Car Insurance in Alexandria, VA – Average Cost + Cheapest Quotes

What does average auto insurance cost in Alexandria? We break down average rates plus find the cheapest cars, SUVs, and pickups with the cheapest quotes.

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  • Alexandria car insurance cost averages $1,988 per year, or approximately $166 per month, for a full-coverage policy.
  • Car insurance in Alexandria, VA, costs $98 per year more than the Virginia state average rate and $233 per year less than the average rate for all 50 U.S. states.
  • Car insurance rates for a few popular models in Alexandria include the Tesla Model 3 at $2,336 per year, Ram Truck at $2,298, and Jeep Cherokee at $2,146.
  • For cheap car insurance in Alexandria, Virginia, vehicles like the Honda Passport, Kia K5, Acura Integra, and Acura RDX have the cheapest rates in their respective segments.

How much does car insurance cost in Alexandria, VA?

Alexandria car insurance costs an average of $1,988 per year, which is 11.1% less than the U.S. average rate of $2,221. The average cost per month for car insurance in Alexandria is $166 for full coverage auto insurance.

The average car insurance cost in Virginia is $1,890 per year, so Alexandria drivers pay an average of $98 more per year than the overall Virginia state-wide average rate. When compared to other larger cities in Virginia, the cost to insure a vehicle in Alexandria is about $96 per year more expensive than in Chesapeake, $14 per year more expensive than in Norfolk, and $106 per year more expensive than in Newport News.

The next chart shows average car insurance cost in Alexandria, VA, for all 2024 models. Rates are averaged for all Alexandria Zip Codes and shown for both different driver ages and policy deductible limits.

Average full-coverage car insurance premium in Alexandria, VA for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Alexandria, VA for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Alexandria, VA Zip Codes.

Average Car Insurance Cost in Alexandria, VA
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,386$282
$500$4,004$334
$250$4,654$388
30$1,000$1,778$148
$500$2,124$177
$250$2,480$207
40$1,000$1,672$139
$500$1,988$166
$250$2,318$193
50$1,000$1,492$124
$500$1,764$147
$250$2,050$171
60$1,000$1,396$116
$500$1,652$138
$250$1,918$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Alexandria, VA Zip Codes. Updated June 26, 2025

In the chart above, the cost of car insurance in Alexandria ranges from $1,396 per year for a 60-year-old driver with a policy with high physical damage deductibles to $4,654 per year for a 20-year-old driver with a low deductible. From a monthly point of view, the average cost in the previous chart ranges from $116 to $388 per month.

Car insurance rates are not static and depend on a lot of factors. The potential for large differences in cost emphasizes the need for accurate auto insurance quotes when shopping online for cheaper coverage.

The age of the rated driver has the single biggest impact on the price of auto insurance, so the list below illustrates this point by breaking down average car insurance rates in Alexandria for young, middle-age, and senior drivers.

Alexandria car insurance cost by driver age

  • 16-year-old driver – $7,082 per year or $590 per month
  • 17-year-old driver – $6,861 per year or $572 per month
  • 18-year-old driver – $6,149 per year or $512 per month
  • 19-year-old driver – $5,600 per year or $467 per month
  • 20-year-old driver – $4,004 per year or $334 per month
  • 30-year-old driver – $2,124 per year or $177 per month
  • 40-year-old driver – $1,988 per year or $166 per month
  • 50-year-old driver – $1,764 per year or $147 per month
  • 60-year-old driver – $1,652 per year or $138 per month

The prior rates are averaged for every 2024 model year vehicle, which is suitable when making general comparisons such as the average cost difference by driver age or location.

But for more useful price comparisons, it makes sense to analyze the specific model of vehicle being insured. Later on in this article, we compare all kinds of car insurance rates for many different specific vehicles, but for now, a few of the most popular models will be used to discover how car insurance rates size up in Alexandria.

This next chart details average insurance rates in Alexandria for some of the more popular cars, trucks, and SUVs.

