- The average cost of car insurance in Fort Worth is $2,292 per year, or $191 per month.
- For cheap auto insurance in Fort Worth, SUV models like the Subaru Crosstrek, Kia Soul, and Chevrolet Trailblazer cost less than most other vehicles.
How much is car insurance in Fort Worth, TX?
The average price for car insurance in Fort Worth is $2,292 per year, which is 3.1% more than the overall national average rate of $2,221. The average monthly cost of car insurance in Fort Worth is $191 for a policy that provides full coverage.
Average auto insurance cost in Texas is $2,350 per year, so Fort Worth, Texas, drivers pay an average of $58 less per year than the overall Texas state-wide average rate. The average cost of auto insurance in Fort Worth compared to other Texas locations is around $56 per year less than in San Antonio, $228 per year cheaper than in Dallas, and $220 per year less than in Houston.
Driver age is one of the biggest determining factors on the cost of car insurance. The list below illustrates these differences by showing average car insurance rates for drivers from 16 to 60.
Fort Worth, Texas, car insurance cost for drivers age 16 to 60
- 16 year old – $8,166 per year or $681 per month
- 17 year old – $7,911 per year or $659 per month
- 18 year old – $7,090 per year or $591 per month
- 19 year old – $6,456 per year or $538 per month
- 20 year old – $4,612 per year or $384 per month
- 30 year old – $2,444 per year or $204 per month
- 40 year old – $2,292 per year or $191 per month
- 50 year old – $2,034 per year or $170 per month
- 60 year old – $1,904 per year or $159 per month
The chart below shows average auto insurance cost in Fort Worth, Texas, for all 2024 models. Rates are averaged for all Fort Worth Zip Codes and shown not only by driver age, but also by physical damage coverage deductibles.
Average car insurance rates in the prior chart range from $1,610 per year for a policy with high deductibles for a 60-year-old driver to $5,362 per year for a 20-year-old driver with a low deductible policy.
For monthly budgeting purposes, the average cost of car insurance per month in Fort Worth ranges from $134 to $447.
Which cars have cheap insurance in Fort Worth?
The vehicles with the cheapest average insurance quotes in Fort Worth, TX, tend to be crossovers and small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Hyundai Venue.
Average insurance rates for those models cost $155 or less per month to get full coverage.
A few other models that come in near the top in our auto insurance price comparison are the Acura RDX, Honda CR-V, Kia Niro, and Buick Envista.
The average insurance cost is slightly higher for those models than the cheapest compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,996 or less per year ($166 per month) in Fort Worth.
The next table lists the top 25 models with the cheapest car insurance rates in Fort Worth, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,694 | $141 |
| 2 | Chevrolet Trailblazer | $1,724 | $144 |
| 3 | Kia Soul | $1,790 | $149 |
| 4 | Nissan Kicks | $1,806 | $151 |
| 5 | Honda Passport | $1,826 | $152 |
| 6 | Buick Envision | $1,838 | $153 |
| 7 | Toyota Corolla Cross | $1,850 | $154 |
| 8 | Hyundai Venue | $1,862 | $155 |
| 9 | Mazda CX-5 | $1,872 | $156 |
| 10 | Ford Bronco Sport | $1,878 | $157 |
| 11 | Volkswagen Tiguan | $1,898 | $158 |
| 12 | Acura RDX | $1,918 | $160 |
| 13 | Nissan Murano | $1,926 | $161 |
| 14 | Buick Encore | $1,948 | $162 |
| 15 | Subaru Outback | $1,952 | $163 |
| 16 | Honda CR-V | $1,954 | $163 |
| 17 | Buick Envista | $1,962 | $164 |
| 18 | Volkswagen Taos | $1,966 | $164 |
| 19 | Kia Niro | $1,974 | $165 |
| 20 | Toyota GR Corolla | $1,992 | $166 |
| 21 | Honda HR-V | $1,996 | $166 |
| 22 | Subaru Ascent | $1,996 | $166 |
| 23 | Nissan Leaf | $2,010 | $168 |
| 24 | Chevrolet Colorado | $2,020 | $168 |
| 25 | Honda Civic | $2,030 | $169 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 27, 2025
The above table containing 25 vehicles with the cheapest insurance in Fort Worth probably isn’t the best way to show a comprehensive summary of car insurance rates in Fort Worth. A more useful way to group rates for more vehicle models is by organizing them by automotive segment. The following six sections list the vehicles with the lowest cost insurance rates in Fort Worth for the six main vehicle segments.
