- Average car insurance cost in Lewiston is $1,866 per year, or $156 per month, for a policy with full coverage.
- Monthly auto insurance rates for a few popular models in Lewiston include the Nissan Altima at $169, Ford F150 at $174, and Ford Explorer at $141.
- Compact SUV models like the Ford Bronco Sport, Volkswagen Tiguan, Hyundai Venue, and Nissan Kicks are the top picks for having cheap car insurance in Lewiston.
- A few models with the most affordable car insurance in Lewiston for their segment include the Toyota GR Corolla, Acura RDX, Honda Passport, Subaru Crosstrek, and Acura Integra.
How much does car insurance cost in Lewiston?
Average car insurance cost in Lewiston is $1,866 per year, which is 19.8% less than the U.S. average rate of $2,276 per year. The average cost of car insurance per month in Lewiston is $156 for full coverage auto insurance.
The average car insurance expense in Maine is $1,826 per year, so Lewiston, ME, drivers pay an average of $40 more per year than the overall Maine state-wide average rate. When compared to other cities in Maine, the cost of insurance in Lewiston is about $24 per year more expensive than in Bangor, $72 per year more than in South Portland, and $22 per year more expensive than in Portland.
The chart below shows different average Lewiston car insurance rates for a range of driver ages, physical damage coverage deductibles, and driver risk profiles.
The average cost of auto insurance per month in Lewiston is $156, with policy premium ranging from $129 to $358 for the driver ages and policy risk profiles shown above.
Lewiston auto insurance rates are priced differently for everyone and can change frequently. This large rate variability reinforces the need for multiple car insurance quotes when looking for more affordable coverage.
The age of the driver has a significant impact the price of car insurance, so the list below details how age impacts cost by showing average car insurance rates in Lewiston for drivers from 16 to 60.
Average cost of car insurance in Lewiston, ME, for drivers age 16 to 60
- 16 year old – $6,648 per year or $554 per month
- 17 year old – $6,439 per year or $537 per month
- 18 year old – $5,769 per year or $481 per month
- 19 year old – $5,255 per year or $438 per month
- 20 year old – $3,756 per year or $313 per month
- 30 year old – $1,990 per year or $166 per month
- 40 year old – $1,866 per year or $156 per month
- 50 year old – $1,654 per year or $138 per month
- 60 year old – $1,548 per year or $129 per month
The rates listed above for average cost of car insurance for teen drivers used a male as the rated driver. The next chart gets more specific and shows average car insurance rates for teenagers by gender. Females generally have cheaper car insurance rates, especially as teenagers.
Auto insurance for a 16-year-old female driver in Lewiston costs an average of $438 less per year than the cost for a 16-year-old male, while at age 19, it still costs $812 less per year for females than males.
Car insurance cost for popular vehicles
The rates referenced above consist of an average based on every 2024 vehicle model, which is useful when making big picture comparisons like the difference in average car insurance cost by location or driver age. For deeper cost comparisons, however, the rates will be more accurate if we perform a rate analysis for the exact vehicle being insured.
In the next few sections of this article, we explore both segment rates and rates for many different specific vehicles, but for now, a handful of the most popular vehicles will be shown to see how auto insurance rates compare in Lewiston.
The following chart details average insurance rates in Lewiston for popular vehicles. Towards the end of this article, there is a section that covers car insurance rates for some of these vehicles even more in-depth.
What are the cheapest car insurance rates in Lewiston, ME?
When comparing makes and models from all segments, the models with the cheapest car insurance rates in Lewiston tend to be crossover SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision. Average auto insurance prices for those vehicles cost $1,516 or less per year, or $126 per month, for a full coverage policy.
Additional vehicles that rank in the top 20 in our car insurance cost comparison are the Honda CR-V, Volkswagen Tiguan, Nissan Murano, and Acura RDX. The average rates are slightly higher for those models than the cheapest crossovers and small SUVs that rank near the top, but they still have average rates of $1,622 or less per year, or about $135 per month.
