- The average cost of car insurance in East Providence is 35.5% more than the national average rate of $2,221.
- Monthly car insurance rates for a few popular vehicles in East Providence include the Chevrolet Silverado at $293, Toyota RAV4 at $244, and Nissan Sentra at $243.
- Small SUVs like the Kia Soul, Subaru Crosstrek, Buick Envision, and Buick Encore are the best options for cheap car insurance in East Providence.
- A few vehicles with the most affordable auto insurance in East Providence for their automotive segment include the Kia K5, Nissan Titan, Acura Integra, Jaguar E-Pace, and Subaru Crosstrek.
How much does East Providence car insurance cost?
The average cost of car insurance in East Providence is $3,178 per year, which is 35.5% more than the overall national average rate of $2,221. Car insurance in East Providence per month costs approximately $265 per month for full coverage auto insurance.
In the state of Rhode Island, the average cost of car insurance is $2,892 per year, so the cost in East Providence averages $286 more per year. When rates are compared to other cities in Rhode Island, the cost to insure a car in East Providence is $166 per year more than in Warwick, $124 per year cheaper than in Pawtucket, and $448 per year cheaper than in Providence.
The next chart shows average auto insurance cost in East Providence broken out not only for different driver ages, but also for different policy deductibles. Rates are averaged for all 2024 vehicle models including luxury brands.
Average car insurance rates in the prior chart range from $2,232 per year for a policy with high physical damage deductibles for a 60-year-old driver to $7,436 per year for a 20-year-old driver with a low deductible policy.
When average annual cost is converted to monthly rates, the average cost of car insurance per month in East Providence ranges from $186 to $620.
Car insurance rates have extreme variability and minor changes in a driver’s risk profile can cause considerable changes in car insurance premiums. The likelihood of significant rate variability emphasizes the need for accurate auto insurance quotes when shopping online for more affordable coverage.
Driver age is the single-largest factor that determines the price you pay for auto insurance, so the list below illustrates these differences by breaking out average car insurance rates in East Providence for drivers from age 16 to 60.
Average cost of car insurance in East Providence, Rhode Island, for drivers age 16 to 60
- 16-year-old rated driver – $11,321 per year or $943 per month
- 17-year-old rated driver – $10,968 per year or $914 per month
- 18-year-old rated driver – $9,831 per year or $819 per month
- 19-year-old rated driver – $8,951 per year or $746 per month
- 20-year-old rated driver – $6,394 per year or $533 per month
- 30-year-old rated driver – $3,392 per year or $283 per month
- 40-year-old rated driver – $3,178 per year or $265 per month
- 50-year-old rated driver – $2,818 per year or $235 per month
- 60-year-old rated driver – $2,640 per year or $220 per month
Car insurance cost for popular models
The car insurance rates mentioned above are an average for all 2024 vehicle models, which is practical for making big picture comparisons such as the cost difference between driver ages or locations. Average auto insurance rates are awesome for getting the answer to questions like “is car insurance in East Providence cheaper than Cranston?” or “is Rhode Island car insurance cheaper than Texas?”.
But for more useful price comparisons, we will get better data if we do a rate analysis for the exact vehicle being insured. Every make and model has it’s own profile for rating purposes and this data allows for cost comparisons.
The following list displays average annual and monthly car insurance cost in East Providence for some of the more popular vehicles.
Car insurance rates for popular vehicles in East Providence
- Chevrolet Silverado – $3,514 per year ($293 per month)
- Toyota RAV4 – $2,930 per year ($244 per month)
- Nissan Sentra – $2,914 per year ($243 per month)
- Mazda CX-5 – $2,594 per year ($216 per month)
- Subaru Outback – $2,710 per year ($226 per month)
- Ford Explorer – $2,886 per year ($241 per month)
- Hyundai Elantra – $3,454 per year ($288 per month)
- Toyota Highlander – $2,892 per year ($241 per month)
- Ford Escape – $2,900 per year ($242 per month)
- Toyota Camry – $3,416 per year ($285 per month)
The vehicles that are popular in East Providence tend to be compact and midsize sedans like the Hyundai Elantra, Nissan Sentra, and Kia K5 and small or midsize SUVs like the Chevy Equinox, Ford Escape, and Ford Explorer.
