- St. Petersburg car insurance cost averages $2,804 per year for a full-coverage policy, or about $234 per month.
- Auto insurance rates for a few popular models in St. Petersburg include the Subaru Outback at $2,388 per year, GMC Sierra at $3,096, and Jeep Grand Cherokee at $2,804.
- Compact SUVs like the Nissan Kicks, Subaru Crosstrek, Toyota Corolla Cross, and Buick Encore get the nod for cheap car insurance in St. Petersburg.
- Car insurance quotes in St. Petersburg can vary significantly from as low as $36 per month for just liability insurance to well over $697 per month drivers with many accidents and violations.
How much does car insurance cost in St. Petersburg?
In St. Petersburg, the average price for car insurance is $2,804 per year, which is 23.2% more than the overall national average rate of $2,221. Per month, St. Petersburg car insurance costs around $234 for a policy with full coverage.
The average cost of car insurance in Florida is $2,754 per year, so St. Petersburg, FL, drivers pay an average of $50 more per year than the overall Florida state-wide average rate. The cost of auto insurance in St. Petersburg compared to other Florida locations is around $304 per year more than in Orlando, $292 per year cheaper than in Miami, and $350 per year more than in Jacksonville.
The age of the driver is one of the biggest factors in determining the price of car insurance, so the list below illustrates these differences by breaking down average car insurance rates for driver ages 16 through 60.
Average cost of car insurance in St. Petersburg by driver age
- 16-year-old driver – $9,986 per year or $832 per month
- 17-year-old driver – $9,676 per year or $806 per month
- 18-year-old driver – $8,671 per year or $723 per month
- 19-year-old driver – $7,896 per year or $658 per month
- 20-year-old driver – $5,642 per year or $470 per month
- 30-year-old driver – $2,990 per year or $249 per month
- 40-year-old driver – $2,804 per year or $234 per month
- 50-year-old driver – $2,484 per year or $207 per month
- 60-year-old driver – $2,326 per year or $194 per month
The chart below shows different average St. Petersburg car insurance rates for a variety of driver ages, policy deductibles, and potential risk scenarios.
Average rates in the chart range from $2,328 per year for a 40-year-old driver who meets many discount requirements to $6,450 per year for a 20-year-old driver with a lot of violations and accidents. The overall average rate we use to compare the cost between models and locations is the 40-year-old safe driver rate, which is an average cost of $2,804 per year in St. Petersburg.
As a monthly price, average car insurance cost in St. Petersburg ranges from $194 to $538 for the same annual rate data shown in the chart above.
St. Petersburg auto insurance rates can vary considerably and depend on a lot of factors. This large rate variability stresses the need for accurate free car insurance quotes when shopping online for more affordable car insurance in St. Petersburg, Florida.
Car insurance cost for popular vehicles
The rates referenced earlier in this article are the average cost across all 2024 model year vehicles, which is useful for making overall comparisons like the cost difference between two locations. For more in-depth rate comparisons, however, the data will be more precise if we analyze the specific model of vehicle being insured.
In the next few sections, we compare lots of rates for specific models, but for now, we will just look at the most popular vehicles to see how auto insurance prices compare in St. Petersburg.
The list below breaks down average annual and monthly auto insurance cost for some of the more popular vehicles that you can find on the streets of St. Petersburg.
Car insurance cost for popular St. Petersburg vehicles
- Subaru Outback – $2,388 per year ($199 per month)
- GMC Sierra – $3,096 per year ($258 per month)
- Jeep Grand Cherokee – $2,804 per year ($234 per month)
- Ford Escape – $2,558 per year ($213 per month)
- Chevrolet Equinox – $2,582 per year ($215 per month)
- Jeep Wrangler – $3,202 per year ($267 per month)
- Toyota Camry – $3,012 per year ($251 per month)
- Subaru Forester – $2,496 per year ($208 per month)
- Jeep Cherokee – $3,024 per year ($252 per month)
- Nissan Altima – $3,038 per year ($253 per month)
Vehicle models that are popular in St. Petersburg tend to be compact or midsize cars like the Nissan Sentra and Honda Accord and compact or midsize SUVs like the Toyota RAV4 and Subaru Outback.
