Cost of Car Insurance in Broken Arrow, OK (2025 Rates + Comparisons)

We compared the cost to insure over 150 vehicles to find the models with the cheapest car insurance quotes in Broken Arrow, Oklahoma.

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  • Average car insurance cost in Broken Arrow is $2,762 per year, or approximately $230 per month. This is 19.3% more than the national average rate of $2,276.
  • For cheap auto insurance in Broken Arrow, crossover vehicles like the Buick Encore, Volkswagen Tiguan, Hyundai Venue, and Subaru Crosstrek have the most affordable rates.
  • Vehicles with segment-leading auto insurance rates include the Chevrolet Colorado ($2,432 per year), Acura Integra ($2,454 per year), Subaru Crosstrek ($2,038 per year), and Nissan Titan ($2,582 per year)..

How much does car insurance cost in Broken Arrow?

The average cost to insure a vehicle in Broken Arrow is $2,762 per year, which is 19.3% more than the overall U.S. national average rate of $2,276. Car insurance in Broken Arrow per month costs approximately $230 per month for a full coverage policy.

In the state of Oklahoma, the average car insurance cost is $2,698 per year, so the average cost in Broken Arrow is $64 more per year. When compared to other cities in Oklahoma, the average cost to insure a car in Broken Arrow is $192 per year more than in Lawton, $116 per year cheaper than in Tulsa, and $104 per year less than in Oklahoma City.

The age of the driver is one of the biggest determining factors on the cost of car insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Broken Arrow for different driver ages.

Broken Arrow, Oklahoma, car insurance cost by driver age

  • 16-year-old rated driver – $9,830 per year or $819 per month
  • 17-year-old rated driver – $9,524 per year or $794 per month
  • 18-year-old rated driver – $8,534 per year or $711 per month
  • 19-year-old rated driver – $7,772 per year or $648 per month
  • 20-year-old rated driver – $5,554 per year or $463 per month
  • 30-year-old rated driver – $2,944 per year or $245 per month
  • 40-year-old rated driver – $2,762 per year or $230 per month
  • 50-year-old rated driver – $2,446 per year or $204 per month
  • 60-year-old rated driver – $2,292 per year or $191 per month

The next chart shows average Broken Arrow, Oklahoma, auto insurance cost for all 2024 models. Rates are averaged for all Broken Arrow Zip Codes and shown not only by the age of the driver, but also by three different policy deductibles.

Average full-coverage car insurance premium in Broken Arrow, OK for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Broken Arrow, OK for different ages of drivers. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Broken Arrow, OK Zip Codes.

Average Car Insurance Cost in Broken Arrow, OK
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,700$392
$500$5,554$463
$250$6,458$538
30$1,000$2,468$206
$500$2,944$245
$250$3,442$287
40$1,000$2,324$194
$500$2,762$230
$250$3,218$268
50$1,000$2,068$172
$500$2,446$204
$250$2,840$237
60$1,000$1,938$162
$500$2,292$191
$250$2,660$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

In the chart above, the cost of auto insurance in Broken Arrow ranges from $1,938 per year for a 60-year-old driver with a policy with high deductibles to $6,458 per year for a 20-year-old driver with a low deductible. When converted to a monthly rate, the average cost in the prior chart ranges from $162 to $538 per month.

Auto insurance rates can have wide price ranges and seemingly inconsequential changes in a driver’s risk profile can cause measureable changes in car insurance premiums. The potential for large differences in cost reinforces the need for accurate car insurance quotes when trying to find a better price on car insurance in Broken Arrow.

Models popular with drivers in Broken Arrow tend to be small or midsize sedans like the Honda Civic, Volkswagen Jetta, and Kia K5 and compact or midsize SUVs like the Nissan Rogue, Honda CR-V, and Ford Explorer.

A few additional popular models from other vehicle segments include luxury models like the Lexus ES 350, BMW X5, and Acura MDX and sports cars like the Nissan GT-R, Audi TT, and Porsche 911.

