- Average car insurance cost in Columbus is $2,472 per year, or $206 per month for full coverage.
- Car insurance rates for a few popular vehicles in Columbus include the Hyundai Elantra at $224 per month, Toyota RAV4 at $190, and Ford Explorer at $187.
- Crossover vehicles like the Ford Bronco Sport, Buick Encore, Toyota Corolla Cross, and Nissan Kicks have top rankings for cheap car insurance in Columbus.
- Auto insurance quotes in Columbus can range significantly from as low as $32 per month for a liability-only policy to over $680 per month for teenage drivers and high-risk drivers.
What is average car insurance cost in Columbus?
In Columbus, the average car insurance cost is $2,472 per year, which is 10.7% more than the overall national average rate of $2,221. Per month, Columbus drivers can expect to pay an average of $206 for a full-coverage car insurance policy.
In the state of Georgia, the average cost of car insurance is $2,514 per year, so the average cost in Columbus is $42 less per year. The cost of insurance in Columbus compared to other Georgia locations is $72 per year cheaper than in Savannah, $124 per year more than in Augusta, and $106 per year more expensive than in Athens.
The next chart shows examples of average Columbus auto insurance cost broken out based on an assortment of driver ages, risk profiles, and policy deductibles. Rates are averaged for all 2024 model year vehicles including luxury vehicles.
Average car insurance rates in the chart range from $2,054 per year for a 40-year-old driver who meets many discount requirements to $5,686 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance.
When the average rates are converted to monthly figures, the average cost of car insurance per month in Columbus ranges from $171 to $474.
Driver age is probably the number one factor that determines the cost of auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Columbus for driver ages 16 through 60.
Car insurance cost in Columbus, GA, for drivers age 16 to 60
- 16-year-old driver – $8,806 per year or $734 per month
- 17-year-old driver – $8,532 per year or $711 per month
- 18-year-old driver – $7,644 per year or $637 per month
- 19-year-old driver – $6,962 per year or $580 per month
- 20-year-old driver – $4,974 per year or $415 per month
- 30-year-old driver – $2,640 per year or $220 per month
- 40-year-old driver – $2,472 per year or $206 per month
- 50-year-old driver – $2,192 per year or $183 per month
- 60-year-old driver – $2,052 per year or $171 per month
The rates above for teen drivers assumed the driver was male. The next chart shows average car insurance rates for teenagers by gender. For the most part, female drivers tend to pay less for auto insurance, especially ages 16 to 19.
Car insurance for a female 16-year-old driver in Columbus costs an average of $582 less per year than the cost for a 16-year-old male driver, while at age 19, the cost is still $1,077 less for a female driver.
Car insurance cost for popular vehicles
The rates mentioned previously are the average cost across all 2024 model year vehicles, which is helpful for making generalized comparisons like the difference in average auto insurance cost between two Georgia cities. Average auto insurance rates work exceptionally well for getting the answer to questions like “are Columbus car insurance rates cheaper than in Atlanta?” or “are car insurance rates in Georgia cheaper than in Texas?”.
For more comprehensive cost comparisons, however, we need to perform a rate analysis for the exact make and model of vehicle being insured. Every vehicle has slightly different risk exposures for physical damage and liability claims, and this data allows us to perform insurance cost comparisons.
The next chart breaks down average insurance cost in Columbus for some of the more popular cars, trucks, and SUVs. Later on, we examine insurance cost for some of these vehicles in more detail.
Which autos are cheapest to insure in Columbus, GA?
When every make and model is compared, the vehicles with the best auto insurance rates in Columbus, GA, tend to be small SUVs like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Toyota Corolla Cross.
Average insurance quotes for those vehicles cost $2,008 or less per year ($167 per month) for full coverage.
A few other models that rank very well in our auto insurance price comparison are the Buick Envista, Nissan Murano, Subaru Outback, and Kia Niro. Insurance rates are a few dollars per month higher for those models than the compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $2,152 or less per year ($179 per month) in Columbus.
