Laramie, WY Car Insurance Quotes – 2025 Rates + Cheapest to Insure

We compare insurance rates by vehicle segment to find the cars, trucks, and SUVs with the cheapest car insurance quotes in Laramie, Wyoming.

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How much does car insurance cost in Laramie?

The average cost of car insurance in Laramie is $2,278 per year, which is 2.5% more than the overall U.S. national average rate of $2,221. Car insurance in Laramie per month costs around $190 per month for a full coverage policy.

When compared to other locations in Wyoming, the average cost of insurance in Laramie is around $62 per year less than in Gillette, $30 per year less than in Rock Springs, and $8 per year more expensive than in Cheyenne.

The next chart shows average car insurance rates in Laramie for 2024 model year vehicles by driver age and policy deductibles.

Average full-coverage car insurance premium in Laramie, WY for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Laramie, WY for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Laramie, WY Zip Codes.

Average Car Insurance Cost in Laramie, WY
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,880$323
$500$4,586$382
$250$5,332$444
30$1,000$2,038$170
$500$2,432$203
$250$2,842$237
40$1,000$1,916$160
$500$2,278$190
$250$2,656$221
50$1,000$1,708$142
$500$2,020$168
$250$2,346$196
60$1,000$1,602$134
$500$1,894$158
$250$2,198$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Laramie, WY Zip Codes. Updated June 26, 2025

The average cost of auto insurance per month in Laramie is $190, with policy premium ranging from $134 to $444 for the driver ages and policy deductibles shown above.

Laramie auto insurance rates can vary considerably and can also be very different depending on the company. Due to the fact that rates are so variable, this increases the need to get accurate car insurance quotes when shopping online for the cheapest car insurance coverage.

The age of the rated driver has a significant impact the price you pay for car insurance, so the list below illustrates this by breaking down average car insurance rates for driver ages 16 through 60.

Average car insurance rates in Laramie, WY, for drivers age 16 to 60

  • 16-year-old driver – $8,119 per year or $677 per month
  • 17-year-old driver – $7,864 per year or $655 per month
  • 18-year-old driver – $7,048 per year or $587 per month
  • 19-year-old driver – $6,419 per year or $535 per month
  • 20-year-old driver – $4,586 per year or $382 per month
  • 30-year-old driver – $2,432 per year or $203 per month
  • 40-year-old driver – $2,278 per year or $190 per month
  • 50-year-old driver – $2,020 per year or $168 per month
  • 60-year-old driver – $1,894 per year or $158 per month

What vehicles have the cheapest car insurance in Laramie?

The vehicles with the most affordable car insurance prices in Laramie tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision.

Average insurance prices for those small SUVs cost $1,850 or less per year ($154 per month) for a policy with full coverage.

Examples of other models that rank well in the cost comparison table are the Nissan Murano, Volkswagen Tiguan, Kia Niro, and Buick Envista. Average cost is a little higher for those models than the crossover SUVs that rank near the top, but they still have an average cost of $1,984 or less per year ($165 per month) in Laramie.

The following table lists the cheapest vehicles to insure in Laramie, sorted by average cost.

Top 40 Cheapest Cars, Trucks, and SUVs to Insure in Laramie, Wyoming
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,684$140
2Chevrolet Trailblazer$1,716$143
3Kia Soul$1,782$149
4Nissan Kicks$1,794$150
5Honda Passport$1,816$151
6Buick Envision$1,826$152
7Toyota Corolla Cross$1,838$153
8Hyundai Venue$1,850$154
9Mazda CX-5$1,858$155
10Ford Bronco Sport$1,870$156
11Volkswagen Tiguan$1,886$157
12Acura RDX$1,906$159
13Nissan Murano$1,916$160
14Buick Encore$1,938$162
15Subaru Outback$1,942$162
16Honda CR-V$1,946$162
17Buick Envista$1,948$162
18Volkswagen Taos$1,952$163
19Kia Niro$1,964$164
20Toyota GR Corolla$1,980$165
21Honda HR-V$1,984$165
22Subaru Ascent$1,984$165
23Nissan Leaf$1,998$167
24Chevrolet Colorado$2,010$168
25Honda Civic$2,018$168
26Lexus NX 250$2,018$168
27Volkswagen Atlas$2,020$168
28Acura Integra$2,028$169
29Subaru Forester$2,028$169
30Volkswagen Atlas Cross Sport$2,030$169
31Kia Seltos$2,036$170
32GMC Terrain$2,044$170
33Nissan Rogue$2,050$171
34Hyundai Kona$2,052$171
35Mazda CX-30$2,056$171
36Cadillac XT4$2,060$172
37Ford Explorer$2,070$173
38Volkswagen ID4$2,070$173
39Toyota Highlander$2,074$173
40Ford Escape$2,080$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025

Top 40 cheapest vehicles to insure in Laramie, WY with the Subaru Crosstrek ranking first at $1,684 per year
Top 40 cheapest vehicles to insure in Laramie, WY with the Subaru Crosstrek ranking first at $1,684 per year

The table above that contains 40 vehicle rankings is not the best way to show the complete picture of the cost of auto insurance in Laramie. Considering we track over 700 vehicles, that means only about 6% of vehicles are shown.

