- Columbus car insurance averages $2,026 per year, or about $169 per month for a full coverage policy.
- For cheap car insurance in Columbus, compact crossovers and SUVs like the Subaru Crosstrek, Nissan Kicks, Chevrolet Trailblazer, and Hyundai Venue have some of the best auto insurance rates.
- Models with the cheapest auto insurance in Columbus for their respective segments include the Jaguar E-Pace at $1,894 per year, Toyota GR Corolla at $1,760 per year, Acura Integra at $1,800 per year, and Chevrolet Colorado at $1,782 per year.
- Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.
How much does Columbus car insurance cost?
The average car insurance cost in Columbus is $2,026 per year, which is 9.2% less than the national average rate of $2,221. The average cost per month for car insurance in Columbus is $169 for a policy that provides full coverage.
In the state of Ohio, the average car insurance cost is $1,948 per year, so the cost in Columbus averages $78 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $56 per year cheaper than in Toledo, $168 per year more expensive than in Parma, and $16 per year cheaper than in Cincinnati.
The next chart shows a summary of auto insurance rates in Columbus for 2024 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.

Average car insurance rates in the chart above range from $1,682 per year for a 40-year-old driver who meets the requirements for many policy discounts to $4,656 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.
From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $140 to $388.
The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.
Columbus car insurance cost by driver age
- 16 year old – $7,211 per year or $601 per month
- 17 year old – $6,987 per year or $582 per month
- 18 year old – $6,265 per year or $522 per month
- 19 year old – $5,705 per year or $475 per month
- 20 year old – $4,076 per year or $340 per month
- 30 year old – $2,162 per year or $180 per month
- 40 year old – $2,026 per year or $169 per month
- 50 year old – $1,794 per year or $150 per month
- 60 year old – $1,680 per year or $140 per month
The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Car insurance for a 16-year-old female driver in Columbus costs an average of $471 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $881 per year cheaper for females.
The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.
A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.
We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.
- Columbus car insurance cost is less than the U.S. average – $2,026 (Columbus average) versus $2,221 (U.S. average)
- Columbus car insurance prices are more expensive than the Ohio state average – $2,026 (Columbus average) compared to $1,948 (Ohio average)
- Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $881 to $471 less each year than males of the same age.
- Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,914 less per year than a 20-year-old driver, $2,162 compared to $4,076.
- Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $2,282 per year cheaper than for a 20-year-old driver.
- Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $548 more per year for $250 physical damage deductibles versus $1,000.
What are the cheapest vehicles to insure in Columbus?
The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Nissan Kicks. Average auto insurance prices for those compact SUVs cost $146 or less per month for a full coverage policy.
Other vehicles that are highly ranked in the cost comparison table are the Buick Envista, Volkswagen Tiguan, Kia Niro, and Honda CR-V. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,888 or less per year ($157 per month).
The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,496 | $125 |
2 | Chevrolet Trailblazer | $1,522 | $127 |
3 | Kia Soul | $1,580 | $132 |
4 | Nissan Kicks | $1,596 | $133 |
5 | Honda Passport | $1,614 | $135 |
6 | Buick Envision | $1,624 | $135 |
7 | Toyota Corolla Cross | $1,634 | $136 |
8 | Hyundai Venue | $1,642 | $137 |
9 | Mazda CX-5 | $1,652 | $138 |
10 | Ford Bronco Sport | $1,658 | $138 |
11 | Volkswagen Tiguan | $1,674 | $140 |
12 | Acura RDX | $1,692 | $141 |
13 | Nissan Murano | $1,700 | $142 |
14 | Buick Encore | $1,718 | $143 |
15 | Honda CR-V | $1,726 | $144 |
16 | Subaru Outback | $1,726 | $144 |
17 | Buick Envista | $1,732 | $144 |
18 | Volkswagen Taos | $1,736 | $145 |
19 | Kia Niro | $1,742 | $145 |
20 | Toyota GR Corolla | $1,760 | $147 |
21 | Honda HR-V | $1,762 | $147 |
22 | Subaru Ascent | $1,764 | $147 |
23 | Nissan Leaf | $1,772 | $148 |
24 | Chevrolet Colorado | $1,782 | $149 |
25 | Lexus NX 250 | $1,792 | $149 |
26 | Honda Civic | $1,794 | $150 |
27 | Volkswagen Atlas | $1,796 | $150 |
28 | Acura Integra | $1,800 | $150 |
29 | Subaru Forester | $1,802 | $150 |
30 | Volkswagen Atlas Cross Sport | $1,804 | $150 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.
The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.
Columbus auto insurance rates by automotive segment
When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.
For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.
The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.

Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.
For example, in the midsize SUV segment, Columbus auto insurance rates range from the Honda Passport costing $1,614 per year for full coverage insurance up to the Rivian R1S costing $2,490 per year.
