Laramie, WY Car Insurance Quotes – 2025 Rates + Cheapest to Insure

We compare insurance rates by vehicle segment to find the cars, trucks, and SUVs with the cheapest car insurance quotes in Laramie, Wyoming.

Start a Free QuoteCompare Laramie car insurance quotes and save on your next policy.

How much does car insurance cost in Laramie?

The average cost of car insurance in Laramie is $2,324 per year, which is 2.1% more than the overall U.S. national average rate of $2,276. Car insurance in Laramie per month costs around $194 per month for a full coverage policy.

When compared to other locations in Wyoming, the average cost of insurance in Laramie is around $60 per year less than in Gillette, $30 per year less than in Rock Springs, and $12 per year more expensive than in Cheyenne.

The next chart shows average car insurance rates in Laramie for 2024 model year vehicles by driver age and policy deductibles.

Average full-coverage car insurance premium in Laramie, WY for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Laramie, WY for different ages of drivers. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Laramie, WY Zip Codes.

Average Car Insurance Cost in Laramie, WY
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,954$330
$500$4,674$390
$250$5,434$453
30$1,000$2,080$173
$500$2,482$207
$250$2,898$242
40$1,000$1,956$163
$500$2,324$194
$250$2,708$226
50$1,000$1,742$145
$500$2,060$172
$250$2,392$199
60$1,000$1,630$136
$500$1,928$161
$250$2,240$187

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Laramie, WY Zip Codes. Updated October 24, 2025

The average cost of auto insurance per month in Laramie is $194, with policy premium ranging from $136 to $453 for the driver ages and policy deductibles shown above.

Laramie auto insurance rates can vary considerably and can also be very different depending on the company. Due to the fact that rates are so variable, this increases the need to get accurate car insurance quotes when shopping online for the cheapest car insurance coverage.

The age of the rated driver has a significant impact the price you pay for car insurance, so the list below illustrates this by breaking down average car insurance rates for driver ages 16 through 60.

Average car insurance rates in Laramie, WY, for drivers age 16 to 60

  • 16-year-old driver – $8,273 per year or $689 per month
  • 17-year-old driver – $8,018 per year or $668 per month
  • 18-year-old driver – $7,183 per year or $599 per month
  • 19-year-old driver – $6,543 per year or $545 per month
  • 20-year-old driver – $4,674 per year or $390 per month
  • 30-year-old driver – $2,482 per year or $207 per month
  • 40-year-old driver – $2,324 per year or $194 per month
  • 50-year-old driver – $2,060 per year or $172 per month
  • 60-year-old driver – $1,928 per year or $161 per month

What vehicles have the cheapest car insurance in Laramie?

The vehicles with the most affordable car insurance prices in Laramie tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision.

Average insurance prices for those small SUVs cost $1,886 or less per year ($157 per month) for a policy with full coverage.

Examples of other models that rank well in the cost comparison table are the Nissan Murano, Volkswagen Tiguan, Kia Niro, and Buick Envista. Average cost is a little higher for those models than the crossover SUVs that rank near the top, but they still have an average cost of $2,020 or less per year ($168 per month) in Laramie.

The following table lists the cheapest vehicles to insure in Laramie, sorted by average cost.

Top 40 Cheapest Cars, Trucks, and SUVs to Insure in Laramie, Wyoming
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,718$143
2Chevrolet Trailblazer$1,746$146
3Kia Soul$1,812$151
4Nissan Kicks$1,830$153
5Honda Passport$1,852$154
6Buick Envision$1,864$155
7Toyota Corolla Cross$1,874$156
8Hyundai Venue$1,886$157
9Mazda CX-5$1,898$158
10Ford Bronco Sport$1,902$159
11Volkswagen Tiguan$1,924$160
12Acura RDX$1,944$162
13Nissan Murano$1,952$163
14Buick Encore$1,974$165
15Honda CR-V$1,980$165
16Subaru Outback$1,982$165
17Buick Envista$1,988$166
18Volkswagen Taos$1,992$166
19Kia Niro$2,000$167
20Toyota GR Corolla$2,020$168
21Subaru Ascent$2,022$169
22Honda HR-V$2,024$169
23Nissan Leaf$2,034$170
24Chevrolet Colorado$2,046$171
25Honda Civic$2,056$171
26Lexus NX 250$2,058$172
27Volkswagen Atlas$2,062$172
28Acura Integra$2,066$172
29Subaru Forester$2,070$173
30Volkswagen Atlas Cross Sport$2,070$173
31Kia Seltos$2,076$173
32GMC Terrain$2,080$173
33Nissan Rogue$2,090$174
34Hyundai Kona$2,092$174
35Mazda CX-30$2,096$175
36Cadillac XT4$2,098$175
37Ford Explorer$2,108$176
38Volkswagen ID4$2,108$176
39Toyota Highlander$2,112$176
40Ford Escape$2,120$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Top 40 cheapest vehicles to insure in Laramie, WY with the Subaru Crosstrek ranking first at $1,718 per year
Top 40 cheapest vehicles to insure in Laramie, WY with the Subaru Crosstrek ranking first at $1,718 per year

