Car Insurance Cost in Casper, WY – Cheapest to Insure + Averages (2025)

We break down rates for over 150 models to find the cheapest cars to insure in Casper for six different automotive segments.

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  • The average cost of car insurance in Casper is $2,270 per year, or about $189 per month for full coverage.
  • Casper, Wyoming, car insurance costs an average of $10 per year less than the Wyoming state average rate ($2,280) and $49 per year more than the U.S. national average ($2,221).
  • Compact crossovers like the Nissan Kicks, Kia Soul, Honda CR-V, and Mazda CX-5 are some of the top choices for cheap car insurance in Casper.

What is average car insurance cost in Casper?

Average car insurance rates in Casper cost $2,270 per year, or approximately $189 per month. When compared to the U.S. overall average rate, Casper car insurance cost is 2.2% more expensive per year.

In the state of Wyoming, average car insurance cost is $2,280 per year, so the cost in Casper averages $10 less per year. The cost to insure a vehicle in Casper compared to other Wyoming locations is about $38 per year less than in Rock Springs, $8 per year cheaper than in Laramie, and $70 per year less than in Gillette.

The next chart goes into more detail for drivers age 20 to 60 by showing a range of rates for a range of driver ages, risk profiles, and policy deductibles.

Average car insurance rates in Casper for different driver ages and risk scenarios.
Figure 1: Average car insurance rates in Casper for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Casper includes all Zip Codes and vehicle trim levels.

2024 Average Car Insurance Cost in Casper, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,222$435
Safe Driver Age 20$4,566$381
At-fault Accidents Age 40$3,214$268
Low Deductibles Age 40$2,972$248
Safe Driver Age 30$2,422$202
Safe Driver Age 40$2,270$189
Safe Driver Age 50$2,012$168
High Deductibles Age 40$1,910$159
Discount Rate Age 40$1,888$157
Safe Driver Age 60$1,884$157

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated June 27, 2025

Average rates in the previous chart range from $1,888 per year for a 40-year-old driver who qualifies for many discounts to $5,222 per year for a 20-year-old driver who is required to buy high-risk auto insurance. The rate used in this article for comparison of different models and locations is the 40-year-old safe driver rate, which has an average cost of $2,270 per year in Casper.

As a monthly rate, the average cost of car insurance in Casper ranges from $157 to $435 for the risk profiles shown in the chart above.

Auto insurance rates are extremely variable and seemingly inconsequential changes in a driver’s risk profile can cause consequential changes in car insurance premiums. The likelihood of a wide range of rates reinforces the need for multiple car insurance quotes when searching online for cheaper auto insurance.

Driver age significantly impacts the cost of car insurance. The list below illustrates these differences by showing average car insurance rates in Casper for driver ages from 16 to 60.

Average car insurance rates in Casper, WY, for drivers age 16 to 60

  • 16-year-old driver – $8,087 per year or $674 per month
  • 17-year-old driver – $7,833 per year or $653 per month
  • 18-year-old driver – $7,022 per year or $585 per month
  • 19-year-old driver – $6,395 per year or $533 per month
  • 20-year-old driver – $4,566 per year or $381 per month
  • 30-year-old driver – $2,422 per year or $202 per month
  • 40-year-old driver – $2,270 per year or $189 per month
  • 50-year-old driver – $2,012 per year or $168 per month
  • 60-year-old driver – $1,884 per year or $157 per month

The rates above for average cost of car insurance for teen drivers used a male as the rated driver. The next chart goes into more detail for teenage car insurance rates and shows the average cost for car insurance for teen drivers in Casper by gender. Teenage females are expensive to insure, but do tend to have cheaper car insurance rates than males of the same age.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Casper includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Casper, WY for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$8,087$7,553
17-Year-Old$7,833$7,507
18-Year-Old$7,022$6,478
19-Year-Old$6,395$5,408

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Auto insurance for a 16-year-old female in Casper costs an average of $534 less than male drivers each year, while at age 19, the cost difference is less but males still pay an average of $987 more per year.

Models that are popular in Casper tend to be compact or midsize cars like the Honda Civic, Volkswagen Jetta, and Honda Accord and compact and midsize SUVs like the Toyota RAV4, Nissan Rogue, and Chevy Traverse.