Let’s rethink this, dig deeper, and show the models with the cheapest rates in Laramie an alternative way. The sections below show the top 20 vehicles with the lowest cost car insurance rates in Laramie for the most popular automotive segments.

Cheapest cars to insure in Laramie, WY

The four highest ranking non-luxury cars with the cheapest auto insurance in Laramie are the Toyota GR Corolla at $1,980 per year, Nissan Leaf at $1,998 per year, Honda Civic at $2,018 per year, and Nissan Sentra at $2,088 per year.

Not the cheapest, but still very affordable, are models like the Toyota Corolla, Toyota Prius, Honda Accord, and Chevrolet Malibu, with average annual insurance rates of $2,220 per year or less.

Some additional models that rank well include the Volkswagen Jetta, Hyundai Sonata, Kia Forte, Toyota Crown, and Subaru Legacy, which cost between $2,220 and $2,356 per year to insure in Laramie.

From a cost per month standpoint, auto insurance rates in Laramie on this segment will start around $165 per month, depending on where you live.

When rates are compared by vehicle size, the most budget-friendly compact car to insure in Laramie is the Toyota GR Corolla at $1,980 per year, or $165 per month. For midsize cars, the Kia K5 has the cheapest rates at $2,196 per year, or $183 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,172 per year, or $181 per month.

The next table ranks the cars with the cheapest average insurance rates in Laramie, starting with the Toyota GR Corolla at $1,980 per year and ending with the Mazda 3 at $2,356 per year.

Cheapest Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,980$165
Nissan LeafCompact$1,998$167
Honda CivicCompact$2,018$168
Nissan SentraCompact$2,088$174
Subaru ImprezaCompact$2,096$175
Toyota PriusCompact$2,132$178
Kia K5Midsize$2,196$183
Honda AccordMidsize$2,204$184
Chevrolet MalibuMidsize$2,212$184
Toyota CorollaCompact$2,220$185
Kia ForteCompact$2,224$185
Volkswagen ArteonMidsize$2,238$187
Nissan VersaCompact$2,246$187
Subaru LegacyMidsize$2,250$188
Hyundai Ioniq 6Midsize$2,270$189
Mitsubishi Mirage G4Compact$2,300$192
Volkswagen JettaCompact$2,306$192
Toyota CrownMidsize$2,308$192
Hyundai SonataMidsize$2,312$193
Mazda 3Compact$2,356$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Laramie, WY, with the Toyota GR Corolla ranking first at $1,980 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Laramie, WY, with the Toyota GR Corolla ranking first at $1,980 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance rates for your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Wyoming.

Cheapest SUVs to insure in Laramie, WY

The five lowest-cost SUVs to insure in Laramie are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Auto insurance rates for these vehicles range from $1,684 to $1,816 per year.

Also ranking well are SUVs like the Ford Bronco Sport, Hyundai Venue, Toyota Corolla Cross, and Buick Envision, with average cost of $1,870 per year or less.

Full-coverage car insurance for this segment in Laramie starts at an average of $140 per month, depending on your location.

If SUV size is considered, the cheapest compact SUV to insure in Laramie is the Subaru Crosstrek at $1,684 per year, or $140 per month. For midsize 2024 models, the Honda Passport has the cheapest rates at $1,816 per year, or $151 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,142 per year, or $179 per month.

The rate comparison table below ranks the SUVs with the lowest-cost car insurance rates in Laramie.

Cheapest SUVs to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,684$140
Chevrolet TrailblazerCompact$1,716$143
Kia SoulCompact$1,782$149
Nissan KicksCompact$1,794$150
Honda PassportMidsize$1,816$151
Buick EnvisionCompact$1,826$152
Toyota Corolla CrossCompact$1,838$153
Hyundai VenueCompact$1,850$154
Mazda CX-5Compact$1,858$155
Ford Bronco SportCompact$1,870$156
Volkswagen TiguanCompact$1,886$157
Nissan MuranoMidsize$1,916$160
Buick EncoreCompact$1,938$162
Subaru OutbackMidsize$1,942$162
Honda CR-VCompact$1,946$162
Buick EnvistaMidsize$1,948$162
Volkswagen TaosCompact$1,952$163
Kia NiroCompact$1,964$164
Honda HR-VCompact$1,984$165
Subaru AscentMidsize$1,984$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Laramie, WY, with the Subaru Crosstrek ranking first at $1,684 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Laramie, WY, with the Subaru Crosstrek ranking first at $1,684 per year.

