- Rock Springs car insurance averages $2,308 per year for a full coverage policy, or around $192 on a monthly basis
- For cheap auto insurance in Rock Springs, WY, compact crossovers and SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Volkswagen Tiguan, and Buick Encore have the best rates.
- Models with the cheapest car insurance in Rock Springs in their segment include the Mercedes-Benz CLA250, Nissan Titan, Honda Passport, Jaguar E-Pace, and Subaru Crosstrek.
How much is car insurance in Rock Springs?
In Rock Springs, the average cost to insure a vehicle is $2,308 per year, which is 3.8% more than the U.S. overall average rate of $2,221. Per month, Rock Springs drivers can expect to pay an average of $192 for full coverage auto insurance.
In the state of Wyoming, the average cost of car insurance is $2,280 per year, so the average cost in Rock Springs is $28 more per year. The cost to insure a car in Rock Springs compared to other Wyoming cities is approximately $38 per year more than in Casper, $30 per year more than in Laramie, and $38 per year more than in Cheyenne.
The age of the driver is one of the biggest determining factors on the cost of car insurance. The list below illustrates these differences by showing the difference in average car insurance rates in Rock Springs for drivers from 16 to 60.
Rock Springs, WY, car insurance cost by driver age
- 16-year-old driver – $8,224 per year or $685 per month
- 17-year-old driver – $7,968 per year or $664 per month
- 18-year-old driver – $7,140 per year or $595 per month
- 19-year-old driver – $6,503 per year or $542 per month
- 20-year-old driver – $4,644 per year or $387 per month
- 30-year-old driver – $2,464 per year or $205 per month
- 40-year-old driver – $2,308 per year or $192 per month
- 50-year-old driver – $2,046 per year or $171 per month
- 60-year-old driver – $1,916 per year or $160 per month
The next chart summarizes average car insurance cost in Rock Springs, WY, broken out based on a number of different driver ages and policy risk profiles. Rates are averaged for all 2024 vehicle models including luxury models.
Average rates in the chart range from $1,918 per year for a 40-year-old driver who receives an exceptional discount rate to $5,310 per year for a 20-year-old driver who has a subpar driving record and has to buy high risk car insurance. Throughout our site, the rate used for comparing different segments, models or locations is the 40-year-old safe driver rate, which has an average cost of $2,308 per year in Rock Springs.
As a monthly rate, car insurance cost in Rock Springs ranges from $160 to $443 for the risk profiles shown in the chart above.
Auto insurance rates are not static and depend on a lot of factors. The possibility of a wide range of rates emphasizes the need for accurate free car insurance quotes when shopping online for more affordable auto insurance.
Which autos have cheap insurance in Rock Springs, WY?
The vehicles with the best insurance prices in Rock Springs tend to be small SUVs like the Subaru Crosstrek, Kia Soul, and Toyota Corolla Cross.
Average auto insurance rates for those vehicles cost $156 or less per month for a policy with full coverage.
Some additional models that rank in the top 20 in our car insurance price comparison are the Volkswagen Tiguan, Nissan Murano, Volkswagen Taos, and Buick Encore. The average insurance cost is marginally higher for those models than the cheapest compact SUVs and crossovers at the top of the rankings, but they still have average rates of $2,008 or less per year ($167 per month).
