South Burlington Car Insurance Cost – Cheapest Rates + Averages (2025)

• Average car insurance cost in South Burlington is $1,978 per year, or $165 per month, for a policy with full coverage.
• Auto insurance rates for a few popular models include the Jeep Wrangler at $188 per month, Chevrolet Equinox at $152, and Honda Accord at $159.
• For cheap auto insurance in South Burlington, small crossovers like the Subaru Crosstrek, Chevrolet Trailblazer, Buick Envision, and Mazda CX-5 have some of the best rates.
• Vehicles with the most affordable car insurance in their segment include the Acura RDX ($1,654 per year), Chevrolet Tahoe ($1,858 per year), Chevrolet Colorado ($1,744 per year), and Subaru Crosstrek ($1,462 per year).
• Car insurance quotes in South Burlington can vary significantly from as little as $36 per month for liability-only insurance to well over $678 per month for teenagers and other high-risk drivers.

How much does car insurance cost in South Burlington?

In South Burlington, the average cost to insure a vehicle is $1,978 per year, which is 11.6% less than the U.S. overall average rate of $2,221. Per month, South Burlington drivers can expect to pay an average of $165 for a full coverage policy.

In the state of Vermont, the average car insurance cost is $1,998 per year, so the cost in South Burlington averages $20 less per year. When rates are compared to other locations in Vermont, the average cost of insurance in South Burlington is approximately $16 per year cheaper than in Burlington, $34 per year less than in Barre, and very similar to what drivers pay in Rutland.

The next chart shows average South Burlington, Vermont, auto insurance cost for all 2024 models. Rates are averaged for all South Burlington Zip Codes and shown not only by the age of the driver, but also by three different physical damage deductibles.

In the chart above, the cost of auto insurance in South Burlington ranges from $1,390 per year for a 60-year-old driver with a high deductible policy to $4,624 per year for a 20-year-old driver with low physical damage deductibles. From a monthly budget standpoint, the average cost in the chart above ranges from $116 to $385 per month.

South Burlington auto insurance rates can have wide price ranges and minor changes in a driver’s risk profile can have large effects on car insurance cost. The high chance of significant rate differences stresses the need for multiple car insurance quotes when trying to find cheaper car insurance.

Driver age is one of the largest factors in the cost of car insurance. The list below illustrates this by showing the difference in average car insurance rates in South Burlington for drivers from 16 to 60.

Average cost of car insurance in South Burlington, Vermont, by driver age

• 16-year-old rated driver – $7,042 per year or $587 per month
• 17-year-old rated driver – $6,822 per year or $569 per month
• 18-year-old rated driver – $6,114 per year or $510 per month
• 19-year-old rated driver – $5,568 per year or $464 per month
• 20-year-old rated driver – $3,976 per year or $331 per month
• 30-year-old rated driver – $2,108 per year or $176 per month
• 40-year-old rated driver – $1,978 per year or $165 per month
• 50-year-old rated driver – $1,752 per year or $146 per month
• 60-year-old rated driver – $1,642 per year or $137 per month

Popular vehicles and the cost of car insurance

The rates referenced earlier in this article are the average cost across all 2024 model year vehicles, which is practical for making broad comparisons like the cost for different driver ages or locations.

Average car insurance rates are terrific when answering questions like “is auto insurance cheaper in South Burlington or Essex Junction?” or “is Vermont auto insurance cheaper than New York?”.

But for more comprehensive cost comparisons, it makes better sense to use rates for the specific vehicle being insured. Each individual model has a slightly different risk profile for calculating the cost of car insurance and this data allows us to perform detailed cost comparisons.

This next chart details the cost of auto insurance in South Burlington for popular cars, trucks, and SUVs. Towards the end of this article, we examine auto insurance rates for some of these vehicles even more in-depth.

Vehicles with high popularity in South Burlington tend to be small or midsize cars like the Toyota Corolla, Volkswagen Jetta, and Honda Accord and compact and midsize SUVs like the Honda CR-V and Toyota Highlander.

