Car Insurance in Mount Pleasant, SC – Average Cost (2025) + Cheapest

Is car insurance expensive in Mount Pleasant, South Carolina? We compare insurance rates for over 150 different models to find the cheapest car insurance quotes.

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How much does car insurance cost in Mount Pleasant?

Average car insurance rates in Mount Pleasant cost $2,196 per year, or around $183 per month. That’s 1.1% cheaper than the overall U.S. average rate of $2,221 per year.

The average cost to insure a vehicle in South Carolina is $2,192 per year, so Mount Pleasant, SC, drivers pay an average of $4 more per year than the overall South Carolina state-wide average rate. When compared to other larger cities in South Carolina, the average cost of auto insurance in Mount Pleasant is $84 per year less than in Rock Hill, $92 per year cheaper than in Columbia, and $158 per year less than in North Charleston.

The chart below shows average auto insurance rates in Mount Pleasant for 2024 model year vehicles for both different driver ages and policy deductible amounts.

Average full-coverage car insurance premium in Mount Pleasant, SC for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Mount Pleasant, SC for different ages of drivers. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Mount Pleasant, SC Zip Codes.

Average Car Insurance Cost in Mount Pleasant, SC
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,740$312
$500$4,422$369
$250$5,142$429
30$1,000$1,966$164
$500$2,344$195
$250$2,738$228
40$1,000$1,846$154
$500$2,196$183
$250$2,558$213
50$1,000$1,644$137
$500$1,946$162
$250$2,260$188
60$1,000$1,542$129
$500$1,824$152
$250$2,116$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Average rates in the chart range from $1,542 per year for a 60-year-old driver with $1,000 deductibles to $5,142 per year for a 20-year-old driver with $250 deductibles. Throughout our site, the rate used to compare different vehicles is a 40-year-old driver with $500 deductibles for comprehensive and collision coverage, which is an average cost of $2,196 per year in Mount Pleasant.

As a monthly cost, average car insurance cost in Mount Pleasant ranges from $129 to $429 for the same deductible limits and driver ages shown in the prior chart.

Mount Pleasant car insurance rates have extreme variability and depend on a lot of factors. This variability emphasizes the need to get accurate auto insurance quotes when shopping online for the cheapest Mount Pleasant car insurance.

The age of the rated driver has the single biggest impact on the price of auto insurance. The list below illustrates this point by breaking out average car insurance rates in Mount Pleasant depending on driver age.

Mount Pleasant, SC, car insurance cost by driver age

  • 16 year old – $7,823 per year or $652 per month
  • 17 year old – $7,578 per year or $632 per month
  • 18 year old – $6,790 per year or $566 per month
  • 19 year old – $6,183 per year or $515 per month
  • 20 year old – $4,422 per year or $369 per month
  • 30 year old – $2,344 per year or $195 per month
  • 40 year old – $2,196 per year or $183 per month
  • 50 year old – $1,946 per year or $162 per month
  • 60 year old – $1,824 per year or $152 per month

The rates referenced above take the cost to insure each 2024 vehicle model and average them, which is suitable for making big picture comparisons like the difference in average auto insurance cost for two different locations in South Carolina.

For more comprehensive auto insurance comparisons, however, the data will be more precise if we compare rates for the exact make and model of vehicle being insured. In the next few sections, we explore both segment rates and rates for many different specific vehicles, but for now, we will explore just a few popular models to find out how car insurance rates stack up in Mount Pleasant.

The next list displays average annual and monthly car insurance cost for some of the more popular models you’ll see on the streets of Mount Pleasant. Later in this article, we explore additional factors that affect the cost of insuring some of these models in much more detail.

Average auto insurance cost for popular models in Mount Pleasant

Popular vehicles in Mount Pleasant tend to be compact or midsize sedans like the Nissan Sentra, Toyota Corolla, and Toyota Camry and compact or midsize SUVs like the Honda CR-V, Chevy Equinox, and Subaru Outback.

Additional popular vehicles from different automotive segments include luxury cars like the Acura ILX, Infiniti Q50, and Tesla Model S, luxury SUVs like the Infiniti QX60, Lexus RX 350, and Acura MDX, and pickup trucks like the Ford Ranger, Toyota Tacoma, and Chevy Silverado.