The table below breaks down the top 50 models with the cheapest car insurance rates in Lewiston, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,378 | $115 |
| 2 | Chevrolet Trailblazer | $1,402 | $117 |
| 3 | Kia Soul | $1,456 | $121 |
| 4 | Nissan Kicks | $1,472 | $123 |
| 5 | Honda Passport | $1,486 | $124 |
| 6 | Buick Envision | $1,498 | $125 |
| 7 | Toyota Corolla Cross | $1,504 | $125 |
| 8 | Hyundai Venue | $1,516 | $126 |
| 9 | Mazda CX-5 | $1,524 | $127 |
| 10 | Ford Bronco Sport | $1,528 | $127 |
| 11 | Volkswagen Tiguan | $1,544 | $129 |
| 12 | Acura RDX | $1,562 | $130 |
| 13 | Nissan Murano | $1,568 | $131 |
| 14 | Buick Encore | $1,584 | $132 |
| 15 | Honda CR-V | $1,590 | $133 |
| 16 | Subaru Outback | $1,590 | $133 |
| 17 | Buick Envista | $1,596 | $133 |
| 18 | Volkswagen Taos | $1,600 | $133 |
| 19 | Kia Niro | $1,606 | $134 |
| 20 | Toyota GR Corolla | $1,622 | $135 |
| 21 | Subaru Ascent | $1,624 | $135 |
| 22 | Honda HR-V | $1,626 | $136 |
| 23 | Nissan Leaf | $1,636 | $136 |
| 24 | Chevrolet Colorado | $1,644 | $137 |
| 25 | Honda Civic | $1,652 | $138 |
| 26 | Lexus NX 250 | $1,652 | $138 |
| 27 | Volkswagen Atlas | $1,656 | $138 |
| 28 | Acura Integra | $1,660 | $138 |
| 29 | Subaru Forester | $1,662 | $139 |
| 30 | Volkswagen Atlas Cross Sport | $1,664 | $139 |
| 31 | Kia Seltos | $1,668 | $139 |
| 32 | GMC Terrain | $1,670 | $139 |
| 33 | Nissan Rogue | $1,678 | $140 |
| 34 | Hyundai Kona | $1,682 | $140 |
| 35 | Cadillac XT4 | $1,684 | $140 |
| 36 | Mazda CX-30 | $1,684 | $140 |
| 37 | Ford Explorer | $1,692 | $141 |
| 38 | Volkswagen ID4 | $1,692 | $141 |
| 39 | Toyota Highlander | $1,696 | $141 |
| 40 | Ford Escape | $1,704 | $142 |
| 41 | Honda Odyssey | $1,704 | $142 |
| 42 | Toyota Venza | $1,704 | $142 |
| 43 | Nissan Sentra | $1,710 | $143 |
| 44 | Subaru Impreza | $1,716 | $143 |
| 45 | Chevrolet Equinox | $1,718 | $143 |
| 46 | Toyota RAV4 | $1,722 | $144 |
| 47 | Mazda MX-5 Miata | $1,726 | $144 |
| 48 | Mazda MX-30 | $1,732 | $144 |
| 49 | Hyundai Tucson | $1,734 | $145 |
| 50 | Chevrolet Traverse | $1,742 | $145 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
The table above that contains 50 vehicle models with cheap Lewiston car insurance serves the purpose if you’re just looking for any vehicle with cheap insurance rates. A more useful way to look at rates in a logical manner is to sort them by segment.
This next article section illustrates the cost of auto insurance based on automotive segment. These rates will provide a decent understanding of the vehicle segments that have the best Lewiston car insurance rates. If you read beyond the chart, the next six sections break out and rank the 20 models with the most affordable insurance for the most popular segments.
Lewiston car insurance rates by vehicle segment
If you are considering buying a new vehicle, it is useful to know which types of vehicles have cheaper auto insurance rates in Lewiston.
For example, some common questions are if midsize SUVs are cheaper to insure than small SUVs or if half-ton pickups have more affordable insurance than heavy duty pickups.
