- Average car insurance cost in Laramie is $2,278 per year, or about $190 per month.
- Small SUV models like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Ford Bronco Sport are the top picks for having cheap car insurance in Laramie.
How much does car insurance cost in Laramie?
The average cost of car insurance in Laramie is $2,278 per year, which is 2.5% more than the overall U.S. national average rate of $2,221. Car insurance in Laramie per month costs around $190 per month for a full coverage policy.
When compared to other locations in Wyoming, the average cost of insurance in Laramie is around $62 per year less than in Gillette, $30 per year less than in Rock Springs, and $8 per year more expensive than in Cheyenne.
The next chart shows average car insurance rates in Laramie for 2024 model year vehicles by driver age and policy deductibles.

The average cost of auto insurance per month in Laramie is $190, with policy premium ranging from $134 to $444 for the driver ages and policy deductibles shown above.
Laramie auto insurance rates can vary considerably and can also be very different depending on the company. Due to the fact that rates are so variable, this increases the need to get accurate car insurance quotes when shopping online for the cheapest car insurance coverage.
The age of the rated driver has a significant impact the price you pay for car insurance, so the list below illustrates this by breaking down average car insurance rates for driver ages 16 through 60.
Average car insurance rates in Laramie, WY, for drivers age 16 to 60
- 16-year-old driver – $8,119 per year or $677 per month
- 17-year-old driver – $7,864 per year or $655 per month
- 18-year-old driver – $7,048 per year or $587 per month
- 19-year-old driver – $6,419 per year or $535 per month
- 20-year-old driver – $4,586 per year or $382 per month
- 30-year-old driver – $2,432 per year or $203 per month
- 40-year-old driver – $2,278 per year or $190 per month
- 50-year-old driver – $2,020 per year or $168 per month
- 60-year-old driver – $1,894 per year or $158 per month
What vehicles have the cheapest car insurance in Laramie?
The vehicles with the most affordable car insurance prices in Laramie tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision.
Average insurance prices for those small SUVs cost $1,850 or less per year ($154 per month) for a policy with full coverage.
Examples of other models that rank well in the cost comparison table are the Nissan Murano, Volkswagen Tiguan, Kia Niro, and Buick Envista. Average cost is a little higher for those models than the crossover SUVs that rank near the top, but they still have an average cost of $1,984 or less per year ($165 per month) in Laramie.
The following table lists the cheapest vehicles to insure in Laramie, sorted by average cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,684 | $140 |
2 | Chevrolet Trailblazer | $1,716 | $143 |
3 | Kia Soul | $1,782 | $149 |
4 | Nissan Kicks | $1,794 | $150 |
5 | Honda Passport | $1,816 | $151 |
6 | Buick Envision | $1,826 | $152 |
7 | Toyota Corolla Cross | $1,838 | $153 |
8 | Hyundai Venue | $1,850 | $154 |
9 | Mazda CX-5 | $1,858 | $155 |
10 | Ford Bronco Sport | $1,870 | $156 |
11 | Volkswagen Tiguan | $1,886 | $157 |
12 | Acura RDX | $1,906 | $159 |
13 | Nissan Murano | $1,916 | $160 |
14 | Buick Encore | $1,938 | $162 |
15 | Subaru Outback | $1,942 | $162 |
16 | Honda CR-V | $1,946 | $162 |
17 | Buick Envista | $1,948 | $162 |
18 | Volkswagen Taos | $1,952 | $163 |
19 | Kia Niro | $1,964 | $164 |
20 | Toyota GR Corolla | $1,980 | $165 |
21 | Honda HR-V | $1,984 | $165 |
22 | Subaru Ascent | $1,984 | $165 |
23 | Nissan Leaf | $1,998 | $167 |
24 | Chevrolet Colorado | $2,010 | $168 |
25 | Honda Civic | $2,018 | $168 |
26 | Lexus NX 250 | $2,018 | $168 |
27 | Volkswagen Atlas | $2,020 | $168 |
28 | Acura Integra | $2,028 | $169 |
29 | Subaru Forester | $2,028 | $169 |
30 | Volkswagen Atlas Cross Sport | $2,030 | $169 |
31 | Kia Seltos | $2,036 | $170 |
32 | GMC Terrain | $2,044 | $170 |
33 | Nissan Rogue | $2,050 | $171 |
34 | Hyundai Kona | $2,052 | $171 |
35 | Mazda CX-30 | $2,056 | $171 |
36 | Cadillac XT4 | $2,060 | $172 |
37 | Ford Explorer | $2,070 | $173 |
38 | Volkswagen ID4 | $2,070 | $173 |
39 | Toyota Highlander | $2,074 | $173 |
40 | Ford Escape | $2,080 | $173 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025
The table above that contains 40 vehicle rankings is not the best way to show the complete picture of the cost of auto insurance in Laramie. Considering we track over 700 vehicles, that means only about 6% of vehicles are shown.
