- Great Falls car insurance rates cost an average of $1,716 per year, or around $143 per month, for a full coverage policy.
- Car insurance rates for a few popular vehicles in Great Falls include the Nissan Rogue at $129 per month, Tesla Model 3 at $168, and Honda CR-V at $122.
- SUV models like the Kia Soul, Chevrolet Trailblazer, Ford Bronco Sport, and Volkswagen Tiguan are the top picks for cheap car insurance in Great Falls.
- A few vehicles with the most affordable auto insurance for their respective segments include the Acura RDX at $1,436 per year, Toyota GR Corolla at $1,492 per year, Nissan Titan at $1,604 per year, and Hyundai Ioniq 6 at $1,576 per year.
What is average car insurance cost in Great Falls?
In Great Falls, average auto insurance cost is $1,716 per year, which is 9.3% less than the national average rate of $1,883. Per month, Great Falls drivers can expect to pay an average of $143 for a policy with full coverage.
In the state of Montana, average auto insurance cost is $1,764 per year, so the cost in Great Falls averages $48 less per year. When compared to other locations in Montana, the average cost to insure a vehicle in Great Falls is approximately $44 per year more than in Missoula, $34 per year less than in Billings, and $42 per year more expensive than in Butte.
The next chart shows average auto insurance cost in Great Falls broken out not only by driver age, but also by physical damage deductibles. Rates are averaged for all 2024 vehicle models including luxury brand cars and SUVs.
Average rates in the prior chart range from $1,204 per year for a 60-year-old driver with $1,000 physical damage deductibles to $4,012 per year for a 20-year-old driver with $250 deductibles. Throughout this article, the rate used to compare the cost between models and locations is a 40-year-old driver with $500 policy deductibles, which has an average cost of $1,716 per year in Great Falls.
As a monthly amount, the average cost of auto insurance in Great Falls ranges from $100 to $334 for the same driver ages and deductibles shown in the previous chart.
Driver age is the factor that has the most impact on the price you pay for auto insurance. The list below details how age impacts cost by breaking down average car insurance rates in Great Falls for driver ages 16 through 60.
Average car insurance cost for Great Falls drivers age 16 to 60
- 16 year old – $6,110 per year or $509 per month
- 17 year old – $5,920 per year or $493 per month
- 18 year old – $5,306 per year or $442 per month
- 19 year old – $4,830 per year or $403 per month
- 20 year old – $3,452 per year or $288 per month
- 30 year old – $1,830 per year or $153 per month
- 40 year old – $1,716 per year or $143 per month
- 50 year old – $1,522 per year or $127 per month
- 60 year old – $1,424 per year or $119 per month
The rates shown above for insuring teenage drivers were based on a male driver. The next chart gets more specific and breaks out average car insurance cost for teenagers by gender. Teenage females are expensive to insure, but do tend to have cheaper auto insurance rates than males of the same age.
Car insurance for a 16-year-old female driver in Great Falls costs an average of $403 less per year than the cost for a 16-year-old male driver, while at age 19, the cost is still $744 less for a female driver.
Popular vehicles and the cost to insure them
The car insurance costs referenced previously are an average for all 2024 vehicle models, which is helpful for making general comparisons such as the cost difference between two locations.
Average auto insurance rates are perfect when presented with a question like “are Great Falls car insurance rates cheaper than in Bozeman?” or “is Montana car insurance cheaper than Illinois?”.
For deeper auto insurance comparisons, however, the data will be more accurate if we look at the exact vehicle being insured. Every make and model has different characteristics for determining how much it costs to insure it and this data allows us to perform insurance cost projections and comparisons.
The chart below displays insurance rates for some of the more popular models on the roads of Great Falls. Later in this article, we analyze insurance cost for a few of these models in more detail.
Popular vehicle models in Great Falls tend to be compact and midsize cars like the Toyota Corolla and Toyota Camry and compact or midsize SUVs like the Toyota RAV4, Ford Escape, and Ford Explorer.
Other popular vehicles from different automotive segments include luxury SUVs like the Lexus RX 350, Infiniti QX60, and Cadillac XT5, luxury cars like the Infiniti Q50, Acura ILX, and Lexus ES 350, and pickup trucks like the Chevy Silverado, Ford Ranger, and Toyota Tacoma.