For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Laramie car insurance quotes from top car insurance companies in Wyoming.

Cheapest pickup truck insurance rates in Laramie

Taking the top ranking in Laramie for cheapest insurance in the pickup truck segment is the Chevrolet Colorado, costing an average of $2,010 per year. Second place is the Nissan Titan at $2,134 per year, third place goes to the Nissan Frontier, at an average of $2,156 per year, and the fourth cheapest is the Ford Ranger, costing an average of $2,178 per year.

Not the cheapest pickups to insure, but still very reasonable, are pickups like the Toyota Tacoma, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with an average cost to insure of $2,346 per year or less.

Full-coverage car insurance in Laramie for this segment for a middle-age safe driver can cost as low as $168 per month, depending on the company and where you live. The next table ranks the pickups with the lowest-cost average auto insurance rates in Laramie.

Cheapest Pickups to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,010$168
Nissan TitanFull-size$2,134$178
Nissan FrontierMidsize$2,156$180
Ford RangerMidsize$2,178$182
Ford MaverickMidsize$2,210$184
Honda RidgelineMidsize$2,264$189
Hyundai Santa CruzMidsize$2,302$192
Toyota TacomaMidsize$2,310$193
GMC Sierra 2500 HDHeavy Duty$2,318$193
GMC CanyonMidsize$2,346$196
Jeep GladiatorMidsize$2,402$200
GMC Sierra 3500Heavy Duty$2,416$201
Chevrolet Silverado HD 3500Heavy Duty$2,436$203
Chevrolet Silverado HD 2500Heavy Duty$2,500$208
GMC SierraFull-size$2,518$210
Chevrolet SilveradoFull-size$2,520$210
Nissan Titan XDHeavy Duty$2,522$210
Ford F150Full-size$2,550$213
GMC Hummer EV PickupFull-size$2,616$218
Ram TruckFull-size$2,638$220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Laramie, WY, with the Chevrolet Colorado ranking first at $2,010 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Laramie, WY, with the Chevrolet Colorado ranking first at $2,010 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Need rates for a different pickup model? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Wyoming.

Cheapest luxury car insurance rates in Laramie, Wyoming

The top five models for the most affordable Laramie car insurance rates in the luxury car segment are the Acura TLX, Lexus IS 300, Acura Integra, BMW 330i, and Mercedes-Benz CLA250. Auto insurance rates for these models average $197 or less per month.

Additional models that are affordable to insure are the Lexus ES 350, Mercedes-Benz AMG CLA35, Genesis G70, and Cadillac CT4, with average annual insurance rates of $2,398 per year or less.

Some additional 2024 luxury models worth mentioning include the Cadillac CT5, Lexus ES 250, BMW 330e, Audi S3, and Lexus ES 300h, which average between $2,398 and $2,558 per year for full-coverage insurance in Laramie.

Car insurance in this segment for a middle-age safe driver starts at an average of $169 per month, depending on the company and where you live.

The cheapest compact luxury car to insure in Laramie is the Acura Integra at $2,028 per year. For midsize luxury cars, the Mercedes-Benz CLA250 is cheapest to insure at $2,346 per year. And for full-size models, the Audi A5 is most affordable to insure at $2,708 per year.

The table below ranks the twenty luxury cars with the lowest-cost auto insurance rates in Laramie.

Cheapest Luxury Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,028$169
BMW 330iCompact$2,322$194
Mercedes-Benz CLA250Midsize$2,346$196
Lexus IS 300Midsize$2,348$196
Acura TLXCompact$2,360$197
Cadillac CT4Compact$2,382$199
Lexus ES 350Midsize$2,382$199
Genesis G70Compact$2,388$199
Mercedes-Benz AMG CLA35Midsize$2,392$199
Lexus RC 300Midsize$2,398$200
Lexus IS 350Compact$2,406$201
Jaguar XFMidsize$2,414$201
Cadillac CT5Midsize$2,456$205
Lexus ES 250Midsize$2,468$206
Lexus RC 350Compact$2,474$206
BMW 330eCompact$2,476$206
BMW 228iCompact$2,480$207
BMW 230iCompact$2,498$208
Lexus ES 300hMidsize$2,502$209
Audi S3Compact$2,558$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Laramie, WY, with the Acura Integra ranking first at $2,028 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Laramie, WY, with the Acura Integra ranking first at $2,028 per year.

