Car Insurance Cost in Hillsboro, OR – 2025 Rates + Cheapest to Insure

We analyze six popular automotive segments to find the cars, SUVs, pickups, and minivans with the cheapest Hillsboro car insurance quotes.

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  • Hillsboro car insurance averages $2,446 per year, or around $204 per month for a full coverage policy.
  • Monthly car insurance rates for a few popular models in Hillsboro include the Jeep Cherokee at $220, Chevrolet Equinox at $188, and Toyota Highlander at $186.
  • For cheap car insurance in Hillsboro, small crossovers like the Chevrolet Trailblazer, Nissan Kicks, Toyota Corolla Cross, and Buick Encore have some of the best rates.

How much does car insurance cost in Hillsboro?

Average car insurance rates in Hillsboro cost $2,446 per year, or around $204 per month. That’s 9.6% more expensive than the overall U.S. overall average rate of $2,221 per year.

In the state of Oregon, average auto insurance cost is $2,360 per year, so the cost in Hillsboro averages $86 more per year. When rates are compared to other cities in Oregon, the average cost of car insurance in Hillsboro is around $272 per year more expensive than in Eugene, $332 per year less than in Gresham, and $52 per year more than in Salem.

The age of the rated driver has a significant impact the price you pay for auto insurance, so the list below illustrates this by breaking out average car insurance rates in Hillsboro based on the age of the driver.

Hillsboro, OR, car insurance cost by driver age

  • 16-year-old driver – $8,706 per year or $726 per month
  • 17-year-old driver – $8,433 per year or $703 per month
  • 18-year-old driver – $7,558 per year or $630 per month
  • 19-year-old driver – $6,882 per year or $574 per month
  • 20-year-old driver – $4,918 per year or $410 per month
  • 30-year-old driver – $2,610 per year or $218 per month
  • 40-year-old driver – $2,446 per year or $204 per month
  • 50-year-old driver – $2,170 per year or $181 per month
  • 60-year-old driver – $2,030 per year or $169 per month

The next chart shows average auto insurance cost in Hillsboro broken out not only by driver age, but also by comprehensive and collision deductibles. Rates are averaged for all 2024 vehicle models including luxury and performance vehicles.

Average full-coverage car insurance premium in Hillsboro, OR for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Hillsboro, OR for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Hillsboro, OR Zip Codes.

Average Car Insurance Cost in Hillsboro, OR
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,160$347
$500$4,918$410
$250$5,718$477
30$1,000$2,188$182
$500$2,610$218
$250$3,048$254
40$1,000$2,056$171
$500$2,446$204
$250$2,848$237
50$1,000$1,832$153
$500$2,170$181
$250$2,518$210
60$1,000$1,714$143
$500$2,030$169
$250$2,356$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Hillsboro, OR Zip Codes. Updated June 26, 2025

The average cost of car insurance per month in Hillsboro is $204, and ranges from $143 to $477 for drivers age 20 to 60 and policy deductibles of $250, $500 and $1,000.

Hillsboro car insurance rates are different for every driver and are impacted by many different factors. This wide range of possible rates emphasizes the need for multiple auto insurance quotes when shopping around for the cheapest car insurance coverage.

The car insurance costs referenced previously take all 2024 vehicle models and average them, which is practical when making generalized comparisons like the average cost difference between multiple locations.

Average auto insurance rates are good for getting the answer to questions like “is car insurance cheaper in Hillsboro or Portland?” or “are Oregon car insurance rates cheaper than in Arizona?”.

But for more useful price comparisons, we will get better data if we instead use rates for the exact make and model of vehicle being insured. Each make and model has it’s own unique characteristics for calculating the cost of auto insurance and this data allows us to perform insurance cost comparisons.

The following chart shows average insurance cost for some of the most popular cars, trucks, and SUVs insured in Hillsboro.

Average cost to insure popular 2024 model year vehicles in Hillsboro.
Figure 2: Average cost to insure popular 2024 model year vehicles in Hillsboro. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Hillsboro Zip Codes.

