- Average car insurance cost in Baton Rouge is $2,964 per year, or around $247 per month.
- Car insurance rates for a few popular models in Baton Rouge include the GMC Sierra at $3,272 per year, Hyundai Elantra at $3,218, and Nissan Sentra at $2,716.
- For cheap car insurance in Baton Rouge, compact crossovers and SUVs like the Toyota Corolla Cross, Chevrolet Trailblazer, and Subaru Crosstrek rank very well for overall cost.
- A few vehicles with the cheapest auto insurance in Baton Rouge for their respective segments include the Acura RDX ($2,476 per year), Mercedes-Benz CLA250 ($3,048 per year), Kia K5 ($2,856 per year), and Jaguar E-Pace ($2,770 per year).
How much does car insurance cost in Baton Rouge?
In Baton Rouge, the average cost to insure a vehicle is $2,964 per year, which is 26.3% more than the overall U.S. national average rate of $2,276. Per month, Baton Rouge car insurance costs approximately $247 for a full coverage policy.
The average price for car insurance in Louisiana is $2,696 per year, so Baton Rouge, Louisiana, drivers pay an average of $268 more per year than the overall Louisiana state-wide average rate. When compared to other larger cities in Louisiana, the average cost to insure a car in Baton Rouge is approximately $514 per year more than in Shreveport, $682 per year cheaper than in New Orleans, and $354 per year more expensive than in Lafayette.
The next chart shows average car insurance cost in Baton Rouge, Louisiana, for all 2024 models. Rates are averaged for all Baton Rouge Zip Codes and shown not only by the age of the driver, but also by three different policy deductible amounts.
In the chart above, the cost of car insurance in Baton Rouge ranges from $2,078 per year for a 60-year-old driver with a high deductible policy to $6,932 per year for a 20-year-old driver with a low deductible. From a monthly budget point of view, the average cost in the chart above ranges from $173 to $578 per month.
Car insurance rates are extremely variable and can also be very different depending on the company. This wide range of possible rates reinforces the need to get accurate auto insurance quotes when trying to find the cheapest car insurance coverage.
The age of the rated driver has a significant impact the price you pay for auto insurance, so the list below details how age impacts cost by breaking down average car insurance rates for drivers from 16 to 60.
Car insurance cost in Baton Rouge for drivers age 16 to 60
- 16-year-old driver – $10,548 per year or $879 per month
- 17-year-old driver – $10,220 per year or $852 per month
- 18-year-old driver – $9,162 per year or $764 per month
- 19-year-old driver – $8,342 per year or $695 per month
- 20-year-old driver – $5,962 per year or $497 per month
- 30-year-old driver – $3,160 per year or $263 per month
- 40-year-old driver – $2,964 per year or $247 per month
- 50-year-old driver – $2,626 per year or $219 per month
- 60-year-old driver – $2,458 per year or $205 per month
Popular models and the cost of insurance
The car insurance costs referenced previously are the average cost across all 2024 model year vehicles, which is helpful when making overall comparisons like the average cost difference between different locations in Louisiana. Average auto insurance rates work well for getting the answer to questions like “are car insurance rates in Baton Rouge cheaper than in Lake Charles?” or “is car insurance in Louisiana cheaper than Texas?”.
For more comprehensive auto insurance rate comparisons, however, it makes sense to compare rates for the specific model of vehicle being insured. Every model has it’s own risk profile for determining auto insurance prices and this data enables cost comparisons.
This next chart breaks down average insurance rates for a small sample of popular cars, pickups, and SUVs that you will find driving around Baton Rouge. Later in this article, we will explore rates for a few of these models even more in-depth.
Popular vehicles in Baton Rouge tend to be small or midsize sedans like the Toyota Corolla and Honda Accord and small or midsize SUVs like the Chevy Equinox, Nissan Rogue, and Subaru Outback.