We will cover rates for many more vehicles in the upcoming sections, but before we do that, let’s make a quick review of the comparisons and concepts covered up to this point.

  • Car insurance cost decreases as you age – Average rates for a 60-year-old driver in Mount Pleasant are $2,598 per year cheaper than for a 20-year-old driver.
  • Mount Pleasant, South Carolina, average car insurance cost is less than the U.S. average – $2,196 (Mount Pleasant average) compared to $2,221 (U.S. average)
  • Insurance for a teenager gets very expensive – The average cost ranges from $5,231 to $7,823 per year for insurance on a teen driver in Mount Pleasant, South Carolina.
  • Cost per month ranges from $152 to $652 – That is the average car insurance cost range for drivers from age 16 to 60 in Mount Pleasant.
  • Mount Pleasant auto insurance rates are more expensive than the South Carolina state average – $2,196 (Mount Pleasant average) compared to $2,192 (South Carolina average)

Which autos cost the least to insure in Mount Pleasant?

The models with the cheapest average insurance prices in Mount Pleasant, SC, tend to be crossovers and small SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Nissan Kicks.

Average auto insurance quotes for those vehicles cost $149 or less per month for full coverage car insurance.

Other vehicles that rank well in our cost comparison are the Mazda CX-5, Volkswagen Tiguan, Nissan Murano, and Honda HR-V. Average insurance cost is slightly higher for those models than the cheapest crossover SUVs that rank near the top, but they still have an average insurance cost of $1,912 or less per year, or around $159 per month.

The table below details the 40 models with the cheapest car insurance in Mount Pleasant, sorted by annual and monthly insurance cost.

Top 40 Cheapest Cars, Trucks, and SUVs to Insure in Mount Pleasant
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,576$131
2Chevrolet Trailblazer$1,606$134
3Kia Soul$1,666$139
4Nissan Kicks$1,682$140
5Honda Passport$1,696$141
6Buick Envision$1,708$142
7Toyota Corolla Cross$1,720$143
8Hyundai Venue$1,738$145
9Mazda CX-5$1,740$145
10Ford Bronco Sport$1,748$146
11Volkswagen Tiguan$1,764$147
12Acura RDX$1,782$149
13Nissan Murano$1,794$150
14Buick Encore$1,814$151
15Subaru Outback$1,816$151
16Honda CR-V$1,818$152
17Buick Envista$1,828$152
18Volkswagen Taos$1,832$153
19Kia Niro$1,838$153
20Subaru Ascent$1,852$154
21Toyota GR Corolla$1,852$154
22Honda HR-V$1,860$155
23Nissan Leaf$1,870$156
24Chevrolet Colorado$1,880$157
25Lexus NX 250$1,886$157
26Honda Civic$1,888$157
27Volkswagen Atlas$1,890$158
28Acura Integra$1,896$158
29Subaru Forester$1,898$158
30Volkswagen Atlas Cross Sport$1,898$158
31Kia Seltos$1,908$159
32GMC Terrain$1,910$159
33Nissan Rogue$1,920$160
34Hyundai Kona$1,922$160
35Cadillac XT4$1,926$161
36Mazda CX-30$1,928$161
37Volkswagen ID4$1,934$161
38Ford Explorer$1,936$161
39Toyota Highlander$1,940$162
40Toyota Venza$1,944$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Top 40 cheapest vehicles to insure in Mount Pleasant, SC with the Subaru Crosstrek ranking first at $1,576 per year
Top 40 cheapest vehicles to insure in Mount Pleasant, SC with the Subaru Crosstrek ranking first at $1,576 per year

The table above that contains 40 vehicles with the cheapest insurance in Mount Pleasant is great if you just want the lowest rates. Considering the fact that we have over 700 models in our database, that means only about 6% of vehicles are shown. Let’s dig deeper into the data and break out the models with the lowest rates in a more useful way, by automotive segment.

This next section goes into more detail about the cost of car insurance based on automotive segment. These rates will provide a better idea of which automotive segments have the least expensive rates. The six sections after the chart show the vehicles with the cheapest insurance rates in each segment.

