Car Insurance Cost in Huntington, WV (2025 Cheapest to Insure)

How much does auto insurance cost in Huntington? We break down average rates and reveal the vehicles with the cheapest car insurance in Huntington, WV.

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  • Huntington car insurance cost averages $2,382 per year for a full coverage insurance policy.
  • Huntington car insurance averages $54 per year more than the West Virginia state average and $106 per year more than the U.S. national average rate.
  • For cheap auto insurance in Huntington, WV, SUV models like the Subaru Crosstrek, Chevrolet Trailblazer, Toyota Corolla Cross, and Buick Encore cost less than most other models.
  • Car insurance quotes in Huntington have significant variability from as little as $37 per month for liability-only insurance to well over $653 per month for drivers requiring a high-risk policy.

How much does car insurance cost in Huntington?

The average cost of car insurance in Huntington is $2,382 per year, which is 4.6% more than the U.S. overall average rate of $2,276 per year. Average car insurance cost per month in Huntington is $199 for a full coverage policy.

In the state of West Virginia, the average cost to insure a vehicle is $2,328 per year, so the average cost in Huntington is $54 more per year. When prices are compared to other locations in West Virginia, the average cost of auto insurance in Huntington is about $58 per year more than in Wheeling, $12 per year more than in Charleston, and $26 per year more than in Parkersburg.

The age of the rated driver is one of the biggest determining factors on the price you pay for car insurance. The list below illustrates this by showing average car insurance rates in Huntington for driver ages 16 through 60.

Car insurance cost in Huntington for drivers age 16 to 60

  • 16 year old – $8,483 per year or $707 per month
  • 17 year old – $8,217 per year or $685 per month
  • 18 year old – $7,363 per year or $614 per month
  • 19 year old – $6,706 per year or $559 per month
  • 20 year old – $4,790 per year or $399 per month
  • 30 year old – $2,540 per year or $212 per month
  • 40 year old – $2,382 per year or $199 per month
  • 50 year old – $2,110 per year or $176 per month
  • 60 year old – $1,976 per year or $165 per month

The chart below shows examples of average Huntington car insurance cost broken out for an assortment of driver ages and common policy situations. Rates are averaged for all 2024 model year vehicles including luxury brands.

Average car insurance rates in Huntington for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,478$457
Safe Driver Age 20$4,790$399
At-fault Accidents Age 40$3,372$281
Low Deductibles Age 40$3,118$260
Safe Driver Age 30$2,540$212
Safe Driver Age 40$2,382$199
Safe Driver Age 50$2,110$176
High Deductibles Age 40$2,004$167
Discount Rate Age 40$1,978$165
Safe Driver Age 60$1,976$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated October 24, 2025

In the chart above, the cost of auto insurance in Huntington ranges from $1,978 per year for a 40-year-old driver with a discount rate policy to $5,478 per year for a 30-year-old driver with a lot of violations and accidents. When converted to a monthly rate, the average cost in the prior chart ranges from $165 to $457 per month.

Which vehicles are cheapest to insure?

The models with the best auto insurance rates in Huntington, WV, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, and Toyota Corolla Cross.

Average car insurance quotes for those crossover SUVs cost $1,934 or less per year ($161 per month) to have full coverage.

Examples of other vehicles that rank in the top 20 in our auto insurance price comparison are the Buick Envista, Buick Encore, Volkswagen Taos, and Subaru Outback. Average car insurance rates are marginally higher for those models than the crossovers and small SUVs at the top of the rankings, but they still have an average cost of $2,068 or less per year in Huntington.

The table below ranks the cheapest vehicles to insure in Huntington, ordered starting with the cheapest.