A few additional popular models from different automotive segments include luxury SUVs like the Cadillac XT5 and Infiniti QX60, luxury cars like the Lexus ES 350 and Acura ILX, and pickup trucks like the Ford Ranger and Chevy Silverado.
We will cover auto insurance rates for many more vehicles in a bit, but before we get into those numbers, let’s take a condensed look at the important concepts we covered earlier.
- Car insurance rates drop significantly between ages 20 and 30 – The average 30-year-old East Providence driver will pay $3,002 less per year than a 20-year-old driver, $3,392 compared to $6,394.
- Insuring teenagers can be expensive – Rates range from $7,568 to $11,321 per year to insure a teen driver in East Providence.
- East Providence car insurance prices are more expensive than the Rhode Island state average – $3,178 (East Providence average) compared to $2,892 (Rhode Island average)
- Average cost per month ranges from $220 to $943 – That’s the average car insurance price range for drivers age 16 to 60 in East Providence, Rhode Island.
- Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $1,030 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- East Providence, Rhode Island, car insurance cost is more than the U.S. average – $3,178 (East Providence average) compared to $2,221 (U.S. average)
Which vehicles have cheap insurance in East Providence?
The models with the most affordable insurance rates in East Providence tend to be compact SUVs like the Subaru Crosstrek, Kia Soul, and Buick Envision. Average insurance quotes for those compact SUVs cost $2,582 or less per year to get full coverage.
Some other vehicles that have very good insurance prices in our car insurance price comparison are the Honda HR-V, Buick Envista, Ford Bronco Sport, and Subaru Outback. Average car insurance rates are slightly higher for those models than the crossover SUVs at the top of the rankings, but they still have an average cost of $2,766 or less per year in East Providence.
The next table breaks down the 40 car, truck, and SUV models with the cheapest auto insurance in East Providence, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,348 | $196 |
| 2 | Chevrolet Trailblazer | $2,390 | $199 |
| 3 | Kia Soul | $2,484 | $207 |
| 4 | Nissan Kicks | $2,502 | $209 |
| 5 | Honda Passport | $2,532 | $211 |
| 6 | Buick Envision | $2,548 | $212 |
| 7 | Toyota Corolla Cross | $2,562 | $214 |
| 8 | Hyundai Venue | $2,582 | $215 |
| 9 | Mazda CX-5 | $2,594 | $216 |
| 10 | Ford Bronco Sport | $2,606 | $217 |
| 11 | Volkswagen Tiguan | $2,632 | $219 |
| 12 | Acura RDX | $2,660 | $222 |
| 13 | Nissan Murano | $2,672 | $223 |
| 14 | Buick Encore | $2,700 | $225 |
| 15 | Subaru Outback | $2,710 | $226 |
| 16 | Honda CR-V | $2,712 | $226 |
| 17 | Buick Envista | $2,718 | $227 |
| 18 | Volkswagen Taos | $2,722 | $227 |
| 19 | Kia Niro | $2,738 | $228 |
| 20 | Toyota GR Corolla | $2,762 | $230 |
| 21 | Honda HR-V | $2,766 | $231 |
| 22 | Subaru Ascent | $2,768 | $231 |
| 23 | Nissan Leaf | $2,784 | $232 |
| 24 | Chevrolet Colorado | $2,800 | $233 |
| 25 | Honda Civic | $2,814 | $235 |
| 26 | Lexus NX 250 | $2,816 | $235 |
| 27 | Volkswagen Atlas | $2,822 | $235 |
| 28 | Acura Integra | $2,828 | $236 |
| 29 | Subaru Forester | $2,830 | $236 |
| 30 | Volkswagen Atlas Cross Sport | $2,832 | $236 |
| 31 | Kia Seltos | $2,840 | $237 |
| 32 | GMC Terrain | $2,848 | $237 |
| 33 | Nissan Rogue | $2,856 | $238 |
| 34 | Hyundai Kona | $2,860 | $238 |
| 35 | Mazda CX-30 | $2,866 | $239 |
| 36 | Cadillac XT4 | $2,872 | $239 |
| 37 | Volkswagen ID4 | $2,884 | $240 |
| 38 | Ford Explorer | $2,886 | $241 |
| 39 | Toyota Highlander | $2,892 | $241 |
| 40 | Ford Escape | $2,900 | $242 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
The table above that contains 40 vehicle rankings is fine if you just want the lowest rates. Considering we track over 700 vehicles, a lot of vehicles get left off the list. So let’s take a different approach and break out the models with the cheapest rates an alternative way.