Hillsboro, OR, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,806$151
Mazda CX-5$1,994$166
Honda CR-V$2,084$174
Honda Civic$2,164$180
Nissan Rogue$2,198$183
Ford Explorer$2,218$185
Ford Escape$2,232$186
Nissan Sentra$2,240$187
Toyota RAV4$2,254$188
Honda Accord$2,362$197
Toyota Tacoma$2,474$206
Toyota Camry$2,626$219
Hyundai Elantra$2,654$221
Chevrolet Silverado$2,704$225
Ford Bronco$2,712$226
Ford F150$2,734$228
Jeep Wrangler$2,792$233
Ram Truck$2,826$236
Chevrolet Corvette$3,386$282

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Hillsboro, OR Zip Codes. Updated June 26, 2025

Popular vehicles in Hillsboro tend to be small or midsize cars like the Honda Civic, Toyota Corolla, and Nissan Altima and compact or midsize SUVs like the Nissan Rogue, Chevy Equinox, and Ford Explorer.

Additional popular models from other vehicle segments include luxury models like the Acura ILX and Cadillac XT5, pickup trucks like the Toyota Tacoma and Ford Ranger, and sports cars like the Nissan GT-R and Ford Mustang.

We will explore more rates coming up in the article, but before we get into that, let’s take a quick look at the comparisons and key concepts that we covered in the prior data.

  • Hillsboro, Oregon, car insurance costs more than the U.S. average – $2,446 (Hillsboro average) compared to $2,221 (U.S. average)
  • Car insurance rates decrease substantially between ages 20 and 30 – The average 30-year-old Hillsboro, OR, driver will pay $2,308 less each year than a 20-year-old driver, $2,610 versus $4,918.
  • Insuring teens costs a lot – Rates range from $5,821 to $8,706 per year to insure a teen driver in Hillsboro, OR.
  • Lower deductible auto insurance is more expensive than high deductible – A 30-year-old driver pays an average of $660 more per year for $250 deductibles compared to $1,000 deductibles.
  • Car insurance is cheaper as you age – Average car insurance rates for a 50-year-old driver in Hillsboro are $2,748 per year cheaper than for a 20-year-old driver.
  • Hillsboro car insurance rates are more expensive than the Oregon state average – $2,446 (Hillsboro average) compared to $2,360 (Oregon average)
  • Cost per month ranges from $169 to $726 – That is the average car insurance cost range for drivers from age 16 to 60 in Hillsboro, Oregon.

What are the cheapest vehicles to insure in Hillsboro?

When comparing rates for all vehicles, the models with the best auto insurance prices in Hillsboro, OR, tend to be compact SUVs like the Subaru Crosstrek, Kia Soul, Hyundai Venue, and Nissan Kicks.

Average auto insurance rates for those small SUVs cost $1,984 or less per year to have full coverage.

A few other vehicles that have very good car insurance quotes in the comparison table below are the Buick Encore, Nissan Murano, Buick Envista, and Honda CR-V.

Rates are a few dollars per month higher for those models than the cheapest crossovers and compact SUVs at the top of the list, but they still have an average insurance cost of $177 or less per month in Hillsboro.

The table below details the vehicles with the cheapest overall insurance rates in Hillsboro, ordered by annual cost.

Top 25 Cheapest Auto Insurance Rates in Hillsboro, Oregon
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,806$151
2Chevrolet Trailblazer$1,838$153
3Kia Soul$1,908$159
4Nissan Kicks$1,924$160
5Honda Passport$1,948$162
6Buick Envision$1,960$163
7Toyota Corolla Cross$1,970$164
8Hyundai Venue$1,984$165
9Mazda CX-5$1,994$166
10Ford Bronco Sport$2,004$167
11Volkswagen Tiguan$2,024$169
12Acura RDX$2,044$170
13Nissan Murano$2,054$171
14Buick Encore$2,076$173
15Honda CR-V$2,084$174
16Subaru Outback$2,084$174
17Buick Envista$2,090$174
18Volkswagen Taos$2,094$175
19Kia Niro$2,106$176
20Toyota GR Corolla$2,124$177
21Honda HR-V$2,128$177
22Subaru Ascent$2,128$177
23Nissan Leaf$2,142$179
24Chevrolet Colorado$2,154$180
25Honda Civic$2,164$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 27, 2025

Top 25 cheapest vehicles to insure in Hillsboro, OR with the Subaru Crosstrek ranking first at $1,806 per year
Top 25 cheapest vehicles to insure in Hillsboro, OR with the Subaru Crosstrek ranking first at $1,806 per year

A table showing 25 ranked vehicles doesn’t do a great job of providing a comprehensive summary of the cost of car insurance in Hillsboro. A more thorough way to group rates for different vehicles is to sort them by segment. The following six sections show the top 20 vehicles with the cheapest auto insurance rates in Hillsboro for the most popular automotive segments.

