Burlington Car Insurance Cost 2025 (Cheapest to Insure)

• Burlington car insurance rates average $1,994 per year, or about $166 per month.
• Burlington car insurance averages $4 per year less than the Vermont state average ($1,998) and $227 per year less than the average for all 50 states ($2,221).
• For cheap auto insurance in Burlington, models like the Kia Soul, Honda Passport, Buick Envision, and Chevrolet Trailblazer have the most affordable rates.
• A few vehicles with the lowest cost car insurance in Burlington in their automotive segment include the Nissan Titan ($1,866 per year), Toyota GR Corolla ($1,734 per year), Chevrolet Colorado ($1,756 per year), and Kia K5 ($1,920 per year).

How much does car insurance cost in Burlington?

The average car insurance cost in Burlington is $1,994 per year, or about $166 per month for a policy that provides full coverage. It costs 10.8% less to insure the average vehicle in Burlington, VT, than the national average rate of $2,221.

The average cost of car insurance in Vermont is $1,998 per year, so Burlington drivers pay an average of $4 less per year than the overall Vermont state-wide average rate. When prices are compared to other locations in Vermont, the average cost of car insurance in Burlington is about $16 per year more than in Rutland, $16 per year more expensive than in South Burlington, and $6 per year more expensive than in Essex Junction.

The age of the rated driver has a significant impact the cost of car insurance, so the list below details how driver age influences cost by breaking down average car insurance rates in Burlington for young, middle-age, and senior drivers.

Average car insurance cost for Burlington, Vermont, drivers age 16 to 60

• 16-year-old rated driver – $7,102 per year or $592 per month
• 17-year-old rated driver – $6,878 per year or $573 per month
• 18-year-old rated driver – $6,164 per year or $514 per month
• 19-year-old rated driver – $5,613 per year or $468 per month
• 20-year-old rated driver – $4,010 per year or $334 per month
• 30-year-old rated driver – $2,126 per year or $177 per month
• 40-year-old rated driver – $1,994 per year or $166 per month
• 50-year-old rated driver – $1,768 per year or $147 per month
• 60-year-old rated driver – $1,654 per year or $138 per month

The next chart shows additional data for the 20 to 60-year-old age groups by including rates for three different physical damage deductibles. These extra rates can help you understand how car insurance rates increase with lower deductibles, and decreases on a high-deductible policy.

Average car insurance rates in the chart above range from $1,400 per year for a policy with high deductibles for a 60-year-old driver to $4,664 per year for a 20-year-old driver with a low deductible policy.

When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Burlington ranges from $117 to $389.

Vehicle models that are popular in Burlington tend to be small or midsize sedans like the Toyota Corolla and Toyota Camry and small or midsize SUVs like the Ford Escape and Subaru Outback.

Additional popular vehicles from different automotive segments include luxury models like the Tesla Model S, Infiniti QX60, and Cadillac XT5 and sports cars like the Audi TT, Chevy Corvette, and Ford Mustang.

We get into more rates in the upcoming sections, but before we get into those numbers, let’s revisit the key concepts that were presented in the data up to this point.

• Auto insurance for teenagers can be very expensive – Cost ranges from $4,745 to $7,102 per year to insure a teenage driver in Burlington, Vermont.
• Burlington auto insurance rates are cheaper than the Vermont state average – $1,994 (Burlington average) compared to $1,998 (Vermont average)
• Auto insurance gets cheaper as you age – Average car insurance rates for a 60-year-old driver in Burlington are $2,356 per year cheaper than for a 20-year-old driver.
• Average car insurance cost per month ranges from $138 to $592 – That is the average auto insurance price range for drivers age 16 to 60 in Burlington.
• Teenage girls have cheaper rates than teen males – Teenage female drivers pay $868 to $471 less annually than males of the same age.
• Auto insurance rates decrease a lot from age 20 to 30 – The average 30-year-old Burlington driver will pay $1,884 less annually than a 20-year-old driver, $2,126 versus $4,010.

Which vehicles have cheap insurance in Burlington?

When comparing rates for all vehicle models, the models with the most affordable auto insurance rates in Burlington tend to be small SUVs like the Kia Soul, Chevrolet Trailblazer, Hyundai Venue, and Nissan Kicks.

Average car insurance quotes for those small SUVs cost $1,620 or less per year for full coverage.

A few other vehicles that have very good insurance prices in our auto insurance price comparison are the Volkswagen Tiguan, Acura RDX, Volkswagen Taos, and Ford Bronco Sport. Insurance is somewhat higher for those models than the crossovers and compact SUVs that rank at the top, but they still have an average cost of $145 or less per month.

The table below details the top 30 cheapest vehicles to insure in Burlington, sorted by annual and monthly insurance cost.

The table above that contains 30 vehicle rankings is great if you’re just wanting the lowest rates. A more useful way to rank car insurance rates in a pragmatic manner is to break them out by vehicle segment.

This next section goes into the average cost of auto insurance for each different vehicle segment. This should give you a better understanding of which types of cars, trucks, and SUVs that have the overall least expensive average car insurance rates. The subsequent sections show the specific models that have the cheapest insurance rates in each unique segment.