Cheapest cars to insure in Fort Worth, Texas
The three highest ranking 2-door and 4-door sedans and hatchbacks with the lowest-cost car insurance in Fort Worth are the Toyota GR Corolla at $1,992 per year, the Nissan Leaf at $2,010 per year, and the Honda Civic at $2,030 per year.
Other models that are affordable to insure are the Chevrolet Malibu, Toyota Prius, Honda Accord, and Toyota Corolla, with an average cost of $2,234 per year or less.
Ranked lower than 10th place, but still in the top 20, cars like the Volkswagen Jetta, Hyundai Ioniq 6, Toyota Crown, Mitsubishi Mirage G4, and Mazda 3 average between $2,234 and $2,372 per year for auto insurance in Fort Worth.
From a monthly standpoint, auto insurance on this segment in Fort Worth can cost as low as $166 per month, depending on where you live. The next table ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Toyota GR Corolla at $1,992 per year ($166 per month) and ending with the Mazda 3 at $2,372 per year ($198 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,992 | $166 |
| Nissan Leaf | Compact | $2,010 | $168 |
| Honda Civic | Compact | $2,030 | $169 |
| Nissan Sentra | Compact | $2,100 | $175 |
| Subaru Impreza | Compact | $2,108 | $176 |
| Toyota Prius | Compact | $2,144 | $179 |
| Kia K5 | Midsize | $2,210 | $184 |
| Honda Accord | Midsize | $2,214 | $185 |
| Chevrolet Malibu | Midsize | $2,222 | $185 |
| Toyota Corolla | Compact | $2,234 | $186 |
| Kia Forte | Compact | $2,238 | $187 |
| Volkswagen Arteon | Midsize | $2,254 | $188 |
| Nissan Versa | Compact | $2,260 | $188 |
| Subaru Legacy | Midsize | $2,262 | $189 |
| Hyundai Ioniq 6 | Midsize | $2,282 | $190 |
| Mitsubishi Mirage G4 | Compact | $2,314 | $193 |
| Volkswagen Jetta | Compact | $2,318 | $193 |
| Toyota Crown | Midsize | $2,320 | $193 |
| Hyundai Sonata | Midsize | $2,322 | $194 |
| Mazda 3 | Compact | $2,372 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 26, 2025
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from top-rated companies in Texas.
Cheapest SUVs to insure in Fort Worth
The top four non-luxury SUVs with the most affordable auto insurance in Fort Worth are the Subaru Crosstrek at $1,694 per year, Chevrolet Trailblazer at $1,724 per year, Kia Soul at $1,790 per year, and Nissan Kicks at $1,806 per year.
Also ranking well in our comparison are SUVs like the Ford Bronco Sport, Hyundai Venue, Toyota Corolla Cross, and Mazda CX-5, with an average cost to insure of $1,878 per year or less.
Ranked from 10th to 20th place, SUVs like the Volkswagen Taos, Honda HR-V, Volkswagen Tiguan, Honda CR-V, and Subaru Outback average between $1,878 and $1,996 per year to insure in Fort Worth.
From a cost per month standpoint, car insurance in Fort Worth on this segment can cost as low as $141 per month, depending on where you live.
If insurance rates are ranked by vehicle size, the most affordable compact SUV to insure in Fort Worth is the Subaru Crosstrek at $1,694 per year. For midsize SUVs, the Honda Passport has the best rates at $1,826 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,152 per year.