Average cost to insure popular 2024 model year vehicles in Alexandria.
Figure 2: Average cost to insure popular 2024 model year vehicles in Alexandria. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Alexandria Zip Codes.

Alexandria, Virginia Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Mazda CX-5$1,622$135
Honda CR-V$1,696$141
Subaru Forester$1,770$148
Nissan Rogue$1,786$149
Chevrolet Equinox$1,830$153
Toyota RAV4$1,834$153
Ford Ranger$1,900$158
Jeep Grand Cherokee$1,988$166
Toyota Camry$2,136$178
Chevrolet Silverado$2,200$183
Ford Bronco$2,204$184
Ford F150$2,226$186
Jeep Wrangler$2,272$189
Ram Truck$2,298$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

The vehicle models that are popular in Alexandria tend to be small or midsize cars like the Toyota Corolla, Hyundai Elantra, and Kia K5 and compact and midsize SUVs like the Toyota RAV4 and Toyota Highlander.

A few additional popular vehicles in Alexandria, Virginia, from other segments include luxury models like the Tesla Model S and Infiniti QX60, pickup trucks like the Ram 1500 and Toyota Tacoma, and sports cars like the Porsche 911 and Audi TT.

We will cover rates for lots more vehicles later on in this article, but before we do that, let’s look at some of the concepts that were covered so far.

  • Cost per month ranges from $138 to $590 – That’s the average car insurance cost range for drivers from age 16 to 60 in Alexandria, VA.
  • Alexandria auto insurance rates are more expensive than the Virginia state average – $1,988 (Alexandria average) versus $1,890 (Virginia average)
  • Insuring teenagers costs a lot – Average cost ranges from $4,734 to $7,082 per year to insure a teenager in Alexandria.
  • Alexandria, VA, car insurance cost is less than the U.S. average – $1,988 (Alexandria average) compared to $2,221 (U.S. average)
  • Low deductibles cost more than high deductibles – A 40-year-old driver pays an average of $646 more per year for a policy with $250 deductibles compared to $1,000 deductibles.

Which vehicles are cheapest to insure in Alexandria?

When comparing all car, SUV, and pickup models, the models with the best auto insurance quotes in Alexandria tend to be crossovers and compact SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision. Average auto insurance rates for those vehicles cost $1,616 or less per year for full coverage car insurance.

Some additional vehicles that come in near the top in the comparison table below are the Buick Encore, Acura RDX, Volkswagen Tiguan, and Honda HR-V. Insurance rates are slightly higher for those models than the crossover SUVs at the top of the rankings, but they still have an average insurance cost of $1,730 or less per year in Alexandria.

The following table shows the top 40 models with the cheapest car insurance rates in Alexandria, sorted by annual and monthly insurance cost.

Top 40 Cheapest Auto Insurance Rates in Alexandria, Virginia
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,468$122
2Chevrolet Trailblazer$1,494$125
3Kia Soul$1,554$130
4Nissan Kicks$1,566$131
5Honda Passport$1,586$132
6Buick Envision$1,592$133
7Toyota Corolla Cross$1,604$134
8Hyundai Venue$1,616$135
9Mazda CX-5$1,622$135
10Ford Bronco Sport$1,630$136
11Volkswagen Tiguan$1,644$137
12Acura RDX$1,662$139
13Nissan Murano$1,672$139
14Buick Encore$1,690$141
15Subaru Outback$1,694$141
16Honda CR-V$1,696$141
17Buick Envista$1,698$142
18Volkswagen Taos$1,702$142
19Kia Niro$1,714$143
20Toyota GR Corolla$1,726$144
21Honda HR-V$1,730$144
22Subaru Ascent$1,734$145
23Nissan Leaf$1,742$145
24Chevrolet Colorado$1,752$146
25Lexus NX 250$1,760$147
26Honda Civic$1,762$147
27Volkswagen Atlas$1,762$147
28Acura Integra$1,770$148
29Subaru Forester$1,770$148
30Volkswagen Atlas Cross Sport$1,772$148
31Kia Seltos$1,776$148
32GMC Terrain$1,782$149
33Nissan Rogue$1,786$149
34Hyundai Kona$1,788$149
35Mazda CX-30$1,792$149
36Cadillac XT4$1,796$150
37Ford Explorer$1,804$150
38Volkswagen ID4$1,804$150
39Toyota Highlander$1,812$151
40Ford Escape$1,814$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Top 40 cheapest vehicles to insure in Alexandria, VA with the Subaru Crosstrek ranking first at $1,468 per year
Top 40 cheapest vehicles to insure in Alexandria, VA with the Subaru Crosstrek ranking first at $1,468 per year

