Car Insurance in Bangor, Maine – Cheapest Rates (2025) + Averages

We compare average rates for over 150 popular vehicles plus find the cars, pickups, and SUVs with the cheapest car insurance quotes in Bangor, Maine.

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  • Bangor car insurance averages $1,796 per year for a full coverage policy, or approximately $150 on a monthly basis
  • Auto insurance rates for a few popular vehicles in Bangor include the Nissan Sentra at $1,644 per year, Jeep Wrangler at $2,048, and Honda Civic at $1,590.
  • Compact models like the Subaru Crosstrek, Chevrolet Trailblazer, Hyundai Venue, and Ford Bronco Sport are the top picks for having cheap car insurance in Bangor.
  • A few models with segment-leading auto insurance rates in Bangor include the Nissan Titan, Acura Integra, Jaguar E-Pace, Toyota GR Corolla, and Chevrolet Tahoe.
  • Car insurance quotes in Bangor can range from as low as $35 per month for a liability-only policy to well over $656 per month for teenagers and other high-risk drivers.

How much does car insurance cost in Bangor?

Bangor car insurance costs an average of $1,796 per year, which is 21.2% less than the U.S. average rate of $2,221. The average monthly cost of car insurance in Bangor is $150 for a full coverage policy.

In the state of Maine, the average car insurance cost is $1,784 per year, so the average cost in Bangor is $12 more per year. When rates are compared to other locations in Maine, the cost of insurance in Bangor is about $48 per year more than in South Portland, $22 per year less than in Auburn, and $28 per year cheaper than in Lewiston.

The age of the rated driver has a big impact on the price of car insurance, so the list below illustrates this point by showing the difference in average car insurance rates in Bangor for driver ages 16 through 60.

Average cost of car insurance in Bangor, Maine, for drivers age 16 to 60

  • 16-year-old driver – $6,393 per year or $533 per month
  • 17-year-old driver – $6,192 per year or $516 per month
  • 18-year-old driver – $5,550 per year or $463 per month
  • 19-year-old driver – $5,053 per year or $421 per month
  • 20-year-old driver – $3,612 per year or $301 per month
  • 30-year-old driver – $1,914 per year or $160 per month
  • 40-year-old driver – $1,796 per year or $150 per month
  • 50-year-old driver – $1,590 per year or $133 per month
  • 60-year-old driver – $1,490 per year or $124 per month

The chart below shows average car insurance cost in Bangor broken out by driver age and comprehensive and collision deductibles. Rates are averaged for all 2024 vehicle models including luxury and performance vehicles.

Average full-coverage car insurance premium in Bangor, ME for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Bangor, ME for different ages of drivers. Rates updated on June 27, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Bangor, ME Zip Codes.

Average Car Insurance Cost in Bangor, ME
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,056$255
$500$3,612$301
$250$4,198$350
30$1,000$1,604$134
$500$1,914$160
$250$2,238$187
40$1,000$1,510$126
$500$1,796$150
$250$2,092$174
50$1,000$1,342$112
$500$1,590$133
$250$1,848$154
60$1,000$1,260$105
$500$1,490$124
$250$1,730$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Bangor, ME Zip Codes. Updated June 27, 2025

In the chart above, the cost of auto insurance in Bangor ranges from $1,260 per year for a 60-year-old driver with a policy with high deductibles to $4,198 per year for a 20-year-old driver with a low deductible. When converted to a monthly rate, the average cost in the chart above ranges from $105 to $350 per month.

Bangor auto insurance rates vary considerably and are impacted by many different factors. This wide range of possible rates emphasizes the need to get accurate car insurance quotes when shopping online for the cheapest car insurance.

The auto insurance rates mentioned up to this point take all 2024 models and come up with an average cost, which is suitable when making general comparisons like the average cost difference by driver age or location.

Average car insurance rates work exceptionally well for answering questions like “is auto insurance in Bangor cheaper than Portland?” or “are auto insurance rates in Maine cheaper than in Colorado?”.

For more comprehensive price comparisons, however, we need to compare rates for the specific model of vehicle being insured. Every model has it’s own risk profile for physical damage and liability claims, and this data makes it possible to perform more detailed insurance cost analysis.

The next list breaks down both annual and monthly average auto insurance rates in Bangor for some of the more popular cars, trucks, and SUVs. Later on in this article, we will examine rates for a few of these models in much more detail.