Let’s rethink this, dig deeper, and show the models with the cheapest rates in Laramie an alternative way. The sections below show the top 20 vehicles with the lowest cost car insurance rates in Laramie for the most popular automotive segments.
Cheapest cars to insure in Laramie, WY
The four highest ranking non-luxury cars with the cheapest auto insurance in Laramie are the Toyota GR Corolla at $1,980 per year, Nissan Leaf at $1,998 per year, Honda Civic at $2,018 per year, and Nissan Sentra at $2,088 per year.
Not the cheapest, but still very affordable, are models like the Toyota Corolla, Toyota Prius, Honda Accord, and Chevrolet Malibu, with average annual insurance rates of $2,220 per year or less.
Some additional models that rank well include the Volkswagen Jetta, Hyundai Sonata, Kia Forte, Toyota Crown, and Subaru Legacy, which cost between $2,220 and $2,356 per year to insure in Laramie.
From a cost per month standpoint, auto insurance rates in Laramie on this segment will start around $165 per month, depending on where you live.
When rates are compared by vehicle size, the most budget-friendly compact car to insure in Laramie is the Toyota GR Corolla at $1,980 per year, or $165 per month. For midsize cars, the Kia K5 has the cheapest rates at $2,196 per year, or $183 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,172 per year, or $181 per month.
The next table ranks the cars with the cheapest average insurance rates in Laramie, starting with the Toyota GR Corolla at $1,980 per year and ending with the Mazda 3 at $2,356 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,980 | $165 |
Nissan Leaf | Compact | $1,998 | $167 |
Honda Civic | Compact | $2,018 | $168 |
Nissan Sentra | Compact | $2,088 | $174 |
Subaru Impreza | Compact | $2,096 | $175 |
Toyota Prius | Compact | $2,132 | $178 |
Kia K5 | Midsize | $2,196 | $183 |
Honda Accord | Midsize | $2,204 | $184 |
Chevrolet Malibu | Midsize | $2,212 | $184 |
Toyota Corolla | Compact | $2,220 | $185 |
Kia Forte | Compact | $2,224 | $185 |
Volkswagen Arteon | Midsize | $2,238 | $187 |
Nissan Versa | Compact | $2,246 | $187 |
Subaru Legacy | Midsize | $2,250 | $188 |
Hyundai Ioniq 6 | Midsize | $2,270 | $189 |
Mitsubishi Mirage G4 | Compact | $2,300 | $192 |
Volkswagen Jetta | Compact | $2,306 | $192 |
Toyota Crown | Midsize | $2,308 | $192 |
Hyundai Sonata | Midsize | $2,312 | $193 |
Mazda 3 | Compact | $2,356 | $196 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Wyoming.
Cheapest SUVs to insure in Laramie, WY
The five lowest-cost SUVs to insure in Laramie are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance rates for these vehicles range from $1,684 to $1,816 per year.
Also ranking well are SUVs like the Ford Bronco Sport, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average cost of $1,870 per year or less.
Full-coverage car insurance for this segment in Laramie starts at an average of $140 per month, depending on your location.
If SUV size is considered, the cheapest compact SUV to insure in Laramie is the Subaru Crosstrek at $1,684 per year, or $140 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $1,816 per year, or $151 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,142 per year, or $179 per month.