A list of 40 of the cheapest vehicles to insure in Alexandria is fine if you just want the absolute lowest rates. A more efficient way to group rates for many more vehicles is by breaking them out by their automotive segment. The following six sections list the models with the cheapest car insurance rates for the most popular segments.

Cars with the best auto insurance rates

The four most affordable non-luxury cars to insure in Alexandria are the Toyota GR Corolla at $1,726 per year, Nissan Leaf at $1,742 per year, Honda Civic at $1,762 per year, and Nissan Sentra at $1,826 per year.

Additional models that rank well in our comparison are the Toyota Prius, Honda Accord, Kia K5, and Toyota Corolla, with average annual insurance rates of $1,938 per year or less.

As a cost per month, car insurance on this segment in Alexandria for an average middle-age driver starts at an average of $144 per month, depending on where you live.

If rates are ranked by vehicle size, the most budget-friendly non-luxury compact car to insure in Alexandria is the Toyota GR Corolla at $1,726 per year, or $144 per month. For midsize cars, the Kia K5 has the cheapest rates at $1,914 per year, or $160 per month. And for full-size non-luxury cars, the Chrysler 300 is cheapest to insure at $1,896 per year, or $158 per month.

The next table ranks the cars with the most affordable average car insurance rates in Alexandria, starting with the Toyota GR Corolla at $1,726 per year ($144 per month) and ending with the Mazda 3 at $2,056 per year ($171 per month).

Cheapest Cars to Insure in Alexandria, VA
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,726$144
Nissan LeafCompact$1,742$145
Honda CivicCompact$1,762$147
Nissan SentraCompact$1,826$152
Subaru ImprezaCompact$1,826$152
Toyota PriusCompact$1,860$155
Kia K5Midsize$1,914$160
Honda AccordMidsize$1,922$160
Chevrolet MalibuMidsize$1,930$161
Toyota CorollaCompact$1,938$162
Kia ForteCompact$1,944$162
Volkswagen ArteonMidsize$1,954$163
Nissan VersaCompact$1,960$163
Subaru LegacyMidsize$1,962$164
Hyundai Ioniq 6Midsize$1,978$165
Mitsubishi Mirage G4Compact$2,008$167
Toyota CrownMidsize$2,014$168
Volkswagen JettaCompact$2,014$168
Hyundai SonataMidsize$2,016$168
Mazda 3Compact$2,056$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Alexandria, VA, with the Toyota GR Corolla ranking first at $1,726 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Alexandria, VA, with the Toyota GR Corolla ranking first at $1,726 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Alexandria car insurance quotes from top companies in Virginia.

SUVs with cheap car insurance

The most affordable SUVs to insure in Alexandria are the Subaru Crosstrek at $1,468 per year, the Chevrolet Trailblazer at $1,494 per year, and the Kia Soul at $1,554 per year.

Not the cheapest, but still very affordable, are SUVs like the Ford Bronco Sport, Toyota Corolla Cross, Mazda CX-5, and Buick Envision, with average insurance cost of $1,630 per year or less.

As a cost per month, full-coverage car insurance in this segment can cost as low as $122 per month, depending on the company.

The next table ranks the SUVs with the cheapest car insurance rates in Alexandria, starting with the Subaru Crosstrek at $1,468 per year and ending with the Subaru Ascent at $1,734 per year.