We will explore auto insurance rates for many more vehicles in a bit, but before we get into that data, let’s quickly review the key concepts and comparisons we tackled so far in the article.
- Auto insurance rates fall significantly from age 20 to 30 – The average 30-year-old Great Falls, Montana, driver will pay $1,622 less each year than a 20-year-old driver, $1,830 compared to $3,452.
- Insurance for teens can be expensive – The average cost ranges from $4,086 to $6,110 per year for teen driver car insurance in Great Falls, MT.
- Teenage females pay cheaper rates than teenage males – Teenage females age 16 to 19 pay $744 to $403 less per year than male drivers of the same age.
- Average cost per month ranges from $119 to $509 – That is the average car insurance price range for drivers age 16 to 60 in Great Falls, Montana.
- Great Falls, Montana, average car insurance cost is less than the U.S. average – $1,716 (Great Falls average) versus $1,883 (U.S. average)
What vehicles have the cheapest car insurance?
The models with the cheapest insurance quotes in Great Falls tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Kia Soul, Hyundai Venue, and Buick Envision. Average insurance prices for those models cost $116 or less per month to get full coverage.
Additional vehicles that rank well in our auto insurance price comparison are the Volkswagen Taos, Kia Niro, Acura RDX, and Volkswagen Tiguan.
Average auto insurance rates are slightly more for those models than the small SUVs and crossovers at the top of the list, but they still have an average cost of $1,474 or less per year, or $123 per month in Great Falls.
The table below shows the 50 cheapest vehicles to insure in Great Falls, ordered by cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,268 | $106 |
| 2 | Chevrolet Trailblazer | $1,290 | $108 |
| 3 | Kia Soul | $1,340 | $112 |
| 4 | Nissan Kicks | $1,352 | $113 |
| 5 | Honda Passport | $1,366 | $114 |
| 6 | Buick Envision | $1,374 | $115 |
| 7 | Toyota Corolla Cross | $1,382 | $115 |
| 8 | Hyundai Venue | $1,394 | $116 |
| 9 | Mazda CX-5 | $1,400 | $117 |
| 10 | Ford Bronco Sport | $1,406 | $117 |
| 11 | Volkswagen Tiguan | $1,420 | $118 |
| 12 | Acura RDX | $1,436 | $120 |
| 13 | Nissan Murano | $1,442 | $120 |
| 14 | Buick Encore | $1,458 | $122 |
| 15 | Subaru Outback | $1,462 | $122 |
| 16 | Honda CR-V | $1,464 | $122 |
| 17 | Buick Envista | $1,468 | $122 |
| 18 | Volkswagen Taos | $1,468 | $122 |
| 19 | Chevrolet Colorado | $1,470 | $123 |
| 20 | Kia Niro | $1,474 | $123 |
| 21 | Honda HR-V | $1,492 | $124 |
| 22 | Toyota GR Corolla | $1,492 | $124 |
| 23 | Subaru Ascent | $1,494 | $125 |
| 24 | Nissan Leaf | $1,502 | $125 |
| 25 | Lexus NX 250 | $1,518 | $127 |
| 26 | Honda Civic | $1,520 | $127 |
| 27 | Volkswagen Atlas | $1,522 | $127 |
| 28 | Acura Integra | $1,528 | $127 |
| 29 | Volkswagen Atlas Cross Sport | $1,528 | $127 |
| 30 | Subaru Forester | $1,530 | $128 |
| 31 | Kia Seltos | $1,532 | $128 |
| 32 | GMC Terrain | $1,538 | $128 |
| 33 | Nissan Rogue | $1,542 | $129 |
| 34 | Hyundai Kona | $1,544 | $129 |
| 35 | Mazda CX-30 | $1,546 | $129 |
| 36 | Cadillac XT4 | $1,550 | $129 |
| 37 | Ford Explorer | $1,558 | $130 |
| 38 | Volkswagen ID4 | $1,558 | $130 |
| 39 | Toyota Highlander | $1,562 | $130 |
| 40 | Ford Escape | $1,566 | $131 |
| 41 | Toyota Venza | $1,566 | $131 |
| 42 | Honda Odyssey | $1,568 | $131 |
| 43 | Nissan Sentra | $1,572 | $131 |
| 44 | Hyundai Ioniq 6 | $1,576 | $131 |
| 45 | Subaru Impreza | $1,576 | $131 |
| 46 | Chevrolet Equinox | $1,580 | $132 |
| 47 | Toyota RAV4 | $1,580 | $132 |
| 48 | Mazda MX-5 Miata | $1,588 | $132 |
| 49 | Mazda MX-30 | $1,594 | $133 |
| 50 | Hyundai Tucson | $1,596 | $133 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
The table above that contains 50 vehicle rankings is not the most useful way to show the full picture of the cost of car insurance in Great Falls. A more efficient way to group rates in a practical manner is by organizing them by automotive segment.
