Columbus, OH Car Insurance – Cheapest Rates + Rankings for 2025

What does average auto insurance cost in Columbus? Sit back and find out as we compare the cost to insure over 150 models to find the cheapest car insurance rates.

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  • Columbus car insurance averages $2,026 per year, or about $169 per month for a full coverage policy.
  • For cheap car insurance in Columbus, compact crossovers and SUVs like the Subaru Crosstrek, Nissan Kicks, Chevrolet Trailblazer, and Hyundai Venue have some of the best auto insurance rates.
  • Models with the cheapest auto insurance in Columbus for their respective segments include the Jaguar E-Pace at $1,894 per year, Toyota GR Corolla at $1,760 per year, Acura Integra at $1,800 per year, and Chevrolet Colorado at $1,782 per year.
  • Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.

How much does Columbus car insurance cost?

The average car insurance cost in Columbus is $2,026 per year, which is 9.2% less than the national average rate of $2,221. The average cost per month for car insurance in Columbus is $169 for a policy that provides full coverage.

In the state of Ohio, the average car insurance cost is $1,948 per year, so the cost in Columbus averages $78 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $56 per year cheaper than in Toledo, $168 per year more expensive than in Parma, and $16 per year cheaper than in Cincinnati.

The next chart shows a summary of auto insurance rates in Columbus for 2024 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.

Average car insurance rates in Columbus for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Columbus for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Columbus, OH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,656$388
Safe Driver Age 20$4,076$340
At-fault Accidents Age 40$2,866$239
Low Deductibles Age 40$2,650$221
Safe Driver Age 30$2,162$180
Safe Driver Age 40$2,026$169
Safe Driver Age 50$1,794$150
High Deductibles Age 40$1,704$142
Discount Rate Age 40$1,682$140
Safe Driver Age 60$1,680$140

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

Average car insurance rates in the chart above range from $1,682 per year for a 40-year-old driver who meets the requirements for many policy discounts to $4,656 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $140 to $388.

The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.

Columbus car insurance cost by driver age

  • 16 year old – $7,211 per year or $601 per month
  • 17 year old – $6,987 per year or $582 per month
  • 18 year old – $6,265 per year or $522 per month
  • 19 year old – $5,705 per year or $475 per month
  • 20 year old – $4,076 per year or $340 per month
  • 30 year old – $2,162 per year or $180 per month
  • 40 year old – $2,026 per year or $169 per month
  • 50 year old – $1,794 per year or $150 per month
  • 60 year old – $1,680 per year or $140 per month

The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Columbus, OH for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$7,211$6,740
17-Year-Old$6,987$6,698
18-Year-Old$6,265$5,776
19-Year-Old$5,705$4,824

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Car insurance for a 16-year-old female driver in Columbus costs an average of $471 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $881 per year cheaper for females.

The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.

A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.

We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.

  • Columbus car insurance cost is less than the U.S. average – $2,026 (Columbus average) versus $2,221 (U.S. average)
  • Columbus car insurance prices are more expensive than the Ohio state average – $2,026 (Columbus average) compared to $1,948 (Ohio average)
  • Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $881 to $471 less each year than males of the same age.
  • Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,914 less per year than a 20-year-old driver, $2,162 compared to $4,076.
  • Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $2,282 per year cheaper than for a 20-year-old driver.
  • Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $548 more per year for $250 physical damage deductibles versus $1,000.

What are the cheapest vehicles to insure in Columbus?

The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Nissan Kicks. Average auto insurance prices for those compact SUVs cost $146 or less per month for a full coverage policy.

Other vehicles that are highly ranked in the cost comparison table are the Buick Envista, Volkswagen Tiguan, Kia Niro, and Honda CR-V. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,888 or less per year ($157 per month).

The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.

Top 30 Cheapest Automobiles to Insure in Columbus
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,496$125
2Chevrolet Trailblazer$1,522$127
3Kia Soul$1,580$132
4Nissan Kicks$1,596$133
5Honda Passport$1,614$135
6Buick Envision$1,624$135
7Toyota Corolla Cross$1,634$136
8Hyundai Venue$1,642$137
9Mazda CX-5$1,652$138
10Ford Bronco Sport$1,658$138
11Volkswagen Tiguan$1,674$140
12Acura RDX$1,692$141
13Nissan Murano$1,700$142
14Buick Encore$1,718$143
15Honda CR-V$1,726$144
16Subaru Outback$1,726$144
17Buick Envista$1,732$144
18Volkswagen Taos$1,736$145
19Kia Niro$1,742$145
20Toyota GR Corolla$1,760$147
21Honda HR-V$1,762$147
22Subaru Ascent$1,764$147
23Nissan Leaf$1,772$148
24Chevrolet Colorado$1,782$149
25Lexus NX 250$1,792$149
26Honda Civic$1,794$150
27Volkswagen Atlas$1,796$150
28Acura Integra$1,800$150
29Subaru Forester$1,802$150
30Volkswagen Atlas Cross Sport$1,804$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Top 30 cheapest vehicles to insure in Columbus, OH with the Subaru Crosstrek ranking first at $1,496 per year
Top 30 cheapest vehicles to insure in Columbus, OH with the Subaru Crosstrek ranking first at $1,496 per year

A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.

