- Average car insurance cost in Chesapeake is $1,892 per year, or about $158 per month. This is 16% less than the national average rate of $2,221.
- For cheap car insurance, small crossovers like the Nissan Kicks, Subaru Crosstrek, Toyota Corolla Cross, and Volkswagen Tiguan have better auto insurance rates.
How much does car insurance cost in Chesapeake?
The average car insurance expense in Chesapeake is $1,892 per year, which is 16% less than the national average rate of $2,221. Average car insurance cost per month in Chesapeake is $158 for a full coverage policy.
When compared to other cities in Virginia, the average cost of insurance in Chesapeake is approximately $6 per year cheaper than in Virginia Beach, $42 per year less than in Richmond, and $82 per year less than in Norfolk.
The chart below shows a summary of auto insurance rates in Chesapeake for 2024 model year vehicles, averaged for a range of driver ages, policy deductibles, and policy risk factors.
In the chart above, the cost of car insurance in Chesapeake ranges from $1,572 per year for a 40-year-old driver with a discount rate policy to $4,348 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. From a monthly budget point of view, the average cost in the chart above ranges from $131 to $362 per month.
Driver age is one of the largest factors in the price you pay for auto insurance. The list below illustrates this by showing average car insurance rates for driver ages from 16 to 60.
Average cost of car insurance in Chesapeake, Virginia, for drivers age 16 to 60
- 16-year-old driver – $6,733 per year or $561 per month
- 17-year-old driver – $6,526 per year or $544 per month
- 18-year-old driver – $5,846 per year or $487 per month
- 19-year-old driver – $5,328 per year or $444 per month
- 20-year-old driver – $3,804 per year or $317 per month
- 30-year-old driver – $2,018 per year or $168 per month
- 40-year-old driver – $1,892 per year or $158 per month
- 50-year-old driver – $1,676 per year or $140 per month
- 60-year-old driver – $1,572 per year or $131 per month
The rates listed above for teen drivers assumed the driver was male. The chart below shows average teen driver car insurance rates by gender. Females are generally slightly cheaper to insure than males, notably at younger ages.
Car insurance for a female 16-year-old driver in Chesapeake costs an average of $442 less per year than the cost for a male driver, while at age 19, the cost difference is less but females still cost $824 less per year.
The most popular models in Chesapeake tend to be compact and midsize sedans like the Nissan Sentra, Toyota Corolla, and Honda Accord and compact or midsize SUVs like the Toyota RAV4 and Ford Explorer.
Other popular models from different automotive segments include luxury cars like the Acura ILX, Lexus ES 350, and Infiniti Q50, luxury SUVs like the Lexus RX 350, BMW X5, and Cadillac XT5, and pickup trucks like the Ford F-150, Ford Ranger, and Ram 1500.
We will get into more auto insurance rates later on in this article, but first, let’s take a condensed look at some of the key concepts that we covered in the earlier charts and data.
- Insurance for teens is expensive in Chesapeake – Average rates range from $4,504 to $6,733 per year for teenage driver insurance in Chesapeake.
- Auto insurance rates decline considerably between ages 20 and 30 – The average 30-year-old Chesapeake driver will pay $1,786 less per year than a 20-year-old driver, $2,018 versus $3,804.
- Teenage girls pay less than teen males – Teenage female drivers pay $824 to $442 less per year than males of the same age.
- Chesapeake car insurance costs less than the U.S. average – $1,892 (Chesapeake average) compared to $2,221 (U.S. average)
- Chesapeake car insurance rates are more expensive than the Virginia state average – $1,892 (Chesapeake average) versus $1,890 (Virginia average)
- Lower deductible auto insurance is more expensive than high deductible – A 30-year-old driver pays an average of $514 more per year for $250 deductibles versus $1,000 deductibles.
Which cars have cheap insurance in Chesapeake?
When all models are compared, the vehicles with the most affordable car insurance prices in Chesapeake, VA, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, Toyota Corolla Cross, and Hyundai Venue. Average car insurance quotes for those vehicles cost $137 or less per month for a full coverage policy.
A few other models that are in the top 20 in the cost comparison table below are the Acura RDX, Honda CR-V, Nissan Murano, and Subaru Outback.
Average auto insurance rates are a little bit more for those models than the cheapest small SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,766 or less per year in Chesapeake.