The table above that contains 40 vehicle rankings is not the best way to show the complete picture of the cost of auto insurance in Laramie. Considering we track over 700 vehicles, that means only about 6% of vehicles are shown.

Let’s rethink this, dig deeper, and show the models with the cheapest rates in Laramie an alternative way. The sections below show the top 20 vehicles with the lowest cost car insurance rates in Laramie for the most popular automotive segments.

Cheapest cars to insure in Laramie, WY

The four highest ranking non-luxury cars with the cheapest auto insurance in Laramie are the Toyota GR Corolla at $2,020 per year, Nissan Leaf at $2,034 per year, Honda Civic at $2,056 per year, and Nissan Sentra at $2,130 per year.

Not the cheapest, but still very affordable, are models like the Toyota Corolla, Toyota Prius, Honda Accord, and Chevrolet Malibu, with average annual insurance rates of $2,264 per year or less.

Some additional models that rank well include the Toyota Crown, Hyundai Sonata, Kia Forte, Volkswagen Jetta, and Subaru Legacy, which cost between $2,264 and $2,404 per year to insure in Laramie.

From a cost per month standpoint, auto insurance rates in Laramie on this segment will start around $168 per month, depending on where you live.

When rates are compared by vehicle size, the most budget-friendly compact car to insure in Laramie is the Toyota GR Corolla at $2,020 per year, or $168 per month. For midsize cars, the Kia K5 has the cheapest rates at $2,240 per year, or $187 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,212 per year, or $184 per month.

The next table ranks the cars with the cheapest average insurance rates in Laramie, starting with the Toyota GR Corolla at $2,020 per year and ending with the Mazda 3 at $2,404 per year.

Cheapest Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,020$168
Nissan LeafCompact$2,034$170
Honda CivicCompact$2,056$171
Nissan SentraCompact$2,130$178
Subaru ImprezaCompact$2,136$178
Toyota PriusCompact$2,172$181
Kia K5Midsize$2,240$187
Honda AccordMidsize$2,244$187
Chevrolet MalibuMidsize$2,254$188
Toyota CorollaCompact$2,264$189
Kia ForteCompact$2,268$189
Volkswagen ArteonMidsize$2,284$190
Nissan VersaCompact$2,288$191
Subaru LegacyMidsize$2,294$191
Hyundai Ioniq 6Midsize$2,312$193
Mitsubishi Mirage G4Compact$2,344$195
Toyota CrownMidsize$2,350$196
Volkswagen JettaCompact$2,350$196
Hyundai SonataMidsize$2,354$196
Mazda 3Compact$2,404$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Laramie, WY, with the Toyota GR Corolla ranking first at $2,020 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Laramie, WY, with the Toyota GR Corolla ranking first at $2,020 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Wyoming.

Cheapest SUVs to insure in Laramie, WY

The five lowest-cost SUVs to insure in Laramie are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance rates for these vehicles range from $1,718 to $1,852 per year.

Also ranking well are SUVs like the Ford Bronco Sport, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average cost of $1,902 per year or less.

Full-coverage car insurance for this segment in Laramie starts at an average of $143 per month, depending on your location.

If SUV size is considered, the cheapest compact SUV to insure in Laramie is the Subaru Crosstrek at $1,718 per year, or $143 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $1,852 per year, or $154 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,182 per year, or $182 per month.

The rate comparison table below ranks the SUVs with the lowest-cost car insurance rates in Laramie.

