- The average cost of car insurance in Lafayette is $2,574 per year, or approximately $215 per month for full coverage.
- Lafayette car insurance costs $86 per year less than the Louisiana state average rate and $353 per year more than the average for all 50 states.
- Auto insurance rates for a few popular models in Lafayette include the Chevrolet Equinox at $2,372 per year, Honda CR-V at $2,196, and Jeep Cherokee at $2,778.
- For cheap auto insurance in Lafayette, Louisiana, compact crossovers and SUVs like the Volkswagen Tiguan, Ford Bronco Sport, Buick Envision, and Subaru Crosstrek rank very well for overall cost.
- Car insurance quotes in Lafayette have significant variability from as low as $28 per month for a liability-only policy to over $684 per month for teenage drivers and high-risk drivers.
How much is car insurance in Lafayette?
Average auto insurance cost in Lafayette is $2,574 per year, or approximately $215 per month for full coverage. It costs 14.7% more to insure the average vehicle in Lafayette than the U.S. overall average rate of $2,221.
Average auto insurance cost in Louisiana is $2,660 per year, so Lafayette drivers pay an average of $86 less per year than the overall Louisiana state-wide average rate. The average cost of insurance in Lafayette compared to other Louisiana locations is approximately $1,036 per year less than in New Orleans, $58 per year more than in Lake Charles, and $160 per year more expensive than in Shreveport.
The age of the driver has the single biggest impact on the cost of car insurance. The list below details how driver age influences cost by breaking down average car insurance rates based on the age of the driver.
Average cost of car insurance in Lafayette, Louisiana, by driver age
- 16-year-old rated driver – $9,171 per year or $764 per month
- 17-year-old rated driver – $8,885 per year or $740 per month
- 18-year-old rated driver – $7,961 per year or $663 per month
- 19-year-old rated driver – $7,249 per year or $604 per month
- 20-year-old rated driver – $5,180 per year or $432 per month
- 30-year-old rated driver – $2,746 per year or $229 per month
- 40-year-old rated driver – $2,574 per year or $215 per month
- 50-year-old rated driver – $2,282 per year or $190 per month
- 60-year-old rated driver – $2,138 per year or $178 per month
The chart below shows average Lafayette, LA, auto insurance cost for all 2024 models. Rates are averaged for all Lafayette Zip Codes and shown not only by the age of the driver, but also by three different policy deductible limits.
Average rates in the chart range from $1,808 per year for a 60-year-old driver with $1,000 comprehensive and collision coverage deductibles to $6,022 per year for a 20-year-old driver with $250 deductibles. In this article, the rate used for comparison purposes is a 40-year-old driver with $500 deductibles, which has an average cost of $2,574 per year.
As a monthly price, car insurance in Lafayette ranges from $151 to $502 for the same driver ages shown in the chart.
Lafayette auto insurance rates are priced differently for everyone and are impacted by a lot of factors. The likelihood of a wide range of rates reinforces the need for accurate car insurance quotes when shopping online for more affordable car insurance.
Insurance cost for Lafayette’s favorite vehicles
The auto insurance rates discussed up to this point take all 2024 vehicle models and average them, which is handy for making broad comparisons like between locations or by driver risk profile.
For more useful car insurance rate comparisons, however, the cost data will be more precise if we compare rates for the specific model of vehicle being insured. If you read farther in this article, we do lots of cost comparisons for different makes and models, but for now, let’s just take a high-level look at the most common vehicles to see how auto insurance rates compare in Lafayette.
This next list breaks down average insurance rates for both annual and monthly policy terms in Lafayette for popular vehicles.