Top 30 Cheapest Car Insurance Rates in Huntington
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,758$147
2Chevrolet Trailblazer$1,788$149
3Kia Soul$1,856$155
4Nissan Kicks$1,872$156
5Honda Passport$1,896$158
6Buick Envision$1,908$159
7Toyota Corolla Cross$1,920$160
8Hyundai Venue$1,934$161
9Mazda CX-5$1,942$162
10Ford Bronco Sport$1,950$163
11Volkswagen Tiguan$1,970$164
12Acura RDX$1,992$166
13Nissan Murano$2,000$167
14Buick Encore$2,022$169
15Honda CR-V$2,028$169
16Subaru Outback$2,028$169
17Buick Envista$2,034$170
18Volkswagen Taos$2,040$170
19Kia Niro$2,050$171
20Toyota GR Corolla$2,068$172
21Subaru Ascent$2,070$173
22Honda HR-V$2,072$173
23Nissan Leaf$2,084$174
24Chevrolet Colorado$2,098$175
25Honda Civic$2,108$176
26Lexus NX 250$2,108$176
27Volkswagen Atlas$2,110$176
28Acura Integra$2,118$177
29Subaru Forester$2,118$177
30Volkswagen Atlas Cross Sport$2,120$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Top 30 cheapest vehicles to insure in Huntington, WV with the Subaru Crosstrek ranking first at $1,758 per year
Top 30 cheapest vehicles to insure in Huntington, WV with the Subaru Crosstrek ranking first at $1,758 per year

The table above that contains 30 ranked vehicles is not the best way to show the complete picture of the cost of car insurance in Huntington. A more useful way to look at car insurance rates in a manner that is not overwhelming is by sorting them by the segment they belong to. The sections below show the top 20 vehicles with the lowest cost auto insurance rates for the six most popular automotive segments.

Cheapest car insurance rates in Huntington, WV

The four cheapest cars to insure in Huntington are the Toyota GR Corolla at $2,068 per year, Nissan Leaf at $2,084 per year, Honda Civic at $2,108 per year, and Nissan Sentra at $2,184 per year.

Other models that are affordable to insure are the Honda Accord, Kia K5, Toyota Corolla, and Chevrolet Malibu, with an average car insurance cost of $2,320 per year or less.

Additional models on the list include the Volkswagen Jetta, Subaru Legacy, Hyundai Sonata, and Kia Forte, which cost between $2,320 and $2,462 per year for insurance in Huntington.

As a cost per month, full-coverage car insurance on this segment in Huntington will start around $172 per month, depending on your location.

The comparison table below ranks the cars with the lowest-cost insurance in Huntington, starting with the Toyota GR Corolla at $2,068 per year ($172 per month) and ending with the Mazda 3 at $2,462 per year ($205 per month).

Cheapest Insurance for Cars in Huntington, WV
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,068$172
Nissan LeafCompact$2,084$174
Honda CivicCompact$2,108$176
Nissan SentraCompact$2,184$182
Subaru ImprezaCompact$2,188$182
Toyota PriusCompact$2,226$186
Kia K5Midsize$2,292$191
Honda AccordMidsize$2,300$192
Chevrolet MalibuMidsize$2,310$193
Toyota CorollaCompact$2,320$193
Kia ForteCompact$2,324$194
Volkswagen ArteonMidsize$2,338$195
Nissan VersaCompact$2,348$196
Subaru LegacyMidsize$2,350$196
Hyundai Ioniq 6Midsize$2,368$197
Mitsubishi Mirage G4Compact$2,404$200
Toyota CrownMidsize$2,408$201
Volkswagen JettaCompact$2,408$201
Hyundai SonataMidsize$2,414$201
Mazda 3Compact$2,462$205

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Huntington, WV, with the Toyota GR Corolla ranking first at $2,068 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Huntington, WV, with the Toyota GR Corolla ranking first at $2,068 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Looking for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in West Virginia.

Cheapest SUVs to insure in Huntington

The Subaru Crosstrek takes the #1 ranking as the lowest-cost SUV to insure in Huntington, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model averages $1,758 per year for full-coverage auto insurance.

Also ranking well are models like the Toyota Corolla Cross, Ford Bronco Sport, Buick Envision, and Mazda CX-5, with average annual insurance rates of $1,950 per year or less.

Ranked in the bottom half of the top 20 cheapest SUVs to insure, SUVs like the Kia Niro, Nissan Murano, Honda HR-V, Honda CR-V, Volkswagen Taos, and Buick Envista average between $1,950 and $2,070 per year for insurance in Huntington.

Auto insurance in Huntington for this segment for the average driver starts at an average of $147 per month, depending on your company and location.

When ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Huntington is the Subaru Crosstrek at $1,758 per year, or $147 per month. For midsize models, the Honda Passport has the cheapest rates at $1,896 per year, or $158 per month. And for large SUVs, the Chevrolet Tahoe is the cheapest model to insure at $2,234 per year, or $186 per month.