A few additional popular models from other vehicle segments include luxury SUVs like the Acura MDX and Infiniti QX60, luxury cars like the Acura ILX and BMW 530i, and pickup trucks like the Toyota Tacoma and Chevy Silverado.

We will get into rates in much more detail a little farther down this article, but before we do that, let’s rehash the concepts that were covered up to this point.

  • Casper auto insurance prices are cheaper than the Wyoming state average – $2,270 (Casper average) compared to $2,280 (Wyoming average)
  • Average cost per month ranges from $157 to $674 – That is the average auto insurance price range for drivers from age 16 to 60 in Casper, Wyoming.
  • Insuring teen drivers costs a lot – Average cost can range from $5,408 to $8,087 per year to insure a teen driver in Casper, WY.
  • Auto insurance with low deductibles costs more – A 50-year-old driver pays an average of $948 more per year for a $250 deductible policy versus a $1,000 deductible policy.
  • Casper, WY, car insurance cost is more than the U.S. average – $2,270 (Casper average) versus $2,221 (U.S. average)
  • Auto insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Casper are $2,554 per year cheaper than for a 20-year-old driver.

Which vehicles have cheap insurance in Casper?

When comparing all types of models, the vehicles with the most affordable insurance prices in Casper, WY, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Hyundai Venue.

Average auto insurance quotes for those models cost $1,972 or less per year to have full coverage.

Additional models that rank towards the top in our car insurance price comparison are the Honda HR-V, Volkswagen Tiguan, Ford Bronco Sport, and Buick Encore.

Average auto insurance rates are slightly more for those models than the cheapest crossover SUVs that rank near the top, but they still have average rates of $2,117 or less per year, or about $176 per month in Casper.

The table below details the 40 cars, trucks, and SUVs with the cheapest insurance rates in Casper, sorted by annual and monthly insurance cost.

Cheapest Car Insurance Rates in Casper, WY
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,678$140
2Chevrolet Trailblazer$1,706$142
3Kia Soul$1,772$148
4Nissan Kicks$1,788$149
5Honda Passport$1,808$151
6Buick Envision$1,820$152
7Toyota Corolla Cross$1,832$153
8Hyundai Venue$1,842$154
9Mazda CX-5$1,852$154
10Ford Bronco Sport$1,860$155
11Volkswagen Tiguan$1,880$157
12Acura RDX$1,900$158
13Nissan Murano$1,910$159
14Buick Encore$1,928$161
15Honda CR-V$1,936$161
16Subaru Outback$1,936$161
17Buick Envista$1,942$162
18Volkswagen Taos$1,944$162
19Kia Niro$1,954$163
20Toyota GR Corolla$1,974$165
21Honda HR-V$1,976$165
22Subaru Ascent$1,978$165
23Nissan Leaf$1,988$166
24Chevrolet Colorado$2,002$167
25Honda Civic$2,010$168
26Lexus NX 250$2,012$168
27Volkswagen Atlas$2,014$168
28Acura Integra$2,018$168
29Subaru Forester$2,022$169
30Volkswagen Atlas Cross Sport$2,026$169
31Kia Seltos$2,028$169
32GMC Terrain$2,032$169
33Nissan Rogue$2,040$170
34Hyundai Kona$2,042$170
35Mazda CX-30$2,046$171
36Cadillac XT4$2,052$171
37Ford Explorer$2,060$172
38Volkswagen ID4$2,060$172
39Toyota Highlander$2,066$172
40Ford Escape$2,072$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 26, 2025

Top 40 cheapest vehicles to insure in Casper, WY with the Subaru Crosstrek ranking first at $1,678 per year
Top 40 cheapest vehicles to insure in Casper, WY with the Subaru Crosstrek ranking first at $1,678 per year

A list of 40 ranked vehicles is not really the best way to show a detailed summary of Casper insurance rates. A more thorough way to look at car insurance rates in a manner that is not overwhelming is by breaking them out by segment. The next six sections rank the models with the lowest cost insurance rates for each of the primary segments.

Cheapest car insurance rates in Casper

The lowest-cost cars to insure in Casper are the Toyota GR Corolla at $1,974 per year, the Nissan Leaf at $1,988 per year, and the Honda Civic at $2,010 per year.

Additional models that are affordable to insure are the Toyota Corolla, Toyota Prius, Kia K5, and Honda Accord, with average insurance cost of $2,212 per year or less.