Cars with cheap auto insurance in Hillsboro

The top three non-luxury two and four door cars with the most affordable insurance in Hillsboro are the Toyota GR Corolla at $2,124 per year, the Nissan Leaf at $2,142 per year, and the Honda Civic at $2,164 per year.

Other cars that have good average insurance rates are the Honda Accord, Toyota Corolla, Toyota Prius, and Chevrolet Malibu, with an average cost of $2,382 per year or less.

Additional 2024 models that rank well include the Kia Forte, Mitsubishi Mirage G4, Volkswagen Arteon, and Mazda 3, which cost between $2,382 and $2,528 per year for insurance.

Full-coverage insurance in Hillsboro for this segment for the average driver starts at an average of $177 per month, depending on the company and your location.

If ranked by vehicle size, the cheapest non-luxury compact car to insure in Hillsboro is the Toyota GR Corolla at $2,124 per year. For midsize cars, the Kia K5 has the best rates at $2,356 per year. And for full-size non-luxury cars, the Chrysler 300 is cheapest to insure at $2,328 per year.

The next table ranks the twenty cars with the lowest-cost insurance rates in Hillsboro.

Cheapest Insurance for Cars in Hillsboro, OR
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,124$177
Nissan LeafCompact$2,142$179
Honda CivicCompact$2,164$180
Nissan SentraCompact$2,240$187
Subaru ImprezaCompact$2,248$187
Toyota PriusCompact$2,284$190
Kia K5Midsize$2,356$196
Honda AccordMidsize$2,362$197
Chevrolet MalibuMidsize$2,372$198
Toyota CorollaCompact$2,382$199
Kia ForteCompact$2,386$199
Volkswagen ArteonMidsize$2,404$200
Nissan VersaCompact$2,410$201
Subaru LegacyMidsize$2,414$201
Hyundai Ioniq 6Midsize$2,432$203
Mitsubishi Mirage G4Compact$2,470$206
Volkswagen JettaCompact$2,472$206
Toyota CrownMidsize$2,474$206
Hyundai SonataMidsize$2,478$207
Mazda 3Compact$2,528$211

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Hillsboro, OR, with the Toyota GR Corolla ranking first at $2,124 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Hillsboro, OR, with the Toyota GR Corolla ranking first at $2,124 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Oregon.

SUVs with affordable car insurance

The cheapest SUVs to insure in Hillsboro are the Subaru Crosstrek at $1,806 per year, the Chevrolet Trailblazer at $1,838 per year, and the Kia Soul at $1,908 per year.

Not the cheapest SUVs to insure, but still very reasonable, are models like the Hyundai Venue, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with an average cost of $2,004 per year or less.

Ranked in the lower half of the top 20, models like the Buick Envista, Honda CR-V, Volkswagen Tiguan, Honda HR-V, and Buick Encore average between $2,004 and $2,128 to insure per year in Hillsboro.

Auto insurance rates in this segment for the average driver starts at an average of $151 per month, depending on your location. The next table ranks the SUVs with the cheapest car insurance rates in Hillsboro, starting with the Subaru Crosstrek at $1,806 per year and ending with the Subaru Ascent at $2,128 per year.

Cheapest Insurance for SUVs in Hillsboro, OR
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,806$151
Chevrolet TrailblazerCompact$1,838$153
Kia SoulCompact$1,908$159
Nissan KicksCompact$1,924$160
Honda PassportMidsize$1,948$162
Buick EnvisionCompact$1,960$163
Toyota Corolla CrossCompact$1,970$164
Hyundai VenueCompact$1,984$165
Mazda CX-5Compact$1,994$166
Ford Bronco SportCompact$2,004$167
Volkswagen TiguanCompact$2,024$169
Nissan MuranoMidsize$2,054$171
Buick EncoreCompact$2,076$173
Honda CR-VCompact$2,084$174
Subaru OutbackMidsize$2,084$174
Buick EnvistaMidsize$2,090$174
Volkswagen TaosCompact$2,094$175
Kia NiroCompact$2,106$176
Honda HR-VCompact$2,128$177
Subaru AscentMidsize$2,128$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Hillsboro, OR, with the Subaru Crosstrek ranking first at $1,806 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Hillsboro, OR, with the Subaru Crosstrek ranking first at $1,806 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Need rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Hillsboro car insurance quotes from the best auto insurance companies in Oregon.