This next section illustrates the average cost of car insurance for each vehicle segment. The average rates shown in the chart will give you a decent understanding of which automotive segments have the best Great Falls auto insurance rates. Then the six subsequent sections will break out the specific models that have the cheapest insurance rates for each segment.
Great Falls auto insurance rates by vehicle segment
When shopping around for a new or used vehicle, it’s useful to have a basic understanding of which kinds of vehicles have less expensive car insurance rates in Great Falls. For example, you may be curious if compact cars have cheaper insurance than midsize cars or which size of luxury car has cheaper insurance.
The next chart shows the average car insurance cost in Great Falls for each automotive segment. From an overall average perspective, small SUVs and midsize pickups have the cheapest rates, with exotic performance models having the most expensive average cost to insure.
Average insurance rates by segment can be used to form a general comparison, but insurance rates for specific models range quite a lot within each vehicle category displayed in the chart above.
For example, in the midsize luxury car segment, average Great Falls auto insurance rates range from the Lexus IS 300 at $1,768 per year to the BMW M8 costing $2,890 per year.
For another example, in the midsize truck segment, the average cost of insurance ranges from the Chevrolet Colorado costing $1,470 per year up to the Rivian R1T at $2,138 per year, a difference of $668 within that segment.
In the upcoming sections, we eliminate this variability by looking at the average cost of car insurance in Great Falls for specific vehicle models.
Cheapest cars to insure in Great Falls
The top three non-luxury sedans with the most affordable auto insurance rates in Great Falls are the Toyota GR Corolla at $1,492 per year, the Nissan Leaf at $1,502 per year, and the Honda Civic at $1,520 per year.
Not the cheapest cars to insure, but still affordable, are cars like the Chevrolet Malibu, Toyota Prius, Honda Accord, and Hyundai Ioniq 6, with an average car insurance cost of $1,664 per year or less.
Additional 2024 models that rank well include the Volkswagen Arteon, Nissan Versa, Toyota Corolla, Hyundai Sonata, and Mazda 3, which cost between $1,664 and $1,774 per year to insure.
As a cost per month, car insurance in Great Falls on this segment for a good driver starts at around $124 per month, depending on where you live and the company you use.
The comparison table below ranks the cars with the most affordable insurance rates in Great Falls, starting with the Toyota GR Corolla at $124 per month and ending with the Mazda 3 at $148 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,492 | $124 |
| Nissan Leaf | Compact | $1,502 | $125 |
| Honda Civic | Compact | $1,520 | $127 |
| Nissan Sentra | Compact | $1,572 | $131 |
| Hyundai Ioniq 6 | Midsize | $1,576 | $131 |
| Subaru Impreza | Compact | $1,576 | $131 |
| Toyota Prius | Compact | $1,606 | $134 |
| Kia K5 | Midsize | $1,652 | $138 |
| Honda Accord | Midsize | $1,658 | $138 |
| Chevrolet Malibu | Midsize | $1,664 | $139 |
| Toyota Corolla | Compact | $1,672 | $139 |
| Kia Forte | Compact | $1,676 | $140 |
| Volkswagen Arteon | Midsize | $1,686 | $141 |
| Nissan Versa | Compact | $1,692 | $141 |
| Subaru Legacy | Midsize | $1,694 | $141 |
| Mitsubishi Mirage G4 | Compact | $1,730 | $144 |
| Volkswagen Jetta | Compact | $1,734 | $145 |
| Toyota Crown | Midsize | $1,738 | $145 |
| Hyundai Sonata | Midsize | $1,740 | $145 |
| Mazda 3 | Compact | $1,774 | $148 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Great Falls car insurance quotes from top auto insurance companies in Montana.
