- Average car insurance cost in New Rochelle is $2,878 per year, which is 23.4% more than the national average rate of $2,276.
- New Rochelle car insurance averages $82 per year more than the New York state average cost of $2,796, and $602 per year more than the $2,276 average rate for the entire United States.
- Auto insurance rates for a few popular vehicles in New Rochelle include the Honda CR-V at $205 per month, Nissan Altima at $260 per month, and Toyota Camry at $258 per month.
- If cheap car insurance in New Rochelle is your primary goal, consider vehicles like the Nissan Kicks, Chevrolet Trailblazer, Hyundai Venue, and Volkswagen Tiguan.
What is average car insurance cost in New Rochelle?
The average cost of car insurance in New Rochelle is $2,878 per year, which is 23.4% more than the overall U.S. national average rate of $2,276. The average cost per month for car insurance in New Rochelle is $240 for full coverage.
In the state of New York, the average cost of car insurance is $2,796 per year, so the cost in New Rochelle averages $82 more per year.
The cost of auto insurance in New Rochelle compared to other New York locations is approximately $686 per year more than in Rochester, $362 per year less than in Yonkers, and $294 per year more than in Buffalo.
The age of the driver has a significant impact the price of car insurance. The list below details how age impacts cost by breaking out average car insurance rates based on the age of the driver.
New Rochelle, New York, car insurance cost for drivers age 16 to 60
- 16-year-old driver – $10,256 per year or $855 per month
- 17-year-old driver – $9,937 per year or $828 per month
- 18-year-old driver – $8,905 per year or $742 per month
- 19-year-old driver – $8,109 per year or $676 per month
- 20-year-old driver – $5,796 per year or $483 per month
- 30-year-old driver – $3,072 per year or $256 per month
- 40-year-old driver – $2,878 per year or $240 per month
- 50-year-old driver – $2,554 per year or $213 per month
- 60-year-old driver – $2,392 per year or $199 per month
The next chart summarizes average car insurance cost in New Rochelle broken out based on a number of different driver ages, policy physical damage deductibles, and risk scenarios. Rates are averaged for all 2024 vehicle models including luxury cars and SUVs.
Average car insurance rates in the prior chart range from $2,392 per year for a 40-year-old driver who meets many discount requirements to $6,624 per year for a 30-year-old driver with a poor driving record or too many at-fault accidents.
When converted to a monthly cost, the average cost of car insurance per month in New Rochelle ranges from $199 to $552.
New Rochelle auto insurance rates have different premiums for every driver and are impacted by many different factors. The potential for significant variability stresses the need for accurate free car insurance quotes when trying to find a better price on car insurance in New Rochelle.
The cost to insure popular vehicles in New Rochelle
The auto insurance rates discussed up to this point are averaged for all 2024 vehicle models, which is helpful for making broad comparisons like the difference in average car insurance cost by location or driver age.
For more complete price comparisons, however, the data will be more precise if we do a rate analysis for the specific model of vehicle being insured. In the next few article sections, we show lots of rates for different makes and models, but for now, let’s just look at a handful of the more popular vehicles to discover how auto insurance rates measure up in New Rochelle.
The following chart breaks down average auto insurance rates in New Rochelle for a small sample of popular cars, pickups, and SUVs.
Vehicle models popular with drivers in New Rochelle tend to be compact or midsize sedans like the Nissan Sentra and Honda Accord and compact and midsize SUVs like the Chevy Equinox, Nissan Rogue, and Chevy Traverse.
Some additional popular models in New Rochelle from other vehicle segments include luxury SUVs like the Lexus RX 350 and Cadillac XT5, luxury cars like the Acura ILX and Tesla Model S, and pickup trucks like the Ram 1500 and Ford F-150.
We explore rates in much more detail in a bit, but before we get into that, let’s quickly review some of the key ideas covered so far in the data above.
- Auto insurance gets cheaper the older you are – Car insurance rates for a 60-year-old driver in New Rochelle are $3,404 per year cheaper than for a 20-year-old driver.
- Insurance rates drop significantly in your twenties – The average 30-year-old New Rochelle, New York, driver will pay $2,724 less per year than a 20-year-old driver, $3,072 versus $5,796.