Some additional popular models in St. Petersburg from other segments include luxury SUVs like the Infiniti QX60 and Cadillac XT5, luxury cars like the Tesla Model S and Acura ILX, and pickup trucks like the Ram 1500 and Ford Ranger.
We will explore car insurance rates for many more models in the upcoming sections, but before we dive into that data, let’s quickly review some of the key ideas we covered so far.
- Average cost per month ranges from $194 to $832 – That is the average auto insurance cost range for insured drivers age 16 to 60 in St. Petersburg.
- St. Petersburg, FL, car insurance costs more than the U.S. average – $2,804 (St. Petersburg average) compared to $2,221 (U.S. average)
- Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $910 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- St. Petersburg car insurance rates are more expensive than the Florida state average – $2,804 (St. Petersburg average) compared to $2,754 (Florida average)
- Auto insurance for teen drivers is not cheap – Rates can range from $6,675 to $9,986 per year for car insurance for teens in St. Petersburg.
Which vehicles have the cheapest auto insurance rates?
When comparing all 2024 makes and models, the models with the cheapest average car insurance rates in St Petersburg, FL, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks. Average auto insurance rates for those vehicles cost $2,276 or less per year ($190 per month) to have full coverage.
Some other vehicles that are ranked high in the cost comparison table below are the Acura RDX, Honda HR-V, Volkswagen Tiguan, and Ford Bronco Sport. Rates are a little bit more for those models than the cheapest compact SUVs at the top of the list, but they still have an average insurance cost of $2,440 or less per year.
The next table ranks the cheapest vehicles to insure in St. Petersburg, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,014 | $168 |
| 2 | Chevrolet Trailblazer | $2,050 | $171 |
| 3 | Kia Soul | $2,128 | $177 |
| 4 | Nissan Kicks | $2,148 | $179 |
| 5 | Honda Passport | $2,166 | $181 |
| 6 | Buick Envision | $2,182 | $182 |
| 7 | Toyota Corolla Cross | $2,198 | $183 |
| 8 | Hyundai Venue | $2,218 | $185 |
| 9 | Mazda CX-5 | $2,220 | $185 |
| 10 | Ford Bronco Sport | $2,232 | $186 |
| 11 | Volkswagen Tiguan | $2,254 | $188 |
| 12 | Acura RDX | $2,276 | $190 |
| 13 | Nissan Murano | $2,290 | $191 |
| 14 | Buick Encore | $2,314 | $193 |
| 15 | Subaru Outback | $2,322 | $194 |
| 16 | Honda CR-V | $2,324 | $194 |
| 17 | Buick Envista | $2,334 | $195 |
| 18 | Volkswagen Taos | $2,336 | $195 |
| 19 | Kia Niro | $2,344 | $195 |
| 20 | Subaru Ascent | $2,364 | $197 |
| 21 | Toyota GR Corolla | $2,364 | $197 |
| 22 | Honda HR-V | $2,374 | $198 |
| 23 | Nissan Leaf | $2,386 | $199 |
| 24 | Chevrolet Colorado | $2,398 | $200 |
| 25 | Lexus NX 250 | $2,408 | $201 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 27, 2025
The above table containing 25 vehicle models with cheap St. Petersburg car insurance is not the most useful way to show a comprehesive view of St. Petersburg insurance rates. Considering we track over 700 makes and models of vehicles, that’s a lot of vehicles that get omitted from the list.
Let’s try a different approach and reorganize the models with the lowest rates in a format that makes more sense. The six sections below rank the top 20 models with the lowest cost car insurance rates in St. Petersburg for each of the primary vehicle segments.
Cheapest car insurance rates in St. Petersburg, Florida
The top five models for the lowest-cost St Petersburg auto insurance rates in the non-luxury sedan or hatchback segment are the Nissan Sentra, Nissan Leaf, Honda Civic, Toyota GR Corolla, and Subaru Impreza. Car insurance prices for these models average $2,576 or less per year.
Also ranking well are models like the Toyota Prius, Honda Accord, Toyota Corolla, and Kia K5, with average rates of $2,730 per year or less.