The following table lists the top 40 models with the cheapest car insurance rates in Rock Springs, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,706 | $142 |
| 2 | Chevrolet Trailblazer | $1,736 | $145 |
| 3 | Kia Soul | $1,802 | $150 |
| 4 | Nissan Kicks | $1,820 | $152 |
| 5 | Honda Passport | $1,842 | $154 |
| 6 | Buick Envision | $1,852 | $154 |
| 7 | Toyota Corolla Cross | $1,858 | $155 |
| 8 | Hyundai Venue | $1,876 | $156 |
| 9 | Mazda CX-5 | $1,884 | $157 |
| 10 | Ford Bronco Sport | $1,892 | $158 |
| 11 | Volkswagen Tiguan | $1,912 | $159 |
| 12 | Acura RDX | $1,932 | $161 |
| 13 | Nissan Murano | $1,940 | $162 |
| 14 | Buick Encore | $1,960 | $163 |
| 15 | Subaru Outback | $1,968 | $164 |
| 16 | Honda CR-V | $1,970 | $164 |
| 17 | Buick Envista | $1,972 | $164 |
| 18 | Volkswagen Taos | $1,976 | $165 |
| 19 | Kia Niro | $1,988 | $166 |
| 20 | Honda HR-V | $2,008 | $167 |
| 21 | Toyota GR Corolla | $2,008 | $167 |
| 22 | Subaru Ascent | $2,012 | $168 |
| 23 | Nissan Leaf | $2,022 | $169 |
| 24 | Chevrolet Colorado | $2,034 | $170 |
| 25 | Lexus NX 250 | $2,044 | $170 |
| 26 | Honda Civic | $2,046 | $171 |
| 27 | Volkswagen Atlas | $2,050 | $171 |
| 28 | Acura Integra | $2,054 | $171 |
| 29 | Subaru Forester | $2,054 | $171 |
| 30 | Volkswagen Atlas Cross Sport | $2,058 | $172 |
| 31 | Kia Seltos | $2,062 | $172 |
| 32 | GMC Terrain | $2,066 | $172 |
| 33 | Nissan Rogue | $2,074 | $173 |
| 34 | Hyundai Kona | $2,078 | $173 |
| 35 | Mazda CX-30 | $2,082 | $174 |
| 36 | Cadillac XT4 | $2,084 | $174 |
| 37 | Ford Explorer | $2,094 | $175 |
| 38 | Volkswagen ID4 | $2,094 | $175 |
| 39 | Toyota Highlander | $2,102 | $175 |
| 40 | Ford Escape | $2,106 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 26, 2025
A list of 40 vehicles with the cheapest insurance in Rock Springs really is not a great way to present an overall view of the cost of car insurance. Considering the fact that we have over 700 models in our database, less than 6% of makes and models are shown in the table. Let’s rethink this, dig deeper, and break out the vehicles with the best rates a more sensible way, by segment.
This next section goes into the cost of auto insurance based on automotive segment. The rates shown in the chart will give you a decent understanding of which types of vehicles have the most affordable rates. The sections following the chart break out the most affordable rates for individual models for the primary segments.
Rock Springs car insurance rates by automotive segment
If you’re looking to buy a different vehicle, it’s important to know which styles of vehicles are less expensive to insure.
For instance, some common questions are if compact cars have cheaper car insurance than midsize cars or if full-size pickups have more affordable insurance than midsize pickups.
The next chart shows the average auto insurance cost in Rock Springs for each automotive segment. Typically, small SUVs, vans, and midsize pickups tend to have the most affordable average rates, while sports cars and performance luxury models have the most expensive average cost to insure.
Rates by automotive segment are close enough for making an overall comparison, but cost varies greatly within each vehicle category displayed in the previous chart.
For example, in the midsize luxury car segment, rates range from the Mercedes-Benz CLA250 costing $2,374 per year to the BMW M8 costing $3,888 per year.
As another example, in the sports car segment, insurance rates range from the Mazda MX-5 Miata costing $2,136 per year up to the Mercedes-Benz SL 63 costing $4,744 per year.
In the next parts of this article, we will eliminate a lot of this variability by comparing the cost of auto insurance in Rock Springs from the perspective of the vehicle model.
Cars with the cheapest insurance rates in Rock Springs, WY
The top four sedans and hatchbacks with the most affordable insurance in Rock Springs are the Toyota GR Corolla at $2,008 per year, Nissan Leaf at $2,022 per year, Honda Civic at $2,046 per year, and Nissan Sentra at $2,116 per year.
Some other cars that rank well include the Kia K5, Chevrolet Malibu, Toyota Corolla, and Honda Accord, with average rates of $2,248 per year or less.
Ranked in the bottom half of the top 20 cheapest cars to insure, models like the Mazda 3, Mitsubishi Mirage G4, Toyota Crown, Volkswagen Arteon, and Kia Forte average between $2,248 and $2,386 to insure per year.
On a monthly basis, auto insurance rates on this segment in Rock Springs can cost as low as $167 per month, depending on the company and your location. The comparison table below ranks the twenty cars with the most affordable average auto insurance rates in Rock Springs, starting with the Toyota GR Corolla at $167 per month and ending with the Mazda 3 at $199 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,008 | $167 |
| Nissan Leaf | Compact | $2,022 | $169 |
| Honda Civic | Compact | $2,046 | $171 |
| Nissan Sentra | Compact | $2,116 | $176 |
| Subaru Impreza | Compact | $2,120 | $177 |
| Toyota Prius | Compact | $2,158 | $180 |
| Kia K5 | Midsize | $2,224 | $185 |
| Honda Accord | Midsize | $2,230 | $186 |
| Chevrolet Malibu | Midsize | $2,238 | $187 |
| Toyota Corolla | Compact | $2,248 | $187 |
| Kia Forte | Compact | $2,254 | $188 |
| Volkswagen Arteon | Midsize | $2,268 | $189 |
| Nissan Versa | Compact | $2,274 | $190 |
| Subaru Legacy | Midsize | $2,278 | $190 |
| Hyundai Ioniq 6 | Midsize | $2,298 | $192 |
| Mitsubishi Mirage G4 | Compact | $2,328 | $194 |
| Volkswagen Jetta | Compact | $2,334 | $195 |
| Toyota Crown | Midsize | $2,336 | $195 |
| Hyundai Sonata | Midsize | $2,342 | $195 |
| Mazda 3 | Compact | $2,386 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see your car in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Wyoming.