Cheapest SUVs to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,718$143
Chevrolet TrailblazerCompact$1,746$146
Kia SoulCompact$1,812$151
Nissan KicksCompact$1,830$153
Honda PassportMidsize$1,852$154
Buick EnvisionCompact$1,864$155
Toyota Corolla CrossCompact$1,874$156
Hyundai VenueCompact$1,886$157
Mazda CX-5Compact$1,898$158
Ford Bronco SportCompact$1,902$159
Volkswagen TiguanCompact$1,924$160
Nissan MuranoMidsize$1,952$163
Buick EncoreCompact$1,974$165
Honda CR-VCompact$1,980$165
Subaru OutbackMidsize$1,982$165
Buick EnvistaMidsize$1,988$166
Volkswagen TaosCompact$1,992$166
Kia NiroCompact$2,000$167
Subaru AscentMidsize$2,022$169
Honda HR-VCompact$2,024$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Laramie, WY, with the Subaru Crosstrek ranking first at $1,718 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Laramie, WY, with the Subaru Crosstrek ranking first at $1,718 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Laramie car insurance quotes from top car insurance companies in Wyoming.

Cheapest pickup truck insurance rates in Laramie

Taking the top ranking in Laramie for cheapest insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,046 per year. Second place is the Nissan Titan at $2,174 per year, third place goes to the Nissan Frontier, at an average of $2,198 per year, and the fourth cheapest is the Ford Ranger, costing an average of $2,220 per year.

Not the cheapest pickups to insure, but still very reasonable, are pickups like the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with an average cost to insure of $2,392 per year or less.

Full-coverage car insurance in Laramie for this segment for a middle-age safe driver can cost as low as $171 per month, depending on the company and where you live. The next table ranks the pickups with the lowest-cost average auto insurance rates in Laramie.

Cheapest Pickups to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,046$171
Nissan TitanFull-size$2,174$181
Nissan FrontierMidsize$2,198$183
Ford RangerMidsize$2,220$185
Ford MaverickMidsize$2,254$188
Honda RidgelineMidsize$2,306$192
Hyundai Santa CruzMidsize$2,346$196
Toyota TacomaMidsize$2,354$196
GMC Sierra 2500 HDHeavy Duty$2,364$197
GMC CanyonMidsize$2,392$199
Jeep GladiatorMidsize$2,448$204
GMC Sierra 3500Heavy Duty$2,462$205
Chevrolet Silverado HD 3500Heavy Duty$2,484$207
Chevrolet Silverado HD 2500Heavy Duty$2,550$213
GMC SierraFull-size$2,568$214
Chevrolet SilveradoFull-size$2,570$214
Nissan Titan XDHeavy Duty$2,570$214
Ford F150Full-size$2,598$217
GMC Hummer EV PickupFull-size$2,664$222
Ram TruckFull-size$2,686$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Laramie, WY, with the Chevrolet Colorado ranking first at $2,046 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Laramie, WY, with the Chevrolet Colorado ranking first at $2,046 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Need rates for a different pickup model? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Wyoming.

Cheapest luxury car insurance rates in Laramie, Wyoming

The top five models for the most affordable Laramie car insurance rates in the luxury car segment are the Acura TLX, Lexus IS 300, Acura Integra, BMW 330i, and Mercedes-Benz CLA250. Auto insurance rates for these models average $200 or less per month.

Additional models that are affordable to insure are the Lexus ES 350, Mercedes-Benz AMG CLA35, Genesis G70, and Cadillac CT4, with average annual insurance rates of $2,442 per year or less.

Some additional 2024 luxury models worth mentioning include the Cadillac CT5, Lexus ES 250, BMW 330e, Audi S3, and Lexus ES 300h, which average between $2,442 and $2,604 per year for full-coverage insurance in Laramie.

Car insurance in this segment for a middle-age safe driver starts at an average of $172 per month, depending on the company and where you live.

The cheapest compact luxury car to insure in Laramie is the Acura Integra at $2,066 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,390 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,760 per year.

The table below ranks the twenty luxury cars with the lowest-cost auto insurance rates in Laramie.