The rate comparison table below ranks the SUVs with the lowest-cost car insurance rates in Laramie.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,684 | $140 |
Chevrolet Trailblazer | Compact | $1,716 | $143 |
Kia Soul | Compact | $1,782 | $149 |
Nissan Kicks | Compact | $1,794 | $150 |
Honda Passport | Midsize | $1,816 | $151 |
Buick Envision | Compact | $1,826 | $152 |
Toyota Corolla Cross | Compact | $1,838 | $153 |
Hyundai Venue | Compact | $1,850 | $154 |
Mazda CX-5 | Compact | $1,858 | $155 |
Ford Bronco Sport | Compact | $1,870 | $156 |
Volkswagen Tiguan | Compact | $1,886 | $157 |
Nissan Murano | Midsize | $1,916 | $160 |
Buick Encore | Compact | $1,938 | $162 |
Subaru Outback | Midsize | $1,942 | $162 |
Honda CR-V | Compact | $1,946 | $162 |
Buick Envista | Midsize | $1,948 | $162 |
Volkswagen Taos | Compact | $1,952 | $163 |
Kia Niro | Compact | $1,964 | $164 |
Honda HR-V | Compact | $1,984 | $165 |
Subaru Ascent | Midsize | $1,984 | $165 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Laramie car insurance quotes from top car insurance companies in Wyoming.
Cheapest pickup truck insurance rates in Laramie
Taking the top ranking in Laramie for cheapest insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,010 per year. Second place is the Nissan Titan at $2,134 per year, third place goes to the Nissan Frontier, at an average of $2,156 per year, and the fourth cheapest is the Ford Ranger, costing an average of $2,178 per year.
Not the cheapest pickups to insure, but still very reasonable, are pickups like the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with an average cost to insure of $2,346 per year or less.
Full-coverage car insurance in Laramie for this segment for a middle-age safe driver can cost as low as $168 per month, depending on the company and where you live. The next table ranks the pickups with the lowest-cost average auto insurance rates in Laramie.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,010 | $168 |
Nissan Titan | Full-size | $2,134 | $178 |
Nissan Frontier | Midsize | $2,156 | $180 |
Ford Ranger | Midsize | $2,178 | $182 |
Ford Maverick | Midsize | $2,210 | $184 |
Honda Ridgeline | Midsize | $2,264 | $189 |
Hyundai Santa Cruz | Midsize | $2,302 | $192 |
Toyota Tacoma | Midsize | $2,310 | $193 |
GMC Sierra 2500 HD | Heavy Duty | $2,318 | $193 |
GMC Canyon | Midsize | $2,346 | $196 |
Jeep Gladiator | Midsize | $2,402 | $200 |
GMC Sierra 3500 | Heavy Duty | $2,416 | $201 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,436 | $203 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,500 | $208 |
GMC Sierra | Full-size | $2,518 | $210 |
Chevrolet Silverado | Full-size | $2,520 | $210 |
Nissan Titan XD | Heavy Duty | $2,522 | $210 |
Ford F150 | Full-size | $2,550 | $213 |
GMC Hummer EV Pickup | Full-size | $2,616 | $218 |
Ram Truck | Full-size | $2,638 | $220 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Need rates for a different pickup model? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Wyoming.
Cheapest luxury car insurance rates in Laramie, Wyoming
The top five models for the most affordable Laramie car insurance rates in the luxury car segment are the Acura TLX, Lexus IS 300, Acura Integra, BMW 330i, and Mercedes-Benz CLA250. Auto insurance rates for these models average $197 or less per month.
Additional models that are affordable to insure are the Lexus ES 350, Mercedes-Benz AMG CLA35, Genesis G70, and Cadillac CT4, with average annual insurance rates of $2,398 per year or less.
Some additional 2024 luxury models worth mentioning include the Cadillac CT5, Lexus ES 250, BMW 330e, Audi S3, and Lexus ES 300h, which average between $2,398 and $2,558 per year for full-coverage insurance in Laramie.
Car insurance in this segment for a middle-age safe driver starts at an average of $169 per month, depending on the company and where you live.
The cheapest compact luxury car to insure in Laramie is the Acura Integra at $2,028 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,346 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,708 per year.