Cheapest SUVs to Insure in Alexandria, VA
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,468$122
Chevrolet TrailblazerCompact$1,494$125
Kia SoulCompact$1,554$130
Nissan KicksCompact$1,566$131
Honda PassportMidsize$1,586$132
Buick EnvisionCompact$1,592$133
Toyota Corolla CrossCompact$1,604$134
Hyundai VenueCompact$1,616$135
Mazda CX-5Compact$1,622$135
Ford Bronco SportCompact$1,630$136
Volkswagen TiguanCompact$1,644$137
Nissan MuranoMidsize$1,672$139
Buick EncoreCompact$1,690$141
Subaru OutbackMidsize$1,694$141
Honda CR-VCompact$1,696$141
Buick EnvistaMidsize$1,698$142
Volkswagen TaosCompact$1,702$142
Kia NiroCompact$1,714$143
Honda HR-VCompact$1,730$144
Subaru AscentMidsize$1,734$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Alexandria, VA, with the Subaru Crosstrek ranking first at $1,468 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Alexandria, VA, with the Subaru Crosstrek ranking first at $1,468 per year.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Alexandria car insurance quotes from the best companies in Virginia.

Sports cars with the best car insurance rates

The three highest ranking sports cars with the lowest-cost auto insurance in Alexandria are the Mazda MX-5 Miata at $1,842 per year, the Toyota GR86 at $2,096 per year, and the Ford Mustang at $2,186 per year.

Not the cheapest in the list, but still ranking well, are cars like the Toyota GR Supra, Subaru BRZ, Nissan Z, and BMW M2, with average cost of $2,378 per year or less.

Car insurance rates in Alexandria for this segment for a safe driver can cost as low as $154 per month, depending on your location.

The table below ranks the sports cars with the cheapest insurance rates in Alexandria, starting with the Mazda MX-5 Miata at $1,842 per year and ending with the Porsche Taycan at $3,368 per year.

Cheapest Sports Cars to Insure in Alexandria, VA
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,842$154
Toyota GR86Sports Car$2,096$175
Ford MustangSports Car$2,186$182
BMW Z4Sports Car$2,196$183
Subaru WRXSports Car$2,230$186
Toyota GR SupraSports Car$2,232$186
BMW M2Sports Car$2,300$192
Nissan ZSports Car$2,304$192
Lexus RC FSports Car$2,350$196
Subaru BRZSports Car$2,378$198
BMW M3Sports Car$2,512$209
Porsche 718Sports Car$2,560$213
Chevrolet CamaroSports Car$2,584$215
Chevrolet CorvetteSports Car$2,756$230
Porsche 911Sports Car$2,848$237
BMW M4Sports Car$2,968$247
Lexus LC 500Sports Car$2,982$249
Jaguar F-TypeSports Car$3,138$262
Mercedes-Benz AMG GT53Sports Car$3,292$274
Porsche TaycanSports Car$3,368$281

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Alexandria, VA, with the Mazda MX-5 Miata ranking first at $1,842 per year.
Ranking of the cheapest sports cars to insure in Alexandria, VA, with the Mazda MX-5 Miata ranking first at $1,842 per year.

Need rates for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Virginia.

Pickup trucks with cheap car insurance in Alexandria

The most affordable pickups to insure in Alexandria are the Chevrolet Colorado at $1,752 per year, the Nissan Titan at $1,860 per year, and the Nissan Frontier at $1,882 per year.

Not the cheapest pickups to insure, but still very reasonable, are pickups like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and Toyota Tacoma, with average cost of $2,044 per year or less.

As a cost per month, auto insurance rates in Alexandria on this segment for an average middle-age driver starts at around $146 per month, depending on the company and where you live.

The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Alexandria.