Car insurance rates for popular models in Bangor

Vehicle models that are popular in Bangor tend to be small or midsize sedans like the Toyota Corolla, Nissan Sentra, and Honda Accord and small or midsize SUVs like the Honda CR-V and Jeep Grand Cherokee.

Other popular vehicles from other segments include luxury models like the Tesla Model S and Lexus RX 350, pickup trucks like the Chevy Silverado and Toyota Tacoma, and sports cars like the Audi TT and Porsche 911.

We get into additional rates in a bit, but before we get into that data, let’s review in a nutshell the key concepts and comparisons we tackled so far in the article.

  • Teen girls have cheaper rates than teen males – Teen females (age 16 to 19) pay $781 to $423 less each year than males of the same age.
  • Insurance rates decrease substantially from age 20 to 30 – The average 30-year-old Bangor, Maine, driver will pay $1,698 less per year than a 20-year-old driver, $1,914 compared to $3,612.
  • Insuring teen drivers is expensive – Average cost ranges from $4,272 to $6,393 per year to insure a teen driver in Bangor.
  • Lower deductible car insurance is more expensive than high deductible – A 20-year-old driver pays an average of $964 more per year for a $250 deductible policy versus a $1,000 deductible policy.
  • Bangor auto insurance rates are more expensive than the Maine state average – $1,796 (Bangor average) compared to $1,784 (Maine average)
  • Bangor car insurance costs less than the U.S. average – $1,796 (Bangor average) compared to $2,221 (U.S. average)

In Bangor, which vehicles are cheapest to insure?

The vehicles with the best car insurance rates in Bangor, ME, tend to be compact SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Buick Envision.

Average auto insurance prices for those crossover SUVs cost $122 or less per month for full coverage car insurance.

Other models that have affordable car insurance prices in the comparison table below are the Honda HR-V, Buick Envista, Subaru Outback, and Ford Bronco Sport.

The average cost is somewhat higher for those models than the cheapest compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,560 or less per year ($130 per month) in Bangor.

The table below breaks down the top 50 models with the cheapest car insurance rates in Bangor, ordered by cost.

Cheapest Car Insurance Rates in Bangor
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,286$107
2Chevrolet Trailblazer$1,314$110
3Kia Soul$1,362$114
4Nissan Kicks$1,374$115
5Honda Passport$1,388$116
6Buick Envision$1,396$116
7Toyota Corolla Cross$1,406$117
8Hyundai Venue$1,422$119
9Mazda CX-5$1,422$119
10Ford Bronco Sport$1,430$119
11Volkswagen Tiguan$1,442$120
12Acura RDX$1,456$121
13Nissan Murano$1,466$122
14Buick Encore$1,482$124
15Subaru Outback$1,484$124
16Honda CR-V$1,488$124
17Buick Envista$1,494$125
18Volkswagen Taos$1,496$125
19Kia Niro$1,502$125
20Toyota GR Corolla$1,512$126
21Subaru Ascent$1,514$126
22Honda HR-V$1,520$127
23Nissan Leaf$1,528$127
24Chevrolet Colorado$1,536$128
25Lexus NX 250$1,542$129
26Honda Civic$1,544$129
27Volkswagen Atlas$1,544$129
28Acura Integra$1,550$129
29Subaru Forester$1,550$129
30Volkswagen Atlas Cross Sport$1,552$129
31Kia Seltos$1,558$130
32GMC Terrain$1,560$130
33Hyundai Kona$1,570$131
34Nissan Rogue$1,570$131
35Cadillac XT4$1,574$131
36Mazda CX-30$1,574$131
37Ford Explorer$1,582$132
38Volkswagen ID4$1,582$132
39Toyota Highlander$1,584$132
40Toyota Venza$1,590$133
41Ford Escape$1,592$133
42Honda Odyssey$1,594$133
43Nissan Sentra$1,602$134
44Subaru Impreza$1,606$134
45Chevrolet Equinox$1,608$134
46Toyota RAV4$1,610$134
47Mazda MX-5 Miata$1,614$135
48Mazda MX-30$1,618$135
49Hyundai Tucson$1,622$135
50Jaguar E-Pace$1,628$136

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 27, 2025

Top 50 cheapest vehicles to insure in Bangor, ME with the Subaru Crosstrek ranking first at $1,286 per year
Top 50 cheapest vehicles to insure in Bangor, ME with the Subaru Crosstrek ranking first at $1,286 per year

The above table containing 50 vehicle rankings is great if you just want the lowest rates. A more efficient way to group and rank rates in an analytical manner is to sort them by their automotive segment.