We explore many more car rates a little farther in this article, but before we do that, let’s review the comparisons and concepts that were discussed up to this point.

  • Average cost per month ranges from $191 to $819 – That is the average auto insurance price range for drivers age 16 to 60 in Broken Arrow.
  • Auto insurance with low deductibles costs more – A 30-year-old driver pays an average of $750 more per year for $250 deductibles versus $1,000 deductibles.
  • Auto insurance cost decreases as you age – Insurance rates for a 60-year-old driver in Broken Arrow are $3,262 per year cheaper than for a 20-year-old driver.
  • Teenage female drivers pay cheaper rates than teen males – Teenage females pay $1,199 to $648 less each year than male drivers of the same age.
  • Broken Arrow auto insurance rates are more expensive than the Oklahoma state average – $2,762 (Broken Arrow average) compared to $2,698 (Oklahoma average)
  • Broken Arrow, Oklahoma, car insurance cost is more than the U.S. average – $2,762 (Broken Arrow average) compared to $2,276 (U.S. average)

Which vehicles have cheap insurance in Broken Arrow?

When all makes and models are compared, the vehicles with the cheapest insurance quotes in Broken Arrow tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision. Average auto insurance rates for those small SUVs cost $2,242 or less per year, or $187 per month, for full coverage car insurance.

Some additional models that have low-cost insurance prices in our auto insurance cost comparison are the Honda CR-V, Volkswagen Taos, Acura RDX, and Subaru Outback. Average insurance cost is slightly more for those models than the small SUVs and crossovers at the top of the list, but they still have average rates of $2,398 or less per year ($200 per month).

The next table details the 25 cheapest vehicles to insure in Broken Arrow, sorted by annual and monthly insurance cost.

Top 25 Cheapest Car Insurance Rates in Broken Arrow, OK
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$2,038$170
2Chevrolet Trailblazer$2,074$173
3Kia Soul$2,154$180
4Nissan Kicks$2,174$181
5Honda Passport$2,198$183
6Buick Envision$2,212$184
7Toyota Corolla Cross$2,226$186
8Hyundai Venue$2,242$187
9Mazda CX-5$2,252$188
10Ford Bronco Sport$2,262$189
11Volkswagen Tiguan$2,284$190
12Acura RDX$2,306$192
13Nissan Murano$2,318$193
14Buick Encore$2,346$196
15Subaru Outback$2,352$196
16Honda CR-V$2,354$196
17Buick Envista$2,358$197
18Volkswagen Taos$2,362$197
19Kia Niro$2,376$198
20Toyota GR Corolla$2,398$200
21Honda HR-V$2,402$200
22Subaru Ascent$2,402$200
23Nissan Leaf$2,416$201
24Chevrolet Colorado$2,432$203
25Honda Civic$2,442$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Top 25 cheapest vehicles to insure in Broken Arrow, OK with the Subaru Crosstrek ranking first at $2,038 per year
Top 25 cheapest vehicles to insure in Broken Arrow, OK with the Subaru Crosstrek ranking first at $2,038 per year

A table showing 25 vehicle rankings is not the best way to show an overall summary of car insurance rates in Broken Arrow. A better way to look at car insurance rates for different vehicles is by sorting them by their automotive segment.

This next article section discusses the average cost of auto insurance for each vehicle segment. The rates shown in the chart should give a good idea of which types of cars, trucks, and SUVs that have the cheapest rates. After the chart, the next sections show the vehicles with the cheapest insurance rates in each unique segment.

Average insurance cost by automotive segment

When shopping for a new or used vehicle, it’s important to have a basic understanding of which styles of vehicles are more affordable to insure.

For example, maybe you’re curious if midsize cars have more affordable insurance than midsize SUVs or which size of pickup will save the most on insurance.

The chart below shows average auto insurance rates in Broken Arrow for different vehicle segments. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the cheapest average rates, while exotic models have the most expensive overall rates.