Additional vehicles that make the list include the Nissan Versa, Mazda 3, Mitsubishi Mirage G4, and Toyota Crown, which average between $2,730 and $2,900 to insure per year.
Full-coverage car insurance in this segment for an average middle-age driver starts at an average of $203 per month, depending on where you live and the company you use.
When vehicle size is considered, the most affordable compact car to insure in St Petersburg is the Toyota GR Corolla at $2,436 per year, or $203 per month. For midsize 2024 models, the Kia K5 has the best rates at $2,702 per year, or $225 per month. And for large cars, the Chrysler 300 has the most affordable rates at $2,670 per year, or $223 per month.
The comparison table below ranks the cars with the lowest-cost car insurance rates in St Petersburg, starting with the Toyota GR Corolla at $2,436 per year and ending with the Mazda 3 at $2,900 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,436 | $203 |
| Nissan Leaf | Compact | $2,456 | $205 |
| Honda Civic | Compact | $2,482 | $207 |
| Nissan Sentra | Compact | $2,568 | $214 |
| Subaru Impreza | Compact | $2,576 | $215 |
| Toyota Prius | Compact | $2,620 | $218 |
| Kia K5 | Midsize | $2,702 | $225 |
| Honda Accord | Midsize | $2,708 | $226 |
| Chevrolet Malibu | Midsize | $2,718 | $227 |
| Toyota Corolla | Compact | $2,730 | $228 |
| Kia Forte | Compact | $2,736 | $228 |
| Volkswagen Arteon | Midsize | $2,754 | $230 |
| Nissan Versa | Compact | $2,764 | $230 |
| Subaru Legacy | Midsize | $2,766 | $231 |
| Hyundai Ioniq 6 | Midsize | $2,790 | $233 |
| Mitsubishi Mirage G4 | Compact | $2,830 | $236 |
| Toyota Crown | Midsize | $2,836 | $236 |
| Volkswagen Jetta | Compact | $2,836 | $236 |
| Hyundai Sonata | Midsize | $2,844 | $237 |
| Mazda 3 | Compact | $2,900 | $242 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 26, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap St. Petersburg car insurance quotes from top companies in Florida.
Cheapest SUV insurance rates in St. Petersburg
The top-ranked vehicle in St Petersburg for the lowest-cost insurance in the SUV segment is the Subaru Crosstrek, at $2,070 per year. Second place is the Chevrolet Trailblazer at $2,106 per year, and in third place is the Kia Soul, at an average of $2,188 per year.
Additional models that are affordable to insure are the Hyundai Venue, Ford Bronco Sport, Mazda CX-5, and Toyota Corolla Cross, with an average car insurance cost of $2,294 per year or less.
Full-coverage car insurance for this segment in St Petersburg for a middle-age safe driver will start around $173 per month, depending on the company and where you live.
When ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in St Petersburg is the Subaru Crosstrek at $2,070 per year, or $173 per month. For midsize models, the Honda Passport is cheapest to insure at $2,232 per year, or $186 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $2,632 per year, or $219 per month.
The comparison table below ranks the SUVs with the lowest-cost car insurance in St Petersburg, starting with the Subaru Crosstrek at $173 per month and ending with the Subaru Ascent at $203 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,070 | $173 |
| Chevrolet Trailblazer | Compact | $2,106 | $176 |
| Kia Soul | Compact | $2,188 | $182 |
| Nissan Kicks | Compact | $2,206 | $184 |
| Honda Passport | Midsize | $2,232 | $186 |
| Buick Envision | Compact | $2,246 | $187 |
| Toyota Corolla Cross | Compact | $2,260 | $188 |
| Hyundai Venue | Compact | $2,276 | $190 |
| Mazda CX-5 | Compact | $2,286 | $191 |
| Ford Bronco Sport | Compact | $2,294 | $191 |
| Volkswagen Tiguan | Compact | $2,320 | $193 |
| Nissan Murano | Midsize | $2,354 | $196 |
| Buick Encore | Compact | $2,380 | $198 |
| Subaru Outback | Midsize | $2,388 | $199 |
| Honda CR-V | Compact | $2,390 | $199 |
| Buick Envista | Midsize | $2,396 | $200 |
| Volkswagen Taos | Compact | $2,402 | $200 |
| Kia Niro | Compact | $2,412 | $201 |
| Subaru Ascent | Midsize | $2,438 | $203 |
| Honda HR-V | Compact | $2,440 | $203 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap St. Petersburg car insurance quotes from the best car insurance companies in Florida.