The following table ranks the top 50 models with the cheapest car insurance rates in Chesapeake, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,398 | $117 |
| 2 | Chevrolet Trailblazer | $1,422 | $119 |
| 3 | Kia Soul | $1,478 | $123 |
| 4 | Nissan Kicks | $1,488 | $124 |
| 5 | Honda Passport | $1,508 | $126 |
| 6 | Buick Envision | $1,518 | $127 |
| 7 | Toyota Corolla Cross | $1,524 | $127 |
| 8 | Hyundai Venue | $1,536 | $128 |
| 9 | Mazda CX-5 | $1,542 | $129 |
| 10 | Ford Bronco Sport | $1,550 | $129 |
| 11 | Volkswagen Tiguan | $1,566 | $131 |
| 12 | Acura RDX | $1,584 | $132 |
| 13 | Nissan Murano | $1,590 | $133 |
| 14 | Buick Encore | $1,608 | $134 |
| 15 | Honda CR-V | $1,612 | $134 |
| 16 | Subaru Outback | $1,612 | $134 |
| 17 | Buick Envista | $1,618 | $135 |
| 18 | Volkswagen Taos | $1,622 | $135 |
| 19 | Kia Niro | $1,628 | $136 |
| 20 | Toyota GR Corolla | $1,644 | $137 |
| 21 | Subaru Ascent | $1,646 | $137 |
| 22 | Honda HR-V | $1,648 | $137 |
| 23 | Nissan Leaf | $1,658 | $138 |
| 24 | Chevrolet Colorado | $1,666 | $139 |
| 25 | Lexus NX 250 | $1,674 | $140 |
| 26 | Honda Civic | $1,676 | $140 |
| 27 | Volkswagen Atlas | $1,678 | $140 |
| 28 | Acura Integra | $1,682 | $140 |
| 29 | Subaru Forester | $1,684 | $140 |
| 30 | Volkswagen Atlas Cross Sport | $1,686 | $141 |
| 31 | Kia Seltos | $1,690 | $141 |
| 32 | GMC Terrain | $1,692 | $141 |
| 33 | Nissan Rogue | $1,700 | $142 |
| 34 | Hyundai Kona | $1,704 | $142 |
| 35 | Mazda CX-30 | $1,706 | $142 |
| 36 | Cadillac XT4 | $1,708 | $142 |
| 37 | Volkswagen ID4 | $1,714 | $143 |
| 38 | Ford Explorer | $1,718 | $143 |
| 39 | Toyota Highlander | $1,720 | $143 |
| 40 | Ford Escape | $1,726 | $144 |
| 41 | Toyota Venza | $1,726 | $144 |
| 42 | Honda Odyssey | $1,728 | $144 |
| 43 | Nissan Sentra | $1,734 | $145 |
| 44 | Subaru Impreza | $1,740 | $145 |
| 45 | Chevrolet Equinox | $1,742 | $145 |
| 46 | Toyota RAV4 | $1,744 | $145 |
| 47 | Mazda MX-5 Miata | $1,750 | $146 |
| 48 | Mazda MX-30 | $1,756 | $146 |
| 49 | Hyundai Tucson | $1,758 | $147 |
| 50 | Chevrolet Traverse | $1,766 | $147 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 27, 2025
A list of 50 vehicle rankings really is not a great way to present a detailed view of Chesapeake insurance rates. Considering we track over 700 makes and models of vehicles, less than 7% of makes and models are shown in the table.
So let’s dig deeper and break out the models with the cheapest rates in Chesapeake in a format that makes more sense, by vehicle segment. The following sections break out the top 20 vehicles with the most affordable auto insurance rates in Chesapeake for the six main segments.
Cheapest car insurance rates in Chesapeake, Virginia
Ranking at the top of the list for the most affordable Chesapeake auto insurance rates in the sedan or hatchback segment are the Toyota GR Corolla, Nissan Leaf, Honda Civic, Subaru Impreza, and Nissan Sentra. Insurance rates for these vehicles average $145 or less per month.
Some other cars that have cheaper rates include the Honda Accord, Kia K5, Toyota Prius, and Chevrolet Malibu, with an average cost of $1,842 per year or less.