- New Rochelle auto insurance rates are more expensive than the New York state average – $2,878 (New Rochelle average) compared to $2,796 (New York average)
- New Rochelle, NY, car insurance cost is more than the U.S. average – $2,878 (New Rochelle average) versus $2,276 (U.S. average)
- Cost per month ranges from $199 to $855 – That is the average auto insurance cost range for drivers age 16 to 60 in New Rochelle, New York.
Which vehicles cost the least to insure in New Rochelle?
The vehicles with the lowest cost average car insurance rates in New Rochelle tend to be compact SUVs and crossovers like the Subaru Crosstrek, Kia Soul, Hyundai Venue, and Buick Envision. Average auto insurance prices for those vehicles cost $2,340 or less per year ($195 per month) to get full coverage.
Some other models that rank very well in our overall cost comparison are the Acura RDX, Subaru Outback, Toyota GR Corolla, and Kia Niro.
Average rates are a little higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average insurance cost of $2,502 or less per year, or around $209 per month.
The following table lists the 30 car, truck, and SUV models with the cheapest auto insurance in New Rochelle, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,128 | $177 |
| 2 | Chevrolet Trailblazer | $2,166 | $181 |
| 3 | Kia Soul | $2,250 | $188 |
| 4 | Nissan Kicks | $2,268 | $189 |
| 5 | Honda Passport | $2,294 | $191 |
| 6 | Buick Envision | $2,308 | $192 |
| 7 | Toyota Corolla Cross | $2,322 | $194 |
| 8 | Hyundai Venue | $2,340 | $195 |
| 9 | Mazda CX-5 | $2,350 | $196 |
| 10 | Ford Bronco Sport | $2,360 | $197 |
| 11 | Volkswagen Tiguan | $2,384 | $199 |
| 12 | Acura RDX | $2,408 | $201 |
| 13 | Nissan Murano | $2,420 | $202 |
| 14 | Buick Encore | $2,446 | $204 |
| 15 | Subaru Outback | $2,454 | $205 |
| 16 | Honda CR-V | $2,456 | $205 |
| 17 | Buick Envista | $2,462 | $205 |
| 18 | Volkswagen Taos | $2,468 | $206 |
| 19 | Kia Niro | $2,480 | $207 |
| 20 | Toyota GR Corolla | $2,502 | $209 |
| 21 | Honda HR-V | $2,506 | $209 |
| 22 | Subaru Ascent | $2,508 | $209 |
| 23 | Nissan Leaf | $2,524 | $210 |
| 24 | Chevrolet Colorado | $2,538 | $212 |
| 25 | Honda Civic | $2,550 | $213 |
| 26 | Lexus NX 250 | $2,550 | $213 |
| 27 | Volkswagen Atlas | $2,556 | $213 |
| 28 | Acura Integra | $2,560 | $213 |
| 29 | Subaru Forester | $2,564 | $214 |
| 30 | Volkswagen Atlas Cross Sport | $2,566 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
A table of 30 of the cheapest vehicles to insure in New Rochelle probably isn’t the best way to show the complete picture of the cost of car insurance in New Rochelle. A more useful way to rank car insurance rates for more models is to break them out by segment. The six sections below list the top 20 vehicles with the most affordable insurance rates for the most popular vehicle segments.
Cheapest cars to insure in New Rochelle, NY
Ranking at the top of the list for the most affordable New Rochelle auto insurance rates in the sedan or hatchback segment are the Honda Civic, Nissan Leaf, Subaru Impreza, Toyota GR Corolla, and Nissan Sentra. Rates for these vehicles average $2,646 or less per year, or around $221 per month.
Not the cheapest cars to insure, but still very reasonable, are cars like the Toyota Prius, Chevrolet Malibu, Honda Accord, and Kia K5, with average rates of $2,802 per year or less.
Ranked in the lower half of the top 20, cars like the Kia Forte, Subaru Legacy, Hyundai Sonata, Toyota Crown, and Mitsubishi Mirage G4 cost between $2,802 and $2,980 per year for full-coverage insurance in New Rochelle.
From a monthly standpoint, full-coverage car insurance on non-luxury cars in New Rochelle for a middle-age safe driver will start around $209 per month, depending on the company.