Some additional popular vehicles from other vehicle segments include luxury cars like the BMW 530i and Tesla Model S, luxury SUVs like the Lexus RX 350 and Cadillac XT5, and models from the pickup truck segment like the Ford Ranger and Ram 1500.
We get into auto insurance rates for many more models later on in this article, but before we get into those numbers, let’s take a condensed look at the concepts and comparisons covered so far in the data above.
- Lower deductible car insurance is more expensive than high deductible – A 50-year-old driver pays an average of $1,236 more per year for a policy with $250 deductibles versus $1,000 deductibles.
- Cost per month ranges from $205 to $879 – That’s the average car insurance price range for drivers from age 16 to 60 in Baton Rouge, LA.
- Baton Rouge car insurance cost is more than the U.S. average – $2,964 (Baton Rouge average) versus $2,276 (U.S. average)
- Baton Rouge auto insurance rates are more expensive than the Louisiana state average – $2,964 (Baton Rouge average) compared to $2,696 (Louisiana average)
- Car insurance cost decreases as you age – Average car insurance rates for a 40-year-old driver in Baton Rouge are $2,998 per year cheaper than for a 20-year-old driver.
- Insurance for a teenager can be very expensive – Average rates range from $7,057 to $10,548 per year for teen driver car insurance in Baton Rouge, LA.
- Car insurance rates decrease a lot between ages 20 and 30 – The average 30-year-old Baton Rouge, LA, driver will pay $2,802 less each year than a 20-year-old driver, $3,160 versus $5,962.
Which vehicles cost the least to insure in Baton Rouge?
The vehicles with the cheapest auto insurance prices in Baton Rouge, LA, tend to be crossovers and small SUVs like the Kia Soul, Chevrolet Trailblazer, Buick Envision, and Nissan Kicks. Average insurance quotes for those vehicles cost $201 or less per month for a full coverage policy.
Some other models that rank well in our insurance cost comparison are the Toyota GR Corolla, Kia Niro, Buick Envista, and Honda CR-V. Average auto insurance rates are a little bit more for those models than the cheapest crossover SUVs that rank at the top, but they still have average rates of $2,574 or less per year ($215 per month).
The next table breaks down the 40 car, truck, and SUV models with the cheapest auto insurance in Baton Rouge, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,188 | $182 |
| 2 | Chevrolet Trailblazer | $2,226 | $186 |
| 3 | Kia Soul | $2,310 | $193 |
| 4 | Nissan Kicks | $2,332 | $194 |
| 5 | Honda Passport | $2,360 | $197 |
| 6 | Buick Envision | $2,372 | $198 |
| 7 | Toyota Corolla Cross | $2,386 | $199 |
| 8 | Hyundai Venue | $2,406 | $201 |
| 9 | Mazda CX-5 | $2,416 | $201 |
| 10 | Ford Bronco Sport | $2,426 | $202 |
| 11 | Volkswagen Tiguan | $2,450 | $204 |
| 12 | Acura RDX | $2,476 | $206 |
| 13 | Nissan Murano | $2,488 | $207 |
| 14 | Buick Encore | $2,514 | $210 |
| 15 | Subaru Outback | $2,522 | $210 |
| 16 | Honda CR-V | $2,526 | $211 |
| 17 | Buick Envista | $2,534 | $211 |
| 18 | Volkswagen Taos | $2,540 | $212 |
| 19 | Kia Niro | $2,550 | $213 |
| 20 | Toyota GR Corolla | $2,574 | $215 |
| 21 | Honda HR-V | $2,580 | $215 |
| 22 | Subaru Ascent | $2,580 | $215 |
| 23 | Nissan Leaf | $2,594 | $216 |
| 24 | Chevrolet Colorado | $2,610 | $218 |
| 25 | Lexus NX 250 | $2,622 | $219 |
| 26 | Honda Civic | $2,624 | $219 |
| 27 | Volkswagen Atlas | $2,626 | $219 |
| 28 | Acura Integra | $2,632 | $219 |
| 29 | Subaru Forester | $2,636 | $220 |
| 30 | Volkswagen Atlas Cross Sport | $2,638 | $220 |
| 31 | Kia Seltos | $2,648 | $221 |
| 32 | GMC Terrain | $2,650 | $221 |
| 33 | Nissan Rogue | $2,664 | $222 |
| 34 | Hyundai Kona | $2,668 | $222 |
| 35 | Cadillac XT4 | $2,674 | $223 |
| 36 | Mazda CX-30 | $2,674 | $223 |
| 37 | Volkswagen ID4 | $2,684 | $224 |
| 38 | Ford Explorer | $2,688 | $224 |
| 39 | Toyota Highlander | $2,696 | $225 |
| 40 | Toyota Venza | $2,702 | $225 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
The above table containing 40 vehicle models with cheap Baton Rouge car insurance is probably not the best way to present a comprehesive view of the cost of auto insurance. Considering we track over 700 makes and models of vehicles, there are a lot of rates not being shown. So let’s dig deeper and display the most affordable vehicles in a better format, by vehicle segment.