Average rates by automotive segment

If you’re considering buying a different vehicle, it’s in your best interest to know which categories of vehicles have better insurance rates. As an example, you may be curious if compact SUVs are more affordable to insure than minivans or which size of pickup has cheaper auto insurance.

The next chart displays average car insurance rates in Mount Pleasant for different vehicle segments. From a segment perspective, compact SUVs, midsize trucks, and minivans have the least expensive average auto insurance rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive insurance.

Car insurance average cost by automotive segment in Mount Pleasant, SC.
Figure 2: Car insurance average cost by automotive segment in Mount Pleasant, SC. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Mount Pleasant Zip Codes.

Car Insurance Rates by Automotive Segment in Mount Pleasant, SC
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,018$168
Midsize SUV$2,166$181
Compact Car$2,168$181
Minivan$2,172$181
Midsize Pickup$2,216$185
Midsize Car$2,238$187
Compact Luxury SUV$2,382$199
Compact Luxury Car$2,416$201
Large SUV$2,424$202
Half-ton Pickup$2,434$203
Heavy Duty Pickup$2,526$211
Midsize Luxury SUV$2,606$217
Midsize Luxury Car$2,694$225
Sports Car$3,020$252
Large Car$3,160$263
Large Luxury SUV$3,400$283
Large Luxury Car$3,510$293

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Segment rates can be used for comparing estimates, but auto insurance cost varies quite significantly within each vehicle category displayed in the above chart.

For example, in the small SUV segment, average Mount Pleasant auto insurance rates range from the Subaru Crosstrek at $1,622 per year to the Ford Mustang Mach-E costing $2,568 per year, a difference of $946 within that segment.

In the sports car segment, average rates range from the Mazda MX-5 Miata costing $2,032 per year up to the Mercedes-Benz SL 63 costing $4,512 per year, a difference of $2,480 within that segment.

In the next sections, we eliminate this variability by analyzing the cost of car insurance in Mount Pleasant at a model level.

Cheapest car insurance rates in Mount Pleasant, SC

The top three cars with the cheapest auto insurance in Mount Pleasant are the Toyota GR Corolla at $1,908 per year, the Nissan Leaf at $1,924 per year, and the Honda Civic at $1,944 per year.

Some other cars that have affordable average insurance rates are the Toyota Prius, Kia K5, Honda Accord, and Toyota Corolla, with an average cost to insure of $2,140 per year or less.

Ranked from 10th to 20th place, cars like the Subaru Legacy, Hyundai Sonata, Volkswagen Arteon, Toyota Crown, and Mitsubishi Mirage G4 cost between $2,140 and $2,270 to insure per year in Mount Pleasant.

Car insurance rates in Mount Pleasant for this segment will start around $159 per month, depending on your location and insurance company.

The most affordable compact car to insure in Mount Pleasant is the Toyota GR Corolla at $1,908 per year. For midsize 2024 models, the Kia K5 is the cheapest model to insure at $2,116 per year. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,090 per year.

The rate comparison table below ranks the cars with the most affordable insurance rates in Mount Pleasant.

Cheapest Car Insurance in Mount Pleasant, SC
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,908$159
Nissan LeafCompact$1,924$160
Honda CivicCompact$1,944$162
Nissan SentraCompact$2,012$168
Subaru ImprezaCompact$2,018$168
Toyota PriusCompact$2,052$171
Kia K5Midsize$2,116$176
Honda AccordMidsize$2,122$177
Chevrolet MalibuMidsize$2,130$178
Toyota CorollaCompact$2,140$178
Kia ForteCompact$2,144$179
Volkswagen ArteonMidsize$2,158$180
Nissan VersaCompact$2,166$181
Subaru LegacyMidsize$2,168$181
Hyundai Ioniq 6Midsize$2,184$182
Mitsubishi Mirage G4Compact$2,218$185
Volkswagen JettaCompact$2,220$185
Toyota CrownMidsize$2,224$185
Hyundai SonataMidsize$2,226$186
Mazda 3Compact$2,270$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Mount Pleasant, SC, with the Toyota GR Corolla ranking first at $1,908 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Mount Pleasant, SC, with the Toyota GR Corolla ranking first at $1,908 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Don’t see rates for your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Mount Pleasant car insurance quotes from the best auto insurance companies in South Carolina.