Additional models on the list include the Hyundai Sonata, Mazda 3, Toyota Crown, Volkswagen Jetta, and Volkswagen Arteon, which average between $2,212 and $2,346 per year for insurance.

Auto insurance rates in Casper for this segment starts at around $165 per month, depending on your location. The comparison table below ranks the twenty cars with the cheapest average auto insurance rates in Casper, starting with the Toyota GR Corolla at $165 per month and ending with the Mazda 3 at $196 per month.

Cheapest Cars to Insure in Casper, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,974$165
Nissan LeafCompact$1,988$166
Honda CivicCompact$2,010$168
Nissan SentraCompact$2,080$173
Subaru ImprezaCompact$2,086$174
Toyota PriusCompact$2,122$177
Kia K5Midsize$2,186$182
Honda AccordMidsize$2,196$183
Chevrolet MalibuMidsize$2,200$183
Toyota CorollaCompact$2,212$184
Kia ForteCompact$2,216$185
Volkswagen ArteonMidsize$2,232$186
Nissan VersaCompact$2,238$187
Subaru LegacyMidsize$2,240$187
Hyundai Ioniq 6Midsize$2,260$188
Mitsubishi Mirage G4Compact$2,292$191
Volkswagen JettaCompact$2,296$191
Toyota CrownMidsize$2,298$192
Hyundai SonataMidsize$2,300$192
Mazda 3Compact$2,346$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Casper, WY, with the Toyota GR Corolla ranking first at $1,974 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Casper, WY, with the Toyota GR Corolla ranking first at $1,974 per year.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Casper car insurance quotes from top-rated companies in Wyoming.

Cheapest SUV insurance rates in Casper, Wyoming

The top five models for the cheapest Casper car insurance rates in the SUV segment (excluding luxury models) are the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, Subaru Crosstrek, and Honda Passport. Auto insurance prices for these 2024 models average $151 or less per month.

Some other SUVs that are affordable to insure are the Ford Bronco Sport, Hyundai Venue, Buick Envision, and Toyota Corolla Cross, with average rates of $1,860 per year or less.

Some additional 2024 models that make the list include the Subaru Ascent, Volkswagen Taos, Kia Niro, Subaru Outback, and Honda HR-V, which average between $1,860 and $1,978 per year to insure in Casper.

From a monthly standpoint, auto insurance rates in this segment for the average driver starts at an average of $140 per month, depending on your company and location. The table below ranks the twenty SUVs with the most affordable car insurance rates in Casper, starting with the Subaru Crosstrek at $1,678 per year ($140 per month) and ending with the Subaru Ascent at $1,978 per year ($165 per month).

Cheapest SUVs to Insure in Casper, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,678$140
Chevrolet TrailblazerCompact$1,706$142
Kia SoulCompact$1,772$148
Nissan KicksCompact$1,788$149
Honda PassportMidsize$1,808$151
Buick EnvisionCompact$1,820$152
Toyota Corolla CrossCompact$1,832$153
Hyundai VenueCompact$1,842$154
Mazda CX-5Compact$1,852$154
Ford Bronco SportCompact$1,860$155
Volkswagen TiguanCompact$1,880$157
Nissan MuranoMidsize$1,910$159
Buick EncoreCompact$1,928$161
Honda CR-VCompact$1,936$161
Subaru OutbackMidsize$1,936$161
Buick EnvistaMidsize$1,942$162
Volkswagen TaosCompact$1,944$162
Kia NiroCompact$1,954$163
Honda HR-VCompact$1,976$165
Subaru AscentMidsize$1,978$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Casper, WY, with the Subaru Crosstrek ranking first at $1,678 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Casper, WY, with the Subaru Crosstrek ranking first at $1,678 per year.

See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.

Need rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Cheapest sports car insurance rates in Casper

The most affordable sports cars to insure in Casper are the Mazda MX-5 Miata at $2,102 per year, the Toyota GR86 at $2,392 per year, and the Ford Mustang at $2,494 per year.

Not the cheapest sports cars to insure, but still affordable, are models like the Nissan Z, Subaru BRZ, Toyota GR Supra, and BMW M2, with an average cost to insure of $2,714 per year or less.

In the bottom half of the top 20, models like the Chevrolet Corvette, Chevrolet Camaro, BMW M4, Lexus LC 500, and Porsche 718 cost between $2,714 and $3,846 per year for auto insurance in Casper.