Cheap pickups to insure in Hillsboro

The four top-ranked pickup trucks with the cheapest auto insurance in Hillsboro are the Chevrolet Colorado at $2,154 per year, Nissan Titan at $2,286 per year, Nissan Frontier at $2,312 per year, and Ford Ranger at $2,338 per year.

Additional models that have affordable insurance rates are the GMC Sierra 2500 HD, Honda Ridgeline, GMC Canyon, and Hyundai Santa Cruz, with average annual insurance rates of $2,518 per year or less.

On a monthly basis, auto insurance rates on this segment in Hillsboro for the average driver starts at around $180 per month, depending on your location and insurance company. The next table ranks the twenty pickups with the lowest-cost insurance in Hillsboro, starting with the Chevrolet Colorado at $180 per month and ending with the Ram Truck at $236 per month.

Cheapest Insurance for Pickups in Hillsboro, OR
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,154$180
Nissan TitanFull-size$2,286$191
Nissan FrontierMidsize$2,312$193
Ford RangerMidsize$2,338$195
Ford MaverickMidsize$2,372$198
Honda RidgelineMidsize$2,428$202
Hyundai Santa CruzMidsize$2,468$206
Toyota TacomaMidsize$2,474$206
GMC Sierra 2500 HDHeavy Duty$2,484$207
GMC CanyonMidsize$2,518$210
Jeep GladiatorMidsize$2,574$215
GMC Sierra 3500Heavy Duty$2,588$216
Chevrolet Silverado HD 3500Heavy Duty$2,614$218
Chevrolet Silverado HD 2500Heavy Duty$2,684$224
GMC SierraFull-size$2,702$225
Chevrolet SilveradoFull-size$2,704$225
Nissan Titan XDHeavy Duty$2,704$225
Ford F150Full-size$2,734$228
GMC Hummer EV PickupFull-size$2,806$234
Ram TruckFull-size$2,826$236

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hillsboro, OR, with the Chevrolet Colorado ranking first at $2,154 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Hillsboro, OR, with the Chevrolet Colorado ranking first at $2,154 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck missing from the table above? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Oregon.

Sports cars with cheap insurance rates

The Mazda MX-5 Miata takes the top ranking for the cheapest sports car to insure in Hillsboro, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $2,262 per year for full-coverage auto insurance.

Some other sports cars that have affordable insurance rates are the Lexus RC F, Subaru BRZ, Toyota GR Supra, and BMW M2, with an average cost of $2,924 per year or less.

From a monthly standpoint, full-coverage car insurance in this segment for a middle-age safe driver starts at an average of $189 per month, depending on where you live and the company you use.

The table below ranks the twenty sports cars with the lowest-cost average car insurance rates in Hillsboro, starting with the Mazda MX-5 Miata at $2,262 per year and ending with the Porsche Taycan at $4,142 per year.

Cheapest Insurance for Sports Cars in Hillsboro, OR
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,262$189
Toyota GR86Sports Car$2,576$215
Ford MustangSports Car$2,688$224
BMW Z4Sports Car$2,702$225
Subaru WRXSports Car$2,740$228
Toyota GR SupraSports Car$2,748$229
BMW M2Sports Car$2,826$236
Nissan ZSports Car$2,834$236
Lexus RC FSports Car$2,890$241
Subaru BRZSports Car$2,924$244
BMW M3Sports Car$3,090$258
Porsche 718Sports Car$3,148$262
Chevrolet CamaroSports Car$3,178$265
Chevrolet CorvetteSports Car$3,386$282
Porsche 911Sports Car$3,502$292
BMW M4Sports Car$3,648$304
Lexus LC 500Sports Car$3,668$306
Jaguar F-TypeSports Car$3,858$322
Mercedes-Benz AMG GT53Sports Car$4,046$337
Porsche TaycanSports Car$4,142$345

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Hillsboro, OR, with the Mazda MX-5 Miata ranking first at $2,262 per year.
Ranking of the cheapest sports cars to insure in Hillsboro, OR, with the Mazda MX-5 Miata ranking first at $2,262 per year.

Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Hillsboro.

Luxury cars with affordable insurance rates

The Acura Integra takes the top ranking for the cheapest luxury car to insure in Hillsboro, followed by the BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. The 2024 model costs an average of $2,174 per year for a full-coverage insurance policy.

Also ranking in the top 10 are cars like the Genesis G70, Cadillac CT4, Mercedes-Benz AMG CLA35, and Lexus RC 300, with average annual insurance rates of $2,570 per year or less.

Ranking between positions 10 and 20, models like the BMW 330e, Lexus RC 350, Lexus IS 350, Lexus ES 250, and BMW 230i average between $2,570 and $2,742 per year for full-coverage insurance in Hillsboro.

As a cost per month, full-coverage car insurance on this segment in Hillsboro for a good driver will start around $181 per month, depending on your company and location.

When ranked by vehicle size, the most affordable compact luxury car to insure in Hillsboro is the Acura Integra at $2,174 per year, or $181 per month. For midsize luxury car models, the Mercedes-Benz CLA250 has the best rates at $2,516 per year, or $210 per month. And for full-size luxury cars, the Audi A5 is the cheapest model to insure at $2,904 per year, or $242 per month.

The comparison table below ranks the twenty luxury cars with the lowest-cost average car insurance rates in Hillsboro, starting with the Acura Integra at $2,174 per year and ending with the Audi S3 at $2,742 per year.

Cheapest Insurance for Luxury Cars in Hillsboro, OR
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,174$181
BMW 330iCompact$2,490$208
Mercedes-Benz CLA250Midsize$2,516$210
Lexus IS 300Midsize$2,518$210
Acura TLXCompact$2,528$211
Cadillac CT4Compact$2,554$213
Lexus ES 350Midsize$2,554$213
Genesis G70Compact$2,558$213
Mercedes-Benz AMG CLA35Midsize$2,564$214
Lexus RC 300Midsize$2,570$214
Lexus IS 350Compact$2,580$215
Jaguar XFMidsize$2,586$216
Cadillac CT5Midsize$2,634$220
Lexus ES 250Midsize$2,644$220
Lexus RC 350Compact$2,652$221
BMW 330eCompact$2,656$221
BMW 228iCompact$2,660$222
BMW 230iCompact$2,682$224
Lexus ES 300hMidsize$2,684$224
Audi S3Compact$2,742$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hillsboro, OR, with the Acura Integra ranking first at $2,174 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Hillsboro, OR, with the Acura Integra ranking first at $2,174 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Hillsboro car insurance quotes from the best auto insurance companies in Oregon.

Cheapest luxury SUV insurance rates in Hillsboro, OR

Ranking #1 in Hillsboro for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing an average of $2,044 per year. Second place is the Lexus NX 250 at $2,164 per year, and coming in third is the Cadillac XT4, at an average of $2,208 per year.

Rounding out the top 10 are luxury SUVs like the Mercedes-Benz GLB 250, Lexus NX 350h, Lexus UX 250h, and Lincoln Corsair, with an average cost to insure of $2,358 per year or less.

Some additional vehicles that rank well include the Cadillac XT6, Mercedes-Benz GLA250, Acura MDX, and Mercedes-Benz GLA35 AMG, which average between $2,358 and $2,454 per year for full-coverage insurance in Hillsboro.

As a cost per month, full-coverage auto insurance on this segment in Hillsboro for a safe driver starts at an average of $170 per month, depending on where you live and the company you use.

When the luxury SUV segment is analyzed by vehicle size, the cheapest small luxury SUV to insure in Hillsboro is the Acura RDX at $2,044 per year. For midsize 2024 models, the Jaguar E-Pace has the best rates at $2,286 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest rates at $2,742 per year.

The next table ranks the twenty luxury SUVs with the cheapest car insurance rates in Hillsboro.