Cheapest SUV insurance rates in Mount Pleasant, SC

Taking the top spot in Mount Pleasant for cheapest auto insurance rates in the SUV segment is the Subaru Crosstrek, at an average of $1,622 per year. Second place is the Chevrolet Trailblazer costing $1,652 per year, and third place goes to the Kia Soul, costing an average of $1,714 per year.

Also ranking well are SUVs like the Toyota Corolla Cross, Ford Bronco Sport, Buick Envision, and Mazda CX-5, with average annual insurance rates of $1,798 per year or less.

From a cost per month standpoint, auto insurance in Mount Pleasant on this segment will start around $135 per month, depending on your company and location.

The table below ranks the SUVs with the cheapest insurance in Mount Pleasant, starting with the Subaru Crosstrek at $1,622 per year ($135 per month) and ending with the Subaru Ascent at $1,912 per year ($159 per month).

Cheapest SUV Insurance in Mount Pleasant, SC
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,622$135
Chevrolet TrailblazerCompact$1,652$138
Kia SoulCompact$1,714$143
Nissan KicksCompact$1,728$144
Honda PassportMidsize$1,748$146
Buick EnvisionCompact$1,760$147
Toyota Corolla CrossCompact$1,768$147
Hyundai VenueCompact$1,784$149
Mazda CX-5Compact$1,790$149
Ford Bronco SportCompact$1,798$150
Volkswagen TiguanCompact$1,818$152
Nissan MuranoMidsize$1,844$154
Buick EncoreCompact$1,864$155
Subaru OutbackMidsize$1,870$156
Honda CR-VCompact$1,872$156
Buick EnvistaMidsize$1,878$157
Volkswagen TaosCompact$1,882$157
Kia NiroCompact$1,890$158
Honda HR-VCompact$1,912$159
Subaru AscentMidsize$1,912$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Mount Pleasant, SC, with the Subaru Crosstrek ranking first at $1,622 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Mount Pleasant, SC, with the Subaru Crosstrek ranking first at $1,622 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in South Carolina.

Cheapest sports cars to insure in Mount Pleasant

The four most affordable sports cars to insure in Mount Pleasant are the Mazda MX-5 Miata at $2,032 per year, Toyota GR86 at $2,314 per year, Ford Mustang at $2,414 per year, and BMW Z4 at $2,426 per year.

Also ranking well are models like the Toyota GR Supra, Nissan Z, BMW M2, and Subaru BRZ, with average rates of $2,628 per year or less.

From a cost per month standpoint, full-coverage insurance on this segment in Mount Pleasant for an average middle-age driver starts at around $169 per month, depending on your company and location. The table below ranks the twenty sports cars with the lowest-cost average auto insurance rates in Mount Pleasant, starting with the Mazda MX-5 Miata at $2,032 per year ($169 per month) and ending with the Porsche Taycan at $3,720 per year ($310 per month).

Cheapest Sports Car Insurance in Mount Pleasant, SC
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,032$169
Toyota GR86Sports Car$2,314$193
Ford MustangSports Car$2,414$201
BMW Z4Sports Car$2,426$202
Subaru WRXSports Car$2,464$205
Toyota GR SupraSports Car$2,468$206
BMW M2Sports Car$2,538$212
Nissan ZSports Car$2,546$212
Lexus RC FSports Car$2,596$216
Subaru BRZSports Car$2,628$219
BMW M3Sports Car$2,774$231
Porsche 718Sports Car$2,826$236
Chevrolet CamaroSports Car$2,854$238
Chevrolet CorvetteSports Car$3,044$254
Porsche 911Sports Car$3,146$262
BMW M4Sports Car$3,278$273
Lexus LC 500Sports Car$3,294$275
Jaguar F-TypeSports Car$3,466$289
Mercedes-Benz AMG GT53Sports Car$3,636$303
Porsche TaycanSports Car$3,720$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Mount Pleasant, SC, with the Mazda MX-5 Miata ranking first at $2,032 per year.
Ranking of the cheapest sports cars to insure in Mount Pleasant, SC, with the Mazda MX-5 Miata ranking first at $2,032 per year.