Car insurance rates for popular Lafayette vehicles
- Chevrolet Equinox – $2,372 per year or $198 per month
- Honda CR-V – $2,196 per year or $183 per month
- Jeep Cherokee – $2,778 per year or $232 per month
- Mazda CX-5 – $2,100 per year or $175 per month
- Jeep Wrangler – $2,938 per year or $245 per month
- Jeep Grand Cherokee – $2,576 per year or $215 per month
- Ford Escape – $2,350 per year or $196 per month
- Nissan Sentra – $2,362 per year or $197 per month
- Toyota RAV4 – $2,374 per year or $198 per month
- Honda Accord – $2,486 per year or $207 per month
What are the cheapest car insurance rates in Lafayette?
The models with the best car insurance rates in Lafayette tend to be crossover SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks.
Average auto insurance rates for those crossover SUVs cost $2,094 or less per year, or $175 per month, for a policy with full coverage.
Examples of other vehicles that have affordable car insurance prices in the cost comparison table below are the Buick Encore, Kia Niro, Volkswagen Tiguan, and Subaru Outback. Insurance rates are somewhat higher for those models than the compact SUVs at the top of the rankings, but they still have an average cost of $2,242 or less per year in Lafayette.
The table below shows the top 40 cheapest vehicles to insure in Lafayette, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,846 | $154 |
| 2 | Chevrolet Trailblazer | $1,884 | $157 |
| 3 | Kia Soul | $1,956 | $163 |
| 4 | Nissan Kicks | $1,972 | $164 |
| 5 | Honda Passport | $1,992 | $166 |
| 6 | Buick Envision | $2,000 | $167 |
| 7 | Toyota Corolla Cross | $2,020 | $168 |
| 8 | Hyundai Venue | $2,036 | $170 |
| 9 | Mazda CX-5 | $2,040 | $170 |
| 10 | Ford Bronco Sport | $2,052 | $171 |
| 11 | Volkswagen Tiguan | $2,066 | $172 |
| 12 | Acura RDX | $2,088 | $174 |
| 13 | Nissan Murano | $2,104 | $175 |
| 14 | Buick Encore | $2,126 | $177 |
| 15 | Subaru Outback | $2,128 | $177 |
| 16 | Honda CR-V | $2,136 | $178 |
| 17 | Buick Envista | $2,144 | $179 |
| 18 | Volkswagen Taos | $2,150 | $179 |
| 19 | Kia Niro | $2,156 | $180 |
| 20 | Toyota GR Corolla | $2,168 | $181 |
| 21 | Subaru Ascent | $2,174 | $181 |
| 22 | Honda HR-V | $2,182 | $182 |
| 23 | Nissan Leaf | $2,194 | $183 |
| 24 | Chevrolet Colorado | $2,204 | $184 |
| 25 | Lexus NX 250 | $2,210 | $184 |
| 26 | Volkswagen Atlas | $2,214 | $185 |
| 27 | Honda Civic | $2,216 | $185 |
| 28 | Acura Integra | $2,224 | $185 |
| 29 | Subaru Forester | $2,224 | $185 |
| 30 | Volkswagen Atlas Cross Sport | $2,224 | $185 |
| 31 | GMC Terrain | $2,240 | $187 |
| 32 | Kia Seltos | $2,240 | $187 |
| 33 | Nissan Rogue | $2,254 | $188 |
| 34 | Hyundai Kona | $2,256 | $188 |
| 35 | Cadillac XT4 | $2,260 | $188 |
| 36 | Mazda CX-30 | $2,262 | $189 |
| 37 | Volkswagen ID4 | $2,268 | $189 |
| 38 | Ford Explorer | $2,270 | $189 |
| 39 | Toyota Highlander | $2,274 | $190 |
| 40 | Toyota Venza | $2,280 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 27, 2025
A table showing 40 vehicles with the cheapest insurance in Lafayette is not really the best way to show an overall summary of car insurance rates in Lafayette. Considering we track over 700 vehicles, only about 6% of vehicles are displayed.
So let’s dig deeper and display the models with the cheapest rates in Lafayette an alternative way, by automotive segment. The sections below list the vehicles with the lowest cost insurance rates in Lafayette for the most popular automotive segments.