The next section discusses the average cost of auto insurance for each vehicle segment. The average rates shown should give you a better idea of the types of vehicles that have the least expensive average car insurance rates. If you read beyond the chart, the next six sections break out and rank the cheapest insurance rates for individual models for the most popular automotive segments.

Car insurance rates by automotive segment

When shopping for a different vehicle, it’s important to know which kinds of vehicles are more affordable to insure. For instance, some common questions are if compact SUVs are more affordable to insure than minivans or whether smaller pickups have better rates than larger trucks.

The chart below displays average auto insurance rates by segment in Bangor. From a segment comparison perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks tend to have the least expensive rates, while luxury models and sports cars tend to have the most expensive average insurance cost.

Car insurance average cost by automotive segment in Bangor, ME.
Figure 2: Car insurance average cost by automotive segment in Bangor, ME. Rates updated on June 26, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Bangor Zip Codes.

Car Insurance Rates by Automotive Segment in Bangor, ME
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,648$137
Midsize SUV$1,770$148
Compact Car$1,774$148
Minivan$1,776$148
Midsize Pickup$1,810$151
Midsize Car$1,830$153
Compact Luxury SUV$1,946$162
Compact Luxury Car$1,974$165
Large SUV$1,982$165
Half-ton Pickup$1,988$166
Heavy Duty Pickup$2,062$172
Midsize Luxury SUV$2,128$177
Midsize Luxury Car$2,200$183
Sports Car$2,466$206
Large Car$2,580$215
Large Luxury SUV$2,778$232
Large Luxury Car$2,870$239

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Bangor, ME Zip Codes. Updated June 26, 2025

Average rates by segment are handy for comparing estimates, but rates range quite significantly within each vehicle segment displayed in the previous chart.

For example, in the small SUV segment, car insurance rates in Bangor range from the Subaru Crosstrek costing $1,324 per year for full coverage insurance to the Ford Mustang Mach-E at $2,098 per year, a difference of $774 within that segment.

In the midsize truck segment, the cost of insurance ranges from the Chevrolet Colorado at $1,578 per year to the Rivian R1T at $2,238 per year.

In the next sections, we eliminate much of the variability by comparing the cost of auto insurance in Bangor on a model level.

Cheapest cars to insure in Bangor

The four lowest-cost cars to insure in Bangor are the Toyota GR Corolla at $1,558 per year, Nissan Leaf at $1,572 per year, Honda Civic at $1,590 per year, and Nissan Sentra at $1,644 per year.

Also ranking well in our comparison are cars like the Toyota Prius, Chevrolet Malibu, Honda Accord, and Toyota Corolla, with an average cost of $1,748 per year or less.

Ranking between positions 10 and 20, models like the Subaru Legacy, Kia Forte, Toyota Crown, Volkswagen Arteon, Hyundai Sonata, and Mitsubishi Mirage G4 average between $1,748 and $1,856 per year to insure.

On a monthly basis, full-coverage car insurance in this segment for a good driver starts at an average of $130 per month, depending on your location. The rate comparison table below ranks the cars with the most affordable auto insurance rates in Bangor.

Cheapest Car Insurance in Bangor, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,558$130
Nissan LeafCompact$1,572$131
Honda CivicCompact$1,590$133
Nissan SentraCompact$1,644$137
Subaru ImprezaCompact$1,648$137
Toyota PriusCompact$1,676$140
Kia K5Midsize$1,728$144
Honda AccordMidsize$1,734$145
Chevrolet MalibuMidsize$1,740$145
Toyota CorollaCompact$1,748$146
Kia ForteCompact$1,752$146
Volkswagen ArteonMidsize$1,762$147
Nissan VersaCompact$1,768$147
Subaru LegacyMidsize$1,770$148
Hyundai Ioniq 6Midsize$1,786$149
Mitsubishi Mirage G4Compact$1,812$151
Toyota CrownMidsize$1,816$151
Volkswagen JettaCompact$1,816$151
Hyundai SonataMidsize$1,822$152
Mazda 3Compact$1,856$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large cars to insure in Bangor, ME, with the Toyota GR Corolla ranking first at $1,558 per year.
Ranking of the cheapest compact, midsize, and large cars to insure in Bangor, ME, with the Toyota GR Corolla ranking first at $1,558 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see rates for your vehicle? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Bangor car insurance quotes from the best car insurance companies in Maine.