Car insurance average cost by automotive segment in Broken Arrow, OK.
Figure 2: Car insurance average cost by automotive segment in Broken Arrow, OK. Rates updated on October 24, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Broken Arrow Zip Codes.

Car Insurance Rates by Automotive Segment in Broken Arrow, OK
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,538$212
Midsize SUV$2,722$227
Compact Car$2,728$227
Minivan$2,730$228
Midsize Pickup$2,786$232
Midsize Car$2,814$235
Compact Luxury SUV$2,992$249
Compact Luxury Car$3,038$253
Large SUV$3,046$254
Half-ton Pickup$3,056$255
Heavy Duty Pickup$3,174$265
Midsize Luxury SUV$3,276$273
Midsize Luxury Car$3,384$282
Sports Car$3,794$316
Large Car$3,970$331
Large Luxury SUV$4,270$356
Large Luxury Car$4,414$368

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Average rates for different segments are close enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each of the segments displayed above.

For example, in the midsize luxury car segment, Broken Arrow car insurance rates range from the Mercedes-Benz CLA250 costing $2,840 per year to the BMW M8 at $4,650 per year. As another example, in the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 at $3,096 per year up to the Mercedes-Benz G63 AMG costing $5,932 per year.

In the next sections of the article, we remove some of this variability by looking at auto insurance cost in Broken Arrow at a model level.

Cheapest cars to insure in Broken Arrow

The Toyota GR Corolla takes the #1 ranking as the most affordable sedan or hatchback to insure in Broken Arrow, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $2,398 per year to insure for full coverage.

Not the cheapest cars to insure, but still very reasonable, are cars like the Toyota Prius, Honda Accord, Chevrolet Malibu, and Kia K5, with average cost of $2,688 per year or less.

Full-coverage auto insurance in Broken Arrow for this segment for an average middle-age driver starts at an average of $200 per month, depending on your location and insurance company.

If ranked by vehicle size, the most affordable compact car to insure in Broken Arrow is the Toyota GR Corolla at $2,398 per year. For midsize models, the Kia K5 is cheapest to insure at $2,658 per year. And for full-size sedans, the Chrysler 300 is most affordable to insure at $2,630 per year.

The table below ranks the cars with the most affordable car insurance in Broken Arrow.

Cheapest Car Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,398$200
Nissan LeafCompact$2,416$201
Honda CivicCompact$2,442$204
Nissan SentraCompact$2,528$211
Subaru ImprezaCompact$2,536$211
Toyota PriusCompact$2,580$215
Kia K5Midsize$2,658$222
Honda AccordMidsize$2,662$222
Chevrolet MalibuMidsize$2,676$223
Toyota CorollaCompact$2,688$224
Kia ForteCompact$2,692$224
Volkswagen ArteonMidsize$2,710$226
Nissan VersaCompact$2,720$227
Subaru LegacyMidsize$2,724$227
Hyundai Ioniq 6Midsize$2,746$229
Mitsubishi Mirage G4Compact$2,786$232
Volkswagen JettaCompact$2,790$233
Toyota CrownMidsize$2,794$233
Hyundai SonataMidsize$2,798$233
Mazda 3Compact$2,854$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Broken Arrow, OK, with the Toyota GR Corolla ranking first at $2,398 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Broken Arrow, OK, with the Toyota GR Corolla ranking first at $2,398 per year.

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Oklahoma.

Cheapest SUV insurance rates in Broken Arrow, OK

The top five models for the lowest-cost Broken Arrow car insurance rates in the non-luxury SUV segment are the Kia Soul, Nissan Kicks, Subaru Crosstrek, Honda Passport, and Chevrolet Trailblazer. Insurance rates for these 2024 models average $183 or less per month.

Not the cheapest in the list, but still ranking well, are models like the Mazda CX-5, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average insurance cost of $2,262 per year or less.

In the lower half of the top 20 SUVs to insure, models like the Buick Encore, Honda HR-V, Honda CR-V, Nissan Murano, Kia Niro, and Volkswagen Tiguan cost between $2,262 and $2,402 to insure per year.