Cheapest cars to insure in Lafayette, Louisiana
Out of all 2024 models, the top five lowest-cost sedans and hatchbacks to insure in Lafayette are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. Insurance rates for these vehicles range from $2,238 to $2,368 per year.
Other models that have good average insurance rates include the Kia K5, Toyota Corolla, Honda Accord, and Chevrolet Malibu, with average cost of $2,510 per year or less.
In the bottom half of the top 20, cars like the Nissan Versa, Mitsubishi Mirage G4, Subaru Legacy, Volkswagen Jetta, Mazda 3, and Toyota Crown average between $2,510 and $2,662 to insure per year.
From a cost per month standpoint, car insurance in Lafayette on this segment for the average driver starts at around $187 per month, depending on where you live and the company you use.
When rates are compared by vehicle size, the cheapest non-luxury compact car to insure in Lafayette is the Toyota GR Corolla at $2,238 per year. For midsize 2024 models, the Kia K5 has the best rates at $2,482 per year. And for full-size cars, the Chrysler 300 is the cheapest model to insure at $2,454 per year.
The table below ranks the twenty cars with the lowest-cost insurance rates in Lafayette, starting with the Toyota GR Corolla at $2,238 per year ($187 per month) and ending with the Mazda 3 at $2,662 per year ($222 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,238 | $187 |
| Nissan Leaf | Compact | $2,256 | $188 |
| Honda Civic | Compact | $2,280 | $190 |
| Nissan Sentra | Compact | $2,362 | $197 |
| Subaru Impreza | Compact | $2,368 | $197 |
| Toyota Prius | Compact | $2,406 | $201 |
| Kia K5 | Midsize | $2,482 | $207 |
| Honda Accord | Midsize | $2,486 | $207 |
| Chevrolet Malibu | Midsize | $2,498 | $208 |
| Toyota Corolla | Compact | $2,510 | $209 |
| Kia Forte | Compact | $2,516 | $210 |
| Volkswagen Arteon | Midsize | $2,530 | $211 |
| Nissan Versa | Compact | $2,536 | $211 |
| Subaru Legacy | Midsize | $2,542 | $212 |
| Hyundai Ioniq 6 | Midsize | $2,564 | $214 |
| Mitsubishi Mirage G4 | Compact | $2,598 | $217 |
| Volkswagen Jetta | Compact | $2,604 | $217 |
| Toyota Crown | Midsize | $2,606 | $217 |
| Hyundai Sonata | Midsize | $2,608 | $217 |
| Mazda 3 | Compact | $2,662 | $222 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 27, 2025
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Lafayette car insurance quotes from top-rated companies in Louisiana.
Cheapest SUV insurance rates in Lafayette
Ranked at #1 in Lafayette for the lowest-cost insurance in the non-luxury SUV segment is the Subaru Crosstrek, coming in at $1,902 per year. Second place is the Chevrolet Trailblazer costing $1,936 per year, third place goes to the Kia Soul, at an average of $2,010 per year, and ranking fourth is the Nissan Kicks, costing an average of $2,028 per year.
Some other SUVs that rank well in our comparison are the Ford Bronco Sport, Mazda CX-5, Hyundai Venue, and Buick Envision, with an average cost to insure of $2,110 per year or less.
Auto insurance rates in this segment for the average driver starts at around $159 per month, depending on your location and insurance company.
The cheapest compact SUV to insure in Lafayette is the Subaru Crosstrek at $1,902 per year. For midsize SUVs, the Honda Passport is the cheapest model to insure at $2,052 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $2,418 per year.