Additional popular models from different automotive segments include luxury SUVs like the Cadillac XT5 and BMW X5, luxury cars like the Acura ILX and Lexus ES 350, and pickup trucks like the Toyota Tacoma and Ford F-150.

We cover rates for many more vehicles a little later in this article, but before we do that, let’s rehash the main concepts covered so far in the article.

• Average car insurance cost per month ranges from $137 to $587 – That is the average auto insurance cost range for drivers age 16 to 60 in South Burlington, VT.
• Auto insurance gets more affordable as you get older – Auto insurance rates for a 60-year-old driver in South Burlington are $2,334 per year cheaper than for a 20-year-old driver.
• South Burlington auto insurance rates are cheaper than the Vermont state average – $1,978 (South Burlington average) compared to $1,998 (Vermont average)
• Insurance rates drop significantly from age 20 to 30 – The average 30-year-old South Burlington, Vermont, driver will pay $1,868 less annually than a 20-year-old driver, $2,108 compared to $3,976.
• South Burlington, VT, car insurance costs less than the U.S. average – $1,978 (South Burlington average) compared to $2,221 (U.S. average)
• Insurance for teenagers can cost a lot – Rates can range from $4,704 to $7,042 per year to insure a teenage driver in South Burlington, Vermont.

Which vehicles have cheap insurance in South Burlington?

When comparing vehicles from every automotive segment, the models with the best insurance prices in South Burlington, VT, tend to be crossover SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision. Average auto insurance prices for those compact SUVs cost $1,604 or less per year ($134 per month) to have full coverage.

Other vehicles that have affordable car insurance rates in our insurance cost comparison are the Subaru Outback, Buick Encore, Honda CR-V, and Nissan Murano. Average cost is slightly higher for those models than the small SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,720 or less per year ($143 per month) in South Burlington.

The next table details the top 50 models with the cheapest car insurance rates in South Burlington, ordered by annual cost.

The table above that contains 50 vehicles with the cheapest insurance in South Burlington doesn’t really give a detailed view of car insurance rates in South Burlington. A better way to rank rates in a logical manner is to break them out by the segment they belong to.

This next article section goes into the average cost of auto insurance in South Burlington for each different automotive segment. This should give a decent idea of which vehicles have the least expensive South Burlington car insurance rates. After the chart, the next six sections break out and rank the most affordable car insurance for each segment.

Average car insurance rates by vehicle segment

If you’re considering buying a different vehicle, it’s useful to have a basic understanding of which styles of vehicles have cheaper auto insurance rates in South Burlington. For example, maybe you’re curious if compact SUVs have cheaper car insurance than compact cars or if sports cars have more affordable insurance than luxury cars.

The next chart displays average auto insurance rates in South Burlington for different vehicle segments. From an overal segment perspective, compact SUVs, midsize trucks, and minivans have the most affordable average car insurance rates, while exotic models have the most expensive average cost to insure.

Auto insurance rates by segment are good enough to make a general comparison, but the insurance cost for specific vehicles ranges considerably within each of the segments displayed in the above chart.

For example, in the midsize luxury car segment, rates range from the Mercedes-Benz CLA250 costing $2,038 per year for full coverage insurance to the BMW M8 at $3,330 per year, a difference of $1,292 within that segment.

In the large truck segment, insurance rates range from the Nissan Titan at $1,850 per year up to the Toyota Tundra costing $2,356 per year.

In the sections going forward, we remove some of this variability by analyzing the cost of auto insurance in South Burlington from a model perspective rather than by segment.

Cheapest car insurance rates in South Burlington, VT

The cheapest non-luxury cars to insure in South Burlington are the Toyota GR Corolla at $1,718 per year, the Nissan Leaf at $1,730 per year, and the Honda Civic at $1,750 per year.

Additional cars that rank well include the Honda Accord, Chevrolet Malibu, Toyota Prius, and Toyota Corolla, with average insurance cost of $1,926 per year or less.