Is your vehicle not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Mount Pleasant.

Cheapest pickup insurance rates

The cheapest pickup trucks to insure in Mount Pleasant are the Chevrolet Colorado at $1,934 per year, the Nissan Titan at $2,054 per year, and the Nissan Frontier at $2,078 per year.

Other pickups that have cheaper rates are the Toyota Tacoma, Hyundai Santa Cruz, GMC Canyon, and Honda Ridgeline, with average rates of $2,260 per year or less.

Full-coverage car insurance in this segment will start around $161 per month, depending on the company. The rate comparison table below ranks the twenty pickups with the lowest-cost average car insurance rates in Mount Pleasant, starting with the Chevrolet Colorado at $1,934 per year ($161 per month) and ending with the Ram Truck at $2,540 per year ($212 per month).

Cheapest Pickup Insurance in Mount Pleasant, SC
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,934$161
Nissan TitanFull-size$2,054$171
Nissan FrontierMidsize$2,078$173
Ford RangerMidsize$2,098$175
Ford MaverickMidsize$2,130$178
Honda RidgelineMidsize$2,178$182
Hyundai Santa CruzMidsize$2,216$185
Toyota TacomaMidsize$2,224$185
GMC Sierra 2500 HDHeavy Duty$2,234$186
GMC CanyonMidsize$2,260$188
Jeep GladiatorMidsize$2,312$193
GMC Sierra 3500Heavy Duty$2,326$194
Chevrolet Silverado HD 3500Heavy Duty$2,350$196
Chevrolet Silverado HD 2500Heavy Duty$2,412$201
GMC SierraFull-size$2,426$202
Chevrolet SilveradoFull-size$2,430$203
Nissan Titan XDHeavy Duty$2,430$203
Ford F150Full-size$2,456$205
GMC Hummer EV PickupFull-size$2,522$210
Ram TruckFull-size$2,540$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Mount Pleasant, SC, with the Chevrolet Colorado ranking first at $1,934 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Mount Pleasant, SC, with the Chevrolet Colorado ranking first at $1,934 per year.

See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.

Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Mount Pleasant car insurance quotes from top-rated auto insurance companies in South Carolina.

Cheapest luxury car insurance rates

In our comparison, the top five most budget-friendly luxury cars to insure in Mount Pleasant are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average insurance rates for for these five cars range from $1,952 to $2,272 per year.

Not the cheapest in the list, but still ranking well, are models like the Mercedes-Benz AMG CLA35, Lexus RC 300, Cadillac CT4, and Genesis G70, with average annual insurance rates of $2,308 per year or less.

Full-coverage car insurance for this segment in Mount Pleasant starts at an average of $163 per month, depending on your company and location.

The table below ranks the twenty cars with the cheapest insurance rates in Mount Pleasant, starting with the Acura Integra at $1,952 per year ($163 per month) and ending with the Audi S3 at $2,462 per year ($205 per month).

Cheapest Luxury Car Insurance in Mount Pleasant, SC
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,952$163
BMW 330iCompact$2,236$186
Mercedes-Benz CLA250Midsize$2,260$188
Lexus IS 300Midsize$2,264$189
Acura TLXCompact$2,272$189
Cadillac CT4Compact$2,294$191
Lexus ES 350Midsize$2,294$191
Genesis G70Compact$2,300$192
Mercedes-Benz AMG CLA35Midsize$2,302$192
Lexus RC 300Midsize$2,308$192
Lexus IS 350Compact$2,318$193
Jaguar XFMidsize$2,324$194
Cadillac CT5Midsize$2,366$197
Lexus ES 250Midsize$2,376$198
Lexus RC 350Compact$2,382$199
BMW 330eCompact$2,386$199
BMW 228iCompact$2,390$199
BMW 230iCompact$2,408$201
Lexus ES 300hMidsize$2,412$201
Audi S3Compact$2,462$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Mount Pleasant, SC, with the Acura Integra ranking first at $1,952 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Mount Pleasant, SC, with the Acura Integra ranking first at $1,952 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Don’t see your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Mount Pleasant car insurance quotes from the best auto insurance companies in South Carolina.