Some additional cars that make the list include the Nissan Versa, Toyota Crown, Volkswagen Arteon, Hyundai Ioniq 6, and Mazda 3, which average between $1,842 and $1,956 per year to insure.
Full-coverage car insurance in Chesapeake for this segment for an average middle-age driver can cost as low as $137 per month, depending on the company and where you live.
The cheapest non-luxury compact car to insure in Chesapeake is the Toyota GR Corolla at $1,644 per year. For midsize 2024 models, the Kia K5 has the cheapest rates at $1,824 per year. And for full-size non-luxury cars, the Chrysler 300 has the cheapest rates at $1,802 per year.
The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Chesapeake, starting with the Toyota GR Corolla at $1,644 per year ($137 per month) and ending with the Mazda 3 at $1,956 per year ($163 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,644 | $137 |
| Nissan Leaf | Compact | $1,658 | $138 |
| Honda Civic | Compact | $1,676 | $140 |
| Nissan Sentra | Compact | $1,734 | $145 |
| Subaru Impreza | Compact | $1,740 | $145 |
| Toyota Prius | Compact | $1,768 | $147 |
| Kia K5 | Midsize | $1,824 | $152 |
| Honda Accord | Midsize | $1,828 | $152 |
| Chevrolet Malibu | Midsize | $1,834 | $153 |
| Toyota Corolla | Compact | $1,842 | $154 |
| Kia Forte | Compact | $1,848 | $154 |
| Volkswagen Arteon | Midsize | $1,860 | $155 |
| Nissan Versa | Compact | $1,862 | $155 |
| Subaru Legacy | Midsize | $1,868 | $156 |
| Hyundai Ioniq 6 | Midsize | $1,882 | $157 |
| Mitsubishi Mirage G4 | Compact | $1,906 | $159 |
| Toyota Crown | Midsize | $1,914 | $160 |
| Volkswagen Jetta | Compact | $1,914 | $160 |
| Hyundai Sonata | Midsize | $1,918 | $160 |
| Mazda 3 | Compact | $1,956 | $163 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 26, 2025
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see rates for your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Virginia.
Cheapest SUVs to insure in Chesapeake, Virginia
Ranking at the top of the list for the lowest-cost Chesapeake auto insurance rates in the non-luxury SUV segment are the Nissan Kicks, Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, and Honda Passport. Rates for these vehicles average $126 or less per month.
Additional models that have good average insurance rates are the Buick Envision, Ford Bronco Sport, Toyota Corolla Cross, and Hyundai Venue, with average insurance cost of $1,550 per year or less.
Additional models that rank well include the Buick Encore, Honda HR-V, Kia Niro, and Volkswagen Taos, which average between $1,550 and $1,646 per year for auto insurance.
Auto insurance for this segment in Chesapeake for the average driver will start around $117 per month, depending on the company and where you live.
When vehicle size is considered, the cheapest compact SUV to insure in Chesapeake is the Subaru Crosstrek at $1,398 per year, or $117 per month. For midsize SUVs, the Honda Passport is cheapest to insure at $1,508 per year, or $126 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $1,776 per year, or $148 per month.
The next table ranks the SUVs with the lowest-cost auto insurance rates in Chesapeake, starting with the Subaru Crosstrek at $117 per month and ending with the Subaru Ascent at $137 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,398 | $117 |
| Chevrolet Trailblazer | Compact | $1,422 | $119 |
| Kia Soul | Compact | $1,478 | $123 |
| Nissan Kicks | Compact | $1,488 | $124 |
| Honda Passport | Midsize | $1,508 | $126 |
| Buick Envision | Compact | $1,518 | $127 |
| Toyota Corolla Cross | Compact | $1,524 | $127 |
| Hyundai Venue | Compact | $1,536 | $128 |
| Mazda CX-5 | Compact | $1,542 | $129 |
| Ford Bronco Sport | Compact | $1,550 | $129 |
| Volkswagen Tiguan | Compact | $1,566 | $131 |
| Nissan Murano | Midsize | $1,590 | $133 |
| Buick Encore | Compact | $1,608 | $134 |
| Honda CR-V | Compact | $1,612 | $134 |
| Subaru Outback | Midsize | $1,612 | $134 |
| Buick Envista | Midsize | $1,618 | $135 |
| Volkswagen Taos | Compact | $1,622 | $135 |
| Kia Niro | Compact | $1,628 | $136 |
| Subaru Ascent | Midsize | $1,646 | $137 |
| Honda HR-V | Compact | $1,648 | $137 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Need rates for a different SUV? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Chesapeake car insurance quotes from top-rated companies in Virginia.