Some additional 2024 models that made the list include the Nissan Versa, Toyota Crown, Subaru Legacy, and Mazda 3, which cost between $1,926 and $2,044 per year for full-coverage insurance.

Car insurance for this segment in South Burlington for the average driver starts at around $143 per month, depending on your company and location.

If rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in South Burlington is the Toyota GR Corolla at $1,718 per year. For midsize models, the Kia K5 has the cheapest rates at $1,904 per year. And for full-size sedans, the Chrysler 300 is the cheapest model to insure at $1,884 per year.

The rate comparison table below ranks the cars with the lowest-cost insurance in South Burlington.

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see rates for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap South Burlington car insurance quotes from top-rated companies in Vermont.

Cheapest SUVs to insure in South Burlington

The top four non-luxury SUVs with the lowest-cost average insurance rates in South Burlington are the Subaru Crosstrek at $1,462 per year, Chevrolet Trailblazer at $1,488 per year, Kia Soul at $1,546 per year, and Nissan Kicks at $1,560 per year.

Other SUVs that rank well are the Hyundai Venue, Mazda CX-5, Toyota Corolla Cross, and Ford Bronco Sport, with average cost of $1,622 per year or less.

From a monthly standpoint, auto insurance on this segment in South Burlington for the average driver can cost as low as $122 per month, depending on your location.

The cheapest compact SUV to insure in South Burlington is the Subaru Crosstrek at $1,462 per year. For midsize SUVs, the Honda Passport is cheapest to insure at $1,574 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,858 per year.

The rate comparison table below ranks the SUVs with the lowest-cost average insurance rates in South Burlington, starting with the Subaru Crosstrek at $122 per month and ending with the Subaru Ascent at $143 per month.

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Looking for rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Vermont.

Cheapest pickup insurance rates in South Burlington

Sitting at number one in South Burlington for the lowest-cost average insurance in the pickup truck segment is the Chevrolet Colorado, at $1,744 per year. Second place is the Nissan Titan at $1,850 per year, in third place is the Nissan Frontier, costing an average of $1,870 per year, and ranking fourth is the Ford Ranger, costing an average of $1,886 per year.

Other pickups that are affordable to insure are the GMC Sierra 2500 HD, Honda Ridgeline, Hyundai Santa Cruz, and GMC Canyon, with average insurance cost of $2,034 per year or less.

Full-coverage insurance in this segment for the average driver can cost as low as $145 per month, depending on where you live and the company you use. The table below ranks the twenty pickups with the cheapest car insurance rates in South Burlington, starting with the Chevrolet Colorado at $1,744 per year and ending with the Ram Truck at $2,286 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck missing from the table above? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free South Burlington car insurance quotes from the best companies in Vermont.

Cheapest luxury cars to insure in South Burlington

Ranking at the top of the list for the most affordable South Burlington car insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Acura Integra, Lexus IS 300, Acura TLX, and BMW 330i. Auto insurance prices for these 2024 models average $2,048 or less per year, or around $171 per month.

Additional models that have affordable insurance rates are the Lexus RC 300, Cadillac CT4, Mercedes-Benz AMG CLA35, and Genesis G70, with an average cost of $2,080 per year or less.

From a monthly standpoint, full-coverage insurance in this segment can cost as low as $147 per month, depending on your company and location.

The next table ranks the luxury cars with the most affordable average insurance rates in South Burlington.

See our guide for luxury car insurance to view any vehicles not shown in the table.

Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free South Burlington car insurance quotes from top companies in Vermont.

Cheapest luxury SUVs to insure in South Burlington

Ranking highest for the lowest-cost South Burlington car insurance rates in the luxury SUV segment are the Jaguar E-Pace, Cadillac XT5, Cadillac XT4, Lexus NX 250, and Acura RDX. Car insurance quotes for these models average $156 or less per month.