The table below ranks the twenty SUVs with the cheapest insurance rates in Huntington, starting with the Subaru Crosstrek at $1,758 per year and ending with the Subaru Ascent at $2,070 per year.

Cheapest Insurance for SUVs in Huntington, WV
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,758$147
Chevrolet TrailblazerCompact$1,788$149
Kia SoulCompact$1,856$155
Nissan KicksCompact$1,872$156
Honda PassportMidsize$1,896$158
Buick EnvisionCompact$1,908$159
Toyota Corolla CrossCompact$1,920$160
Hyundai VenueCompact$1,934$161
Mazda CX-5Compact$1,942$162
Ford Bronco SportCompact$1,950$163
Volkswagen TiguanCompact$1,970$164
Nissan MuranoMidsize$2,000$167
Buick EncoreCompact$2,022$169
Honda CR-VCompact$2,028$169
Subaru OutbackMidsize$2,028$169
Buick EnvistaMidsize$2,034$170
Volkswagen TaosCompact$2,040$170
Kia NiroCompact$2,050$171
Subaru AscentMidsize$2,070$173
Honda HR-VCompact$2,072$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Huntington, WV, with the Subaru Crosstrek ranking first at $1,758 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Huntington, WV, with the Subaru Crosstrek ranking first at $1,758 per year.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Don’t see insurance rates for your SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Huntington car insurance quotes from the best companies in West Virginia.

Cheapest luxury car insurance rates in Huntington

In our comparison, the top five lowest-cost luxury cars to insure in Huntington are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five cars range from $2,118 to $2,462 per year.

Not the cheapest to insure, but still ranked well, are cars like the Cadillac CT4, Lexus RC 300, Genesis G70, and Lexus ES 350, with an average car insurance cost of $2,502 per year or less.

Additional luxury cars worth mentioning include the Lexus ES 250, BMW 228i, Lexus ES 300h, BMW 230i, and Lexus IS 350, which average between $2,502 and $2,670 per year for full-coverage insurance.

As a cost per month, full-coverage insurance on this segment in Huntington for a middle-age safe driver starts at an average of $177 per month, depending on your location.

When vehicle size is considered, the cheapest compact luxury car model to insure in Huntington is the Acura Integra at $2,118 per year, or $177 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,450 per year, or $204 per month. And for large luxury cars, the Audi A5 is the cheapest model to insure at $2,832 per year, or $236 per month.

The next table ranks the twenty luxury cars with the most affordable car insurance in Huntington.

Cheapest Insurance for Luxury Cars in Huntington, WV
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,118$177
BMW 330iCompact$2,424$202
Mercedes-Benz CLA250Midsize$2,450$204
Lexus IS 300Midsize$2,454$205
Acura TLXCompact$2,462$205
Lexus ES 350Midsize$2,484$207
Cadillac CT4Compact$2,486$207
Genesis G70Compact$2,492$208
Mercedes-Benz AMG CLA35Midsize$2,496$208
Lexus RC 300Midsize$2,502$209
Lexus IS 350Compact$2,512$209
Jaguar XFMidsize$2,520$210
Cadillac CT5Midsize$2,564$214
Lexus ES 250Midsize$2,576$215
Lexus RC 350Compact$2,582$215
BMW 330eCompact$2,584$215
BMW 228iCompact$2,590$216
BMW 230iCompact$2,610$218
Lexus ES 300hMidsize$2,614$218
Audi S3Compact$2,670$223

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Huntington, WV, with the Acura Integra ranking first at $2,118 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Huntington, WV, with the Acura Integra ranking first at $2,118 per year.

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for a different vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Huntington car insurance quotes from top-rated car insurance companies in West Virginia.

Cheapest luxury SUV insurance rates in Huntington

The lowest-cost luxury SUVs to insure in Huntington are the Acura RDX at $1,992 per year, the Lexus NX 250 at $2,108 per year, and the Cadillac XT4 at $2,150 per year.

Not the cheapest, but still in the top 10, are SUVs like the Mercedes-Benz GLB 250, Lexus UX 250h, Lincoln Corsair, and Lexus NX 450h, with average cost of $2,296 per year or less.