Cheapest luxury cars to insure in Chesapeake
Ranking in the top five for the lowest-cost Chesapeake auto insurance rates in the luxury car segment are the Acura Integra, Lexus IS 300, BMW 330i, Acura TLX, and Mercedes-Benz CLA250. Car insurance rates for these vehicles average $1,956 or less per year, or around $163 per month.
Additional models that have cheaper rates are the Lexus ES 350, Cadillac CT4, Genesis G70, and Lexus RC 300, with an average cost of $1,988 per year or less.
As a cost per month, full-coverage car insurance in Chesapeake on this segment for a middle-age safe driver starts at around $140 per month, depending on the company. The table below ranks the cars with the most affordable car insurance rates in Chesapeake, starting with the Acura Integra at $140 per month and ending with the Audi S3 at $177 per month.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,682 | $140 |
| BMW 330i | Compact | $1,926 | $161 |
| Mercedes-Benz CLA250 | Midsize | $1,948 | $162 |
| Lexus IS 300 | Midsize | $1,950 | $163 |
| Acura TLX | Compact | $1,956 | $163 |
| Cadillac CT4 | Compact | $1,976 | $165 |
| Lexus ES 350 | Midsize | $1,976 | $165 |
| Genesis G70 | Compact | $1,980 | $165 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,984 | $165 |
| Lexus RC 300 | Midsize | $1,988 | $166 |
| Lexus IS 350 | Compact | $1,998 | $167 |
| Jaguar XF | Midsize | $2,002 | $167 |
| Cadillac CT5 | Midsize | $2,040 | $170 |
| Lexus ES 250 | Midsize | $2,046 | $171 |
| Lexus RC 350 | Compact | $2,052 | $171 |
| BMW 330e | Compact | $2,054 | $171 |
| BMW 228i | Compact | $2,056 | $171 |
| BMW 230i | Compact | $2,074 | $173 |
| Lexus ES 300h | Midsize | $2,076 | $173 |
| Audi S3 | Compact | $2,122 | $177 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 26, 2025
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Chesapeake car insurance quotes from the best companies in Virginia.
Cheapest luxury SUVs to insure in Chesapeake
The four cheapest luxury SUV models to insure in Chesapeake are the Acura RDX at $1,584 per year, Lexus NX 250 at $1,674 per year, Cadillac XT4 at $1,708 per year, and Jaguar E-Pace at $1,770 per year.
Not the cheapest in the list, but still ranking well, are SUVs like the Lincoln Corsair, Lexus NX 350h, Lexus UX 250h, and Lexus NX 450h, with average insurance cost of $1,826 per year or less.
In the bottom half of the top 20, SUVs like the Infiniti QX50, Mercedes-Benz AMG GLB35, Mercedes-Benz GLA35 AMG, Cadillac XT6, and Lexus NX 350 cost between $1,826 and $1,898 per year to insure.
On a monthly basis, full-coverage auto insurance in Chesapeake on this segment for an average middle-age driver will start around $132 per month, depending on the company and where you live.
When ranked by vehicle size, the cheapest compact luxury SUV to insure in Chesapeake is the Acura RDX at $1,584 per year, or $132 per month. For midsize luxury SUVs, the Jaguar E-Pace is cheapest to insure at $1,770 per year, or $148 per month. And for full-size luxury SUVs, the Infiniti QX80 has the cheapest rates at $2,122 per year, or $177 per month.