The next chart displays the average cost of auto insurance rates in Lewiston for different vehicle segments. As a general rule, small SUVs, vans, and midsize pickups have the least expensive rates, while exotic performance cars have the highest average cost of insurance.
Rates by segment are good enough for getting a ballpark comparison, but rates range quite significantly within each segment listed in the chart above.
For example, in the midsize SUV segment, car insurance rates in Lewiston range from the Honda Passport costing $1,486 per year to the Rivian R1S at $2,296 per year.
For another example, in the large luxury SUV segment, average rates range from the Infiniti QX80 at $2,092 per year up to the Mercedes-Benz G63 AMG costing $4,012 per year, a difference of $1,920 within that segment.
In these next sections, we will remove much of this variability by looking at the cost of auto insurance in Lewiston from a model perspective rather than by segment.
Cheapest car insurance rates in Lewiston
The top five models for the most affordable Lewiston car insurance rates in the sedan or hatchback segment are the Honda Civic, Nissan Sentra, Subaru Impreza, Toyota GR Corolla, and Nissan Leaf. Car insurance rates for these vehicles average $1,716 or less per year, or around $143 per month.
Not the cheapest to insure, but still ranked well, are models like the Toyota Corolla, Kia K5, Honda Accord, and Chevrolet Malibu, with an average cost of $1,818 per year or less.
Ranked from 10th to 20th place, models like the Hyundai Sonata, Kia Forte, Mazda 3, Volkswagen Jetta, and Hyundai Ioniq 6 average between $1,818 and $1,930 per year to insure.
From a cost per month standpoint, car insurance in Lewiston on this segment starts at around $135 per month, depending on your company and location.
If rates are ranked by vehicle size, the cheapest compact car to insure in Lewiston is the Toyota GR Corolla at $1,622 per year. For midsize 2024 models, the Kia K5 is the cheapest model to insure at $1,798 per year. And for full-size cars, the Chrysler 300 has the best rates at $1,776 per year.
The table below ranks the twenty cars with the cheapest auto insurance rates in Lewiston, starting with the Toyota GR Corolla at $1,622 per year and ending with the Mazda 3 at $1,930 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,622 | $135 |
| Nissan Leaf | Compact | $1,636 | $136 |
| Honda Civic | Compact | $1,652 | $138 |
| Nissan Sentra | Compact | $1,710 | $143 |
| Subaru Impreza | Compact | $1,716 | $143 |
| Toyota Prius | Compact | $1,744 | $145 |
| Kia K5 | Midsize | $1,798 | $150 |
| Honda Accord | Midsize | $1,802 | $150 |
| Chevrolet Malibu | Midsize | $1,808 | $151 |
| Toyota Corolla | Compact | $1,818 | $152 |
| Kia Forte | Compact | $1,822 | $152 |
| Volkswagen Arteon | Midsize | $1,836 | $153 |
| Nissan Versa | Compact | $1,838 | $153 |
| Subaru Legacy | Midsize | $1,842 | $154 |
| Hyundai Ioniq 6 | Midsize | $1,856 | $155 |
| Mitsubishi Mirage G4 | Compact | $1,884 | $157 |
| Toyota Crown | Midsize | $1,888 | $157 |
| Volkswagen Jetta | Compact | $1,888 | $157 |
| Hyundai Sonata | Midsize | $1,890 | $158 |
| Mazda 3 | Compact | $1,930 | $161 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance cost for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Lewiston car insurance quotes from top-rated car insurance companies in Maine.
Cheapest SUVs to insure in Lewiston, Maine
The four top-ranked non-luxury SUVs with the cheapest car insurance in Lewiston are the Subaru Crosstrek at $1,378 per year, Chevrolet Trailblazer at $1,402 per year, Kia Soul at $1,456 per year, and Nissan Kicks at $1,472 per year.
Some other SUVs that are affordable to insure include the Hyundai Venue, Buick Envision, Toyota Corolla Cross, and Mazda CX-5, with an average cost to insure of $1,528 per year or less.
From a cost per month standpoint, car insurance rates on this segment in Lewiston for a safe driver starts at an average of $115 per month, depending on the company and where you live.