Additional vehicles that rank well include the Land Rover Evoque, Lexus NX 350, Mercedes-Benz GLA35 AMG, and Infiniti QX60, which cost between $2,296 and $2,390 per year for full-coverage insurance in Huntington.

Car insurance in Huntington for this segment for an average middle-age driver will start around $166 per month, depending on the company and where you live.

The cheapest small luxury SUV to insure in Huntington is the Acura RDX at $1,992 per year. For midsize 2024 models, the Jaguar E-Pace has the cheapest rates at $2,226 per year. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest rates at $2,670 per year.

The comparison table below ranks the luxury SUVs with the lowest-cost insurance rates in Huntington, starting with the Acura RDX at $1,992 per year and ending with the Lexus RX 350 at $2,390 per year.

Cheapest Insurance for Luxury SUVs in Huntington, WV
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,992$166
Lexus NX 250Compact$2,108$176
Cadillac XT4Compact$2,150$179
Jaguar E-PaceMidsize$2,226$186
Cadillac XT5Midsize$2,246$187
Lexus NX 350hCompact$2,246$187
Lincoln CorsairCompact$2,274$190
Mercedes-Benz GLB 250Compact$2,278$190
Lexus UX 250hCompact$2,282$190
Lexus NX 450hCompact$2,296$191
Infiniti QX50Midsize$2,314$193
Mercedes-Benz GLA250Compact$2,320$193
Cadillac XT6Midsize$2,328$194
Mercedes-Benz GLA35 AMGCompact$2,328$194
Infiniti QX60Midsize$2,342$195
Mercedes-Benz AMG GLB35Midsize$2,346$196
Land Rover EvoqueCompact$2,376$198
Acura MDXMidsize$2,378$198
Lexus NX 350Compact$2,388$199
Lexus RX 350Midsize$2,390$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Huntington, WV, with the Acura RDX ranking first at $1,992 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Huntington, WV, with the Acura RDX ranking first at $1,992 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see insurance rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Huntington car insurance quotes from top companies in West Virginia.

Cheapest pickup insurance rates in Huntington

The top three pickup trucks with the most affordable average auto insurance rates in Huntington are the Chevrolet Colorado at $2,098 per year, the Nissan Titan at $2,228 per year, and the Nissan Frontier at $2,252 per year.

Not the cheapest, but still very affordable, are models like the GMC Canyon, Toyota Tacoma, GMC Sierra 2500 HD, and Hyundai Santa Cruz, with average cost of $2,450 per year or less.

On a monthly basis, full-coverage insurance in Huntington on this segment for an average middle-age driver can cost as low as $175 per month, depending on your location. The comparison table below ranks the pickups with the lowest-cost average car insurance rates in Huntington, starting with the Chevrolet Colorado at $175 per month and ending with the Ram Truck at $230 per month.

Cheapest Insurance for Pickups in Huntington, WV
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,098$175
Nissan TitanFull-size$2,228$186
Nissan FrontierMidsize$2,252$188
Ford RangerMidsize$2,274$190
Ford MaverickMidsize$2,308$192
Honda RidgelineMidsize$2,362$197
Hyundai Santa CruzMidsize$2,402$200
Toyota TacomaMidsize$2,412$201
GMC Sierra 2500 HDHeavy Duty$2,422$202
GMC CanyonMidsize$2,450$204
Jeep GladiatorMidsize$2,508$209
GMC Sierra 3500Heavy Duty$2,524$210
Chevrolet Silverado HD 3500Heavy Duty$2,546$212
Chevrolet Silverado HD 2500Heavy Duty$2,612$218
GMC SierraFull-size$2,628$219
Chevrolet SilveradoFull-size$2,632$219
Nissan Titan XDHeavy Duty$2,632$219
Ford F150Full-size$2,664$222
GMC Hummer EV PickupFull-size$2,730$228
Ram TruckFull-size$2,754$230

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Huntington, WV, with the Chevrolet Colorado ranking first at $2,098 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Huntington, WV, with the Chevrolet Colorado ranking first at $2,098 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in West Virginia.

Cheapest sports cars to insure in Huntington, WV

Ranking highest for the most affordable Huntington car insurance rates in the performance and sports car segment are the Toyota GR86, Mazda MX-5 Miata, Ford Mustang, BMW Z4, and Subaru WRX. Car insurance quotes for these 2024 models average $2,672 or less per year, or around $223 per month.