The section below details the average cost of car insurance in Baton Rouge for each different automotive segment. The rates shown in the chart will provide a good understanding of which types of vehicles have the overall least expensive average auto insurance rates. Then the six sections following the chart break out and rank the cheapest rates for individual models for each segment.
Baton Rouge auto insurance rates by vehicle segment
If a different vehicle is in your future, it’s useful to have a basic understanding of which styles of vehicles have better insurance rates.
To illustrate this, maybe you’re curious if compact SUVs have more affordable insurance than compact cars or if full-size pickups have more affordable insurance than midsize pickups.
The next chart shows average car insurance rates in Baton Rouge for different vehicle segments. From a segment comparison perspective, compact SUVs, vans, and midsize pickups have the most affordable rates, while exotic performance cars have the most expensive average insurance cost.
Segment rates are close enough for making a general comparison, but cost varies substantially within each automotive segment listed above.
For example, in the small SUV segment, rates range from the Subaru Crosstrek at $2,188 per year for a full coverage policy to the Ford Mustang Mach-E at $3,466 per year, a difference of $1,278 within that segment.
In the sports car segment, average rates range from the Mazda MX-5 Miata at $2,740 per year up to the Mercedes-Benz SL 63 at $6,088 per year, a difference of $3,348 within that segment.
In the following sections, we eliminate a lot of this variability by comparing the average cost of car insurance in Baton Rouge for individual vehicles.
Cheapest cars to insure in Baton Rouge, LA
The three top-ranked sedans and hatchbacks with the lowest-cost average insurance rates in Baton Rouge are the Toyota GR Corolla at $2,574 per year, the Nissan Leaf at $2,594 per year, and the Honda Civic at $2,624 per year.
Not the cheapest cars to insure, but still very reasonable, are cars like the Toyota Corolla, Toyota Prius, Honda Accord, and Kia K5, with average annual insurance rates of $2,886 per year or less.
From a monthly standpoint, full-coverage car insurance on this segment in Baton Rouge starts at an average of $215 per month, depending on the company.