The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.

Columbus auto insurance rates by automotive segment

When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.

For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.

The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.

Car insurance average cost by automotive segment in Columbus, OH.
Figure 3: Car insurance average cost by automotive segment in Columbus, OH. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Columbus Zip Codes.

Car Insurance Rates by Automotive Segment in Columbus, OH
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,862$155
Midsize SUV$2,000$167
Minivan$2,004$167
Compact Car$2,004$167
Midsize Pickup$2,042$170
Midsize Car$2,066$172
Compact Luxury SUV$2,198$183
Compact Luxury Car$2,228$186
Large SUV$2,232$186
Half-ton Pickup$2,242$187
Heavy Duty Pickup$2,328$194
Midsize Luxury SUV$2,404$200
Midsize Luxury Car$2,484$207
Sports Car$2,784$232
Large Car$2,912$243
Large Luxury SUV$3,134$261
Large Luxury Car$3,238$270

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Columbus, OH Zip Codes. Updated June 26, 2025

Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.

For example, in the midsize SUV segment, Columbus auto insurance rates range from the Honda Passport costing $1,614 per year for full coverage insurance up to the Rivian R1S costing $2,490 per year.

For another example, in the large luxury SUV segment, insurance rates range from the Infiniti QX80 at $2,270 per year to the Mercedes-Benz G63 AMG costing $4,354 per year.

In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.

Cheapest car insurance rates in Columbus

Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Nissan Leaf, Toyota GR Corolla, Nissan Sentra, Subaru Impreza, and Honda Civic. Auto insurance rates for these models average $1,860 or less per year.

Additional cars that have affordable average insurance rates are the Kia K5, Toyota Corolla, Toyota Prius, and Chevrolet Malibu, with average annual insurance rates of $1,972 per year or less.

Car insurance for this segment in Columbus for a safe driver starts at an average of $147 per month, depending on where you live.

The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Toyota GR Corolla at $1,760 per year and ending with the Mazda 3 at $2,094 per year.

Cheapest Cars to Insure in Columbus
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,760$147
Nissan LeafCompact$1,772$148
Honda CivicCompact$1,794$150
Nissan SentraCompact$1,856$155
Subaru ImprezaCompact$1,860$155
Toyota PriusCompact$1,892$158
Kia K5Midsize$1,952$163
Honda AccordMidsize$1,956$163
Chevrolet MalibuMidsize$1,964$164
Toyota CorollaCompact$1,972$164
Kia ForteCompact$1,976$165
Volkswagen ArteonMidsize$1,988$166
Nissan VersaCompact$1,996$166
Subaru LegacyMidsize$1,998$167
Hyundai Ioniq 6Midsize$2,014$168
Mitsubishi Mirage G4Compact$2,044$170
Volkswagen JettaCompact$2,048$171
Toyota CrownMidsize$2,050$171
Hyundai SonataMidsize$2,054$171
Mazda 3Compact$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Columbus, OH, with the Toyota GR Corolla ranking first at $1,760 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Columbus, OH, with the Toyota GR Corolla ranking first at $1,760 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.

Cheapest SUV insurance rates in Columbus

In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Rates for for these five models range from $1,496 to $1,614 per year.

Additional models that are affordable to insure are the Ford Bronco Sport, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average cost of $1,658 per year or less.

Ranked in the lower half of the top 20, SUVs like the Honda HR-V, Kia Niro, Volkswagen Tiguan, Volkswagen Taos, Subaru Ascent, and Subaru Outback average between $1,658 and $1,764 per year for insurance in Columbus.

If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Subaru Crosstrek at $1,496 per year, or $125 per month. For midsize models, the Honda Passport has the best rates at $1,614 per year, or $135 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,900 per year, or $158 per month.

The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Subaru Crosstrek at $1,496 per year ($125 per month) and ending with the Subaru Ascent at $1,764 per year ($147 per month).