The comparison table below ranks the SUVs with the most affordable auto insurance rates in Fort Worth, starting with the Subaru Crosstrek at $141 per month and ending with the Subaru Ascent at $166 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,694 | $141 |
| Chevrolet Trailblazer | Compact | $1,724 | $144 |
| Kia Soul | Compact | $1,790 | $149 |
| Nissan Kicks | Compact | $1,806 | $151 |
| Honda Passport | Midsize | $1,826 | $152 |
| Buick Envision | Compact | $1,838 | $153 |
| Toyota Corolla Cross | Compact | $1,850 | $154 |
| Hyundai Venue | Compact | $1,862 | $155 |
| Mazda CX-5 | Compact | $1,872 | $156 |
| Ford Bronco Sport | Compact | $1,878 | $157 |
| Volkswagen Tiguan | Compact | $1,898 | $158 |
| Nissan Murano | Midsize | $1,926 | $161 |
| Buick Encore | Compact | $1,948 | $162 |
| Subaru Outback | Midsize | $1,952 | $163 |
| Honda CR-V | Compact | $1,954 | $163 |
| Buick Envista | Midsize | $1,962 | $164 |
| Volkswagen Taos | Compact | $1,966 | $164 |
| Kia Niro | Compact | $1,974 | $165 |
| Honda HR-V | Compact | $1,996 | $166 |
| Subaru Ascent | Midsize | $1,996 | $166 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top-rated car insurance companies in Texas.
Cheapest pickup insurance rates in Fort Worth
Ranked at #1 in Fort Worth for cheapest average insurance in the pickup truck segment is the Chevrolet Colorado, at an average of $2,020 per year. Second place is the Nissan Titan costing $2,144 per year, and ranking third is the Nissan Frontier, at an average of $2,168 per year.
Additional models that rank well in our comparison are the Hyundai Santa Cruz, GMC Sierra 2500 HD, GMC Canyon, and Honda Ridgeline, with average rates of $2,360 per year or less.
As a cost per month, full-coverage insurance in Fort Worth on this segment will start around $168 per month, depending on your company and location. The comparison table below ranks the pickups with the most affordable insurance rates in Fort Worth.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,020 | $168 |
| Nissan Titan | Full-size | $2,144 | $179 |
| Nissan Frontier | Midsize | $2,168 | $181 |
| Ford Ranger | Midsize | $2,192 | $183 |
| Ford Maverick | Midsize | $2,224 | $185 |
| Honda Ridgeline | Midsize | $2,274 | $190 |
| Hyundai Santa Cruz | Midsize | $2,314 | $193 |
| Toyota Tacoma | Midsize | $2,322 | $194 |
| GMC Sierra 2500 HD | Heavy Duty | $2,334 | $195 |
| GMC Canyon | Midsize | $2,360 | $197 |
| Jeep Gladiator | Midsize | $2,416 | $201 |
| GMC Sierra 3500 | Heavy Duty | $2,426 | $202 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,450 | $204 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,514 | $210 |
| Chevrolet Silverado | Full-size | $2,532 | $211 |
| GMC Sierra | Full-size | $2,534 | $211 |
| Nissan Titan XD | Heavy Duty | $2,536 | $211 |
| Ford F150 | Full-size | $2,566 | $214 |
| GMC Hummer EV Pickup | Full-size | $2,630 | $219 |
| Ram Truck | Full-size | $2,650 | $221 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Texas.
Cheapest luxury car insurance rates in Fort Worth
The most affordable luxury cars to insure in Fort Worth are the Acura Integra at $2,040 per year, the BMW 330i at $2,334 per year, and the Mercedes-Benz CLA250 at $2,360 per year.
Additional luxury cars that rank well in our comparison include the Lexus ES 350, Genesis G70, Mercedes-Benz AMG CLA35, and Cadillac CT4, with average cost of $2,410 per year or less.
Some additional models on the list include the Lexus IS 350, BMW 330e, Cadillac CT5, and BMW 228i, which average between $2,410 and $2,572 per year for insurance.
Full-coverage car insurance in Fort Worth for this segment for a middle-age safe driver can cost as low as $170 per month, depending on the company and where you live.
The comparison table below ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Acura Integra at $2,040 per year ($170 per month) and ending with the Audi S3 at $2,572 per year ($214 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,040 | $170 |
| BMW 330i | Compact | $2,334 | $195 |
| Mercedes-Benz CLA250 | Midsize | $2,360 | $197 |
| Lexus IS 300 | Midsize | $2,364 | $197 |
| Acura TLX | Compact | $2,374 | $198 |
| Cadillac CT4 | Compact | $2,394 | $200 |
| Lexus ES 350 | Midsize | $2,394 | $200 |
| Genesis G70 | Compact | $2,400 | $200 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,406 | $201 |
| Lexus RC 300 | Midsize | $2,410 | $201 |
| Lexus IS 350 | Compact | $2,420 | $202 |
| Jaguar XF | Midsize | $2,426 | $202 |
| Cadillac CT5 | Midsize | $2,472 | $206 |
| Lexus ES 250 | Midsize | $2,480 | $207 |
| Lexus RC 350 | Compact | $2,486 | $207 |
| BMW 330e | Compact | $2,490 | $208 |
| BMW 228i | Compact | $2,494 | $208 |
| BMW 230i | Compact | $2,514 | $210 |
| Lexus ES 300h | Midsize | $2,518 | $210 |
| Audi S3 | Compact | $2,572 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top car insurance companies in Texas.