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Wyoming.

Cheapest luxury SUV insurance rates in Laramie, Wyoming

The Acura RDX takes the #1 ranking as the most affordable luxury SUV model to insure in Laramie, followed by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model averages $1,906 per year to insure for full coverage.

Some other luxury SUVs that have good average insurance rates include the Lexus NX 450h, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 350h, with average insurance cost of $2,198 per year or less.

In the lower half of the top 20 luxury SUVs to insure, models like the Land Rover Evoque, Infiniti QX60, Mercedes-Benz GLA35 AMG, Mercedes-Benz AMG GLB35, and Lexus RX 350 cost between $2,198 and $2,286 per year for auto insurance.

From a cost per month standpoint, full-coverage insurance in this segment starts at an average of $159 per month, depending on where you live and the company you use.

The cheapest small luxury SUV to insure in Laramie is the Acura RDX at $1,906 per year. For midsize luxury models, the Jaguar E-Pace is cheapest to insure at $2,130 per year. And for large luxury SUVs, the Infiniti QX80 is most affordable to insure at $2,558 per year.

The rate comparison table below ranks the twenty luxury SUVs with the most affordable car insurance in Laramie.

Cheapest Luxury SUVs to Insure in Laramie, Wyoming
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,906$159
Lexus NX 250Compact$2,018$168
Cadillac XT4Compact$2,060$172
Jaguar E-PaceMidsize$2,130$178
Lexus NX 350hCompact$2,152$179
Cadillac XT5Midsize$2,154$180
Lincoln CorsairCompact$2,178$182
Mercedes-Benz GLB 250Compact$2,184$182
Lexus UX 250hCompact$2,186$182
Lexus NX 450hCompact$2,198$183
Infiniti QX50Midsize$2,214$185
Mercedes-Benz GLA250Compact$2,224$185
Cadillac XT6Midsize$2,230$186
Mercedes-Benz GLA35 AMGCompact$2,232$186
Infiniti QX60Midsize$2,242$187
Mercedes-Benz AMG GLB35Midsize$2,248$187
Acura MDXMidsize$2,276$190
Land Rover EvoqueCompact$2,278$190
Lexus RX 350Midsize$2,286$191
Lexus NX 350Compact$2,288$191

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Laramie, WY, with the Acura RDX ranking first at $1,906 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Laramie, WY, with the Acura RDX ranking first at $1,906 per year.

See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

Don’t see rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Laramie car insurance quotes from the best companies in Wyoming.

Cheapest sports cars to insure in Laramie, Wyoming

The Mazda MX-5 Miata ranks at #1 for the most affordable sports car to insure in Laramie, followed closely by the Toyota GR86, Ford Mustang, BMW Z4, and Subaru WRX. The 2024 model has an average cost of $2,110 per year for full-coverage auto insurance.

Additional sports cars that have affordable insurance rates include the BMW M2, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average cost to insure of $2,726 per year or less.

From a monthly standpoint, car insurance rates in this segment will start around $176 per month, depending on the company and your location.

The table below ranks the twenty sports cars with the cheapest average insurance rates in Laramie, starting with the Mazda MX-5 Miata at $2,110 per year ($176 per month) and ending with the Porsche Taycan at $3,862 per year ($322 per month).

Cheapest Sports Cars to Insure in Laramie, Wyoming
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,110$176
Toyota GR86Sports Car$2,404$200
Ford MustangSports Car$2,506$209
BMW Z4Sports Car$2,520$210
Subaru WRXSports Car$2,556$213
Toyota GR SupraSports Car$2,560$213
BMW M2Sports Car$2,634$220
Nissan ZSports Car$2,642$220
Lexus RC FSports Car$2,696$225
Subaru BRZSports Car$2,726$227
BMW M3Sports Car$2,880$240
Porsche 718Sports Car$2,934$245
Chevrolet CamaroSports Car$2,962$247
Chevrolet CorvetteSports Car$3,158$263
Porsche 911Sports Car$3,266$272
BMW M4Sports Car$3,404$284
Lexus LC 500Sports Car$3,418$285
Jaguar F-TypeSports Car$3,596$300
Mercedes-Benz AMG GT53Sports Car$3,774$315
Porsche TaycanSports Car$3,862$322

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Laramie, WY Zip Codes. Updated June 26, 2025

Ranking of the cheapest sports cars to insure in Laramie, WY, with the Mazda MX-5 Miata ranking first at $2,110 per year.
Ranking of the cheapest sports cars to insure in Laramie, WY, with the Mazda MX-5 Miata ranking first at $2,110 per year.