This next section further discusses the cost of car insurance based on automotive segment. The average rates shown will provide a decent understanding of which segments have the least expensive East Providence auto insurance rates. The sections after the chart break out the cheapest rates for individual models in the most popular segments.
Cost to insure by automotive segment
If you’re looking around at new or used cars, it’s a good idea to know which styles of vehicles are less expensive to insure. To illustrate this, maybe you’re curious if midsize cars have more affordable insurance than full-size cars or if full-size SUVs are more expensive to insure than midsize or compact SUVs.
The next chart shows the average cost of car insurance rates in East Providence for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the cheapest average auto insurance rates, while exotic models have the most expensive insurance rates.
Car insurance rates by segment are useful for making a general comparison, but the insurance cost for specific vehicles ranges greatly within each automotive segment displayed in the above chart.
For example, in the small SUV segment, East Providence insurance rates range from the Subaru Crosstrek at $2,348 per year up to the Ford Mustang Mach-E at $3,718 per year.
Also, in the sports car segment, rates range from the Mazda MX-5 Miata costing $2,942 per year up to the Mercedes-Benz SL 63 costing $6,532 per year.
In the upcoming sections, we eliminate a lot of this variability by analyzing the cost of car insurance in East Providence from the perspective of the vehicle model.
Cars with the cheapest insurance rates in East Providence
The four highest ranking non-luxury two and four door cars with the lowest-cost average insurance rates in East Providence are the Toyota GR Corolla at $2,762 per year, Nissan Leaf at $2,784 per year, Honda Civic at $2,814 per year, and Nissan Sentra at $2,914 per year.
Additional models that have affordable insurance rates are the Kia K5, Toyota Prius, Toyota Corolla, and Honda Accord, with average annual insurance rates of $3,096 per year or less.
Ranking between positions 10 and 20, cars like the Volkswagen Jetta, Kia Forte, Subaru Legacy, Toyota Crown, Mitsubishi Mirage G4, and Volkswagen Arteon average between $3,096 and $3,286 per year for auto insurance in East Providence.
Car insurance in this segment for a middle-age safe driver starts at an average of $230 per month, depending on the company.
If vehicle size is considered, the most affordable non-luxury compact car to insure in East Providence is the Toyota GR Corolla at $2,762 per year. For midsize 2024 models, the Kia K5 has the cheapest rates at $3,062 per year. And for full-size non-luxury cars, the Chrysler 300 is cheapest to insure at $3,028 per year.
The comparison table below ranks the twenty cars with the cheapest average car insurance rates in East Providence, starting with the Toyota GR Corolla at $2,762 per year and ending with the Mazda 3 at $3,286 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,762 | $230 |
| Nissan Leaf | Compact | $2,784 | $232 |
| Honda Civic | Compact | $2,814 | $235 |
| Nissan Sentra | Compact | $2,914 | $243 |
| Subaru Impreza | Compact | $2,920 | $243 |
| Toyota Prius | Compact | $2,972 | $248 |
| Kia K5 | Midsize | $3,062 | $255 |
| Honda Accord | Midsize | $3,070 | $256 |
| Chevrolet Malibu | Midsize | $3,086 | $257 |
| Toyota Corolla | Compact | $3,096 | $258 |
| Kia Forte | Compact | $3,106 | $259 |
| Volkswagen Arteon | Midsize | $3,124 | $260 |
| Nissan Versa | Compact | $3,134 | $261 |
| Subaru Legacy | Midsize | $3,136 | $261 |
| Hyundai Ioniq 6 | Midsize | $3,164 | $264 |
| Mitsubishi Mirage G4 | Compact | $3,208 | $267 |
| Volkswagen Jetta | Compact | $3,216 | $268 |
| Toyota Crown | Midsize | $3,218 | $268 |
| Hyundai Sonata | Midsize | $3,222 | $269 |
| Mazda 3 | Compact | $3,286 | $274 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Rhode Island.
SUVs with cheap car insurance
The four most affordable SUVs to insure in East Providence are the Subaru Crosstrek at $2,348 per year, Chevrolet Trailblazer at $2,390 per year, Kia Soul at $2,484 per year, and Nissan Kicks at $2,502 per year.