Auto insurance for this segment in Broken Arrow for a middle-age safe driver starts at an average of $170 per month, depending on your location and insurance company.

The cheapest compact SUV to insure in Broken Arrow is the Subaru Crosstrek at $2,038 per year. For midsize SUVs, the Honda Passport has the best rates at $2,198 per year. And for large SUVs, the Chevrolet Tahoe has the best rates at $2,592 per year.

The comparison table below ranks the twenty SUVs with the most affordable average auto insurance rates in Broken Arrow.

Cheapest SUV Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$2,038$170
Chevrolet TrailblazerCompact$2,074$173
Kia SoulCompact$2,154$180
Nissan KicksCompact$2,174$181
Honda PassportMidsize$2,198$183
Buick EnvisionCompact$2,212$184
Toyota Corolla CrossCompact$2,226$186
Hyundai VenueCompact$2,242$187
Mazda CX-5Compact$2,252$188
Ford Bronco SportCompact$2,262$189
Volkswagen TiguanCompact$2,284$190
Nissan MuranoMidsize$2,318$193
Buick EncoreCompact$2,346$196
Subaru OutbackMidsize$2,352$196
Honda CR-VCompact$2,354$196
Buick EnvistaMidsize$2,358$197
Volkswagen TaosCompact$2,362$197
Kia NiroCompact$2,376$198
Honda HR-VCompact$2,402$200
Subaru AscentMidsize$2,402$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Broken Arrow, OK, with the Subaru Crosstrek ranking first at $2,038 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Broken Arrow, OK, with the Subaru Crosstrek ranking first at $2,038 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Oklahoma.

Cheapest sports cars to insure in Broken Arrow, Oklahoma

Ranking at the top of the list for the most affordable Broken Arrow auto insurance rates in the sports car and performance segment are the BMW Z4, Toyota GR86, Ford Mustang, Subaru WRX, and Mazda MX-5 Miata. Car insurance rates for these 2024 models average $3,094 or less per year.

Some other sports cars that are affordable to insure include the Lexus RC F, Subaru BRZ, BMW M2, and Toyota GR Supra, with an average car insurance cost of $3,302 per year or less.

Full-coverage car insurance in Broken Arrow for this segment for a middle-age safe driver will start around $213 per month, depending on your location and insurance company.

The table below ranks the sports cars with the lowest-cost insurance rates in Broken Arrow, starting with the Mazda MX-5 Miata at $2,556 per year ($213 per month) and ending with the Porsche Taycan at $4,674 per year ($390 per month).

Cheapest Sports Car Insurance in Broken Arrow, OK
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,556$213
Toyota GR86Sports Car$2,908$242
Ford MustangSports Car$3,032$253
BMW Z4Sports Car$3,048$254
Subaru WRXSports Car$3,094$258
Toyota GR SupraSports Car$3,100$258
BMW M2Sports Car$3,192$266
Nissan ZSports Car$3,196$266
Lexus RC FSports Car$3,262$272
Subaru BRZSports Car$3,302$275
BMW M3Sports Car$3,486$291
Porsche 718Sports Car$3,556$296
Chevrolet CamaroSports Car$3,586$299
Chevrolet CorvetteSports Car$3,822$319
Porsche 911Sports Car$3,954$330
BMW M4Sports Car$4,118$343
Lexus LC 500Sports Car$4,140$345
Jaguar F-TypeSports Car$4,354$363
Mercedes-Benz AMG GT53Sports Car$4,568$381
Porsche TaycanSports Car$4,674$390

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Broken Arrow, OK, with the Mazda MX-5 Miata ranking first at $2,556 per year.
Ranking of the cheapest sports cars to insure in Broken Arrow, OK, with the Mazda MX-5 Miata ranking first at $2,556 per year.

Don’t see rates for your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Oklahoma.

