | $2,412 | $201 |
Lexus UX 250h | Compact | $2,416 | $201 |
Lexus NX 450h | Compact | $2,430 | $203 |
Infiniti QX50 | Midsize | $2,450 | $204 |
Mercedes-Benz GLA250 | Compact | $2,456 | $205 |
Cadillac XT6 | Midsize | $2,466 | $206 |
Mercedes-Benz GLA35 AMG | Compact | $2,466 | $206 |
Infiniti QX60 | Midsize | $2,480 | $207 |
Mercedes-Benz AMG GLB35 | Midsize | $2,482 | $207 |
Land Rover Evoque | Compact | $2,516 | $210 |
Acura MDX | Midsize | $2,518 | $210 |
Lexus NX 350 | Compact | $2,526 | $211 |
Lexus RX 350 | Midsize | $2,530 | $211 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 27, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Texas.
Cheapest sports car insurance rates in Dallas
The top five models for the lowest-cost Dallas car insurance rates in the performance and sports car segment are the Toyota GR86, Subaru WRX, Ford Mustang, Mazda MX-5 Miata, and BMW Z4. Car insurance rates for these vehicles average $2,826 or less per year.
Rounding out the top 10 are cars like the Nissan Z, Toyota GR Supra, BMW M2, and Lexus RC F, with an average car insurance cost of $3,016 per year or less.
Ranked in the lower half of the top 20, models like the BMW M3, BMW M4, Jaguar F-Type, Mercedes-Benz AMG GT53, and Porsche 911 average between $3,016 and $4,268 per year for auto insurance in Dallas.
Full-coverage auto insurance in Dallas for this segment for a middle-age safe driver will start around $194 per month, depending on your location.
The table below ranks the sports cars with the cheapest average insurance rates in Dallas, starting with the Mazda MX-5 Miata at $2,332 per year ($194 per month) and ending with the Porsche Taycan at $4,268 per year ($356 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,332 | $194 |
Toyota GR86 | Sports Car | $2,656 | $221 |
Ford Mustang | Sports Car | $2,768 | $231 |
BMW Z4 | Sports Car | $2,784 | $232 |
Subaru WRX | Sports Car | $2,826 | $236 |
Toyota GR Supra | Sports Car | $2,830 | $236 |
BMW M2 | Sports Car | $2,912 | $243 |
Nissan Z | Sports Car | $2,920 | $243 |
Lexus RC F | Sports Car | $2,978 | $248 |
Subaru BRZ | Sports Car | $3,016 | $251 |
BMW M3 | Sports Car | $3,182 | $265 |
Porsche 718 | Sports Car | $3,244 | $270 |
Chevrolet Camaro | Sports Car | $3,276 | $273 |
Chevrolet Corvette | Sports Car | $3,488 | $291 |
Porsche 911 | Sports Car | $3,612 | $301 |
BMW M4 | Sports Car | $3,764 | $314 |
Lexus LC 500 | Sports Car | $3,782 | $315 |
Jaguar F-Type | Sports Car | $3,978 | $332 |
Mercedes-Benz AMG GT53 | Sports Car | $4,172 | $348 |
Porsche Taycan | Sports Car | $4,268 | $356 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Dallas, TX Zip Codes. Updated June 27, 2025
Don’t see your sports car in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Texas.
Best practices for saving money on auto insurance
Drivers should always be looking to pay less for car insurance, so take a minute or two to look through the tips in this next list and maybe you’ll find a way to save a few bucks on your next policy.
- Shop around. Taking the time to get a few free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not even have to wait until your policy renewal date to switch.
- Credit score can influence insurance rates. Drivers who have credit scores over 800 may save $396 per year versus a rating of 670-739. Conversely, an imperfect credit score below 579 could cost around $459 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Be a careful driver and save. At-fault accidents increase insurance cost, as much as $3,598 per year for a 20-year-old driver and as much as $616 per year for a 60-year-old driver. So be safe and save.
- Avoid filing small claims. Most insurance companies give a discounted rate if you have no claims. Insurance is intended to be used to protect you from larger claims, not for insignificant claims.
- Higher deductibles mean lower cost. Increasing deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Your occupation could save you a few bucks. Most auto insurance providers offer discounts for working in professions like engineers, doctors, nurses, lawyers, accountants, college professors, and others. If you qualify for this occupational discount, you could save between $76 and $245 on your car insurance bill, depending on the policy coverages.
- Compare insurance cost before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurers can price policies with a wide range of prices. Get quotes to see the cost of insurance before you buy to prevent insurance sticker shock when insuring your new car.