The following table lists the 50 models with the cheapest car insurance in Columbus, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,828 | $152 |
| 2 | Chevrolet Trailblazer | $1,856 | $155 |
| 3 | Kia Soul | $1,928 | $161 |
| 4 | Nissan Kicks | $1,946 | $162 |
| 5 | Honda Passport | $1,970 | $164 |
| 6 | Buick Envision | $1,982 | $165 |
| 7 | Toyota Corolla Cross | $1,994 | $166 |
| 8 | Hyundai Venue | $2,008 | $167 |
| 9 | Mazda CX-5 | $2,016 | $168 |
| 10 | Ford Bronco Sport | $2,022 | $169 |
| 11 | Volkswagen Tiguan | $2,046 | $171 |
| 12 | Acura RDX | $2,068 | $172 |
| 13 | Nissan Murano | $2,076 | $173 |
| 14 | Buick Encore | $2,098 | $175 |
| 15 | Honda CR-V | $2,108 | $176 |
| 16 | Subaru Outback | $2,108 | $176 |
| 17 | Buick Envista | $2,114 | $176 |
| 18 | Volkswagen Taos | $2,118 | $177 |
| 19 | Kia Niro | $2,128 | $177 |
| 20 | Toyota GR Corolla | $2,150 | $179 |
| 21 | Honda HR-V | $2,152 | $179 |
| 22 | Subaru Ascent | $2,152 | $179 |
| 23 | Nissan Leaf | $2,164 | $180 |
| 24 | Chevrolet Colorado | $2,178 | $182 |
| 25 | Honda Civic | $2,186 | $182 |
| 26 | Lexus NX 250 | $2,190 | $183 |
| 27 | Volkswagen Atlas | $2,194 | $183 |
| 28 | Acura Integra | $2,198 | $183 |
| 29 | Subaru Forester | $2,202 | $184 |
| 30 | Volkswagen Atlas Cross Sport | $2,204 | $184 |
| 31 | Kia Seltos | $2,208 | $184 |
| 32 | GMC Terrain | $2,210 | $184 |
| 33 | Nissan Rogue | $2,224 | $185 |
| 34 | Hyundai Kona | $2,226 | $186 |
| 35 | Cadillac XT4 | $2,230 | $186 |
| 36 | Mazda CX-30 | $2,230 | $186 |
| 37 | Volkswagen ID4 | $2,240 | $187 |
| 38 | Ford Explorer | $2,242 | $187 |
| 39 | Toyota Highlander | $2,250 | $188 |
| 40 | Ford Escape | $2,256 | $188 |
| 41 | Honda Odyssey | $2,258 | $188 |
| 42 | Toyota Venza | $2,258 | $188 |
| 43 | Nissan Sentra | $2,264 | $189 |
| 44 | Subaru Impreza | $2,274 | $190 |
| 45 | Chevrolet Equinox | $2,278 | $190 |
| 46 | Toyota RAV4 | $2,280 | $190 |
| 47 | Mazda MX-5 Miata | $2,286 | $191 |
| 48 | Mazda MX-30 | $2,292 | $191 |
| 49 | Hyundai Tucson | $2,296 | $191 |
| 50 | Chevrolet Traverse | $2,308 | $192 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 26, 2025
A list of 50 of the cheapest vehicles to insure in Columbus serves the purpose if you’re just looking for any vehicle with cheap insurance rates. A more thorough way to look at auto insurance rates in an organized fashion is to break them out by vehicle segment. The sections below rank the top 20 models with the cheapest insurance rates in Columbus for each of the primary automotive segments.
Cheapest cars to insure in Columbus, GA
The three top-ranked sedans and hatchbacks with the cheapest insurance in Columbus are the Toyota GR Corolla at $2,150 per year, the Nissan Leaf at $2,164 per year, and the Honda Civic at $2,186 per year.
Not the cheapest cars to insure, but still affordable, are models like the Kia K5, Chevrolet Malibu, Toyota Prius, and Toyota Corolla, with average cost of $2,408 per year or less.
Some additional 2024 models that make the list include the Hyundai Ioniq 6, Volkswagen Arteon, Mazda 3, and Kia Forte, which cost between $2,408 and $2,558 per year for full-coverage insurance in Columbus.
Full-coverage car insurance in Columbus for this segment will start around $179 per month, depending on where you live.