Cheapest pickup truck insurance rates

The most affordable pickup trucks to insure in Broken Arrow are the Chevrolet Colorado at $2,432 per year, the Nissan Titan at $2,582 per year, and the Nissan Frontier at $2,610 per year.

Not the cheapest to insure, but still ranked well, are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and Honda Ridgeline, with average cost of $2,840 per year or less.

As a cost per month, car insurance on this segment in Broken Arrow will start around $203 per month, depending on your location.

The comparison table below ranks the pickups with the most affordable average auto insurance rates in Broken Arrow, starting with the Chevrolet Colorado at $203 per month and ending with the Ram Truck at $266 per month.

Cheapest Pickup Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,432$203
Nissan TitanFull-size$2,582$215
Nissan FrontierMidsize$2,610$218
Ford RangerMidsize$2,636$220
Ford MaverickMidsize$2,676$223
Honda RidgelineMidsize$2,738$228
Hyundai Santa CruzMidsize$2,784$232
Toyota TacomaMidsize$2,794$233
GMC Sierra 2500 HDHeavy Duty$2,808$234
GMC CanyonMidsize$2,840$237
Jeep GladiatorMidsize$2,906$242
GMC Sierra 3500Heavy Duty$2,924$244
Chevrolet Silverado HD 3500Heavy Duty$2,950$246
Chevrolet Silverado HD 2500Heavy Duty$3,028$252
GMC SierraFull-size$3,048$254
Nissan Titan XDHeavy Duty$3,050$254
Chevrolet SilveradoFull-size$3,054$255
Ford F150Full-size$3,090$258
GMC Hummer EV PickupFull-size$3,166$264
Ram TruckFull-size$3,194$266

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Broken Arrow, OK, with the Chevrolet Colorado ranking first at $2,432 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Broken Arrow, OK, with the Chevrolet Colorado ranking first at $2,432 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your truck in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Oklahoma.

Cheapest luxury cars to insure

In our comparison, the top five lowest-cost luxury cars to insure in Broken Arrow are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Auto insurance rates for these five models range from $2,454 to $2,856 per year.

Additional luxury cars that have affordable insurance rates are the Cadillac CT4, Lexus ES 350, Genesis G70, and Mercedes-Benz AMG CLA35, with average annual insurance rates of $2,902 per year or less.

As a cost per month, auto insurance in this segment for a safe driver will start around $205 per month, depending on your location.

The lowest-cost small luxury car to insure in Broken Arrow is the Acura Integra at $2,454 per year. For midsize luxury models, the Mercedes-Benz CLA250 is cheapest to insure at $2,840 per year. And for full-size models, the Audi A5 has the cheapest rates at $3,280 per year.

The rate comparison table below ranks the luxury cars with the cheapest average insurance rates in Broken Arrow, starting with the Acura Integra at $2,454 per year and ending with the Audi S3 at $3,096 per year.

Cheapest Luxury Car Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,454$205
BMW 330iCompact$2,812$234
Mercedes-Benz CLA250Midsize$2,840$237
Lexus IS 300Midsize$2,844$237
Acura TLXCompact$2,856$238
Cadillac CT4Compact$2,882$240
Lexus ES 350Midsize$2,882$240
Genesis G70Compact$2,890$241
Mercedes-Benz AMG CLA35Midsize$2,896$241
Lexus RC 300Midsize$2,902$242
Lexus IS 350Compact$2,914$243
Jaguar XFMidsize$2,920$243
Cadillac CT5Midsize$2,974$248
Lexus ES 250Midsize$2,986$249
BMW 330eCompact$2,996$250
Lexus RC 350Compact$2,996$250
BMW 228iCompact$3,002$250
BMW 230iCompact$3,024$252
Lexus ES 300hMidsize$3,030$253
Audi S3Compact$3,096$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Broken Arrow, OK, with the Acura Integra ranking first at $2,454 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Broken Arrow, OK, with the Acura Integra ranking first at $2,454 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Broken Arrow car insurance quotes from the best companies in Oklahoma.