Cheapest SUVs to insure in Great Falls, Montana
The Subaru Crosstrek ranks at #1 for the most budget-friendly non-luxury SUV to insure in Great Falls, followed by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model averages $1,268 per year to insure with full coverage.
Some other SUVs that have affordable insurance rates include the Hyundai Venue, Buick Envision, Toyota Corolla Cross, and Mazda CX-5, with an average car insurance cost of $1,406 per year or less.
Ranked in the bottom half of the top 20 cheapest SUVs to insure, SUVs like the Volkswagen Taos, Subaru Ascent, Nissan Murano, Volkswagen Tiguan, and Honda HR-V average between $1,406 and $1,492 to insure per year in Great Falls.
From a cost per month standpoint, full-coverage auto insurance in this segment for a good driver starts at an average of $106 per month, depending on where you live.
When SUV size is factored in, the most affordable non-luxury compact SUV to insure in Great Falls is the Subaru Crosstrek at $1,268 per year, or $106 per month. For midsize models, the Honda Passport is cheapest to insure at $1,366 per year, or $114 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the most affordable rates at $1,612 per year, or $134 per month.
The comparison table below ranks the SUVs with the most affordable average insurance rates in Great Falls, starting with the Subaru Crosstrek at $1,268 per year and ending with the Honda HR-V at $1,492 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,268 | $106 |
| Chevrolet Trailblazer | Compact | $1,290 | $108 |
| Kia Soul | Compact | $1,340 | $112 |
| Nissan Kicks | Compact | $1,352 | $113 |
| Honda Passport | Midsize | $1,366 | $114 |
| Buick Envision | Compact | $1,374 | $115 |
| Toyota Corolla Cross | Compact | $1,382 | $115 |
| Hyundai Venue | Compact | $1,394 | $116 |
| Mazda CX-5 | Compact | $1,400 | $117 |
| Ford Bronco Sport | Compact | $1,406 | $117 |
| Volkswagen Tiguan | Compact | $1,420 | $118 |
| Nissan Murano | Midsize | $1,442 | $120 |
| Buick Encore | Compact | $1,458 | $122 |
| Subaru Outback | Midsize | $1,462 | $122 |
| Honda CR-V | Compact | $1,464 | $122 |
| Buick Envista | Midsize | $1,468 | $122 |
| Volkswagen Taos | Compact | $1,468 | $122 |
| Kia Niro | Compact | $1,474 | $123 |
| Honda HR-V | Compact | $1,492 | $124 |
| Subaru Ascent | Midsize | $1,494 | $125 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
See our comprehensive guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view data for vehicles not featured in the table.
Don’t see rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Great Falls car insurance quotes from top auto insurance companies in Montana.
Cheapest luxury car insurance rates in Great Falls
The cheapest luxury car models to insure in Great Falls are the Acura Integra at $1,528 per year, the BMW 330i at $1,750 per year, and the Mercedes-Benz CLA250 at $1,768 per year.
Other models that have cheaper rates are the Cadillac CT4, Lexus ES 350, Lexus RC 300, and Genesis G70, with an average car insurance cost of $1,804 per year or less.
Car insurance rates in this segment starts at an average of $127 per month, depending on your location and insurance company.
The most budget-friendly small luxury car to insure in Great Falls is the Acura Integra at $1,528 per year. For midsize luxury models, the Mercedes-Benz CLA250 is the cheapest model to insure at $1,768 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $2,034 per year.
The comparison table below ranks the twenty luxury cars with the cheapest auto insurance rates in Great Falls.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,528 | $127 |
| BMW 330i | Compact | $1,750 | $146 |
| Lexus IS 300 | Midsize | $1,768 | $147 |
| Mercedes-Benz CLA250 | Midsize | $1,768 | $147 |
| Acura TLX | Compact | $1,776 | $148 |
| Lexus ES 350 | Midsize | $1,792 | $149 |
| Cadillac CT4 | Compact | $1,794 | $150 |
| Genesis G70 | Compact | $1,796 | $150 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,800 | $150 |
| Lexus RC 300 | Midsize | $1,804 | $150 |
| Lexus IS 350 | Compact | $1,806 | $151 |
| Jaguar XF | Midsize | $1,816 | $151 |
| Cadillac CT5 | Midsize | $1,848 | $154 |
| Lexus ES 250 | Midsize | $1,858 | $155 |
| BMW 330e | Compact | $1,864 | $155 |
| Lexus RC 350 | Compact | $1,864 | $155 |
| BMW 228i | Compact | $1,866 | $156 |
| BMW 230i | Compact | $1,880 | $157 |
| Lexus ES 300h | Midsize | $1,884 | $157 |
| Audi S3 | Compact | $1,924 | $160 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Great Falls car insurance quotes from top auto insurance companies in Montana.