SUVs with affordable auto insurance in Rock Springs, WY
The top-ranked vehicle in Rock Springs for cheapest average insurance in the SUV segment is the Subaru Crosstrek, at an average of $1,706 per year. Second place is the Chevrolet Trailblazer at $1,736 per year, third place goes to the Kia Soul, costing an average of $1,802 per year, and in fourth place is the Nissan Kicks, costing an average of $1,820 per year.
Additional models that have affordable average insurance rates include the Hyundai Venue, Ford Bronco Sport, Mazda CX-5, and Buick Envision, with an average cost to insure of $1,892 per year or less.
Auto insurance rates in this segment for a good driver will start around $142 per month, depending on where you live.
When the SUV segment is analyzed by vehicle size, the most budget-friendly compact SUV to insure in Rock Springs is the Subaru Crosstrek at $1,706 per year. For midsize models, the Honda Passport is cheapest to insure at $1,842 per year. And for large SUVs, the Chevrolet Tahoe is cheapest to insure at $2,168 per year.
The table below ranks the SUVs with the cheapest average auto insurance rates in Rock Springs.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,706 | $142 |
| Chevrolet Trailblazer | Compact | $1,736 | $145 |
| Kia Soul | Compact | $1,802 | $150 |
| Nissan Kicks | Compact | $1,820 | $152 |
| Honda Passport | Midsize | $1,842 | $154 |
| Buick Envision | Compact | $1,852 | $154 |
| Toyota Corolla Cross | Compact | $1,858 | $155 |
| Hyundai Venue | Compact | $1,876 | $156 |
| Mazda CX-5 | Compact | $1,884 | $157 |
| Ford Bronco Sport | Compact | $1,892 | $158 |
| Volkswagen Tiguan | Compact | $1,912 | $159 |
| Nissan Murano | Midsize | $1,940 | $162 |
| Buick Encore | Compact | $1,960 | $163 |
| Subaru Outback | Midsize | $1,968 | $164 |
| Honda CR-V | Compact | $1,970 | $164 |
| Buick Envista | Midsize | $1,972 | $164 |
| Volkswagen Taos | Compact | $1,976 | $165 |
| Kia Niro | Compact | $1,988 | $166 |
| Honda HR-V | Compact | $2,008 | $167 |
| Subaru Ascent | Midsize | $2,012 | $168 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 27, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Looking for rates for a different SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Wyoming.
Cheap pickups to insure in Rock Springs, WY
Taking the top ranking in Rock Springs for cheapest insurance in the pickup truck segment is the Chevrolet Colorado, at $2,034 per year. Second place is the Nissan Titan costing $2,160 per year, and in third place is the Nissan Frontier, at an average of $2,182 per year.
Other models that have cheaper rates include the Toyota Tacoma, Hyundai Santa Cruz, Honda Ridgeline, and GMC Canyon, with average cost of $2,376 per year or less.
From a monthly standpoint, full-coverage auto insurance in Rock Springs on this segment for a safe driver can cost as low as $170 per month, depending on the company and your location. The rate comparison table below ranks the pickups with the most affordable insurance rates in Rock Springs, starting with the Chevrolet Colorado at $2,034 per year ($170 per month) and ending with the Ram Truck at $2,668 per year ($222 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,034 | $170 |
| Nissan Titan | Full-size | $2,160 | $180 |
| Nissan Frontier | Midsize | $2,182 | $182 |
| Ford Ranger | Midsize | $2,206 | $184 |
| Ford Maverick | Midsize | $2,238 | $187 |
| Honda Ridgeline | Midsize | $2,290 | $191 |
| Hyundai Santa Cruz | Midsize | $2,328 | $194 |
| Toyota Tacoma | Midsize | $2,338 | $195 |
| GMC Sierra 2500 HD | Heavy Duty | $2,350 | $196 |
| GMC Canyon | Midsize | $2,376 | $198 |
| Jeep Gladiator | Midsize | $2,432 | $203 |
| GMC Sierra 3500 | Heavy Duty | $2,446 | $204 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,468 | $206 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,534 | $211 |
| GMC Sierra | Full-size | $2,550 | $213 |
| Chevrolet Silverado | Full-size | $2,552 | $213 |
| Nissan Titan XD | Heavy Duty | $2,552 | $213 |
| Ford F150 | Full-size | $2,582 | $215 |
| GMC Hummer EV Pickup | Full-size | $2,648 | $221 |
| Ram Truck | Full-size | $2,668 | $222 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 27, 2025
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see insurance rates for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Rock Springs car insurance quotes from the best car insurance companies in Wyoming.