Cheapest luxury SUV insurance rates

For 2024 models, the five cheapest SUVs to insure in Broken Arrow are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Insurance rates for these five models range from $2,306 to $2,606 per year.

Other luxury SUVs that rank well in our comparison are the Lexus UX 250h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus NX 350h, with average insurance cost of $2,660 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Acura MDX, Cadillac XT6, Land Rover Evoque, Infiniti QX50, and Mercedes-Benz GLA35 AMG cost between $2,660 and $2,770 per year for full-coverage insurance.

Full-coverage insurance in this segment starts at around $192 per month, depending on where you live.

If insurance rates are ranked by vehicle size, the cheapest compact luxury SUV model to insure in Broken Arrow is the Acura RDX at $2,306 per year, or $192 per month. For midsize luxury SUVs, the Jaguar E-Pace has the best rates at $2,580 per year, or $215 per month. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $3,096 per year, or $258 per month.

The next table ranks the twenty SUVs with the cheapest car insurance rates in Broken Arrow, starting with the Acura RDX at $192 per month and ending with the Lexus RX 350 at $231 per month.

Cheapest Luxury SUV Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,306$192
Lexus NX 250Compact$2,442$204
Cadillac XT4Compact$2,492$208
Jaguar E-PaceMidsize$2,580$215
Lexus NX 350hCompact$2,604$217
Cadillac XT5Midsize$2,606$217
Lincoln CorsairCompact$2,638$220
Mercedes-Benz GLB 250Compact$2,642$220
Lexus UX 250hCompact$2,646$221
Lexus NX 450hCompact$2,660$222
Infiniti QX50Midsize$2,682$224
Mercedes-Benz GLA250Compact$2,692$224
Cadillac XT6Midsize$2,700$225
Mercedes-Benz GLA35 AMGCompact$2,702$225
Infiniti QX60Midsize$2,716$226
Mercedes-Benz AMG GLB35Midsize$2,720$227
Land Rover EvoqueCompact$2,756$230
Acura MDXMidsize$2,758$230
Lexus NX 350Compact$2,768$231
Lexus RX 350Midsize$2,770$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Broken Arrow, OK, with the Acura RDX ranking first at $2,306 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Broken Arrow, OK, with the Acura RDX ranking first at $2,306 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Broken Arrow car insurance quotes from the best companies in Oklahoma.

Examples of auto insurance rate variation

To reinforce how much car insurance rates can range for different applicants (and also reiterate the importance of getting multiple quotes), the sections below contain detailed rates for four popular models in Broken Arrow: the Chevrolet Silverado, Toyota RAV4, Toyota Highlander, and Toyota Camry.

Each chart uses different risk profiles to demonstrate how rates have significant variation with only minor changes to the factors that affect policy cost.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Broken Arrow averages $3,054 per year (about $255 per month) and has a range of $2,526 to $7,086 annually.

Average 2024 Chevrolet Silverado insurance premiums in Broken Arrow for different driver ages and risk scenarios.
Figure 3: Average 2024 Chevrolet Silverado insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Silverado Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,086$591
Safe Driver Age 20$6,196$516
At-fault Accidents Age 40$4,358$363
Low Deductibles Age 40$3,940$328
Safe Driver Age 30$3,246$271
Safe Driver Age 40$3,054$255
Safe Driver Age 50$2,714$226
High Deductibles Age 40$2,602$217
Safe Driver Age 60$2,540$212
Discount Rate Age 40$2,526$211

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated October 24, 2025

The Chevrolet Silverado is a full-size truck, and other popular models include the Toyota Tundra, Nissan Titan, GMC Sierra, and Ford F150.

Toyota RAV4 insurance rates

Insurance for a Toyota RAV4 in Broken Arrow costs an average of $2,546 per year ($212 per month) and has a range of $2,114 to $5,858.