When vehicle size is factored in, the cheapest compact car to insure in New Rochelle is the Toyota GR Corolla at $2,502 per year, or $209 per month. For midsize 2024 models, the Kia K5 is cheapest to insure at $2,774 per year, or $231 per month. And for full-size cars, the Chrysler 300 is cheapest to insure at $2,744 per year, or $229 per month.
The comparison table below ranks the twenty cars with the most affordable car insurance in New Rochelle, starting with the Toyota GR Corolla at $2,502 per year ($209 per month) and ending with the Mazda 3 at $2,980 per year ($248 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,502 | $209 |
| Nissan Leaf | Compact | $2,524 | $210 |
| Honda Civic | Compact | $2,550 | $213 |
| Nissan Sentra | Compact | $2,638 | $220 |
| Subaru Impreza | Compact | $2,646 | $221 |
| Toyota Prius | Compact | $2,692 | $224 |
| Kia K5 | Midsize | $2,774 | $231 |
| Honda Accord | Midsize | $2,784 | $232 |
| Chevrolet Malibu | Midsize | $2,792 | $233 |
| Toyota Corolla | Compact | $2,802 | $234 |
| Kia Forte | Compact | $2,812 | $234 |
| Volkswagen Arteon | Midsize | $2,832 | $236 |
| Nissan Versa | Compact | $2,836 | $236 |
| Subaru Legacy | Midsize | $2,842 | $237 |
| Hyundai Ioniq 6 | Midsize | $2,866 | $239 |
| Mitsubishi Mirage G4 | Compact | $2,904 | $242 |
| Toyota Crown | Midsize | $2,914 | $243 |
| Volkswagen Jetta | Compact | $2,914 | $243 |
| Hyundai Sonata | Midsize | $2,918 | $243 |
| Mazda 3 | Compact | $2,980 | $248 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
The favorite cars to drive in New Rochelle often have pricier car insurance rates. Some popular non-luxury cars that did not make the list include the Toyota Avalon at an average of $2,904 per year, the Tesla Model 3 costing an average of $3,382, and the Volkswagen GTI at $2,854.
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Is your vehicle not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free New Rochelle car insurance quotes from the best companies in New York.
Cheap SUVs to insure in New Rochelle
The Subaru Crosstrek takes the #1 ranking as the lowest-cost non-luxury SUV to insure in New Rochelle, followed by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model has an average cost of $2,128 per year for a full-coverage insurance policy.
Not the cheapest in the list, but still ranking well, are SUVs like the Ford Bronco Sport, Buick Envision, Mazda CX-5, and Toyota Corolla Cross, with average insurance cost of $2,360 per year or less.
As a cost per month, auto insurance in the SUV segment will start around $177 per month, depending on your New Rochelle Zip Code. The comparison table below ranks the twenty SUVs with the lowest-cost average car insurance rates in New Rochelle, starting with the Subaru Crosstrek at $177 per month and ending with the Subaru Ascent at $209 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,128 | $177 |
| Chevrolet Trailblazer | Compact | $2,166 | $181 |
| Kia Soul | Compact | $2,250 | $188 |
| Nissan Kicks | Compact | $2,268 | $189 |
| Honda Passport | Midsize | $2,294 | $191 |
| Buick Envision | Compact | $2,308 | $192 |
| Toyota Corolla Cross | Compact | $2,322 | $194 |
| Hyundai Venue | Compact | $2,340 | $195 |
| Mazda CX-5 | Compact | $2,350 | $196 |
| Ford Bronco Sport | Compact | $2,360 | $197 |
| Volkswagen Tiguan | Compact | $2,384 | $199 |
| Nissan Murano | Midsize | $2,420 | $202 |
| Buick Encore | Compact | $2,446 | $204 |
| Subaru Outback | Midsize | $2,454 | $205 |
| Honda CR-V | Compact | $2,456 | $205 |
| Buick Envista | Midsize | $2,462 | $205 |
| Volkswagen Taos | Compact | $2,468 | $206 |
| Kia Niro | Compact | $2,480 | $207 |
| Honda HR-V | Compact | $2,506 | $209 |
| Subaru Ascent | Midsize | $2,508 | $209 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
The most popular vehicles in New Rochelle frequently have more costly rates. A few of the more popular SUVs that have higher rates than the list above include the Nissan Rogue costing an average of $2,588 per year ($216 per month), the Ford Explorer at an average of $2,614 ($218 per month), the Hyundai Santa Fe costing $2,914 ($243 per month), and the Chevrolet Tahoe at $2,704 ($225 per month).