The table below ranks the twenty luxury SUVs with the most affordable car insurance in Chesapeake.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,584 | $132 |
| Lexus NX 250 | Compact | $1,674 | $140 |
| Cadillac XT4 | Compact | $1,708 | $142 |
| Jaguar E-Pace | Midsize | $1,770 | $148 |
| Cadillac XT5 | Midsize | $1,786 | $149 |
| Lexus NX 350h | Compact | $1,786 | $149 |
| Lincoln Corsair | Compact | $1,808 | $151 |
| Mercedes-Benz GLB 250 | Compact | $1,810 | $151 |
| Lexus UX 250h | Compact | $1,816 | $151 |
| Lexus NX 450h | Compact | $1,826 | $152 |
| Infiniti QX50 | Midsize | $1,838 | $153 |
| Mercedes-Benz GLA250 | Compact | $1,844 | $154 |
| Mercedes-Benz GLA35 AMG | Compact | $1,850 | $154 |
| Cadillac XT6 | Midsize | $1,852 | $154 |
| Infiniti QX60 | Midsize | $1,862 | $155 |
| Mercedes-Benz AMG GLB35 | Midsize | $1,864 | $155 |
| Land Rover Evoque | Compact | $1,888 | $157 |
| Acura MDX | Midsize | $1,892 | $158 |
| Lexus NX 350 | Compact | $1,898 | $158 |
| Lexus RX 350 | Midsize | $1,898 | $158 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 26, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance cost for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Virginia.
Cheapest sports cars to insure in Chesapeake, Virginia
The most affordable sports cars to insure in Chesapeake are the Mazda MX-5 Miata at $1,750 per year, the Toyota GR86 at $1,992 per year, and the Ford Mustang at $2,078 per year.
Some other sports cars that are affordable to insure include the Toyota GR Supra, Nissan Z, Subaru BRZ, and Lexus RC F, with average insurance cost of $2,258 per year or less.
Some additional cars that make the list include the Chevrolet Camaro, Chevrolet Corvette, Porsche 911, and BMW M3, which cost between $2,258 and $3,204 to insure per year in Chesapeake.
From a cost per month standpoint, car insurance rates in this segment for a middle-age safe driver can cost as low as $146 per month, depending on the company and your location. The comparison table below ranks the twenty sports cars with the most affordable average car insurance rates in Chesapeake.
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,750 | $146 |
| Toyota GR86 | Sports Car | $1,992 | $166 |
| Ford Mustang | Sports Car | $2,078 | $173 |
| BMW Z4 | Sports Car | $2,090 | $174 |
| Subaru WRX | Sports Car | $2,120 | $177 |
| Toyota GR Supra | Sports Car | $2,126 | $177 |
| BMW M2 | Sports Car | $2,184 | $182 |
| Nissan Z | Sports Car | $2,192 | $183 |
| Lexus RC F | Sports Car | $2,234 | $186 |
| Subaru BRZ | Sports Car | $2,258 | $188 |
| BMW M3 | Sports Car | $2,390 | $199 |
| Porsche 718 | Sports Car | $2,434 | $203 |
| Chevrolet Camaro | Sports Car | $2,456 | $205 |
| Chevrolet Corvette | Sports Car | $2,620 | $218 |
| Porsche 911 | Sports Car | $2,710 | $226 |
| BMW M4 | Sports Car | $2,822 | $235 |
| Lexus LC 500 | Sports Car | $2,838 | $237 |
| Jaguar F-Type | Sports Car | $2,984 | $249 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,130 | $261 |
| Porsche Taycan | Sports Car | $3,204 | $267 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 27, 2025
Don’t see insurance cost for your sports car? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Chesapeake.
Cheapest pickup trucks to insure in Chesapeake
Taking the top spot in Chesapeake for cheapest auto insurance in the pickup segment is the Chevrolet Colorado, coming in at $1,666 per year. Second place is the Nissan Titan costing $1,766 per year, and in third place is the Nissan Frontier, costing an average of $1,788 per year.
Not the cheapest to insure, but still ranked well, are trucks like the GMC Canyon, Hyundai Santa Cruz, Honda Ridgeline, and GMC Sierra 2500 HD, with average annual insurance rates of $1,946 per year or less.