The rate comparison table below ranks the twenty cars with the most affordable car insurance rates in Columbus.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,150 | $179 |
| Nissan Leaf | Compact | $2,164 | $180 |
| Honda Civic | Compact | $2,186 | $182 |
| Nissan Sentra | Compact | $2,264 | $189 |
| Subaru Impreza | Compact | $2,274 | $190 |
| Toyota Prius | Compact | $2,310 | $193 |
| Kia K5 | Midsize | $2,382 | $199 |
| Honda Accord | Midsize | $2,388 | $199 |
| Chevrolet Malibu | Midsize | $2,398 | $200 |
| Toyota Corolla | Compact | $2,408 | $201 |
| Kia Forte | Compact | $2,412 | $201 |
| Volkswagen Arteon | Midsize | $2,430 | $203 |
| Nissan Versa | Compact | $2,436 | $203 |
| Subaru Legacy | Midsize | $2,440 | $203 |
| Hyundai Ioniq 6 | Midsize | $2,458 | $205 |
| Mitsubishi Mirage G4 | Compact | $2,494 | $208 |
| Toyota Crown | Midsize | $2,500 | $208 |
| Volkswagen Jetta | Compact | $2,500 | $208 |
| Hyundai Sonata | Midsize | $2,504 | $209 |
| Mazda 3 | Compact | $2,558 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 27, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Georgia.
Cheapest SUV insurance rates
Ranking highest for the lowest-cost Columbus auto insurance rates in the SUV segment (excluding luxury models) are the Honda Passport, Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, and Nissan Kicks. Insurance rates for these vehicles average $164 or less per month.
Other SUVs that have affordable insurance rates are the Toyota Corolla Cross, Buick Envision, Ford Bronco Sport, and Hyundai Venue, with average annual insurance rates of $2,022 per year or less.
Additional SUVs on the list include the Kia Niro, Buick Envista, Nissan Murano, and Honda CR-V, which cost between $2,022 and $2,152 per year to insure in Columbus.
From a monthly standpoint, auto insurance in Columbus on this segment for a good driver starts at an average of $152 per month, depending on your location.
The most budget-friendly compact SUV to insure in Columbus is the Subaru Crosstrek at $1,828 per year. For midsize models, the Honda Passport is the cheapest model to insure at $1,970 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the best rates at $2,320 per year.
The table below ranks the SUVs with the lowest-cost average auto insurance rates in Columbus, starting with the Subaru Crosstrek at $152 per month and ending with the Subaru Ascent at $179 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,828 | $152 |
| Chevrolet Trailblazer | Compact | $1,856 | $155 |
| Kia Soul | Compact | $1,928 | $161 |
| Nissan Kicks | Compact | $1,946 | $162 |
| Honda Passport | Midsize | $1,970 | $164 |
| Buick Envision | Compact | $1,982 | $165 |
| Toyota Corolla Cross | Compact | $1,994 | $166 |
| Hyundai Venue | Compact | $2,008 | $167 |
| Mazda CX-5 | Compact | $2,016 | $168 |
| Ford Bronco Sport | Compact | $2,022 | $169 |
| Volkswagen Tiguan | Compact | $2,046 | $171 |
| Nissan Murano | Midsize | $2,076 | $173 |
| Buick Encore | Compact | $2,098 | $175 |
| Honda CR-V | Compact | $2,108 | $176 |
| Subaru Outback | Midsize | $2,108 | $176 |
| Buick Envista | Midsize | $2,114 | $176 |
| Volkswagen Taos | Compact | $2,118 | $177 |
| Kia Niro | Compact | $2,128 | $177 |
| Honda HR-V | Compact | $2,152 | $179 |
| Subaru Ascent | Midsize | $2,152 | $179 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 27, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top companies in Georgia.
Cheapest sports cars to insure
Taking the top spot in Columbus for the lowest-cost insurance in the sports car segment is the Mazda MX-5 Miata, at an average of $2,286 per year. Second place is the Toyota GR86 at $2,604 per year, and coming in third is the Ford Mustang, costing an average of $2,716 per year.
Other models that rank well in our comparison include the Nissan Z, BMW M2, Subaru BRZ, and Lexus RC F, with average cost of $2,954 per year or less.
From a monthly standpoint, auto insurance rates on this segment in Columbus for a good driver starts at around $191 per month, depending on your location.