Cheapest Insurance for Luxury SUVs in Hillsboro, OR
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,044$170
Lexus NX 250Compact$2,164$180
Cadillac XT4Compact$2,208$184
Jaguar E-PaceMidsize$2,286$191
Cadillac XT5Midsize$2,306$192
Lexus NX 350hCompact$2,306$192
Lincoln CorsairCompact$2,336$195
Mercedes-Benz GLB 250Compact$2,340$195
Lexus UX 250hCompact$2,346$196
Lexus NX 450hCompact$2,358$197
Infiniti QX50Midsize$2,376$198
Mercedes-Benz GLA250Compact$2,382$199
Mercedes-Benz GLA35 AMGCompact$2,392$199
Cadillac XT6Midsize$2,394$200
Infiniti QX60Midsize$2,406$201
Mercedes-Benz AMG GLB35Midsize$2,408$201
Land Rover EvoqueCompact$2,440$203
Acura MDXMidsize$2,444$204
Lexus NX 350Compact$2,452$204
Lexus RX 350Midsize$2,454$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Hillsboro, OR Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hillsboro, OR, with the Acura RDX ranking first at $2,044 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Hillsboro, OR, with the Acura RDX ranking first at $2,044 per year.

For more car insurance comparisons, see our guide for luxury SUV insurance.

Looking for rates for a different luxury SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Hillsboro car insurance quotes from top-rated auto insurance companies in Oregon.

Variability of auto insurance rates

In an effort to help you understand the amount the cost of auto insurance can fluctuate from one driver to the next (and also emphasize the importance of accurate rate quotes), the charts below present detailed rates for five popular vehicles in Hillsboro: the Ram Truck, Honda Civic, Toyota RAV4, Honda Accord, and Chevrolet Camaro.

Each vehicle example uses a variety of different driver profiles to illustrate the price difference for the different scenarios.

Ram Truck insurance rates

Car insurance for a Ram Truck in Hillsboro averages $2,826 per year ($236 per month) and varies from $2,342 to $6,512 annually for the driver examples in the next insurance cost chart.

Average 2024 Ram Truck insurance premiums in Hillsboro for different driver ages and risk scenarios.
Figure 3: Average 2024 Ram Truck insurance premiums in Hillsboro for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Hillsboro includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Hillsboro, OR
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,512$543
Safe Driver Age 20$5,696$475
At-fault Accidents Age 40$4,006$334
Low Deductibles Age 40$3,698$308
Safe Driver Age 30$3,014$251
Safe Driver Age 40$2,826$236
Safe Driver Age 50$2,504$209
High Deductibles Age 40$2,380$198
Safe Driver Age 60$2,342$195
Discount Rate Age 40$2,342$195

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated June 27, 2025

The Ram Truck belongs to the full-size truck segment, and other popular same-segment models include the GMC Sierra, Nissan Titan, Chevrolet Silverado, and Ford F150.

Honda Civic insurance rates

Car insurance for a Honda Civic in Hillsboro averages $2,164 per year ($180 per month) and ranges from $1,800 to $4,912 per year.

Average 2024 Honda Civic insurance premiums in Hillsboro for different driver ages and risk scenarios.
Figure 4: Average 2024 Honda Civic insurance premiums in Hillsboro for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Hillsboro includes all Zip Codes and vehicle trim levels.

2024 Honda Civic Insurance Cost in Hillsboro, OR
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,912$409
Safe Driver Age 20$4,292$358
At-fault Accidents Age 40$3,034$253
Low Deductibles Age 40$2,838$237
Safe Driver Age 30$2,310$193
Safe Driver Age 40$2,164$180
Safe Driver Age 50$1,920$160
High Deductibles Age 40$1,814$151
Discount Rate Age 40$1,800$150
Safe Driver Age 60$1,794$150

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Civic trim levels. Updated June 27, 2025

The Honda Civic is classified as a compact car, and additional similar models from the same segment include the Hyundai Elantra, Nissan Sentra, and Volkswagen Jetta.

Toyota RAV4 insurance rates

In Hillsboro, Toyota RAV4 insurance averages $2,254 per year (about $188 per month) and has a range of $1,874 to $5,186.

Average 2024 Toyota RAV4 insurance premiums in Hillsboro for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota RAV4 insurance premiums in Hillsboro for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Hillsboro includes all Zip Codes and vehicle trim levels.