On a monthly basis, car insurance on this segment in Casper will start around $175 per month, depending on the company and your location.

The table below ranks the sports cars with the cheapest average car insurance rates in Casper, starting with the Mazda MX-5 Miata at $2,102 per year ($175 per month) and ending with the Porsche Taycan at $3,846 per year ($321 per month).

Cheapest Sports Cars to Insure in Casper, WY
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,102$175
Toyota GR86Sports Car$2,392$199
Ford MustangSports Car$2,494$208
BMW Z4Sports Car$2,508$209
Subaru WRXSports Car$2,544$212
Toyota GR SupraSports Car$2,550$213
BMW M2Sports Car$2,624$219
Nissan ZSports Car$2,632$219
Lexus RC FSports Car$2,684$224
Subaru BRZSports Car$2,714$226
BMW M3Sports Car$2,868$239
Porsche 718Sports Car$2,924$244
Chevrolet CamaroSports Car$2,950$246
Chevrolet CorvetteSports Car$3,148$262
Porsche 911Sports Car$3,256$271
BMW M4Sports Car$3,388$282
Lexus LC 500Sports Car$3,408$284
Jaguar F-TypeSports Car$3,584$299
Mercedes-Benz AMG GT53Sports Car$3,758$313
Porsche TaycanSports Car$3,846$321

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Casper, WY, with the Mazda MX-5 Miata ranking first at $2,102 per year.
Ranking of the cheapest sports cars to insure in Casper, WY, with the Mazda MX-5 Miata ranking first at $2,102 per year.

Don’t see rates for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Casper.

Cheapest pickups to insure in Casper

The top five models for the cheapest Casper auto insurance rates in the pickup segment are the Ford Ranger, Ford Maverick, Chevrolet Colorado, Nissan Titan, and Nissan Frontier. Auto insurance prices for these vehicles average $184 or less per month.

Also ranking in the top 10 are pickups like the GMC Sierra 2500 HD, Toyota Tacoma, Honda Ridgeline, and Hyundai Santa Cruz, with an average cost to insure of $2,336 per year or less.

Car insurance in Casper for this segment for an average middle-age driver starts at around $167 per month, depending on your location and insurance company.

The comparison table below ranks the twenty pickups with the most affordable car insurance in Casper.

Cheapest Pickups to Insure in Casper, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,002$167
Nissan TitanFull-size$2,124$177
Nissan FrontierMidsize$2,148$179
Ford RangerMidsize$2,168$181
Ford MaverickMidsize$2,202$184
Honda RidgelineMidsize$2,254$188
Hyundai Santa CruzMidsize$2,290$191
Toyota TacomaMidsize$2,300$192
GMC Sierra 2500 HDHeavy Duty$2,308$192
GMC CanyonMidsize$2,336$195
Jeep GladiatorMidsize$2,392$199
GMC Sierra 3500Heavy Duty$2,404$200
Chevrolet Silverado HD 3500Heavy Duty$2,428$202
Chevrolet Silverado HD 2500Heavy Duty$2,490$208
GMC SierraFull-size$2,508$209
Chevrolet SilveradoFull-size$2,510$209
Nissan Titan XDHeavy Duty$2,510$209
Ford F150Full-size$2,540$212
GMC Hummer EV PickupFull-size$2,606$217
Ram TruckFull-size$2,626$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Casper, WY, with the Chevrolet Colorado ranking first at $2,002 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Casper, WY, with the Chevrolet Colorado ranking first at $2,002 per year.

For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see rates for your pickup? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Casper car insurance quotes from top-rated companies in Wyoming.

Cheapest luxury car insurance rates in Casper

Taking the top ranking in Casper for the lowest-cost insurance in the luxury sedan segment is the Acura Integra, with an average cost of $2,018 per year. Second place is the BMW 330i costing $2,312 per year, and ranking third is the Mercedes-Benz CLA250, costing an average of $2,336 per year.

Also ranking well in our comparison are models like the Lexus RC 300, Cadillac CT4, Genesis G70, and Mercedes-Benz AMG CLA35, with average annual insurance rates of $2,386 per year or less.