For another example, in the large luxury SUV segment, insurance rates range from the Infiniti QX80 at $2,270 per year to the Mercedes-Benz G63 AMG costing $4,354 per year.
In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.
Cheapest car insurance rates in Columbus
Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Nissan Leaf, Toyota GR Corolla, Nissan Sentra, Subaru Impreza, and Honda Civic. Auto insurance rates for these models average $1,860 or less per year.
Additional cars that have affordable average insurance rates are the Kia K5, Toyota Corolla, Toyota Prius, and Chevrolet Malibu, with average annual insurance rates of $1,972 per year or less.
Car insurance for this segment in Columbus for a safe driver starts at an average of $147 per month, depending on where you live.
The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Toyota GR Corolla at $1,760 per year and ending with the Mazda 3 at $2,094 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,760 | $147 |
Nissan Leaf | Compact | $1,772 | $148 |
Honda Civic | Compact | $1,794 | $150 |
Nissan Sentra | Compact | $1,856 | $155 |
Subaru Impreza | Compact | $1,860 | $155 |
Toyota Prius | Compact | $1,892 | $158 |
Kia K5 | Midsize | $1,952 | $163 |
Honda Accord | Midsize | $1,956 | $163 |
Chevrolet Malibu | Midsize | $1,964 | $164 |
Toyota Corolla | Compact | $1,972 | $164 |
Kia Forte | Compact | $1,976 | $165 |
Volkswagen Arteon | Midsize | $1,988 | $166 |
Nissan Versa | Compact | $1,996 | $166 |
Subaru Legacy | Midsize | $1,998 | $167 |
Hyundai Ioniq 6 | Midsize | $2,014 | $168 |
Mitsubishi Mirage G4 | Compact | $2,044 | $170 |
Volkswagen Jetta | Compact | $2,048 | $171 |
Toyota Crown | Midsize | $2,050 | $171 |
Hyundai Sonata | Midsize | $2,054 | $171 |
Mazda 3 | Compact | $2,094 | $175 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.
Cheapest SUV insurance rates in Columbus
In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Rates for for these five models range from $1,496 to $1,614 per year.
Additional models that are affordable to insure are the Ford Bronco Sport, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average cost of $1,658 per year or less.
Ranked in the lower half of the top 20, SUVs like the Honda HR-V, Kia Niro, Volkswagen Tiguan, Volkswagen Taos, Subaru Ascent, and Subaru Outback average between $1,658 and $1,764 per year for insurance in Columbus.
If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Subaru Crosstrek at $1,496 per year, or $125 per month. For midsize models, the Honda Passport has the best rates at $1,614 per year, or $135 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,900 per year, or $158 per month.
The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Subaru Crosstrek at $1,496 per year ($125 per month) and ending with the Subaru Ascent at $1,764 per year ($147 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,496 | $125 |
Chevrolet Trailblazer | Compact | $1,522 | $127 |
Kia Soul | Compact | $1,580 | $132 |
Nissan Kicks | Compact | $1,596 | $133 |
Honda Passport | Midsize | $1,614 | $135 |
Buick Envision | Compact | $1,624 | $135 |
Toyota Corolla Cross | Compact | $1,634 | $136 |
Hyundai Venue | Compact | $1,642 | $137 |
Mazda CX-5 | Compact | $1,652 | $138 |
Ford Bronco Sport | Compact | $1,658 | $138 |
Volkswagen Tiguan | Compact | $1,674 | $140 |
Nissan Murano | Midsize | $1,700 | $142 |
Buick Encore | Compact | $1,718 | $143 |
Honda CR-V | Compact | $1,726 | $144 |
Subaru Outback | Midsize | $1,726 | $144 |
Buick Envista | Midsize | $1,732 | $144 |
Volkswagen Taos | Compact | $1,736 | $145 |
Kia Niro | Compact | $1,742 | $145 |
Honda HR-V | Compact | $1,762 | $147 |
Subaru Ascent | Midsize | $1,764 | $147 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.
Cheapest luxury car insurance rates in Columbus
The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura Integra at $1,800 per year, the BMW 330i at $2,062 per year, and the Mercedes-Benz CLA250 at $2,082 per year.
Not the cheapest to insure, but still ranked well, are cars like the Lexus RC 300, Lexus ES 350, Genesis G70, and Mercedes-Benz AMG CLA35, with average rates of $2,128 per year or less.
As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $150 per month, depending on your company and location.
If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Acura Integra at $1,800 per year, or $150 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,082 per year, or $174 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $2,404 per year, or $200 per month.