Burlington car insurance rates by automotive segment

If you’re shopping around for a different vehicle, it’s very useful to know which types of vehicles have more affordable insurance rates. For instance, you may be wondering if compact SUVs are more affordable to insure than minivans or which size of luxury car has cheaper insurance.

The next chart shows average auto insurance rates in Burlington for different vehicle segments. As a general rule, compact SUVs and midsize pickup trucks have the least expensive rates, with high-performance exotic models having the most expensive insurance.

Average auto insurance rates by segment are precise enough for blanket comparisons, but rates range greatly within each vehicle segment shown in the above chart.

For example, in the small SUV segment, Burlington car insurance rates range from the Subaru Crosstrek costing $1,474 per year for full coverage insurance up to the Ford Mustang Mach-E costing $2,332 per year.

As another example, in the large SUV segment, rates range from the Chevrolet Tahoe costing $1,870 per year up to the Toyota Sequoia costing $2,494 per year, a difference of $624 within that segment.

In the sections going forward, we eliminate this variability by comparing average auto insurance cost from a model perspective.

Cheapest cars to insure in Burlington, VT

Ranking at the top of the list for the cheapest Burlington auto insurance rates in the sedan or hatchback segment are the Subaru Impreza, Nissan Leaf, Toyota GR Corolla, Honda Civic, and Nissan Sentra. Auto insurance rates for these models average $153 or less per month.

Not the cheapest, but still in the top 10, are models like the Kia K5, Toyota Prius, Toyota Corolla, and Honda Accord, with average cost of $1,942 per year or less.

Additional vehicles that made the list include the Toyota Crown, Volkswagen Arteon, Mitsubishi Mirage G4, Subaru Legacy, and Nissan Versa, which cost between $1,942 and $2,062 per year for auto insurance in Burlington.

As a cost per month, full-coverage car insurance in this segment will start around $145 per month, depending on your company and location.

If insurance rates are ranked by vehicle size, the most affordable non-luxury compact car to insure in Burlington is the Toyota GR Corolla at $1,734 per year, or $145 per month. For midsize models, the Kia K5 has the best rates at $1,920 per year, or $160 per month. And for full-size sedans, the Chrysler 300 is cheapest to insure at $1,898 per year, or $158 per month.

The table below ranks the cars with the lowest-cost average insurance rates in Burlington.

See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

Don’t see rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Burlington car insurance quotes from top car insurance companies in Vermont.

Cheapest SUV insurance rates in Burlington, Vermont

Ranking at the top for the lowest-cost Burlington auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Honda Passport, Kia Soul, Chevrolet Trailblazer, and Nissan Kicks. Auto insurance prices for these models average $1,590 or less per year, or around $133 per month.

Not the cheapest in the list, but still ranking well, are models like the Toyota Corolla Cross, Mazda CX-5, Buick Envision, and Hyundai Venue, with an average cost of $1,634 per year or less.

Some additional 2024 models that made the list include the Kia Niro, Buick Envista, Volkswagen Tiguan, and Subaru Outback, which cost between $1,634 and $1,736 to insure per year in Burlington.

As a cost per month, auto insurance on this segment in Burlington for a good driver starts at around $123 per month, depending on your company and location.

The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance rates in Burlington, starting with the Subaru Crosstrek at $1,474 per year and ending with the Subaru Ascent at $1,736 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Don’t see rates for your SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Burlington car insurance quotes from the best car insurance companies in Vermont.

Cheapest pickup trucks to insure in Burlington

Ranking in the top five for the most affordable Burlington car insurance rates in the pickup segment are the Chevrolet Colorado, Nissan Titan, Ford Ranger, Nissan Frontier, and Ford Maverick. Auto insurance quotes for these 2024 models average $161 or less per month.

Additional pickups that have affordable average insurance rates are the GMC Sierra 2500 HD, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with an average cost of $2,050 per year or less.

From a monthly standpoint, auto insurance on this segment in Burlington for a good driver will start around $146 per month, depending on your location.

The next table ranks the pickups with the lowest-cost car insurance in Burlington, starting with the Chevrolet Colorado at $1,756 per year ($146 per month) and ending with the Ram Truck at $2,306 per year ($192 per month).

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Is your pickup truck missing from the table above? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Vermont.

Cheapest luxury car insurance rates in Burlington, Vermont

The four top-ranked luxury car models with the cheapest car insurance in Burlington are the Acura Integra at $1,772 per year, BMW 330i at $2,028 per year, Mercedes-Benz CLA250 at $2,050 per year, and Lexus IS 300 at $2,054 per year.

Also ranking well in our comparison are cars like the Genesis G70, Lexus ES 350, Lexus RC 300, and Cadillac CT4, with average cost of $2,094 per year or less.

Auto insurance rates in Burlington for this segment for a safe driver starts at around $148 per month, depending on the company and where you live.

The table below ranks the twenty cars with the cheapest car insurance rates in Burlington, starting with the Acura Integra at $148 per month and ending with the Audi S3 at $186 per month.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Looking for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Burlington car insurance quotes from top-rated companies in Vermont.