Cheapest luxury SUV insurance rates in Great Falls, MT
The cheapest luxury SUVs to insure in Great Falls are the Acura RDX at $1,436 per year, the Lexus NX 250 at $1,518 per year, and the Cadillac XT4 at $1,550 per year.
Not the cheapest to insure, but still ranked well, are models like the Lexus NX 450h, Lexus NX 350h, Lexus UX 250h, and Lincoln Corsair, with average insurance cost of $1,654 per year or less.
Car insurance in this segment for a good driver can cost as low as $120 per month, depending on your location.
When vehicle size is considered, the lowest-cost small luxury SUV to insure in Great Falls is the Acura RDX at $1,436 per year. For midsize luxury SUVs, the Jaguar E-Pace is the cheapest model to insure at $1,604 per year. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $1,924 per year.
The rate comparison table below ranks the twenty luxury SUVs with the lowest-cost insurance in Great Falls, starting with the Acura RDX at $1,436 per year and ending with the Lexus NX 350 at $1,722 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,436 | $120 |
| Lexus NX 250 | Compact | $1,518 | $127 |
| Cadillac XT4 | Compact | $1,550 | $129 |
| Jaguar E-Pace | Midsize | $1,604 | $134 |
| Cadillac XT5 | Midsize | $1,620 | $135 |
| Lexus NX 350h | Compact | $1,620 | $135 |
| Lincoln Corsair | Compact | $1,640 | $137 |
| Lexus UX 250h | Compact | $1,644 | $137 |
| Mercedes-Benz GLB 250 | Compact | $1,644 | $137 |
| Lexus NX 450h | Compact | $1,654 | $138 |
| Infiniti QX50 | Midsize | $1,668 | $139 |
| Mercedes-Benz GLA250 | Compact | $1,668 | $139 |
| Cadillac XT6 | Midsize | $1,678 | $140 |
| Mercedes-Benz GLA35 AMG | Compact | $1,680 | $140 |
| Infiniti QX60 | Midsize | $1,686 | $141 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,692 | $141 |
| Acura MDX | Midsize | $1,714 | $143 |
| Land Rover Evoque | Compact | $1,714 | $143 |
| Lexus RX 350 | Midsize | $1,716 | $143 |
| Lexus NX 350 | Compact | $1,722 | $144 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Need rates for a different luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Great Falls car insurance quotes from the best auto insurance companies in Montana.
Cheapest sports car insurance rates
The four most affordable sports cars to insure in Great Falls are the Mazda MX-5 Miata at $1,588 per year, Toyota GR86 at $1,810 per year, Ford Mustang at $1,886 per year, and BMW Z4 at $1,896 per year.
Also ranking well in our comparison are cars like the Toyota GR Supra, Lexus RC F, BMW M2, and Nissan Z, with an average cost of $2,050 per year or less.
As a cost per month, full-coverage car insurance on this segment in Great Falls starts at an average of $132 per month, depending on the company. The next table ranks the twenty sports cars with the cheapest auto insurance rates in Great Falls, starting with the Mazda MX-5 Miata at $1,588 per year ($132 per month) and ending with the Porsche Taycan at $2,906 per year ($242 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,588 | $132 |
| Toyota GR86 | Sports Car | $1,810 | $151 |
| Ford Mustang | Sports Car | $1,886 | $157 |
| BMW Z4 | Sports Car | $1,896 | $158 |
| Subaru WRX | Sports Car | $1,924 | $160 |
| Toyota GR Supra | Sports Car | $1,928 | $161 |
| BMW M2 | Sports Car | $1,984 | $165 |
| Nissan Z | Sports Car | $1,988 | $166 |
| Lexus RC F | Sports Car | $2,028 | $169 |
| Subaru BRZ | Sports Car | $2,050 | $171 |
| BMW M3 | Sports Car | $2,166 | $181 |
| Porsche 718 | Sports Car | $2,212 | $184 |
| Chevrolet Camaro | Sports Car | $2,230 | $186 |
| Chevrolet Corvette | Sports Car | $2,378 | $198 |
| Porsche 911 | Sports Car | $2,458 | $205 |
| BMW M4 | Sports Car | $2,562 | $214 |
| Lexus LC 500 | Sports Car | $2,574 | $215 |
| Jaguar F-Type | Sports Car | $2,708 | $226 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,842 | $237 |
| Porsche Taycan | Sports Car | $2,906 | $242 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
Don’t see your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Great Falls.