The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura Integra at $1,800 per year ($150 per month) and ending with the Audi S3 at $2,270 per year ($189 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $1,800 | $150 |
BMW 330i | Compact | $2,062 | $172 |
Mercedes-Benz CLA250 | Midsize | $2,082 | $174 |
Lexus IS 300 | Midsize | $2,088 | $174 |
Acura TLX | Compact | $2,094 | $175 |
Cadillac CT4 | Compact | $2,114 | $176 |
Lexus ES 350 | Midsize | $2,114 | $176 |
Genesis G70 | Compact | $2,120 | $177 |
Mercedes-Benz AMG CLA35 | Midsize | $2,122 | $177 |
Lexus RC 300 | Midsize | $2,128 | $177 |
Lexus IS 350 | Compact | $2,136 | $178 |
Jaguar XF | Midsize | $2,142 | $179 |
Cadillac CT5 | Midsize | $2,182 | $182 |
Lexus ES 250 | Midsize | $2,190 | $183 |
Lexus RC 350 | Compact | $2,196 | $183 |
BMW 330e | Compact | $2,198 | $183 |
BMW 228i | Compact | $2,202 | $184 |
BMW 230i | Compact | $2,218 | $185 |
Lexus ES 300h | Midsize | $2,224 | $185 |
Audi S3 | Compact | $2,270 | $189 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.
Cheapest luxury SUV insurance rates in Columbus
Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Jaguar E-Pace, Cadillac XT4, Lexus NX 250, and Cadillac XT5. Car insurance quotes for these models average $1,912 or less per year, or around $159 per month.
Also ranking well are models like the Lexus UX 250h, Lexus NX 350h, Lincoln Corsair, and Mercedes-Benz GLB 250, with an average cost of $1,954 per year or less.
As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $141 per month, depending on the company and where you live.
The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $1,692 per year ($141 per month) and ending with the Lexus RX 350 at $2,032 per year ($169 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,692 | $141 |
Lexus NX 250 | Compact | $1,792 | $149 |
Cadillac XT4 | Compact | $1,828 | $152 |
Jaguar E-Pace | Midsize | $1,894 | $158 |
Lexus NX 350h | Compact | $1,910 | $159 |
Cadillac XT5 | Midsize | $1,912 | $159 |
Lincoln Corsair | Compact | $1,934 | $161 |
Mercedes-Benz GLB 250 | Compact | $1,938 | $162 |
Lexus UX 250h | Compact | $1,942 | $162 |
Lexus NX 450h | Compact | $1,954 | $163 |
Infiniti QX50 | Midsize | $1,968 | $164 |
Mercedes-Benz GLA250 | Compact | $1,974 | $165 |
Cadillac XT6 | Midsize | $1,980 | $165 |
Mercedes-Benz GLA35 AMG | Compact | $1,980 | $165 |
Infiniti QX60 | Midsize | $1,992 | $166 |
Mercedes-Benz AMG GLB35 | Midsize | $1,994 | $166 |
Land Rover Evoque | Compact | $2,020 | $168 |
Acura MDX | Midsize | $2,024 | $169 |
Lexus NX 350 | Compact | $2,030 | $169 |
Lexus RX 350 | Midsize | $2,032 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.
Cheapest pickup trucks to insure in Columbus
The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Chevrolet Colorado at $1,782 per year, Nissan Titan at $1,894 per year, Nissan Frontier at $1,916 per year, and Ford Ranger at $1,936 per year.
Additional models that are affordable to insure include the Honda Ridgeline, GMC Sierra 2500 HD, Toyota Tacoma, and Hyundai Santa Cruz, with average cost of $2,084 per year or less.
Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $149 per month, depending on your company and location.
The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Chevrolet Colorado at $1,782 per year ($149 per month) and ending with the Ram Truck at $2,342 per year ($195 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,782 | $149 |
Nissan Titan | Full-size | $1,894 | $158 |
Nissan Frontier | Midsize | $1,916 | $160 |
Ford Ranger | Midsize | $1,936 | $161 |
Ford Maverick | Midsize | $1,966 | $164 |
Honda Ridgeline | Midsize | $2,010 | $168 |
Hyundai Santa Cruz | Midsize | $2,044 | $170 |
Toyota Tacoma | Midsize | $2,052 | $171 |
GMC Sierra 2500 HD | Heavy Duty | $2,058 | $172 |
GMC Canyon | Midsize | $2,084 | $174 |
Jeep Gladiator | Midsize | $2,132 | $178 |
GMC Sierra 3500 | Heavy Duty | $2,146 | $179 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,166 | $181 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,222 | $185 |
GMC Sierra | Full-size | $2,238 | $187 |
Nissan Titan XD | Heavy Duty | $2,238 | $187 |
Chevrolet Silverado | Full-size | $2,240 | $187 |
Ford F150 | Full-size | $2,264 | $189 |
GMC Hummer EV Pickup | Full-size | $2,324 | $194 |
Ram Truck | Full-size | $2,342 | $195 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.