Rounding out the top 10 are models like the Nissan Z, BMW M2, Subaru BRZ, and Toyota GR Supra, with an average cost of $2,848 per year or less.

Auto insurance in this segment can cost as low as $184 per month, depending on your location and insurance company.

The table below ranks the twenty sports cars with the lowest-cost insurance in Huntington, starting with the Mazda MX-5 Miata at $2,202 per year and ending with the Porsche Taycan at $4,032 per year.

Cheapest Insurance for Sports Cars in Huntington, WV
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,202$184
Toyota GR86Sports Car$2,508$209
Ford MustangSports Car$2,616$218
BMW Z4Sports Car$2,630$219
Subaru WRXSports Car$2,672$223
Toyota GR SupraSports Car$2,676$223
BMW M2Sports Car$2,752$229
Nissan ZSports Car$2,758$230
Lexus RC FSports Car$2,814$235
Subaru BRZSports Car$2,848$237
BMW M3Sports Car$3,006$251
Porsche 718Sports Car$3,066$256
Chevrolet CamaroSports Car$3,094$258
Chevrolet CorvetteSports Car$3,298$275
Porsche 911Sports Car$3,412$284
BMW M4Sports Car$3,556$296
Lexus LC 500Sports Car$3,572$298
Jaguar F-TypeSports Car$3,756$313
Mercedes-Benz AMG GT53Sports Car$3,940$328
Porsche TaycanSports Car$4,032$336

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Huntington, WV Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Huntington, WV, with the Mazda MX-5 Miata ranking first at $2,202 per year.
Ranking of the cheapest sports cars to insure in Huntington, WV, with the Mazda MX-5 Miata ranking first at $2,202 per year.

Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Huntington.

What to expect when buying Huntington auto insurance

In order to reinforce how much the cost of car insurance can range from one driver to the next (and also emphasize the importance of accurate rate quotes), the examples below present many different rates for five popular models in Huntington: the Honda Civic, Nissan Rogue, Kia Sorento, Toyota Camry, and Ford Mustang.

Each chart shows rates for a variety of different driver profiles to show the cost difference with only small risk factor changes.

Honda Civic insurance rates

Insurance for a Honda Civic in Huntington costs an average of $2,108 per year ($176 per month) and varies from $1,754 to $4,786 annually.

Average 2024 Honda Civic insurance premiums in Huntington for different driver ages and risk scenarios.
Figure 2: Average 2024 Honda Civic insurance premiums in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Honda Civic with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Civic car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Honda Civic Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,786$399
Safe Driver Age 20$4,182$349
At-fault Accidents Age 40$2,958$247
Low Deductibles Age 40$2,764$230
Safe Driver Age 30$2,252$188
Safe Driver Age 40$2,108$176
Safe Driver Age 50$1,870$156
High Deductibles Age 40$1,766$147
Discount Rate Age 40$1,754$146
Safe Driver Age 60$1,746$146

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Civic trim levels. Updated October 24, 2025

The Honda Civic is considered a compact car, and other popular models in the same segment include the Toyota Corolla, Nissan Sentra, and Volkswagen Jetta.

Nissan Rogue insurance rates

Auto insurance for a Nissan Rogue in Huntington costs an average of $2,138 per year, or around $178 per month, and ranges from $1,776 to $4,892.

Average 2024 Nissan Rogue insurance premiums in Huntington for different driver ages and risk scenarios.
Figure 3: Average 2024 Nissan Rogue insurance premiums in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,892$408
Safe Driver Age 20$4,268$356
At-fault Accidents Age 40$3,028$252
Low Deductibles Age 40$2,752$229
Safe Driver Age 30$2,276$190
Safe Driver Age 40$2,138$178
Safe Driver Age 50$1,904$159
High Deductibles Age 40$1,820$152
Safe Driver Age 60$1,780$148
Discount Rate Age 40$1,776$148

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated October 24, 2025

The Nissan Rogue belongs to the compact SUV segment, and other top-selling models from the same segment include the Honda CR-V, Ford Escape, Subaru Forester, and Chevrolet Equinox.