Cheapest pickup insurance rates
Ranking in the top five for the lowest-cost Great Falls auto insurance rates in the pickup truck segment are the Nissan Frontier, Ford Maverick, Chevrolet Colorado, Nissan Titan, and Ford Ranger. Car insurance rates for these vehicles average $139 or less per month.
Rounding out the top 10 are trucks like the Hyundai Santa Cruz, GMC Sierra 2500 HD, GMC Canyon, and Toyota Tacoma, with average insurance cost of $1,764 per year or less.
Car insurance rates in Great Falls for this segment for a safe driver can cost as low as $123 per month, depending on where you live and the company you use. The table below ranks the twenty pickups with the cheapest car insurance in Great Falls, starting with the Chevrolet Colorado at $1,470 per year ($123 per month) and ending with the Ram Truck at $1,986 per year ($166 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,470 | $123 |
| Nissan Titan | Full-size | $1,604 | $134 |
| Nissan Frontier | Midsize | $1,624 | $135 |
| Ford Ranger | Midsize | $1,640 | $137 |
| Ford Maverick | Midsize | $1,662 | $139 |
| Honda Ridgeline | Midsize | $1,702 | $142 |
| Hyundai Santa Cruz | Midsize | $1,730 | $144 |
| Toyota Tacoma | Midsize | $1,736 | $145 |
| GMC Sierra 2500 HD | Heavy Duty | $1,744 | $145 |
| GMC Canyon | Midsize | $1,764 | $147 |
| Jeep Gladiator | Midsize | $1,806 | $151 |
| GMC Sierra 3500 | Heavy Duty | $1,820 | $152 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,834 | $153 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,882 | $157 |
| GMC Sierra | Full-size | $1,894 | $158 |
| Chevrolet Silverado | Full-size | $1,896 | $158 |
| Nissan Titan XD | Heavy Duty | $1,896 | $158 |
| Ford F150 | Full-size | $1,918 | $160 |
| GMC Hummer EV Pickup | Full-size | $1,970 | $164 |
| Ram Truck | Full-size | $1,986 | $166 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Great Falls, MT Zip Codes. Updated February 23, 2024
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Great Falls car insurance quotes from top-rated companies in Montana.
How to find cheaper auto insurance
Drivers are always searching for ways to pay less for insurance So take a minute and read through the tips in the list below and it’s very possible you can save a little dough on your next renewal.
- Earn a discount from your choice of occupation. Some car insurance companies offer discounts for occupations like firefighters, engineers, nurses, high school and elementary teachers, scientists, emergency medical technicians, and others. By working in a job that qualifies, you could save between $51 and $167 on your insurance premium, subject to the policy coverages selected.
- Pay small claims out-of-pocket. Insurance companies give a discount if you have no claims on your account. Car insurance should only be used for significant financial loss, not minor claims that should be paid out-of-pocket.
- Raising deductibles makes insurance more affordable. Jacking up your deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Negligent drivers pay higher auto insurance rates in Great Falls. Having frequent at-fault accidents will raise rates, possibly by an extra $2,450 per year for a 20-year-old driver and even as much as $420 per year for a 60-year-old driver. So drive safe and save!
- Compare insurance rates before buying a car. Different cars, trucks, and SUVs have significantly different auto insurance rates, and insurance companies charge very different rates. Get quotes before you purchase in order to avoid price shock when you receive your first bill.
- Save money by qualifying for discounts. Discounts may be available if the insureds are good students, insure multiple vehicles on the same policy, drive low annual mileage, choose electronic billing, or many other discounts which could save the average Great Falls driver as much as $290 per year on their insurance cost.