The table below ranks the twenty SUVs with the most affordable car insurance rates in Lewiston.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,378 | $115 |
| Chevrolet Trailblazer | Compact | $1,402 | $117 |
| Kia Soul | Compact | $1,456 | $121 |
| Nissan Kicks | Compact | $1,472 | $123 |
| Honda Passport | Midsize | $1,486 | $124 |
| Buick Envision | Compact | $1,498 | $125 |
| Toyota Corolla Cross | Compact | $1,504 | $125 |
| Hyundai Venue | Compact | $1,516 | $126 |
| Mazda CX-5 | Compact | $1,524 | $127 |
| Ford Bronco Sport | Compact | $1,528 | $127 |
| Volkswagen Tiguan | Compact | $1,544 | $129 |
| Nissan Murano | Midsize | $1,568 | $131 |
| Buick Encore | Compact | $1,584 | $132 |
| Honda CR-V | Compact | $1,590 | $133 |
| Subaru Outback | Midsize | $1,590 | $133 |
| Buick Envista | Midsize | $1,596 | $133 |
| Volkswagen Taos | Compact | $1,600 | $133 |
| Kia Niro | Compact | $1,606 | $134 |
| Subaru Ascent | Midsize | $1,624 | $135 |
| Honda HR-V | Compact | $1,626 | $136 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Lewiston car insurance quotes from top car insurance companies in Maine.
Cheapest luxury cars to insure in Lewiston, ME
The top five cheapest luxury cars to insure in Lewiston are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $1,660 to $1,930 per year.
Not the cheapest, but still very affordable, are cars like the Genesis G70, Mercedes-Benz AMG CLA35, Lexus ES 350, and Lexus RC 300, with an average cost to insure of $1,962 per year or less.
Additional luxury cars that made the list include the Lexus RC 350, BMW 330e, Cadillac CT5, BMW 228i, and Lexus ES 300h, which average between $1,962 and $2,092 per year for auto insurance.
Full-coverage auto insurance in this segment for a middle-age safe driver can cost as low as $138 per month, depending on where you live and the company you use.
If prices are ranked by vehicle size, the lowest-cost small luxury car to insure in Lewiston is the Acura Integra at $1,660 per year, or $138 per month. For midsize luxury cars, the Mercedes-Benz CLA250 is the cheapest model to insure at $1,920 per year, or $160 per month. And for full-size luxury car models, the Audi A5 is the cheapest model to insure at $2,218 per year, or $185 per month.
The comparison table below ranks the luxury cars with the most affordable average car insurance rates in Lewiston.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,660 | $138 |
| BMW 330i | Compact | $1,900 | $158 |
| Mercedes-Benz CLA250 | Midsize | $1,920 | $160 |
| Lexus IS 300 | Midsize | $1,922 | $160 |
| Acura TLX | Compact | $1,930 | $161 |
| Lexus ES 350 | Midsize | $1,948 | $162 |
| Cadillac CT4 | Compact | $1,950 | $163 |
| Genesis G70 | Compact | $1,954 | $163 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,958 | $163 |
| Lexus RC 300 | Midsize | $1,962 | $164 |
| Lexus IS 350 | Compact | $1,970 | $164 |
| Jaguar XF | Midsize | $1,974 | $165 |
| Cadillac CT5 | Midsize | $2,012 | $168 |
| Lexus ES 250 | Midsize | $2,020 | $168 |
| Lexus RC 350 | Compact | $2,024 | $169 |
| BMW 330e | Compact | $2,028 | $169 |
| BMW 228i | Compact | $2,030 | $169 |
| BMW 230i | Compact | $2,046 | $171 |
| Lexus ES 300h | Midsize | $2,050 | $171 |
| Audi S3 | Compact | $2,092 | $174 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
For more luxury car insurance comparisons, see our complete guide for luxury car insurance.
Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Lewiston car insurance quotes from top companies in Maine.