Average 2024 Toyota RAV4 insurance premiums in Broken Arrow for different driver ages and risk scenarios.
Figure 4: Average 2024 Toyota RAV4 insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

2024 Toyota RAV4 Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,858$488
Safe Driver Age 20$5,118$427
At-fault Accidents Age 40$3,612$301
Low Deductibles Age 40$3,294$275
Safe Driver Age 30$2,708$226
Safe Driver Age 40$2,546$212
Safe Driver Age 50$2,262$189
High Deductibles Age 40$2,156$180
Safe Driver Age 60$2,118$177
Discount Rate Age 40$2,114$176

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota RAV4 trim levels. Updated October 24, 2025

The Toyota RAV4 is classified as a compact SUV, and additional similar models include the Nissan Rogue, Ford Escape, Subaru Forester, and Mazda CX-5.

Toyota Highlander insurance rates

Car insurance for a Toyota Highlander in Broken Arrow averages $2,512 per year ($209 per month) and has a range of $2,088 to $5,740.

Average 2024 Toyota Highlander insurance premiums in Broken Arrow for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota Highlander insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

2024 Toyota Highlander Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,740$478
Safe Driver Age 20$5,030$419
At-fault Accidents Age 40$3,524$294
Low Deductibles Age 40$3,340$278
Safe Driver Age 30$2,684$224
Safe Driver Age 40$2,512$209
Safe Driver Age 50$2,216$185
Discount Rate Age 40$2,088$174
High Deductibles Age 40$2,086$174
Safe Driver Age 60$2,078$173

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated October 24, 2025

The Toyota Highlander is a midsize SUV, and additional similar models from the same segment include the Honda Pilot, Ford Edge, and Kia Sorento.

Toyota Camry insurance rates

Insurance for a Toyota Camry in Broken Arrow averages $2,964 per year (about $247 per month) and has a range of $2,464 to $6,816 per year.

Average 2024 Toyota Camry insurance premiums in Broken Arrow for different driver ages and risk scenarios.
Figure 6: Average 2024 Toyota Camry insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,816$568
Safe Driver Age 20$5,976$498
At-fault Accidents Age 40$4,180$348
Low Deductibles Age 40$3,938$328
Safe Driver Age 30$3,172$264
Safe Driver Age 40$2,964$247
Safe Driver Age 50$2,618$218
High Deductibles Age 40$2,464$205
Discount Rate Age 40$2,464$205
Safe Driver Age 60$2,454$205

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated October 24, 2025

The Toyota Camry is considered a midsize car, and additional models from the same segment that are popular in Broken Arrow include the Nissan Altima, Kia K5, Honda Accord, and Hyundai Sonata.

Money-saving tips for finding cheap auto insurance

Financially savvy drivers are always searching for ways to cut the monthly cost of car insurance, so glance at the tips in the list below and it’s very likely you can save some money.

  • Break the law and you’ll pay more. In order to have the cheapest car insurance in Broken Arrow, it’s necessary to obey traffic laws. Just a couple of minor infractions on your driving record could increase car insurance cost as much as $732 per year. Major convictions such as failing to stop at the scene of an accident could raise rates by an additional $2,562 or more.
  • Auto insurance is cheaper with higher deductibles. Raising deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
  • Reduce coverage on older cars. Removing physical damage coverage from vehicles whose low value makes coverage cost prohibitive will reduce the cost of auto insurance substantially.
  • Polish up your credit rating for lower rates. Drivers with high 800+ credit scores may save $434 per year compared to a credit score between 670-739. Conversely, a poor credit score could cost around $503 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Shop around for a better deal. Setting aside a few minutes every year or so to get a few free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you do not have to wait for your renewal to change companies.
  • No accidents means better car insurance rates. Too frequent at-fault accidents can raise rates, possibly as much as $3,938 per year for a 20-year-old driver and as much as $674 per year for a 60-year-old driver. So drive safe and save!
  • Research policy discounts to lower the cost. Savings may be available if the policyholders are homeowners, drive low annual mileage, are claim-free, drive a vehicle with safety or anti-theft features, work in certain occupations, or many other policy discounts which could save the average Broken Arrow driver as much as $468 per year.