Cheapest luxury SUVs to insure

The top-ranked vehicle in Mount Pleasant for the lowest-cost insurance in the luxury SUV segment is the Acura RDX, with an average cost of $1,838 per year. Second place is the Lexus NX 250 costing $1,944 per year, and the third cheapest is the Cadillac XT4, at an average of $1,982 per year.

Additional models that rank well in our comparison include the Lincoln Corsair, Lexus UX 250h, Lexus NX 450h, and Lexus NX 350h, with an average car insurance cost of $2,118 per year or less.

Auto insurance rates in Mount Pleasant for this segment for the average driver will start around $153 per month, depending on where you live and the company you use.

If insurance rates are ranked by vehicle size, the lowest-cost small luxury SUV to insure in Mount Pleasant is the Acura RDX at $1,838 per year. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $2,052 per year. And for full-size luxury SUVs, the Infiniti QX80 has the best rates at $2,462 per year.

The comparison table below ranks the SUVs with the lowest-cost average insurance rates in Mount Pleasant, starting with the Acura RDX at $153 per month and ending with the Lexus RX 350 at $184 per month.

Cheapest Luxury SUV Insurance in Mount Pleasant, SC
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,838$153
Lexus NX 250Compact$1,944$162
Cadillac XT4Compact$1,982$165
Jaguar E-PaceMidsize$2,052$171
Cadillac XT5Midsize$2,072$173
Lexus NX 350hCompact$2,072$173
Lincoln CorsairCompact$2,098$175
Mercedes-Benz GLB 250Compact$2,102$175
Lexus UX 250hCompact$2,106$176
Lexus NX 450hCompact$2,118$177
Infiniti QX50Midsize$2,134$178
Mercedes-Benz GLA250Compact$2,140$178
Mercedes-Benz GLA35 AMGCompact$2,148$179
Cadillac XT6Midsize$2,150$179
Infiniti QX60Midsize$2,160$180
Mercedes-Benz AMG GLB35Midsize$2,164$180
Land Rover EvoqueCompact$2,192$183
Acura MDXMidsize$2,196$183
Lexus NX 350Compact$2,202$184
Lexus RX 350Midsize$2,204$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Mount Pleasant, SC Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Mount Pleasant, SC, with the Acura RDX ranking first at $1,838 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Mount Pleasant, SC, with the Acura RDX ranking first at $1,838 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Is your luxury SUV not in the list? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Mount Pleasant car insurance quotes from the best companies in South Carolina.

Tips for getting cheap Mount Pleasant car insurance

Drivers are always looking to pay less for auto insurance So take a minute or two to look through the tips and ideas in the list below and maybe you’ll find a way to save some money when buying car insurance.

  • Compare insurance cost before buying a car. Different vehicles, and even different trims of the same vehicle, have very different car insurance rates, and auto insurance companies can sell coverages with a wide range of costs. Get quotes to compare the cost of insurance before you buy a different car in order to prevent price shock when insuring your new car.
  • Avoiding accidents saves money on car insurance in Mount Pleasant. Having frequent at-fault accidents will raise rates, possibly by an extra $3,136 per year for a 20-year-old driver and as much as $664 per year for a 50-year-old driver. So be a careful driver and save!
  • If your vehicle is older, reduce coverage. Deleting physical damage coverage from vehicles that are older will reduce the cost of insurance considerably.
  • Save money by qualifying for discounts. Discounts may be available if the insured drivers drive a vehicle with safety or anti-theft features, take a defensive driving course, are good students, are accident-free, belong to certain professional organizations, or many other discounts which could save the average Mount Pleasant driver as much as $372 per year on their insurance cost.
  • You don’t have to stick with the same company. Taking 5-10 minutes before every policy renewal to get free car insurance quotes is a fantastic way to save money. Rates change often and switching companies is very easy to do.
  • The higher deductible you choose, the lower the policy cost. Boosting your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.