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in New York.
Pickup truck insurance rates
The three highest ranking pickup trucks with the most affordable insurance in New Rochelle are the Chevrolet Colorado at $2,538 per year, the Nissan Titan at $2,694 per year, and the Nissan Frontier at $2,722 per year.
Rounding out the top 10 are pickups like the GMC Sierra 2500 HD, Honda Ridgeline, Hyundai Santa Cruz, and Toyota Tacoma, with average insurance cost of $2,962 per year or less.
On a monthly basis, auto insurance in New Rochelle on this segment for the average driver starts at an average of $212 per month, depending on your Zip Code. The table below ranks the pickups with the cheapest insurance in New Rochelle, starting with the Chevrolet Colorado at $2,538 per year ($212 per month) and ending with the Ram Truck at $3,330 per year ($278 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,538 | $212 |
| Nissan Titan | Full-size | $2,694 | $225 |
| Nissan Frontier | Midsize | $2,722 | $227 |
| Ford Ranger | Midsize | $2,752 | $229 |
| Ford Maverick | Midsize | $2,792 | $233 |
| Honda Ridgeline | Midsize | $2,858 | $238 |
| Hyundai Santa Cruz | Midsize | $2,906 | $242 |
| Toyota Tacoma | Midsize | $2,916 | $243 |
| GMC Sierra 2500 HD | Heavy Duty | $2,932 | $244 |
| GMC Canyon | Midsize | $2,962 | $247 |
| Jeep Gladiator | Midsize | $3,034 | $253 |
| GMC Sierra 3500 | Heavy Duty | $3,050 | $254 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,078 | $257 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,160 | $263 |
| GMC Sierra | Full-size | $3,180 | $265 |
| Chevrolet Silverado | Full-size | $3,184 | $265 |
| Nissan Titan XD | Heavy Duty | $3,184 | $265 |
| Ford F150 | Full-size | $3,224 | $269 |
| GMC Hummer EV Pickup | Full-size | $3,302 | $275 |
| Ram Truck | Full-size | $3,330 | $278 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Don’t see your pickup in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap New Rochelle car insurance quotes from the best car insurance companies in New York.
Luxury car insurance rates
The #1 ranking in New Rochelle for cheapest auto insurance rates in the luxury car segment is the Acura Integra, costing $2,560 per year. Second place is the BMW 330i costing $2,934 per year, coming in third is the Mercedes-Benz CLA250, costing an average of $2,964 per year, and fourth place goes to the Lexus IS 300, at an average of $2,966 per year.
Not the cheapest, but still in the top 10, are luxury cars like the Cadillac CT4, Genesis G70, Lexus RC 300, and Lexus ES 350, with an average cost to insure of $3,028 per year or less.
From a cost per month standpoint, full-coverage insurance for luxury car models in New Rochelle for a safe driver will start around $213 per month, depending on where you live.
When rates are compared by vehicle size, the cheapest compact luxury car model to insure in New Rochelle is the Acura Integra at $2,560 per year, or $213 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the cheapest rates at $2,964 per year, or $247 per month. And for large luxury cars, the Audi A5 is cheapest to insure at $3,422 per year, or $285 per month.
The rate comparison table below ranks the cars with the cheapest average insurance rates in New Rochelle, starting with the Acura Integra at $2,560 per year ($213 per month) and ending with the Audi S3 at $3,230 per year ($269 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,560 | $213 |
| BMW 330i | Compact | $2,934 | $245 |
| Mercedes-Benz CLA250 | Midsize | $2,964 | $247 |
| Lexus IS 300 | Midsize | $2,966 | $247 |
| Acura TLX | Compact | $2,980 | $248 |
| Cadillac CT4 | Compact | $3,008 | $251 |
| Lexus ES 350 | Midsize | $3,008 | $251 |
| Genesis G70 | Compact | $3,016 | $251 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,020 | $252 |
| Lexus RC 300 | Midsize | $3,028 | $252 |
| Lexus IS 350 | Compact | $3,040 | $253 |
| Jaguar XF | Midsize | $3,048 | $254 |
| Cadillac CT5 | Midsize | $3,104 | $259 |
| Lexus ES 250 | Midsize | $3,116 | $260 |
| Lexus RC 350 | Compact | $3,124 | $260 |
| BMW 330e | Compact | $3,128 | $261 |
| BMW 228i | Compact | $3,132 | $261 |
| BMW 230i | Compact | $3,156 | $263 |
| Lexus ES 300h | Midsize | $3,162 | $264 |
| Audi S3 | Compact | $3,230 | $269 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Looking for rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free New Rochelle car insurance quotes from the best car insurance companies in New York.