Cheapest luxury SUV insurance rates in Fort Worth
Ranking in the top five for the cheapest Fort Worth car insurance rates in the luxury SUV segment are the Lexus NX 250, Acura RDX, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Auto insurance rates for these 2024 models average $180 or less per month.
Not the cheapest, but still in the top 10, are SUVs like the Lincoln Corsair, Lexus UX 250h, Lexus NX 450h, and Lexus NX 350h, with average insurance cost of $2,210 per year or less.
Ranked from 10th to 20th place, models like the Mercedes-Benz AMG GLB35, Mercedes-Benz GLA35 AMG, Lexus RX 350, Acura MDX, and Cadillac XT6 average between $2,210 and $2,302 per year to insure in Fort Worth.
On a monthly basis, car insurance in this segment for a middle-age safe driver can cost as low as $160 per month, depending on where you live.
The rate comparison table below ranks the twenty SUVs with the cheapest car insurance in Fort Worth, starting with the Acura RDX at $160 per month and ending with the Lexus RX 350 at $192 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,918 | $160 |
| Lexus NX 250 | Compact | $2,030 | $169 |
| Cadillac XT4 | Compact | $2,070 | $173 |
| Jaguar E-Pace | Midsize | $2,144 | $179 |
| Cadillac XT5 | Midsize | $2,164 | $180 |
| Lexus NX 350h | Compact | $2,164 | $180 |
| Lincoln Corsair | Compact | $2,190 | $183 |
| Mercedes-Benz GLB 250 | Compact | $2,194 | $183 |
| Lexus UX 250h | Compact | $2,198 | $183 |
| Lexus NX 450h | Compact | $2,210 | $184 |
| Infiniti QX50 | Midsize | $2,228 | $186 |
| Mercedes-Benz GLA250 | Compact | $2,236 | $186 |
| Cadillac XT6 | Midsize | $2,244 | $187 |
| Mercedes-Benz GLA35 AMG | Compact | $2,244 | $187 |
| Infiniti QX60 | Midsize | $2,256 | $188 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,258 | $188 |
| Land Rover Evoque | Compact | $2,290 | $191 |
| Acura MDX | Midsize | $2,292 | $191 |
| Lexus NX 350 | Compact | $2,300 | $192 |
| Lexus RX 350 | Midsize | $2,302 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from the best companies in Texas.
Cheapest sports cars to insure in Fort Worth
The Mazda MX-5 Miata ranks #1 as the most affordable sports car to insure in Fort Worth, followed by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model averages $2,122 per year to insure for full coverage.
Not the cheapest sports cars to insure, but still very reasonable, are models like the Subaru BRZ, Toyota GR Supra, Lexus RC F, and BMW M2, with average cost of $2,740 per year or less.
Ranked in the bottom half of the top 20 cheapest sports cars to insure, models like the BMW M3, Jaguar F-Type, Lexus LC 500, BMW M4, and Porsche 911 cost between $2,740 and $3,884 to insure per year in Fort Worth.