Kia Sorento insurance rates

In Huntington, Kia Sorento insurance costs an average of $2,260 per year (about $188 per month) and has a range of $1,878 to $5,188 annually.

Average 2024 Kia Sorento insurance premiums in Huntington for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,188$432
Safe Driver Age 20$4,544$379
At-fault Accidents Age 40$3,190$266
Low Deductibles Age 40$2,980$248
Safe Driver Age 30$2,416$201
Safe Driver Age 40$2,260$188
Safe Driver Age 50$2,000$167
High Deductibles Age 40$1,890$158
Discount Rate Age 40$1,878$157
Safe Driver Age 60$1,872$156

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated October 24, 2025

The Kia Sorento belongs to the midsize SUV segment, and other popular models in the same segment include the Kia Telluride, Ford Explorer, and Ford Edge.

Toyota Camry insurance rates

Car insurance for a Toyota Camry in Huntington averages $2,558 per year, or about $213 per month, and ranges from $2,124 to $5,882 for the sample risk profiles in the rate chart shown below.

Average 2024 Toyota Camry insurance premiums in Huntington for different driver ages and risk scenarios.
Figure 5: Average 2024 Toyota Camry insurance premiums in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Toyota Camry Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,882$490
Safe Driver Age 20$5,156$430
At-fault Accidents Age 40$3,610$301
Low Deductibles Age 40$3,398$283
Safe Driver Age 30$2,738$228
Safe Driver Age 40$2,558$213
Safe Driver Age 50$2,258$188
High Deductibles Age 40$2,128$177
Discount Rate Age 40$2,124$177
Safe Driver Age 60$2,118$177

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated October 24, 2025

The Toyota Camry is part of the midsize car segment, and other similar models that are popular in Huntington, West Virginia, include the Chevrolet Malibu, Kia K5, and Nissan Altima.

Ford Mustang insurance rates

Auto insurance for a Ford Mustang in Huntington averages $2,616 per year (about $218 per month) and has a range of $2,170 to $5,990 annually.

Average 2024 Ford Mustang insurance premiums in Huntington for different driver ages and risk scenarios.
Figure 6: Average 2024 Ford Mustang insurance premiums in Huntington for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Huntington includes all Zip Codes and vehicle trim levels.

2024 Ford Mustang Insurance Cost in Huntington, WV
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,990$499
Safe Driver Age 20$5,234$436
At-fault Accidents Age 40$3,700$308
Low Deductibles Age 40$3,404$284
Safe Driver Age 30$2,790$233
Safe Driver Age 40$2,616$218
Safe Driver Age 50$2,324$194
High Deductibles Age 40$2,208$184
Safe Driver Age 60$2,170$181
Discount Rate Age 40$2,170$181

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford Mustang trim levels. Updated October 24, 2025

The Ford Mustang belongs to the sports car segment, and other similar models include the Chevrolet Corvette, Toyota Supra, and Subaru BRZ.

Tips for cheaper Huntington auto insurance rates

Drivers are always looking to reduce their monthly insurance expenses, so scan the savings tips below and maybe you can save a little cash on your next renewal.

  • Increase deductibles to save money. Boosting your deductibles from $500 to $1,000 could save around $382 per year for a 40-year-old driver and $742 per year for a 20-year-old driver.
  • Shop around for a better deal. Taking 5-10 minutes before every policy renewal to get some free car insurance quotes is a smart way to save money. Rates are always changing and you can change companies at any time.
  • Get cheaper rates because of your occupation. The vast majority of car insurance companies offer policy discounts for certain occupations like members of the military, engineers, dentists, architects, firefighters, college professors, and others. If your job can earn you this discount, you may save between $71 and $232 on your annual auto insurance cost, depending on your policy.
  • Better credit scores yield better car insurance rates. Maintaining a high credit score could save up to $374 per year over a lower credit rating of 670-739. Conversely, a less-than-perfect credit history could cost up to $434 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Obey driving laws to keep policy cost low. If you want to get the cheapest auto insurance in Huntington, it pays to not be an aggressive driver. As a matter of fact, just a couple minor driving infractions could result in spiking policy rates by at least $632 per year.
  • Compare rates before you buy the car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance premiums, and insurance companies can sell coverages with very different rates. Check rates before you buy a different car so you can avoid any surprises when you get the bill.