Cheapest sports cars to insure in Columbus
Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Subaru WRX, BMW Z4, Toyota GR86, Ford Mustang, and Mazda MX-5 Miata. Insurance rates for these models average $2,270 or less per year.
Some other sports cars that have affordable average insurance rates include the BMW M2, Toyota GR Supra, Subaru BRZ, and Nissan Z, with an average car insurance cost of $2,420 per year or less.
As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $156 per month, depending on your company and location.
The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $1,872 per year and ending with the Porsche Taycan at $3,430 per year.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $1,872 | $156 |
Toyota GR86 | Sports Car | $2,134 | $178 |
Ford Mustang | Sports Car | $2,226 | $186 |
BMW Z4 | Sports Car | $2,238 | $187 |
Subaru WRX | Sports Car | $2,270 | $189 |
Toyota GR Supra | Sports Car | $2,276 | $190 |
BMW M2 | Sports Car | $2,342 | $195 |
Nissan Z | Sports Car | $2,346 | $196 |
Lexus RC F | Sports Car | $2,392 | $199 |
Subaru BRZ | Sports Car | $2,420 | $202 |
BMW M3 | Sports Car | $2,558 | $213 |
Porsche 718 | Sports Car | $2,608 | $217 |
Chevrolet Camaro | Sports Car | $2,632 | $219 |
Chevrolet Corvette | Sports Car | $2,808 | $234 |
Porsche 911 | Sports Car | $2,902 | $242 |
BMW M4 | Sports Car | $3,022 | $252 |
Lexus LC 500 | Sports Car | $3,038 | $253 |
Jaguar F-Type | Sports Car | $3,196 | $266 |
Mercedes-Benz AMG GT53 | Sports Car | $3,352 | $279 |
Porsche Taycan | Sports Car | $3,430 | $286 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025
Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.
Driver profile influences the rate you pay
In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.
Each vehicle example uses different driver and policy risk profiles to show the price fluctuation when minor changes are made to the driver profile.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Columbus averages $2,240 per year, ranging from $1,898 per year for the Silverado EV WT trim (MSRP of $39,900) up to $2,654 per year on the Silverado EV RST First Edition (MSRP of $105,000).
When Columbus insurance rates for the Chevrolet Silverado are compared to the U.S. average for the same model, the cost is anywhere from $298 to $416 less per year in Columbus, depending on the trim level being insured.
The chart displayed below can help explain how insurance rates on a Chevrolet Silverado can range considerably for different driver ages, policy physical damage deductibles, and risk scenarios.

The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.
Nissan Sentra insurance rates
In Columbus, the most affordable insurance quotes for a 2024 Nissan Sentra are on the S trim model, costing an average of $1,812 per year, or around $151 per month. This model has a sticker price of $20,630.
The most expensive 2022 Nissan Sentra trim to insure in Columbus is the SR model, costing an average of $1,906 per year, or about $159 per month. The MSRP for this trim is $23,720, before documentation and delivery charges.
On a monthly basis, car insurance rates for a Nissan Sentra for a good driver can range from $151 to $159 per month, depending on your company and your Zip Code in Columbus.
The next rate chart may help illustrate how insurance rates for a Nissan Sentra can range significantly for a variety of driver ages, policy deductibles, and potential risk scenarios.

The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.
Honda CR-V insurance rates
With sticker prices ranging from $29,500 to $39,850, average Columbus car insurance rates on a 2024 Honda CR-V cost from $1,636 per year for the CR-V LX model up to $1,822 per year on the CR-V Sport Touring Hybrid AWD trim level.
The chart below shows how the price of car insurance on a Honda CR-V can range considerably based on changes in the age of the driver and common risk profiles.
In this example, rates range from $1,438 to $3,968 per year, which is a difference of $2,530 to insure the same vehicle using different rated drivers.

The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.
Toyota Highlander insurance rates
Toyota Highlander insurance in Columbus averages $1,844 per year, with a range of $1,694 per year on the Highlander LE 2WD model up to $2,000 per year on the Highlander Hybrid XLE AWD model.
When Columbus car insurance quotes on the Toyota Highlander are compared with the national average cost for the same model, rates are $264 to $316 less per year in Columbus, depending on trim level.
As a cost per month, auto insurance on the Toyota Highlander for a middle-age safe driver can range from $141 to $167 per month, depending on various factors including your exact location in Columbus.
The chart displayed below may help illustrate how auto insurance quotes on a Toyota Highlander can vary based on driver age and common policy situations.

The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.
How to find cheaper auto insurance
Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.
- No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $2,890 per year for a 20-year-old driver and even $492 per year for a 60-year-old driver. So be a cautious driver and save.
- Improve your credit to save money. Having a high credit score of 800+ could save $318 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $369 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
- Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
- Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.