Cheapest luxury car insurance rates in St. Petersburg, FL
Ranking at the top of the list for the cheapest St Petersburg auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura Integra, Acura TLX, Lexus IS 300, and BMW 330i. Auto insurance rates for these vehicles average $2,898 or less per year, or around $242 per month.
Additional luxury cars that rank well in our comparison are the Lexus ES 350, Lexus RC 300, Cadillac CT4, and Genesis G70, with average cost of $2,946 per year or less.
Auto insurance rates for this segment in St Petersburg for a safe driver starts at an average of $208 per month, depending on the company and where you live. The table below ranks the twenty cars with the cheapest average insurance rates in St Petersburg, starting with the Acura Integra at $2,492 per year ($208 per month) and ending with the Audi S3 at $3,142 per year ($262 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,492 | $208 |
| BMW 330i | Compact | $2,854 | $238 |
| Mercedes-Benz CLA250 | Midsize | $2,884 | $240 |
| Lexus IS 300 | Midsize | $2,892 | $241 |
| Acura TLX | Compact | $2,898 | $242 |
| Cadillac CT4 | Compact | $2,926 | $244 |
| Lexus ES 350 | Midsize | $2,926 | $244 |
| Genesis G70 | Compact | $2,934 | $245 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,938 | $245 |
| Lexus RC 300 | Midsize | $2,946 | $246 |
| Lexus IS 350 | Compact | $2,958 | $247 |
| Jaguar XF | Midsize | $2,964 | $247 |
| Cadillac CT5 | Midsize | $3,020 | $252 |
| Lexus ES 250 | Midsize | $3,032 | $253 |
| Lexus RC 350 | Compact | $3,040 | $253 |
| BMW 330e | Compact | $3,044 | $254 |
| BMW 228i | Compact | $3,050 | $254 |
| BMW 230i | Compact | $3,072 | $256 |
| Lexus ES 300h | Midsize | $3,078 | $257 |
| Audi S3 | Compact | $3,142 | $262 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Florida.
Cheapest luxury SUV insurance rates
Ranking highest for the cheapest St Petersburg car insurance rates in the luxury SUV segment are the Lexus NX 250, Jaguar E-Pace, Acura RDX, Cadillac XT4, and Cadillac XT5. Auto insurance rates for these 2024 models average $221 or less per month.
Some other luxury SUVs that have cheaper rates are the Lexus NX 450h, Lexus UX 250h, Mercedes-Benz GLB 250, and Lexus NX 350h, with average annual insurance rates of $2,704 per year or less.
Ranking between positions 10 and 20, models like the Mercedes-Benz GLA250, Infiniti QX50, Mercedes-Benz GLA35 AMG, Lexus RX 350, and Mercedes-Benz AMG GLB35 cost between $2,704 and $2,814 per year to insure.
On a monthly basis, full-coverage insurance in St Petersburg on this segment for a good driver starts at an average of $195 per month, depending on your location and insurance company. The comparison table below ranks the SUVs with the most affordable average insurance rates in St Petersburg, starting with the Acura RDX at $2,344 per year ($195 per month) and ending with the Lexus RX 350 at $2,814 per year ($235 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,344 | $195 |
| Lexus NX 250 | Compact | $2,482 | $207 |
| Cadillac XT4 | Compact | $2,530 | $211 |
| Jaguar E-Pace | Midsize | $2,622 | $219 |
| Lexus NX 350h | Compact | $2,644 | $220 |
| Cadillac XT5 | Midsize | $2,646 | $221 |
| Lincoln Corsair | Compact | $2,678 | $223 |
| Mercedes-Benz GLB 250 | Compact | $2,682 | $224 |
| Lexus UX 250h | Compact | $2,688 | $224 |
| Lexus NX 450h | Compact | $2,704 | $225 |
| Infiniti QX50 | Midsize | $2,724 | $227 |
| Mercedes-Benz GLA250 | Compact | $2,732 | $228 |
| Mercedes-Benz GLA35 AMG | Compact | $2,742 | $229 |
| Cadillac XT6 | Midsize | $2,744 | $229 |
| Infiniti QX60 | Midsize | $2,758 | $230 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,760 | $230 |
| Land Rover Evoque | Compact | $2,798 | $233 |
| Acura MDX | Midsize | $2,802 | $234 |
| Lexus NX 350 | Compact | $2,812 | $234 |
| Lexus RX 350 | Midsize | $2,814 | $235 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see insurance cost for your luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free St. Petersburg car insurance quotes from top companies in Florida.