The rate comparison table below ranks the cars with the lowest-cost car insurance in Baton Rouge.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $2,574 | $215 |
| Nissan Leaf | Compact | $2,594 | $216 |
| Honda Civic | Compact | $2,624 | $219 |
| Nissan Sentra | Compact | $2,716 | $226 |
| Subaru Impreza | Compact | $2,724 | $227 |
| Toyota Prius | Compact | $2,766 | $231 |
| Kia K5 | Midsize | $2,856 | $238 |
| Honda Accord | Midsize | $2,860 | $238 |
| Chevrolet Malibu | Midsize | $2,874 | $240 |
| Toyota Corolla | Compact | $2,886 | $241 |
| Kia Forte | Compact | $2,892 | $241 |
| Volkswagen Arteon | Midsize | $2,910 | $243 |
| Nissan Versa | Compact | $2,920 | $243 |
| Subaru Legacy | Midsize | $2,924 | $244 |
| Hyundai Ioniq 6 | Midsize | $2,946 | $246 |
| Mitsubishi Mirage G4 | Compact | $2,990 | $249 |
| Volkswagen Jetta | Compact | $2,996 | $250 |
| Toyota Crown | Midsize | $2,998 | $250 |
| Hyundai Sonata | Midsize | $3,004 | $250 |
| Mazda 3 | Compact | $3,064 | $255 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Baton Rouge car insurance quotes from top-rated companies in Louisiana.
Cheapest SUV insurance rates in Baton Rouge, LA
Ranking in the top five for the lowest-cost Baton Rouge auto insurance rates in the non-luxury SUV segment are the Kia Soul, Honda Passport, Subaru Crosstrek, Nissan Kicks, and Chevrolet Trailblazer. Rates for these vehicles average $2,360 or less per year, or around $197 per month.
Additional SUVs that have cheaper rates include the Toyota Corolla Cross, Ford Bronco Sport, Mazda CX-5, and Hyundai Venue, with average annual insurance rates of $2,426 per year or less.
Ranked between 10th and 20th place, SUVs like the Volkswagen Taos, Buick Encore, Subaru Outback, Volkswagen Tiguan, Nissan Murano, and Subaru Ascent cost between $2,426 and $2,580 to insure per year.
Car insurance in this segment starts at an average of $182 per month, depending on where you live and the company you use.
The next table ranks the SUVs with the lowest-cost average car insurance rates in Baton Rouge, starting with the Subaru Crosstrek at $2,188 per year ($182 per month) and ending with the Subaru Ascent at $2,580 per year ($215 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $2,188 | $182 |
| Chevrolet Trailblazer | Compact | $2,226 | $186 |
| Kia Soul | Compact | $2,310 | $193 |
| Nissan Kicks | Compact | $2,332 | $194 |
| Honda Passport | Midsize | $2,360 | $197 |
| Buick Envision | Compact | $2,372 | $198 |
| Toyota Corolla Cross | Compact | $2,386 | $199 |
| Hyundai Venue | Compact | $2,406 | $201 |
| Mazda CX-5 | Compact | $2,416 | $201 |
| Ford Bronco Sport | Compact | $2,426 | $202 |
| Volkswagen Tiguan | Compact | $2,450 | $204 |
| Nissan Murano | Midsize | $2,488 | $207 |
| Buick Encore | Compact | $2,514 | $210 |
| Subaru Outback | Midsize | $2,522 | $210 |
| Honda CR-V | Compact | $2,526 | $211 |
| Buick Envista | Midsize | $2,534 | $211 |
| Volkswagen Taos | Compact | $2,540 | $212 |
| Kia Niro | Compact | $2,550 | $213 |
| Honda HR-V | Compact | $2,580 | $215 |
| Subaru Ascent | Midsize | $2,580 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Don’t see insurance cost for your SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Baton Rouge car insurance quotes from the best auto insurance companies in Louisiana.
Cheapest luxury car insurance rates in Baton Rouge, LA
Ranking at the top for the cheapest Baton Rouge auto insurance rates in the luxury car segment are the Lexus IS 300, Acura Integra, Mercedes-Benz CLA250, Acura TLX, and BMW 330i. Car insurance prices for these models average $3,064 or less per year.
Rounding out the top 10 are luxury cars like the Lexus ES 350, Cadillac CT4, Mercedes-Benz AMG CLA35, and Genesis G70, with average insurance cost of $3,112 per year or less.
Ranked lower than 10th place, but still in the top 20, models like the BMW 230i, Lexus IS 350, Lexus ES 300h, Cadillac CT5, and Audi S3 cost between $3,112 and $3,320 per year for insurance in Baton Rouge.