Ranked between 10th and 20th place, cars like the Lexus RC 350, Lexus ES 250, Lexus IS 350, Jaguar XF, BMW 330e, and Audi S3 cost between $2,386 and $2,546 to insure per year in Casper.

Car insurance for this segment in Casper starts at around $168 per month, depending on your location.

The next table ranks the luxury cars with the lowest-cost average auto insurance rates in Casper, starting with the Acura Integra at $2,018 per year and ending with the Audi S3 at $2,546 per year.

Cheapest Luxury Cars to Insure in Casper, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,018$168
BMW 330iCompact$2,312$193
Mercedes-Benz CLA250Midsize$2,336$195
Lexus IS 300Midsize$2,340$195
Acura TLXCompact$2,348$196
Cadillac CT4Compact$2,372$198
Lexus ES 350Midsize$2,372$198
Genesis G70Compact$2,378$198
Mercedes-Benz AMG CLA35Midsize$2,380$198
Lexus RC 300Midsize$2,386$199
Lexus IS 350Compact$2,396$200
Jaguar XFMidsize$2,402$200
Cadillac CT5Midsize$2,446$204
Lexus ES 250Midsize$2,458$205
Lexus RC 350Compact$2,464$205
BMW 330eCompact$2,466$206
BMW 228iCompact$2,468$206
BMW 230iCompact$2,488$207
Lexus ES 300hMidsize$2,492$208
Audi S3Compact$2,546$212

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Casper, WY, with the Acura Integra ranking first at $2,018 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Casper, WY, with the Acura Integra ranking first at $2,018 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Wyoming.

Cheapest luxury SUVs to insure in Casper, Wyoming

Ranking highest for the most affordable Casper car insurance rates in the luxury SUV segment are the Acura RDX, Jaguar E-Pace, Lexus NX 250, Cadillac XT4, and Cadillac XT5. Car insurance rates for these 2024 models average $2,144 or less per year.

Other luxury SUVs that have good average insurance rates are the Mercedes-Benz GLB 250, Lexus UX 250h, Lexus NX 350h, and Lexus NX 450h, with average annual insurance rates of $2,192 per year or less.

Auto insurance for this segment in Casper for a good driver starts at around $158 per month, depending on the company and where you live.

When the luxury SUV segment is analyzed by vehicle size, the most budget-friendly small luxury SUV to insure in Casper is the Acura RDX at $1,900 per year, or $158 per month. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $2,124 per year, or $177 per month. And for large luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,546 per year, or $212 per month.

The rate comparison table below ranks the twenty SUVs with the cheapest insurance rates in Casper, starting with the Acura RDX at $158 per month and ending with the Lexus RX 350 at $190 per month.

Cheapest Luxury SUVs to Insure in Casper, WY
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,900$158
Lexus NX 250Compact$2,012$168
Cadillac XT4Compact$2,052$171
Jaguar E-PaceMidsize$2,124$177
Lexus NX 350hCompact$2,142$179
Cadillac XT5Midsize$2,144$179
Lincoln CorsairCompact$2,168$181
Mercedes-Benz GLB 250Compact$2,174$181
Lexus UX 250hCompact$2,176$181
Lexus NX 450hCompact$2,192$183
Infiniti QX50Midsize$2,208$184
Mercedes-Benz GLA250Compact$2,214$185
Mercedes-Benz GLA35 AMGCompact$2,222$185
Cadillac XT6Midsize$2,224$185
Infiniti QX60Midsize$2,236$186
Mercedes-Benz AMG GLB35Midsize$2,238$187
Land Rover EvoqueCompact$2,268$189
Acura MDXMidsize$2,270$189
Lexus NX 350Compact$2,276$190
Lexus RX 350Midsize$2,280$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Casper, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Casper, WY, with the Acura RDX ranking first at $1,900 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Casper, WY, with the Acura RDX ranking first at $1,900 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see your luxury SUV in the list? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Casper car insurance quotes from top car insurance companies in Wyoming.

Variability of car insurance rates

To help show the amount the cost of the same car insurance policy can deviate for different drivers (and also emphasize the importance of accurate rate quotes), the sections below visualize comprehensive car insurance rates for three popular vehicles in Casper: the Ram Truck, Toyota Corolla, and Honda CR-V.

Each illustration displays average rates for a range of driver profiles to show the possible cost variation based on multiple scenarios.