2024 Toyota RAV4 Insurance Cost in Hillsboro, OR
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,186$432
Safe Driver Age 20$4,532$378
At-fault Accidents Age 40$3,200$267
Low Deductibles Age 40$2,918$243
Safe Driver Age 30$2,402$200
Safe Driver Age 40$2,254$188
Safe Driver Age 50$2,006$167
High Deductibles Age 40$1,912$159
Safe Driver Age 60$1,878$157
Discount Rate Age 40$1,874$156

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota RAV4 trim levels. Updated June 27, 2025

The Toyota RAV4 belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Honda CR-V, Mazda CX-5, and Subaru Forester.

Honda Accord insurance rates

Car insurance for a Honda Accord in Hillsboro averages $2,362 per year (about $197 per month) and has a range of $1,964 to $5,428 annually.

Average 2024 Honda Accord insurance premiums in Hillsboro for different driver ages and risk scenarios.
Figure 6: Average 2024 Honda Accord insurance premiums in Hillsboro for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Hillsboro includes all Zip Codes and vehicle trim levels.

2024 Honda Accord Insurance Cost in Hillsboro, OR
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,428$452
Safe Driver Age 20$4,754$396
At-fault Accidents Age 40$3,336$278
Low Deductibles Age 40$3,110$259
Safe Driver Age 30$2,520$210
Safe Driver Age 40$2,362$197
Safe Driver Age 50$2,092$174
High Deductibles Age 40$1,976$165
Discount Rate Age 40$1,964$164
Safe Driver Age 60$1,958$163

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Accord trim levels. Updated June 27, 2025

The Honda Accord is considered a midsize car, and other similar models that are popular in Hillsboro, Oregon, include the Toyota Camry, Nissan Altima, and Chevrolet Malibu.

Chevrolet Camaro insurance rates

Insurance for a Chevrolet Camaro in Hillsboro costs an average of $3,178 per year, or around $265 per month, and has a range of $2,634 to $7,294 annually.

Average 2024 Chevrolet Camaro insurance premiums in Hillsboro for different driver ages and risk scenarios.
Figure 7: Average 2024 Chevrolet Camaro insurance premiums in Hillsboro for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Hillsboro includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Camaro Insurance Cost in Hillsboro, OR
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$7,294$608
Safe Driver Age 20$6,366$531
At-fault Accidents Age 40$4,510$376
Low Deductibles Age 40$4,090$341
Safe Driver Age 30$3,380$282
Safe Driver Age 40$3,178$265
Safe Driver Age 50$2,826$236
High Deductibles Age 40$2,704$225
Safe Driver Age 60$2,642$220
Discount Rate Age 40$2,634$220

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Camaro trim levels. Updated June 26, 2025

The Chevrolet Camaro is classified as a sports car, and additional models from the same segment that are popular in Hillsboro include the Chevrolet Corvette, Nissan 370Z, Ford Mustang, and Toyota Supra.

How to save on car insurance in Hillsboro

Shrewd drivers are always searching for ways to reduce the monthly expense for auto insurance, so look through the money-saving ideas below and maybe you’ll find a way to save a little cash on your next policy.

  • Raise your credit score for cheaper rates. Having a credit score above 800 may save $384 per year when compared to a credit rating of 670-739. Conversely, a lower credit rating could cost up to $445 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Drive safe and save. Having a few at-fault accidents can really raise rates, possibly by an additional $3,488 per year for a 20-year-old driver and even as much as $736 per year for a 50-year-old driver. So drive safe and save!
  • Increasing deductibles lowers insurance cost. Boosting your physical damage deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
  • Get better rates due to your occupation. Just about all auto insurance companies offer policy discounts for certain professions like doctors, accountants, dentists, nurses, college professors, and others. If you qualify for this occupational discount, you could potentially save between $73 and $238 on your annual insurance bill, depending on the coverage levels.
  • Compare insurance cost before buying a car. Different cars, trucks, and SUVs can have very different insurance premiums, and companies can sell coverages with widely varying rates. Check rates before you buy to prevent insurance sticker shock when you receive your first bill.
  • Lots of policy discounts equals cheaper auto insurance. Discounts may be available if the policyholders are loyal customers, are senior citizens, drive a vehicle with safety or anti-theft features, are claim-free, or many other policy discounts which could save the average Hillsboro driver as much as $414 per year on their insurance cost.
  • Shop around anytime. Setting aside the time to get free car insurance quotes is our top recommendation for saving money on car insurance. Rates change more often that you might think and you do not have to wait for your renewal to change companies.