The table below ranks the twenty luxury cars with the lowest-cost auto insurance rates in Laramie.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,028 | $169 |
BMW 330i | Compact | $2,322 | $194 |
Mercedes-Benz CLA250 | Midsize | $2,346 | $196 |
Lexus IS 300 | Midsize | $2,348 | $196 |
Acura TLX | Compact | $2,360 | $197 |
Cadillac CT4 | Compact | $2,382 | $199 |
Lexus ES 350 | Midsize | $2,382 | $199 |
Genesis G70 | Compact | $2,388 | $199 |
Mercedes-Benz AMG CLA35 | Midsize | $2,392 | $199 |
Lexus RC 300 | Midsize | $2,398 | $200 |
Lexus IS 350 | Compact | $2,406 | $201 |
Jaguar XF | Midsize | $2,414 | $201 |
Cadillac CT5 | Midsize | $2,456 | $205 |
Lexus ES 250 | Midsize | $2,468 | $206 |
Lexus RC 350 | Compact | $2,474 | $206 |
BMW 330e | Compact | $2,476 | $206 |
BMW 228i | Compact | $2,480 | $207 |
BMW 230i | Compact | $2,498 | $208 |
Lexus ES 300h | Midsize | $2,502 | $209 |
Audi S3 | Compact | $2,558 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025
See our guide for luxury car insurance to compare rates for all makes and models.
Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Wyoming.
Cheapest luxury SUV insurance rates in Laramie, Wyoming
The Acura RDX takes the #1 ranking as the most affordable luxury SUV model to insure in Laramie, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model averages $1,906 per year to insure for full coverage.
Some other luxury SUVs that have good average insurance rates include the Lexus NX 450h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 350h, with average insurance cost of $2,198 per year or less.
In the lower half of the top 20 luxury SUVs to insure, models like the Land Rover Evoque, Infiniti QX60, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, and Lexus RX 350 cost between $2,198 and $2,286 per year for auto insurance.
From a cost per month standpoint, full-coverage insurance in this segment starts at an average of $159 per month, depending on where you live and the company you use.
The cheapest small luxury SUV to insure in Laramie is the Acura RDX at $1,906 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $2,130 per year. And for large luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,558 per year.
The rate comparison table below ranks the twenty luxury SUVs with the most affordable car insurance in Laramie.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,906 | $159 |
Lexus NX 250 | Compact | $2,018 | $168 |
Cadillac XT4 | Compact | $2,060 | $172 |
Jaguar E-Pace | Midsize | $2,130 | $178 |
Lexus NX 350h | Compact | $2,152 | $179 |
Cadillac XT5 | Midsize | $2,154 | $180 |
Lincoln Corsair | Compact | $2,178 | $182 |
Mercedes-Benz GLB 250 | Compact | $2,184 | $182 |
Lexus UX 250h | Compact | $2,186 | $182 |
Lexus NX 450h | Compact | $2,198 | $183 |
Infiniti QX50 | Midsize | $2,214 | $185 |
Mercedes-Benz GLA250 | Compact | $2,224 | $185 |
Cadillac XT6 | Midsize | $2,230 | $186 |
Mercedes-Benz GLA35 AMG | Compact | $2,232 | $186 |
Infiniti QX60 | Midsize | $2,242 | $187 |
Mercedes-Benz AMG GLB35 | Midsize | $2,248 | $187 |
Acura MDX | Midsize | $2,276 | $190 |
Land Rover Evoque | Compact | $2,278 | $190 |
Lexus RX 350 | Midsize | $2,286 | $191 |
Lexus NX 350 | Compact | $2,288 | $191 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Laramie car insurance quotes from the best companies in Wyoming.
Cheapest sports cars to insure in Laramie, Wyoming
The Mazda MX-5 Miata ranks at #1 for the most affordable sports car to insure in Laramie, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $2,110 per year for full-coverage auto insurance.
Additional sports cars that have affordable insurance rates include the BMW M2, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,726 per year or less.
From a monthly standpoint, car insurance rates in this segment will start around $176 per month, depending on the company and your location.