The comparison table below ranks the SUVs with the lowest-cost insurance in Lafayette, starting with the Subaru Crosstrek at $159 per month and ending with the Subaru Ascent at $187 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,902 | $159 |
| Chevrolet Trailblazer | Compact | $1,936 | $161 |
| Kia Soul | Compact | $2,010 | $168 |
| Nissan Kicks | Compact | $2,028 | $169 |
| Honda Passport | Midsize | $2,052 | $171 |
| Buick Envision | Compact | $2,064 | $172 |
| Toyota Corolla Cross | Compact | $2,074 | $173 |
| Hyundai Venue | Compact | $2,094 | $175 |
| Mazda CX-5 | Compact | $2,100 | $175 |
| Ford Bronco Sport | Compact | $2,110 | $176 |
| Volkswagen Tiguan | Compact | $2,132 | $178 |
| Nissan Murano | Midsize | $2,166 | $181 |
| Buick Encore | Compact | $2,188 | $182 |
| Subaru Outback | Midsize | $2,192 | $183 |
| Honda CR-V | Compact | $2,196 | $183 |
| Buick Envista | Midsize | $2,202 | $184 |
| Volkswagen Taos | Compact | $2,206 | $184 |
| Kia Niro | Compact | $2,218 | $185 |
| Honda HR-V | Compact | $2,242 | $187 |
| Subaru Ascent | Midsize | $2,242 | $187 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Lafayette car insurance quotes from top companies in Louisiana.
Cheapest luxury car insurance rates in Lafayette, Louisiana
The #1 ranking in Lafayette for the lowest-cost insurance in the luxury car segment is the Acura Integra, with an average cost of $2,292 per year. Second place is the BMW 330i at $2,622 per year, ranking third is the Mercedes-Benz CLA250, at an average of $2,650 per year, and in fourth place is the Lexus IS 300, costing an average of $2,656 per year.
Additional models that have affordable insurance rates include the Mercedes-Benz AMG CLA35, Genesis G70, Cadillac CT4, and Lexus ES 350, with average annual insurance rates of $2,708 per year or less.
Full-coverage car insurance in Lafayette for this segment for a middle-age safe driver will start around $191 per month, depending on your location and insurance company.
The most budget-friendly compact luxury car to insure in Lafayette is the Acura Integra at $2,292 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the cheapest rates at $2,650 per year. And for full-size luxury cars, the Audi A5 has the cheapest car insurance rates at $3,058 per year.
The table below ranks the luxury cars with the lowest-cost car insurance in Lafayette, starting with the Acura Integra at $2,292 per year and ending with the Audi S3 at $2,888 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,292 | $191 |
| BMW 330i | Compact | $2,622 | $219 |
| Mercedes-Benz CLA250 | Midsize | $2,650 | $221 |
| Lexus IS 300 | Midsize | $2,656 | $221 |
| Acura TLX | Compact | $2,666 | $222 |
| Cadillac CT4 | Compact | $2,690 | $224 |
| Lexus ES 350 | Midsize | $2,690 | $224 |
| Genesis G70 | Compact | $2,696 | $225 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,702 | $225 |
| Lexus RC 300 | Midsize | $2,708 | $226 |
| Lexus IS 350 | Compact | $2,720 | $227 |
| Jaguar XF | Midsize | $2,726 | $227 |
| Cadillac CT5 | Midsize | $2,776 | $231 |
| Lexus ES 250 | Midsize | $2,786 | $232 |
| Lexus RC 350 | Compact | $2,794 | $233 |
| BMW 330e | Compact | $2,798 | $233 |
| BMW 228i | Compact | $2,802 | $234 |
| BMW 230i | Compact | $2,824 | $235 |
| Lexus ES 300h | Midsize | $2,828 | $236 |
| Audi S3 | Compact | $2,888 | $241 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see your luxury car in the list? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Lafayette car insurance quotes from the best car insurance companies in Louisiana.
Cheapest luxury SUV insurance rates in Lafayette
Ranking at the top for the most affordable Lafayette car insurance rates in the luxury SUV segment are the Cadillac XT4, Jaguar E-Pace, Acura RDX, Lexus NX 250, and Cadillac XT5. Auto insurance quotes for these vehicles average $2,432 or less per year, or around $203 per month.