Full-coverage car insurance for this segment in Baton Rouge for the average driver can cost as low as $219 per month, depending on the company and your location.
The table below ranks the twenty luxury cars with the cheapest car insurance rates in Baton Rouge, starting with the Acura Integra at $2,632 per year and ending with the Audi S3 at $3,320 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $2,632 | $219 |
| BMW 330i | Compact | $3,016 | $251 |
| Mercedes-Benz CLA250 | Midsize | $3,048 | $254 |
| Lexus IS 300 | Midsize | $3,054 | $255 |
| Acura TLX | Compact | $3,064 | $255 |
| Cadillac CT4 | Compact | $3,092 | $258 |
| Lexus ES 350 | Midsize | $3,092 | $258 |
| Genesis G70 | Compact | $3,102 | $259 |
| Mercedes-Benz AMG CLA35 | Midsize | $3,104 | $259 |
| Lexus RC 300 | Midsize | $3,112 | $259 |
| Lexus IS 350 | Compact | $3,126 | $261 |
| Jaguar XF | Midsize | $3,132 | $261 |
| Cadillac CT5 | Midsize | $3,194 | $266 |
| Lexus ES 250 | Midsize | $3,204 | $267 |
| Lexus RC 350 | Compact | $3,214 | $268 |
| BMW 330e | Compact | $3,218 | $268 |
| BMW 228i | Compact | $3,224 | $269 |
| BMW 230i | Compact | $3,248 | $271 |
| Lexus ES 300h | Midsize | $3,254 | $271 |
| Audi S3 | Compact | $3,320 | $277 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Louisiana.
Cheapest luxury SUVs to insure in Baton Rouge
The Acura RDX ranks #1 as the cheapest luxury SUV to insure in Baton Rouge, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model has an average cost of $2,476 per year for a full-coverage insurance policy.
Not the cheapest luxury SUVs to insure, but still very reasonable, are SUVs like the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 350h, with average insurance cost of $2,856 per year or less.
From a monthly standpoint, full-coverage auto insurance in Baton Rouge on this segment for a good driver starts at around $206 per month, depending on the company and where you live.
The next table ranks the twenty luxury SUVs with the most affordable car insurance rates in Baton Rouge.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $2,476 | $206 |
| Lexus NX 250 | Compact | $2,622 | $219 |
| Cadillac XT4 | Compact | $2,674 | $223 |
| Jaguar E-Pace | Midsize | $2,770 | $231 |
| Lexus NX 350h | Compact | $2,794 | $233 |
| Cadillac XT5 | Midsize | $2,796 | $233 |
| Lincoln Corsair | Compact | $2,830 | $236 |
| Mercedes-Benz GLB 250 | Compact | $2,834 | $236 |
| Lexus UX 250h | Compact | $2,842 | $237 |
| Lexus NX 450h | Compact | $2,856 | $238 |
| Infiniti QX50 | Midsize | $2,878 | $240 |
| Mercedes-Benz GLA250 | Compact | $2,886 | $241 |
| Cadillac XT6 | Midsize | $2,898 | $242 |
| Mercedes-Benz GLA35 AMG | Compact | $2,898 | $242 |
| Infiniti QX60 | Midsize | $2,914 | $243 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,918 | $243 |
| Land Rover Evoque | Compact | $2,958 | $247 |
| Acura MDX | Midsize | $2,960 | $247 |
| Lexus NX 350 | Compact | $2,970 | $248 |
| Lexus RX 350 | Midsize | $2,974 | $248 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Louisiana.
Cheapest pickup truck insurance rates in Baton Rouge
The top-ranked vehicle in Baton Rouge for cheapest auto insurance in the pickup segment is the Chevrolet Colorado, with an average cost of $2,610 per year. Second place is the Nissan Titan costing $2,770 per year, and the third cheapest is the Nissan Frontier, costing an average of $2,802 per year.