Not the cheapest to insure, but still ranked well, are models like the Lexus NX 350h, Lexus UX 250h, Lexus NX 450h, and Mercedes-Benz GLB 250, with an average car insurance cost of $1,906 per year or less.

Full-coverage auto insurance for this segment in South Burlington for a good driver starts at an average of $138 per month, depending on the company.

The comparison table below ranks the luxury SUVs with the lowest-cost car insurance rates in South Burlington.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free South Burlington car insurance quotes from top companies in Vermont.

Cheapest sports cars to insure in South Burlington

The #1 ranking in South Burlington for cheapest auto insurance rates in the sports car segment is the Mazda MX-5 Miata, costing $1,832 per year. Second place is the Toyota GR86 at $2,084 per year, and in third place is the Ford Mustang, costing an average of $2,170 per year.

Additional models that have affordable average insurance rates are the Nissan Z, Subaru BRZ, BMW M2, and Lexus RC F, with an average cost to insure of $2,364 per year or less.

Ranked from 10th to 20th place, models like the BMW M4, Jaguar F-Type, Porsche 718, Porsche Taycan, and Chevrolet Camaro average between $2,364 and $3,346 to insure per year in South Burlington.

Car insurance rates in South Burlington for this segment can cost as low as $153 per month, depending on your location and insurance company.

The next table ranks the twenty sports cars with the most affordable average auto insurance rates in South Burlington, starting with the Mazda MX-5 Miata at $1,832 per year and ending with the Porsche Taycan at $3,346 per year.

Don’t see rates for your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Vermont.

Auto insurance cost examples

To reinforce the concept of the extent to which auto insurance premiums can vary for different applicants, the charts below visualize many different rates for three popular vehicles in South Burlington: the Ram Truck, Honda Civic, and Honda CR-V.

Each example uses different driver and policy risk profiles to show the cost difference based on driver and coverage changes.

Ram Truck insurance rates

Insurance for a Ram Truck in South Burlington averages $2,286 per year (about $191 per month) and has a range of $1,898 to $5,268 annually for the specific drivers in the next chart.

The Ram Truck is part of the full-size truck segment, and other top-selling models from the same segment include the Nissan Titan, Chevrolet Silverado, and Toyota Tundra.

Honda Civic insurance rates

Honda Civic insurance in South Burlington averages $1,750 per year, or around $146 per month, and varies from $1,458 to $3,974 per year.

The Honda Civic is considered a compact car, and other models in the same segment include the Toyota Corolla, Volkswagen Jetta, and Nissan Sentra.

Honda CR-V insurance rates

In South Burlington, Honda CR-V insurance costs an average of $1,688 per year (about $141 per month) and ranges from $1,402 to $3,874.

The Honda CR-V belongs to the compact SUV segment, and other models from that segment that are popular in South Burlington, Vermont, include the Mazda CX-5, Toyota RAV4, Nissan Rogue, and Subaru Forester.

Tips for saving money on South Burlington auto insurance

Resourceful drivers in South Burlington should always be searching for ways to pay less for car insurance, so review the tips and ideas in this next list to see if you can save some money.

• Tickets and violations cost money. In order to have cheap auto insurance in South Burlington, it pays to be a good, safe driver. As a matter of fact, just one or two speeding tickets could possibly increase insurance cost as much as $526 per year.
• More discounts means cheap auto insurance rates. Discounts may be available if the insured drivers are good students, are homeowners, belong to certain professional organizations, insure multiple vehicles on the same policy, or many other discounts which could save the average South Burlington driver as much as $334 per year.
• Buy vehicles with low cost insurance. The vehicle you choose to drive is a huge factor in the cost of car insurance. For example, a Mazda CX-30 costs $426 less per year to insure in South Burlington than a Nissan 370Z. Less performance equals cheaper car insurance rates.
• Save money by raising deductibles. Boosting your deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
• If your car is older, remove unneeded coverages. Dropping comprehensive and collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective can cut the cost of car insurance significantly.