The table below ranks the twenty sports cars with the cheapest average insurance rates in Laramie, starting with the Mazda MX-5 Miata at $2,110 per year ($176 per month) and ending with the Porsche Taycan at $3,862 per year ($322 per month).
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,110 | $176 |
Toyota GR86 | Sports Car | $2,404 | $200 |
Ford Mustang | Sports Car | $2,506 | $209 |
BMW Z4 | Sports Car | $2,520 | $210 |
Subaru WRX | Sports Car | $2,556 | $213 |
Toyota GR Supra | Sports Car | $2,560 | $213 |
BMW M2 | Sports Car | $2,634 | $220 |
Nissan Z | Sports Car | $2,642 | $220 |
Lexus RC F | Sports Car | $2,696 | $225 |
Subaru BRZ | Sports Car | $2,726 | $227 |
BMW M3 | Sports Car | $2,880 | $240 |
Porsche 718 | Sports Car | $2,934 | $245 |
Chevrolet Camaro | Sports Car | $2,962 | $247 |
Chevrolet Corvette | Sports Car | $3,158 | $263 |
Porsche 911 | Sports Car | $3,266 | $272 |
BMW M4 | Sports Car | $3,404 | $284 |
Lexus LC 500 | Sports Car | $3,418 | $285 |
Jaguar F-Type | Sports Car | $3,596 | $300 |
Mercedes-Benz AMG GT53 | Sports Car | $3,774 | $315 |
Porsche Taycan | Sports Car | $3,862 | $322 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025
Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.
Driver profile can impact price
To help show the amount car insurance cost can change for different applicants (and also emphasize the importance of accurate rate quotes), the examples below present a wide range of car insurance rates for three popular models in Laramie: the Chevrolet Silverado, Toyota Corolla, and Kia Sorento.
The example for each vehicle shows average rates for different profiles to illustrate the price difference based on changes in the type of driver rated on the policy.
Chevrolet Silverado insurance rates
Car insurance for a Chevrolet Silverado in Laramie costs an average of $2,520 per year, or around $210 per month, and ranges from $2,090 to $5,850 annually.

The Chevrolet Silverado belongs to the full-size truck segment, and additional similar models from the same segment include the Ram Truck, GMC Sierra, and Ford F150.
Toyota Corolla insurance rates
Insurance for a Toyota Corolla in Laramie costs an average of $2,220 per year, or around $185 per month, and ranges from $1,840 to $5,090.

The Toyota Corolla belongs to the compact car segment, and additional similar models from the same segment include the Hyundai Elantra, Chevrolet Cruze, and Volkswagen Jetta.
Kia Sorento insurance rates
Insurance for a Kia Sorento in Laramie costs an average of $2,166 per year ($181 per month) and ranges from $1,798 to $4,968 per year.

The Kia Sorento is a midsize SUV, and other top-selling models from the same segment include the Ford Edge, Honda Pilot, Jeep Grand Cherokee, and Toyota Highlander.
Tips for finding cheaper Laramie auto insurance quotes
Drivers are often looking to save money on insurance, so scan the savings concepts in this next list and maybe you can save a few bucks when buying auto insurance.
- Get better rates due to your job. Some auto insurance companies offer discounts for having a job in professions like emergency medical technicians, firefighters, accountants, dentists, doctors, college professors, and others. By qualifying for this profession discount, you may save between $68 and $222 on your yearly auto insurance bill, depending on your policy.
- Shop around for a better deal. Taking a few minutes to get a few free car insurance quotes is the best recommendation for saving money. Companies make rate modifications frequently and you can change companies at any time.
- Obey the law and pay less. If you want the cheapest auto insurance in Laramie, it pays to be an excellent driver. A couple of speeding tickets could result in spiking insurance cost as much as $606 per year.
- More discounts means cheap auto insurance rates. Discounted rates may be available if the insureds insure their home and car with the same company, are military or federal employees, are good students, are loyal customers, are senior citizens, or many other discounts which could save the average Laramie driver as much as $382 per year on their insurance cost.
- Remain claim free and save. Most insurers reduce rates a little for not having any claims. Auto insurance should only be used in the case of significant financial loss, not small claims that can be paid out-of-pocket.