Other pickups that have affordable average insurance rates include the GMC Sierra 2500 HD, Honda Ridgeline, GMC Canyon, and Hyundai Santa Cruz, with an average cost of $3,050 per year or less.
From a cost per month standpoint, full-coverage insurance in this segment for a good driver starts at an average of $218 per month, depending on your company and location. The table below ranks the pickups with the lowest-cost auto insurance rates in Baton Rouge, starting with the Chevrolet Colorado at $218 per month and ending with the Ram Truck at $286 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $2,610 | $218 |
| Nissan Titan | Full-size | $2,770 | $231 |
| Nissan Frontier | Midsize | $2,802 | $234 |
| Ford Ranger | Midsize | $2,832 | $236 |
| Ford Maverick | Midsize | $2,874 | $240 |
| Honda Ridgeline | Midsize | $2,940 | $245 |
| Hyundai Santa Cruz | Midsize | $2,990 | $249 |
| Toyota Tacoma | Midsize | $3,002 | $250 |
| GMC Sierra 2500 HD | Heavy Duty | $3,014 | $251 |
| GMC Canyon | Midsize | $3,050 | $254 |
| Jeep Gladiator | Midsize | $3,122 | $260 |
| GMC Sierra 3500 | Heavy Duty | $3,140 | $262 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $3,168 | $264 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $3,252 | $271 |
| GMC Sierra | Full-size | $3,272 | $273 |
| Chevrolet Silverado | Full-size | $3,274 | $273 |
| Nissan Titan XD | Heavy Duty | $3,276 | $273 |
| Ford F150 | Full-size | $3,314 | $276 |
| GMC Hummer EV Pickup | Full-size | $3,398 | $283 |
| Ram Truck | Full-size | $3,426 | $286 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Looking for rates for a different pickup? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Louisiana.
Cheapest sports cars to insure in Baton Rouge, Louisiana
The three highest ranking sports cars with the most affordable average auto insurance rates in Baton Rouge are the Mazda MX-5 Miata at $2,740 per year, the Toyota GR86 at $3,120 per year, and the Ford Mustang at $3,254 per year.
Also ranking well are models like the Nissan Z, BMW M2, Lexus RC F, and Toyota GR Supra, with an average car insurance cost of $3,542 per year or less.
In the lower half of the top 20 sports cars to insure, models like the BMW M3, Porsche Taycan, Mercedes-Benz AMG GT53, Porsche 718, and Lexus LC 500 cost between $3,542 and $5,020 per year for insurance in Baton Rouge.
Full-coverage insurance in Baton Rouge for this segment for an average middle-age driver starts at around $228 per month, depending on the company.
The rate comparison table below ranks the sports cars with the lowest-cost auto insurance rates in Baton Rouge, starting with the Mazda MX-5 Miata at $228 per month and ending with the Porsche Taycan at $418 per month.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $2,740 | $228 |
| Toyota GR86 | Sports Car | $3,120 | $260 |
| Ford Mustang | Sports Car | $3,254 | $271 |
| BMW Z4 | Sports Car | $3,274 | $273 |
| Subaru WRX | Sports Car | $3,322 | $277 |
| Toyota GR Supra | Sports Car | $3,328 | $277 |
| BMW M2 | Sports Car | $3,424 | $285 |
| Nissan Z | Sports Car | $3,432 | $286 |
| Lexus RC F | Sports Car | $3,502 | $292 |
| Subaru BRZ | Sports Car | $3,542 | $295 |
| BMW M3 | Sports Car | $3,742 | $312 |
| Porsche 718 | Sports Car | $3,814 | $318 |
| Chevrolet Camaro | Sports Car | $3,850 | $321 |
| Chevrolet Corvette | Sports Car | $4,102 | $342 |
| Porsche 911 | Sports Car | $4,244 | $354 |
| BMW M4 | Sports Car | $4,424 | $369 |
| Lexus LC 500 | Sports Car | $4,444 | $370 |
| Jaguar F-Type | Sports Car | $4,674 | $390 |
| Mercedes-Benz AMG GT53 | Sports Car | $4,904 | $409 |
| Porsche Taycan | Sports Car | $5,020 | $418 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Baton Rouge, LA Zip Codes. Updated October 24, 2025
Don’t see your sports car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Baton Rouge.