Additional SUVs that are affordable to insure are the Buick Envision, Hyundai Venue, Mazda CX-5, and Toyota Corolla Cross, with average insurance cost of $2,606 per year or less.
Additional SUVs that made the list include the Kia Niro, Honda CR-V, Buick Encore, Subaru Ascent, and Subaru Outback, which cost between $2,606 and $2,768 to insure per year.
From a monthly standpoint, car insurance rates on this segment in East Providence can cost as low as $196 per month, depending on where you live.
When ranked by vehicle size, the cheapest non-luxury compact SUV to insure in East Providence is the Subaru Crosstrek at $2,348 per year, or $196 per month. For midsize models, the Honda Passport has the cheapest rates at $2,532 per year, or $211 per month. And for large SUVs, the Chevrolet Tahoe is most affordable to insure at $2,986 per year, or $249 per month.
The rate comparison table below ranks the twenty SUVs with the most affordable insurance in East Providence.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,348 | $196 |
| Chevrolet Trailblazer | Compact | $2,390 | $199 |
| Kia Soul | Compact | $2,484 | $207 |
| Nissan Kicks | Compact | $2,502 | $209 |
| Honda Passport | Midsize | $2,532 | $211 |
| Buick Envision | Compact | $2,548 | $212 |
| Toyota Corolla Cross | Compact | $2,562 | $214 |
| Hyundai Venue | Compact | $2,582 | $215 |
| Mazda CX-5 | Compact | $2,594 | $216 |
| Ford Bronco Sport | Compact | $2,606 | $217 |
| Volkswagen Tiguan | Compact | $2,632 | $219 |
| Nissan Murano | Midsize | $2,672 | $223 |
| Buick Encore | Compact | $2,700 | $225 |
| Subaru Outback | Midsize | $2,710 | $226 |
| Honda CR-V | Compact | $2,712 | $226 |
| Buick Envista | Midsize | $2,718 | $227 |
| Volkswagen Taos | Compact | $2,722 | $227 |
| Kia Niro | Compact | $2,738 | $228 |
| Honda HR-V | Compact | $2,766 | $231 |
| Subaru Ascent | Midsize | $2,768 | $231 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap East Providence car insurance quotes from top-rated companies in Rhode Island.
Most affordable luxury car insurance rates
Ranking in the top five for the most affordable East Providence auto insurance rates in the luxury car segment are the Lexus IS 300, Acura TLX, Mercedes-Benz CLA250, BMW 330i, and Acura Integra. Car insurance quotes for these vehicles average $3,290 or less per year, or around $274 per month.
Additional models that have cheaper rates are the Lexus ES 350, Lexus RC 300, Genesis G70, and Cadillac CT4, with an average car insurance cost of $3,342 per year or less.
On a monthly basis, car insurance on this segment in East Providence for a good driver can cost as low as $236 per month, depending on your company and location.
The table below ranks the cars with the most affordable insurance rates in East Providence, starting with the Acura Integra at $2,828 per year ($236 per month) and ending with the Audi S3 at $3,566 per year ($297 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,828 | $236 |
| BMW 330i | Compact | $3,240 | $270 |
| Mercedes-Benz CLA250 | Midsize | $3,272 | $273 |
| Lexus IS 300 | Midsize | $3,274 | $273 |
| Acura TLX | Compact | $3,290 | $274 |
| Cadillac CT4 | Compact | $3,320 | $277 |
| Lexus ES 350 | Midsize | $3,322 | $277 |
| Genesis G70 | Compact | $3,330 | $278 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,334 | $278 |
| Lexus RC 300 | Midsize | $3,342 | $279 |
| Lexus IS 350 | Compact | $3,356 | $280 |
| Jaguar XF | Midsize | $3,364 | $280 |
| Cadillac CT5 | Midsize | $3,424 | $285 |
| Lexus ES 250 | Midsize | $3,442 | $287 |
| Lexus RC 350 | Compact | $3,450 | $288 |
| BMW 330e | Compact | $3,452 | $288 |
| BMW 228i | Compact | $3,458 | $288 |
| BMW 230i | Compact | $3,484 | $290 |
| Lexus ES 300h | Midsize | $3,490 | $291 |
| Audi S3 | Compact | $3,566 | $297 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap East Providence car insurance quotes from the best auto insurance companies in Rhode Island.