Cheapest luxury SUVs to insure
Ranking at the top for the cheapest New Rochelle auto insurance rates in the luxury SUV segment are the Lexus NX 250, Acura RDX, Cadillac XT5, Jaguar E-Pace, and Cadillac XT4. Rates for these models average $2,718 or less per year.
Not the cheapest luxury SUVs to insure, but still affordable, are models like the Mercedes-Benz GLB 250, Lexus UX 250h, Lexus NX 450h, and Lincoln Corsair, with average annual insurance rates of $2,778 per year or less.
Ranking between positions 10 and 20, SUVs like the Infiniti QX60, Land Rover Evoque, Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, and Lexus NX 350 cost between $2,778 and $2,892 to insure per year.
On a monthly basis, auto insurance in the luxury SUV segment for a safe driver starts at an average of $201 per month, depending on your exact address and insurer.
When rates are compared by vehicle size, the most budget-friendly compact luxury SUV to insure in New Rochelle is the Acura RDX at $2,408 per year. For midsize luxury models, the Jaguar E-Pace has the best rates at $2,694 per year. And for large luxury SUV models, the Infiniti QX80 is most affordable to insure at $3,230 per year.
The next table ranks the luxury SUVs with the lowest-cost average insurance rates in New Rochelle.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,408 | $201 |
| Lexus NX 250 | Compact | $2,550 | $213 |
| Cadillac XT4 | Compact | $2,602 | $217 |
| Jaguar E-Pace | Midsize | $2,694 | $225 |
| Cadillac XT5 | Midsize | $2,718 | $227 |
| Lexus NX 350h | Compact | $2,718 | $227 |
| Lincoln Corsair | Compact | $2,750 | $229 |
| Mercedes-Benz GLB 250 | Compact | $2,756 | $230 |
| Lexus UX 250h | Compact | $2,762 | $230 |
| Lexus NX 450h | Compact | $2,778 | $232 |
| Infiniti QX50 | Midsize | $2,800 | $233 |
| Mercedes-Benz GLA250 | Compact | $2,810 | $234 |
| Cadillac XT6 | Midsize | $2,818 | $235 |
| Mercedes-Benz GLA35 AMG | Compact | $2,818 | $235 |
| Infiniti QX60 | Midsize | $2,834 | $236 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,838 | $237 |
| Land Rover Evoque | Compact | $2,876 | $240 |
| Acura MDX | Midsize | $2,880 | $240 |
| Lexus NX 350 | Compact | $2,890 | $241 |
| Lexus RX 350 | Midsize | $2,892 | $241 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see your luxury SUV in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap New Rochelle car insurance quotes from the best car insurance companies in New York.
Sports car insurance rates
Sitting at number one in New Rochelle for the lowest-cost average insurance in the sports car segment is the Mazda MX-5 Miata, coming in at $2,666 per year. Second place is the Toyota GR86 costing $3,036 per year, in third place is the Ford Mustang, at an average of $3,164 per year, and in fourth place is the BMW Z4, costing an average of $3,182 per year.
Not the cheapest sports cars to insure, but still affordable, are cars like the Toyota GR Supra, Nissan Z, Subaru BRZ, and BMW M2, with an average cost of $3,440 per year or less.
Some additional cars that made the list include the Jaguar F-Type, Chevrolet Camaro, Mercedes-Benz AMG GT53, Lexus LC 500, and Porsche 911, which average between $3,440 and $4,878 per year to insure.
Full-coverage insurance in New Rochelle for this segment for a good driver will start around $222 per month, depending on where you live.