Cheapest SUV insurance rates in Bangor

In our comparison, the top five most budget-friendly non-luxury SUVs to insure in Bangor are the Subaru Crosstrek, Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. Average rates for for these five models range from $1,324 to $1,430 per year.

Some other SUVs that rank well in our comparison include the Toyota Corolla Cross, Buick Envision, Ford Bronco Sport, and Mazda CX-5, with an average cost of $1,470 per year or less.

Ranked between 10th and 20th place, SUVs like the Volkswagen Tiguan, Volkswagen Taos, Honda CR-V, Kia Niro, Honda HR-V, and Buick Encore average between $1,470 and $1,562 per year for insurance in Bangor.

Full-coverage auto insurance for this segment in Bangor for a safe driver starts at an average of $110 per month, depending on your location and insurance company.

The cheapest compact SUV to insure in Bangor is the Subaru Crosstrek at $1,324 per year. For midsize models, the Honda Passport has the cheapest rates at $1,430 per year. And for full-size SUVs, the Chevrolet Tahoe has the best rates at $1,684 per year.

The rate comparison table below ranks the twenty SUVs with the lowest-cost insurance rates in Bangor, starting with the Subaru Crosstrek at $1,324 per year and ending with the Subaru Ascent at $1,562 per year.

Cheapest SUV Insurance in Bangor, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,324$110
Chevrolet TrailblazerCompact$1,348$112
Kia SoulCompact$1,402$117
Nissan KicksCompact$1,410$118
Honda PassportMidsize$1,430$119
Buick EnvisionCompact$1,436$120
Toyota Corolla CrossCompact$1,446$121
Hyundai VenueCompact$1,460$122
Mazda CX-5Compact$1,462$122
Ford Bronco SportCompact$1,470$123
Volkswagen TiguanCompact$1,484$124
Nissan MuranoMidsize$1,508$126
Buick EncoreCompact$1,526$127
Subaru OutbackMidsize$1,528$127
Honda CR-VCompact$1,530$128
Buick EnvistaMidsize$1,532$128
Volkswagen TaosCompact$1,538$128
Kia NiroCompact$1,544$129
Honda HR-VCompact$1,560$130
Subaru AscentMidsize$1,562$130

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large SUVs to insure in Bangor, ME, with the Subaru Crosstrek ranking first at $1,324 per year.
Ranking of the cheapest compact, midsize, and large SUVs to insure in Bangor, ME, with the Subaru Crosstrek ranking first at $1,324 per year.

For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

Don’t see your vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Bangor car insurance quotes from top-rated companies in Maine.

Cheapest luxury car insurance rates in Bangor

Ranking at the top for the lowest-cost Bangor auto insurance rates in the luxury car segment are the Mercedes-Benz CLA250, Lexus IS 300, Acura TLX, Acura Integra, and BMW 330i. Rates for these models average $1,858 or less per year.

Additional models that rank well in our comparison are the Lexus RC 300, Lexus ES 350, Cadillac CT4, and Genesis G70, with average insurance cost of $1,886 per year or less.

Some additional luxury cars that made the list include the BMW 228i, Lexus RC 350, BMW 330e, and Cadillac CT5, which average between $1,886 and $2,014 per year for insurance in Bangor.

Auto insurance for this segment in Bangor for a safe driver starts at an average of $133 per month, depending on the company and your location.

The comparison table below ranks the luxury cars with the cheapest auto insurance rates in Bangor, starting with the Acura Integra at $1,596 per year and ending with the Audi S3 at $2,014 per year.