Cheapest sports cars to insure in Rock Springs
The top five models for the lowest-cost Rock Springs car insurance rates in the sports car segment are the Ford Mustang, Mazda MX-5 Miata, BMW Z4, Subaru WRX, and Toyota GR86. Insurance rates for these 2024 models average $2,590 or less per year, or around $216 per month.
Additional models that have affordable average insurance rates are the Toyota GR Supra, BMW M2, Subaru BRZ, and Lexus RC F, with an average car insurance cost of $2,758 per year or less.
Additional cars that made the list include the BMW M4, Chevrolet Corvette, Porsche 718, and Chevrolet Camaro, which cost between $2,758 and $3,910 per year to insure.
From a cost per month standpoint, full-coverage auto insurance in Rock Springs on this segment starts at around $178 per month, depending on the company and where you live. The table below ranks the twenty sports cars with the cheapest average auto insurance rates in Rock Springs, starting with the Mazda MX-5 Miata at $2,136 per year and ending with the Porsche Taycan at $3,910 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,136 | $178 |
| Toyota GR86 | Sports Car | $2,434 | $203 |
| Ford Mustang | Sports Car | $2,538 | $212 |
| BMW Z4 | Sports Car | $2,550 | $213 |
| Subaru WRX | Sports Car | $2,590 | $216 |
| Toyota GR Supra | Sports Car | $2,594 | $216 |
| BMW M2 | Sports Car | $2,670 | $223 |
| Nissan Z | Sports Car | $2,674 | $223 |
| Lexus RC F | Sports Car | $2,728 | $227 |
| Subaru BRZ | Sports Car | $2,758 | $230 |
| BMW M3 | Sports Car | $2,916 | $243 |
| Porsche 718 | Sports Car | $2,972 | $248 |
| Chevrolet Camaro | Sports Car | $2,998 | $250 |
| Chevrolet Corvette | Sports Car | $3,198 | $267 |
| Porsche 911 | Sports Car | $3,310 | $276 |
| BMW M4 | Sports Car | $3,446 | $287 |
| Lexus LC 500 | Sports Car | $3,464 | $289 |
| Jaguar F-Type | Sports Car | $3,644 | $304 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,822 | $319 |
| Porsche Taycan | Sports Car | $3,910 | $326 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 26, 2025
Don’t see your sports car? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Wyoming.
Cheap luxury cars to insure in Rock Springs, WY
Taking the top ranking in Rock Springs for cheapest insurance in the luxury sedan segment is the Acura Integra, coming in at $2,054 per year. Second place is the BMW 330i costing $2,350 per year, the third most affordable is the Mercedes-Benz CLA250, costing an average of $2,374 per year, and the fourth most affordable is the Lexus IS 300, costing an average of $2,380 per year.
Additional luxury cars that have cheaper rates are the Cadillac CT4, Lexus ES 350, Genesis G70, and Lexus RC 300, with average insurance cost of $2,428 per year or less.
Ranked in the lower half of the top 20, cars like the Audi S3, BMW 230i, BMW 330e, Lexus IS 350, Lexus ES 300h, and Cadillac CT5 cost between $2,428 and $2,588 to insure per year in Rock Springs.
From a cost per month standpoint, auto insurance in this segment starts at an average of $171 per month, depending on your company and location.
When the luxury car segment is analyzed by vehicle size, the lowest-cost compact luxury car model to insure in Rock Springs is the Acura Integra at $2,054 per year, or $171 per month. For midsize luxury car models, the Mercedes-Benz CLA250 has the best rates at $2,374 per year, or $198 per month. And for full-size luxury car models, the Audi A5 has the best rates at $2,744 per year, or $229 per month.