From a cost per month standpoint, auto insurance in Chesapeake on this segment for a safe driver will start around $139 per month, depending on the company and where you live. The comparison table below ranks the twenty pickups with the cheapest average car insurance rates in Chesapeake, starting with the Chevrolet Colorado at $1,666 per year and ending with the Ram Truck at $2,188 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,666 | $139 |
| Nissan Titan | Full-size | $1,766 | $147 |
| Nissan Frontier | Midsize | $1,788 | $149 |
| Ford Ranger | Midsize | $1,808 | $151 |
| Ford Maverick | Midsize | $1,834 | $153 |
| Honda Ridgeline | Midsize | $1,876 | $156 |
| Hyundai Santa Cruz | Midsize | $1,908 | $159 |
| Toyota Tacoma | Midsize | $1,916 | $160 |
| GMC Sierra 2500 HD | Heavy Duty | $1,924 | $160 |
| GMC Canyon | Midsize | $1,946 | $162 |
| Jeep Gladiator | Midsize | $1,994 | $166 |
| GMC Sierra 3500 | Heavy Duty | $2,004 | $167 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,022 | $169 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,076 | $173 |
| GMC Sierra | Full-size | $2,090 | $174 |
| Chevrolet Silverado | Full-size | $2,092 | $174 |
| Nissan Titan XD | Heavy Duty | $2,092 | $174 |
| Ford F150 | Full-size | $2,118 | $177 |
| GMC Hummer EV Pickup | Full-size | $2,166 | $181 |
| Ram Truck | Full-size | $2,188 | $182 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Chesapeake, VA Zip Codes. Updated June 26, 2025
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see rates for your pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Virginia.
Chesapeake car insurance rate variability
To help you understand the amount that auto insurance premiums can fluctuate between drivers (and also stress the importance of getting lots of price quotes), the sections below contain a wide range of rates for four popular models in Chesapeake: the Ram Truck, Nissan Sentra, Nissan Rogue, and Kia Sorento.
Each illustration uses a variety of different driver profiles to illustrate how much rates can vary based on changes in the type of driver rated on the policy.
Ram Truck insurance rates
Insurance for a Ram Truck in Chesapeake costs an average of $2,188 per year, or around $182 per month, and varies from $1,812 to $5,038.
The Ram Truck belongs to the full-size truck segment, and other models in that segment include the Nissan Titan, Ford F150, Chevrolet Silverado, and GMC Sierra.
Nissan Sentra insurance rates
Nissan Sentra insurance in Chesapeake averages $1,734 per year, or around $145 per month, and ranges from $1,440 to $3,938 annually.
The Nissan Sentra is considered a compact car, and other models from that segment that are popular in Chesapeake, Virginia, include the Chevrolet Cruze, Volkswagen Jetta, and Toyota Corolla.
Nissan Rogue insurance rates
Insurance for a Nissan Rogue in Chesapeake costs an average of $1,700 per year, or about $142 per month, and ranges from $1,412 to $3,884.
The Nissan Rogue is a compact SUV, and other popular models in the same segment include the Chevrolet Equinox, Honda CR-V, and Subaru Forester.
Kia Sorento insurance rates
Auto insurance for a Kia Sorento in Chesapeake averages $1,796 per year, or around $150 per month, and has a range of $1,494 to $4,122 annually.
The Kia Sorento belongs to the midsize SUV segment, and additional similar models from the same segment include the Jeep Grand Cherokee, Honda Pilot, and Toyota Highlander.
How to find cheaper auto insurance in Chesapeake
Financially savvy drivers in Chesapeake are often looking to reduce their monthly car insurance expenses, so browse the savings tips below and it’s very possible you can save a few bucks on your next policy purchase.
- Good credit scores mean better rates. Having an excellent credit rating above 800 may save $297 per year over a credit rating between 670-739. Conversely, a less-than-good credit score could cost up to $344 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Stay claim free and save. Car insurance companies give a discount if you have not filed any claims. Auto insurance should only be used to protect you from significant financial loss, not small claims that can be paid out-of-pocket.
- Research policy discounts to save money. Discounted rates may be available if the insured drivers are accident-free, choose electronic billing, are military or federal employees, sign their policy early, are loyal customers, or many other policy discounts which could save the average Chesapeake driver as much as $320 per year on the cost of auto insurance
- Choose a vehicle with lower auto insurance rates. The make and model of vehicle you drive is a primary factor in the cost of insurance. As an example, a Hyundai Kona costs $1,830 less per year to insure in Chesapeake than a Acura NSX. Lower performance vehicles cost less to insure.
- Increasing deductibles lowers insurance cost. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $374 per year for a 40-year-old driver and $724 per year for a 20-year-old driver.
- Remove optional coverage on older vehicles. Removing comprehensive and/or collision coverage from vehicles that are older will reduce the cost of auto insurance considerably.
- Shop around for better rates. Setting aside a few minutes every year or so to get free car insurance quotes could save you a significant amount. Rates change quite often and you can switch anytime.