Cheapest pickups to insure in St. Petersburg, FL
Taking the top spot in St Petersburg for cheapest average insurance in the pickup segment is the Chevrolet Colorado, with a cost of $2,468 per year. Second place is the Nissan Titan costing $2,624 per year, the third cheapest is the Nissan Frontier, costing an average of $2,652 per year, and ranking fourth is the Ford Ranger, costing an average of $2,678 per year.
Not the cheapest pickups to insure, but still very reasonable, are trucks like the Hyundai Santa Cruz, Toyota Tacoma, GMC Sierra 2500 HD, and Honda Ridgeline, with an average cost to insure of $2,884 per year or less.
As a cost per month, car insurance in this segment starts at around $206 per month, depending on your location and insurance company. The rate comparison table below ranks the twenty pickups with the lowest-cost car insurance rates in St Petersburg.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,468 | $206 |
| Nissan Titan | Full-size | $2,624 | $219 |
| Nissan Frontier | Midsize | $2,652 | $221 |
| Ford Ranger | Midsize | $2,678 | $223 |
| Ford Maverick | Midsize | $2,720 | $227 |
| Honda Ridgeline | Midsize | $2,782 | $232 |
| Hyundai Santa Cruz | Midsize | $2,830 | $236 |
| Toyota Tacoma | Midsize | $2,840 | $237 |
| GMC Sierra 2500 HD | Heavy Duty | $2,852 | $238 |
| GMC Canyon | Midsize | $2,884 | $240 |
| Jeep Gladiator | Midsize | $2,952 | $246 |
| GMC Sierra 3500 | Heavy Duty | $2,970 | $248 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,998 | $250 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,074 | $256 |
| GMC Sierra | Full-size | $3,096 | $258 |
| Nissan Titan XD | Heavy Duty | $3,100 | $258 |
| Chevrolet Silverado | Full-size | $3,102 | $259 |
| Ford F150 | Full-size | $3,136 | $261 |
| GMC Hummer EV Pickup | Full-size | $3,214 | $268 |
| Ram Truck | Full-size | $3,242 | $270 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 27, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free St. Petersburg car insurance quotes from top car insurance companies in Florida.
Cheapest sports car insurance rates
Ranking highest for the most affordable St Petersburg auto insurance rates in the sports car and performance segment are the Subaru WRX, Ford Mustang, BMW Z4, Toyota GR86, and Mazda MX-5 Miata. Rates for these 2024 models average $3,144 or less per year, or around $262 per month.
Not the cheapest, but still very affordable, are models like the BMW M2, Subaru BRZ, Toyota GR Supra, and Lexus RC F, with average rates of $3,352 per year or less.
From a monthly standpoint, car insurance rates in this segment starts at an average of $216 per month, depending on your location and insurance company. The comparison table below ranks the twenty sports cars with the most affordable average car insurance rates in St Petersburg.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,594 | $216 |
| Toyota GR86 | Sports Car | $2,954 | $246 |
| Ford Mustang | Sports Car | $3,082 | $257 |
| BMW Z4 | Sports Car | $3,098 | $258 |
| Subaru WRX | Sports Car | $3,144 | $262 |
| Toyota GR Supra | Sports Car | $3,150 | $263 |
| BMW M2 | Sports Car | $3,240 | $270 |
| Nissan Z | Sports Car | $3,250 | $271 |
| Lexus RC F | Sports Car | $3,312 | $276 |
| Subaru BRZ | Sports Car | $3,352 | $279 |
| BMW M3 | Sports Car | $3,542 | $295 |
| Porsche 718 | Sports Car | $3,610 | $301 |
| Chevrolet Camaro | Sports Car | $3,642 | $304 |
| Chevrolet Corvette | Sports Car | $3,884 | $324 |
| Porsche 911 | Sports Car | $4,016 | $335 |
| BMW M4 | Sports Car | $4,184 | $349 |
| Lexus LC 500 | Sports Car | $4,206 | $351 |
| Jaguar F-Type | Sports Car | $4,422 | $369 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,640 | $387 |
| Porsche Taycan | Sports Car | $4,748 | $396 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all St Petersburg, FL Zip Codes. Updated June 27, 2025
Looking for rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Florida.