Cheapest Pickups to Insure in Alexandria, VA
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,752$146
Nissan TitanFull-size$1,860$155
Nissan FrontierMidsize$1,882$157
Ford RangerMidsize$1,900$158
Ford MaverickMidsize$1,928$161
Honda RidgelineMidsize$1,972$164
Hyundai Santa CruzMidsize$2,004$167
Toyota TacomaMidsize$2,016$168
GMC Sierra 2500 HDHeavy Duty$2,022$169
GMC CanyonMidsize$2,044$170
Jeep GladiatorMidsize$2,096$175
GMC Sierra 3500Heavy Duty$2,106$176
Chevrolet Silverado HD 3500Heavy Duty$2,126$177
Chevrolet Silverado HD 2500Heavy Duty$2,182$182
GMC SierraFull-size$2,196$183
Nissan Titan XDHeavy Duty$2,198$183
Chevrolet SilveradoFull-size$2,200$183
Ford F150Full-size$2,226$186
GMC Hummer EV PickupFull-size$2,280$190
Ram TruckFull-size$2,298$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Alexandria, VA, with the Chevrolet Colorado ranking first at $1,752 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Alexandria, VA, with the Chevrolet Colorado ranking first at $1,752 per year.

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see rates for your pickup? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Alexandria car insurance quotes from top auto insurance companies in Virginia.

Cheapest luxury cars to insure in Alexandria

Ranking highest for the most affordable Alexandria auto insurance rates in the luxury car segment are the BMW 330i, Acura Integra, Lexus IS 300, Acura TLX, and Mercedes-Benz CLA250. Car insurance quotes for these 2024 models average $2,058 or less per year, or around $172 per month.

Also ranking in the top 10 are luxury cars like the Genesis G70, Lexus RC 300, Cadillac CT4, and Lexus ES 350, with an average cost to insure of $2,090 per year or less.

Ranked in the lower half of the top 20, cars like the Lexus ES 300h, Lexus IS 350, Lexus RC 350, Cadillac CT5, and BMW 230i average between $2,090 and $2,232 per year for full-coverage insurance in Alexandria.

Full-coverage insurance for this segment in Alexandria for a good driver can cost as low as $148 per month, depending on where you live.

If insurance rates are ranked by vehicle size, the lowest-cost small luxury car to insure in Alexandria is the Acura Integra at $1,770 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,046 per year. And for full-size luxury models, the Audi A5 has the most affordable rates at $2,364 per year.

The table below ranks the cars with the most affordable auto insurance rates in Alexandria, starting with the Acura Integra at $1,770 per year ($148 per month) and ending with the Audi S3 at $2,232 per year ($186 per month).

Cheapest Luxury Cars to Insure in Alexandria, VA
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,770$148
BMW 330iCompact$2,026$169
Mercedes-Benz CLA250Midsize$2,046$171
Lexus IS 300Midsize$2,052$171
Acura TLXCompact$2,058$172
Cadillac CT4Compact$2,078$173
Lexus ES 350Midsize$2,078$173
Genesis G70Compact$2,084$174
Mercedes-Benz AMG CLA35Midsize$2,088$174
Lexus RC 300Midsize$2,090$174
Lexus IS 350Compact$2,102$175
Jaguar XFMidsize$2,104$175
Cadillac CT5Midsize$2,142$179
Lexus ES 250Midsize$2,154$180
BMW 330eCompact$2,158$180
Lexus RC 350Compact$2,158$180
BMW 228iCompact$2,162$180
BMW 230iCompact$2,178$182
Lexus ES 300hMidsize$2,182$182
Audi S3Compact$2,232$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Alexandria, VA, with the Acura Integra ranking first at $1,770 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Alexandria, VA, with the Acura Integra ranking first at $1,770 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Alexandria car insurance quotes from top companies in Virginia.

Most affordable luxury SUVs to insure in Alexandria

The top four luxury SUV models with the lowest-cost average auto insurance rates in Alexandria are the Acura RDX at $1,662 per year, Lexus NX 250 at $1,760 per year, Cadillac XT4 at $1,796 per year, and Jaguar E-Pace at $1,858 per year.