Cheapest luxury SUV insurance rates in Lewiston
Ranking at the top for the cheapest Lewiston car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT5, Jaguar E-Pace, Acura RDX, and Cadillac XT4. Auto insurance quotes for these models average $1,760 or less per year, or around $147 per month.
Not the cheapest, but still very affordable, are luxury SUVs like the Lexus NX 450h, Lexus NX 350h, Lexus UX 250h, and Lincoln Corsair, with average insurance cost of $1,800 per year or less.
Some additional 2024 luxury models worth mentioning include the Mercedes-Benz GLA250, Lexus RX 350, Cadillac XT6, Infiniti QX50, and Mercedes-Benz AMG GLB35, which cost between $1,800 and $1,874 per year to insure in Lewiston.
From a monthly standpoint, full-coverage auto insurance on this segment in Lewiston for a middle-age safe driver can cost as low as $130 per month, depending on where you live and the company you use.
When prices are compared by vehicle size, the lowest-cost compact luxury SUV to insure in Lewiston is the Acura RDX at $1,562 per year. For midsize luxury models, the Jaguar E-Pace has the best rates at $1,746 per year. And for full-size luxury models, the Infiniti QX80 has the cheapest rates at $2,092 per year.
The rate comparison table below ranks the luxury SUVs with the most affordable auto insurance rates in Lewiston.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,562 | $130 |
| Lexus NX 250 | Compact | $1,652 | $138 |
| Cadillac XT4 | Compact | $1,684 | $140 |
| Jaguar E-Pace | Midsize | $1,746 | $146 |
| Cadillac XT5 | Midsize | $1,760 | $147 |
| Lexus NX 350h | Compact | $1,760 | $147 |
| Lincoln Corsair | Compact | $1,782 | $149 |
| Mercedes-Benz GLB 250 | Compact | $1,786 | $149 |
| Lexus UX 250h | Compact | $1,790 | $149 |
| Lexus NX 450h | Compact | $1,800 | $150 |
| Infiniti QX50 | Midsize | $1,814 | $151 |
| Mercedes-Benz GLA250 | Compact | $1,820 | $152 |
| Mercedes-Benz GLA35 AMG | Compact | $1,824 | $152 |
| Cadillac XT6 | Midsize | $1,828 | $152 |
| Infiniti QX60 | Midsize | $1,836 | $153 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,838 | $153 |
| Land Rover Evoque | Compact | $1,862 | $155 |
| Acura MDX | Midsize | $1,866 | $156 |
| Lexus NX 350 | Compact | $1,872 | $156 |
| Lexus RX 350 | Midsize | $1,874 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Is your luxury SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Maine.
Cheapest sports car insurance rates in Lewiston, ME
The top four sports cars with the most affordable car insurance in Lewiston are the Mazda MX-5 Miata at $1,726 per year, Toyota GR86 at $1,966 per year, Ford Mustang at $2,052 per year, and BMW Z4 at $2,062 per year.
Not the cheapest, but still very affordable, are models like the Lexus RC F, BMW M2, Nissan Z, and Subaru BRZ, with an average cost of $2,230 per year or less.
On a monthly basis, full-coverage auto insurance in this segment for the average driver starts at an average of $144 per month, depending on where you live and the company you use. The rate comparison table below ranks the sports cars with the cheapest average car insurance rates in Lewiston, starting with the Mazda MX-5 Miata at $1,726 per year and ending with the Porsche Taycan at $3,162 per year.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,726 | $144 |
| Toyota GR86 | Sports Car | $1,966 | $164 |
| Ford Mustang | Sports Car | $2,052 | $171 |
| BMW Z4 | Sports Car | $2,062 | $172 |
| Subaru WRX | Sports Car | $2,094 | $175 |
| Toyota GR Supra | Sports Car | $2,098 | $175 |
| BMW M2 | Sports Car | $2,160 | $180 |
| Nissan Z | Sports Car | $2,162 | $180 |
| Lexus RC F | Sports Car | $2,204 | $184 |
| Subaru BRZ | Sports Car | $2,230 | $186 |
| BMW M3 | Sports Car | $2,358 | $197 |
| Porsche 718 | Sports Car | $2,406 | $201 |
| Chevrolet Camaro | Sports Car | $2,426 | $202 |
| Chevrolet Corvette | Sports Car | $2,584 | $215 |
| Porsche 911 | Sports Car | $2,676 | $223 |
| BMW M4 | Sports Car | $2,784 | $232 |
| Lexus LC 500 | Sports Car | $2,800 | $233 |
| Jaguar F-Type | Sports Car | $2,944 | $245 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,090 | $258 |
| Porsche Taycan | Sports Car | $3,162 | $264 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
Need rates for a different vehicle? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Maine.