Some other luxury SUVs that have affordable insurance rates include the Mercedes-Benz GLB 250, Lincoln Corsair, Lexus NX 450h, and Lexus UX 250h, with average insurance cost of $2,484 per year or less.
From a cost per month standpoint, car insurance rates in Lafayette on this segment for an average middle-age driver can cost as low as $179 per month, depending on the company and where you live.
If insurance rates are ranked by vehicle size, the most budget-friendly compact luxury SUV to insure in Lafayette is the Acura RDX at $2,152 per year, or $179 per month. For midsize 2024 models, the Jaguar E-Pace is the cheapest model to insure at $2,408 per year, or $201 per month. And for large luxury SUVs, the Infiniti QX80 has the cheapest car insurance rates at $2,888 per year, or $241 per month.
The next table ranks the SUVs with the lowest-cost average auto insurance rates in Lafayette, starting with the Acura RDX at $179 per month and ending with the Lexus RX 350 at $216 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,152 | $179 |
| Lexus NX 250 | Compact | $2,280 | $190 |
| Cadillac XT4 | Compact | $2,328 | $194 |
| Jaguar E-Pace | Midsize | $2,408 | $201 |
| Cadillac XT5 | Midsize | $2,432 | $203 |
| Lexus NX 350h | Compact | $2,432 | $203 |
| Lincoln Corsair | Compact | $2,462 | $205 |
| Mercedes-Benz GLB 250 | Compact | $2,466 | $206 |
| Lexus UX 250h | Compact | $2,468 | $206 |
| Lexus NX 450h | Compact | $2,484 | $207 |
| Infiniti QX50 | Midsize | $2,504 | $209 |
| Mercedes-Benz GLA250 | Compact | $2,512 | $209 |
| Cadillac XT6 | Midsize | $2,520 | $210 |
| Mercedes-Benz GLA35 AMG | Compact | $2,520 | $210 |
| Infiniti QX60 | Midsize | $2,534 | $211 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,538 | $212 |
| Acura MDX | Midsize | $2,572 | $214 |
| Land Rover Evoque | Compact | $2,572 | $214 |
| Lexus NX 350 | Compact | $2,584 | $215 |
| Lexus RX 350 | Midsize | $2,586 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 26, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Is your luxury SUV missing from the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Lafayette car insurance quotes from the best car insurance companies in Louisiana.
Cheapest pickup insurance rates in Lafayette, Louisiana
Ranking at the top for the cheapest Lafayette auto insurance rates in the pickup segment are the Chevrolet Colorado, Nissan Frontier, Ford Ranger, Ford Maverick, and Nissan Titan. Car insurance rates for these vehicles average $2,498 or less per year.
Additional pickups that have affordable average insurance rates include the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and Honda Ridgeline, with average rates of $2,650 per year or less.
From a cost per month standpoint, full-coverage insurance on this segment in Lafayette for a good driver starts at an average of $189 per month, depending on your location and insurance company.
The rate comparison table below ranks the pickups with the cheapest insurance in Lafayette, starting with the Chevrolet Colorado at $189 per month and ending with the Ram Truck at $248 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,268 | $189 |
| Nissan Titan | Full-size | $2,408 | $201 |
| Nissan Frontier | Midsize | $2,434 | $203 |
| Ford Ranger | Midsize | $2,462 | $205 |
| Ford Maverick | Midsize | $2,498 | $208 |
| Honda Ridgeline | Midsize | $2,556 | $213 |
| Hyundai Santa Cruz | Midsize | $2,598 | $217 |
| Toyota Tacoma | Midsize | $2,608 | $217 |
| GMC Sierra 2500 HD | Heavy Duty | $2,620 | $218 |
| GMC Canyon | Midsize | $2,650 | $221 |
| Jeep Gladiator | Midsize | $2,714 | $226 |
| GMC Sierra 3500 | Heavy Duty | $2,726 | $227 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,752 | $229 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,826 | $236 |
| GMC Sierra | Full-size | $2,844 | $237 |
| Chevrolet Silverado | Full-size | $2,848 | $237 |
| Nissan Titan XD | Heavy Duty | $2,848 | $237 |
| Ford F150 | Full-size | $2,882 | $240 |
| GMC Hummer EV Pickup | Full-size | $2,952 | $246 |
| Ram Truck | Full-size | $2,978 | $248 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Lafayette car insurance quotes from the best companies in Louisiana.