Cheapest luxury SUV insurance rates in Burlington, Vermont

The four cheapest luxury SUV models to insure in Burlington are the Acura RDX at $1,670 per year, Lexus NX 250 at $1,766 per year, Cadillac XT4 at $1,800 per year, and Jaguar E-Pace at $1,866 per year.

Other models that rank well in our comparison include the Lexus UX 250h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 350h, with average cost of $1,924 per year or less.

Some additional vehicles that make the list include the Infiniti QX50, Mercedes-Benz GLA35 AMG, Land Rover Evoque, and Mercedes-Benz GLA250, which average between $1,924 and $2,004 per year to insure.

From a monthly standpoint, auto insurance rates in Burlington on this segment can cost as low as $139 per month, depending on the company and where you live.

The lowest-cost compact luxury SUV to insure in Burlington is the Acura RDX at $1,670 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $1,866 per year. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,234 per year.

The next table ranks the twenty SUVs with the most affordable car insurance in Burlington, starting with the Acura RDX at $139 per month and ending with the Lexus RX 350 at $167 per month.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Burlington car insurance quotes from top car insurance companies in Vermont.

Cheapest sports car insurance rates in Burlington, VT

Ranking highest for the lowest-cost Burlington auto insurance rates in the sports car segment are the Mazda MX-5 Miata, Toyota GR86, Ford Mustang, Subaru WRX, and BMW Z4. Insurance rates for these 2024 models average $186 or less per month.

Other cars that rank well in our comparison are the Toyota GR Supra, Lexus RC F, Nissan Z, and BMW M2, with an average car insurance cost of $2,384 per year or less.

Full-coverage car insurance in Burlington for this segment for an average middle-age driver can cost as low as $154 per month, depending on the company. The rate comparison table below ranks the sports cars with the cheapest average auto insurance rates in Burlington, starting with the Mazda MX-5 Miata at $1,844 per year ($154 per month) and ending with the Porsche Taycan at $3,376 per year ($281 per month).

Is your vehicle not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Vermont.

Prices vary based on driver risk

To help show the amount the cost of auto insurance can range for different applicants (and also emphasize the importance of accurate rate quotes), the sections below have comprehensive rates for four popular models in Burlington: the Ram Truck, Nissan Sentra, Honda Pilot, and Toyota Camry.

Each example shows average rates for different profiles to demonstrate the price difference based on changes in the type of driver rated on the policy.

Ram Truck insurance rates

Car insurance for a Ram Truck in Burlington costs an average of $2,306 per year ($192 per month) and has a range of $1,912 to $5,310 annually.

The Ram Truck is part of the full-size truck segment, and additional similar models include the GMC Sierra, Toyota Tundra, and Ford F150.

Nissan Sentra insurance rates

Insurance for a Nissan Sentra in Burlington costs an average of $1,826 per year ($152 per month) and has a range of $1,516 to $4,152.

The Nissan Sentra is classified as a compact car, and other similar models that are popular in Burlington include the Honda Civic, Volkswagen Jetta, and Hyundai Elantra.

Honda Pilot insurance rates

Insurance for a Honda Pilot in Burlington costs an average of $1,940 per year, or about $162 per month, and has a range of $1,612 to $4,486 per year.

The Honda Pilot is considered a midsize SUV, and other popular models include the Ford Edge, Kia Telluride, and Kia Sorento.

Toyota Camry insurance rates

Toyota Camry insurance in Burlington costs an average of $2,142 per year, or around $179 per month, and has a range of $1,780 to $4,924 for the example driver profiles in the chart below.

The Toyota Camry is classified as a midsize car, and additional models from the same segment that are popular in Burlington, VT, include the Honda Accord, Chevrolet Malibu, and Kia K5.

How to save on car insurance in Burlington

Drivers are always searching for ways to reduce the monthly expense for auto insurance, so take a minute and read through the tips and ideas in this next list and see if you can save some money when buying car insurance.

• No accidents means cheaper auto insurance rates. At-fault accidents raise insurance rates, possibly by an extra $960 per year for a 30-year-old driver and even $486 per year for a 60-year-old driver. So be a cautious driver and save.
• If your vehicle is older, remove optional coverages. Removing physical damage coverage from older vehicles whose value has decreased will cut the cost of car insurance substantially.
• Lots of discounts equals cheaper auto insurance. Savings may be available if the insureds choose electronic billing, are senior citizens, insure multiple vehicles on the same policy, are claim-free, or many other discounts which could save the average Burlington driver as much as $336 per year.
• Buy vehicles with cheaper auto insurance rates. The vehicle you drive is one of the biggest factors in the price you pay for insurance. For example, a Honda CR-V costs $2,024 less per year to insure in Burlington than a Acura NSX. Lower performance vehicles cost less to insure.
• Bring up your credit score to save money. Drivers who maintain a credit score over 800 could save an average of $313 per year over a lower credit score of 670-739. Conversely, a poor credit rating could cost up to $363 more per year. Not all states use credit score as a rating factor, so check with your agent or company.