Examples of insurance rate variation
To help you understand the amount that auto insurance prices can deviate between drivers, the charts below visualize a wide range of car insurance rates for five popular models in St. Petersburg: the Chevrolet Silverado, Nissan Sentra, Toyota RAV4, Kia Sorento, and Toyota Supra.
Each chart uses different risk profiles to show how much prices can vary with only small risk factor changes.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in St. Petersburg averages $3,102 per year, or about $259 per month, and has a range of $2,570 to $7,196 per year.
The Chevrolet Silverado is part of the full-size truck segment, and other similar models from the same segment include the Nissan Titan, Ford F150, and Toyota Tundra.
Nissan Sentra insurance rates
Insurance for a Nissan Sentra in St. Petersburg costs an average of $2,568 per year, or around $214 per month, and ranges from $2,132 to $5,840 annually for the sample risk profiles in the chart.
The Nissan Sentra is considered a compact car, and other popular same-segment models include the Chevrolet Cruze, Hyundai Elantra, and Volkswagen Jetta.
Toyota RAV4 insurance rates
Insurance for a Toyota RAV4 in St. Petersburg averages $2,584 per year (about $215 per month) and varies from $2,148 to $5,948 annually.
The Toyota RAV4 is part of the compact SUV segment, and other popular models in the same segment include the Ford Escape, Subaru Forester, Mazda CX-5, and Chevrolet Equinox.
Kia Sorento insurance rates
Auto insurance for a Kia Sorento in St. Petersburg costs an average of $2,660 per year (about $222 per month) and ranges from $2,210 to $6,110 per year.
The Kia Sorento is considered a midsize SUV, and other similar models from the same segment include the Jeep Grand Cherokee, Ford Edge, and Toyota Highlander.
Toyota Supra insurance rates
Toyota Supra insurance in St. Petersburg costs an average of $3,060 per year, or around $255 per month, and ranges from $2,366 to $6,542 annually.
The Toyota Supra is a sports car, and other models from that segment that are popular in St. Petersburg include the Ford Mustang, Subaru BRZ, Nissan 370Z, and Chevrolet Corvette.
Tips for saving money on St. Petersburg auto insurance
St. Petersburg drivers are often looking to pay less for insurance So take a minute to review the savings concepts in the list below and maybe you’ll be able to save some money on your next policy.
- Buy vehicles with low cost insurance. The make and model of vehicle you drive is a primary factor in the price you pay for auto insurance. For example, a Hyundai Venue costs $1,366 less per year to insure in St. Petersburg than a Chevrolet Camaro. Lower performance vehicles cost less to insure.
- Improve your credit rating to save on insurance. Having a credit score over 800 could save $440 per year when compared to a decent credit rating of 670-739. Conversely, a less-than-good credit score could cost as much as $510 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- You don’t have to stick with the same company. Taking the time to get a few free car insurance quotes can significantly reduce your monthly cost. Rates change often and you can switch your coverage anytime.
- Stay claim free. Most insurers offer discounts if you do not file any claims. Car insurance should be used for larger claims, not nickel-and-dime type claims.
- Being a safe driver saves money. Having at-fault accidents will cost you more, potentially as much as $1,352 per year for a 30-year-old driver and even as much as $848 per year for a 50-year-old driver. So drive safe and save money!
- Remove unneeded coverage on older cars. Removing comprehensive and collision coverage from vehicles whose value does not support the cost of the coverage will cheapen the cost to insure considerably.