Cheapest sports car insurance rates in Lafayette
The lowest-cost sports cars to insure in Lafayette are the Mazda MX-5 Miata at $2,384 per year, the Toyota GR86 at $2,714 per year, and the Ford Mustang at $2,828 per year.
Additional sports cars that have cheaper rates are the Lexus RC F, BMW M2, Subaru BRZ, and Nissan Z, with average annual insurance rates of $3,076 per year or less.
Additional vehicles worth mentioning include the Mercedes-Benz AMG GT53, Chevrolet Camaro, Porsche Taycan, Porsche 718, and BMW M3, which cost between $3,076 and $4,362 per year to insure.
Car insurance rates in Lafayette for this segment for a good driver starts at around $199 per month, depending on the company. The table below ranks the twenty sports cars with the lowest-cost average car insurance rates in Lafayette.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,384 | $199 |
| Toyota GR86 | Sports Car | $2,714 | $226 |
| Ford Mustang | Sports Car | $2,828 | $236 |
| BMW Z4 | Sports Car | $2,846 | $237 |
| Subaru WRX | Sports Car | $2,886 | $241 |
| Toyota GR Supra | Sports Car | $2,892 | $241 |
| BMW M2 | Sports Car | $2,976 | $248 |
| Nissan Z | Sports Car | $2,984 | $249 |
| Lexus RC F | Sports Car | $3,044 | $254 |
| Subaru BRZ | Sports Car | $3,076 | $256 |
| BMW M3 | Sports Car | $3,252 | $271 |
| Porsche 718 | Sports Car | $3,316 | $276 |
| Chevrolet Camaro | Sports Car | $3,344 | $279 |
| Chevrolet Corvette | Sports Car | $3,566 | $297 |
| Porsche 911 | Sports Car | $3,690 | $308 |
| BMW M4 | Sports Car | $3,842 | $320 |
| Lexus LC 500 | Sports Car | $3,862 | $322 |
| Jaguar F-Type | Sports Car | $4,062 | $339 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,264 | $355 |
| Porsche Taycan | Sports Car | $4,362 | $364 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lafayette, LA Zip Codes. Updated June 27, 2025
Don’t see insurance rates for your vehicle? Not a problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Lafayette.
Best practices for saving money on car insurance
Drivers are always looking to save money on insurance So scan the savings tips below and maybe you’ll find a way to save some money on your next policy.
- Choose a vehicle that is cheaper to insure. The vehicle you drive is a huge factor in the price you pay for car insurance in Lafayette. For example, a Subaru Impreza costs $2,644 less per year to insure in Lafayette than a Nissan GT-R. Insure cheaper models and save money.
- Compare rates before buying a car. Different cars can have very different insurance premiums, and insurers charge a wide range of costs. Check the cost of insurance before you buy a different vehicle in order to avoid any surprises when insuring your new vehicle.
- Excellent credit scores get the best rates. Drivers with high 800+ credit scores could save up to $404 per year over a good credit rating of 670-739. Conversely, a weak credit score could cost as much as $468 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Save money due to your occupation. Most insurance companies offer discounts for being employed in professions like police officers and law enforcement, scientists, college professors, accountants, architects, engineers, and others. Getting this discount applied to your policy could save between $77 and $250 on your car insurance bill, subject to policy limits.
- Shop around anytime. Taking a few minutes to get free car insurance quotes is the best way to save money. Companies make rate modifications frequently and you do not have to wait for your renewal to change companies.