Cheapest Luxury Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,066$172
BMW 330iCompact$2,366$197
Mercedes-Benz CLA250Midsize$2,390$199
Lexus IS 300Midsize$2,396$200
Acura TLXCompact$2,404$200
Cadillac CT4Compact$2,426$202
Lexus ES 350Midsize$2,426$202
Genesis G70Compact$2,432$203
Mercedes-Benz AMG CLA35Midsize$2,436$203
Lexus RC 300Midsize$2,442$204
Lexus IS 350Compact$2,452$204
Jaguar XFMidsize$2,460$205
Cadillac CT5Midsize$2,504$209
Lexus ES 250Midsize$2,514$210
Lexus RC 350Compact$2,520$210
BMW 330eCompact$2,524$210
BMW 228iCompact$2,528$211
BMW 230iCompact$2,546$212
Lexus ES 300hMidsize$2,552$213
Audi S3Compact$2,604$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Laramie, WY, with the Acura Integra ranking first at $2,066 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Laramie, WY, with the Acura Integra ranking first at $2,066 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Wyoming.

Cheapest luxury SUV insurance rates in Laramie, Wyoming

The Acura RDX takes the #1 ranking as the most affordable luxury SUV model to insure in Laramie, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model averages $1,944 per year to insure for full coverage.

Some other luxury SUVs that have good average insurance rates include the Lexus NX 450h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 350h, with average insurance cost of $2,242 per year or less.

In the lower half of the top 20 luxury SUVs to insure, models like the Acura MDX, Infiniti QX60, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, and Lexus RX 350 cost between $2,242 and $2,334 per year for auto insurance.

From a cost per month standpoint, full-coverage insurance in this segment starts at an average of $162 per month, depending on where you live and the company you use.

The cheapest small luxury SUV to insure in Laramie is the Acura RDX at $1,944 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $2,174 per year. And for large luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,604 per year.

The rate comparison table below ranks the twenty luxury SUVs with the most affordable car insurance in Laramie.

Cheapest Luxury SUVs to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,944$162
Lexus NX 250Compact$2,058$172
Cadillac XT4Compact$2,098$175
Jaguar E-PaceMidsize$2,174$181
Cadillac XT5Midsize$2,192$183
Lexus NX 350hCompact$2,192$183
Lincoln CorsairCompact$2,220$185
Mercedes-Benz GLB 250Compact$2,224$185
Lexus UX 250hCompact$2,228$186
Lexus NX 450hCompact$2,242$187
Infiniti QX50Midsize$2,260$188
Mercedes-Benz GLA250Compact$2,266$189
Cadillac XT6Midsize$2,274$190
Mercedes-Benz GLA35 AMGCompact$2,274$190
Infiniti QX60Midsize$2,286$191
Mercedes-Benz AMG GLB35Midsize$2,288$191
Land Rover EvoqueCompact$2,320$193
Acura MDXMidsize$2,322$194
Lexus NX 350Compact$2,330$194
Lexus RX 350Midsize$2,334$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Laramie, WY, with the Acura RDX ranking first at $1,944 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Laramie, WY, with the Acura RDX ranking first at $1,944 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Laramie car insurance quotes from the best companies in Wyoming.

Cheapest sports cars to insure in Laramie, Wyoming

The Mazda MX-5 Miata ranks at #1 for the most affordable sports car to insure in Laramie, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $2,150 per year for full-coverage auto insurance.

Additional sports cars that have affordable insurance rates include the BMW M2, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,778 per year or less.

From a monthly standpoint, car insurance rates in this segment will start around $179 per month, depending on the company and your location.

The table below ranks the twenty sports cars with the cheapest average insurance rates in Laramie, starting with the Mazda MX-5 Miata at $2,150 per year ($179 per month) and ending with the Porsche Taycan at $3,936 per year ($328 per month).

Cheapest Sports Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,150$179
Toyota GR86Sports Car$2,448$204
Ford MustangSports Car$2,554$213
BMW Z4Sports Car$2,568$214
Subaru WRXSports Car$2,606$217
Toyota GR SupraSports Car$2,612$218
BMW M2Sports Car$2,688$224
Nissan ZSports Car$2,692$224
Lexus RC FSports Car$2,746$229
Subaru BRZSports Car$2,778$232
BMW M3Sports Car$2,934$245
Porsche 718Sports Car$2,992$249
Chevrolet CamaroSports Car$3,018$252
Chevrolet CorvetteSports Car$3,216$268
Porsche 911Sports Car$3,330$278
BMW M4Sports Car$3,466$289
Lexus LC 500Sports Car$3,486$291
Jaguar F-TypeSports Car$3,668$306
Mercedes-Benz AMG GT53Sports Car$3,846$321
Porsche TaycanSports Car$3,936$328

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated October 24, 2025

Ranking of the cheapest sports cars to insure in Laramie, WY, with the Mazda MX-5 Miata ranking first at $2,150 per year.
Ranking of the cheapest sports cars to insure in Laramie, WY, with the Mazda MX-5 Miata ranking first at $2,150 per year.

Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Driver profile can impact price

To help show the amount car insurance cost can change for different applicants (and also emphasize the importance of accurate rate quotes), the examples below present a wide range of car insurance rates for three popular models in Laramie: the Chevrolet Silverado, Toyota Corolla, and Kia Sorento.

The example for each vehicle shows average rates for different profiles to illustrate the price difference based on changes in the type of driver rated on the policy.

Chevrolet Silverado insurance rates

Car insurance for a Chevrolet Silverado in Laramie costs an average of $2,570 per year, or around $214 per month, and ranges from $2,128 to $5,962 annually.

Average 2024 Chevrolet Silverado insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 2: Average 2024 Chevrolet Silverado insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Silverado Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,962$497
Safe Driver Age 20$5,218$435
At-fault Accidents Age 40$3,670$306
Low Deductibles Age 40$3,316$276
Safe Driver Age 30$2,734$228
Safe Driver Age 40$2,570$214
Safe Driver Age 50$2,282$190
High Deductibles Age 40$2,188$182
Safe Driver Age 60$2,136$178
Discount Rate Age 40$2,128$177

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated October 24, 2025

The Chevrolet Silverado belongs to the full-size truck segment, and additional similar models from the same segment include the Ram Truck, GMC Sierra, and Ford F150.

Toyota Corolla insurance rates

Insurance for a Toyota Corolla in Laramie costs an average of $2,264 per year, or around $189 per month, and ranges from $1,878 to $5,188.

Average 2024 Toyota Corolla insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 3: Average 2024 Toyota Corolla insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,188$432
Safe Driver Age 20$4,524$377
At-fault Accidents Age 40$3,210$268
Low Deductibles Age 40$2,904$242
Safe Driver Age 30$2,406$201
Safe Driver Age 40$2,264$189
Safe Driver Age 50$2,016$168
High Deductibles Age 40$1,930$161
Safe Driver Age 60$1,884$157
Discount Rate Age 40$1,878$157

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated October 24, 2025

The Toyota Corolla belongs to the compact car segment, and additional similar models from the same segment include the Hyundai Elantra, Chevrolet Cruze, and Volkswagen Jetta.

Kia Sorento insurance rates

Insurance for a Kia Sorento in Laramie costs an average of $2,206 per year ($184 per month) and ranges from $1,836 to $5,064 per year.

Average 2024 Kia Sorento insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,064$422
Safe Driver Age 20$4,434$370
At-fault Accidents Age 40$3,112$259
Low Deductibles Age 40$2,908$242
Safe Driver Age 30$2,356$196
Safe Driver Age 40$2,206$184
Safe Driver Age 50$1,950$163
High Deductibles Age 40$1,846$154
Discount Rate Age 40$1,836$153
Safe Driver Age 60$1,828$152

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated October 24, 2025

The Kia Sorento is a midsize SUV, and other top-selling models from the same segment include the Ford Edge, Honda Pilot, Jeep Grand Cherokee, and Toyota Highlander.

Tips for finding cheaper Laramie auto insurance quotes

Drivers are often looking to save money on insurance, so scan the savings concepts in this next list and maybe you can save a few bucks when buying auto insurance.

  • Get better rates due to your job. Some auto insurance companies offer discounts for having a job in professions like emergency medical technicians, firefighters, accountants, dentists, doctors, college professors, and others. By qualifying for this profession discount, you may save between $70 and $226 on your yearly auto insurance bill, depending on your policy.
  • Shop around for a better deal. Taking a few minutes to get a few free car insurance quotes is the best recommendation for saving money. Companies make rate modifications frequently and you can change companies at any time.
  • Obey the law and pay less. If you want the cheapest auto insurance in Laramie, it pays to be an excellent driver. A couple of speeding tickets could result in spiking insurance cost as much as $614 per year.
  • More discounts means cheap auto insurance rates. Discounted rates may be available if the insureds insure their home and car with the same company, are military or federal employees, are good students, are loyal customers, are senior citizens, or many other discounts which could save the average Laramie driver as much as $396 per year on their insurance cost.
  • Remain claim free and save. Most insurers reduce rates a little for not having any claims. Auto insurance should only be used in the case of significant financial loss, not small claims that can be paid out-of-pocket.