Ram Truck insurance rates

Ram Truck insurance in Casper averages $2,626 per year (about $219 per month) and ranges from $2,178 to $6,048 per year.

Average 2024 Ram Truck insurance premiums in Casper for different driver ages and risk scenarios.
Figure 3: Average 2024 Ram Truck insurance premiums in Casper for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Casper includes all Zip Codes and vehicle trim levels.

2024 Ram Truck Insurance Cost in Casper, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,048$504
Safe Driver Age 20$5,292$441
At-fault Accidents Age 40$3,720$310
Low Deductibles Age 40$3,434$286
Safe Driver Age 30$2,800$233
Safe Driver Age 40$2,626$219
Safe Driver Age 50$2,326$194
High Deductibles Age 40$2,210$184
Discount Rate Age 40$2,178$182
Safe Driver Age 60$2,176$181

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated June 27, 2025

The Ram Truck is part of the full-size truck segment, and other similar models from the same segment include the Toyota Tundra, Chevrolet Silverado, and GMC Sierra.

Toyota Corolla insurance rates

Toyota Corolla insurance in Casper averages $2,212 per year, or around $184 per month, and has a range of $1,834 to $5,070 annually.

Average 2024 Toyota Corolla insurance premiums in Casper for different driver ages and risk scenarios.
Figure 4: Average 2024 Toyota Corolla insurance premiums in Casper for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Casper includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Casper, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,070$423
Safe Driver Age 20$4,424$369
At-fault Accidents Age 40$3,138$262
Low Deductibles Age 40$2,836$236
Safe Driver Age 30$2,352$196
Safe Driver Age 40$2,212$184
Safe Driver Age 50$1,972$164
High Deductibles Age 40$1,888$157
Safe Driver Age 60$1,840$153
Discount Rate Age 40$1,834$153

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 27, 2025

The Toyota Corolla is part of the compact car segment, and other top-selling models from the same segment include the Chevrolet Cruze, Nissan Sentra, and Hyundai Elantra.

Honda CR-V insurance rates

Honda CR-V insurance in Casper costs an average of $1,936 per year ($161 per month) and varies from $1,610 to $4,450.

Average 2024 Honda CR-V insurance premiums in Casper for different driver ages and risk scenarios.
Figure 5: Average 2024 Honda CR-V insurance premiums in Casper for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Casper includes all Zip Codes and vehicle trim levels.

2024 Honda CR-V Insurance Cost in Casper, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,450$371
Safe Driver Age 20$3,892$324
At-fault Accidents Age 40$2,742$229
Low Deductibles Age 40$2,524$210
Safe Driver Age 30$2,064$172
Safe Driver Age 40$1,936$161
Safe Driver Age 50$1,720$143
High Deductibles Age 40$1,632$136
Safe Driver Age 60$1,610$134
Discount Rate Age 40$1,610$134

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda CR-V trim levels. Updated June 26, 2025

The Honda CR-V is classified as a compact SUV, and additional similar models from the same segment include the Nissan Rogue, Subaru Forester, and Ford Escape.

Tips for cheaper Casper auto insurance rates

Smart drivers in Casper are always looking to save money on car insurance, so take a minute and read through the money-saving ideas in this next list and see if you can save a few bucks on your next policy.

  • Choose a vehicle with cheaper auto insurance rates. Vehicle performance is a big factor in the price you pay for car insurance. For example, a Subaru Impreza costs $2,294 less per year to insure in Casper than a Audi R8. Less performance equals cheaper rates.
  • If your car is older, remove unneeded coverages. Dropping full coverage from vehicles that are older will cut the cost of car insurance considerably.
  • Shop around. Setting aside a few minutes before every renewal to get some free car insurance quotes is our best recommendation for saving money. Rates change quite often and you do not have to wait for your renewal to change companies.
  • Get better rates due to your profession. Many car insurance companies offer policy discounts for earning a living in occupations like accountants, high school and elementary teachers, lawyers, scientists, nurses, and others. Qualifying for an occupational discount may save between $68 and $221 on your yearly auto insurance cost, depending on your age.
  • Save money by qualifying for policy discounts. Discounted rates may be available if the policyholders are military or federal employees, are claim-free, work in certain occupations, insure multiple vehicles on the same policy, drive low annual mileage, or many other policy discounts which could save the average Casper driver as much as $382 per year on the cost of auto insurance