Cheapest SUVs to Insure in Columbus
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,496$125
Chevrolet TrailblazerCompact$1,522$127
Kia SoulCompact$1,580$132
Nissan KicksCompact$1,596$133
Honda PassportMidsize$1,614$135
Buick EnvisionCompact$1,624$135
Toyota Corolla CrossCompact$1,634$136
Hyundai VenueCompact$1,642$137
Mazda CX-5Compact$1,652$138
Ford Bronco SportCompact$1,658$138
Volkswagen TiguanCompact$1,674$140
Nissan MuranoMidsize$1,700$142
Buick EncoreCompact$1,718$143
Honda CR-VCompact$1,726$144
Subaru OutbackMidsize$1,726$144
Buick EnvistaMidsize$1,732$144
Volkswagen TaosCompact$1,736$145
Kia NiroCompact$1,742$145
Honda HR-VCompact$1,762$147
Subaru AscentMidsize$1,764$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Columbus, OH, with the Subaru Crosstrek ranking first at $1,496 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Columbus, OH, with the Subaru Crosstrek ranking first at $1,496 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.

Cheapest luxury car insurance rates in Columbus

The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura Integra at $1,800 per year, the BMW 330i at $2,062 per year, and the Mercedes-Benz CLA250 at $2,082 per year.

Not the cheapest to insure, but still ranked well, are cars like the Lexus RC 300, Lexus ES 350, Genesis G70, and Mercedes-Benz AMG CLA35, with average rates of $2,128 per year or less.

As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $150 per month, depending on your company and location.

If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Acura Integra at $1,800 per year, or $150 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,082 per year, or $174 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $2,404 per year, or $200 per month.

The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura Integra at $1,800 per year ($150 per month) and ending with the Audi S3 at $2,270 per year ($189 per month).

Cheapest Luxury Cars to Insure in Columbus
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,800$150
BMW 330iCompact$2,062$172
Mercedes-Benz CLA250Midsize$2,082$174
Lexus IS 300Midsize$2,088$174
Acura TLXCompact$2,094$175
Cadillac CT4Compact$2,114$176
Lexus ES 350Midsize$2,114$176
Genesis G70Compact$2,120$177
Mercedes-Benz AMG CLA35Midsize$2,122$177
Lexus RC 300Midsize$2,128$177
Lexus IS 350Compact$2,136$178
Jaguar XFMidsize$2,142$179
Cadillac CT5Midsize$2,182$182
Lexus ES 250Midsize$2,190$183
Lexus RC 350Compact$2,196$183
BMW 330eCompact$2,198$183
BMW 228iCompact$2,202$184
BMW 230iCompact$2,218$185
Lexus ES 300hMidsize$2,224$185
Audi S3Compact$2,270$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Columbus, OH, with the Acura Integra ranking first at $1,800 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Columbus, OH, with the Acura Integra ranking first at $1,800 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.

Cheapest luxury SUV insurance rates in Columbus

Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Jaguar E-Pace, Cadillac XT4, Lexus NX 250, and Cadillac XT5. Car insurance quotes for these models average $1,912 or less per year, or around $159 per month.

Also ranking well are models like the Lexus UX 250h, Lexus NX 350h, Lincoln Corsair, and Mercedes-Benz GLB 250, with an average cost of $1,954 per year or less.

As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $141 per month, depending on the company and where you live.

The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $1,692 per year ($141 per month) and ending with the Lexus RX 350 at $2,032 per year ($169 per month).

Cheapest Luxury SUVs to Insure in Columbus
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,692$141
Lexus NX 250Compact$1,792$149
Cadillac XT4Compact$1,828$152
Jaguar E-PaceMidsize$1,894$158
Lexus NX 350hCompact$1,910$159
Cadillac XT5Midsize$1,912$159
Lincoln CorsairCompact$1,934$161
Mercedes-Benz GLB 250Compact$1,938$162
Lexus UX 250hCompact$1,942$162
Lexus NX 450hCompact$1,954$163
Infiniti QX50Midsize$1,968$164
Mercedes-Benz GLA250Compact$1,974$165
Cadillac XT6Midsize$1,980$165
Mercedes-Benz GLA35 AMGCompact$1,980$165
Infiniti QX60Midsize$1,992$166
Mercedes-Benz AMG GLB35Midsize$1,994$166
Land Rover EvoqueCompact$2,020$168
Acura MDXMidsize$2,024$169
Lexus NX 350Compact$2,030$169
Lexus RX 350Midsize$2,032$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Columbus, OH, with the Acura RDX ranking first at $1,692 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Columbus, OH, with the Acura RDX ranking first at $1,692 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.