The comparison table below ranks the twenty cars with the cheapest average car insurance rates in Rock Springs, starting with the Acura Integra at $171 per month and ending with the Audi S3 at $216 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,054 | $171 |
| BMW 330i | Compact | $2,350 | $196 |
| Mercedes-Benz CLA250 | Midsize | $2,374 | $198 |
| Lexus IS 300 | Midsize | $2,380 | $198 |
| Acura TLX | Compact | $2,390 | $199 |
| Cadillac CT4 | Compact | $2,410 | $201 |
| Lexus ES 350 | Midsize | $2,412 | $201 |
| Genesis G70 | Compact | $2,416 | $201 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,422 | $202 |
| Lexus RC 300 | Midsize | $2,428 | $202 |
| Lexus IS 350 | Compact | $2,438 | $203 |
| Jaguar XF | Midsize | $2,444 | $204 |
| Cadillac CT5 | Midsize | $2,488 | $207 |
| Lexus ES 250 | Midsize | $2,498 | $208 |
| Lexus RC 350 | Compact | $2,504 | $209 |
| BMW 330e | Compact | $2,506 | $209 |
| BMW 228i | Compact | $2,512 | $209 |
| BMW 230i | Compact | $2,530 | $211 |
| Lexus ES 300h | Midsize | $2,534 | $211 |
| Audi S3 | Compact | $2,588 | $216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Rock Springs car insurance quotes from top-rated companies in Wyoming.
Most affordable luxury SUV insurance rates
Ranking at the top of the list for the lowest-cost Rock Springs car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Cadillac XT5, Jaguar E-Pace, and Acura RDX. Rates for these models average $2,178 or less per year, or around $182 per month.
Some other luxury SUVs that rank well in our comparison are the Lexus NX 350h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 450h, with average annual insurance rates of $2,226 per year or less.
From a monthly standpoint, auto insurance rates in this segment for an average middle-age driver can cost as low as $161 per month, depending on the company and your location.
The table below ranks the twenty luxury SUVs with the most affordable average auto insurance rates in Rock Springs, starting with the Acura RDX at $1,932 per year and ending with the Lexus RX 350 at $2,318 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,932 | $161 |
| Lexus NX 250 | Compact | $2,044 | $170 |
| Cadillac XT4 | Compact | $2,084 | $174 |
| Jaguar E-Pace | Midsize | $2,160 | $180 |
| Cadillac XT5 | Midsize | $2,178 | $182 |
| Lexus NX 350h | Compact | $2,180 | $182 |
| Lincoln Corsair | Compact | $2,206 | $184 |
| Mercedes-Benz GLB 250 | Compact | $2,210 | $184 |
| Lexus UX 250h | Compact | $2,212 | $184 |
| Lexus NX 450h | Compact | $2,226 | $186 |
| Infiniti QX50 | Midsize | $2,244 | $187 |
| Mercedes-Benz GLA250 | Compact | $2,252 | $188 |
| Mercedes-Benz GLA35 AMG | Compact | $2,258 | $188 |
| Cadillac XT6 | Midsize | $2,260 | $188 |
| Infiniti QX60 | Midsize | $2,272 | $189 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,274 | $190 |
| Land Rover Evoque | Compact | $2,306 | $192 |
| Acura MDX | Midsize | $2,308 | $192 |
| Lexus NX 350 | Compact | $2,316 | $193 |
| Lexus RX 350 | Midsize | $2,318 | $193 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Rock Springs, WY Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Rock Springs car insurance quotes from top car insurance companies in Wyoming.
Save money on car insurance
Rock Springs drivers should always be searching for ways to pay less for auto insurance So take a minute and read through the savings concepts below and maybe you’ll be able to save some money insuring your vehicle.
- Shop around for better rates. Taking a couple of minutes every year or so to get some free car insurance quotes is a great way to save money. Rates change more often that you might think and you can switch anytime.
- Save money due to your employment. Just about all insurance companies offer discounts for being employed in occupations like lawyers, members of the military, engineers, dentists, architects, police officers and law enforcement, and others. By working in a profession that qualifies for this discount, you could save between $69 and $224 on your yearly car insurance bill, subject to the policy coverages selected.
- Compare the cost of insurance before buying a car. Different cars can have very different insurance premiums, and auto insurance companies can sell policies with widely varying rates. Get plenty of quotes to compare the cost of insurance before you buy to prevent price shock when you see your first insurance bill.
- Stay claim free. Car insurance companies offer a discount if you have no claims on your account. Insurance should only be used for significant claims, not small claims.
- Qualify for discounts to lower insurance cost. Savings may be available if the insureds are claim-free, drive low annual mileage, are senior citizens, insure multiple vehicles on the same policy, or many other discounts which could save the average Rock Springs driver as much as $390 per year.
- Credit score can influence insurance rates. Having a credit score above 800 could save as much as $362 per year over a lower credit rating of 670-739. Conversely, a diminished credit rating could cost as much as $420 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Avoiding accidents saves money on auto insurance. Too many at-fault accidents can cost more, potentially as much as $1,114 per year for a 30-year-old driver and even $566 per year for a 60-year-old driver. So be safe and save.