Need rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Driver profile can impact price

To help show the amount car insurance cost can change for different applicants (and also emphasize the importance of accurate rate quotes), the examples below present a wide range of car insurance rates for three popular models in Laramie: the Chevrolet Silverado, Toyota Corolla, and Kia Sorento.

The example for each vehicle shows average rates for different profiles to illustrate the price difference based on changes in the type of driver rated on the policy.

Chevrolet Silverado insurance rates

Car insurance for a Chevrolet Silverado in Laramie costs an average of $2,520 per year, or around $210 per month, and ranges from $2,090 to $5,850 annually.

Average 2024 Chevrolet Silverado insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 2: Average 2024 Chevrolet Silverado insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Chevrolet Silverado Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,850$488
Safe Driver Age 20$5,118$427
At-fault Accidents Age 40$3,602$300
Low Deductibles Age 40$3,252$271
Safe Driver Age 30$2,684$224
Safe Driver Age 40$2,520$210
Safe Driver Age 50$2,242$187
High Deductibles Age 40$2,144$179
Safe Driver Age 60$2,096$175
Discount Rate Age 40$2,090$174

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated June 27, 2025

The Chevrolet Silverado belongs to the full-size truck segment, and additional similar models from the same segment include the Ram Truck, GMC Sierra, and Ford F150.

Toyota Corolla insurance rates

Insurance for a Toyota Corolla in Laramie costs an average of $2,220 per year, or around $185 per month, and ranges from $1,840 to $5,090.

Average 2024 Toyota Corolla insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 3: Average 2024 Toyota Corolla insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,090$424
Safe Driver Age 20$4,440$370
At-fault Accidents Age 40$3,150$263
Low Deductibles Age 40$2,848$237
Safe Driver Age 30$2,360$197
Safe Driver Age 40$2,220$185
Safe Driver Age 50$1,976$165
High Deductibles Age 40$1,892$158
Safe Driver Age 60$1,848$154
Discount Rate Age 40$1,840$153

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 26, 2025

The Toyota Corolla belongs to the compact car segment, and additional similar models from the same segment include the Hyundai Elantra, Chevrolet Cruze, and Volkswagen Jetta.

Kia Sorento insurance rates

Insurance for a Kia Sorento in Laramie costs an average of $2,166 per year ($181 per month) and ranges from $1,798 to $4,968 per year.

Average 2024 Kia Sorento insurance premiums in Laramie for different driver ages and risk scenarios.
Figure 4: Average 2024 Kia Sorento insurance premiums in Laramie for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Laramie includes all Zip Codes and vehicle trim levels.

2024 Kia Sorento Insurance Cost in Laramie, WY
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,968$414
Safe Driver Age 20$4,350$363
At-fault Accidents Age 40$3,054$255
Low Deductibles Age 40$2,854$238
Safe Driver Age 30$2,310$193
Safe Driver Age 40$2,166$181
Safe Driver Age 50$1,914$160
High Deductibles Age 40$1,812$151
Discount Rate Age 40$1,798$150
Safe Driver Age 60$1,794$150

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia Sorento trim levels. Updated June 27, 2025

The Kia Sorento is a midsize SUV, and other top-selling models from the same segment include the Ford Edge, Honda Pilot, Jeep Grand Cherokee, and Toyota Highlander.

Tips for finding cheaper Laramie auto insurance quotes

Drivers are often looking to save money on insurance, so scan the savings concepts in this next list and maybe you can save a few bucks when buying auto insurance.

  • Get better rates due to your job. Some auto insurance companies offer discounts for having a job in professions like emergency medical technicians, firefighters, accountants, dentists, doctors, college professors, and others. By qualifying for this profession discount, you may save between $68 and $222 on your yearly auto insurance bill, depending on your policy.
  • Shop around for a better deal. Taking a few minutes to get a few free car insurance quotes is the best recommendation for saving money. Companies make rate modifications frequently and you can change companies at any time.
  • Obey the law and pay less. If you want the cheapest auto insurance in Laramie, it pays to be an excellent driver. A couple of speeding tickets could result in spiking insurance cost as much as $606 per year.
  • More discounts means cheap auto insurance rates. Discounted rates may be available if the insureds insure their home and car with the same company, are military or federal employees, are good students, are loyal customers, are senior citizens, or many other discounts which could save the average Laramie driver as much as $382 per year on their insurance cost.
  • Remain claim free and save. Most insurers reduce rates a little for not having any claims. Auto insurance should only be used in the case of significant financial loss, not small claims that can be paid out-of-pocket.