What to expect when buying car insurance
To aid in understanding the extent to which the cost of identical auto insurance can deviate for different applicants (and also underscore the importance of getting price quotes from multiple companies), the charts below visualize detailed auto insurance rates for five popular models in Baton Rouge: the Chevrolet Silverado, Nissan Rogue, Kia Sorento, Honda Accord, and Toyota Supra.
Each vehicle example uses different risk profiles to demonstrate the price difference based on driver risk profile changes.
Chevrolet Silverado insurance rates
Insurance for a Chevrolet Silverado in Baton Rouge costs an average of $3,274 per year, or around $273 per month, and has a range of $2,714 to $7,604.
The Chevrolet Silverado belongs to the full-size truck segment, and other top-selling models from the same segment include the GMC Sierra, Nissan Titan, and Ram Truck.
Nissan Rogue insurance rates
Auto insurance for a Nissan Rogue in Baton Rouge costs an average of $2,664 per year, or about $222 per month, and ranges from $2,212 to $6,086 annually.
The Nissan Rogue is part of the compact SUV segment, and additional models from the same segment that are popular in Baton Rouge, LA, include the Toyota RAV4, Chevrolet Equinox, Ford Escape, and Subaru Forester.
Kia Sorento insurance rates
Auto insurance for a Kia Sorento in Baton Rouge costs an average of $2,810 per year, or around $234 per month, and ranges from $2,340 to $6,460.
The Kia Sorento is classified as a midsize SUV, and other top-selling models from the same segment include the Honda Pilot, Toyota Highlander, and Ford Edge.
Honda Accord insurance rates
In Baton Rouge, Honda Accord insurance costs an average of $2,860 per year, or around $238 per month, and ranges from $2,378 to $6,578 annually.
The Honda Accord is classified as a midsize car, and other models in that segment include the Chevrolet Malibu, Hyundai Sonata, and Kia K5.
Toyota Supra insurance rates
In Baton Rouge, Toyota Supra insurance averages $3,236 per year ($270 per month) and ranges from $2,500 to $6,914 per year.
The Toyota Supra is part of the sports car segment, and other similar models include the Chevrolet Corvette, Subaru BRZ, and Chevrolet Camaro.
Tips for getting cheaper Baton Rouge car insurance quotes
Smart drivers in Baton Rouge are often looking to save money on auto insurance, so scan the savings concepts in this next list to see if you can save a few bucks when buying auto insurance.
- Remain claim free. Car insurance companies offer discounts if you do not file any claims. Car insurance is intended to be used to protect you from significant financial loss, not minor claims.
- More discounts equals more savings. Savings may be available if the policyholders insure multiple vehicles on the same policy, work in certain occupations, are good students, belong to certain professional organizations, take a defensive driving course, or many other discounts which could save the average Baton Rouge driver as much as $502 per year on the cost of car insurance
- Reduce coverage on older vehicles. Removing physical damage coverage (comprehensive and collision) from older vehicles will cut the cost of auto insurance substantially.
- Shop around for better rates. Setting aside 5-10 minutes to get a few free car insurance quotes is our top recommendation for saving money on car insurance. Rates are always changing and you do not have to wait for your renewal to change companies.
- A good driving record pays dividends. If you want to get cheap car insurance in Baton Rouge, it pays off to be a safe driver. Just a couple of minor blemishes on your driving record can increase car insurance rates by at least $786 per year.