Some other luxury SUVs that have cheaper rates include the Mercedes-Benz GLB 250, Lexus UX 250h, Lincoln Corsair, and Lexus NX 350h, with an average cost to insure of $1,918 per year or less.

In the bottom half of the top 20, SUVs like the Infiniti QX50, Mercedes-Benz GLA35 AMG, Acura MDX, Lexus RX 350, Infiniti QX60, and Land Rover Evoque cost between $1,918 and $1,996 per year for auto insurance.

Full-coverage auto insurance in Alexandria for this segment starts at around $139 per month, depending on the company and where you live.

When the luxury SUV segment is analyzed by vehicle size, the lowest-cost compact luxury SUV to insure in Alexandria is the Acura RDX at $1,662 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $1,858 per year. And for large luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,232 per year.

The comparison table below ranks the SUVs with the lowest-cost average insurance rates in Alexandria, starting with the Acura RDX at $1,662 per year ($139 per month) and ending with the Lexus RX 350 at $1,996 per year ($166 per month).

Cheapest Luxury SUVs to Insure in Alexandria, VA
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,662$139
Lexus NX 250Compact$1,760$147
Cadillac XT4Compact$1,796$150
Jaguar E-PaceMidsize$1,858$155
Cadillac XT5Midsize$1,878$157
Lexus NX 350hCompact$1,878$157
Lincoln CorsairCompact$1,902$159
Mercedes-Benz GLB 250Compact$1,904$159
Lexus UX 250hCompact$1,906$159
Lexus NX 450hCompact$1,918$160
Infiniti QX50Midsize$1,932$161
Mercedes-Benz GLA250Compact$1,940$162
Cadillac XT6Midsize$1,944$162
Mercedes-Benz GLA35 AMGCompact$1,946$162
Infiniti QX60Midsize$1,956$163
Mercedes-Benz AMG GLB35Midsize$1,962$164
Land Rover EvoqueCompact$1,986$166
Acura MDXMidsize$1,988$166
Lexus NX 350Compact$1,994$166
Lexus RX 350Midsize$1,996$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Alexandria, VA Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Alexandria, VA, with the Acura RDX ranking first at $1,662 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Alexandria, VA, with the Acura RDX ranking first at $1,662 per year.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Looking for rates for a different model? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Alexandria car insurance quotes from top companies in Virginia.

Saving money on auto insurance

Drivers should always be looking to reduce their monthly insurance expenses, so take a minute or two to look through the money-saving ideas in the list below and it’s very likely you can save some money.

  • Policy discounts equal cheaper car insurance rates. Discounted rates may be available if the policyholders are homeowners, insure their home and car with the same company, are military or federal employees, are claim-free, or many other discounts which could save the average Alexandria driver as much as $336 per year on car insurance.
  • Shop around for a better deal. Taking the time to get a few free car insurance quotes could significantly reduce the cost of insurance. Companies make rate modifications frequently and you can switch anytime.
  • Being a cautious driver saves money. At-fault accidents increase insurance cost, potentially up to $962 per year for a 30-year-old driver and as much as $486 per year for a 60-year-old driver. So drive safe and save money!
  • Save money due to your employment. Some insurance companies offer discounts for certain professions like engineers, members of the military, police officers and law enforcement, emergency medical technicians, lawyers, college professors, and others. If you work in a qualifying profession, you could potentially save between $60 and $193 on your annual car insurance cost, depending on the age of the driver.
  • Buy vehicles with cheaper insurance. The make and model of vehicle you drive is an important factor in the cost of car insurance. As an example, a Honda CR-V costs $682 less per year to insure in Alexandria than a Subaru BRZ. Buy cheaper models and save money.
  • A clean driving record saves money. In order to have cheap car insurance in Alexandria, it pays to be a safe driver. Not surprisingly, just one or two speeding tickets have the ramification of spiking the price of a policy by up to $528 per year.
  • Increase deductibles to save money. Increasing your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.