Cheapest Luxury Car Insurance in Bangor, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,596$133
BMW 330iCompact$1,828$152
Mercedes-Benz CLA250Midsize$1,848$154
Lexus IS 300Midsize$1,850$154
Acura TLXCompact$1,858$155
Cadillac CT4Compact$1,874$156
Lexus ES 350Midsize$1,874$156
Genesis G70Compact$1,880$157
Mercedes-Benz AMG CLA35Midsize$1,882$157
Lexus RC 300Midsize$1,886$157
Lexus IS 350Compact$1,894$158
Jaguar XFMidsize$1,898$158
Cadillac CT5Midsize$1,932$161
Lexus ES 250Midsize$1,942$162
Lexus RC 350Compact$1,946$162
BMW 330eCompact$1,948$162
BMW 228iCompact$1,950$163
BMW 230iCompact$1,966$164
Lexus ES 300hMidsize$1,968$164
Audi S3Compact$2,014$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest compact, midsize, and large luxury cars to insure in Bangor, ME, with the Acura Integra ranking first at $1,596 per year.
Ranking of the cheapest compact, midsize, and large luxury cars to insure in Bangor, ME, with the Acura Integra ranking first at $1,596 per year.

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see your luxury car in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Bangor car insurance quotes from top car insurance companies in Maine.

Cheapest luxury SUV insurance rates in Bangor

The Acura RDX ranks in the top spot for the most budget-friendly luxury SUV model to insure in Bangor, followed closely by the Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. The 2024 model averages $1,498 per year for a policy with full coverage.

Not the cheapest in the list, but still ranking well, are SUVs like the Lexus UX 250h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus NX 350h, with average cost of $1,728 per year or less.

Some additional 2024 models worth mentioning include the Lexus NX 350, Infiniti QX50, Mercedes-Benz GLA35 AMG, Infiniti QX60, and Mercedes-Benz AMG GLB35, which cost between $1,728 and $1,800 per year for insurance in Bangor.

From a monthly standpoint, car insurance rates on this segment in Bangor for a safe driver starts at around $125 per month, depending on where you live and the company you use. The next table ranks the twenty luxury SUVs with the most affordable car insurance rates in Bangor.

Cheapest Luxury SUV Insurance in Bangor, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,498$125
Lexus NX 250Compact$1,588$132
Cadillac XT4Compact$1,622$135
Jaguar E-PaceMidsize$1,676$140
Cadillac XT5Midsize$1,694$141
Lexus NX 350hCompact$1,694$141
Lincoln CorsairCompact$1,714$143
Mercedes-Benz GLB 250Compact$1,718$143
Lexus UX 250hCompact$1,720$143
Lexus NX 450hCompact$1,728$144
Infiniti QX50Midsize$1,742$145
Mercedes-Benz GLA250Compact$1,750$146
Cadillac XT6Midsize$1,754$146
Mercedes-Benz GLA35 AMGCompact$1,756$146
Infiniti QX60Midsize$1,764$147
Mercedes-Benz AMG GLB35Midsize$1,768$147
Land Rover EvoqueCompact$1,790$149
Acura MDXMidsize$1,792$149
Lexus NX 350Compact$1,800$150
Lexus RX 350Midsize$1,800$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 26, 2025

Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Bangor, ME, with the Acura RDX ranking first at $1,498 per year.
Ranking of the cheapest compact, midsize, and large luxury SUVs to insure in Bangor, ME, with the Acura RDX ranking first at $1,498 per year.

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Don’t see rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Bangor car insurance quotes from top car insurance companies in Maine.

Cheapest pickup insurance rates in Bangor, Maine

For 2024 models, the five cheapest pickups to insure in Bangor are the Chevrolet Colorado, Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. Insurance rates for these five pickups range from $1,578 to $1,742 per year.

Not the cheapest to insure, but still ranked well, are pickups like the GMC Sierra 2500 HD, Toyota Tacoma, GMC Canyon, and Honda Ridgeline, with average cost of $1,846 per year or less.

Full-coverage auto insurance in this segment for a safe driver will start around $132 per month, depending on where you live and the company you use. The table below ranks the twenty pickups with the cheapest insurance rates in Bangor, starting with the Chevrolet Colorado at $132 per month and ending with the Ram Truck at $173 per month.