Luxury SUVs with affordable car insurance rates
Ranking at the top of the list for the cheapest East Providence auto insurance rates in the luxury SUV segment are the Jaguar E-Pace, Lexus NX 250, Cadillac XT4, Cadillac XT5, and Acura RDX. Car insurance rates for these models average $3,002 or less per year, or around $250 per month.
Additional models that have good average insurance rates include the Lexus NX 350h, Lexus NX 450h, Lexus UX 250h, and Mercedes-Benz GLB 250, with average annual insurance rates of $3,066 per year or less.
Auto insurance in East Providence for this segment for the average driver starts at an average of $222 per month, depending on the company and where you live.
If rates are ranked by vehicle size, the most affordable compact luxury SUV to insure in East Providence is the Acura RDX at $2,660 per year. For midsize luxury models, the Jaguar E-Pace is the cheapest model to insure at $2,974 per year. And for large luxury SUV models, the Infiniti QX80 has the cheapest car insurance rates at $3,566 per year.
The rate comparison table below ranks the SUVs with the lowest-cost insurance rates in East Providence, starting with the Acura RDX at $2,660 per year ($222 per month) and ending with the Lexus RX 350 at $3,192 per year ($266 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,660 | $222 |
| Lexus NX 250 | Compact | $2,816 | $235 |
| Cadillac XT4 | Compact | $2,872 | $239 |
| Jaguar E-Pace | Midsize | $2,974 | $248 |
| Lexus NX 350h | Compact | $3,000 | $250 |
| Cadillac XT5 | Midsize | $3,002 | $250 |
| Lincoln Corsair | Compact | $3,038 | $253 |
| Mercedes-Benz GLB 250 | Compact | $3,044 | $254 |
| Lexus UX 250h | Compact | $3,048 | $254 |
| Lexus NX 450h | Compact | $3,066 | $256 |
| Infiniti QX50 | Midsize | $3,092 | $258 |
| Mercedes-Benz GLA250 | Compact | $3,100 | $258 |
| Cadillac XT6 | Midsize | $3,110 | $259 |
| Mercedes-Benz GLA35 AMG | Compact | $3,110 | $259 |
| Infiniti QX60 | Midsize | $3,128 | $261 |
| Mercedes-Benz AMG GLB35 | Midsize | $3,134 | $261 |
| Land Rover Evoque | Compact | $3,174 | $265 |
| Acura MDX | Midsize | $3,178 | $265 |
| Lexus NX 350 | Compact | $3,190 | $266 |
| Lexus RX 350 | Midsize | $3,192 | $266 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 26, 2025
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see insurance cost for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free East Providence car insurance quotes from top auto insurance companies in Rhode Island.
Sports cars with affordable car insurance rates
Ranking at the top for the most affordable East Providence auto insurance rates in the sports car and performance segment are the Subaru WRX, BMW Z4, Mazda MX-5 Miata, Toyota GR86, and Ford Mustang. Car insurance quotes for these 2024 models average $297 or less per month.
Rounding out the top 10 are models like the Lexus RC F, Subaru BRZ, Nissan Z, and Toyota GR Supra, with average rates of $3,800 per year or less.
As a cost per month, auto insurance rates on this segment in East Providence for an average middle-age driver will start around $245 per month, depending on where you live and the company you use. The comparison table below ranks the sports cars with the cheapest auto insurance rates in East Providence.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,942 | $245 |
| Toyota GR86 | Sports Car | $3,352 | $279 |
| Ford Mustang | Sports Car | $3,494 | $291 |
| BMW Z4 | Sports Car | $3,510 | $293 |
| Subaru WRX | Sports Car | $3,566 | $297 |
| Toyota GR Supra | Sports Car | $3,570 | $298 |
| BMW M2 | Sports Car | $3,676 | $306 |
| Nissan Z | Sports Car | $3,682 | $307 |
| Lexus RC F | Sports Car | $3,758 | $313 |
| Subaru BRZ | Sports Car | $3,800 | $317 |
| BMW M3 | Sports Car | $4,014 | $335 |
| Porsche 718 | Sports Car | $4,096 | $341 |
| Chevrolet Camaro | Sports Car | $4,132 | $344 |
| Chevrolet Corvette | Sports Car | $4,404 | $367 |
| Porsche 911 | Sports Car | $4,556 | $380 |
| BMW M4 | Sports Car | $4,744 | $395 |
| Lexus LC 500 | Sports Car | $4,770 | $398 |
| Jaguar F-Type | Sports Car | $5,018 | $418 |
| Mercedes-Benz AMG GT53 | Sports Car | $5,264 | $439 |
| Porsche Taycan | Sports Car | $5,384 | $449 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Rhode Island.