Cheapest pickup trucks to insure in Columbus

The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Chevrolet Colorado at $1,782 per year, Nissan Titan at $1,894 per year, Nissan Frontier at $1,916 per year, and Ford Ranger at $1,936 per year.

Additional models that are affordable to insure include the Honda Ridgeline, GMC Sierra 2500 HD, Toyota Tacoma, and Hyundai Santa Cruz, with average cost of $2,084 per year or less.

Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $149 per month, depending on your company and location.

The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Chevrolet Colorado at $1,782 per year ($149 per month) and ending with the Ram Truck at $2,342 per year ($195 per month).

Cheapest Pickups to Insure in Columbus
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,782$149
Nissan TitanFull-size$1,894$158
Nissan FrontierMidsize$1,916$160
Ford RangerMidsize$1,936$161
Ford MaverickMidsize$1,966$164
Honda RidgelineMidsize$2,010$168
Hyundai Santa CruzMidsize$2,044$170
Toyota TacomaMidsize$2,052$171
GMC Sierra 2500 HDHeavy Duty$2,058$172
GMC CanyonMidsize$2,084$174
Jeep GladiatorMidsize$2,132$178
GMC Sierra 3500Heavy Duty$2,146$179
Chevrolet Silverado HD 3500Heavy Duty$2,166$181
Chevrolet Silverado HD 2500Heavy Duty$2,222$185
GMC SierraFull-size$2,238$187
Nissan Titan XDHeavy Duty$2,238$187
Chevrolet SilveradoFull-size$2,240$187
Ford F150Full-size$2,264$189
GMC Hummer EV PickupFull-size$2,324$194
Ram TruckFull-size$2,342$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Columbus, OH, with the Chevrolet Colorado ranking first at $1,782 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Columbus, OH, with the Chevrolet Colorado ranking first at $1,782 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.

Cheapest sports cars to insure in Columbus

Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Subaru WRX, BMW Z4, Toyota GR86, Ford Mustang, and Mazda MX-5 Miata. Insurance rates for these models average $2,270 or less per year.

Some other sports cars that have affordable average insurance rates include the BMW M2, Toyota GR Supra, Subaru BRZ, and Nissan Z, with an average car insurance cost of $2,420 per year or less.

As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $156 per month, depending on your company and location.

The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $1,872 per year and ending with the Porsche Taycan at $3,430 per year.

Cheapest Sports Cars to Insure in Columbus
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,872$156
Toyota GR86Sports Car$2,134$178
Ford MustangSports Car$2,226$186
BMW Z4Sports Car$2,238$187
Subaru WRXSports Car$2,270$189
Toyota GR SupraSports Car$2,276$190
BMW M2Sports Car$2,342$195
Nissan ZSports Car$2,346$196
Lexus RC FSports Car$2,392$199
Subaru BRZSports Car$2,420$202
BMW M3Sports Car$2,558$213
Porsche 718Sports Car$2,608$217
Chevrolet CamaroSports Car$2,632$219
Chevrolet CorvetteSports Car$2,808$234
Porsche 911Sports Car$2,902$242
BMW M4Sports Car$3,022$252
Lexus LC 500Sports Car$3,038$253
Jaguar F-TypeSports Car$3,196$266
Mercedes-Benz AMG GT53Sports Car$3,352$279
Porsche TaycanSports Car$3,430$286

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, OH Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Columbus, OH, with the Mazda MX-5 Miata ranking first at $1,872 per year.
Ranking of the cheapest sports cars to insure in Columbus, OH, with the Mazda MX-5 Miata ranking first at $1,872 per year.

Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.

Driver profile influences the rate you pay

In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.

Each vehicle example uses different driver and policy risk profiles to show the price fluctuation when minor changes are made to the driver profile.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Columbus averages $2,240 per year, ranging from $1,898 per year for the Silverado EV WT trim (MSRP of $39,900) up to $2,654 per year on the Silverado EV RST First Edition (MSRP of $105,000).

When Columbus insurance rates for the Chevrolet Silverado are compared to the U.S. average for the same model, the cost is anywhere from $298 to $416 less per year in Columbus, depending on the trim level being insured.

The chart displayed below can help explain how insurance rates on a Chevrolet Silverado can range considerably for different driver ages, policy physical damage deductibles, and risk scenarios.