Cheapest pickup truck insurance rates in Lewiston
The Chevrolet Colorado ranks #1 as the lowest-cost pickup to insure in Lewiston, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model costs an average of $1,644 per year for full-coverage insurance.
Additional models that rank well are the GMC Sierra 2500 HD, Hyundai Santa Cruz, GMC Canyon, and Toyota Tacoma, with an average cost to insure of $1,920 per year or less.
Full-coverage auto insurance in this segment for a safe driver can cost as low as $137 per month, depending on your location.
The comparison table below ranks the twenty pickups with the cheapest average car insurance rates in Lewiston.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,644 | $137 |
| Nissan Titan | Full-size | $1,746 | $146 |
| Nissan Frontier | Midsize | $1,764 | $147 |
| Ford Ranger | Midsize | $1,784 | $149 |
| Ford Maverick | Midsize | $1,808 | $151 |
| Honda Ridgeline | Midsize | $1,852 | $154 |
| Hyundai Santa Cruz | Midsize | $1,884 | $157 |
| Toyota Tacoma | Midsize | $1,890 | $158 |
| GMC Sierra 2500 HD | Heavy Duty | $1,896 | $158 |
| GMC Canyon | Midsize | $1,920 | $160 |
| Jeep Gladiator | Midsize | $1,966 | $164 |
| GMC Sierra 3500 | Heavy Duty | $1,976 | $165 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,994 | $166 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,048 | $171 |
| GMC Sierra | Full-size | $2,062 | $172 |
| Chevrolet Silverado | Full-size | $2,064 | $172 |
| Nissan Titan XD | Heavy Duty | $2,064 | $172 |
| Ford F150 | Full-size | $2,090 | $174 |
| GMC Hummer EV Pickup | Full-size | $2,140 | $178 |
| Ram Truck | Full-size | $2,156 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Lewiston, ME Zip Codes. Updated October 24, 2025
See our comprehensive guides for midsize pickup insurance and large pickup insurance to view data for pickups not featured in the table.
Don’t see rates for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Lewiston car insurance quotes from the best car insurance companies in Maine.
Best practices for saving money on auto insurance
Drivers are always searching for ways to save money on car insurance, so read through the tips and ideas below and see if you can save some money the next time you need to insure a vehicle.
- Compare rates before you buy the car. Different vehicles, and even different trims of the same vehicle, have very different car insurance rates, and auto insurance companies can price policies with a wide range of prices. Check the cost of insurance before you purchase in order to prevent price shock when you receive your bill.
- Choose a vehicle with cheaper car insurance rates. The type of vehicle you drive has a big impact on the price you pay for car insurance. For example, a Honda CR-V costs $836 less per year to insure in Lewiston than a Chevrolet Camaro. Buy cheaper models and save money.
- Your choice of occupation could save you a few bucks. Some insurance companies offer discounts for having a job in professions like firefighters, accountants, college professors, members of the military, doctors, dentists, and others. Getting this discount applied to your policy could save between $56 and $182 on your annual car insurance cost, depending on the policy coverages.
- Earn discounts to save money. Discounted rates may be available if the insureds are homeowners, drive a vehicle with safety or anti-theft features, insure their home and car with the same company, work in certain occupations, choose electronic billing, or many other discounts which could save the average Lewiston driver as much as $314 per year.
- Don’t file small claims. Auto insurance companies reduce rates a little if you have no claims on your account. Insurance should be used to protect you from significant claims, not nickel-and-dime type claims.