The rate comparison table below ranks the twenty sports cars with the lowest-cost average insurance rates in Columbus, starting with the Mazda MX-5 Miata at $2,286 per year and ending with the Porsche Taycan at $4,188 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,286 | $191 |
| Toyota GR86 | Sports Car | $2,604 | $217 |
| Ford Mustang | Sports Car | $2,716 | $226 |
| BMW Z4 | Sports Car | $2,732 | $228 |
| Subaru WRX | Sports Car | $2,772 | $231 |
| Toyota GR Supra | Sports Car | $2,778 | $232 |
| BMW M2 | Sports Car | $2,858 | $238 |
| Nissan Z | Sports Car | $2,866 | $239 |
| Lexus RC F | Sports Car | $2,920 | $243 |
| Subaru BRZ | Sports Car | $2,954 | $246 |
| BMW M3 | Sports Car | $3,122 | $260 |
| Porsche 718 | Sports Car | $3,184 | $265 |
| Chevrolet Camaro | Sports Car | $3,212 | $268 |
| Chevrolet Corvette | Sports Car | $3,424 | $285 |
| Porsche 911 | Sports Car | $3,544 | $295 |
| BMW M4 | Sports Car | $3,690 | $308 |
| Lexus LC 500 | Sports Car | $3,708 | $309 |
| Jaguar F-Type | Sports Car | $3,902 | $325 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,092 | $341 |
| Porsche Taycan | Sports Car | $4,188 | $349 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 27, 2025
Don’t see rates for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Georgia.
Cheapest pickup trucks to insure
The top five models for the cheapest Columbus auto insurance rates in the pickup segment are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Nissan Frontier, and Nissan Titan. Auto insurance prices for these 2024 models average $200 or less per month.
Some other pickups that have cheaper rates include the Toyota Tacoma, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with an average cost to insure of $2,544 per year or less.
Auto insurance for this segment in Columbus for an average middle-age driver will start around $182 per month, depending on the company and where you live.
The table below ranks the twenty pickups with the most affordable average auto insurance rates in Columbus, starting with the Chevrolet Colorado at $2,178 per year and ending with the Ram Truck at $2,856 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,178 | $182 |
| Nissan Titan | Full-size | $2,312 | $193 |
| Nissan Frontier | Midsize | $2,336 | $195 |
| Ford Ranger | Midsize | $2,362 | $197 |
| Ford Maverick | Midsize | $2,398 | $200 |
| Honda Ridgeline | Midsize | $2,454 | $205 |
| Hyundai Santa Cruz | Midsize | $2,494 | $208 |
| Toyota Tacoma | Midsize | $2,504 | $209 |
| GMC Sierra 2500 HD | Heavy Duty | $2,514 | $210 |
| GMC Canyon | Midsize | $2,544 | $212 |
| Jeep Gladiator | Midsize | $2,604 | $217 |
| GMC Sierra 3500 | Heavy Duty | $2,618 | $218 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,642 | $220 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,712 | $226 |
| GMC Sierra | Full-size | $2,730 | $228 |
| Chevrolet Silverado | Full-size | $2,732 | $228 |
| Nissan Titan XD | Heavy Duty | $2,734 | $228 |
| Ford F150 | Full-size | $2,766 | $231 |
| GMC Hummer EV Pickup | Full-size | $2,834 | $236 |
| Ram Truck | Full-size | $2,856 | $238 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 26, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Is your pickup truck not in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top companies in Georgia.
Cheapest luxury cars to insure in Columbus, GA
The Acura Integra ranks at #1 for the cheapest luxury car to insure in Columbus, followed by the BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. The 2024 model has an average cost of $2,198 per year for full-coverage insurance.
Also ranking well are luxury cars like the Lexus ES 350, Cadillac CT4, Mercedes-Benz AMG CLA35, and Genesis G70, with average annual insurance rates of $2,596 per year or less.
From a monthly standpoint, full-coverage auto insurance on this segment in Columbus for a good driver can cost as low as $183 per month, depending on the company and where you live.
When ranked by vehicle size, the lowest-cost compact luxury car to insure in Columbus is the Acura Integra at $2,198 per year, or $183 per month. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $2,542 per year, or $212 per month. And for full-size luxury car models, the Audi A5 has the cheapest car insurance rates at $2,938 per year, or $245 per month.
The next table ranks the twenty luxury cars with the lowest-cost average insurance rates in Columbus, starting with the Acura Integra at $2,198 per year and ending with the Audi S3 at $2,772 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,198 | $183 |
| BMW 330i | Compact | $2,516 | $210 |
| Mercedes-Benz CLA250 | Midsize | $2,542 | $212 |
| Lexus IS 300 | Midsize | $2,548 | $212 |
| Acura TLX | Compact | $2,556 | $213 |
| Lexus ES 350 | Midsize | $2,580 | $215 |
| Cadillac CT4 | Compact | $2,582 | $215 |
| Genesis G70 | Compact | $2,588 | $216 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,592 | $216 |
| Lexus RC 300 | Midsize | $2,596 | $216 |
| Lexus IS 350 | Compact | $2,610 | $218 |
| Jaguar XF | Midsize | $2,614 | $218 |
| Cadillac CT5 | Midsize | $2,664 | $222 |
| Lexus ES 250 | Midsize | $2,672 | $223 |
| Lexus RC 350 | Compact | $2,682 | $224 |
| BMW 330e | Compact | $2,686 | $224 |
| BMW 228i | Compact | $2,688 | $224 |
| BMW 230i | Compact | $2,710 | $226 |
| Lexus ES 300h | Midsize | $2,714 | $226 |
| Audi S3 | Compact | $2,772 | $231 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 26, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Columbus car insurance quotes from the best companies in Georgia.