Average 2024 Chevrolet Silverado insurance premiums in Columbus for different driver ages and risk scenarios.
Figure 4: Average 2024 Chevrolet Silverado insurance premiums in Columbus for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Silverado Insurance Cost in Columbus, OH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,200$433
Safe Driver Age 20$4,546$379
At-fault Accidents Age 40$3,198$267
Low Deductibles Age 40$2,890$241
Safe Driver Age 30$2,380$198
Safe Driver Age 40$2,240$187
Safe Driver Age 50$1,990$166
High Deductibles Age 40$1,908$159
Safe Driver Age 60$1,862$155
Discount Rate Age 40$1,858$155

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated June 27, 2025

The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.

Nissan Sentra insurance rates

In Columbus, the most affordable insurance quotes for a 2024 Nissan Sentra are on the S trim model, costing an average of $1,812 per year, or around $151 per month. This model has a sticker price of $20,630.

The most expensive 2022 Nissan Sentra trim to insure in Columbus is the SR model, costing an average of $1,906 per year, or about $159 per month. The MSRP for this trim is $23,720, before documentation and delivery charges.

On a monthly basis, car insurance rates for a Nissan Sentra for a good driver can range from $151 to $159 per month, depending on your company and your Zip Code in Columbus.

The next rate chart may help illustrate how insurance rates for a Nissan Sentra can range significantly for a variety of driver ages, policy deductibles, and potential risk scenarios.

Average 2024 Nissan Sentra insurance premiums in Columbus for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Sentra insurance premiums in Columbus for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.

2024 Nissan Sentra Insurance Cost in Columbus, OH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,216$351
Safe Driver Age 20$3,668$306
At-fault Accidents Age 40$2,628$219
Low Deductibles Age 40$2,346$196
Safe Driver Age 30$1,970$164
Safe Driver Age 40$1,856$155
Safe Driver Age 50$1,662$139
High Deductibles Age 40$1,596$133
Safe Driver Age 60$1,548$129
Discount Rate Age 40$1,544$129

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Sentra trim levels. Updated June 27, 2025

The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.

Honda CR-V insurance rates

With sticker prices ranging from $29,500 to $39,850, average Columbus car insurance rates on a 2024 Honda CR-V cost from $1,636 per year for the CR-V LX model up to $1,822 per year on the CR-V Sport Touring Hybrid AWD trim level.

The chart below shows how the price of car insurance on a Honda CR-V can range considerably based on changes in the age of the driver and common risk profiles.

In this example, rates range from $1,438 to $3,968 per year, which is a difference of $2,530 to insure the same vehicle using different rated drivers.

Average 2024 Honda CR-V insurance premiums in Columbus for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda CR-V insurance premiums in Columbus for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.

2024 Honda CR-V Insurance Cost in Columbus, OH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,968$331
Safe Driver Age 20$3,470$289
At-fault Accidents Age 40$2,444$204
Low Deductibles Age 40$2,250$188
Safe Driver Age 30$1,842$154
Safe Driver Age 40$1,726$144
Safe Driver Age 50$1,532$128
High Deductibles Age 40$1,456$121
Discount Rate Age 40$1,438$120
Safe Driver Age 60$1,436$120

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda CR-V trim levels. Updated June 27, 2025

The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.

Toyota Highlander insurance rates

Toyota Highlander insurance in Columbus averages $1,844 per year, with a range of $1,694 per year on the Highlander LE 2WD model up to $2,000 per year on the Highlander Hybrid XLE AWD model.

When Columbus car insurance quotes on the Toyota Highlander are compared with the national average cost for the same model, rates are $264 to $316 less per year in Columbus, depending on trim level.

As a cost per month, auto insurance on the Toyota Highlander for a middle-age safe driver can range from $141 to $167 per month, depending on various factors including your exact location in Columbus.

The chart displayed below may help illustrate how auto insurance quotes on a Toyota Highlander can vary based on driver age and common policy situations.

Average 2024 Toyota Highlander insurance premiums in Columbus for different driver ages and risk scenarios.
Figure 7: Average 2024 Toyota Highlander insurance premiums in Columbus for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.

2024 Toyota Highlander Insurance Cost in Columbus, OH
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,212$351
Safe Driver Age 20$3,692$308
At-fault Accidents Age 40$2,584$215
Low Deductibles Age 40$2,454$205
Safe Driver Age 30$1,972$164
Safe Driver Age 40$1,844$154
Safe Driver Age 50$1,626$136
High Deductibles Age 40$1,532$128
Discount Rate Age 40$1,532$128
Safe Driver Age 60$1,526$127

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated June 27, 2025

The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.

How to find cheaper auto insurance

Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.

  • No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $2,890 per year for a 20-year-old driver and even $492 per year for a 60-year-old driver. So be a cautious driver and save.
  • Improve your credit to save money. Having a high credit score of 800+ could save $318 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $369 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
  • Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
  • Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.