Cheap pickups to insure in East Providence, RI
Ranking in the top five for the cheapest East Providence car insurance rates in the pickup truck segment are the Chevrolet Colorado, Ford Ranger, Nissan Titan, Nissan Frontier, and Ford Maverick. Insurance rates for these models average $257 or less per month.
Other models that have affordable average insurance rates include the Toyota Tacoma, Hyundai Santa Cruz, GMC Canyon, and Honda Ridgeline, with average insurance cost of $3,272 per year or less.
On a monthly basis, auto insurance rates on this segment in East Providence for the average driver starts at an average of $233 per month, depending on your location and insurance company.
The next table ranks the pickups with the cheapest car insurance rates in East Providence, starting with the Chevrolet Colorado at $2,800 per year ($233 per month) and ending with the Ram Truck at $3,674 per year ($306 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,800 | $233 |
| Nissan Titan | Full-size | $2,974 | $248 |
| Nissan Frontier | Midsize | $3,006 | $251 |
| Ford Ranger | Midsize | $3,038 | $253 |
| Ford Maverick | Midsize | $3,082 | $257 |
| Honda Ridgeline | Midsize | $3,154 | $263 |
| Hyundai Santa Cruz | Midsize | $3,206 | $267 |
| Toyota Tacoma | Midsize | $3,220 | $268 |
| GMC Sierra 2500 HD | Heavy Duty | $3,234 | $270 |
| GMC Canyon | Midsize | $3,272 | $273 |
| Jeep Gladiator | Midsize | $3,350 | $279 |
| GMC Sierra 3500 | Heavy Duty | $3,366 | $281 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,398 | $283 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,490 | $291 |
| GMC Sierra | Full-size | $3,510 | $293 |
| Chevrolet Silverado | Full-size | $3,514 | $293 |
| Nissan Titan XD | Heavy Duty | $3,514 | $293 |
| Ford F150 | Full-size | $3,558 | $297 |
| GMC Hummer EV Pickup | Full-size | $3,646 | $304 |
| Ram Truck | Full-size | $3,674 | $306 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all East Providence, RI Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see insurance rates for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap East Providence car insurance quotes from top-rated auto insurance companies in Rhode Island.
Tips for cheaper auto insurance rates
Financially savvy drivers in East Providence are often looking to pay less for insurance So glance through the tips in the list below and maybe you can save a few bucks on your next policy.
- Don’t be a negligent driver. Having frequent accidents may increase rates, possibly by an extra $1,534 per year for a 30-year-old driver and even $958 per year for a 50-year-old driver. So drive safe and save money!
- Compare insurance rates before buying a car. Different models, and even different trim levels of the same model, can have significantly different car insurance rates, and car insurance companies can charge very different rates. Check the price before you buy in order to prevent any surprises when you receive your first bill.
- Your employer could save you a few bucks. The large majority of insurance companies offer policy discounts for specific professions like scientists, dentists, lawyers, police officers and law enforcement, firefighters, accountants, and others. If you can get this discount applied to your policy, you could potentially save between $95 and $309 on your car insurance bill, subject to policy limits.
- Avoid filing small claims. Most auto insurance companies offer a discount if you do not file any claims. Auto insurance should be used for significant claims, not for minor claims that can easily be paid out-of-pocket.
- A good driving record means cheaper rates. If you want the cheapest auto insurance in East Providence, it pays to drive safe. As a matter of fact, just a couple moving violations have the consequences of raising auto insurance cost by at least $848 per year.
- Save money by qualifying for policy discounts. Discounts may be available if the policyholders are claim-free, are loyal customers, are homeowners, take a defensive driving course, sign their policy early, or many other policy discounts which could save the average East Providence driver as much as $534 per year on their insurance cost.
- Check your credit score. Having a credit score above 800 could save $499 per year versus a good rating of 670-739. Conversely, a below average credit rating could cost around $578 more per year. Not all states use credit score as a rating factor, so check with your agent or company.