Full-coverage auto insurance in this segment for a good driver can cost as low as $177 per month, depending on your location. The rate comparison table below ranks the twenty sports cars with the lowest-cost insurance rates in Fort Worth, starting with the Mazda MX-5 Miata at $2,122 per year and ending with the Porsche Taycan at $3,884 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,122 | $177 |
| Toyota GR86 | Sports Car | $2,416 | $201 |
| Ford Mustang | Sports Car | $2,518 | $210 |
| BMW Z4 | Sports Car | $2,534 | $211 |
| Subaru WRX | Sports Car | $2,570 | $214 |
| Toyota GR Supra | Sports Car | $2,576 | $215 |
| BMW M2 | Sports Car | $2,652 | $221 |
| Nissan Z | Sports Car | $2,656 | $221 |
| Lexus RC F | Sports Car | $2,710 | $226 |
| Subaru BRZ | Sports Car | $2,740 | $228 |
| BMW M3 | Sports Car | $2,896 | $241 |
| Porsche 718 | Sports Car | $2,954 | $246 |
| Chevrolet Camaro | Sports Car | $2,978 | $248 |
| Chevrolet Corvette | Sports Car | $3,178 | $265 |
| Porsche 911 | Sports Car | $3,286 | $274 |
| BMW M4 | Sports Car | $3,422 | $285 |
| Lexus LC 500 | Sports Car | $3,440 | $287 |
| Jaguar F-Type | Sports Car | $3,618 | $302 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,794 | $316 |
| Porsche Taycan | Sports Car | $3,884 | $324 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Fort Worth, TX Zip Codes. Updated June 27, 2025
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Fort Worth.
Auto insurance cost examples
In order to reinforce the concept of the amount that the cost of car insurance can fluctuate from one person to the next, the sections below have detailed auto insurance rates for four popular models in Fort Worth: the Ram Truck, Toyota Corolla, Toyota RAV4, and Honda Pilot.
Each vehicle example shows average rates for different profiles to show the difference in price based on multiple scenarios.
Ram Truck insurance rates
Insurance for a Ram Truck in Fort Worth averages $2,650 per year ($221 per month) and varies from $2,198 to $6,106 per year.
The Ram Truck is part of the full-size truck segment, and other models from that segment that are popular in Fort Worth, TX, include the Nissan Titan, Toyota Tundra, Chevrolet Silverado, and GMC Sierra.
Toyota Corolla insurance rates
Insurance for a Toyota Corolla in Fort Worth averages $2,234 per year, or around $186 per month, and has a range of $1,854 to $5,122 annually.
The Toyota Corolla belongs to the compact car segment, and other popular models include the Volkswagen Jetta, Nissan Sentra, Chevrolet Cruze, and Hyundai Elantra.
Toyota RAV4 insurance rates
In Fort Worth, Toyota RAV4 insurance costs an average of $2,112 per year (about $176 per month) and varies from $1,758 to $4,864.
The Toyota RAV4 is part of the compact SUV segment, and additional models from the same segment that are popular in Fort Worth, TX, include the Honda CR-V, Nissan Rogue, Ford Escape, and Mazda CX-5.
Honda Pilot insurance rates
Auto insurance for a Honda Pilot in Fort Worth averages $2,232 per year (about $186 per month) and ranges from $1,856 to $5,158 annually.
The Honda Pilot belongs to the midsize SUV segment, and additional similar models from the same segment include the Toyota Highlander, Kia Telluride, and Jeep Grand Cherokee.
Tips for getting cheaper Fort Worth auto insurance quotes
Fort Worth drivers should always be thinking of ways to reduce their monthly insurance expenses, so study the money-saving ideas below and maybe you’ll find a way to save a little dough on your next auto insurance policy.
- Choose a vehicle with cheaper insurance rates. The vehicle you choose to drive is an important factor in the price you pay for car insurance in Fort Worth. For example, a Subaru Crosstrek costs $2,592 less per year to insure in Fort Worth than a Acura NSX. Insure cheaper models and save money.
- Your employment could earn you policy discounts. Most car insurance companies offer policy discounts for having a job in professions like architects, members of the military, college professors, dentists, accountants, firefighters, and others. If you work in a qualifying profession, you could potentially save between $69 and $223 on your auto insurance premium, depending on the policy coverages selected.
- Improve your credit for cheaper car insurance. Having a high credit score of 800+ could save up to $360 per year compared to a credit rating between 670-739. Conversely, a credit score lower than 579 could cost around $417 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Shop around for better rates. Taking a couple of minutes every year or so to get free car insurance quotes is a fantastic way to save money. Rates change quite often and you can switch companies very easily.
- Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the insured drivers insure their home and car with the same company, are accident-free, belong to certain professional organizations, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average Fort Worth driver as much as $388 per year.
- Avoid filing small claims. Most auto insurance companies reduce rates a little if you have not filed any claims. Car insurance is intended to be used in the case of large financial hits, not small claims.