Cheapest Pickup Insurance in Bangor, Maine
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,578$132
Nissan TitanFull-size$1,678$140
Nissan FrontierMidsize$1,694$141
Ford RangerMidsize$1,714$143
Ford MaverickMidsize$1,742$145
Honda RidgelineMidsize$1,780$148
Hyundai Santa CruzMidsize$1,810$151
Toyota TacomaMidsize$1,816$151
GMC Sierra 2500 HDHeavy Duty$1,826$152
GMC CanyonMidsize$1,846$154
Jeep GladiatorMidsize$1,890$158
GMC Sierra 3500Heavy Duty$1,900$158
Chevrolet Silverado HD 3500Heavy Duty$1,916$160
Chevrolet Silverado HD 2500Heavy Duty$1,968$164
GMC SierraFull-size$1,980$165
Chevrolet SilveradoFull-size$1,984$165
Nissan Titan XDHeavy Duty$1,984$165
Ford F150Full-size$2,008$167
GMC Hummer EV PickupFull-size$2,060$172
Ram TruckFull-size$2,076$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Bangor, ME, with the Chevrolet Colorado ranking first at $1,578 per year.
Ranking of the cheapest midsize, full-size, and heavy-duty trucks to insure in Bangor, ME, with the Chevrolet Colorado ranking first at $1,578 per year.

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Maine.

Cheapest sports car insurance rates in Bangor

Ranking highest for the lowest-cost Bangor car insurance rates in the performance and sports car segment are the Subaru WRX, Mazda MX-5 Miata, BMW Z4, Ford Mustang, and Toyota GR86. Rates for these 2024 models average $2,012 or less per year, or around $168 per month.

Other cars that have good average insurance rates are the Nissan Z, Lexus RC F, BMW M2, and Toyota GR Supra, with an average cost to insure of $2,146 per year or less.

Some additional models that rank well include the Chevrolet Camaro, Chevrolet Corvette, BMW M4, and Lexus LC 500, which cost between $2,146 and $3,038 per year for insurance.

Full-coverage insurance in this segment can cost as low as $138 per month, depending on where you live and the company you use. The next table ranks the twenty sports cars with the most affordable car insurance rates in Bangor.

Cheapest Sports Car Insurance in Bangor, Maine
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,660$138
Toyota GR86Sports Car$1,892$158
Ford MustangSports Car$1,972$164
BMW Z4Sports Car$1,982$165
Subaru WRXSports Car$2,012$168
Toyota GR SupraSports Car$2,014$168
BMW M2Sports Car$2,072$173
Nissan ZSports Car$2,078$173
Lexus RC FSports Car$2,122$177
Subaru BRZSports Car$2,146$179
BMW M3Sports Car$2,266$189
Porsche 718Sports Car$2,310$193
Chevrolet CamaroSports Car$2,332$194
Chevrolet CorvetteSports Car$2,486$207
Porsche 911Sports Car$2,570$214
BMW M4Sports Car$2,680$223
Lexus LC 500Sports Car$2,690$224
Jaguar F-TypeSports Car$2,830$236
Mercedes-Benz AMG GT53Sports Car$2,972$248
Porsche TaycanSports Car$3,038$253

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Bangor, ME Zip Codes. Updated June 27, 2025

Ranking of the cheapest sports cars to insure in Bangor, ME, with the Mazda MX-5 Miata ranking first at $1,660 per year.
Ranking of the cheapest sports cars to insure in Bangor, ME, with the Mazda MX-5 Miata ranking first at $1,660 per year.

Don’t see your sports car? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Maine.

Tips for finding cheaper Bangor car insurance quotes

Bangor drivers are always looking to reduce their monthly auto insurance expenses. So take a minute to review the money-saving ideas in the list below and maybe you’ll be able to save a few bucks on your next policy purchase.

  • Get better rates due to your choice of occupation. The large majority of car insurance companies offer policy discounts for occupations like firefighters, accountants, doctors, college professors, emergency medical technicians, and others. By qualifying for this discount, you could save between $54 and $175 on your annual insurance bill, subject to policy limits.
  • Shop around for better rates. Taking the time to get some free car insurance quotes could save a pile of cash. Rates change quite often and you do not have to wait for your renewal to change companies.
  • Compare car insurance rates before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurers can charge very different rates. Get plenty of comparison quotes before you buy a new vehicle in order to avoid any surprises when you get your first insurance bill.
  • Remove optional coverage on older vehicles. Removing physical damage coverage from vehicles whose low value makes coverage cost prohibitive will cut the cost of car insurance substantially.
  • Improve your credit rating to save on insurance. Having an excellent credit score over 800 may save $282 per year compared to a slightly lower credit rating between 670-739. Conversely, a mediocre credit rating could cost around $327 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Pay small claims out-of-pocket. Most insurance companies offer discounts if you have no claims. Insurance should be used to protect you from larger claims, not small claims.