Cheapest luxury SUV insurance rates
Ranking #1 in Columbus for cheapest auto insurance in the luxury SUV segment is the Acura RDX, costing $2,068 per year. Second place is the Lexus NX 250 at $2,190 per year, and the third cheapest is the Cadillac XT4, at an average of $2,230 per year.
Other luxury SUVs that are affordable to insure include the Lexus NX 350h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus UX 250h, with an average cost to insure of $2,384 per year or less.
In the bottom half of the top 20, SUVs like the Land Rover Evoque, Mercedes-Benz GLA250, Lexus RX 350, Infiniti QX50, Lexus NX 350, and Mercedes-Benz GLA35 AMG cost between $2,384 and $2,484 per year for auto insurance in Columbus.
From a monthly standpoint, full-coverage auto insurance on this segment in Columbus for the average driver can cost as low as $172 per month, depending on the company and where you live.
The cheapest compact luxury SUV to insure in Columbus is the Acura RDX at $2,068 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $2,314 per year. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,772 per year.
The next table ranks the twenty luxury SUVs with the lowest-cost average car insurance rates in Columbus.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,068 | $172 |
| Lexus NX 250 | Compact | $2,190 | $183 |
| Cadillac XT4 | Compact | $2,230 | $186 |
| Jaguar E-Pace | Midsize | $2,314 | $193 |
| Cadillac XT5 | Midsize | $2,332 | $194 |
| Lexus NX 350h | Compact | $2,332 | $194 |
| Lincoln Corsair | Compact | $2,360 | $197 |
| Mercedes-Benz GLB 250 | Compact | $2,366 | $197 |
| Lexus UX 250h | Compact | $2,370 | $198 |
| Lexus NX 450h | Compact | $2,384 | $199 |
| Infiniti QX50 | Midsize | $2,402 | $200 |
| Mercedes-Benz GLA250 | Compact | $2,410 | $201 |
| Mercedes-Benz GLA35 AMG | Compact | $2,418 | $202 |
| Cadillac XT6 | Midsize | $2,420 | $202 |
| Infiniti QX60 | Midsize | $2,434 | $203 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,434 | $203 |
| Land Rover Evoque | Compact | $2,466 | $206 |
| Acura MDX | Midsize | $2,472 | $206 |
| Lexus NX 350 | Compact | $2,478 | $207 |
| Lexus RX 350 | Midsize | $2,484 | $207 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Columbus, GA Zip Codes. Updated June 27, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Georgia.
How to find cheaper car insurance
Columbus drivers are always searching for ways to save money on auto insurance So glance through the money-saving tips in this next list and it’s very likely you can save some money insuring your vehicle.
- Compare insurance rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have very different insurance premiums, and insurance companies can price policies with a wide range of prices. Get comparison quotes before you buy a new car to prevent insurance sticker shock when insuring your new car.
- Avoiding accidents makes for cheaper auto insurance. Having at-fault accidents will cost you more, potentially up to $1,194 per year for a 30-year-old driver and as much as $746 per year for a 50-year-old driver. So be a cautious driver and save.
- Reduce coverage on older vehicles. Deleting comprehensive and collision coverage from vehicles whose low value makes coverage cost prohibitive will reduce the cost of auto insurance considerably.
- Keep your claim-free discount. Most insurance companies offer a discount if you do not file any claims. Insurance should only be used to protect you from significant claims, not small claims.
- Obey the law and pay less. In order to get affordable auto insurance in Columbus, it’s necessary to follow the law. As a matter of fact, just a couple minor infractions on your driving record could possibly raise policy rates by at least $660 per year. Serious violations like DWI or reckless driving could raise rates by an additional $2,298 or more.
- Your employer could reduce your rates. Most insurance companies offer policy discounts for working in professions like firefighters, scientists, accountants, lawyers, doctors, engineers, and others. Getting this discount could save between $74 and $240 on your car insurance premium, depending on the age of the rated driver.