The next table ranks the sports cars with the cheapest auto insurance rates in New Rochelle.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,666 | $222 |
| Toyota GR86 | Sports Car | $3,036 | $253 |
| Ford Mustang | Sports Car | $3,164 | $264 |
| BMW Z4 | Sports Car | $3,182 | $265 |
| Subaru WRX | Sports Car | $3,230 | $269 |
| Toyota GR Supra | Sports Car | $3,236 | $270 |
| BMW M2 | Sports Car | $3,330 | $278 |
| Nissan Z | Sports Car | $3,336 | $278 |
| Lexus RC F | Sports Car | $3,404 | $284 |
| Subaru BRZ | Sports Car | $3,440 | $287 |
| BMW M3 | Sports Car | $3,638 | $303 |
| Porsche 718 | Sports Car | $3,708 | $309 |
| Chevrolet Camaro | Sports Car | $3,738 | $312 |
| Chevrolet Corvette | Sports Car | $3,990 | $333 |
| Porsche 911 | Sports Car | $4,128 | $344 |
| BMW M4 | Sports Car | $4,294 | $358 |
| Lexus LC 500 | Sports Car | $4,320 | $360 |
| Jaguar F-Type | Sports Car | $4,544 | $379 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,768 | $397 |
| Porsche Taycan | Sports Car | $4,878 | $407 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Rochelle, NY Zip Codes. Updated October 24, 2025
Don’t see your sports car in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in New Rochelle.
Different drivers have different car insurance rates
To help you understand how much car insurance prices can fluctuate for different applicants (and also emphasize the importance of accurate rate quotes), the sections below contain comprehensive car insurance rates for four popular models in New Rochelle: the Ram Truck, Honda CR-V, Honda Pilot, and Honda Accord.
The example for each vehicle uses different driver and policy risk profiles to illustrate the cost difference based on changes in the rated driver profile.
Ram Truck insurance rates
In New Rochelle, Ram Truck insurance costs an average of $3,330 per year ($278 per month) and ranges from $2,760 to $7,670 annually.
The Ram Truck is a full-size truck, and other models in that segment include the Toyota Tundra, Ford F150, Nissan Titan, and Chevrolet Silverado.
Honda CR-V insurance rates
In New Rochelle, Honda CR-V insurance costs an average of $2,456 per year, or about $205 per month, and has a range of $2,042 to $5,642.
The Honda CR-V is considered a compact SUV, and other models popular in New Rochelle include the Toyota RAV4, Chevrolet Equinox, Subaru Forester, and Mazda CX-5.
Honda Pilot insurance rates
Honda Pilot insurance in New Rochelle costs an average of $2,804 per year, or about $234 per month, and varies from $2,330 to $6,480 per year.
The Honda Pilot is classified as a midsize SUV, and other models from that segment that are popular in New Rochelle, New York, include the Kia Telluride, Kia Sorento, and Jeep Grand Cherokee.
Honda Accord insurance rates
Honda Accord insurance in New Rochelle averages $2,784 per year, or about $232 per month, and has a range of $2,312 to $6,394.
The Honda Accord is classified as a midsize car, and other models from that segment that are popular in New Rochelle include the Toyota Camry, Chevrolet Malibu, and Hyundai Sonata.
How to find cheaper car insurance in New Rochelle
New Rochelle drivers should always be looking to reduce their monthly auto insurance expenses. So take a minute to review the money-saving tips in the list below and it’s very possible you can save a little dough on your next auto insurance policy.
- Shop your coverage around. Take a couple of minutes to get free car insurance quotes is our best recommendation for saving money. Rates change frequently and you can switch anytime.
- Violations and tickets cost more than a fine. In order to get the cheapest car insurance in New Rochelle, it makes good sense to be a safe driver. A few driving offenses could result in increasing insurance policy rates as much as $768 per year. Major misdemeanor violations such as a DWI could raise rates by an additional $2,676 or more.
- Don’t be a negligent driver. Having at-fault accidents will cost you more, potentially up to $1,392 per year for a 30-year-old driver and as much as $870 per year for a 50-year-old driver. So drive safe and save!
- Avoid filing small claims. Car insurance companies give a discounted rate if you have not filed any claims. Insurance is intended to be used for significant financial loss, not for small claims.
- Excellent credit scores get the best rates. Having a high credit rating of over 800 may save $452 per year when compared to a slightly lower credit score between 670-739. Conversely, a poor credit score could cost up to $524 more per year. Not all states use credit score as a rating factor, so check with your agent or company.